A stock with a negative beta question has an expected return that is lower than the risk-free rate.
What is the risk free rate ?The expected return is less than the risk-free rate when the covariance is negative, the beta is negative, and the covariance is negative. Because it lowers overall portfolio risk when added to a well-diversified portfolio, a negative-beta asset requires an unusually low expected return.
An investment with a negative beta is one whose price tends to rise when the general market price declines and vice versa.
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leonard company reports its depreciation methods for each major class of property, plant, and equipment in the notes to the financial statements. which accounting concept does this illustrate?
Leonard company reports its depreciation methods for each major class of property, plant, and equipment in the notes to the financial statements, this illustrates about full disclosure principle.
Financial statements are written records that outline a company's operations as well as its financial performance. Government organizations, accounting firms, and other entities frequently audit financial statements to ensure their accuracy and for reasons related to taxes, financing, or investing. Financial statements are official records of a company, an individual, or another entity's financial transactions and position. Property is anything over which a person or a company has legal ownership. The term "property" can refer to both tangible objects with a current value, like homes, cars, or appliances, as well as intangible ones with a potential future value, like stock and bond certificates.
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oded doesn't have to wait until his annual review to know if he is performing his job well. if he isn't, the product is fatally flawed and never makes it to the next stage of development. this describes the job characteristic of
This describes the job characteristic of feedback.
The job characteristics model (JCM) is a theory that focuses on five fundamental job qualities that are essential for individuals to succeed in their positions. The job characteristics model can assist managers and those working in human resources in improving the workplace environment for their coworkers or employees.
The JCM lists feedback as a fundamental job requirement. As a result, it's critical for businesses to provide feedback to their workforce. Employees who receive feedback tend to be more confident and perform better at work. Additionally, when employees get constructive criticism, they are more likely to feel inspired to keep improving at work.
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kevin sells roman coins. he knows jen is a coin collector, and he sends jen a letter stating that he collector, and he sends jen a letter stating that he has a julius caesar coin he is willing to sell for has a julius caesar coin he is willing to sell for $2500. jen signs and returns the letter but adds $2500. jen signs and returns the letter but adds nothing more than her signature. kevin mails the nothing more than her signature. kevin mails the coin to jen and requests payment, but jen sends coin to jen and requests payment, but jen sends the coin back claiming they do not have a contract. the coin back claiming they do not have a contract. what standard will the court use to determine what standard will the court use to determine whether they have a contract?
Reasonable Person Standard will the court use to determine whether they have a contract.
A contract is a legally enforceable settlement that creates, defines, and governs mutual rights and responsibilities among its parties.[1] An agreement normally involves the transfer of goods, services, money, or a promise to transfer any of these at a future date. In the event of a breach of settlement, the injured birthday party may also are trying to find judicial treatments together with damages or rescission.[2] contract law, the sphere of the regulation of obligations worried to contracts, is primarily based on the precept that agreements must be honored.
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which of the following is true of a traditional certificate of deposit (cd)? a. traditional cds must be kept at the issuing institution for a specified time period. b. traditional cds have a floating rate of interest. c. traditional cds are discounted when their market price is more than issue price. d. traditional cds are repaid in installments by the issuing bank. e. traditional cds pay no periodic interest.
Option c is correct. When a traditional certificate of deposit's market price exceeds its issue price, it is discounted.
A type of savings product known as a certificate of deposit (CD) charges interest on a single sum of money for a predetermined period of time. For CDs to avoid penalties and losing interest, the money must stay in the account for the entire term, unlike savings accounts. Savings accounts typically pay lower interest rates than CDs as compensation for liquidity loss.
The majority of consumer financial institutions offer certificates of deposit (CDs), but each bank is free to set its own terms, rate of interest in comparison to savings and money market products, and early withdrawal fees.
Finding the best CD rates requires comparison shopping because there is a surprising variety offered by various financial institutions.
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Where in the dashboard would you primarily view and engage with your audience and the social media content published by others?.
The dashboard would primarily view and engage with your audience and the social media content published by others through tabs and streams.
Streams square measure for seeking out conversations, whereas tabs square measure for commercial enterprise content to your audiences. The Stream Tab is wherever academics will share Associate in Nursing announcements or send their students reminders. They'll additionally attach materials to counterpoint the lesson.
The modification can introduce a Shorts and Live tab for channel pages that exclude these content items from the Videos tab. Streams Tab by Haken with a free online tab player. All streams, whether or not they square measure regular, ongoing, or archived, may be found beneath this tab.
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a strategy map a.links the cause-and-effect relationships in the proposed strategy, creating a testable strategy. b.documents the performance results of an organization. c.maps the organization's strategies over time. d.strategizes about the organization's competitors.
a strategy map maps the organization's strategies over time
A strategy map: what is it?
A strategy map is a straightforward diagram that depicts the relationship between strategic goals in a logical, cause-and-effect manner (shown as ovals on the map). As it is used to swiftly communicate how value is created by the organisation, it is one of the most effective components of the balanced scorecard technique.
How Can Strategy Mapping Benefit Your Company?
Any strategy communication endeavor can be greatly enhanced by strategy mapping. A graphic of your plan will be understood by many more employees than a written description will because most people learn best visually. Additionally, the act of creating a strategy map compels the team to reach consensus on their goals in straightforward, understandable words. Every employee may see how they contribute to the accomplishment of the organization's goals with a well-designed strategy map.
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using revenue as an allocation base, the amount of costs allocated to the lower school is calculated to be:
Using revenue as an allocation base, the amount of costs allocated to the lower school is calculated to be Amount allocated to upper school = 1000000/2500*900 i.e 360000.
Revenue, which is determined by multiplying the average sales price by the quantity of units sold, is the money made through regular business activities. The top line (or gross income) figure is what is used to calculate net income by deducting costs. Sales are another name for revenue in the income statement.
Revenue is the cash that a firm generates via its operations. Depending on the accounting technique used, there are several ways to compute revenue. Sales made on credit will be included as revenue for products or services provided to the client under accrual accounting. Revenue may be recognized in accordance with certain standards even though payment has not yet been made.
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the three major types of vertical marketing systems are corporate, contractual, and multiple choice delegated. cooperative. administered. integrated. categorical.
The three major types of vertical marketing systems are corporate system, contractual system, administered system.
It is centrally controlled marketing channel which is designed to achieve the maximum marketing impact.
Corporate system is the combination of the stages of the production and distribution system under the same ownership . It is categorised into forward integration and backward integration.
Contractual system is the system under which production and distribution system integrate on the contractual basis. There is so single ownership under this system.
Administered system is the system which integrates production and distribution on the basis of size and influence of one channel member instead of ownership.
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who needs to obtain a mortgage loan originator endorsement and register with the nationwide mortgage licensing system and registry?
Anyone who operates as a mortgage originator, according to the declaration.
What type of loan is the simplest to be authorized for?Payday loans, auto title loans, pawn shop loans, and personalized installment loans are likely the loans that are simplest to be approved for. These are all short-term emergency cash options for those with bad credit.
How can I obtain a loan right away?By contacting a bank or other financial firm directly using their website and inquiring about your qualifying, the appropriate rate of interest, and even the monthly payment amount, you could apply for a personal loan. When your loan request is approved, the funds will be sent direct deposit.
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How is socialism present within the American free enterprise system, give three
examples?
Answer:What is being offered by contemporary socialists are fairy tales, and we should not mistake them for the truth. These portrayals of socialism and their caricature of capitalism are inaccurate, vacuous, and utopian. Socialism takes from those who work, take risks, innovate, educate themselves, or save and gives to those who do not—or to those who have political power. A century ago, at the advent of the Russian Revolution, one could be a socialist and hope in good faith that socialism could achieve, or at least advance, its utopian aspirations. Now, socialism has a long record of dismal failure. In fact, it has been tried many dozens of times and failed each time.
Explanation:
the general services administration (gsa) is a central management agency of the u.s. federal government that:
The general services administration (GSA) is a central management agency of the U.S. federal government that aids in overseeing and supporting the fundamental operations of federal agencies.
The General Services Administration (GSA) is an independent department of the US government that was created in 1949 to support and oversee the fundamental operations of federal agencies. GSA sets government-wide cost-minimizing policies, provides transit and office space for federal employees, supplies goods and telecommunications for U.S. government offices and performs other management duties.
The GSA manages the International Trade Center in Washington, D.C. The Federal Acquisition Service and the Public Buildings Service are among GSA's business units. The Procurement G6 is an informal body that oversees the use of framework agreements and e-procurement tools in public procurement, and the GSA is its member.
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determinants of interest rate for individual securities a particular security's default risk premium is 3.60 percent. for all securities, the inflation risk premium is 2.60 percent and the real interest rate is 2.55 percent. the security's liquidity risk premium is 1.05 percent and maturity risk premium is 1.50 percent. the security has no special covenants. what is the security's equilibrium rate of return?
Asset-market equilibrium means that demand equals supply for an asset. Economic principle puts forward two equal prerequisites for asset-market equilibrium:
Rate of Return The rate of return equals the market hobby rate; Present Value The asset fee equals the present value of contemporary and future payments.
How do you calculate fee of return manually?ROI is the percentage amplify or decrease of an funding from beginning to end. It is calculated by means of taking the difference between the contemporary or predicted future cost and the unique beginning value, divided by using the original value, and elevated by means of a hundred
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User experience is the term for a CRM that tracks the type of sale that is most likely to make a person purchase an item that they have previously viewed on an e-commerce site. Option C
What is User experience?Generally, The term "user experience" describes how a product, application, system, or service makes the user feel. It is a general phrase that may refer to anything, including how easily a user can navigate a product, how simple it is to use, how pertinent the shown material is, etc.
A CRM that monitors the kind of sale that is most likely to prompt a consumer to buy an item that they have previously seen on an e-commerce site is known as a user experience CRM.
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CQ
What is the term for a CRM that tracks the type of sale that is most likely to make a person purchase an item that they have previously viewed on an e-commerce site?
Variability
Product or service measurement
User experience
Product development
according to the bcg matrix, business divisions that are in a high market share, high growth quadrant are called .
According to the BCG matrix, business divisions that are in a high market share, high growth quadrant are called Star.
The BCG matrix is a framework for assessing the relative attractiveness of different businesses or products within a company's portfolio. It is a tool for managing a company's portfolio of products and businesses, and for identifying and prioritizing opportunities for growth.
The BCG matrix is a helpful tool for managing a business portfolio of products and companies, and for identifying and prioritizing opportunities for growth.
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rent controls in new york city cause which of the following: question 5 options: a) wasted resources resulting from the opportunity cost of time associated with trying to find an apartment. b) black markets. c) inefficiently low quality. d) all of the answers are correct.
Rent controls in Newyork city cause an increase in the quantity supplied of rent-controlled apartments.
Rent controls pressure landlords to rate residences under the equilibrium rate level. An instant impact is a shortage (extra demand) of residences, due to the fact the number of residences demanded is more than the amount provided on the regulated rate. Price ceilings and hire controls also can create deadweight loss via way of means of discouraging manufacturing and reducing the deliver of goods, services, or housing under what customers virtually demand. Consumers enjoy shortages and manufacturers earn much less than they might otherwise.
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licensee janice has found a way to work with prospective buyers without ever leaving her desk: she sets them up with automated email messages for listings that meet their criteria, and answers any questions they have when they call. is janice doing anything wrong?
Licensee Janice has found a way to work with prospective buyers without ever leaving her desk Yes because she should meet them in person before working for them.
A buyer, also known as a purchasing agent, is in charge of buying products for a company, such as supplies or equipment. Their responsibilities also include taking stock of the current product line and negotiating deals with suppliers.
The buyer's primary obligations are to pay the purchase price and accept delivery.
A person or organization who has been granted a license is known as a licensee. [formal] Countable noun An individual who has been granted permission to sell alcoholic beverages, such as in a bar, is known as a licensee.
The party that grants intellectual property is known as the licensor, and the party that acquires it is known as the licensee.
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the megahit film studio has a licensing right (or agreement) to distribute films produced by the artsy film company. how would the megahit company classify this licensing right?
The Megahit company classifies this licensing right as an Intangible asset.
Among the items that lack physical substance but offer long-term benefits to the business are patents, copyrights, trademarks, trade names, franchise licenses, government licenses, goodwill, and others. Intangible assets are treated by businesses in the same way as depreciable assets and raw materials.
Intangible asset costs are methodically assigned to costs during the course of the asset's useful life, which is limited to 40 years and can never exceed the asset's legal life. Amortization is the process of charging expenses with the cost of intangible assets.
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on january 1, year 1, the accounts receivable balance was $23,300 and the balance in the allowance for doubtful accounts was $2,300. on january 15, year 1, an $670 uncollectible account was written-off. what is the net realizable value of accounts receivable immediately after the write-off?
The net realizable value of accounts receivable immediately after the write-off is $21000.
According to the question,
The write-off of the uncollectible amount of $670 is to be reduced from the allowance for doubtful accounts and accounts receivable.
Allowance for doubtful accounts = $2,300
Accounts receivable balance = $23,300
The net realizable value of account receivables is
= (23300-670)-(2300-670)
= $21000
Amount of uncollectible account expenditure
= sales on account* 1%
= 215000* 1%
= $2150
Hence, the net realizable value of accounts receivable immediately after the write-off is $21000.
There are some accounts that have debts and loans which have zero chance of being repaid.
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She calls and asks for your advice on both an auto loan and a credit card. * 10 point
Based on what your cousin wants to accomplish financially and her current financial obligations, would you advise her to apply for both types of credit? Why or why not? Complete responses should consider:At least 2 specific pieces of advice related to each type of credit: credit cards and auto loans. The advice should consider whether the type of credit is appropriate for a young adult like her. What trade-offs will your cousin have to make based on the advice you are giving her?
I would advice my cousin to not get a credit card as she is a young adult and should not rely immediately on credit as these are associated with a lot of terms and conditions and also dependency on credit card may lead to a negative aspect in the early stages of career.
Also i would advice my cousin to get a auto loan on the condition that he is currently financially sound enough to afford the down payments associated with the auto loan and the installments should not be more than 10% of his current salary
What is a Auto loan?
Automobiles themselves are used as collateral for secured loans like auto loans. Lenders provide it for commercial vehicles, new automobiles, used cars, two wheelers (usually referred to as a two-wheeler loan), and new and used cars (generally called a Commercial Vehicle Loan).
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a firm reports ebit of $100 million. the income statement shows depreciation of $40 million. if the tax rate is 35% and total capital expenditures and increases in working capital total $10 million, what is the free cash flow to the firm?
The free cash flow to the firm (FCFF) is $65 million dollars.
FCFF = EBIT * (1-rate of tax) +Depreciation-Capital expenditure-Working capital changes
= $100*(1-35%)+$20-$10-$10
= $65+$20-$10-$10
65 million dollars
The amount of cash flow from operations available for distribution after depreciation, taxes, working capital, and investments is referred to as free cash flow to the firm (FCFF). FCFF measures a company's profitability after deducting all expenses and reinvestments. It is one of many benchmarks used to compare and analyze a company's financial health.
Free cash flow to the firm (FCFF) is the cash flow from operations available for distribution after depreciation, taxes, working capital, and investments are deducted.
The most important financial indicator of a company's stock value is arguably free cash flow.
A positive FCFF value indicates that the company still has cash after expenses.
A negative value indicates that the firm's revenue was insufficient to cover its costs and investment activities.
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a scrap metal facility has been neglecting employee health and safety. if employees contact osha to request an inspection, what can the facility's management expect?
The facility should expect from criminal charges against the employer staff members.
What can I anticipate from an OSHA inspection?Inspection denotes a thorough analysis. Meeting consumer needs while preventing the distribution of substandard items are inspections' main goals. Undoubtedly, some product flaws cannot be detected or corrected at the final stages of manufacture. Pay attention to the worries of the employees and their representatives. Data on reported incidents and workplace hazards are reviewed and analyzed. Determine the root source of any dangers, both current and potential.
According to the Occupational Safety and Health Act, an agency can bring criminal charges against an employer if: Intentional violation of law resulting in the death of an employee. Prior notice of an OSHA inspection; or providing false information in documents required by law.
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in the maturity stage of the industry life cycle a. the product has reached full potential. b. profit margins are narrower. c. producers are forced to compete on price to a greater extent. d. a and b only. e. a, b, and c.
In the maturity stage of the industry life cycle the product has reached full potential, profit margins are narrower, and producers are.
At the maturity stage of an investment, the goal is to preserve capital and generate income. This can be accomplished through a variety of strategies, including investing in high-quality, dividend-paying stocks, bonds, and other profit-producing assets.
The key is to maintain a diversified portfolio that can weather market volatility and provide a steady stream of income. With a well-designed maturity stage investment plan, investors can enjoy a comfortable retirement while still achieving their financial goals.
Hence, the correct option is "E".
The question is incomplete, the complete question is:
In the maturity stage of the industry life cycle:
A. the product has reached full potential.
B. profit margins are narrower.
C. producers are forced to compete on price to a greater extent.
D. the product has reached full potential and profit margins are narrower.
E. the product has reached full potential, profit margins are narrower, and producers are
forced to compete on price to a greater extent.
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should iris challenge mike on this issue, or should she leave that subject alone? is she ethically obligated to raise this issue with higher management?
Iris and Mike are both talking about how to raise productivity while also cutting costs.
Iris has nevertheless identified a flaw in this concept. She should first discuss this with Mike in order to emphasize the fact that, despite potential cost savings, higher-quality IT services will be provided. The major goal should be to increase the company's revenue by reducing other costs while also maintaining the required level of quality in accordance with industry standards. In terms of ethics, it's not required to bring up a problem, but if you want the firm to view you favorably, you should talk to upper management about it so they can come to a conclusion.
(Completed question)
Suppose Iris discovers an element of the IT strategic plan stating that IT will reduce costs by implementing a specific new technology. Suppose also that Iris knows that technology has not been shown to reduce costs even though it does improve the quality of IT services. Should Iris challenge Mike on this issue, or should she leave that subject alone? Is she ethically obligated to raise this issue with higher management?
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a(n) is a health care provider who enters into a contract with a specific insurance company or program and agrees to accept the contracted fee schedule.
A form of health insurance plan that usually restricts coverage to doctors who work for or with the HMO. Except in an emergency, it will not cover out-of-network care.
To be eligible for coverage under an HMO, you may be required to live or work in its service region. As a result, the agreed-upon pricing is usually cheaper than their standard charges. In exchange for lower rates, insurers pay a fee to the PPO to get access to the provider network. PPO members have the freedom to use any provider within their network. Monthly premiums for HMO plans are often care lower.
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audit planning for an initial audit most likely includes group of answer choices determining the opinion to be expressed. obtaining an engagement letter prepared by the auditee. performing procedures involving opening balances. selecting a sample of invoices for comparison with shipping reports.
Audit planning for an initial audit most likely includes performing procedures involving opening balances.
The audit should be carefully planned by the auditor. The duties of the auditor for effectively planning the audit are outlined in this standard.
Establishing the engagement's overall audit strategy and creating an audit plan, which includes, in particular, planned risk assessment processes and planned responses to substantial misstatement risk, are both part of the audit planning process.
Instead of being a distinct stage of an audit, planning is a continuous and iterative process that might start soon after (or in connection with) the conclusion of the previous audit and last until the current audit is finished.
The size and complexity of the company, the auditor's prior knowledge of the organization, and any changes in circumstances that arise during the audit all influence the type and scope of planning activities that are required.
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osh was sued by his former business partner. he lost the case and has to pay his former partner $10,000. he has not yet done so and is refusing to do so. josh is applying for a mortgage for a new home. should he be worried about the lawsuit impacting his mortgage application
Absolutely, this kind of information is contained in one's credit report.
This term has credit meanings in the economic international, but credit score is usually described as an agreement settlement in which a borrower receives an amount of money or something of value and repays the lender at a later date, typically with the hobby.
For instance, when a person makes use of a Visa card to buy something, the card is taken into consideration as a form of credit score because the person consents to pay the financial institution back later. credit can be given in the form of cash and other approaches. it's far feasible to change goods and services for a deferred charge, a specific form of credit.
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firms can greatly increase the likelihood of success if they carefully define their objectives and develop a plan for meeting those objectives. this activity is referred to as
If strategic planning clearly defines its goals and creates a plan to achieve those goals, it can considerably boost the likelihood of success.
Leaders of a company develop their future vision and determine their organization's goals and objectives through the process of strategic planning. Establishing the order in which these objectives should be accomplished can help the organisation attain its stated vision.
Upper-level management of a corporation must put a lot of thinking and planning into the strategic planning process. Executives may look at a wide range of choices before deciding on a course of action and then figuring out how to strategically implement it.
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stark company's most recent balance sheet reported total assets of $1,700,000, total liabilities of $900,000, and total equity of $800,000. its debt-to-equity ratio is:
The last balance sheet for the small company showed total assets of $1.7 million, total liabilities of $900,000, and total equity of $800,000. It has a 1.125 debt-to-equity ratio.
What does debt to equity ratio mean?
By dividing a company's total liabilities by the value of its shareholders, the debt-to-equity (D/E) ratio, which gauges its financial leverage, is calculated.
The D/E ratio is a crucial indicator in corporate finance. It measures the proportion of debt that a company is using to finance its operations as opposed to cash on hand. Debt-to-equity ratios fall under a specific category of gearing.
Calculation:
Debt to equity ratio equals debt to equity
Liabilities plus debt total $900,000
Equities totaling $800,000
debt to equity is equal to 900k/800k.
debt to equity is 1.125.
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suppose your investment budget is $100,000. in addition, you borrow an additional $30,000 and invest the total available funds of $130,000 in stock a. if the expected rate of return of stock a is 13%, and you borrow at 6%, what is your expected portfolio return?
The expected portfolio return when the investment budget is $100,000. in addition to an additional $30,000 borrowed is 15.1%.
How to calculate the portfolio return?Based on the information, the expected portfolio return will be:
= (Amount invested in stock A / investment budget) × return on stock A - (Amount borrowed / investment budget ) × borrowing rate
= (130000 / 100000) × 13% - (30000 / 100000) × 6%
= (1.3 × 0.13) - (0.3 × 0.06)
= 16.9% - 1.8%
= 15.1%
In conclusion, the expected portfolio return is 15.1%.
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what is the present value of $12,750 to be received 2 years from today if the discount rate is 6 percent?
$11,347.45 is the present value of the investment if the discount rate is 6 percent.
What is investment?Financial commitments made to acquire assets in the expectation that their value will increase over time are known as investments. Loss of a current resource, such as time, money, or effort, is necessary for investment. Foreign exchange risk also applies to savings accounts held in foreign currencies. If the currency of the savings account is different from the account holder's home currency, there is a chance that the exchange rate will change unfavorably and cause the value of the savings account to decline when expressed in the account holder's home currency. Risk exists even when investing in physical assets like real estate. Investments typically involve more risk than savings do, both in terms of the range of potential risk factors and the degree of uncertainty involved.
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