patents can speed up the rate of creative destruction by restricting the use of technology so that creativity is destroyed.
TechnologyThe application of scientific knowledge to communicate is known as communications technology. Everything from telegrams to landlines to mobile phones is included. Because it is a system that conveys information in an endless number of ways, the internet is considered a communications technology. Pulleys, levers, wheels and axles, wedges, inclined planes, and even cogs and gears are examples of such devices. Mechanical technology is utilized for any operation that requires mechanical effort, typically the movement of items. Mechanical technology is employed in every machine, generator, or tool that performs work.
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Quantity of Pollution Abatement
Marginal Cost
Marginal Benefits
1,000
150,000
550,000
1,500
200,000
400,000
2,000
300,000
300,000
2,500
450,000
150,000
Referring to the table, if the marginal benefit increased by $300,000 at each level, the new optimal quantity would be:
a) 2,500
b) 2,000
c) 1,500
d) 1,000
The marginal external cost curve suggests that marginal profits are decreasing as it climbs. Consequently, when the optimal price rises, the ideal quantity declines.
Productivity declines when one production element rises while the others stay the same. A declining marginal return is what this is. The marginal external cost of pollutants increases with the amount of plastics in this scenario, leading to optimal price increase and optimal quantity decrease, which causes a decline in productivity levels. This is defined as the additional benefit to society as a whole from each additional unit of pollution. The benefit chosen is the Marginal Social Benefit of Pollution, if all the costs and/or benefits associated with pollution were fully listed. We refer to this situation as private benefits. Both the maker and the buyer of a specific good or service can benefit from it. From the total marginal utility, it is derived. A marginal social benefit is defined as the following added to: External benefits + a small private benefit.
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During August, 2018, Swifty's Supply Store generated revenues of $60500. The company's expenses were as follows: cost of goods sold of $35700 and operating expenses of $3900. The company also had rent revenue of $1100 and a gain on the sale of a delivery truck of $2500. Swifty's operating income for the month of August, 2018 is $209,000
Swifty's operating income for the month of August, 2018 is $56,600, not $209,000 as stated in the question.
Swifty's Supply Store's operating income for the month of August, 2018 is not $209,000. The operating income is calculated as the company's revenues minus its operating expenses. In this case, the operating income would be calculated as follows:
Operating income = Revenues - Operating expenses
Operating income = $60,500 - $3,900
Operating income = $56,600
This calculation does not include the cost of goods sold or any other non-operating items such as rent revenue or gains on the sale of assets. The cost of goods sold, rent revenue, and gain on the sale of the delivery truck would be reported separately on the company's income statement and would not be included in the calculation of operating income.
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In a(n) __________ marketing channel, several independent members each attempt to satisfy their own objectives and maximize their profits, often at the expense of the other members.A. administeredB. independentC. contractualD. cooperativeE. corperate
In an independent marketing channel, several independent members each attempt to satisfy their own objectives and maximize their profits, often at the expense of the other members.
What is marketing channel ?A marketing channel can be described as the channel that consist people, organizations, and activities necessary to transfer the ownership of goods from the point of production to consumption.
It shoul;d be noted that this can be seen as the way products get to the end-user, the consumer; and is also known as a distribution channel.
Therefore, option B is correct.
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FILL IN THE BLANK. aggregate supply curves are___for low levels of output, and___for high levels of output.
For low levels of output, aggregate supply curves are comparatively flat; for high levels of output, they are comparatively steep.
What is aggregate supply?The total amount of merchandise that businesses will produce and sell is known as aggregate supply, or real GDP. The positive association between price level and real GDP in the short run is demonstrated by the upward-sloping aggregate supply curve, also known as the short run aggregate supply curve.
Price, time, employer remuneration, technical breakthroughs, inflation and deflation, governmental rules, and the availability of resources are some of the variables that influence the aggregate supply curves.
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Which of the following is true about Product Life Cycles?a) A Reminder promotion is normally used in the introductory phaseb) Profits peak in the maturity phasec) Early adopters buy in the introductory phased) Sales peak in the growth phasee) A informative promotion is most generally used the maturity phase
The true statement about the product life cycle is c) Early adopters buy in the introductory phase
Early adopters in a product life cycle are a group of consumers who typically buy a product during the introductory phase. The product life cycle is a model that describes the stages that a product goes through from its development and introduction to the market, to its growth, maturity, and eventual decline. The introductory phase is the first stage of the product life cycle, and it is characterized by low sales and high marketing and promotional expenses.
During this phase, the product is introduced to the market and is often only available to a limited number of consumers. Early adopters are the first to try the product and are often willing to take risks and pay a premium price to have it. By buying the product during the introductory phase, early adopters help to generate buzz and interest in the product and can help to accelerate its growth.
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A tariff differs from a quota in that a tariff is?
Answer:
Tariffs are taxes that governments place on imported goods of a specific type. Quotas are import limits that prevent more than a set amount of a specific good from being imported into a country.
Quotas are restrictions, but tariffs are levies. While quotas limit the amount of possible imports, tariffs increase the cost of imported items. Tariffs may be placed on a particular good or a certain nation of origin.
What do you mean by Tariff?A tariff is a tax that a government imposes on goods and services that are imported from other nations in order to raise prices and reduce the appeal of imports, or at the very least their competitiveness, compared to domestic products and services.
Governments impose charges known as tariffs on certain imports of a particular kind. Quotas are upper restrictions on the amount of a certain commodity that can be imported into a nation.
Quotas are restrictions, but tariffs are levies. While quotas limit the amount of possible imports, tariffs increase the cost of imported items. Tariffs may be placed on a particular good or a certain nation of origin.
Therefore, Tariffs are taxes, while quotas are limits.
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A subsequent expenditure for an asset increases the future benefits of the asset if it (Select all that apply.)
A subsequent expenditure for an asset increases the future benefits of the asset if it increases the quality of the goods.
An cost is an object requiring an outflow of money, or any form of fortune in trendy, to another individual or institution as charge for an item, carrier, or other category of fees. For a tenant, hire is an cost. for students or parents, lessons is an fee. buying meals, garb, furnishings, or an automobile is often referred to as an price. An price is a cost that is "paid" or "remitted", typically in change for something of fee. some thing that seems to cost a tremendous deal is "pricey". something that appears to cost little is "less expensive". "charges of the table" are prices for dining, refreshments, a banquet, and so forth.
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Intangible assets with indefinite useful lives should be tested for impairment
Multiple choice question.
on the last day of the fiscal year-end.
annually or more frequently if events or changes in circumstances indicate possible impairment.
only if events or changes in circumstances indicate possible impairment.
Intangible assets with indefinite useful lives should be tested for impairment of Annually or more frequently if events or changes in circumstances indicate possible impairment.
What does Intangible assets mean?
Intellectual property, goodwill, software, patents, trademarks, copyrights, and brand recognition are examples of intangible assets with monetary value. Intangible assets are valuable to a company because they can help generate future revenues and give it a competitive advantage. They can also help you get financing and make investments.
What does Investment means?
The act of committing money or capital to an endeavour with the expectation of gaining additional income or profit is known as investing. Investing typically entails purchasing assets such as stocks, bonds, real estate, and other financial instruments in order to generate future income or capital gains.
Thus therefore according to the correct question option 2. Annually or more frequently if events or changes in circumstances indicate possible impairment is the correct answer.
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which of the following would not be considered personal property under a typical homeowner's insurance policy?
House and other structures will not be considered as personal property under a typical homeowner's insurance policy. Hence, option (b) is the relevant answer choice.
Give a brief account on Homeowner's insurance.Home insurance, often known as homeowner's insurance or commonly referred to as HOI in the US real estate sector, is a category of property insurance that protects a private residence. It is an insurance policy that combines different types of personal insurance coverage, such as losses to one's home, its contents, loss of use (additional living costs), loss of other personal belongings of the homeowner, and liability insurance for accidents that may occur at the home or at the hands of the homeowner within the policy's coverage area.
Homeowner's insurance also offers financial security from disasters. The home and the belongings inside are both covered by a typical home insurance policy.
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U.S. drivers are ranked as the least sensitive to changes in the price of gasoline. For example, if the price rose from $3 to $4 per gallon and stayed there for a year U.S. purchases of gasoline would fall only about 5 percent.
Source: Slate, September 27, 2005
Calculate the price elasticity of demand for gasoline.
Does this measurement indicate that the demand for gasoline is elastic, unit elastic, or inelastic?
The price elasticity of demand for gasoline is .
Gasoline will cost $1 more per gallon if the price rises from $3 to $4, bringing the average price to $3.50. As a result, the cost of fuel increased by 28.6 percent.
Gasoline or petrol: Which is it?
Fuel for internal combustion engines made up of a combination of combustible, volatile liquid hydrocarbons extracted from petroleum and sometimes known as gasoline, gas, or petrol. It also functions as a solvent for fats and oils.
What materials makes up gasoline?
Gasoline is a mixture of many different molecules combining hydrogen and carbon (hydrocarbons). A typical gasoline mixture contains about 150 different hydrocarbons, such as butane, pentane, isopentane, and the BTEX compounds (benzene, ethylbenzene, toluene, and xylenes).
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stephanie verbally promises to let jennifer stay in her apartment for 2 years for $600/month. after 10 months she tells jennifer to get out of her apartment and jennifer sues for breach of contract because she says stephanie promised she could stay for 14 additional months. given the facts, stephanie would likely not be able to enforce the contract.
Foley wins because he and Interactive had a bilateral, express employment contract that incorporated the seven steps.
Foley is a town in 1st Earl Baldwin of Bewdley County, Alabama, united states of america. The 2010 census lists the populace of the metropolis as 14,618.[2] Foley is a predominant city of the Daphne-Fairhope-Foley metropolitan place, which incorporates all of 1st Earl Baldwin of Bewdley County. Foley became named for its founder, John B. Foley of Chicago.[3] As Foley turned into journeying to President William McKinley's funeral in 1901, he met a railroad agent who advised him of the region in South 1st earl baldwin of bewdley County. Foley got here down the subsequent yr, and he favored what he saw and bought up to among 40,000 acres (160 km2) and 50,000 acres (2 hundred km2) of land.
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To reduce market volatility, ________ require that a key computer is turned off so that program trading must be done "by hand" rather than automatically by computer.
A. ultra restraints
B. trading curbs
C. market stops
D. nutmeg halts
To reduce market volatility, B. trading curbs require that a key computer is turned off so that program trading must be done "by hand" rather than automatically by computer.
The most commonplace way to lessen volatility is to diversify a portfolio. a few traders will keep cash because it does now not song the equities market. An aggregate of ETFs and different index basket securities can help keep volatility low.
Volatility is an investment time period that describes whilst a market or security reports durations of unpredictable, and on occasion sharp, rate movements. Humans frequently think about volatility simplest while expenses fall, however, volatility also can seek advice from surprising price rises too.
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Tuscan incorporated had a retained earnings balance of $60,000 at December 31 of the prior year. In the current year, Tuscan reported the following results. • Reported net income of $100,000. • Cash dividends of $33,000 declared and paid. • Tuscan discovered this year that it made a math error three years ago to correct for this. $12,000 (net of tax) must be added to the current year's beginning retained earnings balance. • Revised an estimate of a machine's salvage value. Depreciation increased by $1.000 per year. Calculate the retained earnings balance at December 31 of the current year. (Amounts to be deducted should be indicated with a minus sign.)
$139,000 is retained earnings balance at December 31 of the current year.
Calculating the problem:The computation of the retained earnings balance at December 31, 2019 is below:
= Beginning retained earning balance + depreciation charged yearly + net income - cash dividend paid
= $60,000 + $12,000 + $100,000 - $33,000
= $139,000
The depreciation in yearly is
= $1,000 × 12 months
= $12,000
Retained earnings:
Retained earnings is the amount of profit left by a company after paying all direct costs, indirect costs, income taxes, and dividends to shareholders. It represents, for example, a portion of the company's equity that can be used to invest in new equipment, research and development, and marketing.
A company's retained earnings is the company's cumulative net income retained by the company at a particular point in time, such as at the end of the reporting period.
How is retained earnings calculated?Retained Earnings is calculated by adding (or subtracting) net income from the previous period's retained earnings and subtracting net dividends paid to shareholders.
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List the steps in cost variance analysis, with the first step on top.
1. Prepare reports 2. Analyze variances 3. Q&A 4. Take action
In the cost variance analysis, the list of the steps in order is:
Prepare reportsAnalyze variancesQuestions and answersTake actionWhat is Cost Variance Analysis?Cost variance analysis is one of the budgeting methods that can be used by companies. This method is used by companies to see if there are costs that do not normally occur to the company or irregurality. This cost variance method can also be used to see if there is fraud in the company. The method used to carry out this method is to look at the difference between the amount of money allocated by the company and the total money used by the company.
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_____means that each individual has a designated supervisor to whom they report to at the scene of the incident.
"Unity of Command" means that each individual has a designated supervisor to whom they report to at the scene of the incident.
What is Unity of Command?Unity of command supplies that an employee is liable to only one supervisor, who in turn is liable to only one supervisor, and so on up the organizational hierarchy. This is truth further if the top of the organization is led by a group of people.
Who is supervisor?An individual instantly in line after management who is liable for monitoring and regulating a company’s staff in their execution of representative duties is called supervisor.
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the sarbanes-oxley act (sox) applies to group of answer choices all companies with gross annual revenues exceeding $500 million. publicly traded companies with gross annual revenues exceeding $500 million. all private and public companies incorporated in the united states. all publicly traded companies.
the sarbanes-oxley act (sox) applies to all publicly traded companies.
The Sarbanes-Oxley Act is what?The Sarbanes-Oxley Act of 2002 is a federal law in the US that requires firms to follow particular procedures for financial record keeping and reporting. The regulation was passed in response to several significant accounting and corporate scandals, such as Enron and WorldCom. The bill's provisions address the duties of a public corporation's board of directors, increase criminal penalties for specific offences, and demand that the Securities and Exchange Commission draught regulations outlining how public firms must abide by the legislation.
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Some of a portfolio consists of stock A, which has an expected return of 17.44% and a standard deviation of returns of 24.21%, and the rest of the portfolio consists of stock B, which has an expected return of 17.44% and a standard deviation of returns of 24.21%. If the returns of stock A and stock B do not move perfectly together in the same direction by the same relative amount, then which one of the following assertions is true? Assume that the portfolio has at least some stock A and some stock B. The expected return of the portfolio is 17.44% and the standard deviation of the portfolio is not 24.21
The expected return of the portfolio is 17.44% and the standard deviation of the portfolio is not 24.21.
Any mix of financial assets, including stocks, bonds, and cash, is referred to as a "portfolio." Individual individuals may hold portfolios, or financial professionals, hedge funds, banks, and other financial organizations may manage them. The risk tolerance, time horizon, and investing objectives of the investor should all be taken into account while building a portfolio. This notion is generally accepted. The monetary worth of each asset may have an effect on the portfolio's risk/reward ratio. Asset allocation aims to minimize risk while maximizing expected return. This is an illustration of a multi-objective optimization issue; there are numerous effective solutions and the best one must be chosen by weighing the trade-off between risk and reward. Particularly, another dominates a portfolio A.
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Which of the following steps of the strategy development process for exports involves establishing relationships with potential local distributors?
A) identification of a potential market
B) match market needs to the company's abilities
C) initiation of meetings
D) commitment of resources
The process of identifying a potential market entails conducting market research and analyzing the findings. The correct response to the question is option (A).
Define a strategy development process?Strategy development is the process of examining and identifying strategic possibilities, selecting the most promising ones, and determining how resources will be allocated within the business to achieve objectives.
A strategic plan in place might make it possible to monitor your progress toward your goals. When departments and teams are aware of the overall business plan, their progress can have a direct impact on the success of your company, leading to a top-down approach to tracking key performance indicators (KPIs).
The four stages of strategic management are conceptualization, execution, evaluation, and adjustment.
The following seven essential elements should be included in every strategic plan: a vision, mission, SWOT analysis, list of core values, goals, objectives, and action plans.
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the thomas company has two service departments and two operating departments. the following data are available for a recent period: service d
Managers want to be able to manage service requests, track raw materials, update customer information, oversee quality assurance, and handle all processes from one platform.
What is service operations?
The efficient use and operation of a company's key divisions, including those for human resources, marketing, accounting, technicians, and more, is referred to as service operations management. Service operations managers have never had it harder to do their jobs in a corporate environment as cutthroat, quick, and dynamic as the one we currently inhabit.
These are a few of the difficulties they face every day:
Communicate with several departments, many of which are not in the office, and see to it that information and data are centralised and available to everybody.Real-time updates and comments are providedMetrics relating to the teams they support should be recorded and reported.Hence, managers want to be able to manage service requests, track raw materials, update customer information, oversee quality assurance, and handle all processes from one platform.
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refers to the average percentage of business received from a company's accounts in a particular category. is the meaning of?
It can be concluded to state that the turnover refers to the average percentage of business received from a company's accounts in a particular category. The statement given above is the meaning of a turnover.
The turnover of a company or an organization can be referred to or considered as the total revenues generated by a firm during the regular course of its business operations with a view to earn the desired returns out of this activity. It is always denoted in terms of percentage if it relates to a particular category.
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which of the following illustrates the function of the financial market
Facilitate price discovery, provide liquidity to financing assets and reduce the cost of transaction are all functions of financial markets.
A business setting where various bonds and securities are traded at lower transaction rates is referred to as a financial market. It consists of several types of financial instruments, such as bonds, stocks, derivatives, and foreign exchange markets, to name a few.
The financial market is essential for a capitalist economy to run smoothly since it aids in resource allocation and provides liquidity for businesses.
The financial market makes sure that the right allocation of cash is made between investing and collecting parties.
Financial markets allocate resources while also generating liquidity for commercial firms, assisting in the efficient operation of economies. In these Markets, several forms of financial holdings can be traded.
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how have airplanes changed the way the world does business? choose four answers.
The four answers in which airplanes changed the way the world does business are :
By making long distance travel cheaperTravel longer in less timeby opening up new commercial marketsBy increasing travel opportunitiesWhy are planes so important?From the first successful flights to the ability to fly faster than the speed of sound, airplanes have made the world accessible to all. As for America, in the early days, the airplane was the instrument that held this vast country together.
How did the first plane help society?Clearly, airplanes have impacted society by allowing us to travel much farther and much faster. But the invention of the airplane wasn't just about accelerating long-distance travel. Food and agricultural products are also airlifted to move from one part of the world to another.
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A company had a beginning balance in retained earnings of $43,800. It had net income of $6,800 and paid out cash dividends of $5,825 in the current period. The ending balance in retained earnings equals: $44,775.
A company had a beginning balance in retained earnings of $43,800. It had net income of $6,800 and paid out cash dividends of $5,825 in the current period. The ending balance in retained earnings equals: $44,775.
Income, usually expressed in terms of money, is the spending and savings opportunities that an entity has over a given period of time. Conceptually, income is difficult to define, and different industries may have distinct definitions. Haig-Simons income, which defines income as consumption + change in net worth and is often applied in economics, is a very important definition of income.
Income is the sum of all wages, salaries, benefits, interest payments, rent, or other forms of income earned during a calendar year for families and individuals in the United States, as defined by the law. tax law meaning. Gross income minus taxes and other deductions is a common definition of discretionary income and is often used as a benchmark for assessing taxpayer benefits.
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which one of these approaches do most firms take when entering the international markets?
Most businesses start their worldwide development utilizing this type of entry because exporting is often the simplest method to reach a foreign market. Exporting is the act of selling goods and services that were produced domestically in other nations.
What strategies can you use to enter the world of worldwide marketing?Licensing. A license enables another business in your target nation to utilize your property.
Franchising.
joint enterprise
direct investment from abroad.
100 percent owned subsidiary.
Piggybacking.
Which tactic makes the most sense for an international entry?A business can enter a foreign market in a number of different methods. For all international markets, no one market entry technique is effective. In some markets, direct exporting may be the best method, while in others, you may need to establish a joint venture or license your manufacturing.
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which of the following statements about compounds is true? which of the following statements about compounds is true? a substance that cannot be broken down into simpler substances. a substance composed of two or more elements in fixed, definite proportions. a substance that is not as common as pure elements. a pure substance that has variable composition throughout. none of the above
A compound is made up of two or more components in varying amounts as opposed to an element, which is a pure substance that cannot be broken down into simpler substances.
Compounds can be broken down into simpler substances, however an element cannot be broken down into a simpler form. The simplest pure substance that cannot be divided into smaller substances is an element. No two or more substances can ever be combined to make an element. Each element is a unique sort of matter with a single atom of that type. Sodium, nitrogen, hydrogen, etc. A compound is a pure material that is created by mixing two or more elements in a specific order. For instance, water is a compound because it is created by mixing hydrogen and oxygen in a 2:1 ratio.
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consumer products such as toothpaste and soft drinks undergo extensive adaptation to suit local preferences. True or False
Consumer goods like toothpaste and carbonated beverages go through a thorough customization process. Market consumption capacity is typically ascertained through estimations of energy consumption while evaluating the commercial viability of advanced markets. This claim is untrue.
Examples of products that are revenue include food and utilities. To meet local demands,
Internet, corporate and agency reports, research publications, trade associations, media outlets, bookstores, digital information systems, opponent data, private sales or customer data, and website or app analytics are among the most popular secondary market research techniques.
In primary data research, which of the ones that follow is an example of an external data point?
(1) Government (federal, state, and local); (2) consumer groups; (3) digital enterprises are the primary sources of external secondary sources. (4) International and national organizations. Agronomic statistics.
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you've chosen the directive decision making style i need to take control of this project josh decision making: a bridge over troubled water
"you've chosen the directive decision making style i need to take control of this project josh decision making: a bridge over troubled water." This statement is True.
Their selections are rooted in their personal expertise, enjoy, and reason, as opposed to going to others for extra statistics. The upside to this style is decision-making is brief, ownership is clear, and it does not require greater conversation.
Directives lay down sure consequences that should be achieved but each Member state is loose to determine the way to transpose directives into national laws. choices are ecu laws referring to particular instances and directed to character or several Member States, groups or private individuals. A "directive" is a legislative act that sets out a intention that every one european international locations need to gain. but, it's far up to the man or woman international locations to plot their own legal guidelines on a way to attain those desires.
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You work 40 hours/week for 52 weeks and are given the option to be paid hourly or to go on salary. In which situation will you earn the most?
I will earn the most salary in $15.00/hour and a $2,000 bonus at the end of the year so overall I will earn $33,200 per year.
First of all the complete question is You work 40 hours/week for 52 weeks and are given the option to be paid hourly or to go on salary and in which situation you will earn the most?
option a) $30,000/year
option b) $15.00/hour
option c) $30,000/year with a 10% bonus
option d) $15.00/hour and a $2,000 bonus at the end of the year
40 hours/week × [tex]52[/tex] weeks = [tex]2,080[/tex] hours a year.
$30,000/year
$15.00/hour × 2,080 hours = $31,200/year
$30,000/year w/ a 10% bonus = 30,000 × 1.10 = $33,000/year
$15.00/hour and a $2,000 bonus at the end of the year = (15 × 2,080) + 2,000 = $31,200 + $2,000 = $33,200/year
Thus, one can earn the most while working $15.00/hour and a $2,000 bonus at the end of the year.
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emphasizes how wealthy nations have exploited poor ones blames the poverty of poor nations on traditional cultural values focuses on the transnational capitalist class whose business concerns are global sees government regulations as an impediment to a strong economy emphasizes the role of business decisions over the role of workers or governments divides nations into core and periphery world-systems theory press space to open global capitalism theory press space to open neoliberal theories press space to open dependency theories
Many hail global capitalisms, the current phase of the capitalist economy's centuries-long history, as a free and open economic system that brings people from all over the world together.
What is Global capitalism?Global capitalism is sometimes portrayed as being driven by impersonal forces that wreak havoc on the lives of common people and helpless communities. These factors include market forces and free trade. It is no accident that a rise in what is now known as New Social Movements (NSM) study has coincided with an interest in economic globalization. Despite having significant disagreements, NSM theorists contend that the labor movement's conventional, class-based approach to global capitalism has failed.
A new analysis based on identity politics has been developed in its place, aiming to counteract sexism, racism, environmental destruction, war-mongering, capitalist exploitation, and other forms of human rights abuses to foster production innovations, facilitate the exchange of culture and knowledge, and to provide jobs for underemployed people. This analysis is focused on gender, sexuality, ethnicity, age, community, and belief systems.
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which of the following is the best reason to purchase life insurance rather than annuities ? a. to create regular income payments b.to liquidate a sum of money over a lifetime c.to create an estate d.to liquidate a sum of money over a period of years
To create an estate is the best reason to purchase life insurance rather than annuities. Hence, option (c) will be the relevant option.
Give a brief account on Life insurance.An insurance policy holder and an insurer or assurer enter into a contract for life insurance (or life assurance, particularly in the Commonwealth of Nations), whereby the insurer agrees to pay a specified beneficiary a certain amount of money in the event that the policy holder passes away (often the policyholder). Depending on the contract, additional occurrences such a critical sickness or terminal disease may potentially result in payment. Regularly or all at once, the policyholder normally pays the premium. The benefits could cover additional costs, such memorial costs.
Life insurance plans are formal contracts, and each one's terms outline the exclusions that apply to the insured occurrences. Common instances include claims connected to fraud, war, riot, and civil unrest. Specific exclusions are frequently included into the contract to limit the insurer's liability. When an occurrence is not clearly defined, problems could occur, for as when the insured knowingly accepted a risk by approving a controversial medical operation or by ingesting a drug that could cause harm or death.
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Answer:
To create an estate
Explanation:
with insurance, the death benefit create an immediate estate. Should the insured die.
