The deadline for corporations to file their tax returns is the fifteenth day of the third month following the end of their fiscal year.
By submitting Form 7004, corporations who submit tax returns automatically receive a six-month extension.
When are taxes due after the end of the fiscal year?Your return is due on or before the 15th of the fourth month following the end of your fiscal year if you use a fiscal year, which is a tax year that ends on the last day of any month other than December. The due date is moved up to the next business day if it falls on a Saturday, Sunday, or legal holiday.
What kinds of returns are due March 15?Some types of businesses (partnerships, multi-member LLCs, and S-Corporations) must pay taxes by March 15, 2023.Organizations coordinated as organizations, including multi-part LLCs, and S-Enterprises need to document Structure 1065, or 1120S by Walk 15, 2023, in the event that they are a schedule year business.
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maurice lives in a common law state and owns his primary residence worth $800,000 jointly with bixby. maurice also owns a vacation home in another state titled as jtwros with bixby. the fmv of the vacation home is $400,000. maurice bought an office suite with a business partner and contributed $150,000 toward the $250,000 purchase price. they titled the property as tenants in common. the fmv of the office suite is $320,000. if maurice dies today, what is the value of the real property included in his gross estate? assume bixby did not contribute anything towards the real properties.
The survey revealed a misrepresentation in the factor under consideration (the amount of the land), therefore Maurice has the option of voiding it or not.
A contract that is voidable is one that has that option. Maurice is the only party that is hurt in this situation, hence only he has the option of nullifying it or not. It is up to him whether they bargain over a discount or something else.Dream Home as a reference. On the lake, Maurice discovers his ideal house. He wants to purchase it but is concerned if he will be approved for a loan.With the seller, he enters a contract stating that, subject to financing, he will purchase the house.In his contract with the seller, Maurice additionally stipulates that the seller will repurchase the house from him for the same price if the sale goes through but he loses his job within a year. Maurice made the decision to have new windows installed in the house after obtaining a loan and purchasing the property. He signed an agreement with a window builder. The window installer came to the house, but Maurice was never there.
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which industry gives the most in-kind contributions? group of answer choices high-technology companies. grocery retailers. pharmaceutical companies. publishing houses.
pharmaceutical companies gives the most in-kind contributions.
Who is the biggest pharmaceutical company?Largest Pharmaceutical Companies Research Summary
The greatest pharmaceutical company in the U.S. is Johnson & Johnson, with a revenue of $93.77 billion. As of 2021, the U.S. pharmaceutical enterprise has a market dimension of $560 billion. Over 4.38 billion retail prescriptions are sold in the U.S. each year.
Who are the massive 3 in pharma?About ninety two percent of prescription capsules in the United States are dispensed thru wholesalers, with three — AmerisourceBergen, Cardinal Health, and McKesson Corporation — accounting for more than 90 percent of wholesale drug distribution in the United States.
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https://brainly.com/question/4677002#SPJ4what are buyers unsure about when a market has an adverse selection problem due to seller's having private information? the quality level of the units that are for sale. the level of quality that is desired in the product. the number of sellers that are in the market. the price that each seller is charging.
The buyers unsure about when a market has an adverse selection problem due to seller's having private information the price that each seller is charging.
What is a price?The sum or amount of money or value that something is bought, sold, or offered for sale. Amount offered for capture of survivors or deceased: The authorities placed a bounty on his head. The amount of the price or compensation (usually non-negative). In some cases, the production price is given another name. This competition of sellers versus sellers and buyers versus buyers determines the price of a product. Price is a measure of how rare a product is compared to all other products and all income. By definition, a price is the amount a customer must pay for a product or service. In other words, a price is a sale offer in a currency for a certain amount. The word offer here indicates that the price may change if an insufficient number of customers are found at the original price of the product.To learn more about price from the given link :
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a company that buys products to use in the production or creation of other goods or services is a(n)
A company that buys products to use in the production or creation of other goods or services is a convenience buyer. A consumer good classified as a convenience good is one that is easily accessible and regularly bought.
A convenience good often does not require a lengthy decision-making process because it is easily accessible. Newspapers and candy are examples of convenience items, as opposed to speciality goods like vehicles, which are more expensive and frequently have higher opportunity costs for the consumer. Convenience product pricing is crucial to ensuring that consumer demand does not decline with the ups and downs of mainstream markets.
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a(n) involves interviewing business people at their offices concerning industrial products or services, a process that is very expensive.
An executive interview involves interviewing business people at their offices concerning industrial products or services, a process that is very expensive.
What is interview ?Usually a formal consultation to assess eligibility: a meeting to obtain information from people(reporters, television commentators, pollsters, etc.). : Reporting or presenting information so obtained. A successful interview allows the employer to determine whether the applicant's skills, experience and personality match the requirements of the position. It also helps employers assess whether an applicant is a potential fit for the company culture. Interview Skills are emotional and tactical techniques that help job seekers interview for new jobs more effectively.These skills must be mastered, as well as the technical and workplace skills necessary to perform well in a position.To learn more about interview from the given link :
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if a chicago-based company ships goods on september 30 to a customer in hawaii with sales terms fod destination, does the chicago-based company include the inventory or the sale in its september financial statements?
Once the goods are sold to the FOB destination, the cost is removed from the inventory account and expensed only when the goods arrive at the destination. The item was shipped on September 30th and will not arrive at its destination until October. Therefore, the company must have in stock the cost of the goods he sold on September 30th.
Inventory accounting is the branch of accounting that deals with evaluating and accounting for changes in inventories. A company's inventory usually includes goods in his three stages of production: raw materials, work-in-process and salable finished goods.
As an accounting term, inventory is a current asset and refers to all inventory in various stages of production. Warehousing allows both retailers and manufacturers to continue selling or manufacturing items.
Inventory is an asset and is carried on the University's balance sheet. Inventory is physical property, merchandise, or other items for sale held for resale at a later date.
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aroon is a plumber who uses the cash method of accounting. this year aroon requested that his clients make their checks payable to his son, feng. this year feng received checks in the amount of $62,000 for aroon's plumbing services. which of the following is a true statement? a) aroon is taxed on $62,000 of plumbing income this year. b) feng is taxed on $62,000 of plumbing income this year. c) feng is taxed on $62,000 of income from gifts received this year. d) aroon may deduct the $62,000 received by feng. e) none of the choices are correct.
The true statement is aroon is taxed on $62,000 of plumbing income this year.
What is plumbing?Any system that transports fluids for a variety of applications is referred to as plumbing. In plumbing, fluids are transported through pipes, valves, plumbing fittings, tanks, and other equipment. Plumbing is used in a variety of applications, including heating and cooling (HVAC), waste removal, and the delivery of potable water. Plumbing infrastructure is essential for sanitation and public health in the developed countries. Despite the fact that they frequently work with piping and occasionally perform some plumbing, boilermakers and pipefitters are not plumbers. Ancient water systems relied on gravity to supply water, using pipes or channels that were typically composed of clay, lead, bamboo, wood, or stone.
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company-level goals such as increasing revenue, cutting costs, and maximizing return on investment are called .
Company-level goals such as increasing revenue, cutting costs, and maximizing return on investment are called strategic goals.
Strategic goals are the particular financial and non-financial objectives and achievements that a firm intends to attain over a certain time period, often the next three to five years.
As an example, if you want to enter new markets, you might establish a target of entering X, Y, and Z markets by a given date. You might even establish a target of having 15 regional markets by a certain date.
Customer insights, a SWOT analysis, your corporate values, your organization's competitive advantages, specific targets on a quarterly or yearly timeframe, and a high-level project roadmap, if you have one, should all be included in your strategic plan.
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whistler containers has provided the following data for the previous year: units sold during the previous year 10,000 units selling price per unit $200 direct materials per unit $50 direct manufacturing labor per unit $30 variable manufacturing overhead per unit $20 fixed manufacturing costs $200,000 budgeted production at the beginning of the year 12,000 units variable marketing cost per unit $10 fixed marketing cost $50,000 number of units in opening inventory 0 unit number of units in ending inventory 2,000 units what was the profit of whistler containers for the previous year if the method of inventory costing was variable costing?
The profit of whistler containers for the previous method of inventory costing was variable costing is $650,000.
The revenues for 10,000 units is $200 × 10,000 = $2,000,000
Direct materials revenue is $50 × 12,000 = $600,000
Direct manufacturing labor revenue is $30 × 12,000 = $360,000
Variable manufacturing overhead revenue is $20 × 12,000 =$ 240,000
Revenue of goods available for sale 1,200,000
Deduct ending inventory revenue is $100 × 2,000 = 200,000
The variable cost of goods sold is 1,000,000
Variable marketing revenue $10 × 10,000 = 100,000
Contribution margin = $900,000
Fixed manufacturing costs = $200,000
Fixed marketing costs = $50,000
Hence the Net operating income is $650,000
Therefore, The profit of whistler containers for the previous method of inventory costing was variable costing $650,000.
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on december 1, victoria company signed a 90-day, 4% note payable, with a face value of $10,200. what amount of interest expense is accrued at december 31 on the note? (use 360 days a year.) multiple choice $102 $0 $408 $68 $34
Principal amount = $10,200
Rate of Interest = 4%
Time period = 90 days
Therefore,
Amount of interest expense accrued =
= Principal * Rate of interest * Time period
= $10,200 * 0.04 * 90/360 [ given to use 360 days a year ]
= $408 * 90/360
= $102
Notes payable are long term and short term liabilities, depending on it's due date, that indicates the amount a company owes to it's creditors. For example loan from bank or friends or suppliers.
Long term = payable beyond 12 months, usually within 5 years
Short term = payable within 12 months.
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the brazilian firm coffee trader group is a major supplier of south american coffee beans to processors around the world. ctg buys raw beans from domestic growers and resells them in global markets, while controlling all marketing and distribution of the beans everywhere they are sold. ctg is a(n):
CTG buys raw beans from domestic growers and resells them in global markets while controlling all marketing and distribution of the beans everywhere they are sold. CTG is a(n): Export-trading company.
Marketing is the process of exploring, creating, and delivering value to meet the requirements of a target request in terms of goods and services;( 1)( 2) potentially including a selection of target followership; selection of certain attributes or themes to emphasize in advertising; operation of advertising juggernauts; attendance at trade shows and public events; design of products and packaging seductive to buyers; defining the terms of trade, similar as price, abatements, bond, and return policy; product placement in media or with people believed to impact the buying habits of others; agreements with retailers, noncommercial distributors, or resellers; and attempts to produce mindfulness of, fidelity to, and positive passions about a brand.
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native american homeowners were much more likely than blacks to receive loans with unfavorable conditions such as prepayment penalties and high interest rates. true false
It is false that native american homeowners were much more likely than blacks to receive loans with unfavorable conditions.
Any member of the indigenous peoples of the Western Hemisphere is referred to as a Native American, also known as an American Indian, Amerindian, Amerind, Indian, aboriginal American, or First Nation person.
However, the term is frequently used to refer only to those groups whose original homelands were in what is now Canada and the United States. While some original American tribes were agricultural peoples, many of them were hunting and gathering societies.
In addition to a wide range of semidomesticated species of nut- and seed-bearing plants, American Indians domesticated a wide range of plants and animals, including corn (maize), beans, squash, potatoes and other tubers, turkeys, llamas, and alpacas.
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the total value of inputs used in the production of 100,000 units of a good manufactured in a country is $150,000. assume that the country produces only this good and each unit of the good sells for $10. what is the gdp of the country?
The entire cost of inputs utilized in the manufacture of 100,000 units of an item in a nation is $150,000. Assume that the country solely produces this item and that each unit costs $10. The country's GDP is $1,000,000.
What is GDP?The gross domestic product is a monetary indication of the market value of all completed products and services produced in a country over a specific time period (GDP). This measurement is typically altered before it may be used. It cannot be relied on as an indication since it is so complex and subjective. Using GDP per capita at purchasing power parity as a baseline, one may compare national standards of living (PPP), although nominal GDP is more relevant for comparing national economies on the global market. However, GDP (nominal) per capita does not account for changes in inflation rates and living costs among nations.
Total valve of input = $150,000
Total value of production = 100,000 $10 = $1,000,000
So the correct answer is $1,000,000
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assume that a client was involved in a $1,000,000 fraud and that the cpa's percentage of responsibility established at 25%, while the company itself was responsible for the other 75%. under which approach to liability is the cpa most likely to avoid liability entirely?
Under contributory negligence is the CPA most likely to avoid liability entirely.
By saying that the company itself was involved majorly in the fraud the auditor can save himself. He can say for example that the company knew about the fraud but still didn't care to take preventive measures. The auditor must prove that the company had a duty to take certain precautions, that they failed to do so, and that this failure contributed to their downfall and involvement in different scams and fraud and should be penalized.
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what are reasons for global outsourcing, or offshoring, to a foreign supplier? (choose every correct answer.)
It has resources not available in the U.S.
It has labor that is cheaper than American labor.
It has special expertise.
What is offshore and global outsourcing?Offshoring is when work is completed in a different nation, typically to take advantage of cost savings, as opposed to outsourcing, which is when an organization contracts out work to a third party. One of the main factors influencing a company's decision to outsource is lower operational and labor costs.
A management technique known as global outsourcing involves assigning important, non-core operations to knowledgeable and capable service providers. The management and staffing of business support operations by firms have undergone a substantial change as a result of global outsourcing.
The correct question is:
What are reasons for global outsourcing, or offshoring, to a foreign supplier? (Choose every correct answer.)
It has resources not available in the U.S.
It has a longer supply chain than your current supply chain.
It has labor that is cheaper than American labor.
It has higher tariffs than the U.S.
It has special expertise.
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a machine originally had an estimated useful life of 8 years, but after 3 complete years, it was decided that the original estimate of useful life should have been 14 years. at that point the remaining cost to be depreciated should be allocated over the remaining: multiple choice 14 years. 8 years. 9 years. 5 years. 11 years.
At that point, the remaining depreciated should be spread out over the following 9 years.
How does depreciation work?to reduce a product's cost or assessed worth. Deducting from taxable income over a period of years a portion of a original outlay of (a business element) as the asset's value declines. verb intransitive: to decrease in value.
Depreciated assets are what?What Is an Asset With Full Depreciation? A property, plant, or piece of machinery (PP&E) that is fully depreciated only has a salvage value for accounting reasons. Anytime an asset is capitalised, its cost is written off over a period of time in accordance with a depreciation schedule.
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barbara's bakery purchased three new 7-year assets last year. she chose not to use section 179 immediate expensing or take bonus depreciation. the furnishings were purchased for $15,000 in april, the equipment for $6,000 in july, and the appliances for $40,000 in november. what amount of depreciation expense is allowable in the current (second) year of ownership?
The amount of significant improvements you make to the property will raise your basis, whereas the amount of depreciation deductions you claim on your tax return will lower it.
How does depreciation affect the tax basis of an asset?Depreciation lowers the amount of taxes an organization or business pays by tracing the decline in the value of an asset or assets.A company's depreciation expense reduces the amount of earnings on which taxes are based, thus reducing the amount of taxes owed.The depreciation expenses =( $15,000 × 17.85%) + ( $6000 × 10.71%) + ($40000 × 3.57%)
= $2677.50 + $ 642.6 + $ 1428 = $ 4748.
Normally, we use the half-year approach for assets bought throughout the year, but in this case, we utilized the midpoint as the majority of the assets were bought in the final quarter of the year.=Assets purchased in last quarter / Total assets purchased in the year × 100.
= 40000/61000 ×100 = 65.57
= 65.67 (It exceeds 40%).
Therefore, for the seven-year assets that we buy this year, we can utilize the mid-quarter mars depreciation rates.To Learn more About tax return Refer to:
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heather agrees to work for noah for one year in his law office. noah writes an employment contract that states that heather is to earn $20 per hour and to work forty hours per week. noah terminates heather's employment after six months. heather sues to recover what she claims are her losses. at trial, both parties discover that the contract says that heather's hourly wage is $0.20. what can heather and noah do about the error?
The correct answer is they can offer parol evidence to clarify the clerical error.
Given that a wage of $20 per hour and forty hours per week were agreed upon, it is clear that a clerical error occurred when the contract was written.
Because the rule of parol evidence governs the types of evidence that can be used to confirm a clerical error and repair it, it can be used to remedy this error.
In actuality, this rule is applied to resolve contractual disputes in order to repair a typing error by establishing the genuine, mutually agreed-upon provisions of the contract.
This parol proof truly protects the integrity of the contract because it forbids any modification of contracts or documents and prevents meaning changes brought on by errors and the like.
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true or false: mitigation funds are often allocated for public infrastructure and facilities improvements because they support the community's priority to protect its citizens.
The correct answer is true. All communities should have permanent mitigation committees, so public works professionals should have permanent seats.
For this reason, public works agencies are often the architects of disaster-resilient communities, and identifying mitigation opportunities is an ongoing process for public works professionals. When climate change mitigation funding becomes available, it is often allocated to projects that improve public infrastructure and facilities. These components are essential for protecting the health and safety of local residents.
When mitigation priorities are identified, they are likely to fall broadly under the public works area. There are countless opportunities for mitigation when looking at infrastructure improvements alone.
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frank and laura dedicated $250,000 to one of their clients, hoping to receive returns in addition to that $250,000. frank and laura's role is that of a(n) . a.) controller b.) shareholder c.) auditor d.) investor
Frank and Laura dedicated $250,000 to one of their clients, hoping to receive returns in addition to that $250,000. Frank and Laura's role is that of an investor.
A client investor is an individual or organization that is dedicated to provide capital to a business in exchange for financial gain. Client investors typically seek opportunities with a high potential return on investment, and they are often willing to take on more risk than other types of investors.
An investors often work closely with the businesses they invest in, their role is to provide advice and guidance on a variety of topics, from strategic planning to day-to-day operations.
Hence, the correct option is (D) Investor.
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a cashier gives one person a $5 bill and 15 $1 bills in exchange for a $20 bill. he gives a second person a $10 bill, a $5 bill, and five $1 bills in exchange for a $20 bill. which characteristic of money does this illustrate?
This illustrates the Divisibility characteristic of money. Divisibility is the property of a good, in this case money, which can be broken into smaller amounts without any kind of depreciation in its value.
Money must be made available in various units, we should be able to make change for the larger units of money as transactions often occur in varying amounts.
A currency must be divisible in smaller amounts for it to be used broadly and to be used by everyone as not everybody can afford to use large bills in daily life.
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rylan industries is expected to pay a dividend of $5.70 year for the next four years. if the current price of rylan stock is $31.27, and rylan's equity cost of capital is 12%, what price would you expect rylan's stock to sell for at the end of the four years?
When the stock price falls, the yield will rise, assuming that the dividend is not increased or decreased. Conversely, when the stock price rises, it will decrease.
When stocks are rapidly losing value, dividend yields frequently appear to be unusually high because they fluctuate in relation to the stock price.
How are prices affected by dividends?
The price of the stock frequently rises after a dividend is declared. However, a stock dividend reduces the book value per common share while increasing the number of outstanding shares while maintaining the company's value. As a result, the stock price decreases.
D $21.96
If the selling price is $x after four years, the present value of all dividends and the selling price will equal the current price at a cost of capital of 12%.
31.27 = 5.70/1.12 + 5.70/1.122 + 5.70/1.123 + 5.70/1.124 + x/1.124 31.27 = 17.31 + x/1.124 x/1.124 = 13.96 x = 13.96*1.124 x = $21.96, which indicates that the selling price will be $21.96 at the end of the four-year period.
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Full Question = Rylan Industries is expected to pay a dividend of $5.70 year for the next four years. If the current price of Rylan stock is $31.27, and Rylan's equity cost of capital is 12%, what price would you expect Rylan's stock to sell for at the end of the four years?
A) $17.57
B) $61.49
C) $39.53
D) $21.96
The average price for a world series ticket in philadelphia has skyrocketed to more than?.
World Series tickets in Philadelphia value over $3,000 each—the second-highest worth during a decade. Rhys Hoskins of the Philadelphia Phillies reacts once defeating the city Padres.
In game 5 to win the National League Championship Series at voters Bank Park on Oct twenty-three, 2022, in Philadelphia, Pennsylvania.
Demand for playoff tickets in Philadelphia has driven their value to a historic high. The average worth of game tickets at voters Bank Park is among the best in major Baseball history.
Consistent with the Delaware News Journal, tickets to Philadelphia Phillies home games in their playoff tilt with the Houston Astros have reached a median value of over $3,200, the second-highest total in baseball history.
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the price of an interest rate swap is most accurately described as: a) zero at the initiation of the swap contract. b) decreasing when the reference rate increases. c) constant throughout the life of the swap contract.
The price of an interest rate swap is most accurately described as the price of an interest rate swap is the fixed interest rate specified in the contract.
The value of an interest rate swap is typically zero at initiation and may vary during the life of the contract as expected future interest rates change.
The value of a switch is its market fee at any point in time. remotepilot101.com At inception, the cost of an interest fee change is zero. The fee of the switch refers to the initial terms of the change at the start of the change's lifestyle.
At initiation, a change normally has a 0 price. however, during its life, a swap may have a zero, terrible, or high-quality fee, relying on adjustments in market values.
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operations management is applicable: group of answer choices to all firms, whether manufacturing or service. mostly to the manufacturing sector. to services exclusively. to the manufacturing sector exclusively. mostly to the service sector.
Operations management is applicable to all firms, whether manufacturing and service.
What is management?Management refers to the management of an organization, such as a corporation, non-profit organization, or government agency.This is the art and science of managing company resources. Management includes the activities of setting an organization's strategy and coordinating people's efforts to achieve goals using available resources such as financial, natural, technological and human resources. His two concepts of "running a business" and "changing a business" are managed to distinguish between the continuous provision of goods and services and the adaptation of goods and services to the changing needs of customers. There are two concepts used. See trends. The term "administrators" can also refer to people who lead an organization, i.e. management.To learn more about management from the given link :
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gorgo works as a sales representative. she did not achieve her monthly required sales goals, so she made a series of entries in her records to show that she had more sales than she actually did. this is known as .
This correct answer is false entries.
Entering false information that does not truly exist on a record is what this is referred to as.
When her scam is detected, it could cost her her job. She does not respect work ethics, as evidenced by this.
Accounting fraud requires a company to intentionally misrepresent financial records. Think about a company that creates an estimate that needs to be updated later.
Due to the fact that the mistakes were not intentional, there was no accounting fraud. Now imagine that the CEO of a publicly traded corporation purposefully misrepresents the firm's prospects.
That CEO might face fraud charges from the Securities and Exchange Commission (SEC). However, because no financial records were manipulated, it is not accounting fraud.
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explain how international tourism could assist in reducing the current sizable u.s. trade deficit. how could it increase the deficit?
The status of tourism is the same as that of a country's trade because it is seen as an invisible export.
A country's trade or exports are equivalent to the number of tourists it receives. Greater tourists bring in more revenue for the country's commerce activities.
For instance, a Chinese traveler to the US will stop at the Grand Canyon, Yellowstone, Alaska, and Niagara Falls, among other locations. He will be demanding a number of things at each of these locations, including hotel accommodations, transportation, meals, and other things he will be purchasing. All of these needs will contribute to the cost of those US manufacturing factors, just like an exporter would.
Tourism thereby reduces the trade deficit by bringing in foreign cash like trade does.
It also works the other way around; take the example of an American tourist who travels to India and spends money there. He will travel with US dollars and make purchases in India just as he would have done if India had been an exporter of goods to the US. Due to increased US purchases of Indian goods, the trade deficit will rise.
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after hugo chavez became president of venezuela, the government abruptly took over 60 domestic and foreign oil field service companies. this is an example of .
Over 60 domestic and international oil field service companies were abruptly taken over by the Venezuelan government after Hugo Chavez became president. Expropriation can be seen in this situation.
The government of a home nation restricts foreign investment because it lacks foreign currency.
What are some examples of tools that nations use to impose trade protectionism?Tariffs, subsidies, quotas, and currency manipulation are the four main tools of trade protectionism.
What changed for the oil industry under Chavez?His decision to fire thousands of PDVSA employees who had participated in a 2002–2003 industry strike stripped the company of significant technical expertise. Through an alliance known as Petrocaribe, Chavez began providing subsidized oil to several nations in the region, including Cuba, in 2005.
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carrie uses her page on the etsy website to sell her hand-knit boot toppers and scarfs. rather than making an inventory of her items ahead of time, carrie waits until she receives an order and then begins to knit. which type of supply chain strategy is carrie relying on?
Carrie is relying on the supply chain of pull strategy.
Pull strategy is a supply chain that reacts in real time to current consumer demand. It is frequently compared to push strategy, which creates inventory ahead of expected customer demand based on projections, seasonal demand planning and historical trends.
The reason pull is sometimes referred to as 'demand-driven inventory planning' is because it starts with the customer's order. A business that uses a pull system manages inventory based on current conditions never keeps much of that item on hand. By buying or producing the item only after it has been sold, or by adding only one more item to a sold item, it will keep inventory at that level. Pull strategies are effective for products that are easy to produce or replenish, have a hazy demand, or don't benefit from economies of scale.
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juan saved $1,000 from his summer job cleaning pools. which of these account types would work best for him if he doesn't need access to the money for a number of years and wants to earn the highest interest rate? regular savings account money market account checking account certificate of deposit
D. Certificate of Deposit (CD)
A Certificate of Deposit's interest rate ranges from 0.55% to 0.80%.
A Certificate of Deposit (CD) is a straightforward and popular savings option provided by banks and credit unions. When a depositor buys a CD, they agree to leave a certain amount of money at the bank for a set period of time, such as a year. In exchange, the bank promises to pay them a fixed interest rate and to repay their principal at the end of the term.
For example, investing $1,000 in a one-year, 5% certificate would result in receiving $50 in interest plus the $1,000 you initially invested.
A certificate of deposit (CD) is generally insured by the federal government, which means that even if the bank or credit union failed, your principal would almost certainly be repaid.
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