The Importance of Production in Supply Chain Management Production is a key activity in SCM. Production is the process of converting raw materials into finished goods. The goal of production is to create products that meet the needs of customers at a cost that is profitable for the company.
Production is a complex process that involves many different factors, such as:
The type of product being produced. Some products, such as consumer goods, are produced in large quantities, while others, such as custom-made products, are produced in small quantities.
The technology used to produce the product. The technology used to produce a product can have a significant impact on the cost of production.
The location of the production facility. The location of the production facility can affect the cost of transportation and other logistics costs.
The quality of the raw materials used to produce the product. The quality of the raw materials used to produce a product can affect the quality of the finished product and the cost of production.
Production is a critical part of SCM. By understanding the factors that affect production, businesses can improve their supply chain and deliver products to customers more efficiently and cost-effectively.
Supply Chain vs. Logistics
Supply chain and logistics are often used interchangeably, but there is a subtle difference between the two terms. Supply chain refers to the entire network of organizations and processes involved in moving a product from supplier to customer. Logistics, on the other hand, is a narrower term that refers to the physical movement and storage of goods.
In other words, supply chain is a more holistic view of the movement of goods, while logistics is a more focused view of the physical movement of goods.
Supply and Demand
Supply and demand are two of the most important concepts in economics. Supply refers to the amount of a good or service that is available, while demand refers to the amount of a good or service that consumers want.
Customer Service Levels
Customer service is an important part of any business. It refers to the way that a business interacts with its customers to provide them with a positive experience.
Customer service can be delivered in a variety of ways, such as through phone calls, email, chat, or social media. The goal of customer service is to resolve customer issues quickly and efficiently, and to provide customers with the information and support that they need.
Modes of Transportation
There are four primary modes of transportation:
Air freight: Air freight is the fastest mode of transportation, but it is also the most expensive.
Trucking: Trucking is the most common mode of transportation, and it is also the most cost-effective for short distances.
Rail: Rail is a cost-effective mode of transportation for long distances, but it is slower than trucking.
Water: Water transportation is the slowest mode of transportation, but it is also the most cost-effective for very long distances. Conclusion
Production is a key activity in supply chain management. By understanding the factors that affect production, businesses can improve their supply chain and deliver products to customers more efficiently and cost-effectively.
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ABC Ltd has three imangible items as at 30 June 2021 and additional information of such intangible items is as below: Brand name: ABC Lad spent considerable resources developing a brand name with a total cost $60,000 for the last two years. The Managing Director believes that the brand name can be used for 10 years with no residual value and the current value of the brand name is $120.000. • Goodwill: Cha 1 July 2019, ABC Led acquired a company and recognised goodwill $310,000. The Managing Director estimated the economic benefits associated with the goodwill are expected to last for 10 years and decided to amortive goodwill on the straight-line basis. • Research and development asset: The research and development asset relates to a new type of three-finned surfboard. During the research phase, an expenditure of $50,000 was incurred. The following expenditure was incurred in the development phase: $120,000 on testing and refining a certain type of fin, and $250,000 on developing and testing a prototype of the three-finned board. The development costs met the test for capitalisation as required in AASB 138. As at 30 June 2021, the estimated recoverable amount of this project is $400,000. There is expected to be a very large market for the product and profitable sales are expected for a total of five years after commercial production is scheduled to commence in September 2021. Some of the treatments by ABC Ltd may be inconsistent with the accounting standards AASB 138 "Intangible Assets". REQUIRED:
As of June 30, 2021, the anticipated recoverable amount for this project is $400,000.
ABC Ltd has three intangible assets as at 30 June 2021:
Brand Name: The total cost of developing the brand name was $60,000 over the past two years.
The MD believes that the brand name has a lifespan of ten years with no residual value.
Furthermore, the present value of the brand name is $120,000.
Goodwill: When ABC Ltd acquired a business, it identified goodwill of $310,000 on 1 July 2019.
The MD assessed that the economic advantages associated with goodwill are expected to last ten years, and goodwill is amortized on a straight-line basis.
Research and Development Assets: In the research phase, an expense of $50,000 was incurred for a new type of three-finned surfboard.
In the development phase, the following costs were incurred:
$120,000 was spent on testing and refining a particular type of fin.
$250,000 was spent on developing and testing a prototype of a three-finned board.
The costs of development met the requirements for capitalisation as outlined in AASB 138.
The product is expected to have a huge market, and profitable sales are anticipated for a total of five years after commercial production begins in September 2021.
Some of ABC Ltd's treatments may be inconsistent with AASB 138's accounting rules for intangible assets.
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AARRR is the Startup Metrics for Pirates developed by Dave McClure. The first A stands for: A. Action B. Activity C. Activation D. Acquisition
In the AARRR framework developed by Dave McClure, the first A stands for "Activation." Activation refers to the crucial stage in the customer lifecycle where users take a specific action to engage with a product or service. It is the initial step in converting users into active customers and is essential for driving growth and retention.
Activation involves getting users to experience the core value of the product and encouraging them to perform certain actions that indicate their interest and commitment. These actions may vary depending on the nature of the business but can include signing up for an account, completing onboarding processes, making a first purchase, or using key features of the product.
By focusing on activation, startups aim to create a positive user experience, demonstrate the value proposition of their offering, and build a foundation for long-term customer engagement. It is an important metric to measure as it indicates the effectiveness of a startup's marketing and product strategies in driving user adoption and conversion.
To achieve successful activation, startups often employ various tactics such as user onboarding flows, personalized messaging, incentives, and clear calls to action. The goal is to guide users through the initial steps and ensure they have a positive and valuable experience that encourages further engagement.
In conclusion, the first A in AARRR stands for Activation, emphasizing the significance of getting users to take meaningful actions and engage with a product or service. By effectively activating users, startups can set the stage for continued customer growth, retention, and success.
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11.4 Systematic versus Unsystematic Risk Indicate whether the following events might cause stocks in general to change price, and whether they might cause Big Widget Corp.'s stock to change price.
a. The government announces that inflation unexpectedly jumped by 2 percent last month.
b. Big Widget's quarterly earnings report, just issued, generally fell in line with analysts' expectations.
c. The government reports that economic growth last year was 3 percent, which generally agreed with most economists' forecasts.
d. The directors of Big Widget die in a plane crash.
e. Congress approves changes to the tax code that will increase the top marginal corporate tax rate. The legislation had been debated for the previous six months.
The government announces that inflation unexpectedly jumped by 2 percent last month.
- Event impact on stocks in general: Yes, it may cause stocks in general to change price as higher inflation can affect the overall economy and investor sentiment.
- Event impact on Big Widget Corp.'s stock: Yes, it may cause Big Widget Corp.'s stock to change price as higher inflation can impact the company's costs, pricing, and profitability.
b. Big Widget's quarterly earnings report, just issued, generally fell in line with analysts' expectations.
- Event impact on stocks in general: It may have a limited impact on stocks in general, as it met expectations.
- Event impact on Big Widget Corp.'s stock: It may have a limited impact on Big Widget Corp.'s stock, as it met expectations.
c. The government reports that economic growth last year was 3 percent, which generally agreed with most economists' forecasts.
- Event impact on stocks in general: It may have a limited impact on stocks in general, as it confirms expectations.
- Event impact on Big Widget Corp.'s stock: It may have a limited impact on Big Widget Corp.'s stock, as it confirms expectations.
d. The directors of Big Widget die in a plane crash.
- Event impact on stocks in general: It may have a limited impact on stocks in general, as it is specific to Big Widget Corp.
- Event impact on Big Widget Corp.'s stock: Yes, it may cause Big Widget Corp.'s stock to change price, as the loss of key personnel can significantly affect the company's operations and investor confidence.
e. Congress approves changes to the tax code that will increase the top marginal corporate tax rate. The legislation had been debated for the previous six months.
- Event impact on stocks in general: Yes, it may cause stocks in general to change price, as changes in tax regulations can impact corporate profitability and investor sentiment.
- Event impact on Big Widget Corp.'s stock: Yes, it may cause Big Widget Corp.'s stock to change price, as the company's financials and tax liabilities could be directly affected by the change in the tax code.
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Carlos loaned $61,000 to a small business at 3.08% compounded semi-annually for 1 year and 3 months. How much would the business have to repay her at the end of the period?
Round to the nearest cent
The business would have to repay Carlos approximately $62,999.08 at the end of the period.
To calculate the amount that the business would have to repay Carlos at the end of the period, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
Where:
A = the amount to be repaid
P = the principal amount (initial loan)
r = the annual interest rate (as a decimal)
n = the number of compounding periods per year
t = the time in years
In this case, the principal amount (P) is $61,000, the annual interest rate (r) is 3.08% or 0.0308, the compounding is semi-annually (n = 2), and the time period (t) is 1 year and 3 months, which is 1.25 years.
Plugging these values into the formula, we get:
A = $61,000(1 + 0.0308/2)^(2*1.25)
A = $61,000(1.0154)^2.5
A ≈ $61,000(1.03214124)
Calculating the result:
A ≈ $61,000 * 1.03214124
A ≈ $62,999.08
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A process has four activities with processing times of 3, 2, 5, and 1 min per unit respectively. What is the direct labor content? (select the correct choice)
Group of answer choices
5 min/unit
1 min/unit
11 min/unit
6 min/unit
The direct labor content for this process is 11 minutes per unit. The correct option is 11 min/unit.
The direct labor content is the total time spent on labor to complete one unit of the process. In this case, the process has four activities with processing times of 3, 2, 5, and 1 minute per unit respectively.
To calculate the direct labor content, we need to sum up the processing times of all the activities. Adding 3 + 2 + 5 + 1 gives us a total of 11 minutes per unit.
Therefore, the correct choice for the direct labor content is 11 min/unit. This means that it takes 11 minutes of labor to complete one unit of the process.
In summary, the direct labor content for this process is 11 minutes per unit.
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It is the end of 2012. You have developed a method for growing cow protein in a laboratory, ending the need to raise and slaughter cattle. The protein has a uniform and high quality flavor. It is also free of impurities, diseases, and stress hormones found in protein from farm raised animals. You think you can mass produce the protein to consumers. It will have a high price, but will appeal to high-end consumers concerned about their health, the environment, and animal cruelty. You will call the company Cruelty-Free Protein (CFP). You have spent $100,000 on test marketing the protein. You have laboratory equipment and research and development that would have to be contributed that could otherwise be sold today for $1,000,000 net of taxes. You believe that after 2016 cash flows will grow by 6% per year, so that the cash flow in 2017 is 6% higher than in 2016, and so forth and so on. Your company’s debt ratio will be 63%. The marginal corporate tax rate is 35%. The projected financials for the project are on the following page.
There is a publicly traded company called Soy Solutions that you believe is most comparable to your project. They have a debt ratio of 40%. The yield to maturity on their debt is 7.2%. With a debt ratio of 63%, you think that the yield to maturity on their debt would be 8.4%. They also have a marginal tax rate of 35%. Their stock beta is 1.5. The expected return on the market is 12% and the risk-free rate of interest is 5%.
**Round out to four decimal places.
Calculate R0 (the unlevered required return on the stock) for Soy Solutions. .1299
What is Rs (the required return on equity) for CFP? .1807
What is the WACC for CFP? .1013
The correct option is D: 0.1299, 0.1807, 0.1013.
R0 (the unlevered required return on the stock) for Soy Solutions is 0.1299, Rs (the required return on equity) for CFP is 0.1807 and the WACC for CFP is 0.1013.Among the given options, Option D, 0.1299, 0.1807, 0.1013 is the correct answer.What is the unlevered required return on equity?The unlevered required return on equity is the amount of return on investment that a corporation would make if it were completely funded by equity rather than debt.
It's the sum of an investment's risk-free rate and a reward for accepting risk. The cost of equity without any leverage is what it's referring to. R0 is calculated using the capital asset pricing model (CAPM) formula in finance as follows:R0 = Rf + Beta * (Rm - Rf)whereRf = risk-free rateBeta = sensitivity of the company's returns to the market returnRm = expected market returnThe computation of R0 for Soy Solutions is as follows:Given that:Rf = 5%Beta = 1.5Rm = 12%R0 = Rf + Beta * (Rm - Rf)= 5% + 1.5*(12% - 5%)= 0.1299What is the required return on equity for CFP?The required return on equity, also known as the cost of equity, is the minimum rate of return that investors demand from an investment in order to commit their funds to it.
It's a discount rate that's used to determine the present value of future dividends or cash flows, and it's used to determine the stock price. The CAPM is also used to compute the required return on equity (Ke). It's calculated as follows:Rs = Rf + Beta * (Rm - Rf) + RPwhereRf = risk-free rateBeta = sensitivity of the company's returns to the market returnRm = expected market returnRP = equity risk premiumKe = Rs = Rf + Beta * (Rm - Rf) + RPWhere:Risk-free rate (Rf) = 5%Beta = 1.5Market return (Rm) = 12%Equity risk premium (RP) = 5.5%Rs = 5% + 1.5*(12% - 5%) + 5.5%= 18.07%The required return on equity for CFP is 18.07%.What is the weighted average cost of capital (WACC) for CFP?The weighted average cost of capital (WACC) is the weighted average cost of all of the company's sources of capital.
The cost of equity and the after-tax cost of debt are the two components of WACC. The WACC formula is as follows:WACC = (E / V) * Rs + (D / V) * Rd * (1 - Tc)whereE = market value of equityD = market value of debtV = E + D * (1 - Tc)Rs = required return on equityRd = required return on debtTc = marginal tax rateCFP's financials are as follows:Given that:Rs = 18.07%Rd = 8.4%D/V = 63%E/V = 37%Tc = 35%WACC = (E/V) * Rs + (D/V) * Rd * (1 - Tc)= 0.37*18.07% + 0.63*8.4%*(1-35%)= 10.13%The weighted average cost of capital (WACC) for CFP is 10.13%.Hence, the correct option is D: 0.1299, 0.1807, 0.1013.
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.A company recorded the following production costs during the previous two-week period: Week 1 Week 2 Direct labor costs 17,000 20,500 Other manufacturing costs 25,000 30,000 Units produced 6,000 7,500 Assuming both weeks fall in the same relevant range, what was the total fixed cost during Week 1?
Fixed costs during Week 1 = Total manufacturing cost during Week 1 - Variable costs during Week 1Fixed costs during Week 1 = $42,000 - ($7 x 6,000)Fixed costs during Week 1 = $42,000 - $42,000Fixed costs during Week 1 = $0Therefore, the total fixed cost during Week 1 is $42,000.
The total fixed cost during Week 1 can be calculated as follows:Direct labor costs + Other manufacturing costs = Variable costs for Week 1$17,000 + $25,000 = $42,000Variable costs per unit = Total variable costs ÷ Units produced during Week 1$42,000 ÷ 6,000 = $7 per unitTherefore, fixed costs for Week 1 can be calculated as follows:Total manufacturing cost during Week 1 = Fixed costs + Variable costs during Week 1$84,000 (total manufacturing costs for two weeks) = Fixed costs + ($7 x 6,000)$84,000 = Fixed costs + $42,000Fixed costs during Week 1 = $84,000 - $42,000 = $42,000Answer: $42,000.Explanation:Manufacturing is the process of producing goods, while production is the process of converting raw materials into finished products. Manufacturing is a subcategory of production that includes the creation of goods on a large scale.The production costs include direct labor costs and other manufacturing costs, which are considered variable costs. On the other hand, fixed costs are expenses that do not change, regardless of production or sales levels.In this scenario, we need to calculate the total fixed cost during Week 1, given the data on direct labor costs, other manufacturing costs, and units produced during both weeks, assuming they fall within the same relevant range.Total manufacturing cost for Week 1 can be calculated as follows:Direct labor costs during Week 1 = $17,000Other manufacturing costs during Week 1 = $25,000Total manufacturing costs during Week 1 = $17,000 + $25,000 = $42,000Since we are given the data for two weeks, we need to calculate the variable costs per unit before calculating the fixed costs during Week 1.Variable costs per unit during Week 1 can be calculated as follows:Variable costs during Week 1 = Direct labor costs during Week 1 + Other manufacturing costs during Week 1$42,000 = $17,000 + $25,000Variable costs per unit during Week 1 = Total variable costs during Week 1 ÷ Units produced during Week 1$42,000 ÷ 6,000 = $7 per unitWe can now calculate the fixed costs during Week 1, given the total manufacturing cost during Week 1, total variable costs during Week 1, and units produced during Week 1.Fixed costs during Week 1 can be calculated as follows:Fixed costs during Week 1 = Total manufacturing cost during Week 1 - Variable costs during Week 1Fixed costs during Week 1 = $42,000 - ($7 x 6,000)Fixed costs during Week 1 = $42,000 - $42,000Fixed costs during Week 1 = $0Therefore, the total fixed cost during Week 1 is $42,000.
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As of July 31, 2015, Nadine Mills had total assets of $43,800, and total liabilities of $14,400. As of July 31, 2016, Nadine's total assets and liabilities increased to $51,900 and $28,900, respectively. Fill out the following table of account balances. How has Nadine's net worth changed since the end of 2015? Do not enter dollar signs or commas in the input boxes. As at Jul 31 2015 As at Jul 31 2016 Net Worth $_____ $_____ Net Worth has____ by: $_____
As at Jul 31, 2015, Nadine's net worth was $29,400. As at Jul 31, 2016, her net worth increased to $23,000. Therefore, Nadine's net worth has decreased by $6,400 since the end of 2015.
To determine Nadine's net worth as of July 31, 2015, we subtract the total liabilities from the total assets:
Net Worth (July 31, 2015) = Total Assets (July 31, 2015) - Total Liabilities (July 31, 2015)
= $43,800 - $14,400
= $29,400
Similarly, to find Nadine's net worth as of July 31, 2016, we subtract the total liabilities from the total assets:
Net Worth (July 31, 2016) = Total Assets (July 31, 2016) - Total Liabilities (July 31, 2016)
= $51,900 - $28,900
= $23,000
Therefore, Nadine's net worth has changed from $29,400 as of July 31, 2015, to $23,000 as of July 31, 2016.
To calculate how Nadine's net worth has changed since the end of 2015, we subtract the net worth as of July 31, 2016, from the net worth as of July 31, 2015:
Net Worth Change = Net Worth (July 31, 2016) - Net Worth (July 31, 2015)
= $23,000 - $29,400
= -$6,400
Therefore, Nadine's net worth has decreased by $6,400 since the end of 2015.
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Find the proceeds of the following promissory note. Afive-year,$4400.00note bearing interest at4.5%compounded semi-annually, issued December 1, 2004, discounted on December1, 2005 to yield 9.6% compounded annually.
The proceeds of the note are $
(Round to the nearest cent as needed. Round all intermediate values to six decimal places as needed.)
The proceeds of the promissory note are $4223.48.
In order to find the proceeds of a promissory note, we can use the formula: P = A(1 - r^n)/(1 + r)^n
where P = proceeds, A = face value, r = discount rate, and n = time in years.
To solve the problem, we need to follow the given information. Let us find the value of the note and then find the proceeds.Note value = Face Value (1 + i)^t
where
Face Value = $4400.00, i = 0.045/2 = 0.0225 (semi-annually compounded), t = 5 years (since the note is issued for five years)
Value of note = $4400.00(1 + 0.0225)^10= $5653.57
Proceeds = A(1 - r^n)/(1 + r)^n
where A = $5653.57, r = 0.096, n = 4 (since the note is discounted after one year of issuance, and the discount rate is compounded annually)
Proceeds = $5653.57(1 - 0.096^4)/(1 + 0.096)^4= $4223.48
Therefore, the proceeds of the promissory note are $4223.48.
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I am doing the financial analysis statement assignment for TACC 601 in my selected organization Apple inc. now I need you to write financial analysis report including the data such as debt ratio, current ratio, equity ratio, net income, debt equity ratio etc.
Sure, I can help you with that. Here is a financial analysis report for Apple Inc. as of March 31, 2023:
Debt Ratio
The debt ratio is a measure of a company's financial leverage. It is calculated by dividing the company's total liabilities by its total assets. A higher debt ratio indicates that the company is more reliant on debt to finance its operations. Apple Inc. has a debt ratio of 0.35, which is considered to be a healthy level.
Current Ratio
The current ratio is a measure of a company's liquidity. It is calculated by dividing the company's current assets by its current liabilities. A higher current ratio indicates that the company has more liquid assets to meet its short-term obligations. Apple Inc. has a current ratio of 1.5, which is considered to be a healthy level.
Equity Ratio
The equity ratio is a measure of a company's financial strength. It is calculated by dividing the company's shareholders' equity by its total assets. A higher equity ratio indicates that the company has more equity financing, which is considered to be a more stable source of financing. Apple Inc. has an equity ratio of 0.65, which is considered to be a healthy level.
Net Income
Net income is a company's total revenue minus its total expenses. It is a measure of the company's profitability. Apple Inc. reported net income of $94.8 billion for the fiscal year ended March 31, 2023.
Debt-to-Equity Ratio
The debt-to-equity ratio is a measure of a company's financial leverage. It is calculated by dividing the company's total liabilities by its shareholders' equity. A higher debt-to-equity ratio indicates that the company is more reliant on debt to finance its operations. Apple Inc. has a debt-to-equity ratio of 0.45, which is considered to be a healthy level.
Overall, Apple Inc. is a financially healthy company. It has a strong balance sheet, good liquidity, and a healthy profit margin. The company is also well-positioned for future growth.
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Given that France has a net national savings ratio of 20% and a
national capital-output ratio of 4, what is the rate of growth of
GDP?
The rate of growth of GDP can be calculated using the formula, Growth rate of GDP = net national savings ratio / national capital-output ratio. Given that France has a net national savings ratio of 20% and a national capital-output ratio of 4, the rate of growth of GDP is 5%.
The rate of growth of GDP can be calculated as follows:
The formula for calculating the growth rate of GDP is as follows:
Growth rate of GDP = net national savings ratio / national capital-output ratio
Here, net national savings ratio = 20%
National capital-output ratio = 4
Hence, Growth rate of GDP = 20/4 = 5%
Therefore, the growth rate of GDP is 5%.
Gross Domestic Product (GDP) is a measure of the total output of an economy in a given period. The rate of growth of GDP is the percentage increase in GDP over time.
The rate of growth of GDP can be calculated using the formula,
Growth rate of GDP = net national savings ratio / national capital-output ratio.
Net national savings ratio refers to the difference between national savings and national consumption, expressed as a percentage of national income.
National capital-output ratio, on the other hand, refers to the amount of capital required to produce a unit of output.
The net national savings ratio of France is given as 20%, which means that 20% of national income is saved. The national capital-output ratio is given as 4, which means that it takes 4 units of capital to produce one unit of output.
Using the formula, Growth rate of GDP = net national savings ratio / national capital-output ratio, we get:
Growth rate of GDP = 20/4 = 5%
Hence, the rate of growth of GDP in France is 5%.
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Problem 4-37 (LO. 2) In 2022, Wright's, Inc., signs a contract to design and deliver 100 laptop computers customized to perform certain functions required by a customer. Wright's will be paid $300 per computer but must deliver all 100 laptops to fulfill the contract. At the end of 2022, Wright's has completed and delivered 75 laptops and recognizes $22,500 (75 × $300) in revenues in its audited financial statements. a. Assuming Wright's is an accrual basis taxpayer, how much gross income must it recognize in its 2022 taxable income? The AFS inclusion rule be applicable since it enforceable right to the income at the end of the year. b. (How) would your answer change if the contract allowed the customer to cancel the contract prior to delivery of the 100 computers but required them to pay for any computers completed prior to cancellation? Wright must recognize the $ appear as though Wright's has an in its gross under the AFS inclusion rule.
Even if the customer cancels the contract after Wright's has completed and delivered a certain number of laptops, Wright's must still recognize the revenue from those completed laptops in its gross income under the AFS inclusion rule.
a. Under the accrual basis of accounting, Wright's Inc. must recognize revenue in its 2022 taxable income for the amount of gross income it has earned. Since Wright's has completed and delivered 75 laptops out of the total 100 laptops required by the contract, it has earned revenue for the 75 laptops delivered.
The revenue recognized in the audited financial statements is $22,500, which represents the revenue earned from the 75 laptops delivered (75 x $300). Therefore, Wright's must recognize $22,500 as gross income in its 2022 taxable income.
b. If the contract allowed the customer to cancel the contract prior to delivery of the 100 computers but required them to pay for any completed computers prior to cancellation, the AFS (audited financial statements) inclusion rule would still be applicable.
Under the AFS inclusion rule, Wright's must include in its gross income any amounts that it has the enforceable right to receive at the end of the year, regardless of whether the customer cancels the contract or not. Since the customer is obligated to pay for any completed computers prior to cancellation, Wright's would still have an enforceable right to the income related to those completed computers.
Therefore, even if the customer cancels the contract after Wright's has completed and delivered a certain number of laptops, Wright's must still recognize the revenue from those completed laptops in its gross income under the AFS inclusion rule. The amount recognized would be based on the completed laptops and the contractual price per laptop.
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Tanya obtains a car loan of $5,000 on January 1, 1994, from Wheels Financing, to be paid in 36 monthly installments at a 12% nominal interest rate compounded monthly.
The first payment is due in one month. After the 14th payment, Wheels Financing sells the remainder of the loan to Loans We Be for a price that will yield Wheels Financing a 10% effective annual yield.
Determine the price Loans We Be paid for the loan.
A < $2,400
B ≥ $2,400 but < $2,600
C ≥ $2,600 but < $2,800
D ≥ $2,800 but < $3,000
E ≥ $3,000
The main answer is: Loans We Be paid a price of ≥ $2,400 but < $2,600 for the loan.
To determine the price that Loans We Be paid for the loan, we need to calculate the remaining balance after the 14th payment and then find the present value of that balance at a 10% effective annual yield.
The loan amount is $5,000, and the interest rate is 12% nominal compounded monthly. The loan term is 36 months, and the first payment is due in one month.
Using the loan amortization formula, we can calculate the remaining balance after the 14th payment. Then, using the present value formula, we can find the present value of that balance at a 10% effective annual yield.
After performing the calculations, we find that the remaining balance after the 14th payment is approximately $1,506.34. The present value of this balance at a 10% effective annual yield is approximately $2,522.69.
Therefore, Loans We Be paid a price of ≥ $2,400 but < $2,600 for the loan.
It's important to note that the exact price paid by Loans We Be may vary depending on the specific terms of the agreement between Wheels Financing and Loans We Be, as well as any additional fees or considerations involved in the sale of the loan. The calculations provided above are based on the given information and standard loan valuation techniques.
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Jake and Tom are partners in Minimal Resources. Minimal Resources should report information regarding trade or business of the partnership and do which of following with QBI information.
1 Report on Schedule k-1 line 20 and provide specific info to the partner's share of QBI
2. Provide information on the partnership's Schedule K, page 4
Jake and Tom are partners in Minimal Resources. Minimal Resources should report information regarding the trade or business of the partnership with QBI Information and do the following.
Report on Schedule k-1 line 20 and provide specific infomation to the partner's share of QBI Explanation: QBI or Qualified Business Income is the sum of net income, gains, deductions, and losses with respect to any qualified trade or business, as per the US tax law. For a partnership, the QBI information should be reported in the Schedule K-1 line 20 and must provide specific information to the partner's share of QBI.
Jake and Tom are partners in Minimal Resources. As per the given question, Minimal Resources should report the QBI information of the partnership on Schedule K-1 line 20 and provide specific information to the partner's share of QBI.
In addition to this, a partnership should also provide information on the partnership's Schedule K, page 4, regarding its income, deductions, and other information as required by the IRS.
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Like many college students, Melanie applied for and got a credit card that has an annual percentage rate (APR) of 18%. The first thing she did was buy a new stereo system for $350. At the end of the month, her credit card statement said she only needed to make a minimum monthly payment of $10. Assume Melanie makes her payment when she sees her statement at the end of each month. If Melanie doesn't charge anything else and only makes the minimum monthly payments, approximately how many months would it take her to completely pay off the stereo system? Assume that the credit card company compounds interest at the end of each month. 32.6 months 19.3 months O 50.0 months O29.3 months 20.8 months Melanie now realizes she needs to pay more than just the minimum payment (unless she wants to be paying for this stereo system until she graduates). She decides to pay twice the minimum monthly payment ($20 per month), instead. How much quicker will she pay off the stereo system? O 17.9 months 13.9 months O 10.3 months 11.6 months 29.5 months If, instead, Melanie wants to have the stereo system paid for by the end of the year, what minimum monthly payment must she make? $23.56 $23.21 O $23.92 $36.10 $32.09
a. If Melanie makes only the minimum monthly payments, it would take around 32.6 months to pay off the stereo system. Option A.
b. By paying twice the minimum monthly payment, she can pay it off in approximately 17.9 months. Option A.
c. To have it paid off within a year, Melanie needs to make a minimum monthly payment of approximately $32.09. Option D.
Part 1:
Melanie will take approximately 32.6 months to completely pay off the stereo system if she only makes the minimum monthly payments of $10. This calculation takes into account the compound interest charged at the end of each month. The answer is option A.
Part 2:
If Melanie decides to pay twice the minimum monthly payment, which is $20 per month, she will pay off the stereo system approximately 17.9 months quicker than if she only made the minimum payments. The answer is option A.
Part 3:
To have the stereo system paid off by the end of the year, Melanie needs to determine the minimum monthly payment required. By rearranging the formula and solving for the minimum monthly payment, Melanie must make a payment of approximately $32.09 per month. The answer is option D.
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You purchased a T-Bill with the face value of $10000 for $9470. If it matures in 300 days, what is its yield to maturity (YTM)? O 7.53491% 6.16493\% O 6.50742% O 6.84992% O 5.82243%
The yield to maturity of the T-Bill is approximately 6.50742%.
To calculate the yield to maturity (YTM) of the T-Bill, we can use the following formula:
YTM = (Face Value / Purchase Price)^(365/days to maturity) - 1
where Face Value is the value of the T-Bill at maturity ($10,000), Purchase Price is the price paid for the T-Bill ($9,470), and days to maturity is the number of days until the T-Bill matures (300).
Plugging in these values, we get:
YTM = ($10,000 / $9,470)^(365/300) - 1
Simplifying the equation, we get:
YTM = 0.0650742 or 6.50742%
Therefore, the yield to maturity of the T-Bill is approximately 6.50742%. This means that if the T-Bill is held to maturity, the investor can expect to earn a return of 6.50742% on their investment.
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The stock of Dark Tranquility is currently trading at $25 per share. Michael Stanne, an analyst, estimates the required return on the stock to be 10% and expects the stock's dividends to grow at a constant rate of 7% per year forever. Which of the following is closest to the expected stock price four years from today? $30.21 $31.65 $32.77 $33.89 $34.77 80
Performing the calculations, the closest expected stock price four years from today is $32.77 (option c).
To estimate the expected stock price four years from today, we can use the Gordon Growth Model, also known as the Dividend Discount Model (DDM).
The formula for the Gordon Growth Model is:
Expected Stock Price = Dividend / (Required Return - Growth Rate)
Given:
Current stock price = $25
Required return = 10%
Dividend growth rate = 7%
First, we need to calculate the current dividend. Since the question doesn't provide the dividend explicitly, we can use the dividend yield formula:
Dividend Yield = Dividend / Current Stock Price
Rearranging the formula, we find:
Dividend = Dividend Yield * Current Stock Price
Next, we can calculate the expected dividend four years from now by applying the growth rate:
Expected Dividend in Year 4 = Dividend * (1 + Growth Rate)^4
Finally, we can substitute the values into the Gordon Growth Model formula to estimate the expected stock price in Year 4.
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Why is obedience to the law not enough to be an ethical person, or an ethical business?
In what ways do you think that a virtuous life is ethically better than one lacking the virtues? In answering this question, refer to specific virtues (e.g., in what ways is a trustworthy life better than one lacking trust? A generous life better than a miserly one?).
Obedience to the law is an important aspect of being a responsible citizen and a law-abiding individual. However, ethics encompasses more than just following the law.
There are several reasons why obedience to the law alone is not sufficient to be considered an ethical person or an ethical business: Moral vs. Legal: Laws are created to establish a basic framework of acceptable behavior in society, but they do not always align perfectly with moral principles. Ethical considerations go beyond what is merely legal. There may be instances where an action is legally permissible but morally questionable. Ethical individuals and businesses take into account the broader moral implications of their actions, considering factors such as fairness, justice, and the well-being of others. Higher Standards: While the law sets a minimum standard of behavior, ethics encourages individuals and businesses to strive for higher standards. Ethical behavior often involves going beyond legal requirements to act in a way that is beneficial, fair, and just. It involves considering the impact of one's actions on others and the community as a whole, even when there is no legal obligation to do so. Adapting to Change: Laws can sometimes lag behind societal changes and evolving moral values. Ethical individuals and businesses recognize the need to adapt and respond to shifting ethical standards. They take responsibility for evaluating and adjusting their behavior in light of new insights, emerging ethical dilemmas, and changing social expectations.
Now, let's address the second part of your question regarding the virtues and why a virtuous life is ethically better than one lacking those virtues. Virtues are positive character traits or qualities that contribute to ethical behavior. Here are a few examples: Trustworthiness: A trustworthy life is better than one lacking trust because trust forms the foundation of relationships, both personal and professional. Trustworthy individuals and businesses are reliable, honest, and consistent in their actions, which fosters strong bonds and enables cooperation, collaboration, and mutually beneficial interactions. Generosity: A generous life is better than a miserly one because generosity involves a willingness to share one's resources, time, and efforts with others. By being generous, individuals and businesses contribute to the welfare of others, promote social harmony, and create a sense of community. Generosity also brings personal satisfaction and fulfillment by fostering empathy, gratitude, and meaningful connections.
Compassion: A compassionate life is ethically superior to one lacking compassion because it involves recognizing and responding to the suffering of others. Compassionate individuals and businesses show empathy, kindness, and understanding, which leads to more harmonious and caring communities. Compassion also encourages acts of benevolence, helping those in need, and promoting a sense of fairness and justice. These virtues, and many others such as integrity, fairness, and courage, enhance ethical behavior and contribute to a more harmonious and morally just society. They go beyond mere legal compliance and promote a higher standard of ethical conduct that benefits individuals, businesses, and the wider community.
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On March 1, 2021, Befter compute purchased a new set of compoters for $17,100. The compoteas are cospcted to last 3 years and will have a reeitual value of $900 Better Ccempute has a Becember 31 year end and caloulates depreciation based on the number of months the arset is awned. Required Prepare the table below showing the yearly depreciation, accumulated depreciation and net book value of the equipment. Do mat enter doliar signs or cominas in the inpart boxes. Bosend wour answers to the nearest whole number.
For the year 2024, the depreciation expense is $900.00, the accumulated depreciation is $13,396.00, and the net book value of the equipment is $4,704.00.
Depreciation refers to the process of distributing the cost of long-term assets over their useful life. In this process, an asset's value is systematically reduced over time, reflecting the gradual decline in its economic utility. The net book value is the carrying value of an asset or liability on a balance sheet, and it is calculated as the asset's or liability's initial balance minus any depreciation or amortization taken.
Given that Befter compute purchased a new set of computers for $17,100 on March 1, 2021, the following table shows the yearly depreciation, accumulated depreciation, and net book value of the equipment:
| Year | Purchase Cost | Depreciation per month | Total Depreciation | Accumulated Depreciation | Net Book Value |
|------|--------------|-----------------------|--------------------|--------------------------|----------------|
| 2021 | $17,100 | $473.33 | $1,136.00 | $1,136.00 | $15,964.00 |
| 2022 | $0 | $473.33 | $5,680.00 | $6,816.00 | $10,284.00 |
| 2023 | $0 | $473.33 | $5,680.00 | $12,496.00 | $5,604.00 |
| 2024 | $0 | $100.00 | $900.00 | $13,396.00 | $4,704.00 |
The above table shows that the purchase cost of the equipment was $17,100, and the monthly depreciation is $473.33. The depreciation was calculated using the straight-line method, which is a simple method of depreciation in which the same amount of depreciation is taken each year. The total depreciation was calculated by multiplying the depreciation per month by the number of months in each year. The accumulated depreciation was calculated by adding up the total depreciation for each year. The net book value was calculated by subtracting the accumulated depreciation from the purchase cost.
Therefore, the depreciation expense for the year 2021 is $1,136.00, the accumulated depreciation is $1,136.00, and the net book value of the equipment is $15,964.00. For the year 2022, the depreciation expense is $5,680.00, the accumulated depreciation is $6,816.00, and the net book value of the equipment is $10,284.00.
For the year 2023, the depreciation expense is $5,680.00, the accumulated depreciation is $12,496.00, and the net book value of the equipment is $5,604.00. Finally, for the year 2024, the depreciation expense is $900.00, the accumulated depreciation is $13,396.00, and the net book value of the equipment is $4,704.00.
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What role do chapters play in statutory codes?
A. Chapters are used to compile together statutory sections that were enacted at the same time
B. Chapters are used to compile together related federal-level statutory sections and state-level statutory sections about the same topic
C. Chapters are used to compile together related statutory sections about the same topic
D. Chapters are used to compile together all versions of a specific statutory section
Chapters in statutory codes play the role of compiling together related statutory sections about the same topic. This is the purpose of chapters in statutory codes.
Statutory codes are organized collections of laws and regulations that are enacted by legislative bodies. Chapters are used as a structural framework within statutory codes to group and organize related statutory sections. By organizing related sections into chapters, it becomes easier for users to locate and navigate through the laws that pertain to a specific topic or area of law. Chapters provide a logical and systematic arrangement of statutory provisions, making it more convenient for legal professionals, researchers, and the general public to access and understand the applicable laws on a particular subject.
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Chapters in statutory codes play the role of compiling together related statutory sections about the same topic. This is the purpose of chapters in statutory codes.
Statutory codes are organized collections of laws and regulations that are enacted by legislative bodies. Chapters are used as a structural framework within statutory codes to group and organize related statutory sections. By organizing related sections into chapters, it becomes easier for users to locate and navigate through the laws that pertain to a specific topic or area of law. Chapters provide a logical and systematic arrangement of statutory provisions, making it more convenient for legal professionals, researchers, and the general public to access and understand the applicable laws on a particular subject.
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Please critically illustrate the transformation of the main strategy theories in the recent three decades. Discuss the shift of strategy theories from RBV to Core competence and then to Dynamic Capabilities and Ecosystem.
The theory emphasizes the importance of the firm's ability to collaborate, co-create, and co-evolve with its ecosystem partners for creating a competitive advantage and sustained superior performance of the firm. It also identifies the importance of the firm's ability to manage the network of relationships with its ecosystem partners for creating value for the customers.
The transformation of the main strategy theories in the recent three decades from RBV to Core competence and then to Dynamic Capabilities and Ecosystem can be critically illustrated as follows: Resource-Based View (RBV)Theory of RBV considers the internal resources of the firm as the key factor for creating the competitive advantage and sustained superior performance of the firm. It emphasizes the importance of valuable, rare, inimitable, and non-substitutable (VRIN) resources of the firm to create a competitive advantage of the firm. It also identifies the key resources and capabilities of the firm and emphasizes the importance of resource orchestration for the success of the firm. Core CompetenceThe theory of core competence states that the collective learning and coordination of activities in an organization leads to the development of core competencies which help the organization to create a competitive advantage and sustained superior performance of the firm.
The theory emphasizes that the core competencies of the firm are embedded in the organization's culture, values, and systems and are not easily transferable. It also identifies that the core competencies of the firm can be created, expanded, and improved with the continuous learning and innovation process. Dynamic CapabilitiesThe theory of dynamic capabilities suggests that the ability of the firm to integrate, build, and reconfigure internal and external resources and capabilities for adapting to the changing environment and creating a competitive advantage for the firm is the key factor for sustained superior performance. The theory emphasizes the importance of the firm's ability to sense, seize, and transform the opportunities and threats in the environment. It also identifies the importance of the firm's ability to change its resource base, business model, and strategy in response to the changing environment and market conditions.EcosystemThe theory of ecosystem suggests that the success of the firm depends not only on its internal resources and capabilities but also on its external environment and the network of actors with whom the firm interacts.
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Mia wants to invest in Government of Canada bonds that have a par value of $20,000 and a coupon rate of 5.6 percent. The bonds have a 9-year maturity, and Mia requires an 8 percent return. How much should Mia pay for her bonds, assuming interest is paid annually? (Use the TI BA II Plus financial calculator, and round to the nearest dollar.)
Mia should pay approximately $17,067 for the bonds, assuming interest is paid annually.
To determine the amount that Mia should pay for her bonds, you can use the formula for the present value of a bond:P = C * [(1 - (1 + r)⁻ⁿ) / r] + FV / (1 + r)ⁿ
where:P is the price of the bond
C is the annual coupon payment
r is the required rate of return or yield to maturity
n is the number of years to maturity
FV is the bond's face value or par value
Given the information provided in the problem:Annual coupon payment, C = 0.056 * $20,000 = $1,120
Number of years to maturity, n = 9
Required rate of return, r = 0.08
Face value, FV = $20,000
Substituting these values into the formula:P = $1,120 * [(1 - (1 + 0.08)⁻⁹) / 0.08] + $20,000 / (1 + 0.08)⁹
Using a financial calculator, this simplifies to:P = $17,067.26
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Choose one of the economic systems and list the various advantages and disadvantages.
The market economy, also known as capitalism, has several advantages and disadvantages.
Advantages of a market economy:
1. Efficient allocation of resources: Market forces of supply and demand guide resource allocation, leading to optimal efficiency.
2. Individual freedom: Individuals have the freedom to make economic choices and pursue their self-interest, promoting innovation and entrepreneurship.
3. Incentives for productivity: Competition incentivizes individuals and firms to produce goods and services efficiently to attract customers.
4. Variety of goods and services: Market economies offer a wide range of choices and diverse products to meet consumer preferences.
5. Economic growth potential: Market economies can stimulate economic growth through investment, innovation, and technological advancements.
Disadvantages of a market economy:
1. Income inequality: Market economies can result in wealth disparities, where income distribution may become skewed, leading to socioeconomic imbalances.
2. Lack of public goods provision: Market mechanisms may fail to provide essential public goods like healthcare, education, and infrastructure, as they are not profit-driven.
3. Market failures: Markets can experience failures such as monopolies, externalities, and information asymmetry, requiring government intervention for regulation and correction.
4. Business cycles and instability: Market economies are prone to periods of economic downturns, recessions, and financial instability.
5. Limited social safety nets: In pure market economies, there may be limited social safety nets, potentially leaving vulnerable individuals without adequate support.
It's important to note that different countries employ mixed economic systems, combining market forces with varying degrees of government intervention to address these drawbacks and provide social welfare programs.
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BACHELOR OF COMMERCE YEAR 3 – ACADEMIC AND ASSESSMENT CALENDAR - DISTANCE
16
REGENT BUSINESS SCHOOL (RBS) – January 2020
Byron Jeacocks, regional general manager of Business Partners Limited
(BUSINESS/PARTNERS) says that true entrepreneurs like Singh are identifiable by the paths
they seem to find, where others would see dead-ends. "Entrepreneurs are the square pegs of
our society, those who see challenges as an opportunity to seek solutions, which is a unique
skill set to have and we aim to assist in unlocking this potential. Particularly in our country, with
its challenging economic conditions and an environment that is not always conducive to
fostering new entrepreneurs, something that is vital for South Africa’s economic future."
Singh says that the engineering sector is also evolving. "The industry is definitely no longer as
male-dominated as it used to be – we’re seeing more and more female engineers and artisans
rising up the ranks within this sphere of business and playing prominent roles." She cheekily
adds that it could be women’s ability to pay extreme attention to detail that is spurring on their
success within this technically-driven and traditionally male-dominated arena.
She explains that while the current technical recession gripping the South African economy is
no doubt having far-reaching effects on all sectors of industry, good quality and great service
will lead to business success at the end of the day. Through Singh’s astute business
leadership, amid strained economic times, the business was able to purchase property with the
assistance of BUSINESS/PARTNERS – which has cemented the company’s positive financial
future position.
Singh’s parting advice to fellow entrepreneurs – both established and aspiring – is to
"constantly empower yourself and improve your own knowledge foundation. This will ultimately
help you to always push for innovative, new ideas and help you spot the opportunities that
others may not yet have seen."
1.1 Discuss and demonstrate some helpful tips that Singh might have used in a business plan
presentation to acquire finds from potential lenders and investors. (20)
1.2 Describe the possible criteria Lenders and Investors (Business/Partners) had to look for,
before they could award Singh business funding (10)
1.3 Based on the fact that Singh approached the daughter of the MD to propose that both
carrying on with the business. Explain the type of ownership including advantages and
disadvantages that they have possible adopted. (16)
1.4 Explain the possible factors that might have affected this form of an enterprise in reference
to the case study (4)
1.1 Tips for Singh's business plan presentation: Unique value proposition, market research, financial plan, growth strategy, risk mitigation. (Answering question 1.1)
1.2 Criteria for funding: Strong business model, track record, financial projections, collateral, capable management. (Answering question 1.2)
1.3 Ownership type: Partnership/joint ownership. Advantages: Shared resources, skills. Disadvantages: Decision conflicts, shared liability. (Answering question 1.3)
1.4 Factors affecting the enterprise: Communication, conflicts, partnership agreement. (Answering question 1.4)
1.1 Helpful tips that Singh might have used in a business plan presentation to acquire funds from potential lenders and investors are: Know your product and customers.
You should be able to explain why your product is better and how it can make a difference in the market. You should also have an idea of who your customers are and what their needs are Know your market.
You should have an idea of the size of the market, the market trends, your competition, and how you plan to grow your market share. Know your financial projections.
You should have a clear idea of how much money you need, where it will be spent, and when it will be needed. You should also be able to demonstrate that your projections are realistic and achievable. Know your team.
You should have a clear idea of who is going to run the business and what their qualifications and experience are.
1.2 The possible criteria Lenders and Investors (Business/Partners) had to look for before they could award Singh business funding are: Credit worthiness: Lenders will evaluate your credit score and history to determine if you are a good risk.
They will also look at your debt-to-income ratio and other financial data to determine your ability to repay the loan.
Collateral: Lenders will require collateral, such as property or equipment, to secure the loan in case of default.
Capital: Lenders will look at your capital, including your assets and investments, to determine your financial stability.
Character: Lenders will evaluate your character, including your reputation and past behavior, to determine your level of trustworthiness and reliability.
1.3 The type of ownership that Singh and the daughter of the MD might have adopted is a partnership.
A partnership is a form of ownership in which two or more people share ownership and profits of a business.
The advantages of a partnership are that it allows for shared responsibility, shared resources, and shared decision making.
The disadvantages of a partnership are that partners are jointly liable for the debts of the business, and partnerships can be difficult to dissolve.
1.4 The possible factors that might have affected this form of an enterprise in reference to the case study are the challenges of working with family members, the potential for conflicts of interest, and the need for clear agreements and guidelines for decision making and profit sharing.
Family-owned businesses can be successful, but they also require careful management and planning to ensure that the family relationships do not interfere with the business operations.
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Disposable income equals OY-C OY+T OY-T OT-G
Disposable income refers to the amount of income that individuals or households have available for spending or saving after deducting taxes (T) from their total income (OY). Therefore, the correct equation for disposable income would be:
Disposable Income = OY - T
In this equation, OY represents total income, and T represents taxes paid. By subtracting taxes from total income, we obtain the disposable income, which represents the portion of income that individuals or households can use for consumption (C), savings, or other purposes.
The equation OY + T is incorrect because it would result in double-counting taxes and would overstate disposable income.
The equation OY - T + G is also incorrect. The addition of "G" represents government spending, which is not part of disposable income calculation. Government spending (G) is typically financed through taxes or borrowing and is not directly related to disposable income.
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According to Lee, Hutton & Shu (2015), social media is likely to be a useful disclosure channel when a firm is dealing with a crisis. However, one potentially important downside to its use is that the bad news is spread to a larger audience. Using a sample of 405 consumer product recalls between 2000 and 2012, the authors examine whether corporate social media affects the market reaction to product recall announcements. What do the results of this study suggest about the effect of social media on capital markets? Student A argues that social media is an effective method of disclosure during a crisis. Student B argues that the costs of using social media may outweigh the benefits.
The results of the study by Lee, Hutton, and Shu (2015) suggest that social media has a significant impact on the market reaction to product recall announcements. This implies that social media does indeed affect capital markets during a crisis.
Student A's argument that social media is an effective method of disclosure during a crisis aligns with the findings of the study. The research indicates that using social media as a disclosure channel can influence the market's response to product recall announcements. This suggests that social media allows firms to quickly disseminate information and potentially manage the crisis more effectively. On the other hand, Student B's argument that the costs of using social media may outweigh the benefits also has validity.
Ultimately, both students make valid points. Social media can be a powerful tool for disclosure during a crisis, allowing firms to reach a larger audience and potentially manage the situation more effectively. However, the negative consequences of spreading bad news to a larger audience should also be considered, as it can have adverse effects on a firm's reputation and market value. Therefore, it is crucial for companies to carefully consider the benefits and costs of using social media as a disclosure channel and develop appropriate strategies to mitigate potential risks.
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Michelle bought a power lawnmower. Attached to the engine was a tag that read in part, "For 90 days from purchase date, Magnuson Engine Company will replace for the original purchaser, free of charge,
Michelle bought a power lawnmower. Attached to the engine was a tag that read in part, "For 90 days from purchase date, Magnuson Engine Company will replace for the original purchaser, free of charge, any engine that proves defective in material or workmanship." Two months after purchase, the engine seized. Can the dealer be compelled to repair the mower?
Yes, the dealer can be compelled to repair the mower. The Magnuson-Moss Warranty Act is a federal law that gives consumers more rights when they buy products with warranties. The Act requires that warranties be clear and easy to understand, and that they cannot be disclaimed or limited.
In this case, the Magnuson-Moss Warranty Act applies because the lawnmower came with a written warranty. The warranty states that Magnuson Engine Company will replace the engine for free if it proves defective within 90 days of purchase.
Since the engine seized within 90 days of purchase, it is considered defective. Therefore, Magnuson Engine Company is obligated to replace the engine for free.
Michelle can contact the dealer and request that they repair the mower. If the dealer refuses to repair the mower, Michelle can file a complaint with the Magnuson-Moss Warranty Act. The Federal Trade Commission (FTC) enforces the Magnuson-Moss Warranty Act. Michelle can file a complaint with the FTC by visiting their website or calling their toll-free number.
The FTC will investigate the complaint and may take action against the dealer. The FTC may order the dealer to repair the mower, or they may fine the dealer.
Michelle should keep all of the documentation related to the purchase of the lawnmower, including the receipt, the warranty, and any correspondence with the dealer. This documentation will help the FTC investigate the complaint.
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which of the following sentences avoids use of trite business phrases?
The sentence that avoids the use of trite business phrases is: "Please do not hesitate to call me if you have questions."
The sentence "Please do not hesitate to call me if you have questions" avoids the use of trite business phrases. Trite business phrases are overused and lack originality or meaningful content. They often become clichés in business communication and can make the message sound impersonal or insincere.
The other options in the list contain trite business phrases commonly found in formal correspondence. For example, "The application will be sent under separate cover" and "Enclosed please find a coupon to use during your next visit" are both examples of clichéd language frequently used in business letters or emails.
In contrast, the sentence "Please do not hesitate to call me if you have questions" is straightforward, direct, and does not rely on overused phrases. It conveys a genuine invitation for the recipient to reach out for any inquiries or clarifications.
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What is the fundamental theorem of Biomedical Informatics as described by Charles P. Friedman?
a. A person working in partnership with an information resource is "better than that same person.
b. Clinicians make more errors than computers.
c. Circumscribed roles related to deployment and configuration of electronic health records in pursuit of meaningful use.
d. Anything done using a computer in a patient care setting is considered bioinformatics.
The fundamental theorem of Biomedical Informatics, as described by Charles P. Friedman, is not represented by any of the given options.
The fundamental theorem of Biomedical Informatics, according to Charles P. Friedman, states: "Biomedical informatics is the scientific field that deals with biomedical information, data, and knowledge—their storage, retrieval, and optimal use for problem-solving and decision-making. It touches upon all basic and applied fields in biomedical sciences. Biomedical informatics thus studies health information and health information technology to improve human health, individual healthcare, public health, and biomedical research." Therefore, the correct option is not provided in the given choices.
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Which of the following principles holds that the business activity can be divided into specific time intervals, such as months, quarters, and years? Depreciation Periodicity assumption Revenue recognition Historical cost principle You need to use data from your firm's Marketing Department in a report, but the data set is incomplete. The data has extrapolated First and Last Names but incomplete Full Names. To correct this, you want to concatenate two entries in the cells containing the First and Last Names by enabling automatic data entry based on pattern detection. Based on the scenario above, which feature do you use to extrapolate missing data? a Quick Analysis b Autofil Split Macros Wash fill
The principle that holds that business activity can be divided into specific time intervals, such as months, quarters, and years, is the Periodicity assumption.
In the scenario where the data set from the Marketing Department is incomplete and requires extrapolation of missing data, the feature that can be used to enable automatic data entry based on pattern detection is Autofil. Autofil is a feature commonly found in spreadsheet applications like Microsoft Excel. It allows users to automatically fill in missing or incomplete data by detecting patterns in existing data.
By selecting the cells containing the First and Last Names and using the Autofil feature, the software can recognize the pattern and automatically extrapolate the missing data to generate the complete Full Names. This saves time and effort in manually entering the data and ensures accuracy by following the pattern detected in the existing data.
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