Explore the benefits/risks of deploying analytic technologies on campus, including implications for students’ privacy. You may need to examine SpotterEDU or Degree Analytics’ business models to develop a full analysis.

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Answer 1

Deploying analytic technologies on campus can offer significant benefits to educational institutions. These technologies, such as SpotterEDU or Degree Analytics, can provide valuable insights into student performance, resource allocation, and personalized learning. By analyzing data on attendance, course performance, and engagement, institutions can identify struggling students early on and provide them with targeted support. Additionally, analytics can optimize resource allocation and facility usage, leading to cost savings and efficient planning. Furthermore, personalized learning experiences can be enhanced by leveraging data to identify individual learning needs and recommend tailored resources.

However, the deployment of analytic technologies also raises concerns about student privacy. These technologies collect and analyze large amounts of data, including personally identifiable information. Institutions must prioritize data security and privacy by implementing robust security measures and strict protocols to safeguard student information. Informed consent and transparency are crucial, ensuring students understand the types of data collected, how it will be used, and the benefits they can expect. Institutions should establish ethical guidelines for data usage, avoiding discriminatory practices and ensuring data is solely used for academic purposes.

To assess the implications for students' privacy, it is important to examine the business models of companies like SpotterEDU or Degree Analytics. Evaluating their data security measures, transparency policies, and compliance with privacy regulations such as FERPA is essential. Institutions need to strike a balance between leveraging the benefits of analytic technologies and protecting students' privacy rights. By implementing responsible data practices and maintaining transparency, educational institutions can harness the power of analytics while respecting student privacy.

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Related Questions

Discuss the economic effects, feasibility and scope for enhancing its effectiveness due to removal of GST from major basic food items. Expert Answer.

Answers

There would be several economic effects of removing GST and there are also ways to enhance the effectiveness.

What happens when GST is removed ?

Removing GST from major basic food items can have both short-term and long-term economic effects. In the short term, it can lead to a reduction in the prices of these essential food items, making them more affordable for consumers.

The feasibility of removing GST from major basic food items depends on various factors, including the government's fiscal position, revenue implications, and policy priorities.

The removal of GST from major basic food items can be complemented by additional measures to enhance its effectiveness. For example, targeted subsidies or direct income support programs can be implemented to ensure the benefits reach the most vulnerable sections of society.

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Which of the following is correct? An increase in depreciation of $50 will result in an increase in annual operating cash flow of $40 given a 20% tax rate DA deduction in expense of $80 will result in an increase in cash flow of $64 given a 20% tax rate Change in depreciation affects the annual operating cash flow due to its tax savings An increase in revenue of $100 will result in an increase in annual operating cash flows of $80 given a tax rate of 20% Question 17 Which of the following is correct regarding net present value of an investment? You must estimate incremental after tax cash flows. Investments with positive net present value should be accepted. You must determine net present value of estimated cash flows using the risk-free rate as the discount rate You must estimate cost of capital Question 18 Which of the following is correct as it relates to the terminal cash flow of an investment? should include the annual operating cash flow t should include any net of tax salvage value It should not include any recovery of change in net working capital 8 pts 8 pts

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Change in depreciation affects the annual operating cash flow due to its tax savings is correct. Option C is correct.

17. Investments with positive net present value should be accepted. Option B is correct.

18.  It should include any net of tax salvage value is correct as it relates to the terminal cash flow of an investment. Option B is correct.

An asset's estimated salvage value is its estimated value at the end of its useful life. It addresses the sum that an organization could sell the resource for after it has been completely deteriorated. In contrast, an asset's book value is the value as shown on a company's balance sheet.

Rescue esteem is the assessed resale worth of a resource toward the finish of its valuable life. The amount of the asset cost that will be depreciated is determined by subtracting it from the cost of a fixed asset. As a result, salvage value is taken into account when calculating depreciation.

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Complete question as follows:

Which of the following is correct?

A. An increase in depreciation of $50 will result in an increase in annual operating cash flow of $40 given a 20% tax rate

B. A deduction in expense of $80 will result in an increase in cash flow of $64 given a 20% tax rate

C. Change in depreciation affects the annual operating cash flow due to its tax savings

D.  An increase in revenue of $100 will result in an increase in annual operating cash flows of $80 given a tax rate of 20%

Question 17 Which of the following is correct regarding net present value of an investment?

A. You must estimate incremental after tax cash flows.

B.  Investments with positive net present value should be accepted.

C. You must determine net present value of estimated cash flows using the risk-free rate as the discount rate

D. You must estimate cost of capital

Question 18 Which of the following is correct as it relates to the terminal cash flow of an investment?

A.  should include the annual operating cash flow

B.  should include any net of tax salvage value

C. It should not include any recovery of change in net working capital

Question 2 Computer technology impacts on criminal law in two ways. It facilitates the commission of existing crimes, such as fraud and theft but it has also given birth to a new range of activities such as computer hacking and the development and distribution of computer viruses. The main purpose of Malaysian Computer Crimes Act 1997 is to provide for offences relating to the misuse of computer. It also made provision to facilitate investigations for the enforcement of the Act. From the above statement describe the offences that would make someone guilty under the Malaysian Computer Crimes Act 1997. (25 marks) LIMKOKWING UNIVERSITY OF CREATIVE TECHNOLOGY FACULTY OF INFORMATION & COMMUNICATION TECHNOLOGY

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The Malaysian Computer Crimes Act 1997 provides for offences relating to the misuse of computers. Some examples of offences that would make someone guilty under the Act include computer hacking, the development and distribution of computer viruses, and other malicious activities that use computer technology. Additionally, the Act provides for offences such as unauthorized access to computer systems, unauthorized modification or deletion of data, and the interception of data without authorization. The Act also makes provision for offenses related to the misuse of passwords or other security measures, as well as the unauthorized use of computer systems or networks. Finally, the Act provides for penalties for those who are found guilty of these offenses, including fines and imprisonment.

10. Understand the difference between primary market and secondary markets. Discuss the key differences between the exchange and over the counter markets. Provide examples to support your discussion. 11. What is a stock index? Discuss at least two types of stock indices. 12. Discuss why exchange market is important.

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1. The primary market refers to the market where new securities are issued for the first time, allowing companies to raise capital. The secondary market is where previously issued securities are bought and sold among investors.

2. The key differences between the exchange and over-the-counter (OTC) markets are:

- Exchange markets: These are centralized markets where trading occurs through a formal exchange. Examples include the New York Stock Exchange (NYSE) and NASDAQ. They have standardized rules, regulations, and transparent pricing.

- OTC markets: These are decentralized markets where trading occurs directly between parties without a centralized exchange. Examples include the OTC Bulletin Board (OTCBB) and Pink Sheets. OTC markets have less stringent regulations, and pricing may be less transparent.

3. A stock index is a statistical measure that tracks the performance of a specific group of stocks in the market. Two types of stock indices are:

- Broad-based indices: These measure the overall performance of a large number of stocks across various sectors. Examples include the S&P 500 and Dow Jones Industrial Average (DJIA).

- Sector-specific indices: These focus on a specific industry or sector of the market. Examples include the NASDAQ Biotechnology Index and the NYSE Arca Gold Miners Index.

4. The exchange market is important for several reasons:

- Liquidity: It provides a platform for buyers and sellers to easily trade securities, ensuring there is a continuous market with ample liquidity.

- Price discovery: The exchange market facilitates transparent price determination through the interaction of buyers and sellers, allowing investors to make informed decisions.

- Investor protection: Exchanges have regulatory bodies that enforce rules and regulations to protect investors from fraudulent activities and maintain market integrity.

- Market efficiency: The exchange market promotes efficient allocation of capital by facilitating fair and competitive trading, fostering economic growth.

Overall, the exchange market plays a crucial role in providing liquidity, transparency, investor protection, and market efficiency.

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The cash flow direct method calculates cash generated from operations from Select one: a. operating profit b. changes in working capital 0 c analysis of all receipts and payments relating to operating activities d. analysis of the changes in cash and overdraft levels

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The cash flow direct method calculates cash generated from operations by analyzing all receipts and payments relating to operating activities. The correct option is c. analysis of all receipts and payments relating to operating activities.

What is The cash flow method?

The cash flow direct method is a technique used to determine the cash generated from operating activities within a company. It involves analyzing all receipts and payments directly associated with the company's day-to-day operations.

Under the direct method, the cash flow statement categorizes cash inflows and outflows into three main sections: operating activities, investing activities, and financing activities.

The focus here is on the operating activities section, which reflects the cash generated or used in the company's core operations.

The cash flow direct method provides a more transparent view of a company's cash flows from operating activities, as it focuses on the actual cash receipts and payments, enabling a more accurate assessment of the company's liquidity and cash generation capabilities.

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a poor floor plan is an example of which type of depreciation?

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Physical depreciation is the gradual wearing down of a building or item due to normal usage and eventual aging.

Poor floor plans are generally an example of physical depreciation as they can become outdated or inefficient over time due to changes in safety standards, fashion, and advances in technology. Physical depreciation also includes an item's overall condition, which can be negatively affected by weather, flooding, or poor maintenance.

In turn, this can ultimately reduce the value of a property or item. Floor plans that lack space utilization, or homes with hard to reach areas, also can lead to physical depreciation, as these factors can be difficult for someone to overlook, and could be deemed a nuisance. Poor floor plans can also lead to physical depreciation of an item, as the efficiency and aesthetics of a property can be drastically altered.

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You are taking out a single-payment loan that uses the simple interest method to compute the finance charge. You need to figure out what your payment will be when the loan comes due. The equation to calculate the finance charge is: F₁ = P r t + X 1 / In the equation, F, is the finance charge for the loan. What are the other values? P is the amount of the loan. payback rate of interest. principal monthly annual t is the term of the loan in r is the stated months. years.

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The formula for calculating the payment is: Payment = P + F₁. By plugging in the values for P, r, t, and X, you can calculate the finance charge and then use this formula to determine what your payment will be when the loan comes due.

To calculate the payment for a single-payment loan that uses simple interest, you need to know the finance charge, which is represented by the variable F₁ in the equation given. The other values that you need to know are:

- P: This represents the amount of the loan that you are taking out. It is the principal amount that you will be borrowing from the lender.
- r: This represents the stated rate of interest that the lender is charging you. It can be given in terms of months or years, depending on the terms of the loan.
- t: This represents the term of the loan, which is the length of time that you have to pay back the loan. It is usually given in terms of months or years.
- X: This represents any additional fees or charges that may be associated with the loan. These can include application fees, processing fees, or other charges that are added on top of the interest rate.

To calculate the finance charge for the loan, you need to multiply the principal amount (P) by the stated rate of interest (r) and the term of the loan (t). This will give you the amount of interest that you will have to pay on the loan. You then add any additional fees or charges (X) to this amount, and this gives you the total finance charge (F₁) for the loan.

Once you know the finance charge, you can calculate the payment that you will need to make when the loan comes due. This is simply the principal amount (P) plus the finance charge (F₁). So the formula for calculating the payment is:

Payment = P + F₁

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identify the management function in which top managers in an organization spend most of their time.

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The management function in which top managers in an organization spend most of their time is typically referred to as "planning." This involves the process of setting goals, objectives, and strategies for the organization as a whole, as well as determining the resources and actions needed to achieve them. Top managers also spend a significant amount of time monitoring and evaluating the organization's performance against these plans and making necessary adjustments to ensure success. Other management functions, such as organizing, leading, and controlling, are also important, but planning is often considered the most critical and time-consuming for top managers.

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Question 3: ABC Inc. ended 2016 with a net profit before taxes of $860,000. The company is subject to a 30% tax rate and must pay $100,000 in preferred stock dividends before distributing any earnings on the 200.000 shares of common stocks currently outstanding. Calculate ABC Inc. 2016 Earnings per share. If the firm paid common stock dividends of $1.20 per share, how many dollars would go to retained earnings?

Answers

Therefore, $262,000 would go to retained earnings for ABC Inc. in 2016. To calculate ABC Inc.'s earnings per share (EPS) for 2016, we need to determine the earnings available to common stockholders.

Calculate the net income after taxes: Net income before taxes - Taxes = Net income after taxes

$860,000 - (0.30 * $860,000) = $860,000 - $258,000 = $602,000

Calculate the earnings available to common stockholders: Net income after taxes - Preferred stock dividends = Earnings available to common stockholders

$602,000 - $100,000 = $502,000

Calculate the earnings per share: Earnings available to common stockholders / Number of common shares outstanding = EPS

$502,000 / 200,000 = $2.51 per share

To calculate the amount that would go to retained earnings, we need to consider the common stock dividends.

Calculate the total common stock dividends: Common stock dividends per share * Number of common shares outstanding = Total common stock dividends

$1.20 * 200,000 = $240,000

Calculate the amount going to retained earnings: Earnings available to common stockholders - Total common stock dividends = Amount going to retained earnings

$502,000 - $240,000 = $262,000

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Describe the computation of mean activity times and activity
variance in probabilistic CPM/PERT analysis.

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In probabilistic CPM/PERT analysis, the computation of mean activity times and activity variance involves determining the expected duration and standard deviation of each activity.

The computation of mean activity times in probabilistic CPM/PERT analysis is done by using the expected time and the optimistic time of each activity.

The formula used for calculating the mean activity time is as follows:

Tm = (To + 4Tm + Te)/6 Where, Tm is the mean activity time,

To is the optimistic time, and

It is a pessimistic time.

Once the mean activity time has been calculated, the activity variance can be determined using the following formula:

V = [(Te - To) / 6]2, where V is the activity variance.

This formula takes into account the difference between pessimistic and optimistic times of activity.

In summary, the computation of mean activity times and activity variance in probabilistic CPM/PERT analysis involves using the expected, optimistic, and pessimistic times of each activity. The mean activity time is calculated using a weighted average, while the activity variance is determined based on the difference between the optimistic and pessimistic times.

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pany X produces six products in its production facility. The facility has five departments labeled A-E. The routing information, production quantities and volumes for each product are given in table below. Determine the from-to-chart using this table. Product Production Routing Product weight (kg) Quantities (per day) per unit 1 20 A-D-E-B-C 3 2 15 E-B-A-C-B-D 4 3 25 A-E-C-D-E-B 2 4 20 B-C-D-E-A-C 3 5 10 A-C-E-D-B-A 5 6 30 E-D-A-B 1

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Based on the given information, the from-to-chart for the production facility of Company X is as follows:

From-To Chart:

Product 1: A → D → E → B → C

Product 2: E → B → A → C → B → D

Product 3: A → E → C → D → E → B

Product 4: B → C → D → E → A → C

Product 5: A → C → E → D → B → A

Product 6: E → D → A → B

This chart shows the routing sequence for each product, indicating the flow of production through the different departments of the facility.

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what is the revenue generated from this excise or commodity tax

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The revenue generated from an excise or commodity tax is the amount of money collected by the government through the imposition of a specific tax on the production, sale, or consumption of certain goods or services.

To determine the revenue generated from an excise or commodity tax, you need to know the tax rate and the quantity of the taxed commodity sold.

The formula to calculate the revenue generated from an excise or commodity tax is:

Revenue = Tax Rate × Quantity Sold

For example, let's say the tax rate on a specific commodity is $2 per unit, and the quantity sold is 1,000 units. The revenue generated from this excise or commodity tax would be:

Revenue = $2 × 1,000 = $2,000

So, in this example, the revenue generated from the excise or commodity tax would be $2,000.

This revenue is typically used to fund public services or infrastructure projects, and can also help to control the consumption of specific products by increasing their price.

The complete question must be:

what is the revenue generated from the excise or commodity tax? Exemplify.

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gives you income accounting information for the closed economy of Arbez. At the equilibrium output (income) level, the following values occur. C = 13,000 MPC = 0.75 I = 1,200 T=2,500 G= 3,000 (a) (i) Calculate the equilibrium output (income) level. (ii) Calculate the equilibrium value of saving. (iii) Calculate the marginal propensity to withdrawal. (iv) Calculate the value of the expenditure multiplier. (v) Does the Government have a surplus or a deficit? How much is it? (vi) The Finance Minister believes that "In equilibrium, investment must equal personal savings". Is that true? Explain. (b) Suppose that full employment yields a national income of 20,000 per annum, by how much must government expenditure be changed to reach full-employment income?
(c) Does the initial equilibrium situation represent an inflationary or a deflationary gap, and what is the size of this gap? Use a 45° Keynesian diagram to represent the situation.

Answers

The equilibrium output (income) level of the closed economy based on the given accounting information is 17,200.

The equilibrium output (income) level can be calculated using the following formula:
Y = C + I + G + NX

Where Y represents output (income), C represents consumption, I represents investment, G represents government spending, and NX represents net exports (which is assumed to be zero in a closed economy).

Using the given values, we can substitute them into the formula and solve for Y:
Y = C + I + G + NX
Y = 13,000 + 1,200 + 3,000 + 0
Y = 17,200

Therefore, the equilibrium output (income) level in Arbez is 17,200.

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2. Problems 1. Suppose that the marginal costs of two firms competing à la Cournot are: CA = CB = 50. Capacity constraints are: kд = k³ = 50 per week. The weekly demand function is D(p) = 200 - p. INDUSTRIAL ORGANIZATION UC3M 2 a) Find the equilibrium prices and profits. b) Solve it for kA = kB = 30. c) Solve it for kA = kB = 150. d) Solve b) and c) assuming price competition (à la Bertrand). Win Wind

Answers

In the given scenario, two firms are competing in a Cournot duopoly with identical marginal costs and capacity constraints. The weekly demand function is also provided.

a) In the Cournot competition scenario with capacity constraints of kA = kB = 50, the equilibrium prices and profits can be calculated by solving the Cournot model. The firms' best response functions are derived based on the given marginal costs and demand function. By setting the firms' quantities equal to each other and substituting into the demand function, the equilibrium prices and quantities can be obtained. Finally, using these values, the firms' profits can be calculated.

b) For the case of kA = kB = 30, the same procedure as in part a) is followed to determine the equilibrium prices and profits in the Cournot competition.

c) Similarly, for the case of kA = kB = 150, the equilibrium prices and profits in the Cournot competition are calculated.

d) To solve for Bertrand competition, the firms' best response functions are derived based on the demand function and marginal costs. In Bertrand competition, the firms compete on prices instead of quantities. The equilibrium prices and profits are then determined by setting the firms' prices equal to each other and substituting into the demand function.

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What is an insurable risk? Please give an example of an
insurable risk that is faced by Delta Air Lines, Inc., and explain
why the risk is insurable. The risk must be mentioned in the
company’s late

Answers

Guaranteeing against the gamble of airplane harm or misfortune gives Delta Carriers monetary security. In case of an episode, the protection inclusion can assist Delta with taking care of the expenses of fixes, substitutions, or any risk asserts that might emerge. By moving this gamble to an insurance agency, Delta can moderate the likely monetary effect of such occasions and guarantee business coherence.

Free protection specialists, otherwise called protection deals specialists or "makers", commonly sell different insurance agency protection and monetary items, including property protection and loss protection, life coverage, health care coverage, incapacity protection, and long haul care protection.

Property and setback insurance specialists sell protection contracts that shield people and organizations from monetary misfortune coming about because of auto collisions, fire, burglary, storms, security and different occasions that can harm property.

For organizations, property and loss protection can likewise cover harmed Laborers Pay Protection, item obligation cases, or clinical misbehavior claims.

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demand in units for the next four months looks like this: 2,000 – 4,000 – 6,000 – and 4,000, respectively. if you are using a level strategy, how much should you produce in the third month? A.6,000 B.4,000 C.2,000 D.16,000

Answers

If we are using a level strategy, we should produce the same amount of units each month. The average demand for the four months is (2,000 + 4,000 + 6,000 + 4,000) / 4 = 4,000 units.

Therefore, we should produce 4,000 units in the third month. The answer is B.
Using a level strategy, production is consistent to meet average demand over a period. In this case, the demand for the next four months is 2,000, 4,000, 6,000, and 4,000 units, respectively. To calculate the average demand, add these values together and divide by the total number of months: (2,000 + 4,000 + 6,000 + 4,000) / 4 = 16,000 / 4 = 4,000 units per month. Therefore, you should produce 4,000 units in the third month to maintain a level strategy. The correct answer is B. 4,000.

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if you are using a level strategy, you should be producing 4,000 in the third month.--option B

What is a level strategy?

A level approach is a production schedule that keeps production at a constant rate despite changing demand rates. The secret to a level strategy is to generate the same amount of things every time.

You should create an amount in a level approach that is equal to the average monthly demand. The average monthly demand is determined by dividing the total demand by the number of months, which is a crucial point to remember. As a result, with a level approach, the production rate remains constant while inventory levels change in response to changes in demand.

The average monthly demand for the four months is (2,000 + 4,000 + 6,000 + 4,000) / 4 = 4,000 units. As a result, you should produce 4,000 units per month when using a level strategy.

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"In the absence of market imperfections and swap externalities, swaps are a zero-sum game such that the QSD (quality spread differential) cannot be exploited for economic gain, that is, the QSD cannot be arbitraged." In the light of this statement, briefly outline and explain possible reasons other than arbitrage that might explain why the QSD exists.

Answers

Non-arbitrage factors such as transaction costs, regulatory constraints, liquidity risks, and information asymmetry may contribute to the existence of the quality spread differential (QSD) beyond pure arbitrage opportunities.

While the absence of arbitrage opportunities suggests that the QSD cannot be exploited for economic gain, other factors such as transaction costs, regulatory restrictions, liquidity risks, and information asymmetry may impact the QSD. Transaction costs, such as trading fees and bid-ask spreads, can impede arbitrage activities.

Regulatory constraints, such as restrictions on short-selling or capital controls, can limit market participants' ability to exploit QSD. Additionally, liquidity risks and limited availability of counterparties can further hinder arbitrage. Information asymmetry, where certain market participants possess private information, can create imbalances that contribute to the persistence of the QSD despite the absence of pure arbitrage.

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In considering the merits of lengthening the duration of unemployment benefits one should consider: a. that the self-insurance potential increases as the time ...

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In considering the merits of lengthening the duration of unemployment benefits, several factors should be taken into account.

Firstly, extending the duration of benefits may reduce moral hazard costs by providing individuals with a financial safety net during their job search, preventing them from accepting unsuitable or low-paying jobs out of desperation. Secondly, as the time period of benefits grows longer, the self-insurance potential of individuals increases, allowing them to better manage their finances and maintain stability during periods of unemployment. Additionally, longer durations of benefits can provide valuable consumption smoothing for the long-term unemployed, ensuring they can meet their basic needs and maintain a certain standard of living. However, it's important to note that longer durations of benefits may not directly reduce the need for retraining programs for the long-term unemployed, as skills mismatch and outdated qualifications can still hinder their reemployment prospects.

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The complete question is :

In considering the merits of lengthening the duration of unemployment benefits one should consider?

a. the reduction of moral hazard costs

b. that the self-insurance potential increases as the time period grows longer.

c. the increased value of consumption smoothing for the longer-term unemployed.

d. the reduction in cost due to the reduced need for retraining programs for the long-term unemployed.

1 a. Paid $72.000 cash to replace a motor on equipment that extends its useful life by four years.
b. Paid $360 cash per truck for the cost of their annual tune-ups c. Paid $288 for the monthly cost of replacement filters on an air-conditioning system d. Completed an addition to a building for $405,000 cash 1. Classify the above transactions as either a revenue expenditure or a capital expenditure.
2. Prepare the journal entries to record the four transactions from part 1

Answers

1. Classification of transactions:

a. Replacing the motor on equipment and extending its useful life by four years is considered a capital expenditure since it increases the equipment's productivity and useful life.

b. The annual tune-ups for trucks are considered a revenue expenditure, as these are recurring expenses that maintain the trucks' current condition without increasing their value or useful life.

c. The monthly cost of replacement filters for the air-conditioning system is a revenue expenditure since it's a regular expense required to maintain the system's functionality.

d. The addition to a building, costing $405,000 cash, is a capital expenditure as it increases the value and functionality of the building.

2. Journal entries for the transactions:

a. Equipment (motor) - $72,000
  Cash - $72,000
(Note: Debit the Equipment account and Credit the Cash account)

b. Maintenance Expense (trucks) - $360 per truck
  Cash - $360 per truck
(Note: Debit the Maintenance Expense account and Credit the Cash account)

c. Maintenance Expense (air-conditioning filters) - $288
  Cash - $288
(Note: Debit the Maintenance Expense account and Credit the Cash account)

d. Building (addition) - $405,000
  Cash - $405,000
(Note: Debit the Building account and Credit the Cash account)

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You believe that oil prices will be rising more than expected and that rising prices will result in lower earnings for industrial companies that use a lot of petroleum related products in their operations. You also believe that the effects on this sector will be magnified because consumer demand will fall as oil prices rise.You locate an exchange traded fund, XLB, that represents a basket of industrial companies. You don't want to short the ETF because you don't have enough margin in your account. XLB is currently trading at $23. You decide to buy a pot option (for 100 shares) with a strike price of $24, priced at $1.20. It turns out that you are correct. At expiration, XLB is trading at $20. Now what happens if you are wrong and the price of XLB increases to $25 on the expiration date?
XLB: Materials $23.00
Calls:
Strike Expiration Price
$20 November $0.25
$24 November $0.25
Puts:
Strike Expiration Price
$20 November $1.55
$24 November $1.20

Answers

If you are wrong and the price of XLB increases to $25 at expiration, you would incur a loss of $120 from the put option.

Let's consider the scenario where you are wrong, and the price of XLB increases to $25 at expiration:

With XLB trading above the strike price of $24, the put option would be out-of-the-money. In this case, the put option would expire worthless.

Since you paid $1.20 to purchase the put option initially, your loss would be the entire premium paid, which is $1.20 per share.

Since one put option represents 100 shares, your total loss from the put option would be $120 (100 shares * $1.20 per share).

Thus, if you are wrong and the price of XLB increases to $25 at expiration, you would incur a loss of $120 from the put option.

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You are new CEO of a high-end retail clothing store. The company’s business strategy is to provide high-quality customer service and to provide high-quality products. The prices in the store are higher than other stores in town. You expect your employees to create a service-oriented atmosphere that customers will be willing to pay a little extra. You recognise that your sales staff is essential to your store’s success, and you want to create a system that motivates them to help create a competitive advantage for your business. Market competitive starting salaries have already established, but you have decided to allocate 10 percent of the store’s profits to use to motivate your sales staff in any way you see fit.
1 Which behavioural goals would you set for your sales staff?
2 What type of system would you set up to reward these behaviours?
3 What challenges would you be on the lookout for?
4 How would you proactively address these potential challenges to prevent them from happening?
5 On which motivational model your reward system is based, why?

Answers

1 The behavioural goals that should be established for the sales staff are cross-selling products, upselling, product knowledge, and quality service.

2 The type of system that should be established to reward these behaviours are commission system, employee perks, and bonus system.

3 The challenges that be experienced are team conflicts, unfair treatment, and resentment from other employees.

4 The challenges can be proactively addressed by training, fairness, and communication.

5 The motivational model that your reward system is based on is Expectancy theory.

1.  The behavioural goals that can be set for the sales staff are:

a. Cross-selling products: To encourage the sales staff to cross-sell other items that go along with the primary item.

b. Upselling: To motivate the sales staff to upsell high-quality products that can bring in higher revenue.

c. Product Knowledge: To encourage the sales staff to understand the products well and be able to answer all the customer queries.

d. Quality Service: To ensure that the sales staff offers the best quality service to the customer, helping them with all their needs.

2. To reward these behaviours, the following systems can be set up:

a. Commission System: To motivate the sales staff to sell more, a commission system can be put in place. The staff can receive a percentage of the total revenue they generate.

b. Employee Perks: To motivate the staff, certain perks like discounts on products can be offered.

c. Bonus System: To encourage the staff to achieve more, bonuses can be offered for meeting or exceeding targets.

3. The challenges that can be faced when implementing the reward system are:

a. Team conflicts

b. Unfair treatment

c. Resentment from other employees

4. To address these potential challenges, the following can be done:

a. Training: Provide training to all staff members to prevent team conflicts.

b. Fairness: Ensure that the rewards system is fair and is based on the individual employee's performance.

c. Communication: Communicate the importance of the reward system and the reason behind it.

5. The motivational model that the reward system is based on is the Expectancy theory. It is based on the idea that people are motivated when they believe that their effort will lead to a good performance, and good performance will lead to a good reward. The reward system is created to motivate the employees to work harder, leading to better performance and, in turn, better rewards.

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What do you understand by the word voluntary disclosure where financial statements are prepared to the shareholders?
Select one:
a. These are disclosures required for legal purposes
b. These are financial disclosures required by the accounting standards
c. These are disclosures required by potential investors
d. These are deliberate attempt by management or other custodians of resources to provide factual material and credible information needed for proper evaluation farms financial statement

Answers

The term voluntary disclosure where financial statements are prepared to the shareholders means "these are deliberate attempts by management or other custodians of resources to provide factual material and credible information needed for proper evaluation farms financial statement".

The practice of management or other resource custodians offering additional information or disclosures outside of what is legally required or stipulated by accounting rules is referred to as voluntary disclosure.

Additional information including financial performance, risk factors, strategic initiatives, non-financial performance indicators, or any other information that may assist shareholders in making knowledgeable decisions, can be included in this voluntary disclosure.

It aims to increase openness, foster confidence, and show management's dedication to giving shareholders accurate and timely information.

Therefore, the correct option is D.

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The first step in formulating an LP model is O a O b. determining the number of variables. writing the constraints mathematically. determining the decision variables. c. O d. understanding the problem

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The first step in formulating a linear programming (LP) model is d. understanding the problem.

What is the first step in formulating an LP model?

The first step in formulating a linear programming (LP) model is d. understanding the problem.

This involves gaining a clear understanding of the objectives, constraints, and decision variables of the problem at hand.

Once the problem is comprehended, the next step is to determine the number of variables (a) and write the constraints mathematically (b). The decision variables (c) are identified after understanding the problem and determining the constraints.

These variables represent the quantities or actions that the LP model will optimize. By following this systematic approach, it becomes possible to develop an effective LP model that can be solved to find the optimal solution to the problem.

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At the beginning of the year (2022), you had a portfolio made up of the following: • 500 shares of Firm X 200 shares of Firm Y 30 bonds of Firm Z For the most recently completed year (2021), Stock X paid an annual dividend of $.87 per share. Stock Y paid an annual dividend of $4.09. You expect growth of 5% each year forever for Stock X and estimate a "K" of 10%. You expect growth of 12% for Stock Y, but for only the next three years before then having a rate of 2% forever thereafter. The "k" for stock Y is 11% Firm Z pays a coupon rate of 6.45% on a face value of $1,000. At the beginning of the year. the bonds were yielding (YTM) 5.6% and had 15 years left until maturity. The bonds pay semi-annual coupons. (15 pts) a. At the beginning of the year, what value would you assign to your overall portfolio? (15 pts) b. The first quarter of 2022 was a homble one for both bond and stock markets - which made you adjust many of your estimates. Specifically: • You now only expect growth of 4% forever for Stock X but feel the "k" can remain at 10%. • You know only expect growth of 10% for the next three years on Stock Y. followed by the same rate of 2% forever after. You think the "k" for this one needs to increase to 12%. • The YTM on Bonds Z have increased to 6.1%. The time to maturity is now naturally 14.75 years Given this and assuming (HUGE assumption) that the assets are priced based upon the fundamental models, how much less is your portfolio worth now compared to the beginning of the quarter? (15 pts)

Answers

Once you have the updated values for Stock X, Stock Y, and Bonds Z, subtract them from the initial values and sum up the differences to find the change in portfolio value compared to the beginning of the quarter.

To calculate the value of the overall portfolio at the beginning of the year (2022), we need to calculate the value of each component separately and then sum them up.

a) Value of Stock X:

Annual dividend per share = $0.87

Expected growth rate = 5%

Required rate of return (k) = 10%

Using the dividend discount model, the value of Stock X can be calculated as:

Value of Stock X = Dividend per share / (Required rate of return - Growth rate)

Value of Stock X = $0.87 / (0.10 - 0.05)

b) Value of Stock Y:

Annual dividend per share = $4.09

Growth rate for the next three years = 12%

Growth rate after three years = 2%

Required rate of return (k) = 11%

Using the dividend discount model, the value of Stock Y can be calculated as:

Value of Stock Y = (Dividend per share * (1 + Growth rate)) / (Required rate of return - Growth rate)

Value of Stock Y = ($4.09 * (1 + 0.12)) / (0.11 - 0.12)

c) Value of Bonds Z:

Coupon rate = 6.45% of face value ($1,000)

Yield to maturity (YTM) = 5.6%

Time to maturity = 15 years

Using the bond pricing formula, the value of Bonds Z can be calculated as:

Value of Bonds Z = (Coupon payment * (1 - (1 + Yield to maturity)^(-Time to maturity))) / Yield to maturity + (Face value / (1 + Yield to maturity)^Time to maturity)

Value of Bonds Z = (Coupon payment * (1 - (1 + 0.056)^(-15))) / 0.056 + ($1,000 / (1 + 0.056)^15)

Once you have calculated the values for Stock X, Stock Y, and Bonds Z, you can sum them up to find the value of the overall portfolio at the beginning of the year.

b) To calculate the change in portfolio value compared to the beginning of the quarter, you need to recalculate the values of Stock X, Stock Y, and Bonds Z based on the updated estimates and compare them to the initial values.

Updated values for Stock X:

Expected growth rate = 4%

Required rate of return (k) = 10%

Recalculate the value of Stock X using the updated estimates.

Updated values for Stock Y:

Growth rate for the next three years = 10%

Growth rate after three years = 2%

Required rate of return (k) = 12%

Recalculate the value of Stock Y using the updated estimates.

Updated values for Bonds Z:

Yield to maturity (YTM) = 6.1%

Time to maturity = 14.75 years

Recalculate the value of Bonds Z using the updated estimates.

Once you have the updated values for Stock X, Stock Y, and Bonds Z, subtract them from the initial values and sum up the differences to find the change in portfolio value compared to the beginning of the quarter.

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Please present an international business dispute law case The case could be based on CISG or WTO laws, or cases that solved in municipal courts, or any other case that is in international economic law area. Please give a statement of the case, such as the case fact introduction, the jurisdiction of the case, who the two parties are, what dispute they have, which law article/rule/principle they violate, and how the dispute settled, etc.

Answers

The "Methanex v. United States" case is an example of an international business dispute law case under the North American Free Trade Agreement (NAFTA). The case was brought before the NAFTA Chapter 11 Arbitration Tribunal.

The two parties involved were Methanex Corporation, a Canadian producer of methanol, and the United States government. The dispute arose when the State of California banned the use of the gasoline additive MTBE due to concerns over groundwater contamination. Methanex claimed that the ban indirectly expropriated its investment in the US market and discriminated against foreign investors, thus violating NAFTA's Article 1105 (Minimum Standard of Treatment) and Article 1110 (Expropriation).

The Tribunal found that Methanex failed to establish a breach of either Article 1105 or Article 1110 and dismissed the claims. The Tribunal reasoned that California's ban was a non-discriminatory measure taken for public welfare and did not constitute an indirect expropriation. Consequently, the dispute was settled in favor of the United States, emphasizing the importance of environmental protection and regulatory autonomy in international economic law.

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Calculate the price of BRM based on the current dividend of $1.38 and a dividend growth rate of 4.3 percent. (Round intermediate calculations to 5 decimal places, e.g. 21.36125 and the final answer to 2 decimal places, e.g. 21.36.) Price $

Answers

To calculate the price of BRM based on the current dividend of $1.38 and a dividend growth rate of 4.3 percent:

First, determine the required rate of return (k) using the dividend growth model formula:

k = Dividend / Price + Dividend Growth Rate

k = $1.38 / Price + 0.043

Rearranging the formula:

Price = $1.38 / (k - Dividend Growth Rate)

Substituting the given values:

Price = $1.38 / (k - 0.043)

The required rate of return (k) is not provided in the question, so it cannot be calculated. Please provide the required rate of return to proceed with the calculation.

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What was the implication of the Russian Financial Crisis of 1998
on government policies?

Answers

The Russian Financial Crisis of 1998 had significant implications for government policies. The crisis was triggered by a combination of factors, including a decline in oil prices, a deteriorating fiscal situation, and a loss of confidence in the Russian economy.

As a result of the crisis, the Russian government was forced to take several policy measures to stabilize the economy and restore investor confidence. Some key implications include:

1. Monetary and Fiscal Policies: The Russian government implemented tight monetary policies, including raising interest rates and tightening money supply, to combat inflation and stabilize the currency. Fiscal policies were also adjusted, focusing on reducing government spending and implementing austerity measures to address the budget deficit.

2. Financial Sector Reforms: The crisis highlighted weaknesses in the Russian financial sector, including fragile banking systems and inadequate regulatory frameworks. As a response, the government introduced reforms to strengthen financial institutions, enhance transparency, and improve regulation and supervision of the banking sector.

3. Exchange Rate Policy: In the aftermath of the crisis, the Russian government allowed the ruble to float freely, abandoning the fixed exchange rate regime. This move aimed to restore market confidence, enhance competitiveness, and align the currency with market forces.

4. Structural Reforms: The crisis exposed structural weaknesses in the Russian economy, such as overreliance on natural resources, corruption, and inefficient governance. To address these issues, the government pursued structural reforms aimed at diversifying the economy, attracting foreign investment, and improving the business environment.

Overall, the Russian Financial Crisis of 1998 prompted significant policy adjustments to stabilize the economy, strengthen the financial sector, and address underlying structural issues. These measures aimed to restore investor confidence, promote economic stability, and lay the foundation for long-term sustainable growth.

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f
you invest $18,000 at an interest rate of 8.28 percent. How much
will you have at the end of seven years? If you use simple
interest.

Answers

You will have approximately $28,432.80 at the end of seven years if you use simple interest.

To calculate the amount you will have at the end of seven years using simple interest, you can use the formula:

[tex]A = P(1 + rt)[/tex]

Where:

A = Amount at the end of the period

P = Principal amount (initial investment)

r = Interest rate per period (in decimal form)

t = Number of periods

Plugging in the values:

[tex]P = $18,000\\r = 8.28%\\= 0.0828\\ t = 7 years[/tex]

[tex]A = 18000(1 + 0.0828 * 7)A\\ = 18000(1 + 0.5796)A\\ = 18000(1.5796)A \\= $28,432.80[/tex]

Therefore, you will have approximately [tex]$28,432.80[/tex] at the end of seven years if you use simple interest.

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State first whether each is TRUE/FALSE/UNCERTAIN and then briefly justify your answer.
In a closed economy where wages and prices are fully flexible an increase in the money supply increases the price level by the same proportion.
In an open economy with fixed prices, a fixed exchange rate and full international capital mobility, fiscal policy is ineffective.
If the rate of inflation is increasing from one year to the next, then the unemployment rate must be higher than its long run equilibrium.

Answers

1. Given statement is TRUE because in the money supply does not necessarily lead to a proportional increase in the price level. 2. The given statement is UNCERTAIN because specific context and conditions would determine the extent to which fiscal policy is effective in influencing the economy. 3. The given statement is UNCERTAIN because there is an inverse relationship between the two in the short run.

In a closed economy with fully flexible wages and prices, an increase in the money supply does not necessarily lead to a proportional increase in the price level. The relationship between the money supply and the price level is determined by various factors, including the velocity of money, real output, and aggregate demand. The quantity theory of money suggests a direct relationship between the money supply and the price level, assuming other factors remain constant, but in reality, the relationship can be influenced by a range of economic conditions and factors.

The effectiveness of fiscal policy in an open economy with fixed prices, a fixed exchange rate, and full international capital mobility depends on various factors and circumstances. Fiscal policy can still have some impact on the economy, even with fixed prices and a fixed exchange rate, through its effects on government spending, taxation, and public debt. However, the magnitude and effectiveness of fiscal policy in such an economy might be constrained by factors such as capital flows, exchange rate stability, and the responsiveness of international investors to fiscal measures. The specific context and conditions would determine the extent to which fiscal policy is effective in influencing the economy.

The relationship between the rate of inflation and the unemployment rate is described by the Phillips curve, which suggests an inverse relationship between the two in the short run. However, the long-run Phillips curve is vertical, indicating that there is no trade-off between inflation and unemployment in the long run. In this case, the statement assumes that the long-run equilibrium level of unemployment is constant. However, changes in the rate of inflation can occur due to various factors such as changes in aggregate demand, supply shocks, or inflation expectations, which may not necessarily be directly linked to changes in the unemployment rate. Therefore, it is uncertain whether an increasing rate of inflation implies a higher unemployment rate than its long-run equilibrium.

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--The complete question is, State first whether each is TRUE/FALSE/UNCERTAIN and then briefly justify your answer.

1. In a closed economy where wages and prices are fully flexible an increase in the money supply increases the price level by the same proportion.

2. In an open economy with fixed prices, a fixed exchange rate and full international capital mobility, fiscal policy is ineffective.

3. If the rate of inflation is increasing from one year to the next, then the unemployment rate must be higher than its long run equilibrium.--

Connor produces and sells Thirium (a type of mineral). When Connor produces 10 containers of Thirium, the total cost is $125. When Connor produces 11 containers of Thirium, the total cost is $160. What is Connor's marginal cost of producing the eleventh container of Thirium?
Select one:
a. $40
b. $160
c. $35
d. $125
e. $25

Answers

The marginal cost of producing the eleventh container of Thirium is $35.

How to calculate the marginal cost?

To calculate the marginal cost of producing the eleventh container of Thirium, we need to determine the additional cost incurred when moving from producing 10 containers to producing 11 containers.

Given that the total cost of producing 10 containers is $125 and the total cost of producing 11 containers is $160, we can find the difference in total cost:

Total cost of producing 11 containers - Total cost of producing 10 containers = $160 - $125 = $35

Therefore, the additional cost of producing the eleventh container is $35, which represents the marginal cost of production.

Hence, the correct answer is option c. $35.

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