Three examples of my workplace strengths are adaptability, collaboration, and initiative.
What are workplace strengths?Workplace strengths consist of the skills, abilities, and personal attributes that one brings to one's job that enables the person to perform well in his/her role.
Examples are:
Adaptability, which means being able to adjust to changing circumstances.
When one is adaptable, he is creative and ready to come up with solutions to unexpected problems, be it in a new project, a new team, or a new way of doing things.
Collaboration refers to being able to work well with others, share ideas, and have strong relationships.
Collaborators are not afraid to listen to other people's perspectives and are always willing to compromise to find the best solution.
Initiative is another of my strength in the workplace. Being initiative allows me to identify problems and come up with solutions.
It also enables me to be unafraid of taking risks and to try new ways to make a positive impact on the organization.
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Please post detailed answers to the following questions. Please use complete sentences.
When entrepreneurs accept and extend credit in their businesses there are risks and benefits. What are some types of consumer credit you have seen a business offer? If you owned a business, would you allow consumers to purchase items on credit? What are some of the risks and benefits you believe are associated with credit? What effect do you think credit has on a business profit and negotiated prices
Entrepreneurs need to consider the potential risks and benefits of accepting and extending credit in their businesses before making any decisions.
What are risks and benefits associated with credit for entrepreneurs?The well known benefit of accepting credit is that it can provide immediate access to capital which can be essential for growth and expansion. When used wisely and make payments on time, it can help to build their credit history and increase their borrowing power in the future.
The risks is possibility of accumulating high levels of debt and accruing interest charges that can eat into profits. Some entrepreneurs have difficulty in obtaining credit if they have a poor credit history or limited collateral.
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Mac Book Air is selling for $1,799 now. Apple's financing plan dictates an annual percentage rate (APR) of 18.25% with equal monthly payment for 68 months. The first monthly payment is due immediately. How much are consumers required to pay each month for one Mac Book Air under this plan
The consumers are required to pay $334.11 each month for one Mac Book Air under Apple's financing plan.
The consumers are individuals or households who purchase and use goods and services to satisfy their needs and wants. They are the end-users of products and services offered by businesses and organizations.
In the context of economics, consumers are an essential part of the demand side of the market, driving the production and distribution of goods and services.
To determine the monthly payment required under Apple's financing plan, we can use the formula for the equal monthly payment of a loan
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The Waterfall Buffet is self-service. From 9:00 a.m. to 12:00 p.m. customers arrive at the buffet
at a rate of five per minute; from 12:00 a.m. to 4:00 p.m the gallery is closed; and from 4:00 p.m. to closing at 9:00 p.m., at a rate of six per minute (Poisson distributed). All the customers take about the same amount of time to serve themselves and proceed to the buffet. Once a customer goes through the buffet, it takes an average of 0.4 minute (exponentially distributed) to pay the cashier. The gallery does not want a customer to have to wait longer than one minutes to pay. The gallery plan to set up three cashiers. Will this number be adequate to meet the
waiting policy?
Three cashiers may not be adequate to meet the waiting policy during peak hours. Galleries may need to hire additional cashiers or take other measures to reduce customer wait times during peak hours.
How did we arrive at this assertion?To gallery whether three cashiers are sufficient to enforce the waiting policy, we need to calculate the estimated wait time for customers at the counter.
Determine the average number of customers per minute at the buffet for each time period.
9:00 AM - 12:00 PM: λ1 = 5 customers/minute
16:00 - 9:00: λ2 = 6 customers/minute
It is closed between 12:00 and 16:00, so no guests. Apply Little's law to determine the average number of customers in the system.
L = λW
where L is the average number of customers in the system, λ is the arrival rate, and W is the average time spent in the system.
Assuming that customers spend the same amount of time at the buffet as at checkout, the average system time can be determined as follows:
W = 2 × 0.4 min = 0.8 min
So the average number of customers in the system is:
L1 = λ1 × W = 5 customers/min × 0.8 min = 4 customers
L2 = λ2 × W = 6 customers/min × 0.8 min = 4.8 customers
The M/M/c queuing model is then used to determine the expected wait time at the cashier. Arrival at Poisson, service time allocated exponentially and three cash (c = 3)
wq = (ρ ^ c / c / c! × (c × λ)) / (1 -ρ)
Here ρ = μ / (C × μ + λ) traffic resistance and μ = 1 / 0.4 minutes = 2.5 consumer / min.
Use the above value and evaluate the waiting waiting time.
ρ1 = λ1 / (c × mμ) = 5 customer / min / min / (cash × consumers / min) = 0.67
ρ2 = λ2 / (c × μ) = 6 client / division / (3 cash cash, × 2.5 consumer / min) = 0.8
Wq1 = (0.67 ^ 3/6 × 3/6 × (3 × 2.5 consumers / minute customer / min) / (1-0.67) = 0.14 minutes
Wq2 = (0.8 ^ 3/6 × (3 × 2.5 consumers / minutes consumers / minutes) / (1-0.8) = 0.64 minutes
We will add the waiting time expected to the cashier to consume the expected time for the customer.
Tq1 = 0.88.8 minutes + 0.14 minutes = 0.94 minutes
Tq2 = 0.8 minutes + 0.64 minutes = 1.44 minutes
According to this calculation, the expected waiting time is 9-12. Less than a minute coincides with atmospheric policy. However, the estimated waiting time for customers is between 16:00 and 21:00. More than 1 minute non-compliance with the waiting policy.
Therefore, 3 cashiers may not be enough to enforce the waiting policy during peak hours.
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Can Uber Be the Uber of Everything?
Case studies topic
The Internet may not make corporations obsolete, but the corporations will have to change their business models. Do you agree? Why or why not?
Yes, I agree that corporations will have to change their business models in response to the Internet's impact.
How can the Internet affect corporations' models?The Internet have changed the way people communicate, share information and do business, so, the existing corporations that fail to adapt to these changes risk will be left behind.
Because of this, corporation will need to develop new strategies to engage with customers and compete in the online marketplace. They also need to adopt new technologies such as artificial intelligence and blockchain to streamline their operations and improve their products and services.
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A business invests its idle cash and earns interest. This interest would be
considered
on an income statement.
OA. nonoperating revenue
OB. operating revenue
C.
O D. operating expense
nonoperating expense
A business invests its idle cash and earns interest. This interest would be considered A. nonoperating revenue
What is the business invests?Nonoperating income is known to be the income that's produced from exercises that are not related to the essential operations of a commerce. Within the given situation, the commerce is winning intrigued by investing its sit out of gear cash.
Therefore, This good salary is one that is straightforwardly linked to the essential operations of the trade, such as deals of products or administrations. In this manner, it is considered nonoperating income.
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Partly as a response to concerns expressed by environmentally conscious consumers, Unilever has introduced its “sustainable Living Brands” of “greener” products. Through product development, sourcing through a sustainability lens and manufacturing efficiencies, opportunities for innovation have opened up for Unilever.
The ‘greener’ product is an example of Unilever’s corporate level strategy for _______ growth.
Select one:
a.
internal
b.
external
c.
responsive
d.
innovative
The ‘greener’ product is an example of Unilever’s corporate-level strategy for innovative growth. Thus, option D is correct.
Unilever has launched its "sustainable Living Brands" of "greener" products, in part in response to concerns voiced by environmentally aware consumers.
Prospects for innovation have arisen for Unilever through product creation, sustainable sourcing, and production efficiency. The 'greener' product is an illustration of Unilever's corporate-level approach to creative expansion. Therefore, it can be concluded that option D is correct.
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A corporate’s strategic steering committee is responsible for the integration and application of various drivers necessary to ensure the success of the strategies and effective performance, as part of making the corporate’s broad strategy a reality. These activities are included in the strategy _______ stage of the strategic management process.
Select one:
a.
policing
b.
implementation
c.
performance and control
d.
planning and development
The activities that help in the integration and application of various drivers necessary to ensure the success of the strategies and effective performance in the process of strategic management are called performance and control. Thus, option C is correct.
A company implements a constant culture of evaluation as part of its strategic management Process to outperform rivals.
Despite how straightforward it may seem, this is a difficult process that includes developing the organization's broad vision for its current and long-term goals.
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Complete Part 1 of the assignment by g
iving three examples of your workplace strengths and explaining each with one or two
PHARAGRAPHS for each strength.
WRITER
Example of workplace strengths could mean:
Being a Team playerBeing the go to Tech PersonBeing the Happiness Advocate.How is this so?Each of the skills above are called soft skills. They are crucial to ensure that the team in any organization works efecively and smothly being constantly motivation to achive goals together.
Take Happiness Advocate for instance, in every organization, there is alway the person who loves to remember and organize birthdays, or look out for others. These skill may not be on the Job Description but they sure are very great strength and indispensable add ons to any team /organization.
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Brief the following case "King v. Maryland, Court of Appealscase NOT the supreme court case. Include the following-1 Title and Citation2 Facts of the Case3 Issues4 Decisions (Holdings)5 Reasonin
For the King v. Maryland, Court of Appeals case, The Court noted that the fact that King was a convicted felon did not automatically give the officers probable cause to search his vehicle.
Title and Citation: King v. Maryland, 400 Md. 90 (2007) Facts of the Case: In 2003, three police officers stopped the defendant, King, for a traffic violation. After the stop, the officers searched King's vehicle without his consent and found a gun. King was arrested and charged with possession of a firearm by a convicted felon. At trial, King moved to suppress the gun as evidence, arguing that the search violated his Fourth Amendment rights.
The trial court denied the motion, and King was convicted. He appealed the decision.
Issues: The main issue in this case was whether the police officers' warrantless search of King's vehicle violated his Fourth Amendment rights.
Decisions (Holdings): The Court of Appeals held that the search of King's vehicle was unconstitutional and reversed his conviction. Reasoning: The Court reasoned that the police officers did not have probable cause to search King's vehicle and that King did not consent to the search. Therefore, the search was unreasonable and violated King's Fourth Amendment rights.
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Campbell Corporation’s balance sheet indicates that the company has $540,000 invested in operating assets. During Year 2, Campbell earned operating income of $58,320 on $1,080,000 of sales.
Required
A. Compute Campbell’s profit margin for Year 2. (round to 1 decimal place)
B. Compute Campbell’s turnover for Year 2.
C. Compute Campbell’s return on investment for Year 2. (round to 1 decimal place)
D. Recompute Campbell’s ROI under each of the following independent assumptions:
(1) Sales increase from $1,080,000 to $1,296,000, thereby resulting in an increase in operating income from $58,320 to $64,800.
(2) Sales remain constant, but Campbell reduces expenses, resulting in an increase in operating income from $58,320 to $60,480.
(3) Campbell is able to reduce its invested capital from $540,000 to $432,000 without affecting operating income.
The Profit margin for year 2 will be 5.4%.
The turnover for year 2 is 2 times.
How to calculate the valuea)Profit marginfor year 2 = (Operating income/Sales*100) = $58320 / 1080000
= 5.4%
b)Turnover for year 2 = Sales / Operating assets = $1080000 / 540000 = 2times
C) ROI f = 5.4%*2 = 10.8%
d.1) ROI = $64800/$540000=12%
d.2) ROI = $60480/$540000=11.2%
d.3) ROI = $58320/$432000=13.5%
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Word processing software
All companies must be truthful in their advertising and not make false claims. You have likely heard or read such claims. For example, questionable claims often come from companies that make diet pills or beauty products. Or, perhaps you or someone you know have received a fraudulent robocall.
The Federal Trade Commission (FTC) operates the Bureau of Consumer Protection to enforce fair and truthful business practices, and to investigate complaints about those that are unfair, deceptive, or fraudulent.
In this activity, you will research ads from at least three companies and determine if they appear to be truthful or deceptive. You will also include an example of a robocall. Follow these steps to complete this activity. You will create a report and a chart in Word based on the directions below.
Step 1:
View or listen to ads for products or services online, on your phone, or on television.
Take notes on at least three ads (especially those that appear potentially suspicious to you) and list the following:
Name of the company and its product or service
Stated claim about the product or service
Your assessment of the truth or falsehood of the ad
Step 2:
Write a brief report in Word, including the following details:
Explain how and where you gathered your info (online, etc.)
Describe a robocall you or someone you know has received and explain how it was identified as a robocall
Step 3:
Add a chart following your report:
Include four columns with headings: Name of Company, Product/Service, Claim, True/False
Include at least four rows: one for column headers, and three for at least three ads
Input your information from your research notes
Explain why you believe or question the validity of the claim
The L'Oreal Revitalift ad is false because the claim that it reduces wrinkles and firms skin in just one week seems unrealistic and unlikely to be true.
On the other hand, I believe that the Noom ad is true because the claim that you can lose weight without giving up the foods you love is consistent with their program, which focuses on calorie counting and moderation rather than deprivation.
Finally, I believe that the Luminess Airbrush Makeup ad is false because the claim that the makeup is flawless, natural-looking, and lasts all day and night seems exaggerated and unlikely to be true in real-life scenarios.
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Explain how supply and demand is relevant to wages, rent, or food costs in Charles and Ebony’s budget.
Supply and demand is a fundamental economic concept that helps to explain the fluctuations in prices of goods and services in a market economy. In the case of Charles and Ebony's budget, supply and demand can be used to explain the changes in wages, rent, and food costs.
For example, the wages that Charles and Ebony earn are determined by the supply and demand for their labor in the job market. If the demand for their skills and experience is high, then their wages are likely to increase as employers compete for their services. Conversely, if the supply of labor in their field is high, then their wages may decrease as employers have more options to choose from.
Therefore, in the case of Charles and Ebony's budget, supply and demand can be used to explain the changes in wages, rent, and food costs.
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Please post detailed answers to the following questions. Please use complete sentences.
What product(s) do you use on a daily basis that includes warnings or information from a federal agency on the packaging? Share an example of a product and the information that is included. What federal agency do you think required the information? Why do you think they required the information to be included?
What steps should Shana take to meet the needs of the company’s sales representatives?
In the template’s Slide Master tab, select Insert Layout, name the layout, and insert a placeholder. Thus, option C is correct.
Using a computer program, Shana aids the salespeople of the organization in creating presentations for customers will be with the help of a placeholder will be her job role.
Select the sort of filler you wish to add by clicking the Include Placeholder button on the Slide Master tab. Drag the mouse to create the placeholder at the desired area on the slide template. Placeholders may be added to any number.
Therefore, option C is correct.
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The question is incomplete, Complete question probably will be is:
Shana works for a company that makes industrial kitchen equipment that is sold to cafeterias and restaurants. She helps the company’s sales representatives create presentations for clients. They regularly use a custom PowerPoint template to craft their pitches. The sales reps have asked for a slide that will allow them to add a diagram showing the benefits of the equipment they sell.
What steps should Shana take to meet the needs of the company’s sales representatives?
Insert a slide for a diagram each time a sales rep needs to create a new presentation.
In the template’s Slide Master tab, use Master Layout to pick a placeholder for a diagram.
In the template’s Slide Master tab, select Insert Layout, name the layout, and insert a placeholder.
Save a brand-new presentation using the template, select Insert, and choose Charts from the Illustrations command group.
Slide presentation software
Internet access
Interview with business owner (optional)
Social entrepreneurs often develop social enterprises with a two-fold purpose: to achieve a profit and to support a social or an environmental goal. These goals often fit into their 3 Ps measure: profits, people, and planet.
In this activity, you will create a slideshow presentation about a social enterprise business in your local town, county, or state (or nearby locale, if none are in your own).
Step 1:
Review the criteria for social enterprises.
Research online for a list of businesses in your state.
Locate a business that is considered a social enterprise.
If possible, contact the business and get a statement from the owner about their social/environmental goals; ask if you can get permission to share a photo of the business.
Step 2:
Open a new slide deck
Create a title slide: Social Enterprise Business
Add 3–5 slides
Include a final reference slide
Step 3:
After title slide:
Slide 1: List the name and type of business
Slide 2: Provide a description of the business
Slide 3: Describe their social and/or environmental goals
Slides 4–5: If possible, share a statement from the owner about their goals and share a picture, if permission has been obtained.
Final slide: Reference slide
The slideshow presentation should include a title, business description, Social and Environmental Goals etc.
In business, a presentation is a formal or informal communication tool used to convey information to an audience. It can take various forms, such as a slideshow presentation, a speech, or a demonstration, and can be delivered in person or remotely.
The purpose of a business presentation is to inform, educate, persuade, or inspire the audience, depending on the topic and objective of the presentation.
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Consideration is an important required part of the 4 Classification Categories.
True or False?
Consideration is an important required part of the 4 Classification Categories is true.
Consideration is what makes the foundation of a contract. An agreement without consideration cannot amount to a legally enforceable contract. According to the Indian Contract Act, 19872, consideration is something done at the desire of the promisor. As consideration, the promisor may ask the promisee or any other person to do or abstain from doing something. This act of abstinence from it is known as the consideration to the contract. Consideration may be of three types– past, present, and future. The consideration must move at the desire of the promisor.
Consideration is an important required part of the 4 Classification Categories
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Wildhorse Inc. made a $31000 sale on account with the following terms: 2/15, n/30. If the company uses the net method to record sales made on credit, what is/are the debit(s) in the journal entry to record the sale? Select answer from the options below
Debit Accounts Receivable for $30380 and Sales Discounts for $620.
Debit Accounts Receivable for $31000 and Sales Discounts for $620.
Debit Accounts Receivable for $30380.
Debit Accounts Receivable for $31000.
The debit to the journal entry to record the sale using the net method is C. Debit Accounts Receivable for $30380.
What is the net method?Recording sales made on credit requires recording the net amount (following deductibles) as revenue, rather than entering the gross sum and then debiting for any deductions.
The net amount of the sale is:
= Gross amount x ( 1 - discount )
= 31, 000 x ( 1 - 2 %)
= $ 30, 380
In conclusion, the Accounts Receivables are debited with $ 30, 380.
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where are the homeless in rural areas more likely to sleep, compared to the homeless in urban areas? A. shelters B. streets C. vehicles D. halfway houses
The homeless in rural areas more likely to sleep, compared to the homeless in urban areas through: C. vehicles.
Where are the homeless in rural areas?Compared to homeless people in metropolitan settings, those who are homeless in rural areas are more likely to sleep in vehicles like automobiles, trucks.
This is due to the fact that there are often fewer homeless shelters or emergency housing choices in remote locations. Furthermore it may be challenging for homeless people to obtain resources or services in rural locations due to the considerable distances between towns and cities which may force them to rely on their vehicles as a form of shelter.
Therefore the correct option is C.
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"The currency speculator who sells futures contracts assumes the risk that someone else doesn't want to assume." Do you agree or disagree? Explain your answer.
I agree with the statement "The currency speculator who sells futures contracts assumes the risk that someone else doesn't want to assume."
In the currency futures market, there are always two parties involved in a transaction - a buyer and a seller. The buyer of a futures contract is typically a hedger who is looking to protect against currency price fluctuations, while the seller is typically a speculator who is looking to profit from those price fluctuations.
When a currency speculator sells a futures contract, they are essentially taking on the risk that the hedger is looking to offload. The hedger is willing to pay a premium for the futures contract to transfer the risk to someone else.
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Need help with question e.) discuss two possible medium to long term external sources of finance that IM could use to help solve its financial problems.
Categories the following data into qualitative or quantitative: a) the names of employees in a company b) the salary of employees in a company c) the salary band of employees in a company d) the NET earning for the year e) the department in an organisation f) total assets value of a person
a) Qualitative data: The names of employees in a company
b) Quantitative data: The salary of employees in a company
c) Qualitative data: The salary band of employees in a company
d) Quantitative data: The NET earning for the year
e) Qualitative data: The department in an organisation
f) Quantitative data: The total assets value of a person
Qualitative data refers to non-numerical data that describes qualities or characteristics such as colors, shapes, and textures often gathered through observation, interviews, or surveys
Quantitative data refers to numerical data that can be measured or counted, such as height, weight, or income often collected through experiments, surveys, or other quantitative research methods.
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3. How high is your GQ? What concrete actions can you take to raise it?
An international monthly publication for men, GQ is based in New York City. Although articles on food, movies, fitness, music, travel, sports, technology, and books are also frequently featured, the magazine's main focus is on fashion, style, and culture for men.
In the United States, Gentlemen's Quarterly debuted in 1931 under the name Apparel Arts. It was a men's fashion publication for the apparel industry, particularly for wholesale and retail buyers and sellers. Its initial print run was extremely small, and it was only intended for business insiders who could use it to advise their clients.
Esquire magazine was founded in 1933 as a result of the magazine's popularity among retail consumers, who frequently stole it from the sellers.
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The following is the sales budget for Lemonis, Incorporated, for the first quarter of 2022:
January February March
Sales budget $ 136,000 $ 153,000 $ 168,000
Credit sales are collected as follows:
55 percent in the month of the sale.
25 percent in the month after the sale.
20 percent in the second month after the sale.
The accounts receivable balance at the end of the previous quarter was $123,700 ($89,100 of which was uncollected December sales).
Compute the sales for November.
Note: Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.
Compute the sales for December.
Note: Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.
Compute the cash collections from sales for each month from January through March.
Note: Do not round intermediate calculations and round your answers to the nearest whole number, e.g., 32.
a. Sales for November = $169,500
b. Sales for December = $198,000
c. Total cash collections are as follows:
January = $97,075
February = $118,150
March = $130,650
Accounts receivable performs the function of cash collection. It involves getting money back from a company or person to whom we have sent an invoice.
a. Compute the sales for November.
Sales for November = (Accounts receivable balance at the end of the previous quarter - Uncollected sales from December) / Collection rate two months after the sale = ($123,000 - $89,100) / 20% = $169,500
b. Compute the sales for December.
Sales for December = Uncollected sales from December / (Collection rate one months after the sale + Collection rate two months after the sale) = $89,100 / (25% + 20%) = $198,000
The calculation for cash collections is:
January = 25%× $89,100 + 55% × $ 136,000
= $97,075
February = 25% ×$ 136,000 + 55% ×$153,000
= $118,150
March = 25% × $153,000 + 55%× 168,000
= $130,650.
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Business professionals often use the acronym SMART to describe good business goals. What does the acronym stand for?
The acronym SMART stands for Specific. _____, , Achievable, Realistic, and .______
The acronym SMART stands for Specific, Measurable, Achievable, Realistic, and Time-bound.
What is the SMART acronym ?The meaning of the letters in the SMART acronym are:
Set goals should be precisely defined and straightforward, to enable every party involved to understand expectations. Ensure that the objectives are quantifiable as this helps in assessing progress made over some time. They must also challenge employees while still being achievable since this provides motivation for workers to aspire towards success. Ensure set goals are feasible and realistic while aligning them with the existing capacities, capabilities, and overall strategy of the company. Finally, ensure that they have strict deadlines so that a sense of urgency is created amongst employees, allowing them to prioritize accordingly.Find out more on the SMART Acronym at https://brainly.com/question/24255192
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Hercules PDF for accounting
Its goal is to scrutinize the fiscal state of a company by meticulously analyzing its income, expenditures, assets, and debts.
What is Accounting?The meticulous discipline of creating an accurate and comprehensive record of financial transactions is known as accounting.
It employs principles and concepts that assist in generating detailed reports which reflect the commercial performance and status over a specified time frame.
The importance of accounting for businesses transpires from monitoring and managing their financial resources with clarity, enabling informed decisions benefiting business longevity, and adhering to legal and regulatory obligations.
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Visit two different companies in ghana with opposing pay-out policies ( where one pays low and the other pays high).Find out from their Management some real- world factors influencing their choice of pay-out policy
A company that is experiencing high growth and has many profitable investment opportunities may choose to retain earnings and reinvest them back into the business rather than paying out dividends.
Some shareholders prefer to receive dividends while others are more interested in capital appreciation. Companies may take into account their shareholder base and their preferences when deciding on a pay-out policy.
For example, companies in the utility sector may pay out a higher proportion of their earnings as dividends compared to companies in the technology sector.
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Which steps allow a user to change the column layout in the Handout Master?
Click the View tab, select Handout Master, and choose the number of columns in the Slides Per Page drop-down list.
You choose VIEW and Handout Master to display the handout master. Take note of this collection of options on the HANDOUT MASTER tab; you can use them to reveal or conceal the header and footer placeholders on the master.
You may uncheck any of them to make them disappear, like the Date placeholder, for instance. Three slide thumbnail pictures are located on the left side of a handouts page, and many written lines are located to the right of each thumbnail for note-taking.
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How would you do this problem using excels PV formula and the PMT function?
Here's the question:
You want to accumulate $1 million by your retirement date, which is 25 years from now. you will make 25 deposits in your bank, with the first occurring today. The bank pays 8% interest, compounded annually. You expect to receive annual raises at 3%, which will offset inflation, and you will let the amount you deposit each year also grow by 3% (i.e, your second deposit will be 3% greater than your first, the third will be 3% greater than the second, etc.) How much must your first deposit be if you are to meet your goal.
Answer:
$18,497.43
Explanation:
Enter the information given in the problem into a new Excel worksheet. The information you will need includes the present value (PV), future value (FV), number of periods (N), interest rate (I/Y), and periodic payment (PMT).
Calculate the future value (FV) of the savings you need at retirement. In this case, the FV is $1 million.
Calculate the number of periods (N) you have to save for retirement. In this case, N is 25 years.
Calculate the interest rate (I/Y) of the savings account. In this case, the interest rate is 8% compounded annually.
Calculate the periodic payment (PMT) that you need to make each year to reach your savings goal. To do this, use Excel's PMT function, with the following inputs:
Rate: 8% (the annual interest rate)
Nper: 25 (the number of years)
Pv: 0 (the present value, which is 0 because you have not yet made any deposits)
Fv: -$1,000,000 (the future value, entered as a negative value because it represents money you will owe)
Type: 0 (since the payments are made at the end of each period)
Use the PV formula to calculate the amount of the first deposit you need to make today. The PV formula is:
PV = PMT * [(1 - (1 + r)^-n) / r] + FV / (1 + r)^n
where:
PV is the present value of the deposits you need to make today
PMT is the periodic payment you need to make each year
r is the annual interest rate
n is the number of years
In this case, the PMT is calculated in step 5, r is 8%, n is 25, and FV is $1 million. Therefore, the PV formula becomes:
PV = PMT * [(1 - (1 + r)^-n) / r] + FV / (1 + r)^n
PV = $18,497.43
You should use reliable information and a systematic process to make decisions.
A) True
B) False
PLSSSS HELP
Ronald is trying to pay down his student loan debt as quickly as possible, so he decides not to purchase disability insurance and uses that money toward debt repayment instead. Ronald has had a bad skiing accident, and doctors anticipate he won’t be able to work again for six to nine months. Can he enroll in short-term disability insurance tomorrow and file the claim? Why or why not?
Ronald can enroll in short-term disability insurance tomorrow and file the claim.
Short-term disability insurance is intended to cover you for a short period of time following an illness or injury that keeps you out of work. Given, that Ronald met an accident and doctors anticipated that he won't be able to work for six to nine months. He is eligible for the Short-term disability insurance because according to the rules of Short-term disability insurance average time to use its benefits is 3, 6 or 12 months, and Ronald comes under the same period.
Hence, Ronaldo is eligible for Short-term disability insurance and file claiming.
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