Because they must deal with large quantities of data from so many different sources, is employees at financial institutions may be at increased risk of failing to comply with government regulations designed to prevent money laundering, such as the Bank secrecy act.
What are BSA violations?
Isolated and technical violations are instances of limited noncompliance with the BSA's financial record-keeping or reporting requirements that occur within an otherwise appropriate system of policies, procedures, and processes.
The Currency and Foreign Transactions Reporting Act of 1970, sometimes known as the "Bank Secrecy Act" (BSA), mandates U.S. financial institutions to help U.S. government authorities in detecting and prevent money laundering.
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walter’s dividend is expected to grow at a constant growth rate of 6.00% per year. what do you expect to happen to walter’s expected dividend yield in the future?
The expected happenings to Walter's expected dividend yield in the future are that it will stay the same. Option C
This is further explained below.
What is a dividend?Generally, A company will often distribute a portion of its earnings to its shareholders in the form of a dividend.
When a company generates a profit or surplus, it has the ability to distribute a part of that profit to its shareholders in the form of a dividend payment.
Any sum that is not dispersed is put back into the company as an additional investment.
In conclusion, A dividend is distributed on a per-share basis; hence, if you hold 30 shares of a corporation that distributes cash dividends of $2 per year, you will earn a total of $60 each year.
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CQ is attached below
wallace container company issued $100 par value preferred stock 12 years ago. the stock provided a 9 percent yield at the time of issue. the preferred stock is now selling for $72. what is the current yield or cost of the preferred stock? (disregard flo
The current yield or cost of the preferred stock is 13.33%.
What is stock?
A stock, also referred to as equity, is a type of security that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and profits in proportion to the number of shares they own.
Most individual investors' portfolios are built on stocks, which are primarily bought and sold on stock exchanges. Government regulations designed to shield investors from dishonest practises must be followed during stock trades. In order to raise money to run their businesses, corporations issue stock, and the holder of that stock, known as a shareholder, may be entitled to some of the company's assets and earnings.
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As an aspect of quantitative decision making, modeling and simulation provide typically inform decisions in what way?.
Modeling and simulation provide typically inform decisions as an aspect of quantitative decision-making because they can provide useful prior information to assess suitable alternatives.
What is there role of modeling and simulation in decision-making?Modeling and simulation refer to the process to replicate prior conditions to observe a given outcome, which can facilitate quantitative decision-making because these procedures allow for determining results before real confirmation.
Therefore, with this data, we can see that modeling and simulation can be fundamental tools in quantitative decision-making because they allow us to observe a priori a given outcome.
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which of the following is the best definition of a source document in the accounting process?
a. A source document shows all the information about the legal rights a company has in relation to when it should pay a bill.
b. A source document identifies and describes transactions and is the basis for entering an event into the accounting system.
c. A source document is used to determine who hired an employee that is assigned the duty of entering transactions into the accounting process.
d. An account is a record of increases and in a specific asset, liability, equity, revenue or expense.
The best definition of the source document would have to be that Source document identifies and describes the transaction and it is the basis for entering an event into accounting system.
What is the accounting process?This is the term that is used in accounting to make reference to all of the steps that has to do with the identification of transactions and also the ways that the transactions would have to be recorded so that there would be the a financial statement and the books can be closed in a company.
Hence the best solution is option B. We would say that it has to do with the identification and the description of transactions.
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simpson, age 45, is a single individual who is employed full time by duff corporation. this year simpson reports agi of $56,200 and has incurred the following medical expenses:dentist charges $ 1,820physician charges 2,040optical charges 855cost of eyeglasses 735hospital charges 2,350prescription drugs 340over-the-counter drugs 640medical insurance premiums (not through an exc
Based on the various medical expenses charged to Simpson, the medical expenses to be included as itemized deductions after applicable limitations are $4,700
How to find the itemized medical deductions?First, find the allowable medical expenses:
= Dentist charges + Physical charges + Optical charges + Cost of eye glasses + Hospital charges + Prescription drugs + Medical insurance
Solving for the allowable medical expenses gives:
= 1,820 + 2,040 + 855 + 735 + 2,350 + 340 + 775
= $8,915
The subtract the floor of the deductions to find the itemized deductions:
= 8,915 - ( AGI x 7.5%)
= 8,915 - ( 56,200 x 7.5%)
= 8,915 - 4,215
= $4,700
In conclusion, $4,700 of medical expenses can be included as itemized deductions.
The full question is:
Calculate the amount of medical expenses that will be included with Simpson's itemized deductions after any applicable limitations.
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What stacked column chart?
A stacked chart is a type of bar graph that displays the composition and contrast of a few variables across time, either relative or absolute. These charts, which are also known as stacked bar or column diagrams.
Stacked chart is a bar graph that displays the composition and contrast of a few variables across time, either relative or absolute. These charts, which are also known as stacked bar or column diagrams, have the appearance of several columns or bars layered on top of one another. When utilized properly, stacked charts are a very powerful comparison tool. They are made to compare overall values across many categories.
A small number of applications exist for stacked charts. There are just a handful of situations when they are suitable because to their constraints, but when these conditions are satisfied, they can be an effective tool and presentation style.
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will someone who uses a short section of a copyrighted work in a critical review be subject to copyright infringement?
No, because of the fair use doctrine.
What is a doctrine?Principles, positions, or bodies of principles in the field of knowledge or belief systems: dogma Catholic doctrine. Statements of basic government policy, especially in international relations, the Truman Doctrine. Laws: legal doctrines established by pre-rulings. The Doctrine is a carefully developed and approved collection of ideas that have not been officially endorsed or collectively ratified and dictated by any individual. This doctrine creates a common frame of reference, including the intellectual tools commanders use to solve military problems. Economic theory refers to generally accepted behaviors related to the acquisition and use of wealth, whereas economic theory refers to a set of principles or sets of principles put forth for acceptance or belief by religious, political, or scientific groups. principle. dogma.To learn more about doctrine from the given link :
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pay plans that are designed to elicit a desired level of performance from workers are generally called multiple choice basic wage-plus-fringe benefits plans. annual-and-renewable salary plans. pay for performance plans. design-and-performance plans.
Pay plans that are designed to elicit a desired level of performance from workers are generally called pay for performance plans.
What is elicit?
You are evoking some sort of response when you elicit. A funny performer gets a lot of laughs. Eliciting is the process of inciting a reaction. A good speech will draw applause, while a poor speech will draw jeers. Students are asked to respond by teachers. You'll probably smile back at a friend if they smile at you. In court, a lawyer might make an effort to draw out errors and contradictions in a witness' testimony. Whatever is elicited is always a response of some kind.
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the competitive strategy of locking in customers by making it difficult for them to move to another product is called establishing high switching costs. group of answer choices true false
Provider lock-in, also called proprietary lock-in or customer lock-in, prevents a customer from using another vendor without incurring significant fees.
Vendor lock-in occurs when a client using a service or product finds it difficult to switch to a rival's offering. Usually, proprietary systems that are contradictory with those of rivals lead to vendor lock-in.
"Lock in" seeks to make it difficult for clients to shift from your product or service and go with a rival's. This can be accomplished by combining rising switching costs or effort required to switch (soft lock-in) with compelling reasons to remain, such as better brand experiences or incentives.
If a company is tied to a specific cloud vendor, there are a number of things that could have a detrimental effect on it: The client will be stuck with it if a vendor's quality of service deteriorates or never hits a required benchmark.
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which of the following statements about the effects of a government setting maximum prices is true?
a. A maximum price will always cause a surplus of a good to be produced.
b. A maximum price will always cause a shortage of Sagood to be produced.
c. A maximum price will cause a surplus of a good to be produced only if the maximum price is above the equilibrium price.
d. A maximum price will cause a shortage of a good to be produced only if the maximum price is below the equilibrium price
Only if a maximum price is lower than the equilibrium price will it result in a lack of a good being produced.
The highest price that a producer, group of producers, or an entire industry can establish is known as a maximum price. It is a limit or cap on a price imposed by a government or organization. No intervention would occur if the price fell below the maximum. If the government determines that the price is too high, a maximum price may be set. Economic equilibrium is a state of affairs when supply and demand, for example, are balanced and the values of other economic variables do not vary in the absence of outside influences. The balance between supply and demand determines an equilibrium price. Unless certain aspects of supply or demand alter, prices have a tendency to return to this equilibrium price. When either supply or demand shifts or moves, or when both do so, the equilibrium price changes.
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Identify the other control procedures usually found in a company's system of internal control besides separation of duties, and tell why each is important.
Control Process is really very important for the business because due to this process organization is able to achieve its goal in predetermined time.
The control process which are followed in company's system of internal control are -
Adequate records - it is important to keep records so that each and every person can be held accountable for their actions.-Smart hiring practices - It will ensure timely completion of the set objectivesComparison + compliance monitoring - comparison is important to ensure whether we are able to work according to set plans or not.Proper approvals - it is important to ensure that no one does work arbitrarily but by getting proper permission.The management control process involves ensuring that each and every action taken by a business achieves its objectives. In essence, this process aids managers in determining the effectiveness of their business. They have the option to alter their plans or keep them the same by effectively utilizing it.
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Which of the following are most likely to face joint demand? a. Jewelry b. Apples c. Tables d. Engine oil for cars e. Athletic shoes. d. Engine oil for cars.
Among the available choices Engine oil for cars are most likely to face joint demand.
Joint demand occurs when two products are required because they complement one another to benefit the consumer. When two goods are in joint demand, their cross elasticity of demand will be both high and negative. In other words, a decrease in ink costs may result in a rise in printer demand.
This practice is really anti-competitive demand will increase as printer prices decline but will also result in a rise in the demand for ink, which is a shared demand. This is sometimes referred to as "complementary demand," such as Mobile phone and Charger go well together, thus they are frequently purchased as a pair.
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when the contract with one of their major suppliers was about to expire, the management of pierre and collins began seeking tenders from potential vendors
The management of Pierre and collins began seeking tenders from potential vendors' coalitions.
A contract in its simplest definition is a legally enforceable promise. A promise can be to do something or not to do something. Execution of a contract usually requires the mutual consent of two or more people, one making the offer and the other accepting. There are various types of contracts, including unilateral, bilateral, conditional, void, express, implied, enforceable and enforceable.
Can be broadly classified based on quasi-contracts. A business contract is a legally binding contract between two or more persons or organizations. Contracts can be complicated. Before signing anything, it is important to fully understand the terms of the contract. A contract is an agreement between parties that creates mutually enforceable obligations. The basic elements necessary for a contract to be legally enforceable contract are good care capacity and legality.
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collecting information from secondary sources such as business, government, trade, and general-interest publications plays an important role in?
Collecting information from secondary sources such as business, government, trade, and general-interest publications plays an important role in Environmental scanning.
A company is a legitimate entity that exists independently of its owners. Many of the same legal rights and obligations that apply to individuals also apply to businesses. They have legal authority to make agreements, lend and borrow money, file lawsuits, hire staff, possess property, and pay taxes.
Media are the channels of communication or the means of storing and disseminating data. The phrase applies to areas of the mass media communications sector such print media, publishing, the news media, photography, film, radio, and advertising.
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when considering the benefit of free trade in neighboring countries, one government might favor lowering trade barriers but won't do it because of a lack of blank in the other nation.
When considering the benefit of free trade in neighboring countries, one government might favor lowering trade barriers but won't do it because of a lack of trust in the other nation.
How lack of trust affects trade barriers?Different borders increase the cost of goods in covered industries. Sales in those other sectors decrease as a result of an increase in manufacturing expenses and costs overall when one's products are used as inputs in other industries. Employment declines as a result of declining revenues.
The necessity of protecting jobs and businesses from unfair foreign competition is arguably the most common political justification for government involvement. Tariffs on imports lower the economy's overall performance. They reduce performance because a protective tariff incentivizes domestic businesses to sell goods that, in theory, might be produced more efficiently overseas.
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An appraiser should make adjustments to compensate for inflationary or deflationary trends when using a comparable that sold in a market with:
An appraiser should make adjustments to compensate for inflationary or deflationary trends when using a comparable that sold in a market with more than several months in the past.
How do you say the past month?You could just say, "The past two months", because that would refer to the two months that have already passed, which would be March and February. You could also say, "Last month and the one before that". "Last month" would refer to March, and "the one before that," would refer to February.
Is it last few months or past few months?The past 3 months is the past three months' time period, whereas the last 3 months would be the last three calendar months, unless this month is nearly over.
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a national ice cream chain asked its 30 highest paid employees to take a 15% pay cut. doing this, in response to the recent sales decline, meant no store closures and no downsizing. this could be characterized as the approach to ethical dilemmas.
Utilitarianism could be characterized as the approach to ethical dilemmas.
Why is utilitarianism important?The utilitarian philosophy has significant ramifications for how we ought to approach living an ethical life. Utilitarianism assumes that we should make helping others a very important aspect of our life since it values everyone's well-being equally.
An ethical theory known as utilitarianism establishes right from wrong by emphasizing results. It embodies consequentialism in some way. According to utilitarianism, the decision that will result in the greatest good for the largest number of people is the most morally right one.
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human resource specialist, has been asked to investigate complaints that an employee is bullying co-workers. kelly is obligated to protect this employee's privacy by ensuring that any information gathered is relevant to the complaint
The statement, human resource specialist, is asked to investigate the complaints that an employee is bullying co-workers. Kelly is obligated to protect this employee's privacy by ensuring that any information gathered is relevant to the complaint, is true.
Human resources specialists have their job to screen, recruit, and interview job applicants and also place the newly hired workers in the certain jobs. They also handle compensation and benefits, the employee relations, and training.
Here, as Kelly is a human resources specialist, she is assigned in order to investigate complaints about an employee bullying co-workers. Thus, Kelly is obligated in order to protect this employee's privacy.
Hence, human resource specialists tend to focus on their employee benefits.
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assuming a cmo uses the sequential pay structure, how is principal passed through from borrowers paid to investors?
Assuming a CMO has a sequential pay structure, how is interest paid from borrowers to investors is by all tranches get interest payments.
Who is a Chief marketing officer?A business executive known as a chief marketing officer (CMO), also known as a global marketing officer or marketing director, is in charge of overseeing marketing initiatives inside a firm. While historically these titles might have denoted a legal obligation, for instance at Companies House in the UK, they are now less formal and strict, allowing businesses to recognize the evolving and important role that marketers can play in an organization, in part because of the nature of successful marketers. The chief marketing officer (CMO) oversees brand management, marketing communications (including public relations, advertising, and promotions), market research, product marketing, distribution channel management, pricing, and customer success. The CMO is a part of the executive team and often answers to the CEO.
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a data analyst is working with spreadsheet data. the analyst imports the data from the spreadsheet into rstudio. where in rstudio can the analyst find the imported data?
Since the analyst wants to imports the data from the spreadsheet into rstudio. the place in RStudio can the analyst find the imported data are: To import a dataset from a text file, select "Import Dataset" from the Workspace tab in RStudio. Open a file browser, select the.csv file, and then click Open.
How do I run code in RStudio?You can use the Run toolbar button or the Ctrl+Enter key combination to run the line of source code where the cursor is presently located.
RStudio automatically moves the cursor to the following line after the line of code has been executed. You may now single-step through a list of lines thanks to this.
Note that Clicking the Environment tab in RStudio's upper right window, followed by the Import Dataset tab, offers a versatile method for importing data. Double-clicking on the relevant file in yourfile will load the data into R quickly and easily.
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Which type of memory is used to recall word meanings or important dates such as your mother's birthday?
a. procedural
b. episodic
c. short-term
d. semantic
The type of memory that is used to recall word meanings or important dates such as your mother's birthday is: d. semantic.
What is semantic memory?Semantic memory can be defined as a type of long term memory that enables a person or an individual to retain information and recall information they have retain.
This type of memory enables you to remember words as well as your birthday or the birthday date that have been store in your memory.
Therefore we can conclude that the correct option is D.
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What would a nonprofit organization hire a marketing team? What are some examples
Hand off marketing so you can focus on your mission. Bring on a greater number of donors and volunteers. Increase your organization's impact on the world.
What does non-profit marketing look like in practice?Consumers are urged to donate money to a cause or charitable cause in traditional fundraising. Some companies work with organizations to develop long-term fundraising campaigns for causes that are important to their workforce.
Which marketing tasks are carried out by charitable organizations?The techniques and plans employed by nonprofit organizations to increase donations and distribute their message are referred to as nonprofit marketing. Numerous activities fall under the category of nonprofit marketing, including social media marketing, content marketing, mobile marketing, and direct mail marketing.
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which condition could break the bridge between savers and borrowers?
Insecure property rights condition could break the bridge between savers and borrowers.
English author Mary Norton's fantasy book for kids, The Borrowers, was released by Dent in 1952. The Borrowers also refers to the five-book series, which includes The Borrowers and four follow-up books that follow the same family after they move out of "their" home.
With the help of regional nonprofit organizations, Savers partners to buy donated goods and resell them. Regardless of whether the donated goods ever reach the sales floor, Savers compensates the non-profits for the things at a bulk cost that they collect and distribute. Additionally, Savers offers a recycling program that aims to recycle any reusable things that are unable to be sold in its stores.
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reflective enterprises is working with productivity marketing to create separate strategies for several of their consumer segments. this approach is called
Reflective enterprises are working with product marketing to create separate strategies for several of their consumer segments. this approach is called benefit segmentation
This is further explained below.
What is benefit segmentation?Generally, Reflective Enterprises is collaborating with Productivity Marketing to develop unique marketing plans for each of their company's distinct customer subsets at this time. The method in question is known as benefit segmentation.
The process of classifying your prospective customers according to the value that they will get from using your product or service is referred to as benefit segmentation.
When it comes to the same product or service, several types of consumers often look for distinctively diverse value propositions.
This is an attempt by Reflective organizations to illustrate the values or one-of-a-kind propositions that their customers anticipate finding in the items.
This is one of the aspects that characterize benefit segmentation. As a result, the response that should be chosen is the fifth choice.
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marco company shows the following costs for three jobs worked on in april. job 306 job 307 job 308 balances on march 31 direct materials used (in march) $ 32,000 $ 38,000 direct labor used (in march) 22,000 18,000 overhead applied (march) 11,000 9,000 costs during april direct materials used 134,000 205,000 $ 120,000 direct labor used 104,000 154,000 104,000 overhead applied ? ? ? status on april 30 finished (sold) finished (unsold) in process additional information raw materials inventory has a march 31 balance of $86,000. raw materials purchases in april are $530,000, and total factory payroll cost in april is $387,000. actual overhead costs incurred in april are indirect materials, $50,000; indirect labor, $25,000; factory rent, $31,000; factory utilities, $20,000; and factory equipment depreciation, $51,000. predetermined overhead rate is 50% of direct labor cost. job 306 is sold for $695,000 cash in april.
Marco's company shows the following costs for three jobs worked on in April. job 306 307 308 April Total inventories 923000
Direct labor cost 100000 154000 102000 356000
Predetermined overhead rate 0.50 0.50 0.50 0.50
Overhead applied 50000 77000 51000 178000
2.
Job 306 Job 307 Job 308 April Total
March
Direct Materials 25000 36000 61000
Direct Labor 21000 18000 39000
Overhead applied 10500 9000 19500
Work in process, beginning 56500 63000 119500
April
Direct Materials 131000 200000 115000 446000
Direct Labor 100000 154000 102000 356000
Overhead applied 50000 77000 51000 178000
Costs added in April 281000 431000 268000 980000
Total costs 337500 494000 268000 1099500
Status on April 30 Finished (sold) Finished (unsold) In the process
April 30 cost included in Cost of goods sold Finished goods inventory Work in process inventory
4.
MARCO COMPANY
Schedule of Cost of Goods Manufactured
For the Month Ending April 30
Direct materials used 446000
Direct labor used 356000
Overhead applied 178000
Total manufacturing costs 980000
Add: Beginning work in process inventory 119500
The total cost of work in process 1099500
Less: Ending work in process inventory 268000
Cost of goods manufactured $ 831500
5a. Actual overhead costs incurred = $54000 + 23000 + 34000 + 20000 + 54000 = $185000
Overhead applied = $178000
Under-applied overhead = $185000 - $178000 = $7000
Adjusted cost of goods sold = $337500 + $7000 = $344500
Gross profit = Sales - Adjusted cost of goods sold = $680000 - $344500 = $335500
5b.
Inventories
Raw materials (81000 + 580000 - 446000 - 54000) 161000
Work in process (Job 308) 268000
Finished goods (Job 307) 494000
Total inventories 923000
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If you own shares of stock of nike and it pays a dividend of per share, then what is the total dividend you will receive?.
If i own 15,000 shares of stock of Nike and it pays a dividend of $0.21 per share, then the total dividend I will receive is $3150.
Nike, Inc. Is an American multinational corporation that is engaged in the layout, improvement, production, and global advertising and income of shoes, garb, devices, add-ons, and offerings. The organization is based near Beaverton, Oregon, inside the Portland metropolitan location. It's by far the sector's largest dealer of athletic footwear and apparel and a prime producer of sports activities devices, with revenue in extra people$37.4 billion in its fiscal yr 2020 (ending may additionally 31, 2020). As of 2020, it employed 76,seven-hundred people worldwide. In 2020, the brand alone was valued in excess of $32 billion, making it the most precious brand amongst sports activities companies. Previously, in 2017, the Nike emblem was worth $29.6 billion. Nike ranked 89th in the 2018 Fortune 500 listing of the biggest USA groups with the aid of general sales.
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What is it called when a person continues to get more education to keep skills up-to-date, even after becoming employed?.
When a person continues to get more education to keep skills up-to-date even after becoming employed is called Professional development.
Professional organizations sometimes called professional associations or trade associations exist to promote a particular profession support the interests of those who work in that profession and serve the common good. Certified Nursing Assistants have job-specific duties determined by their employment status. Otherwise, LPNs must pass state-mandated exams to obtain a license to work.
Skills up-to-date only require one certification to practice. Licensing refers to the process of securing the authority to practice medicine within a state. Accreditation refers to the process of validating a provider's licenses training insurance, and other information to ensure that it meets the standards of practice required by a hospital or medical facility. A credential is an officially documented credibility that proves an individual's qualifications or competence in a particular skill.
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l. lyons started a business and invested $4,000. illustrate how to record the transaction in the t-accounts by completing the following sentence. the cash account would be (debited/credited) on the (left/right) side of the t-account and the owner, capital account would be (debited/credited) on the (left/right) side of the t-account.
The cash account would be debited on the left side of the T-account and the common stock account would be credited on the right side of the T-account.
Investment is the will power of money everyday buy of an asset every day achieve an boom in cost over a time frame. Funding requires a sacrifice of a few gift asset, which includes time, money, or attempt. In finance, the reason of making an investment is everyday generate a return from the invested asset.
It is feasible everyday earn more profits by way of making an investment in daily investments. The return to your investments might be used as a supply of ordinary greater earnings for day to day dwelling. Or you may choose daily reinvest the cash day-to-day further grow (or compound) your wealth. The lowest line is that financial savings are crucial.
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on a classified balance sheet, short-term investments are classified as question 12 options: an intangible asset. property, plant, and equipment. a current asset. a long-term investment.
On a classified balance sheet, short-term investments are classified as a current asset
What is a Current asset?
A current asset is a balance-sheet item that is either cash, a cash equivalent, or may be turned into cash within one year. If an organization's operational cycle is longer than a year, an asset is still considered current if it is turned into cash throughout the operating cycle.
Current assets come in a variety of shapes and sizes, depending on the business. In most sectors, the following asset classes are classed as current assets:
Money in cash, including foreign moneyExcept for assets that cannot be easily liquidated, investmentsExpenses paid in advanceAccounts payableInventoryThus, short-term investments are classified as a current asset
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if property taxes are not paid on or before june 30, the property is sold to the state, which starts the running of the redemption period that lasts: group of answer choices five years three years two years one year
If property taxes are not paid on or before June 30, the property is sold to the state, which starts the running of the redemption period that lasts five years.
An ad valorem tax on the value of a property is known as a property tax or millage rate. The governing body of the region where the property is located is responsible for collecting the tax. A town, a county, a federated state, or the federal government are all examples of this. The same property may be taxed by several jurisdictions. Real estate frequently has to pay a property tax. It could be levied every year or just once, such as in the case of real estate transfer tax.
It is possible to retrieve your home during the redemption period after it has already been sold at a foreclosure sale. The remaining mortgage balance as well as any expenses related to the foreclosure procedure must be paid. Many states have a redemption period of some kind.
So, when the property is sold to the state if property taxes are not paid by June 30 or earlier, then the redemption period begins to run which lasts up to five years.
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