An issue related to the impact of unions on the structure of wages is the evolution of two-tier pay structures plans, which are pay structures that distinguish wages based upon traditional benefit structures.
A two-tier system is a type of payroll system in which one group of workers receives lower wages and/or employee benefits than another.
Such two-tier wage systems are often economically attractive to both employers and unions. Employers see immediate reductions in the cost of hiring new workers. Existing union members see no wage reduction, and the number of new union members with lower wages is a substantial minority within the union and so is too small to prevent ratification. Unions also find two-tier wage systems attractive because they encourage the employer to hire more workers.
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A beneficiary receives only the death benefit earnings in which settlement option?
A beneficiary receives only the death benefit earnings in which settlement option Interest option.
An interest rate option is a financial derivative that allows the holder to profit from changes in interest rates. Interest rate options allow investors to speculate about interest rate trends. It is similar to stock options and can be either a put or a call.
Interest rate call options are derivatives in which the holder has the right to receive interest payments based on a floating rate and then pay interest payments based on a fixed rate. Interest Rate Option Fee
This is the daily fee for certain index interest rate options that are guaranteed to remain unchanged for managed index interest rate options and passive index interest rate options.
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Ads and more, an advertising agency, recently expanded their offices as their 3 year lease came to an end. which best describes ads and more’s situation as its new lease was signed?
Ads and More was able to change some of its fixed costs and are now under long-term conditions.
Advertising(Ads) is marketing communication that uses overtly sponsored, impersonal messages to promote or sell products, services, or ideas. Advertising sponsors are typically companies that want to promote their products and services.
Online advertising, also known as online marketing, internet advertising, digital advertising, or web advertising, is a form of marketing and advertising that uses the Internet to promote products and services that target audiences and platform users.
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Which form of business organization is established as a separate legal entity? multiple choice sole proprietorship partnership corporation none of these
Business organization that is established as a separate legal entity is the corporation.
A corporation is a business organization which is established by a group of people. The founders of the corporation combine their resources to start the business with motive of profit. As a form of business ownership, a corporation is a separate and distinct entity from the founders.
After registration, a corporation acquires the right to engage in business transactions, get its own properties, hiring of employees, acquire assets, and incur debts.
The corporation is always treated as a legal person. The law protects the properties of shareholders from being interfered with should the corporation fail to protect its obligations.
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A researcher has recorded that, in the classroom, girls are more likely than boys to ask questions during a lesson. this researcher most likely employed a(n) __________ research method.
A researcher has recorded that, in the classroom, girls are more likely than boys to ask questions during a lesson. this researcher most likely employed an observational research method.
A researcher is a person who conducts research. H. Organized and systematic study of the problem. Scientists are often called researchers.
Researchers typically work for academic institutions or companies. Researchers collect data, analyze data, and publish results throughout the project lifecycle to support new research, enrich the scientific literature, and improve the decision-making process.
Good researchers are curious, talented, knowledgeable, determined, and know how to conduct and complete research projects. Research quality is assessed by experts through publication in quality journals, citations, TRIs, and h-indexes. Be open to criticism of your work. It's about your work, not you.
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Entrepreneurs must make sense of complex information and make decisions about how to invest their time, effort, and other resources. Consequently, it is important to understand that.
Entrepreneurs must make sense of complex information and make decisions about how to invest their time, effort, and other resources. Consequently, it is important to understand that good entrepreneurs must be good judges!
Who is Entrepreneur?An individual who starts a new firm, taking on the majority of the risks and reaping the majority of the gains, is known as an entrepreneur. Entrepreneurship is the practice of starting a business.The entrepreneur is frequently viewed as an innovator, a source of fresh concepts for products, services, businesses, and operational methods.Entrepreneurs are essential to any economy because they have the knowledge and drive to foresee requirements and sell viable new ideas.Entrepreneurship that succeeds in assuming the risks involved in founding a firm is rewarded with money, notoriety, and chances for future growth. Failure in entrepreneurship leads in losses and diminished market presence for individuals engaged.To know more about entrepreneur with the given link https://brainly.com/question/13897585
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What is the rate of return on a bond with a coupon of $38 payable in one year that was purchased for $950 and sold one year later for $931?
2% is the rate of return on a bond with a coupon of $38 payable in one year that was purchased for $950 and sold one year later for $931.
How do bonds make you money?
Bonds can be profitable for investors in two different ways. Direct bond purchases are made by private investors with the intention of holding them till maturity and profiting from the income they accrue. Additionally, they could invest in a bond mutual fund or bond ETF (ETF). The interest plus appreciation divided by the initial bond price, stated as a percentage, is used to calculate the rate of return.
What is rate of return on a bond?
If you've owned a bond for a long time, you may wish to figure out its annual percent return, which is the percent return divided by the number of years you've owned the investment. For instance, the return on a $1,000 bond kept for three years with a $145 return is 14.5 percent, yet the yearly return is only 4.83 percent.
How do you calculate the average return on a bond?
The interest plus appreciation divided by the initial bond price, stated as a percentage, is used to calculate the rate of return.
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Marshall is a purchasing agent for DigitoolArt Corporation. His duties require him to negotiate and execute contracts to purchase office supplies and equipment for the corporation. Assume that Bronson, a computer sales representative, pays Marshall a $20,000 kickback to purchase from him computers needed by DigitoolArt Corporation. What breach of the duty of loyalty has Marshall committed here
Making a secret profit is the breach of loyalty that Marshall can be said to have committed here.
What is a breach of loyalty?
This is the term that is used to refer to the fact that in a business arrangement one of the parties has done something that would not be beneficial to the other party as they seek to act or carry out the business that would favor them.
The breach that can be seen here is from the fact that the business was conducted without the agency that Marshall is working for. He acted outside of the Company's knowledge.
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The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as:_______
The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as Disruptive Innovation.
In a business idea, disruptive innovation is an innovation that creates a brand new market and price network or enters at the lowest of an existing market and in the end displaces established marketplace-leading companies, products, and alliances.
Disruptive innovation refers to using a generation that upsets a structure, instead of "disruptive technology", which refers back to the era itself. Amazon, launched as an online bookstall in the mid-Nineties, is an example of disruptive innovation.
Disruptive innovation is the manner by using which a smaller enterprise—normally with fewer sources—moves upmarket and demanding situations larger, hooked-up corporations.
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Which one of the following is NOT an ethical norm as conceived by the American Marketing Association?
A.) embrace ethical values like honesty, responsibility, and fairness.
B.) Forster trust in the marketing system with fair dealing.
C.) consciously avoid harmful actions or omissions.
D.) attempt to learn what consumers both want and need.
The American Marketing Association does not conceive the ethical norm to consciously avoid harmful actions or omissions. Thus, option (C) is correct.
What is American Marketing Association?American Marketing association is the group of the people in the organization working as per ethical code of the conduct by building the relationship and increasing the confidence in the marketing.
It ensures the integrity of marketing by affirming these core values: honesty, responsibility, fairness, respect, transparency, and citizenship.
The American Marketing Association does not view the purposeful avoidance of unethical acts or omissions as a moral requirement.
Therefore, it can be concluded that option (C) is correct.
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How does having a menu that is uniform around the country provide mcdonald's with economies of scale? how is menu planning made more complex by expanding into other countries?
Yes, a uniform menu allows for centralized planning and distribution without having to many different factories/suppliers.
Menu:
If the food menu is consistent, it can be said that economies of scale would be in effect. This is due to the fact that the fixed cost per unit actually gets to decrease, which then leads to a decrease in the average cost of production per unit as the sales volume keeps on increasing, giving the company a cost advantage and resulting in economies of scale. However, when extending to other nations, the menu planning becomes more difficult because local preferences and cultural norms vary widely. For example, beef is not allowed in India, thus the menu must be designed accordingly.McDonald's benefits from economies of scale since customers can place larger orders to reduce the price of their food when there is a standard menu across the nation. The more of a good is produced, the lower the per-unit fixed cost is since these expenses are spread across a larger number of goods, according to Investopedia. Additionally, everywhere you travel in the nation, people are aware of what is on their menu.Learn more about menu here brainly.com/question/24068570
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A _____ is a single-flow process that is used for high-volume nondiscrete, standardized products.
A Continous Process is a single-flow process that is used for high-volume non-discrete, standardized products. The continuous flow process is a method where goods are continuously produced at a single facility utilizing a single process without any downtime. Pharmaceutical tablet production lines use batch manufacturing, which involves creating tablets in numerous processes in groups.
Why continuous process is better than a batch process?A continuous flow, or one that isn't paused by the completion of individual batches, is undoubtedly more effective in some situations. Processing in this way can result in less waste, more inventory produced in a shorter amount of time, and better client needs adaptation.
Continuous production is another name for flow production. It makes it possible to produce a product on an assembly line in several steps. The continual flow of goods through the production process serves as its defining characteristic. In this production process, large quantities of the same commodities are continuously manufactured.
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A good source for the practitioner to gain an understanding of unfamiliar areas of the tax law is through?
A good source for the practitioner to gain an understanding of unfamiliar areas of the tax law is a tax treatise.
Tax law or sales law is a place of prison study in which public or sanctioned authorities, such as federal, country, and municipal governments (as within the case of us) use a body of policies and strategies (laws) to assess and collect taxes in a legal context.
In broader terms, there are two forms of tax law namely, direct taxes and oblique taxes. The implementation of each tax differs. You pay a number of them immediately, like the cringed income tax, corporate tax, wealth tax, etc., even as you pay a number of the taxes not directly, like sales tax, provider tax, price added tax, and so forth.
Tax law or sales law is an area of prison study in which public or sanctioned governments, along with federal, kingdom, and municipal governments use a frame of policies and techniques to evaluate and accumulate taxes in a legal context.
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Health insurance that provides payments to the insured in the event that the insured's income is interrupted by illness, sickness, or accident is called ________ insurance
LIFE INSURANCE.
Health insurance that provides payments to the insured in the event that the insured's income is interrupted by illness, sickness, or accident.
The term has a benefit of bearer being secured due to accidental sickness or death. it has certain obligations where uninterrupted payment of installments is to be done within specified period of time and the insured get the amount at the time of event that are been insured if happens.
Life survivors take care of the beneficiaries, financial event of sickness or emergency and atleast the income will not interrupt and can provide best of all treatments without any payment delays.
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According to the author, what is one way that a person can avoid becoming a victim of identity theft? a. by refusing to use passwords on internet websites b. by removing mail quickly from his or her mailbox c. by speaking with the police about identity theft protection d. by paying crime fighters, inc., to make identity theft impossible
Answer:According to the author, what is one way that a person can avoid becoming a victim of identity theft?A. by refusing to use passwords on Internet websites B. by removing mail quickly from his or her mailbox C. by speaking with the police about identity theft protection D. by paying Crime Fighters, Inc., to make identity theft impossible
Explanation:
One manner that someone can avoid becoming a sufferer of identity theft is A) by means of refusing to use passwords on net websites
Passwords may be stolen through malware equipped with key logger components. “someone trying your password can get hold of this form of software very easily,” says Sundh. If a password gets into the incorrect palms, unauthorized people can get the right of entry to the carrier and its statistics without all people noticing.
A brand new document from AhnLab ASEC proves the opposite—storing passwords in your browser leaves you pretty vulnerable to hackers, even in case you use particular passwords for every one of your accounts.
This normally occurs while a consumer has adjusted the safety settings on their browser. In Chrome, navigate to the superior settings. check 'allow neighborhood records to be set', and uncheck 'Block third-party cookies and location facts'.
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Accenture is involved in the transformation of an organization into a data-driven and intelligent enterprise. which ability does accenture need to ensure the organization has to become a successful business?
To gather, re-organize, and store different categories of all raw data for easy and faster retrieval to capture, curate, and consume the right data sets
What is data?In the pursuit of knowledge, data is a collection of discrete pieces of information in a conceptual model that convey quantity, quality, fact, statistics, or other basic units of meaning in their most basic forms. A datum is a single item in a collection of data.
There are two forms of data: qualitative and quantitative data, which are further divided into four categories: nominal, ordinal, discrete, and continuous data.
A data dashboard is a tool used by businesses to track, analyze, and display data, typically to acquire a better understanding of the general health of the organization, a department, or even a specific procedure.
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What are the considerations that a researcher should take into account when designing a questionnaire?
A good questionnaire should be valid, dependable, clear, concise, and engaging.
A questionnaire is distinguished by two primary goals. It must convert the information required by managers into a question format. Second, the questions must be written in a clear way that the respondents will understand and be willing to answer them.
Incomplete interviews rarely yield useful insights, so the researcher should strive to reduce respondent disengagement as much as possible. It is critical to design the questionnaire around a conceptual framework, examine each question for clear relevance and clarity, and consider the analysis you will conduct at the end of the day.
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Cadillac recognized it needed to revitalize its brand and attract different market segments. these are indications that cadillac's products were primarily in the ____ stage of the product life cycle.
Cadillac recognized it needed to revitalize its brand and attract different market segments. these are indications that cadillac's products were primarily in the Decline stage of the product life cycle.
A decline is a fall or descent and, in the product life cycle, the decline stage represents similar behavior for products. The decline stage in the product life cycle is when a product dissolves as a result of decreased or negative growth.
The introduction and growth stages provided the strength for the success of the product to this point, and with most products the decline stage is a result of lower demand, which ultimately results from new inventions and technology advancements.
For the company, profitability will decrease to a level at which it is no longer sensible to produce and distribute the product and production activities will cease.
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What is the profit-maximizing quantity of output for this pure monopoly?
The level of output that maximizes a monopoly's profit is when the marginal cost equals the marginal revenue.
Marginal revenue is a central concept in microeconomics and represents the total additional income generated by increasing the sales of a product by one unit. Deriving the value of marginal revenue involves scoring the difference in total benefits accruing to the firm from the number of goods and services obtained in the previous and current period as the rate of production increases. Marginal returns, along with marginal costs to consider, are fundamental tools for economic decision-making in a business environment.
In a perfectly competitive market, the additional revenue realized by selling additional units of goods is the price a firm can charge to the purchaser of the goods. This is because, in a highly competitive market, a company's sales never affect industry prices, so a company always gets the same price for each unit sold, regardless of the number of units sold.
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Which data collection method might enable the practitioner to learn more about communication patterns, leadership issues, or ineffective conflict resolution strategies in the team?
Data collection method which enables the practitioner to learn more about communication patterns, leadership issues, or ineffective conflict resolution strategies in the team is observation.
Observation is way of gathering data by watching the different behavior, events, or by noting the physical characteristics in their natural setting.
Observations can be overt , the technique in which everyone knows they are being observed or it can be covert in which no one knows they are being observed and the observer is concealed.
The benefit of covert observation is that people are more felt to be behaving naturally if they do not know they are being observed. However, observer will typically need to conduct overt observations because of ethical problems related to concealing his observations.
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Prior to taylor, managers were owners or appointed by the owners with no role beyond oversight. taylor said managers had responsibilities such as?
Taylor said managers had responsibilities such as optimizing the work process and training employees to follow it.
Who was Taylor?Winslow, Frederick Taylor was a mechanical engineer from the United States. He was well-known for his techniques for increasing industrial efficiency. He was a pioneer in the field of management consulting. Taylor summarized his efficiency tactics in his book The Principles of Scientific Management, which was chosen the most significant management book of the twentieth century by Fellows of the Academy of Management in 2001. His pioneering work in bringing engineering principles to factory floor operations was critical in the formation and growth of the engineering field now known as industrial engineering. Taylor built his name and was most proud of his work in scientific management; yet, he gained his fortune by patenting advances to the steel-processing industry. As a result, scientific management is also known as Taylorism.
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Assume the sales mix consists of one unit of product x and one unit of product y. if the sales mix shifts to one unit of product x and two units of product y, then the breakeven point will ________
The breakeven point will increase ,when the sales mix shifts to one unit of product x and two units of product y. A product's actual sales mix % is calculated by dividing its actual sales by the sum of all sales of all items.
Sales mix is the percentage of a company's overall sales that come from just one product. The most frequent definition of sales mix is the share of a company's total sales that are attributable to a particular product.
The percentage of budgeted sales mix is calculated by dividing the number of units of a product sold by the total number of units of items sold in the budget.
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Jasper makes a $39,000, 90-day, 7. 0ash loan to clayborn co. the amount of interest that jasper will collect on the loan is: (use 360 days a year. )
The amount of interest that jasper will collect on the loan is $682.50.
Interest = 39000*7%*90/360 = $ 682.50
ENTRY:
Cash $ 30,682.50
Interest revenue $ 682.50
Notes receivable $ 30,000.00
ANSWER:
Debit Cash $39,682.50: Credit interest revenue $682.50; Credit Notes Receivable $39,000.
Interest is the price you pay for borrowing money or the cost you charge for lending money. Interest is usually given as an annual percentage of the loan amount. This percentage is called the interest rate on the loan. For example, if you deposit money in a savings account, the bank will pay you interest.
Basically, he has three main types of interest. The nominal interest rate, the effective interest rate, and the real interest rate. The nominal interest rate for an investment or loan is the published interest rate at which interest payments are calculated.
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Question 1 (Multiple Choice Worth 4 points)
(01.08 MC)
Why might people choose a traditional savings account over other more aggressive savings plans?
O They fear the potential for identity theft.
They have a high risk tolerance for investing.
O They want to grow their money at a fast rate.
O They need to be able to withdraw funds at any time.
Answer:
D. They need to be able to withdraw funds at any time.
Explanation:
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Suppose the economy is initially experiencing a short-run recessionary gap. an increase in the size of the budget deficit will?
An increase in the size of the budget deficit will lead to an increase in the size of the recessionary gap and decrease in real GDP of economy. When spending go beyond revenues, a budget deficit results, and it can be a good sign for a nation's finances.
The term "budget deficit" is typically used by the government to describe spending rather than revenue from companies or people. National debt comprises of accrued deficits. Inflation, or the ongoing rise in prices, is one of the main threats posed by a budget imbalance. When the Federal Reserve releases more money into the economy as a result of a budget deficit in the US, inflation increases.
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_____ refers to the extent to which people have positive experiences and can secure the good things in life because they have economic resources
Life chances refer to the extent to which people have positive experiences and can secure the good things in life because they have economic resources
the question is incomplete .please read below to find the missing content
Which of the following terms refers to how people have positive experiences and can secure the good things in life because they have economic resources?
Economics studies scarcity and its effects on the use of resources, the production of goods and services, the growth of output and wealth over time, and many other complex issues important to society.
The standard definition of economics can be described as: A social science focused on the satisfaction of needs and desires through the allocation of scarce resources with alternative uses. Going further, we can say that economics studies scarcity and choice.
The economy plays a role in our daily lives. The study of economics allows us to understand past, future, and present models and apply them to societies, governments, businesses, and individuals.
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Apple's 9 percent annual coupon bond has 10 years until maturity and the bonds are selling in the market for $890. The firm's tax rate is 36 percent. What is the firm's after-tax cost of debt?
The firm's after-tax cost of debt is 8.58%.
Information provided:
Face value= future value= $1,000
Present value= $890
Coupon rate= 9%
Coupon payment= 0.09*1,000= $90
Time= 10 years
Tax rate= 21%
The question is solved by first calculating the before-tax cost of debt which is the yield to maturity.
Enter the below in a financial calculator to compute the yield to maturity:
FV= 1,000
PV= -890
PMT= 90
N= 10
Press the CPT key and I/Y to calculate the yield to maturity.
The value obtained is 10.8566.
Therefore, the before-tax cost of debt is 10.86%.
After tax cost of debt= before tax cost of debt*(1 – tax arte)
= 10.8566%*(1 - 0.21 )
= 8.5767%
= 8.58%
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In the united states, government spending accounts for approximately _____ of gdp. group of answer choices
In the united states, government spending accounts for approximately the TOTAL REVENUES of gdp.
The total US federal budget these days is about $4 trillion or more annually. The total federal budget for 2020 has surged to $7 trillion due to all the steps the government has taken to combat the pandemic. Few people know what
1 trillion really is, so here's an example. 1 trillion seconds is approximately 31,000 years. Ice Age animals such as woolly mammoths and saber-toothed tigers went extinct just 13,000 years ago, or less than half a trillion seconds.
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________ relates to protecting employees from internal and external security risks.
Security is the protection from internal and external security risk to the employees.
Managing security and safety in the workplace entails taking responsibility for human resources. Management is responsible for protecting employees from risky and unanticipated events. Supervisors must guarantee that employees are working in a safe and secure environment so that they may work freely.
External threats are usually malevolent, with the aim of interrupting service, damage, and theft. Employee safety is the provision of a safe working environment for employees via the use of safe equipment and processes in the workplace to ensure worker safety.
Therefore, the answer is security.
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The manager of a supermarket would like to know which of several quality problems to address a tool that would be most helpful would be a: _________
The manager of a supermarket would like to know which of several quality problems to address a tool that would be most helpful would be a Pareto chart.
A Pareto chart is a form of a graph with both bars and a line graph, where the bars reflect individual values in descending order and the line the cumulative total. The chart is called after the Pareto principle, which takes its name from renowned Italian economist Vilfredo Pareto.
The Pareto chart's goal is to draw attention to the most significant among a group of (usually several) components. Pareto charts can be used in quality control to identify the flaws that need to be fixed first in order to see the biggest overall improvement.
It frequently reflects the most frequent causes of faults, the most prevalent kind of defect, the most common causes of customer complaints, and so forth. For each bar in the Pareto chart, Wilkinson (2006) developed a method that generates statistically based acceptability limits (akin to confidence intervals).
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An expensive electronics store decides to lower the prices on all of its laptop computers. according to the law of demand, what outcome can the electronics store expect?
More customers will be interested in buying its laptops is an outcome can the electronics store expect, According to the law of demand.
What is law of demand?The law of demand, a cornerstone of microeconomics, asserts the inverse relationship between price and quantity desired.In other words, "conditioning on all other things being equal, the quantity demanded will drop as the price of a good increases; conversely, the amount demanded will increase as the price of a good lowers."When we say that a person's demand for anything increases, we imply that he will buy more of it than he would have at the previous price and that he will buy as much at the previous price, according to Alfred Marshall.To know more about law of demand with the given link
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Answer: more customers will be interested in buying its laptops
Explanation:
i took the test
