By law, 51 percent is the minimum percentage of assets that an employee stock ownership plan (esop) must invest in its company's stock.
An employee benefit plan known as an employee stock ownership plan (ESOP) provides employees with shares of stock that represent ownership in the company. Employers frequently use ESOPs as a corporate finance approach to balance the interests of their employees with those of their shareholders since they provide the sponsoring company—the selling shareholder—and participants with a variety of tax benefits, making them qualifying plans.
ESOPs are established as trust funds and can be supported by firms by transferring freshly issued shares into them, paying cash to acquire existing shares of companies, or borrowing funds via the entity to do so. Companies of diverse sizes, along with a number of sizable publicly traded enterprises, use ESOPs.
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First tennessee bank introduced a new program that allowed employees to determine their own work schedules. This type of program is called as?
First Tennessee bank introduced a new program that allowed employees to determine their own work schedules. This type of program is called Flextime.
The most popular, most manageable, and most economical flexible work option is flextime. It provides flexibility in terms of when people arrive, leaves, and/or eat meals, usually with a set core period in the middle of the day when everyone on staff is present.
Flextime is a system that permits workers to change the time they arrive at or leave work as long as they put in the required overall amount of hours.
Employees that participate in flexible scheduling can pick the start and end periods of their workday. Employees that have flexible scheduling must normally work during the business hours of their employer. Because they enable employees to successfully balance their work and personal lives, flexible work arrangements are popular.
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Lucy has recorded her weekly lecture to deliver to her students in their online classroom. This type of business presentation is called a(n) ________.
Answer:
Lucy has recorded her weekly lecture to deliver to her students in their online classroom. webinar. a complete sentence or two introducing each major idea.
Suppose the owners of lopes and homemax meet for a friendly game of golf one afternoon and happen to discuss a strategy to optimize growth related profit. They should both agree to?
They should agree to work together to develop a plan to maximize their combined revenues and Profits.
When it comes to business success, profitability and expansion go hand in hand. Growth is essential to long-term success and profit, whereas profit is necessary for a corporation to survive financially on a fundamental level. Investors should consider each consideration in light of the individual company in question.
Increasing profitability can also assist businesses in obtaining capital from financial institutions, investors, and shareholders. If a business is currently not profitable, growing profitability may enable the eventual production of profit, which ultimately enables the business to continue to operate.
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The total number of africans forcibly brought to all of the americas as slaves is estimated to have been as many as?
Answer:
eleven million
Explanation:
Your answer should be eleven million.
Current u. s. national security strategy reflects that multinational cooperation and coordination?
Current U.S. National Security Strategy reflects that multinational cooperation and coordination enable the sum of our actions to be greater than if we act alone.
Elements of the Strategy-
Shaping the International Environment. Responding to Threats and Crises.Preparing for an Uncertain Future.The strategy of cooperation and coordination helps in building a quicker and clear response to the posed problems, resulting in a higher impact demographically and further reach in case of emergencies.
The complete question is:
Current U.S. National Security Strategy reflects that multinational cooperation and coordination ____________.
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A person who eats a granola bar form a vending machine is most likely making a food choice base on?
A person who eats a granola bar form a vending machine is most likely making a food choice base on the availability of the food in the vending machine.
The person might have developed some food preference or other alternatives sidelined. The food choice made reflect the food beliefs, political beliefs and environmental concerns.
Effect of the food choices made and the food nutrients and value may also determine most likely to draw what vending machine offers. It also explores ones expenditures and income availability with a sense of use and maintain a budget which help fix one's choice alternatively.
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You are considering purchasing an office building for $2,500,000. You expect the potential gross income (PGI) in the first year to be $450,000; vacancy and collection losses to be 9 percent of PGI; and operating expenses and capital expenditures to be 42 percent of effective gross income (EGI). You will finance the acquisition with 25 percent equity and 75 percent debt. The annual interest rate on the debt financing will be 5.5 percent. Payment will be made monthly based on a 25-year amortization schedule. Required:a. What is the implied first year overall capitalization rate
The value of the implied first year overall capitalization is given as 9.5%
How to solve for the overall capitalizationWe have the potential gross income = $450000
We have to multiply the loss of 9 percent by this value
0.09 * 450000
= $40500
We have the operating expenses to be 42 percent
Next we have to solve for the operating income
Net operating income = 450000-[450000*0.09]-[450000-(450000*0.09)]*0.42) =
This would give us $237510
The implied first year capitalization would be given as 237510/2500000 = 9.50%
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Compared to a perfectly competitive firm, the demand curve facing a monopolistically competitive firm is.
The demand curve facing a monopolistically competitive firm is downward sloping.
The demand curve as faced via a monopolistic competitor is not flat, but as a substitute downward-sloping, meaning that the monopolistic competitor, like the monopoly, can improve its rate with out dropping all of its clients or lower its rate and advantage more customers.
The call for curve of a monopolistic aggressive market slopes downward. which means as rate decreases, the quantity demanded for that desirable will increase.
The call for curves faced by a monopoly and through a monopolistic competitor appearance similar—this is, they both slope down. however the underlying monetary that means of those perceived call for curves is specific, because a monopolist faces the market demand curve and a monopolistic competitor does no longer.
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Assuming ramen noodles are an inferior good, a decrease in income will shift the:____.
Assuming ramen noodles are an inferior good, a decrease in income will shift the demand curve to the left.
Inferior goods are goods for which demand decreases as consumer income increases, in contrast to the opposite observed for normal goods. Common goods are goods for which demand increases as consumer income increases.
An inferior good is a type of good whose demand decreases as income increases. In other words, the demand for inferior goods is inversely proportional to consumer income.
Typical examples of substandard goods include "private label" groceries, instant noodles, and certain canned or frozen foods. Some people have a particular fondness for these items, but most buyers prefer to purchase more expensive alternatives if they have the income.
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Getting a feeling for new product ideas by developing cost estimates and sales forecasts is called:_____.
Getting a feeling for new product ideas by developing cost estimates and sales forecasts is called Product screening. Idea screening is the process of assessing a fresh product concepts at an early stage of development to make sure they fulfil both customer and corporate needs.
By concentrating on an idea with a higher chance of success, this crucial procedure lowers the risks connected with the development of new products. A crucial phase of developing a new product is idea screening. It's common for a new product idea to need to be screened before the development can move forward.
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The _____ environment is the set of forces and conditions that originates with suppliers, distributors, customers, and competitors.
The task environment is the set of forces and conditions that originates with suppliers, distributors, customers, and competitors.
External environment of an organization affects the ability of the organization to reach business goals. Any business or consumer with any direct involvement in an organization can be a part of the task environment.
Examples of the task environment sectors include different factors such as competitors, suppliers, customers and labour supply.
Suppliers, customers, distributors and competitors are all the part of the entire ecosystem in which an organization operates.
Every business wants the other business to make sure that the best product is created for the customer which meets the needs of the organization and also earns profit. These interdependent conditions makes the task environment.
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The most common measure of __________ is the spread between the number of stocks that advance in price and the number of stocks that decline in price.
The most common measure of market breadth is the spread between the number of stocks that advance in price and the number of stocks that decline in price. Market breadth is another method that indicates the company's gross value of the advancing company to that of the declining company.
What do you mean by market breadth?
Market breadth refers to how many stocks are participating in a given move in an index or on a stock exchange. An index may be rising yet more than half the stocks in the index are falling because a small number of stocks have such large gains that they drag the whole index higher.
What is the meaning of gross value?
Gross value added (GVA) is defined as output (at basic prices) minus intermediate consumption (at purchaser prices); it is the balancing item of the national accounts' production account. GVA can be broken down by industry and institutional.
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What will happen to the equilibrium price and quantity of beef is more lenient fda inspections increase the number of cattle ranches?
The Achieving equilibrium will result in a rise in price and a decrease in quantity.
There will be less of a supply as a result of more rigorous FDA inspections on cattle ranches. Prices will increase if there is a decrease in supply and a constant demand. For the same quantity at the equilibrium price, consumers will pay more than they did previously, at least initially. In the long run, the increased pricing might encourage the entry of new suppliers. The equilibrium will change once more as a result.
Changes in Equilibrium:
Every market for an item has an equilibrium price at which the quantity provided and sought is equal. The supply or demand curves will vary when other factors change, changing the equilibrium.
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The company's wacc is 10. 5%. what is the irr of the better project? (hint: the better project may or may not be the one with the higher irr. ) round your answer to two decimal places
The better Project is Project S having a NPV of $17.968 and IRR of 12.10 %
IRR:
An approach to capital budgeting that is used to assess the profitability of a project is the discounted payback time. Internal rate of return is one of these capital planning strategies (IRR).This rate of return corresponds to the point at which a project's net present value equals zero. Since it does not account for any outside forces, such as inflation, they call it internal.The calculator's capabilities will be utilized to determine the IRR,
Project S
CF0 = (1,000)CF1 = 882.62 & F01 = 1CF2 = 250 & F02 = 1CF3 = 15 & F03 = 1CF4 = 5 & F04 = 1I = 10.5%[NPV] [CPT]The NPV is $17.968[IRR] [CPT]The IRR will come as 12.10%Project LCF0 = (1,000)CF1 = 0 & F01 = 1CF2 = 260 & F02 = 1CF3 = 420 & F03 = 1CF4 = 732.87 & F04 = 1I = 10.5%[NPV] [CPT]The NPV is $15.78[IRR] [CPT]The IRR will come as 11.03%The better Project is Project S having a NPV of $17.968 and IRR of 12.10%Learn more about IRR here brainly.com/question/7920964
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If exports ______________, then the economy is said to have a trade surplus. question 4 options: equal imports exceed imports precede imports follow imports
Generally, when the exports exceeds imports then the economy is said to have a trade surplus.
What is a trade surplus?This refers to the economic situation whereby one country sells more goods to other countries than it buys that is, when the exports exceed imports.
Hence, the trade surplus occurs when a country exports more than it imports such as when the difference between exports and imports is positive.
A very good illustration of trade surplus is if the United States were to export $1 trillion worth of goods and import only $200 billion worth of goods, then, it would have an $800 billion trade surplus.
Hence, when the exports exceeds imports then the economy is said to have a trade surplus.
Therefore, the Option B is correct.
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The federal reserve bank loaned money to banks and thrifts and charged an interest rate called the:_______.
The federal reserve bank loaned money to banks and thrifts and charged an interest rate called the Federal discount rate.
What is the Federal discount rate?The Federal discount rate is the interest rate the Federal reserve bank (the Central Bank in US) charges to bank and other depositary institutions when they loan them money. The Federal discount rate is a monetary policy tool for the Central Bank of a country.
The Federal reserve bank uses the Federal discount rate to adjust money supply in the economy. If the Fed wants to reduce money supply, they would increase the Federal discount rate. If the Federal discount rate is high, banks would increase the rate at which they make loans available. The high interest rate on loans would discourage people from taking out loans. This would lead to a reduction in money supply.
If the Fed wants to increase money supply, they will reduce the Federal discount rate. Banks would also reduce the interest rate for loans. As a result the rate of borrowing would be higher and the money supply would increase.
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While preparing a bank reconciliation, a bank service charge was discovered. This adjustment would be recorded with a?
While preparing a bank reconciliation, a bank service charge was discovered. This adjustment would be recorded with a Credit to cash, debit to bank fees expense.
Bank Reconciliation is an important manner in accounting wherein agencies healthy their bank statements with the transactions which can be recorded in their preferred ledger. making ready a financial institution reconciliation statement facilitates businesses to put off viable errors in transactions or bookkeeping.
There are 5 principal kinds of bank reconciliation: financial institution reconciliation, consumer reconciliation, dealer reconciliation, inter-company reconciliation, and business-unique reconciliation.
In bookkeeping, a financial institution reconciliation is a procedure by using which the financial institution account balance in an entity’s books of account is reconciled to the balance said by using the monetary organization inside the maximum latest bank declaration. Any distinction between the 2 figures needs to be examined and, if appropriate, rectified.
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According to the net present value decision rule, an investor who is considering a project which has a net present value of $1 would?
According to the net present value decision rule, an investor who is considering a project which has a net present value of $1 would accept the investment.
According to Knight, "Net present value is the present value of the cash flows at the project's needed rate of return compared to your initial investment." It's a way to determine your return on investment, or ROI, for a project or expense, in more concrete terms.
A set of cash flows that happen at various dates are considered to have a net present value or net present worth. The amount of time between now and a cash flow determines the present value of that cash flow. The discount rate is another factor. NPV takes time value of money into account.
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Which organizational pattern works best when readers want to get to key information as soon as possible?
When readers want to get to key information as soon as possible the organizational pattern that will work best is more important to less important.
What is an organizational pattern?
A process that provides assistance in the structuring and organizing of the ideas, thoughts, and speech along with the optimal impact, that will also help in its presentation is the organizational pattern
There must be enough security and proper as well as effective link between communication and logical organization. This must be secured between both the sender and the receiver.
Thus, for getting the key information as soon as possible, the more important the less important pattern will work best.
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YouKnow Inc. is a corporation that creates educational resources. It grants Middlewest Public School the right to use its online encyclopedias for three years in return for a fee. In this arrangement, YouKnow Inc. is the ________.
YouKnow Inc. is a corporation that creates educational resources. It grants Middlewest Public School the right to use its online encyclopedias for three years in return for a fee. In this arrangement, YouKnow Inc. is the licensor.
A person or business that grants sell, or otherwise transfers to another a restricted right to use something that they have exclusive legal rights over. The legal name for the authority so granted is a license, and the individual who benefits from the grant is known as a licensee.
License agreements come in a variety of forms. The International Manufacturing License Agreement and the International Trademark License Agreement are the two that are most frequently used in international trade.
A licensing agreement is a document that outlines the terms and conditions under which you are permitted to utilize the property of another party. The licensor, who grants permission, and the licensee, who receives permission, are the two parties to this agreement.
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Gross Domestic Product counts: Group of answer choices the total value of all transactions in United States markets. the dollar value of the aggregate measure of business as measured by the Dow Jones Industrial Average. the dollar value of final goods and services produced in the United States. the added value of production.
The Gross Domestic Product is meant to count the dollar value of final goods and services produced in the United States.
What is the Gross Domestic Product?This refers to the total value of the final goods and services offered in a nation within a period which is usually a year.
The means that the Gross Domestic Product of the United States is the total value of all goods and services produced in the U.S.
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What was the innovative way pears’ soap marketed its product?
Brand name was the innovative way pears’ soap marketed its product.
Brand name is one of the brand elements by which customers are helped to identify and differentiate one product from another. It should be chosen very carefully.
It captures the key theme of a product in an efficient and economical manner. It can be noticed easily and its meaning can be stored and triggered in the memory instantly.
Choice of a brand name requires a lot of research. Brand names are not necessary to be associated with the product.
For example , brand names can be based on places such as Air India or British Airways, animals or birds name such as Dove soap, Puma, people name such as Louise Phillips, Allen Solly etc. In some instances, the company name is used for all products for example, General Electric, LG.
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Would walmart be able to offer such low prices if they were a different type organization?
No, Walmart won't be able to offer such low prices if they were a different type organization
Walmart might soon follow in the footsteps of Borders booksellers, Sam Goody's record stores, and other once-dominant retailers whose market share shrank and finally collapsed as online sales got steadily larger if it didn't keep its pricing low enough to compete with e-commerce behemoths like Amazon.
Walmart has kept operating costs down since its inception in the early 1960s by heeding the advice of its late founder and namesake Sam Walton. Even after becoming a multi-millionaire, Walton is infamous for still using an old pickup vehicle for transportation. by using low-cost travel choices for executives and by maintaining a simple in-store design.
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_______ consumers in the united states have increasing influences on mainstream u. S. Culture, and the buying power of this group is projected to reach $1. 3 trillion in 2015.
Hispanic consumers in the U.s. have an increasing influence on mainstream U. S. Culture.
What is the Hispanic consumer?Hispanic customers are more probable to encounter unique shopping actions, such as shopping online for the first time or buying from new retailers. Categories such as home furnishings and décor and apparel and accessories have moved Hispanics online for the first time to shop for these articles.
Successful Hispanic marketing movements take proper planning, rehearsal, and a profound understanding of the Hispanic market. By factoring in language choices, cultural values, compelling creative messaging, and target audience into account, your company can effectively position itself within the Hispanic market.
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If you transfer all of your currency to your checking account, then initially, M1 will ________ and M2 will ________. a. not change; increase b. increase; not change c. not change; not change d. decrease; increase
If you transfer all of your currency to your checking account, then initially, M1 will not change and M2 will increase.
M1, M2, and M3 are measures of the US money supply, known as monetary aggregates. M1 includes money in circulation and auditable bank deposits. M2 includes M1 plus savings (less than $100,000) and money market funds.
The M1 money supply includes highly liquid funds such as cash, demand deposits, and traveler's checks. The M2 money supply is inherently illiquid and includes M1 plus savings and term deposits, certificates of deposit, and money market funds.
The M2 chip is 1.4x faster than the "M1", with an 18% faster CPU, a 35% faster GPU, and a 40% faster Neural Engine. Geekbench benchmarks confirmed that the M2 chip is up to 20% faster than the 'M1' chip when it comes to multi-core performance.
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What was the name given to the transformation of the european economy as a result of changes in business procedures and increasing trade?
Commercial revolution was the name given to the transformation of the European economy as a result of changes in business procedures and increasing trade.
Why was the Commercial Revolution important?
Through trade, commerce, and investment, the Commercial Revolution aided in bringing Europe and the rest of the world closer together. It spread the influence of Europe to other nations, who then influenced Europe in terms of food, clothes, and other goods.
What were the 4 major effects of the Commercial Revolution?
An increase in overall trade is one of the most notable results of the Commercial Revolution. The globalization of banking, insurance, and investment has made many Commercial people extremely wealthy. A national economic strategy called investment was created to enhance imports and exports.
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Hr-to-employee ratio is classified as a(n) __________ metric of human resources.
HR-to-employee ratio is classified as a(n) HR Staff and Expenses metric of human resources.
The department of a company tasked with discovering, vetting, hiring, and training job applicants is known as human resources (HR). Additionally, it manages benefit plans for employees. In the twenty-first century, HR is critical to helping businesses adapt to a business climate that is changing quickly and to the increased demand for qualified workers.
The phrase "human resource" was originally used by American institutional economist John R. Commons in his 1893 book The Distribution of Wealth. However, HR divisions were not legally established until the 20th century and given the responsibility of resolving conflicts between workers and their employers.
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When retained earnings are not enough to meet their long-term funding needs, businesses may be able to raise funds by?
When retained earnings are not enough to meet their long-term funding needs, businesses may be able to raise funds by selling common stock. Long-term funding can be defined as any financial tool with maturity going beyond one year (such as bank loans, bonds, leasing and other forms of debt finance), and public and private equity instruments.
What is a retained earnings?Retained earnings are the total of profit an establishment has left over after paying all its direct costs, indirect costs, income taxes and its dividends to shareholders.
Therefore, the correct answer is as given above
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Discuss brokerage commission calculations, including any differences between listing and procuring brokers, calculations for different property types and variations between different markets.
Divide the average sale fee via the average square photos to calculate the common price of all properties consistent with rectangular feet.
Multiply the commission price via your house's asking fee. for example, if paying a 6-percent fee on a $2 hundred,000 sale fee, multiply zero.06 via two hundred,000. The result is 12,000, or a $12,000 commission to sell your house.
Whilst a consumer can pay a fee to shop for or promote protection, it gets broken up between the brokerage organization and the fee broking. typically, agents who execute extra trades acquire a bigger proportion of commission from their brokerage corporation.
There are 5 major strategies used whilst carrying out a property evaluation: the contrast, profits, residual, contractors, and that investment. An assets valuer can use certainly one extra of these techniques whilst calculating the marketplace or apartment price of a property.
A brokerage agency's number one responsibility is to act as an intermediary who assists or represents shoppers and dealers within the transaction method. A broking who owns a brokerage employs other actual estate agents to work under them. brokers are capable of overseeing more technical elements of real property transactions.
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Updating procedures and systems, reinforcing marketing strategies, and updating advertising techniques, are all examples of what type of change?
An operational change is an exchange inside the structure of your corporation. That could be a reorganization, layoffs, or just a group alternate daily a strategic or task declaration trade. Operational changes are a number of the roughest in your personnel due to the fact they by no means quite understand daily.
Change is basically a variation within the common manner of doing things. every time people carry out a venture in a sure way, they get accustomed to them. They expand strategies which they could put into effect mechanically every day to reap those tasks. Any variation in those strategies is not anything however change.
An alternate is a venture, initiative, or solution being added to the agency to improve the manner work gets accomplished, clear up a problem, or take benefit of a possibility. Almost any project, initiative, or solution that improves a company will affect how employees do their work.
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