(a) Rate = k[A]0[B]1/2[C]2 is the rate equation for the reaction provided, where k is the rate constant and the exponents of the reactant concentrations denote the ordering of the reactants.
How can it be calculated in detail?(b) The individual orders of the reactants are added to determine the reaction's overall order, which in this instance is:
0 + 1/2 + 2 = 5/2 or 2.5
As a result, the response has a 2.5 overall order.
(c) Because there is no order in the reaction in A, the rate is unaffected by the concentration of A. A's concentration can be doubled without affecting the reaction's pace.
(d) The concentration of B to the power of 1/2 has a direct relationship with the reaction rate. As a result, if the concentration of B doubles, the reaction's rate will rise by a factor of sqrt(2), or around 1.41.
(e) The concentration of C to the power of 2 directly affects the rate of the reaction. Hence, the rate of the reaction will rise by a factor of 22 or 4 if the concentration of C is doubled.
(f) The reaction will proceed at the following pace if the concentrations of all three reactants are doubled:
rate = k[A]^0[B]^1/2[C]^2 * 2^0 * 2^1/2 * 2^2
= k[B]^1/2[C]^2 * 2^5/2
= (2^5/2) * rate
Therefore, the rate of the reaction will increase by a factor of 2^5/2 or approximately 11.31.
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a change in quantity supplied is represented by a movement along the supply curve. question content area bottom part 1 true false
It is true that a shift along the supply curve corresponds to a change in the quantity delivered.
The supply curve shows how the cost of a good or service relates to how much is provided over a certain length of time. In a typical situation, the price will be displayed on the left vertical axis and the quantity delivered will be displayed on the horizontal axis.
The supply curve, which increases from left to right, expresses the law of supply: The supply grows when the cost of a certain product increases (all else being equal).
For the majority of supply curves, the quantity supplied increases as the cost of the commodity decreases.
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a demand deposit is also known as: multiple choice a checking account. a trust. a loan. a savings account. all of these are demand deposits.
A demand deposit is also called a checking account because customers can withdraw the money on demand whenever they need it.
Checking accounts, also known as demand accounts or transactional accounts, are relatively liquid and can be accessed in a variety of ways, including through cheques, automated teller machines (ATMs), and electronic debits. A checking account varies from other bank accounts in that it frequently permits unlimited withdrawals and deposits, whereas savings accounts may occasionally place restrictions on both.
Anyone who frequently wants to make withdrawals or transactions from a bank account can benefit from having a checking account. A checking account can usually be opened relatively quickly and easily. You can apply online or in person at a bank office.
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question content area part 1 government spending and taxes that increase or decrease without any actions taken by the government are referred to as a. government expenditures. b. discretionary fiscal policy. c. automatic stabilizers. d. monetary policy.
Automatic stabilizers are government spending and tax policies that are designed to automatically offset fluctuations in a nation's economic activity without any deliberate action by the government.
What is meant by Automatic stabilizers?They work by automatically adjusting government spending and taxes in response to changes in economic conditions. During times of economic recession, for example, automatic stabilizers can increase government spending on programs such as unemployment insurance, welfare, and food stamps. At the same time, they can decrease taxes for individuals and businesses, which can help stimulate spending and investment.
Automatic stabilizers are considered to be important tools for promoting economic stability because they can help stabilize the economy quickly and effectively without requiring any action from the government. They are also considered to be less politically contentious than discretionary fiscal policy, which can be subject to political gridlock or manipulation.
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if the company raises its selling price to $400 per unit. 1. compute hudson company's contribution margin per unit. 2. compute hudson company's contribution margin ratio. 3. compute hudson company's break-even point in units. 4. compute hudson company's break-even point in sales dollars.
As per the information provided in the question based on the selling price, the results related to Hudson Company's contribution will be:
It is given that,
Per unit selling price = $400
Per unit variable cost = $300
Fixed cost = $6,60,000
1. To calculate company's contribution margin per unit:
Contribution margin= selling price - unitary variable cost
Contribution margin= 400 - 300= 100
2. To find the company's contribution margin ratio.
Contribution margin ratio= contribution margin/selling price
Contribution margin ratio= 100/400= 0.25
3. To determine the break-even point in units:
Break-even point in units= fixed costs/ contribution margin per unit
Break-even point in units= 660,000/100
Break-even point in units= 6,600
4. To compute the break-even point in sales dollars:
Break-even point (dollars)= fixed costs/ contribution margin ratio
Break-even point = 660,000/0.25
Break-even point = $2,640,000
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Note that the full question is:
Contribution Margin Income Statement For Year Ended December 31, 2019 Sales (11,100 units at $375 each) Variable costs (11,100 units at $300 each) Contribution margin Fixed costs Pretax income $4,162,500 3,339,000 832,509 660,000 172,500 If the company raises its selling price to $400 per unit. 1. Compute Hudson Co's contribution margin per unit. 2. Compute Hudson Co.'s contribution margin ratio. 3. Compute Hudson Co.'s break-even point in units. 4. Compute Hudson Co.'s break-even point in sales dollars.
steve wilson wants to deposit $150 per month into an account earning 4 percent for the next 3 years, so he can purchase a used car at that time. what type of computation would he use to determine the amount he will have for his purchase? group of answer choices a) present value of a single amount b) future value of a single amount c) future value of an annuity d) present value of an annuity e) simple interest
The correct option is C. Future value of an annuity computation and the amount he will have for his purchase.
An account is a particular report inside an employer's financial ledger or balance sheet. Accountants, finance experts, and bookkeepers can use debts to report important financial records, like reporting day-by-day transactions to confirm the exact amount of money an organization has at any moment.
In accounting, an account is a document within the famous ledger this is used to kind and maintain transactions. as an example, groups may additionally have an account of a coin wherein to file every transaction so one can increase or decreases the business enterprise's cash. fundamental accounting ideas used in commercial organizations globally cover income, charges, belongings, and liabilities. the one's elements are tracked and recorded in documents which encompass stability sheets, income statements, and cash glide statements.
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you are interviewing assistants for your role as an emergency manager and one of the interviewing requirements is communication. you ask each interviewee to demonstrate announcing the evacuation of the building. on what will you focus?
Asking each interviewer to perform declaring the building's evacuation in a calm, clear voice will help you focus.
Who conducts the interviews with the subjects?Interviewees give a self-introduction and attempt to justify why they are the best choice for the job. However, interviewers act as representatives of their business or client and work to select the best candidates or positions by using smart questioning.
What is an interviewer's job description?The interviewer is indeed the person in charge of carrying out the interview, which entails presenting the questionnaires, asking the questions, listening to the interviewees' responses, and recording them is accordance with the and rules outlined in this manual.
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on september 30, the manager reports that call center hold times for the summer construction season averaged 42 seconds, with 30 percent of all calls not being put on hold at all but 2 percent of calls exceeding 90 seconds of hold time. the plan is rated mostly successful. developing an action plan b. on april 1, the manager sees that nine contingent call center workers have been hired and completed training. on june 30, call center data show 5 percent of calls are on hold for more than 90 seconds. reviewing progress c. based on data on how long people wait before hanging up, the manager decides the maximum time on hold should be 90 seconds. appraising performance d. a pool of twelve contingent call center workers who work at home will be hired and trained before april 15. these employees can be activated anytime hold times threaten to exceed 90 seconds.
The management appears to be doing something about the call center hold times during the summer construction season.
How can it be explained in detail?a. As of September 30, the management states that the summer construction season's standard hold time was 42 seconds. Setting a baseline against which to gauge progress using this data is helpful. 30% of callers were not put on hold at all, which is encouraging, but the 2% of calls that lasted longer than 90 seconds raises questions.
b. The manager hires and trains nine temporary contact center employees on April 1. The call center's ability to handle incoming calls is increased, which is a step in the right direction towards solving the problem.
c.5% of callers on wait for more than 90 seconds, according to call center statistics from June 30. The 2% recorded on September 30 is slightly better at 1%, but this is still more than the manager's objective of limiting the maximum hold duration at 90 seconds. Based on information about how long callers wait before hanging up, the management decides to establish this as the maximum hold duration.
d. The manager intends to employ and train a group of twelve contract contact center employees who can work from home and be called upon when wait times are in danger of going above 90 seconds. This preventive measure ought to assist the call center in controlling surges in call volume over the summer construction season.
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cushman company had $820,000 in sales, sales discounts of $12,300, sales returns and allowances of $18,450, cost of goods sold of $389,500, and $282,080 in operating expenses. gross profit equals:
Cost of goods sold of $399,750 equals gross profit.As mentioned above, a company's gross sales are calculated by deducting the cost of goods sold (COGS) from total sales revenue.
While net sales are calculated by deducting discounts,bonuses, and returns from gross sales. Net sales are the total amount of revenue a company earns from the sale of its goods and services. , minus returns and bonuses.An example of net sales would be if a company sells 100 gadgets for $10 each, its net sales would be $1,000. Net sales refer to the money, cash or credit, that your company earns through the sale of its products less returns, discounts, and allowances.For manufacturing companies, cost of goods sold consists of three parts: direct labor, direct material, and manufacturing overhead. A company's gross profit is the company's total sales minus the total cost of goods sold. Total sales are all goods sold by the company. The total cost of goods sold is the sum of all variable costs involved in sales.
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given the political and economic realities in india, what is the best entry strategy for a foreign retailer?
Generalizes on the best market entry strategy, such as visiting the country; the importance of relationships in finding a good partner.
What is the ideal route for an international retail chain to enter India?An international business can start business in India by partnering with just an Indian partner. A foreign company can begin operations in India by establishing a branch office, a representative office, and a project office.
What would be the best strategy for an international retailer to enter the market?The franchising process is one of the most famous international market entry strategies. Franchising is comparable to licencing, but it entails a lot more work. Franchising works well for companies that have a reliable and well-established business model, including such McDonald's or Starbucks.
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Received customer purchase order no. 53426 (doc. No. 4) from rosemont university, approved their credit and shipped the goods. All goods ordered were shipped, except that only shoulder pad sets were available for shipment
Rosemont University issued a purchase order to the customer (order number 53426), and after the customer's credit must have been approved, the majority of the ordered goods were shipped.
How do purchase orders work?Using a purchase order, your retail business formally agrees to buy products from a vendor. It contains the names, contact details, and product quantities of both the vendor and the buyer. It is tempting to place an advance order for inventory in case you run out.
A UK purchase order: What is it?A purchasing department is a written statement of a company's intent to purchase products from a supplier. This is referred to as an invoice in reverse by the British Business Bank.
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a public good multiple choice is overproduced by the market. experiences the free-rider dilemma. causes government failure. is any good produced by the government.
The correct option is D. A public good Experiences the free-rider dilemma.
A market is any region in which or greater occasions can meet to interact in a monetary transaction—even the ones that do not involve legal gentleness. A market transaction might also moreover comprise goods, services, statistics, foreign money, or any aggregate of those that bypass from one birthday celebration to another.
In elegant, the function of a marketplace is to collect products from scattered resources and channel them to scattered stores. From the factor of view of the seller, dealers channel the call for their product; from the thing of view of the consumer, they bring elements within his obtain. A marketplace is an area wherein buyers and sellers can meet to facilitate the change or transaction of products and services. other examples encompass illegal markets, public sale markets, and economic markets.
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complete Question:
A public good
A. Is any good produced by the government
B. Is overproduced by the market
C. Causes government failure
D. Experiences the free-rider dilemma
What is the interest owed on a loan of $100 at 10% for 3 months?
Answer:
$2.50
Explanation:
The information is somewhat incomplete. It does not state whether simple or compound interest which could make a difference
I am assuming simple interest
The formula for simple interest is
I = Prt
where I is interest
P is amount of loan
r is annual rate of interest expressed as a decimal
t = number of years
We are given
P = $100
r = 10$ = 10/100 = 0.10
t = 3 months = 3/12 year = 1/4 th of a year
I = 100 x 0.10 x 1/4 = $2.50
assume you have some money and want to save to amass a given amount at the end of 5 years. one of the options you have is a 5-year, 10% coupon bond that is currently selling at par. assume that bond is default free. what will determine the total amount of money you will have at the end of year 5 if you buy the bond today?
Assume you have some money and want to save to amass a given amount at the end of 5 years. The reinvestment rate will determine the amount accumulate at the end of year 5 if you buy the bond today.
The reinvestment rate is the expected return after reinvesting the cash flows from an investment. The return is stated as a percentage and shows the expected profit the investor expects to make on their money reinvestment.
An investor's decision to purchase a bond or Certificate of Deposit is influenced by anticipated reinvestment rates (CD).
If an investor anticipates rising interest rates, he or she may choose a shorter-term investment with the expectation that the reinvestment rate when the bond or CD matures will be higher than the interest rates that may be locked in for longer-maturity investments.
An investor bears interest rate risk when a bond is issued and interest rates rise. Because bond prices decline when interest rates rise, a fixed-rate bond investor may suffer a financial loss if the bond is sold before its maturity date.
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charity a and charity b are affiliated entities. an accountant for charity b is paid $10,000 per month, which is equal to the fair value of the services rendered. the accountant for charity a quits. the accountant from charity b is sent to work with charity a for two months. charity a pays nothing for this service. what journal entry should charity a record for this work?
Journal entry should charity a record for this work is:
Debit: Accounts Payable (Charity B) $20,000
Credit: Service Revenue (Charity A) $20,000
The journal entry for Charity A would be:
Debit: Professional Fees Expense 10,000
Credit: Accounts Payable 10,000
This journal entry represents the recording of the professional services provided by Charity B’s accountant. The Professional Fees Expense is debited to recognize the cost of the services rendered, while the Accounts Payable is credited to show that Charity A now owes Charity B $10,000 for the services rendered.
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which managerial task does a manager perform when he/she articulates a clear organizational vision for the organization's members to accomplish?
In order for the members of the organization to achieve Leading, a manager must first clearly express the organizational vision.
Which managerial duties are carried out by managers?Managers simply don't go out and carelessly carry out their duties. The five fundamental management tasks of staffing, leading, managing, organizing, and planning are the skills that good managers learn to master.
What factors do managers consider when assessing how successfully the company is achieving its objectives?controlling: One of the four primary management duties is assessing how well an organization is performing in relation to its goals and taking action to maintain or improve performance.
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ashley has earmarked at most $270,000 for investment in three mutual funds: x dollars in a money market fund, y dollars in an international equity fund, and z dollars in a growth-and-income fund. the money market fund has a rate of return of 6%/year, the international equity fund has a rate of return of 12%/year, and the growth-and-income fund has a rate of return of 15%/year. ashley has stipulated that no more than 20% of her total portfolio should be in the growth-and-income fund and that no more than 45% of her total portfolio should be in the international equity fund. to maximize the return on her investment p (in dollars), how much should ashley invest in each type of fund?
The International Equity Fund mainly invests in stocks of non-American businesses with operations in developed markets, traded on a number of stock exchanges, and priced in a number of different currencies.
What is international equity funds?Mutual funds referred to as "International Equity" invest in businesses located outside of the nation where the fund's investors are headquartered. Global funds, on the other hand, are able to engage in businesses both globally and in the nation where the investors of the fund are based.
By spreading their risk across international as well as domestic businesses and markets, American investors may benefit from international investing. Growth. The potential for development in some foreign economies, especially in emerging markets, is exploited by international investing.
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how will the supply of clothing change if the forecast is that clothing prices will rise in the next few months? the supply of clothing will increase in the market today. suppliers will stop producing clothing and switch to an alternate item. the supply of clothing will decrease in the market today. the supply of clothing will remain unchanged today.
The availability of clothing on the market today will most likely decline if it is predicted that clothing costs will increase in the coming months.
This is because as prices rise, manufacturers could be less inclined to create and market their clothes inventory right away since they anticipate receiving a greater price in the future. They might decide to keep their stock until prices do go up, which would reduce the amount of clothing available on the market right now. The supply and demand of a product are generally impacted by price changes, and this relationship can have a substantial impact on both the amount and price of a product in the market.
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The mercantilist doctrine promoted government intervention in order to achieve a) global product consistency. b) a decrease in factor endowments. c) more stable commodities. d) a surplus in the balance of trade. e) higher prices on exported goods.
The goal of mercantilism, a type of economic nationalism, was to increase a country's economy and power by limiting commerce.
What is the definition of "mercantilism"?
Through economic nationalism, mercantilism seeks to establish a strong and rich state. Adam Smith coined the term "mercantile system" to describe the political economy that sought to benefit the country by limiting imports and increasing exports. Mercantilism's central principle is that trade must be increased in order to boost exports, which must then enhance wealth and power. It was an economics axiom. It was a form of economics employed by European colonial powers. Therefore, these practises frequently caused war and aided colonial expansion.
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The cost of electronic parts increased. Now, producers of electronic products will supply _____ products.
less
more
Answer: The cost of electronic parts increased. Now, producers of electronic products will supply _____products.
answer: more
Explanation: According to the law of supply as the prices increase the supply will also increase.
There is a positive relationship between the price and the supply. But the demand will decrease as there is a negative or inverse relationship between the demand and price.
Now the producers will supply more electronic products due to an increase in price.
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simbla local business receives a phone call that it is in violation of laws concerning workers under the age of 18. which government agency is likely the one who is contacting them? department of commerce department of labor department of human resources department of education
When a local business receives a phone call that it is in violation of laws concerning workers under the age of 18. The department of labor is the government agency that is likely the one who is contacting them.
One of the oldest and the most significant Ministries of the Government of India is the Ministry of Labor & Employment. This federal ministry in India is in charge of upholding regulations pertaining to social security for employees as well as labour rules in general. The Department of Labour, Government of Karnataka, provides an online facility for registration, issuance of licences, renewal, and amendment of registration and licences under the various acts of state and federal labour laws and rules that are being enforced. As part of its duties, the Department enforces a number of laws in the State, necessitating interaction from the public in order to comply with numerous State and Central Enactments.
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are classified as depository institutions. a. finance companies b. securities firms c. credit unions d. pension funds
Credit unions are classified as depository institutions.
What is a credit union?Similar to banks, credit unions are financial institutions, but their members own them. They are nonprofit organizations that prioritize serving their members over maximizing profits.
What services does a credit union offer?A credit union's mission is to advance the financial security of its members, not to make money. As a trade union member, you can be eligible for more favorable loan terms than you would from a bank or other form of lender, such as a lower rate of interest and fewer fees.
How come credit unions are bad?Loan companies for those with bad credit make verification straightforward. If your credit rating is higher, you'll pay less. However, despite your bad credit score, some community banks will deposit your money in a matter of minutes.
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frank the baker has been growing the number of pies he has been selling so much that he is now able to negotiate more favorable terms from his suppliers. this change is likely to impact multiple choice reservation price. consumer surplus. production costs. producer surplus. economic value.
Producer surplus, the total amount a producer earns by producing and selling a given amount of a good at market price. This is option D.
Producer surplus is the difference between what a person would be willing to accept for a given amount of a good and what he could get by selling that good at the market price. The total income a producer receives from the sale of his goods minus the marginal cost of production equals producer surplus.
Producer surplus arises from market prices above the lowest price that producers would be willing to accept for their goods.
Question:
Baker Frank has expanded his cake sales so much that he can now negotiate more favorable terms with his suppliers. This change is likely to affect:
A) reservation price.
B) consumer surplus.
C) production costs.
D) producer surplus.
E) economic value.
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a mutual fund sold $80 million of assets during the year and purchased $106 million in assets. if the average daily assets of the fund were $336 million, what was the fund turnover? (enter your answer as a percent rounded to 2 decimal places.)
The ratio of the total amount of property purchased and sold during the calendar year to the per day assets of the fund must be determined in order to calculate the fund turnover.
Describe what an asset is.Assets are things that either an individual or an organization uses. For example –, a person's financial affairs might include a life insurance policy or their professional experience. The assets of a company, on the other hand, are things one which it can use to generate revenue.
What lacks a quality?The assets of a company are its resources, such as cash, receivables, and vehicles, but the loan which is taken doesn't quite count as an asset.
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juanita, the department manager, realizes that kevin is missing from work and didn't call in sick. she assumes something beyond kevin's control must have happened. this belief is an example of
The department manager, Juanita, notices that Kevin is absent from work but did not report sick. This viewpoint is an illustration of biased perception.
Which stress is brought on by joyful occasions that provide positive feelings like pleasure, enthusiasm, and enjoyment?Stress can become harmful when we feel overburdened. That is why eustress is such a crucial component of our general health. According to Lee, "stress causes a feeling of excitement, fulfillment, significance, contentment, and well-being."
When we initially come into contact with a stressor, whose stress stage is activated?
The "flight - or - fight" response and the earliest signs of the body experiencing severe stress are referred to as the alarm reaction stage. The body starts to heal itself by reducing cortisol levels and returning the physiological reactions (such as arterial pressure) to normal that after initial panic of the stressful event.
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your plan to buy a new house for $100,000. the bank offers you a 30-year loan with equal annual payments and an interest rate of 8% per year. the bank requires that your firm pays 20% of the purchase price as a down payment, so you can borrow only $80,000. what is the annual loan payment?
The annual loan payment for this loan is $7,107.84.
To calculate the once a year mortgage price for a 30-year loan with equal annual payments and an interest rate of 8% per 12 months, we can use the formulation for the present value of an annuity:
PV = P * [1 - (1 + r)^(-n)] / r
wherein:
PV = the amount of the mortgage = $80,000P = the annual mortgage paymentr = the interest rate per compounding duration = 0.08n = the total number of compounding periods = 30using these values, we can clear up for P:
$80,000 = P * [1 - (1 + 0.08)^(-30)] / 0.08
Simplifying the right-hand side of the equation, we get:
$80,000 = P * [1 - 1 / (1 + 0.08)^30] / 0.08
Multiplying each sides by way of 0.08, we get:
$80,000 * 0.08 = P * [1 - 1 / (1 + 0.08)^30]
Simplifying the left-hand side, we get:
$6,400 = P * [1 - 1 / (1.08)^30]
using a calculator, we discover that (1.08)^30 is about 10.063:
$6,400 = P * [1 - 1 / 10.063]
Simplifying the right-hand side, we get:
$6,400 = P * 0.9004
Dividing both sides by 0.9004, we get:
P = $7,107.84
Therefore, the annual loan payment for this loan is $7,107.84.
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the following statements about ethics training is true except? the most effective ethics training begin with the techniques for solving ethical dilemmas. ethics training is formal training to develop an awareness of questionable business behavior and to practice appropriate responses. ethical training does not have to be boring. fewer than half of all american companies have some type of ethics training programs. all of the above statements about ethics training are true.
All of the above statements about ethics training are true about ethics training is true. In this case Option D is correct.
The word "ethics" refers to moral principles or regulations that guarantee a person's proper conduct. These are the detailed guidelines that teach someone what is appropriate and inappropriate behavior. A program called ethics training teaches a company's employees certain business ethics that will enhance the workplace.
A well-crafted ethics training program aids the company in boosting employee morale and resolving all problematic legal and illegal business matters. It supports the adoption of ethical decisions and behavior on the part of the staff. Programs for ethics education help employees become more professional while also increasing the efficiency of their work.
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before you schedule a production order, you should consider your left over inventory from last year. true or false?
Unused inventory from the previous year should be taken into account before scheduling a production order, it is true.
What does workplace inventory entail?Inventory is the merchandise or supplies that a company plans to resell to clients for a profit. Inventory management is the process of tracking inventory from producers to depots and from locations to a point of sale. It is a crucial component of the supply chain.
What do inventory skills entail?The education, training, and experiences of present employees are compiled into a skills inventory. These inventories help organizations determine whether their current workforce is capable of achieving their objectives. Strategic planning initiatives are aided by an understanding of the company's present talent pool and skill requirements in the future.
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in job order costing system, costs for each job is accumulated. in job order costing system, costs for each job is accumulated. true false
The false statement is D. In process costing, the total cost of each unit is found by dividing the total factory costs by the number of units completed.
Process costing is a method of cost accounting used in the manufacturing industry to determine the cost of a product at each stage of the production process. In this method, the costs are assigned to the products produced in each process, rather than to individual units. The cost of each process is divided by the number of units produced during that process, resulting in a cost per unit. The aim is to determine the cost of each unit of product produced and to identify the cost drivers for each stage of the production process.
The process costing method is particularly useful for companies that manufacture a large number of identical or similar products. This method helps to track the costs involved in producing the products, including direct materials, direct labor, and overhead costs. It provides managers with a better understanding of the production process and allows them to identify opportunities for cost reduction and efficiency improvements.
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Complete Question:
Which of the following statements is false?
a. In job-order costing, costs are accumulated by job order.
b. In process costing, costs are accumulated by the department.
c. In process costing, the cost per unit in a department is found by spreading the period's manufacturing costs over the production activity.
d. In process costing, the total cost of each unit is found by dividing the total factory costs by the number of units completed.
e. In job-order costing, the unit cost is found by dividing the job's total cost by the job's total units.
what is the future value of $628 to be deposited today into an account paying 8.0% compounded semi-annually for two years?
Present value = $628
Interest 8% per annum
=4% compounded semi-annually
Time = 2 years
2 years = 2×2 = 4 semi-annual
Future value = Present value ×(1 + Interest)[tex]time[/tex]
=$628×(1 + 0.04)⁴
Future value =$734.67
What Is Future Value (FV):The worth of a current asset at some point in the future based on an estimated rate of growth is known as future value (FV). For investors and financial planners, the future value is crucial because they use it to predict how much an investment made now will be worth in the future.
Investors can make wise investment choices based on their projected demands by knowing the future worth. However, external economic forces that depreciate an asset's value, such inflation, might have a negative impact on the asset's future worth.
Future Value Using Compounded Annual Interest:
FV=I×(1+R)Τ
where:
I=Investment amount
R=Interest rate
T=Number of years
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3 and a half years after borrowing hte money, you decide to pay off the loan. you have not yet made the payment due at the time. what is the payoff amount for the loan? g
The payoff amount for a loan is the total amount that must be paid to fully pay off the loan, including the remaining principal balance, interest, fees, and any penalties.
To calculate the payoff amount, you need to know the loan's interest rate, outstanding principal balance, and the amount of time left on the loan. If you are behind on your payments, the payoff amount may also include late fees and penalties. It is important to note that interest accrues over time, so the longer you wait to pay off the loan, the higher the payoff amount will be. It is best to reach out to the lender or a financial advisor for an accurate estimate of the payoff amount.
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