Every year, there would be two coupon payments that frequently are coupon payments made in this case
Coupon payment is what
Coupon payments refer to the monetary sum that bondholders would periodically receive from the university (the bond issuer) until the bond expires. It is expected that the coupons would be paid annually or semi-annually as indicated by this analysis.
The frequency of coupon payments is unknown since the coupon payment and coupon rate are tightly associated. As a result, we may utilize the coupon received, the par value, and the coupon rate to estimate the number of times in a year that coupons will be paid.
Coupon receipt is Par Value times Coupon Rate and Coupon Frequency.
$101.25 after coupons
Par value is $5,000.
coupons = 4.41%
uncertain coupon frequency (let's assume it's X)
$110.25=$5,000*4.41%/X
$110.25=$220.50/X
X=$220.50/$110.25
X=2
Coupons would be issued twice annually, resulting in semi-annual coupon payments.
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which of the following does not belong to the authors' list of least developed strategic thinking competencies? select one: a. scanning b. visioning c. reframing d. paying attention to detail e. making common sense f. systems thinking clear my choice check
Making common sense does not belong to the authors' list of least developed strategic thinking competencies.
What is the focus of strategic thinking ?
Finding and developing special opportunities to add value for your organisation is the focus of strategic thinking. The phrase has historically been abused and misused, and too frequently, strategic planning exercises are ineffective.
Understanding your place in the market is one of the five characteristics of strategic thinkers, along with focusing on the goal, comprehending past, present, and future events, asking the right questions, and spotting opportunities. These abilities foster creative thinking and foster the expansion of businesses.
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a company that produces solar panels for domestic use has 800 permanent employees working in different departments. if the company gets involved in a case of intentional employee discrimination, what is the maximum amount of punitive damages it would have to pay under the civil rights act of 1991?
$300,000 is the maximum amount of punitive damages it would have to pay under the civil rights act of 1991.
The Civil Rights Act of 1991 was ratified by President George H. W. Bush on November 21st, 1991. This statute created the possibility of emotional distress damages caused by deliberate job discrimination, as well as the right to jury trials in situations where there have been charges of discrimination.
Financial penalties imposed on the defendant for outrageous behavior and/or to reform or stop the defendant and others from repeating the actions that gave rise to the lawsuit are known as punitive damages, also known as exemplary damages or exemplary punishment.
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Insurance helps you transfer the _________ from your bank account to the insurance company.
By purchasing insurance, you can shift some of the risk from your bank account to the insurance provider.
What exactly is insurance?Most individuals have insurance, whether it is for their car, their home, or even their life. However, most of us don't give much thought to what insurance is or how it operates.
Simply explained, insurance is a contract represented by a policy that provides a policyholder with financial protection or payment from an insurance provider in the case of a loss. The company pooled its clients' risks in order to make payments to the insured more affordable.
Insurance plans are intended to safeguard against the danger of significant and minor financial losses caused by harm to the insured or their property, or liability for damage or injury caused to a third party.
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funds givern to a state by the national government with speical conditions attached are examples of a revenue sharing b project grants c categorical grants d block grants
Funds given to a state by the national government with special conditions attached are examples of categorical grants.
The federal government provides categorical grants to state and local governments, which they can use to fund particular initiatives within particular programs. Typically, the federal government requires localities and states to submit applications for categorical grants for particular purposes.
Block grants, in contrast to categorical grants, are not subject to as much administrative regulation and can be used for a wider range of purposes.
Grants for specific categories may be given out through a competitive process, as compensation for program expenses, or in accordance with a predetermined formula established by Congress or a government administrative body. According to a 1978 report by the Advisory Commission on Intergovernmental Relations, federal categorical assistance was first made available in 1862 when Congress passed the Morrill Act, allowing states to sell public lands to pay for land grant colleges.
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which path is used when there is a business need for the deliverables to be implemented without delay by the organization? close and start a new project kill the project close and deliver as is extend the project
All of the outputs—tangible or intangible—submitted within the scope of a project are referred to as project deliverables.
Although the term initially conjures up images of the final outputs that are submitted at the conclusion of a project, it actually refers to any output related to the project that is submitted during any phase of the project.
Who is in charge of project delivery?The project manager is in charge of ensuring that the project is completed, even if the entire team is working on a single deliverable. They are responsible for keeping an eye on the project's progress and ensuring that all deliverables, big and small, are completed by the due date.
What are the anticipated project implementation deliverables?All of the products or services that you and your team provide for the sponsor, client, or customer, as well as the project management documents that you create, are considered deliverables for your project.
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non est factum is based not only on the principle of placing loss on the person guilty of carelessness, but also upon recognition of the need for certainty and security in commerce. for these reasons, the application of the principle d) needs to be decided by a jury. b) must always result in the unenforceability of the contract. a) must always result in the enforcement of the contract. c) must depend on the circumstances of each case. e) because of its equitable nature, needs to be decided by a judge alone.
Non est factum is based not only on the principle of placing loss on the person guilty of carelessness but also upon recognition of the need for certainty and security in commerce. for these reasons, the application of the principle needs to be decided by a jury.
A jury is a sworn frame of people convened to hear evidence and render an impartial verdict (a locating of fact on a question) formally submitted to them via way of means of a court, or to set a penalty or judgment.
Juries evolved in England for the duration of the Middle Ages and are an indicator of the English not-unusual place law system. As such, they may be utilized by the United Kingdom, the United States, Canada, Ireland, Australia, and different international locations whose felony structures had been derived from the British Empire. But maximum different international locations use versions of the European civil law or Islamic law structures, wherein juries aren't usually used.
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The cost and value of inventory increase as materials move down the supply chain. One way operations and supply chain managers counteract the negative aspect of this fact is by?.
Inventory pooling is one method operations and supply chain managers combat the unfavorable impact of this phenomenon.
The method of inventory pooling is frequently employed to manage supply chain unpredictability. Naturally, a customer's decision to buy is also influenced by the products that are offered at a specific business. Therefore, a centralized inventory system with a lengthy lead time for delivery runs the danger of losing sales to clients who are concerned about the availability of their products. We investigate how inventory pooling functions when customers who are concerned about product availability cancel a given purchase if the products are not available at a particular store, assuming a supply chain with a supplier and many retailers. We investigate who should stock items by creating a model with two random variables: Poisson demand and Bernoulli consumer response to out-of-stock.
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the following table shows prices and quantities in the hypothetical economy of moneyville for two different items in two different years. assume these are the only two items produced in this economy. prices and output in a two-item economy good 1 good 2 year price output price output year 1 $5 50 10 25 year 2 9 40 15 10 instructions: enter your answers as a whole number. a. calculate nominal gdp for year 1 and year 2. year 1 nominal gdp: $ 500 year 2 nominal gdp: $ 510 nominal gdp increases between year 1 and year 2. b. calculate real gdp for year 1 and year 2 using year 1 as the base year. year 1 real gdp: $ year 2 real gdp: $ real gdp decreases between year 1 and year 2.
Assume these are the only two items produced in this economy.Real GDP redused between 1st year and 2nd year.
Nominal GDP year 1 = Price (Good 1) (Year 1) x Quantity (Good 1) (Year 1) + Price (Good 2) (Year 1) x Quantity (Good 2) (Year 1) = 8*30 + 11*20 = 240 + 220 = 460
Nominal GDP year 2 = Price (Good 1) (Year 2) x Quantity (Good 1) (Year 2) + Price (Good 2) (Year 2) x Quantity (Good 2) (Year 2) = 16*20 + 15*18 = 320 + 270 = 590
Hence nominal GDP increases between year 1 and year 2
Real GDP year 1 = Price (Good 1) (Year 1) x Quantity (Good 1) (Year 1) + Price (Good 2) (Year 1) x Quantity (Good 2) (Year 1) = 8*30 + 11*20 = 240 + 220 = 460
Real GDP year 2 = Price (Good 1) (Year 1) x Quantity (Good 1) (Year 2) + Price (Good 2) (Year 1) x Quantity (Good 2) (Year 2) = 8*20 + 11*18 = 160 + 198 = 358
Real GDP is redused between 1st year and 2nd year.
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if a taxpayer fails to pay his property taxes on time and the city decides to foreclose the property, what accounting entry should the city make in its general fund
The accounting entry that the city should make in its general fund is to reclassify the property tax receivable account to a tax lien receivable account.
Who is a taxpayer and what accounting entry should the city make in its general fund?A taxpayer is a genuine citizen who pays the money from the salary one gets annually into government's account called tax.Here the question is asked of the consequence of failing the pay of property tax on time and the city decides to foreclose the property .The rule of property tax revenue says that the property tax revenue must be compulsorily recognized in the period of when it is levied.The tax needs to be levied no matter if they are due or if they need to be collected .Hence if a taxpayer fails to pay his property taxes on time and the city decides to foreclose the property, the city should reclassify the property tax recievable account to a tax lien receivable account.To know more about tax visit:
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the income statement is a permanent document that is used to record what you own (assets) and what you owe (liabilities) on a specific date. true false
The statement about income above is false. It is because income statement or known as profit and loss account is used to record a temporary transactions relating to revenue and expenses.
In business, a profit and loss account or also known as income statement generally can be described as one of the financial statements of a company and shows the company's revenues and expenses during a particular period. A profit and loss account or also known as income statement indicates how the revenues are transformed into the net profit or also net income.
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The above statement is a false statement about the income statement. The balance sheet is a document that is used to record what you own (assets) and what you owe (liabilities) on a specific date.
An income statement is a financial statement that lists the revenue and expenses of the company. Additionally, it displays a company's profit or loss over a specific time frame.
A balance sheet is a financial statement that lists a company's assets, liabilities, and shareholder equity.
It offers a snapshot of the assets and liabilities of a corporation as of the publication date.
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for what reasons was merchant capitalism in decline in the mid-1800s? multiple select question. industries that had developed in the northeast had crumbled due to a decline in shipping. there were greater opportunities for profit in manufacturing than in trade. british competitors were stealing america's export trade. no affluent merchant class emerged to finance industry.
America's export trade was being stolen by British competitors. Manufacturing offered more opportunities for profit than trade.
How do imports from the US affect the United States and its trading partners?Imports keep costs low and support jobs, allowing American businesses to compete and saving families real money at the register. faster annually than non-exporting plants. Additionally, exporting plants are less likely to fail. There are jobs supported by trade in a variety of industries.
Why is the US most affected by which trade agreement?NAFTA is the U.S. preferential agreement that has had the most significant impact on trade and the economy.
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a 7.5 percent coupon bond with nine years left to maturity is priced to offer a 10.4 percent yield to maturity. you believe that in one year, the yield to maturity will be 8 percent. what is the change in price the bond will experience in dollars? (assume interest payments are semiannual and par value is $1,000.)
A 7.5 percent coupon bond with nine years left to maturity is priced to offer a 10.4 percent yield to maturity. $122.47 is the change in price the bond will experience in dollars
Calculating the problem:First we need to calculate duration of the bond using below formula:
Duration = [(1+YTM/2) /YTM] - [(1+YTM/2) + M(C-YTM)]/YTM + C[(1+YTM/2)2M - 1]
C = annual coupon rate i.e.7.5%; YTM = yield to maturity i.e. 10.4%; M = bond maturity i.e. 9 years
Duration = [(1+0.104/2)/0.104] - [(1+0.104/2) + 9(0.075-0.104)]/0.104 + 0.075[(1+0.104/2)2 × 9 - 1]
Duration = [(1+0.052)/0.104] - [(1+0.052) + 9(-0.029)]/0.104 + 0.075[(1+0.052)18 - 1]
Duration = (1.052/0.104) - (1.052 - 0.261)/0.104 + 0.075[(1.052)18 - 1]
Duration = 10.12 - (0.791)/0.104 + 0.075(2.49 - 1)
Duration = 10.12 - (0.791)/0.104 + 0.075 × 1.49
= 10.12 - (0.791)/0.104 + 0.112
= 10.12 - (0.791)/0.216
Duration = 10.12 - 3.66 = 6.46 Years
% change in bond price = Modified duration × change in YTM
Modified duration = duration/(1+YTM/2)
= 6.46/(1+0.104/2)
= 6.46/1.052
= 6.14
% change in bond price = 6.14× (0.104 - 0.08)
= 6.14 × 0.024
= 0.147 or 14.7%
Bond price will increase by 14.7%.
N= matuity = 9×2 = 18;
I/Y = YTM = 10.4%/2 = 5.2%;
FV = par value = 1,000;
PMT = coupon = 1,000 × 7.5%/2 = 37.5 > CPT = compute > PV = current price = 833.12
Change in price in dollars = $833.12 × 14.7%
= $122.47
Coupon bond:A coupon bond, also pertain to as a deliverer bond or bond coupon, is a debt commitment with tickets attached that represent semiannual interest payments. With coupon bonds, there are no records of the purchaser kept by the issuer; the purchaser's name is also not published on any kind of instrument.
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a nation that imposes a fixed charge of $3 per barrel of oil imported into the country is relying on which instrument of trade? specific tariff gatt tariff subsidies import quotas antidumping duties
A nation that imposes a hard and fast price of $three in step with the barrel of oil imported into the united states is counting on which device of exchange: A) specific tariff.
Change is the pastime of purchasing, selling, or changing goods or offerings among people, firms, or international locations. The ministry had direct control over each aspect of overseas change. ... negotiations on a brand new international change agreement.
Trade as a noun can seek advice from the motion of purchasing-promoting or changing items and services among human beings, businesses, countries, and other entities. The time period is often synonymous with 'trade. ' it can also confer with a specific industry such as the construction, traveling, or fur trades.
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Having a single intermediary, a retailer, in the marketing channel is most common when?.
Having a single intermediary, a retailer, in the marketing channel is most common when the manufacturer is selling low-cost, low-unit value items. Thus the correct option is A.
What is a Retailer?A retailer is referred to as a channel of distributors who sells the product in small quantities just the opposite of a Wholesaler. This Retailer is in direct contact with customers so they receive direct feedback about the product.
When the producer is selling low-priced, low-unit-value goods, having just one intermediary—a retailer—in the marketing channel is most common. All layers of intermediaries are crucial because they greatly increase their users' access to the goods and services that are available.
Therefore, option A is appropriate.
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he gilbert instrument corporation is considering replacing the wood steamer it currently uses to shape guitar sides. the steamer has 6 years of remaining life. if kept, the steamer will have depreciation expenses of $650 for 5 years and $325 for the sixth year. its current book value is $3,575, and it can be sold on an internet auction site for $4,215 at this time. if the old steamer is not replaced, it can be sold for $800 at the end of its useful life. gilbert is considering purchasing the side steamer 3000, a higher-end steamer, which costs $11,600 and has an estimated useful life of 6 years with an estimated salvage value of $1,300. this steamer falls into the macrs 5-years class, so the applicable depreciation rates are 20.00%, 32.00%, 19.20%, 11.52%, 11.52%, and 5.76%. the new steamer is faster and allows for an output expansion, so sales would rise by $2,000 per year; the new machine's much greater efficiency would reduce operating expenses by $1,700 per year. to support the greater sales, the new machine would require that inventories increase by $2,900, but accounts payable would simultaneously increase by $700. gilbert's marginal federal-plus-state tax rate is 25%, and the project cost of capital is 15%. what is the npv of the project? do not round intermediate calculations. round your answer to the nearest dollar.
The correct answer is yes, we should replace the old steamer and Net Present Value of the Project is $1,330.
Calculation of Initial Investment
Initial Investment = Cost of New Machine + Investment of Net Working Capital - After-Tax Salvage Value of Old Machine today
Cost of New Machine = $13,000
Investment in Net Working Capital = Increase in Inventory - Increase in Accounts Payble = $2,900 - $700 = $2,200
Salvage Value of Old Machine today = $4,150
Current Book Value of Old Machine = $3,575
After-Tax Salvage Value of Old Machine today = Salvage Value - (Salvage Value - Current Book Value) * Tax rate = $4,150 - ($4,150 - $3,575) * 40%
= $4,150 - $230 = $3,920
Initial Investment = Cost of New Machine + Investment in Net Working Capital - After-Tax Salvage Value of Old Machine today
= $13,000 + $2,200 - $3,920 = $11,280
Calculation of Additional Terminal Cash Flow in Year 6
Additional Terminal Cash Flow in Year 6 = After-Tax Salvage Value of New Machine + Recovery of Investment in Net Working Capital - Loss of After-Tax Salvage Value of Old Machine
After-Tax Salvage Value of New Machine = Salvage Value of New Machine* (1 - Tax Rate) = $1,300 * ( 1 - 0.40) = $780
After-Tax Salvage Value of Old Machine = Salvage Value of Old Machine * ( 1- Tax Rate) = $800 * ( 1 - 0.40) = $480
Additional Terminal Cash Flow in Year 6 = After-Tax Salvage Value of New Machine + Recovery of Investment in Net Working Capital - Loss of After-Tax Salvage Value of Old Machine = $780 + $2,200 - $480=$2,500
Net Incremental Cash Flow in Year 6 = Incremental Operating Cash Flow in Year 6 + Additional Terminal Cash Flow= $2,329.52 + $2,500
= $4,829.52
Calculation of Net Present Value of Replacement Project
Net Present Value = Present Value of Annual Net Incremental Cash Flow - Initial Investment = $12,610.44 - $11,280 = $1,330.44 = $1,330 (rounded off)
Since the Replacement Project will result in Positive NPV, therefore we should replace the Old Steamer.
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the residual equity section of statement of financial position for private not-for-profits includes which accounts? g
Unrestricted, Temporarily Restricted, and Permanently Restricted Net Assets are included in the residual equity section of the private not-for-profit statement of financial position.
Net asset value is calculated by dividing the total number of outstanding shares by the net value of an investment fund's assets less its liabilities. NAV is the price at which shares of funds that are registered with the Net Assets U.S. Securities and Exchange Commission (SEC) are traded, and is most frequently used in relation to mutual funds or exchange-traded funds (ETFs).
Net assets, net worth, or capital of the company are terms used to financial describe the difference between assets and liabilities for financial businesses and other legal entities. The fund valuation and pricing are referred to as Net Assets NAV, and they are calculated by dividing the difference between assets and liabilities by the number of shares held by investors.
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shelby wants to cash in her winning lottery ticket. she can either receive semi-annual payments of $100,000 each starting today, for 4 years, or she can receive a single-amount payment today based on a 6% annual interest rate. what is the single-amount payment she can receive today that would be equivalent to the present value of the semi-annual payments?
The sum that would be paid to her today in order to equal the present value of the semi-annual payments 723,028.30
demonstrating Computations
Time Amount PVF at 6/2% PV
- 100,000.00 1.0000 100,000.00
0.50 100,000.00 0.9709 97,087.38
1.00 100,000.00 0.9426 94,259.59
1.50 100,000.00 0.9151 91,514.17
2.00 100,000.00 0.8885 88,848.70
2.50 100,000.00 0.8626 86,260.88
3.00 100,000.00 0.8375 83,748.43
3.50 100,000.00 0.8131 81,309.15
723,028.30
How is a single amount determined?
The amount invested or saved, multiplied by one plus the interest rate to the nth power, where n is the number of compounding periods over which the principal is kept or invested, determines the future value of a single sum of money.
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judith purchased a nice home, whose value depreciated as a result of the housing crash. she was able to have the majority of her remaining mortgage payments forgiven, which eased a huge financial burden for her. she reasoned that the debt she was forgiven would not negatively impact the overall debt of the country. judith's reasoning is an example of:
Judith's reasoning is an example of a social trap.
Those intended to help people come under prosocial relation. They are usually voluntary actions that are directed toward helping other people or groups of individuals. They usually involve understanding other people's problems and helping them solve those problems. One's ability to determine the problem and get the motivation to help those people. They are usually related to agentic goals or communal goals. Studies show that people's moral judgment guides a person's moral emotion and thus leads to prosocial behavior.
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The taco bell employee’s quote supports schlosser’s argument in this excerpt because it.
The Taco Bell employee's quote supports Schlosser's argument during this excerpt because it emphasizes the obsession with consistency and standardization within the aliment business.
The taco bell employee's quote supports Schlosser's argument during this excerpt because of providing personal opinions regarding the operation.
The excerpt from aliment Nation that best illustrates the author's use of the rhetorical charm logos is "English is currently the second language of a minimum of a common fraction of the nation's eating house staff, and regarding the simple fraction of that cluster speaks no English at all."
The primary tenets he uses are unit logos, pathos, and ethos. One of the tenets of rhetoric that he uses is logos, which is an act of persuasion.
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john earned a phd in biomedical engineering, and works full-time as a faculty member at the local university. he also does some private consulting work on the side. he would like to give up teaching and do consulting full-time, but he fears there isn't enough demand for it. when computing the official unemployment rate, john is considered:
John would like to stop teaching and focus only on advising, but he is concerned that there would be insufficient demand. When calculating the official unemployment rate, John is deemed employed.
'Demand' is the very first and most fundamental idea that we study in Economics. Demand is defined as the ability and desire of the general population to purchase a good or service. Demand is a microeconomic variable that deals with the 'what is likely to happen' component of the economy. According to the chapter, demand is a crucial subject for Commerce students. Everyone, regardless of field of study, needs to have a basic understanding of demand. In economics, 'demand' refers to a consumer's ability and desire to acquire a good or service. It is the primary driver of a country's economic growth. Other economic activity will become irrelevant without it.
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erin purchased stock with an initial share price of $15, and sold it when the share price was $17. while she owned the stock, she earned $2 in dividends. what was her total percentage return on the investment? a.) 22.67% b.) 23.53% c.) 11.76% d.) 26.67%
The total percentage return on investment will be 22.67% which Erin purchased stock at the initial share price.
What is the share price?The stock price is the price of one share out of the number of shares available for sale in the company. the stock price is the maximum amount someone is willing to pay for a stock or the minimum amount someone is willing to buy.The amount of money it takes to buy stock in a company. Stock prices are not fixed and fluctuate according to market conditions. It can go up when the company seems to be doing well, and go down when the company isn't performing as expected.When a company goes public and its shares are traded on an exchange, the stock price is determined by market supply and demand. If demand for his stock is high, the price will go up. If the company's future growth potential is questionable, the seller of the stock can lower the price.To find out how valuable a stock is to a trader, take the latest updated value of the company's stock and multiply it by the number of outstanding shares. Another method used to calculate stock prices is the price/earnings ratio.
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would the u.s. economy be better off without government intervention in agriculture? who would benefit? who would lose?
The agriculture sector is complicated since it consists of privatised farms that follow rules and procedures that virtually qualify them as public goods. The question of whether the government ought to get more involved in the agriculture sector is still up for discussion.
Except for just ensuring that farms are employing safe procedures to cultivate their food, the United States would be better off without any government involvement in agriculture. In other words, the government would keep an eye out to make sure farmers weren't using banned items, pesticides, or grazing animals that would transmit illness. However, when the government intervenes in any sector of the private sector, sets pricing, or acquires a share in any property or resource that has been privatized, it greatly dilutes its influence, and the overall effectiveness and quality of the end result typically suffer.
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according to herzberg, what do managers try to achieve by providing hygiene factors at appropriate levels?
Herzberg believes that proper management of hygiene factors can prevent employee dissatisfaction, but these factors cannot serve as a source of satisfaction or motivation. Good working conditions, for example, will keep employees working but will not make them work harder.
Customer Satisfaction Is Satisfying consumer needs is the desire of every company. Meeting consumer needs is not only an important factor for the company's survival, but also enhances its competitive advantage. Consumers who are satisfied with products and services are likely to repurchase and reuse services when the same need reappears in the future. This means that satisfaction is the main consumer repurchase factor that accounts for most of the company's sales volume.
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who generally takes responsibility for reporting required information on form 1099-s after a real estate closing?
The seller generally takes responsibility for reporting required information on form 1099-s after a real estate closing.
A real estate is a form of real belongings, which means that it's far something you personally are connected to a bit of land. it is able to be used for residential, business, or business purposes, and usually includes any sources on the land consisting of water or minerals.
Real property refers to real, or bodily, property, and may encompass land, homes, air rights above the land, and underground rights below the land. As an enterprise term, the actual estate also refers to producing, buying, and promoting property.
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ricardo is 17 years old. he signs a written contract with joe. under the terms of the contract, joe sells ricardo a car and a motorcycle. ricardo pays joe $1,000 down and is required to pay $500 a month for 12 months. after 3 months, ricardo turns 18 and tells joe that he wants to void the contract for the purchase of the car. ricardo wants to keep the motorcycle. can ricardo void the contract under those terms?
Yes. Ricardo was 17 so he can void the contract.A contract that a minor signs has two options: it can be upheld or canceled.
Why can minors void contracts?In most places, people who are minors (under the age of 18) lack the legal competence to enter into a contract.Therefore, a kid who signs a contract has the option of upholding it or having it canceled.However, there are a few outliers.For instance, a minor often cannot revoke a contract for basic needs like food, clothing, and housing. Since minors lack the legal capacity or competence to independently enter into legally binding agreements or contracts, any contracts they make are void.These people are categorized differently under the law since it is assumed that they are not entirely conscious of what they are doing. In most cases, only people who are of legal age can sign contracts.This means that those who are children, mentally ill, or who lack certain civil rights are not able to enter into contracts.It is important to keep in mind that the age of majority was only lowered from 21 to 18 in 1969, meaning that minors in the early cases were older than they are now when analyzing the cases referenced in regard to the competence of minors.Contracts entered into by minors are typically voidable at the minor's discretion.To learn more about void contract refer
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your balance from the previous month is $850. on the 5th day of the billing cycle, you charged $280. on the 7th day of the billing cycle, you charged $125. on the 10th day of the billing cycle, your account was credited with a payment of $350. on the 20th day of the billing cycle, you charged $500. on the 25th day of the billing cycle, another payment was credited to your account for $500. your billing cycle is 28 days in length and you pay 18.99% apr. find the finance charges for this scenario.
Any fee related to borrowing credit is considered a finance charge. Finance charges are a tool credit card companies employ to offset the risk of non-payment.
What are some instances of finance charges?These financing costs include items like credit card annual fees, account maintenance fees, penalties for paying loans or credit cards after the due date, and transaction fees for accounts. By paying off the entire balance on your credit card each month, you can reduce finance charges.
Day Opening Balance Purchase/charge Payment Closing Balance
1 850 0 0 850
2 850 0 0 850
3 850 0 0 850
4 850 0 0 850
5 850 280 0 1130
6 1130 0 0 1130
7 1130 125 0 1255
8 1255 0 0 1255
9 1255 0 0 1255
10 1255 0 350 905
11 905 0 0 905
12 905 0 0 905
13 905 0 0 905
14 905 0 0 905
15 905 0 0 905
16 905 0 0 905
17 905 0 0 905
18 905 0 0 905
19 905 0 0 905
20 905 500 0 1405
21 1405 0 0 1405
22 1405 0 0 1405
23 1405 0 0 1405
24 1405 0 0 1405
25 1405 0 500 905
26 905 0 0 905
27 905 0 0 905
28 905 0 0 905
Total 29,120.00
No.of days 28:00
Avg. Daily balance 1,040.00
Now interest amount/finance charges = average daily balance × APR/365 × no. of days
= 1040 × 18.99%/ 365× 28
= 0.5410849 × 28
= 15.15
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removing an uncollectible account and its corresponding allowance from the accounting records is called . multiple choice question. subsidiary accounting a write-up a write-off double entry accounting
If a customer's accounts receivable are determined to be uncollectible under the allowance method, the amount is deducted from Accounts Receivable and written off.
When an uncollectible account is written off, what happens?Uncollectible Bad Debt Writing off a specific account receivable will result in an equal increase in expenses on the profit and loss side and a decrease in accounts receivable on the balance sheet.
A non-collectible account can be written off using the allowance method: a) only affects accounts on the balance sheet. It is evident, based on the entries in the journal above: When the account is written off, the accounts receivables account decreases. When accounts are written off, the allowance for questionable accounts also decreased.
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return on equity (roe) is: group of answer choices a financial metric. an economic metric. an operating metric. a market metric. none of these answers is correct.
Return on Equity (ROE) is a financial metric. Therefore option (a) 'financial metric' is the correct answer.
Return on equity (ROE) is a measure that provides investors with insight into how efficiently an organization handles the money contributed by shareholders. In other words, Return on Equity (ROE) is a financial metric that measures the profitability of the organization in relation to equity given by stockholders. The higher ROE means that the organization is more efficient in generating income and growth from its equity financing.
ROE is used to compare an organization to its competitors and the overall market within the same industry, since ROE provides an indication of which organizations are functioning with greater financial efficiency.
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when a product is offered in a foreign market, but cultural differences slow down the diffusion process, it would most likely be attributed to low levels of
A product is offered in a foreign market, but cultural differences slow down the diffusion process, it would most likely be attributed to low levels of Compatibility.
An essential first step in adapting a product to a overseas marketplace is to decide the diploma of newness as perceived through the supposed marketplace. The that means and cost imputed to the mental attributes of a product can range amongst cultures and are perceived as bad or positive.Maturity is the height and the very best factor of the cycle. It's while the product reaches its most capability and income and starts to stabilize. That would not imply your income may not grow, you simply may not revel in the equal fast stages of increase as before.
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On what ideology is Blake and Mouton’s Managerial/Leadership Grid based? (BLANK) theory suggests that traits are inherent, while conduct can be taught.
The Blake and Mouton’s managerial grid is based on the concern for production(tasks) and concern for people(relationships). The Great man theory suggests that traits are inherent, while conduct can be taught.
What do you mean by Blake and Mouton's managerial grid and Great Man Theory.As per the Managerial Grid, developed by Robert Blake and Jane Mouton, five different types of leadership based on their concern for the production and concern for the people are located in four quadrants.. According to the Great Man Theory leaders are born with the right traits and abilities for leading – charisma, intellect, confidence, communication skills, and social skills.
The concern for production is illustrated on the horizontal axis of the managerial grid and production became more important to the leader as his rating advances on the horizontal scale.
The Great Man Theory of Leadership emphasizes that great leaders are born, not made. These individuals come into the world possessing certain characteristics and traits not found in all people.
The Managerial grid is a useful device for identification and classification of managerial styles.
The essence of the Great Man Theory lies in the fact that those in power deserve to lead because of the traits they have been endowed with.
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