according to the vals segmentation system strivers are considered to be trendy and fun-loving people who are resource-constrained. they favor stylish products that emulate the purchases of those with greater material wealth.
What is vals segmentation system?
A proprietary research methodology called VALS (Values and Lifestyle Survey) is employed for psychographic market segmentation.
Market segmentation helps businesses adapt their goods and services to appeal to those who are most inclined to make purchases from them.
How is VALS used in marketing?
VALS is a marketing technique that forecasts consumer behavior in part by taking into account factors like their philosophical convictions and levels of mechanical and intellectual curiosity.
Values and Lifestyles Survey, or VALS, is a set of inquiries used to identify target markets.
Learn more about vals segmentation system
brainly.com/question/14933587
#SPJ4
following scenarios, describe (1) the payoff that you obtain in each possible case, the corresponding rate of return and the associated probability; (2) the expected value; and (3) the standard deviation of the rate of return of your investment i. you invest everything in a
All potential combinations of options for making decisions and natural conditions are listed on a payoff table. The expected value for each choice is known as the Expected Payoff (EP)
What is payoff in probability?The reward for a strategy is equal to the total of the payoffs for each result multiplied by the chance of each outcome, according to the Law of Total Probability.A Nash equilibrium is necessary for matrix reward games with two players if the row chosen is to maximize the payout for the row player given the column chosen by the column player, and the column, in turn, is to maximize the payout for the column player given the row chosen by the row player.All potential combinations of options for making decisions and natural conditions are listed on a payoff table. The expected value for each choice is known as the Expected Payoff (EP) or Expected Monetary Value (EMV).To learn more about Expected Payoff refer,
https://brainly.com/question/28518029
#SPJ4
BPMN _______ is anything that happens during the course of a business process, including customer requests, time requests, and the end of the process.
event
Event
An event is something that occurs during the course of a business process. Events affect the flow of the process and usually have a cause (trigger) and an impact (result). There are three types of events, which are based on when they affect the flow: start, intermediate, and end. Start events begin a process.
What is business process flow?
Business process flows provide a guide for people to get work done. They provide a streamlined user experience that leads people through the processes their organization has defined for interactions that need to be advanced to a conclusion of some kind.
What in BPMN notation is a task in a business process?
A BPMN task is an atomic activity within a process flow. You create a task when the activity cannot be broken down to a finer level of detail.
What is a sequence flow in BPMN?
Sequence flows are solid lines with an arrow at one end, which link the elements in a process in the diagram or in a single pool and show the order in which they are performed.
To know more about BPMN Event,check out:
https://brainly.com/question/29562092
#SPJ4
a partnership in which the liability of all the partners is limited to the amount of their capital investment in the firm is called a:
According to the research, the correct answer is limited partnership (LP). A partnership in which the liability of all the partners is limited to the amount of their capital investment in the firm is called a: limited partnership (LP).
What is a limited partnership?It is one that is constituted by partners under a company name or denomination and the obligation or responsibility of the partners is limited to the payment of their contributions.
In this sense, the partners respond only with the invested share capital, never with their personal assets before the debts that the company incurs against third parties, being limited to the capital in the firm.
Therefore, we can conclude that according to the research, a limited partnership (LP) is a partnership in which the liability of the partners is joint and several and is limited to the capital contributed in the firm.
Learn more about limited partnership here: https://brainly.com/question/12983082
#SPJ1
the initial step in bounded rationality decision-making is to a. identify the problem. b. select an alternative. c. generate alternatives. d. evaluate the decision.
The initial step in bounded rationality decision-making is to select an alternative.
We try to satisfice rather than optimize when making decisions as a result of bounded rationality. To put it another way, we aim for a decision that will be adequate rather than the best one that is possible.
The decision-making process of bounded rationality states that due to cognitive and temporal constraints, we are unlikely to gather all the information that would be necessary to make a rational choice. Because of this, we tend to choose less-than-ideal options.
Even though bounded rationality leads us to make acceptable decisions, that does not necessarily imply that they are the best ones. The term "homo economicus," which refers to the "ideal rational man/woman," is used by economists in place of "satisficers."
Learn more about Bounded rationality, here
https://brainly.com/question/13708799
#SPJ4
c. suppose the company has some preferred stocks that pay $3 per share every quarter forever. the first dividend will be paid one year from today. what is price per share of the preferred stock? suppose apr
The current price per share of the preferred stock should be $100.
According to Gordon's formula for valuation,
P0 = D1 / (ke - g)
Where P0 is Current Price
D1 is expected dividend in a year's time
Ke is Cost of Equity (Required return for Equity holders)
G is Expected growth (should be constant)
So going by the formula ,
P0 = 3 / (0.13–0.10)
P0 = $ 100
Preferred stock is a kind of inventory that has characteristics of each stocks and bonds. Like bonds, preferred stocks make coins payouts, often at a higher yield than bonds, whilst supplying better dividend returns and less danger than common stock.
Preferred stock is a component of percentage capital that could have any mixture of capabilities now not possessed with the aid of not unusual stock, which includes residences of each an fairness and a debt tool, and is typically considered a hybrid tool.
Preferred are issued with a hard and fast par price and pay dividends based on a percent of that par, generally at a fixed price. much like bonds, which additionally make constant payments, the marketplace value of desired shares is sensitive to modifications in hobby fees. If interest costs upward push, the price of the favored shares falls.
Learn more about preferred stock here : https://brainly.com/question/18068539
#SPJ4
which of the following statements relating to a firm in an imperfectly competitive market and a firm in a perfectly competitive market is true?
The following statements relating to a firm in an imperfectly competitive market and a firm in a perfectly competitive market is true because barriers to entry give both imperfectly competitive and perfectly competitive firms market power to raise price.
The best way to characterize an imperfectly competitive company is as having some capacity for determining prices. Market strength and some imperfect competition are both possible. As a result, businesses that are subject to imperfect competition have some degree of pricing control.
Any market with many sellers and at least one with some kind of price control is said to be imperfectly competitive. Monopolistic competition and oligopoly were the two main categories of imperfectly competitive marketplaces that we covered.
To know more about Imperfectly Competitive Firm here
https://brainly.com/question/28199621
#SPJ4
the time-phased plan specifying how many and when the firm plans to build each end item is called the materials requirements plan (mrp.)
The term "materials requirements plan" refers to the time-phased plan that details how many and when the company plans to construct each end item: FALSE
What is the time-phased plan?With time-phased planning, the materials are planned over a specific period of time. It makes sense to schedule a material in accordance with the same cycle, modified to the delivery date, if, for instance, a vendor always supplies the material on a specific weekday. The demand for products within a given time frame is typically taken into account by the master production schedule, which then determines the quantity and timing of each material. The materials requirements plan, which is part of the time-phased plan, does not specify how many and when the company plans to construct each end item.Therefore, the statement "the term "materials requirements plan" refers to the time-phased plan that details how many and when the company plans to construct each end item" is FALSE.
Know more about the time-phased plan here:
https://brainly.com/question/28149237
#SPJ4
To effectively run her company, Machi applies the ________, a management style the views her firm as an interdependent collection of departments, and as a single institution that interacts with suppliers, distributors, competitors, and customers.
A. Human relations movement
B. Quantitative management approach
C. Systems viewpoint
D. Behavioral science approach
E. Contingency viewpoint
To efficaciously run her company, Machi applies the C. Systems viewpoint a control fashion the perspectives her organization as an interdependent collection.
The required details for Management in given paragraph
Management (or handling) is the management of an enterprise, whether or not it's far a business, a non-profit enterprise, or a authorities body. It is the art work and era of dealing with property of the business. Management includes the sports activities of setting the method of an business enterprise and coordinating the efforts of its employees (or of volunteers) to carry out its goals through the software program of to be had property, together with financial, natural, technological, and human property. "Run the business" and "Change the business" are requirements that are applied on top of things to differentiate most of the ongoing delivery of merchandise or services and adapting of merchandise or services to fulfill the changing dreams of customers - see trend.
The term "manage" may also are seeking for recommendation from those people who manage an business enterprise—managers.
To know about Management click here
https://brainly.com/question/1276995
#SPJ4
which of these is not enumerated as a motivation to create accessible web content? question 1 options: 1) to capitalize on the a wider audience or consumer base (marketing or economic-centered motivations) 2) to improve the reliability of technical functionality (technology centered motivations) 3) to improve the lives of people with disabilities (human-centered motivations) 4) to avoid lawsuits and/or bad press (public relations and punishment-centered motivations)
2)To improve the reliability of technical functionality (technology-centered motivations) is not enumerated as a motivation to create accessible web content.
The ability of persons with impairments to use a website, tool, or technology is referred to as web accessibility.
Why Make Web Content Accessible?
Accessible websites achieve each of these objectives:
to enhance the quality of life for people with disabilities (human-centered motivations); to draw in a larger audience or customer base (marketing or economic-centered motivations); to uphold the law and prevent bad press (public relations and punishment-centered motivations).These motivations are listed from most altruistic to least, although if there is web accessibility in the end, perhaps that matters more than the writers' initial motivations.
For more questions like Web accessibility click the link below:
https://brainly.com/question/29236485
#SPJ4
Suppose the government imposes a price ceiling of $40 on this market. What will be the size of the shortage in this market?.
400 units; less than the quantity supplied Demanding more than the price cap results in a shortage.
What is price ceiling?A price ceiling is a cap on the highest price that can be charged for a good, commodity, or service that is established by the government or another party.
Governments implement price caps allegedly to safeguard consumers from situations when commodities might become unaffordable. Such circumstances may arise during times of high inflation, during an investment bubble, or when a company owns a monopoly on a particular good.
If these conditions persist for an extended length of time without managed rationing, shortages may result. [1]
Unrealistic price limitations can lead to other issues, such as business failures, stock market crashes, or even economic catastrophes. Price ceilings do not exist in market economies that are not regulated.
Hence, 400 units; less than the quantity supplied Demanding more than the price cap results in a shortage.
learn more about price ceiling click here:
https://brainly.com/question/4120465
#SPJ4
the fish in the lake at the local park are dying. a professor from the local college comes to investigate, and first she measures the dissolved oxygen. she wants to check the (fill in the blank).
The fish in the lake at the local park are dying. A professor from the local college comes to investigate, and first, she measures the dissolved oxygen. She wants to check the possibility of eutrophication.
Eutrophication is the process where a body of water becomes progressively enriched with nutrients (in particular, nitrogen and phosphorus). With enriched nutrients, the number of algae and plant growth increased.
Eutrophication generally has these symptoms:
Harmful algae bloomsHypoxia (oxygen depletion)Dead zonesFish killsIn the question above, the body of water possibly experiencing eutrophication is the lake at the local park. By measuring the dissolved alcohol in the water, the professor can find out whether it is what happening or not.
Learn more about eutrophication at https://brainly.com/question/8499582
#SPJ4
your company has started using microsoft azure intune to track and manage mobile devices. as a system administrator, you've been given the responsibility of using intune to apply windows security settings that are recommended by the company security team. which of the following intune features is designed to help you configure and apply these security settings?
We can customize and implement these security settings with the use of the device security intune tool.
What is Device Security?To access the capabilities listed below, hit the Windows Start button, type windows security, choose it from the results, and then choose Device security.
Windows Security offers built-in security choices to help shield your device from dangerous software attacks.
Maintaining the security of that data is more important as we store more sensitive information on our mobile devices.
From personal photos and addresses to credit card information and phone numbers, hackers now have access to more personal information than ever before.
Secure device: Locks your phone with your PIN, pattern, or password.
We can add a message or phone number on the lock screen to make it easier for someone to find your phone if it doesn't already have one.
Therefore, we can customize and implement these security settings with the use of the device security intune tool.
Know more about Device Security here:
https://brainly.com/question/25720881
#SPJ4
Correct question:
Your company has started using Microsoft azure in tune to track and manage mobile devices. as a system administrator, you've been given the responsibility of using intune to apply windows security settings that are recommended by the company security team. Which intune feature is designed to help you configure and apply these security settings?
money is anything people generally accept as payment for goods and services. some people barter goods and services for other goods and services. the problem with this form of traditional barter is that it is not convenient. most people need some object that they can use to trade goods and services without having to carry the actual items around with them. one solution for this is coins and paper bills. this activity is important because for money to be utilized as payment for goods and services, it must be useful. the goal of this activity is to demonstrate your understanding of what the five standards of useful money are and what each standard means. instructions: match the standards of useful money to its correct description.1. easier to take to market than actual products 2. different values as represented by different-sized coins or bills 3. when everyone agrees on the value of coins and bills 4. when the coins can last for thousands of years 5. when coins are elaborately designed and minted, or paper money made with invisible lines and hidden text.
The following are the five criteria for a useful form of money:
portability,divisibilityStabilityDurabilityUniquenessCompare the useful money's standards to its accurate description.Portability- more convenient to market than real productsDivisibility- various values represented by various coin or note sizesStability- various coin or note sizes that signify various valuesDurability- when the coins can endure for a long timeUniqueness- when paper money is constructed with oblique lines and buried lettering, or when coins are intricately fashioned and made.What are the terms for anything that people will accept in return for goods and services?The following items have all been used as money at various times and locations: cattle, corn, rice, salt, copper, gold, silver, seashells, stones, and whale teeth. Anything and everything that people would accept in exchange for products and services is considered money. Three key tasks should be accomplished with money.
Why do coins have a lower value than paper?It is merely a custom. In the past, coins made of precious metals like gold or silver were typically used as currency. Making it a coin only made it simpler to handle and calculate the value because the value was essentially the weight of the metal.
Learn more about money: https://brainly.com/question/19490216
#SPJ4
TRUE/FALSE. the president of university national bank has his office on the main floor of the bank just off the lobby, and his door is always open unless he is in a private meeting. this represents a physical manifestation of the company's culture.
According to the information available and the situation described here, it is True that the president of the university national bank has his office on the main floor of the bank just off the lobby, and his door is always open unless he is in a private meeting.
What is the University National BankGenerally, the University National Bank is known as a commercial bank that provides people with a broad range of banking and other financial services to its customers.
University National Bank is known to be in many places across the United States such as Kansas, Dallas, and Texas, amongst others.
University National Bank is known to have upright standing with a culture of physical manifestations that put the interest of the customers at heart.
Hence, in this case, it is concluded that it is True that the University National Bank has a culture of physical manifestations.
Learn more about Banking Culture here: https://brainly.com/question/28860699
#SPJ1
cassie is financing a 2400 treadmill. she is goign to use her credit card for the purchase, her card charges 17.5 interest compounded monthly. she is not required to make minimum monthly payments
14221.32 is required to make minimum monthly payments when 17.5 interest rate .
What Is an Interest Rate?
A percentage of the principal, or the amount loaned, is what a lender charges a borrower as interest. The annual percentage rate, or APR, is the usual unit used to express the interest rate on a loan (APR).From this question, her card charges 17.5% compounded monthly it.
she wants a full year before paying the full balance.
she should pay = 2400 * ( 1 + 17.5%)¹²
= 2400 * ( 117.5%)¹²
= 16221.32
so the interest is = 16221.32 * 2400
= 14221.32
Learn more about Interest Rate
brainly.com/question/13324776
#SPJ4
Two friends want to start a business that they can easily dissolve when they move on to their next project. Which business structure will suit their needs best? corporation limited liability corporation partnership sole proprietorship.
The sole proprietorship is based on the criteria that they can dissolve when they move on to their next project.
What do you mean by Sole proprietorship?
A sole proprietor is someone who owns an unincorporated business by himself or herself.
The main benefits of a sole proprietorship are
Various tax advantageThe ease of creationLow fees for creationExamples of sole proprietorship includes a local grocery store, a local clothes store, an artist, freelance writer, IT consultant, freelance graphic designer.
To know more about Sole Proprietorship from the given link
https://brainly.com/question/4442710
#SPJ4
Answer:partnership
Explanation:bc
How bond works explain the process?.
A bond is one of the fixed income investment vehicles that simulates a loan from investors to a borrower.
How does Bond process work?When they need to raise money, businesses and governments issue bonds.By purchasing a bond, you are effectively lending the issuer money, and in return they pledge to repay you the face amount of the debt on a particular date as well as make periodic interest payments to you along the way, typically twice a year.Bonds in this category are said to be "short-term," with maturities typically falling between one and three years.Long-term: These bonds typically have maturities of more than ten years.Long-term: The maturities of these bonds typically take longer.To raise funds from investors prepared to extend them a loan for a specific period of time, borrowers issue bonds.You are lending money to the issuer of a bond when you purchase one, which could be a corporate, government, or municipality.To learn more about bond refer
https://brainly.com/question/25965295
during your job search, you identify an it position that requires you to obtain a very specific type of certification that is only applicable to this particular company. to obtain the position, you will need to pay for and attend a six-month training program, all at your own expense. you are very interested in the position. using your economic knowledge, you perform a cost-benefit analysis and determine that the salary being offered makes the investment in obtaining the certification worthwhile. however, you are concerned about the possibility of a hold-up problem.
Option D. Your primary concern is that once you have invested in the certification, the prospective employer may renegotiate and offer a lower salary.
What is a cost-benefit analysis?Comparing the anticipated or predicted costs and benefits (or opportunities) connected with a project choice in order to assess whether it makes sense from a business standpoint is known as a cost-benefit analysis.
In general, cost-benefit analysis entails totaling up the expenses associated with a project or decision, deducting that sum from the predicted benefits, and calculating the net result. (This value is sometimes shown as a ratio.)
You could claim that the choice is wise to make if the anticipated advantages outweigh the costs. On the other hand, a business may want to reconsider the choice or initiative if the costs surpass the advantages.
The fear that you are having here is if you would be able to reap the benefit that would come from getting the additional certification. Hence the option that would be the best solution to the question that we have here is the last option.
Read more on cost benefit analysis here: https://brainly.com/question/12545486
#SPJ1
During your job search, you identify an IT position that requires you to obtain a very specific type of certification that is only applicable to this particular company. To obtain the position, you will need to pay for and attend a six-month training program, all at your own expense. You are very interested in the position. Using your economic knowledge, you perform a cost-benefit analysis and determine that the salary being offered makes the investment in obtaining the certification worthwhile. However, you are concerned about the possibility of a hold-up problem.
Your primary concern is that
you will be unable to obtain the necessary certification.
the opportunity cost associated with obtaining the certification is too high.
the time it takes to obtain the certification will hold up your career path.
once you have invested in the certification, the prospective employer may renegotiate and offer a lower salary.
______ need to focus on individual performance and avoid comparisons that may result in the contrast effect. People Consultans Leaders Peers
Leaders, option c, need to focus on individual performance and avoid comparisons that may result in the contrast effect.
Leaders must focus on individual performance by coaching employees and improving their skills. They should focus on trust-building and problem-solving. Comparison with other leaders or managers will lead to self-doubt and self-depreciation. It is crucial to believe in self and take the review of employees seriously rather than comparing with other leaders.
Leaders must avoid comparisons as every individual leader has their advantages and disadvantages, abilities and shortcomings which must be appreciated and worked upon. The requirements of the job differ for every leader, therefore, the comparison is futile among each other.
Learn more about leadership here https://brainly.com/question/12522775
#SPJ4
which of the following is false about budget deficits? they can affect long run rgdp. they represent the difference between tax revenue and government expenditures. they are financed with tax revenue or new debt. they typically happen when using contractionary fiscal policy.
They represent the difference between tax revenue and government expenditures is false about budget deficits.
What is meant by deficit budget?When expenditure exceeds revenue, the situation is referred to as a fiscal deficit. Despite being primarily utilized by governments, this has a wide range of applications for both people and companies.When costs go beyond receipts, a budget deficit results. Budget shortfalls may result from certain unforeseen circumstances and initiatives. Tax increases and spending reductions are two ways that nations might deal with budget problems.Reducing government spending and expenditure is one method for reducing budget deficits. Increasing tax payments to the government is one fiscal policy that may be used to increase government income.
To learn more about budget deficits. refer,
https://brainly.com/question/26010226
#SPJ4
waller co. paid a $0.139 dividend per share in 2006, which grew to $0.292 in 2012. this growth is expected to continue. what is the value of this stock at the beginning of 2013 when the required return is 13.9 percent?
waller co. paid a $0.139 dividend per share in 2006, which grew to $0.292 in 2012. this growth is expected to continue. here, Stock value: $45.21
What is stock? also explain above answer.
In the world of finance, stock (sometimes known as capital stock) refers to all of the shares that constitute a corporation's or company's ownership. (The term "stocks," in particular American English, is frequently used to describe shares.) A single share of stock represents a fractional ownership interest in the company based on the total number of shares. The shareholder (stockholder) will then typically be entitled to that portion of the company's earnings, proceeds from the sale of company assets (after paying off all senior claims such as secured and unsecured debt), or voting rights, with these rights frequently being distributed in proportion to the amount of money each stockholder has invested.
explanation
g=[(0.29/0.139)^1/6] - 1 = 0.1317
0.29 X 1.1317 = 0.33
0.33 / (13.9% - 13.17%) = $45.21
To know more about stocks
https://brainly.com/question/19383566
#SP J4
hat is the basis of the received property in each of the following exchanges? new property basis a. apartment building held for investment (adjusted basis of $145,000) for office building to be held for investment (fair market value of $225,000). $fill in the blank 1 b. land and building used as a barbershop (adjusted basis of $190,000) for land and building used as a grocery store (fair market value of $350,000). $fill in the blank 2 c. office building (adjusted basis of $45,000) for bulldozer (fair market value of $42,000), both held for business use. $fill in the blank 3 d. ibm common stock (adjusted basis of $20,000) for exxonmobil common stock (fair market value of $28,000). $fill in the blank 4 e. rental house (adjusted basis of $90,000) for mountain cabin to be held for rental use (fair market value of $225,000). $fill in the blank 5 f. general partnership interest (adjusted basis of $400,000) for a limited partnership interest (fair market value of $580,000).
As the concept of profit or loss, the difference for each of them are listed as follows:
a) Gain.
b) Gain
c) Loss.
d) Gain
e) Gain
f) Gain
Profit or loss:
Profit also known as Gain or loss on the sale of property is the difference between the realized value of the goods and its adjusted basis.
On this one, If the realized value is greater than the adjusted basis then it is a gain whereas if the realized value is less than the adjusted basis it is a loss.
Given,
a. Apartment building held for investment (adjusted basis of $145,000) for office building to be held for investment (fair market value of $225,000).
b. Land and building used as a barbershop (adjusted basis of $190,000) for land and building used as a grocery store (fair market value of $350,000).
c. Office building (adjusted basis of $45,000) for bulldozer (fair market value of $42,000), both held for business use.
d. IBM common stock (adjusted basis of $20,000) for ExxonMobil common stock (fair market value of $28,000).
e. Rental house (adjusted basis of $90,000) for mountain cabin to be held for rental use (fair market value of $225,000).
f. General partnership interest (adjusted basis of $400,000) for a limited partnership interest (fair market value of $580,000).
Here we need to find he gain or loss for the given situation.
In order to find the gain or loss we have to compare the fair price and the adjusted price,
a) For the apartment,
=> $225,000 > $145,000
So, this one is gain.
b) For Land
=> $350,000 > $190,000
Therefore, this is gain
c) Office building
=> $42,000 < $45,000
So, this is loss.
d) IBM common stock
=> $28,000 > $20,000 (Gain)
e) Rental house
=> $225,000 > $90,000 (Gain)
f) General partnership interest
=> $580,000 > $400,000 (Gain)
To know more about Gain or loss here.
https://brainly.com/question/13523408
#SPJ4
you want to use the universal naming convention (unc) format to access a shared folder called pictures on a computer named home1. which of the following is an example of the unc format?
If you're using Windows 10 or 8.1 or Windows 7, File Explorer or Windows Explorer is the easiest way to view the shared folders in Windows. If you're using Windows 7, use Windows Explorer.
The three levels of sharing are Full Control, Change, and Read, and they basically apply more generally to files and folders. When sharing a folder, you can either approve or disapprove each of these things, as follows: Read: This is similar to the NTFS permission mentioned earlier. Click or tap on the name of your Windows PC after you open it, expand the Network section from the window's left side, and then open it.
Learn more about Full Control
https://brainly.com/question/23973173
#SPJ4
who among the following in an organization are responsible for selecting appropriate technologies, equipment, and work methods for producing quality products?
Industrial engineers are in charge of deciding which technology, tools, and production processes are best for generating high-quality products.
Explain about the Industrial engineers?IEs oversee planning and control of production systems, resource allocation and scheduling, staff assignment and scheduling, quality control, inventory management, system and employee safety in the area of operations. They also evaluate, design, and manage manufacturing and service processes.
As a result of their ability to reduce costs by enhancing productivity, industrial engineers are in high demand from employers across a wide range of sectors, including charities.
There are industrial engineers in every industry. Any industry you can think of manufacturing, technology, hardware, retail, healthcare—has a good chance of having employment opportunities for industrial engineers. Think about positions in consulting and client-facing industrial engineering.
To learn more about Industrial engineers refer to:
https://brainly.com/question/13092436
#SPJ4
TRUE/FALSE. creditors that use information for credit reporting agencies cannot be held liable for violation of the fair credit reporting act
TRUE. creditors that use information for credit reporting agencies cannot be held liable for violation of the fair credit reporting act.
The main federal regulation that controls the gathering and reporting of credit information about consumers is the Fair Credit Reporting Act. Its regulations encompass how credit information about consumers is acquired, stored, and shared with others—including consumers themselves.
The act's requirements are to be monitored and enforced by the Government Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), two federal organizations. Additionally, several states have their own credit reporting laws. Title 15, Section 1681 of the United States Code contains the complete text of the act. Equifax, Experian, and TransUnion, the three main credit reporting bureaus, as well as other, more specialized businesses, gather and sell data on specific people' financial histories.
learn more about Fair Credit Reporting Act here
https://brainly.com/question/14239452
#SPJ4
a budgeting device on which annual estimated income and expenses are recorded for each month in an effort to look at surplus or deficit situations is called a...
A budgeting device on which annual estimated income and expenses are recorded for each month in an effort to look at surplus or deficit situations is called a cash flow calendar .
What is cash flow calendar ?
The Cash Flow Calendar displays forecasts of a company's future cash flows (cash coming in and going out) in a daily calendar view, based on an examination of previous transactions.
How does a money calendar function?
A cash calendar functions similarly to a standard calendar, but it is used to record both the dates and the amounts of your payments.
You can quickly see how much money you have on hand as well as how much is coming in and going out on any given date by taking a fast look.
What is a monthly cash flow plan?
You can better manage your finances by creating a monthly cash flow plan or budget, which also paves the way for you to realize your short- and long-term financial aspirations.
Learn more about The Cash Flow Calendar
brainly.com/question/18305193
#SPJ4
Salt foods purchases forty $1,000, 7%, 10-year bonds issued by pretzelmania, incorporated, for $37,282 on january 1. The market interest rate for bonds of similar risk and maturity is 8%. Salt foods receives interest semiannually on june 30 and december 31. 1. & 2. Record the necessary entries regarding the bonds. (if no entry is required for a particular transaction/event, select "no journal entry required" in the first account field. Round your answers to the nearest whole number. ).
The journal entries regarding the bonds purchased by Salt Foods, including the investment in bonds, and the first interest payment are:
Date Account Title Debit Credit
Jan, 1 Investment in bonds $40, 000
Cash $40, 000
Date Account Title Debit Credit
June, 30 Cash $1, 400
Interest income $1, 400
How to record the purchase of a bond?When a company invests in a bond, the account that will be debited in the Investment in Bonds account as this will be treated as an asset. The value of the bond will be the par value which is:
= 40 bonds x 1, 000 par value
= $40, 000
The cash account will then be credited to show that the amount of cash that the company has reduced.
The first interest payment for the year will be paid at the end of June as shown in the question. This interest payment will be credited to interest income as a form of revenue. Cash will be debited to show it is increasing.
The interest income would be:
= Value of bond x coupon rate on bonds x 6 / 12 months a year
= 40, 000 x 7% x 6 / 12
= $ 1, 400
Find out more on recording bond investment at https://brainly.com/question/13673210
#SPJ1
what is the beta of a security with an expected return of 12% if treasury bills yield 6% and the market risk premium is 8%? g
The beta of a security with an expected return of 12% if treasury bills yield 6% and the market risk premium is 8% is B. 0.75
What is Market Risk Premium?
The market risk premium, which is typically determined by the yield on Treasury bills, is simply the difference between the expected rate of return on an investment and the risk-free rate.
What are Treasury bills, and how do they operate?
Treasury notes are a type of short-term financial security with a one-year or shorter maturity. T-bills are available in a wide range of maturities, although the terms for four, eight, 13, 26 and 52 weeks are the most popular. T-bills are offered for sale at a discount to the bill's face value, or par amount.
To know more about Market Risk Premium, visit:
https://brainly.com/question/23969100
#SPJ4
Stanford issues bonds dated january 1, 2021, with a par value of $500,000. The bonds' annual contract rate is 9%, and interest is paid semiannually on june 30 and december 31. The bonds mature in three years. The annual market rate at the date of issuance is 12%, and the bonds are sold for $463,140.
A bond is a short-term loan from an investor to a business, the federal government, a state, or a local municipality. In general, the agreement pays you, the lender, a fixed interest rate for the duration of the loan.
A bond is a type of financial security that is used to symbolise a loan that a bondholder, or investor, has made to a borrower. Bonds are frequently issued by businesses, sovereign governments, states, and local governments to finance operations and unique projects.
When the bond expires, the loan, which is normally a lengthy arrangement (10 years or more for government issuance), is repaid. The lent sum, also known as the principle or face value, is normally paid back as fixed-rate interest payments, or coupons, to you as the bondholder in the meantime.
A bond typically receives coupon payments twice a year. While some bonds pay interest annually, others do so regularly. Others, referred to as zero-coupon bonds, do not accrue interest over time. These securities provide interest compensation in the form of a face value discount.
The solutions for the given question are attached in the form of images.
Learn more about Bonds here: https://brainly.com/question/25596583
#SPJ4
Disclaimer: Your question is incomplete. Please write the complete question by looking over the internet.
Which of the following specialized business models would perform e-business activities to generate revenues by matching online buyers and sellers to facilitate exchanges?
Brokerage e-business model
The brokerage e-business model performs e-commerce activities to generate revenue by connecting buyers and sellers online to facilitate exchanges. Correct answer: letter B.
The brokerage e-business model is effective because it generates revenue by connecting buyers and sellers online to facilitate exchanges. This model is beneficial for businesses because it allows them to reach a larger audience of potential customers.
What is the importance of the electronic brokerage business model?Is important because it allows brokerages to offer their clients a wide range of services at a lower cost. This business model has been successful in reducing the cost of brokerage services and in increasing the number of clients who use brokerages.
Learn more about brokerage business model:
https://brainly.com/question/29379893
#SPJ4
