Generally, a board member who is a source of information about a firm's day-to-day activities is classified as a(n) inside director.
A director is a person on the company's board of directors who acts as the governing body of the organization. The board of directors, often elected by the company's shareholders, creates policy for the company as a whole and oversees leadership positions in the organization. They guide, advise and run the organization.
Board members are part of the governing body of the organization. Committed to the long-term interests of the organization, they meet regularly to oversee and direct operations, set policy, approve business decisions, evaluate operating performance, and carry out fiduciary responsibilities.
The board membership application process includes several steps. In most corporate boards, a nominating committee interviews candidates and decides who should join the board. Board members then vote on whether to elect the candidate selected by the nominating committee.
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Which person would NOT be included in the civilian labor force?
Select one:
A government employee who works in Indiana.
An army general who works in Washington, D.C.
An accountant who works on contract.
A sixteen-year-old customer service representative.
The correct answer is OPTION B, An army general who works in Washington, D.C is not included in civilian labor force.
The civilian population of the United States that is either employed or unemployed is referred to as the "civilian labor force" by the Bureau of Labor Statistics. This phrase is used to define the civilian population of the United States. In the context of "civilian labor force," the terms "military personnel," "federal government employees," "retirees," "disabled or discouraged workers," and "farm labourers" are not considered to be part of the "civilian labor force." Options A, C, and D are considered to be part of the civilian labor force in this scenario, however Option B is not included.
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What term refers to the inherent value of the product in the marketplace?
a) conformance
b) design
c) quality
d) reliability
e) performance
Answer:
b and c refers to the inherent value of the product in thearketplace.
When making a product line decision, a company may focus on lost contribution margin and avoidable fixed costs or prepare comparative.
When selecting a product line, a business may consider lost contribution margin or generate comparative income statement.
What is income statement?An income statement, also known as a profit and loss account, is one of a company's financial statements and displays the company's receipts and outlays for a specific time period. It explains how net income or net profit is generated from revenues.
You can see the company's profits and expenses on this financial statement. Additionally, it reveals whether a business is profitable or not.
As a result, a corporation may construct a comparative income statement or concentrate on lost contribution margin and unnecessary fixed expenses when choosing a product line.
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the period over which improvements to real estate contribute to property value"" is the definition of _____________ life
"The period over which improvement to real estate contributes to property value" is the definition of Economic life.
Economic life is the expected time period for the duration of which an asset stays beneficial to the average owner. whilst an asset is no longer useful to its owner, then it's miles said to be beyond its economic life. The economic life of an asset may be unique to its actual physical life.
The formal definition of deferred maintenance is: "items of damage and tear on assets that should be fixed now to shield the fee or income-producing ability of the assets, which includes a broken window, a useless tree, a leak in the roof, or a faulty roof that need to be absolutely replaced.
Real estate can exhibit functional obsolescence if its layout functions are outdated, no longer useful, or not aligned with marketplace tastes and standards, including whilst a vintage house is located inside a community of the latest houses.
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Misstatements in the financial statements are most likely to occur when there are:_____.
Misstatements in the financial statements are most likely to occur when there are Omission of notes to the financial statements.
what are financial statements?
Financial statements are documents that describe a company's operations and financial performance. Government organizations, accounting company's, etc. frequently audit financial accounts to guarantee accuracy and for tax, financing, or investment purposes. Accounting statements comprise the
Balance sheet Income statementsCash flow statementsInvestors and financial analysts use financial information to assess a company's performance and forecast the course of its stock price in the future. Investors, market analysts, and creditors assess a company's financial status and profits potential using its financial statements. The balance sheet, income statement, and statement of cash flows are the three main financial statements reports.
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The paying of taxes drains off some of the additional consumption spending created by the increases in?
The paying of taxes drains off some of the additional consumption spending created by the increases in income.
If a tax is implemented on consumption, the value of spending an hour at work decreases in relation to different activities as the tax decreases the actual amount of goods and services an individual can purchase.
Taxes influence consumer decisions and buying power as this causes individuals to have less disposable income to spend. Thus, when taxes are applied to goods that consumers purchase, they are spending more for individual items.
Hence, this means that many consumers must weigh their opportunity costs and decide between items to purchase.
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With a(n) ________ installment loan, interest charges are calculated using the original balance, and these charges are then added to the loan
With a(n) the add-on method is a widely used technique for computing interest on installment loan, interest charges are calculated using the original balance, and these charges are then added to the loan.
Add-on method:
1. A common approach for calculating interest on installment loans is the add-on method. When using the add-on technique, the indicated interest rate is applied to the loan's original balance to determine interest.
Reason:
When applying for a loan or mortgage, the calculation method called add-on interest is used. The interest due on the loan is determined using this method at the beginning of the loan. The principal is increased once the interest has been calculated. The principal and interest are both repaid along with the loan when the borrower repays it.
Financial institutions benefit from the add-on approach because even if the borrower pays off the loan early, the bank will still receive the full interest payment. As a result, interest is always computed on the principle, or the original loan amount, rather than the current balance.
2. Where F, is the finance charge for the loan, and the loan's length is measured in years.
Reason: An annual rate is always used to express interest rates. As a result, the loan's term will likewise be calculated annually.
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If the fed ultimately wants to lower interest rates in the economy, then it should?
If the fed ultimately wants to lower interest rates in the economy, then it should be lower the discount rate.
The discount rate is also known as the bank rate. It is the rate of interest at which central bank Charges on its loan and advance to the commercial bank . If fed wants to decrease the interest rate , then it should lower the discount rate. If the discount rate decrease then the commercial bank can also lend at lower interest rate in economy .
In business finance, discount rate is the rate of return used to discount future cash flows to their present value. This rate is often the weighted average cost of capital (WACC), the required rate of return, or the minimum rate of return an investor expects for the risk of an investment.
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Is there a relationship between a financial asset and its interest rate? the interest rate on a financial asset _______
The cost of a financial asset and its interest rate are inversely correlated. An investment's interest rate decreases as its value increases. Similar to this, an asset's price increases when its interest rate decreases.
Thus, there is an inverse relationship between financial assets and their interest rate.
What Is a Financial Asset?A financial asset is a liquid asset with value derived from a legal claim to ownership or a contractual right. Financial assets include, among other things, cash, investments in stocks, bonds, mutual funds, and bank deposits.
Assets that facilitate the movement of money. They move money from those who have extra money to those who have not, whether they are people, businesses, or even the government.
A promise or claim on future money is what financial assets are. A financial asset or liability is first valued at fair market value. The type of financial instrument will determine how the subsequent measurement is done. The amortized cost and fair value are both used to measure various categories.
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Some risks associated with investing in real estate are?
An investor must see what circumstances while investing in a real estate area. So the investor must be careful while investing.
One can loose tenant and his invested capital, tenant capital and fixed turnovers would be largely affected. increased property taxes and increased cost of operations a real estate investor is exposed to all these.
Some other risks associated with taking huge debts for investing in a property, liquidity risks , management risks, legislative risks, and environmental risks with several legal risks. It also include sometimes bad locations, negative cash flows etc.
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When an employee leaves the organization, whether by firing, retiring, or resigning, the process is known as:_______
The procedure used when an employee departs the company—whether through termination, retirement, or resignation is known as: employee attrition
What is employee attrition?The planned reduction of an organization's employment is sometimes referred to as attrition. When workers leave or retire, downsizing takes place.
Employee attrition is referred to as the normal process through which Workers leave the workforce and are not quickly replaced, such as through retirement or resignation for personal reasons. A worker's retirement or relocation to a different place are two examples of unavoidable kinds of attrition.
What are the reason for employee attrition?There are various reasons for employee attrition. There are plenty of these, such as dissatisfaction with the compensation or perks offered to employees, a dearth of opportunity for professional growth, and even terrible working conditions.
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The entry and exit of firms in a purely competitive industry help to improve resource allocation because:_______
The reason why the entry and exit of firms in a purely competitive industry helps to improve resource allocation is because the losses result in exit and release resources to flow to markers where there are profits.
How can the purely competitve market be beneficial?Purely competitive industries allow for easy entry and b which leads to many firms coming into the market.
As a result, there is too much supply which leads to losses when prices drop.
As the companies suffering losses leave the market, they then invest in other markets where there are profits thereby reallocating resources.
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When compaq and hewlett-packard decided to become one company, this was an example of a(n):______.
When Compaq and Hewlett-Packard decided to become one company, this was an example of a horizontal merger.
What is a horizontal merger?A horizontal merger is a merger between competing enterprises that make and sell the same items. Horizontal mergers, if considerable in size, can limit market competition and are frequently scrutinized by competition authorities.When companies in the same industry merge, this is referred to as a horizontal merger. They frequently result in a means to remove competition by becoming a single big corporation rather than two competitors. Horizontal mergers can significantly boost revenue because the combined company has access to a wider range of products or services.A horizontal merger occurred when Compaq and Hewlett-Packard decided to merge into one entity.Therefore, when Compaq and Hewlett-Packard decided to become one company, this was an example of a horizontal merger.
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The _____ compares the total investment in the property with the net operating income (noi).
The Profitability compares the total investment in the property with the net operating income (noi).
A formula known as net operating income (NOI) is used to assess the profitability of real estate assets that produce income. NOI is the sum of all property revenues less all running costs that are deemed to be reasonably reasonable.
On a property's income and cash flow statement, NOI is a before-tax statistic that does not include loan principal and interest payments, capital expenses, depreciation, or amortization. Earnings before interest and taxes, or "EBIT," is the name given to this measure when it is applied to other industries.
Real estate experts utilize net operating income as a method of valuation to establish the exact value of their properties that generate money. The operational costs of a property must be deducted from the income it generates in order to determine NOI.
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An initial decrease of the ad curve will precipitate an additional _______ due to the multiplier process.
Answer is additional decrease of AD curve.
The aggregate demand curve depicts the total amount of products (and services) demanded by the economy at various price levels.
As aggregate demand components—consumption spending, investment expenditure, government spending, and spending on exports minus imports is increase, the aggregate demand curve, or AD curve, moves to the right. As these components decline, the AD curve will move back to the left.
Since the output falls as the price level rises, and the aggregate demand (AD) curve slopes downward. Changes in the autonomous spending components can cause the AD curve to alter. The government can also adjust the AD curve through policy actions.
Therefore, the answer is decrease of the AD curve due to the multiplier process.
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Who are the main claimants of a firm's cash flows? multiple select question. board of directors government bondholders stockholders
Government, bondholders and stockholders are the main claimants of a firm's cash flows.
The net balance of money coming into and going out of a business at a particular period is referred to as cash flow. A firm constantly receives and expends cash. For instance, when a retailer buys merchandise, money leaves the company and goes to its suppliers.
Spending that occurs in the normal course of business is included in cash flow from operations. Payroll, the cost of items sold, rent, and utility bills are a few examples of these cash outflows. When corporate operations are very seasonal, cash outflows might vary greatly.
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A firm facing a downward-sloping demand curve sells 50 units of output at $10 each. the firm's average revenue is _____
A firm facing a downward-sloping demand curve sells 50 units of output at $10 each. The firm's average revenue is $10.
Whenever the rate of a commodity decreases, new buyers enter the marketplace and start buying it. That is because they had been not able to buy it when the costs have been excessive however now they can afford it. as a result, as the price falls, the demand rises and the call for curve will become downward sloping.
Consider that a downward sloping aggregate demand curve way that because the price degree drops, the quantity of output demanded increases. Further, as the rate stage drops, the country-wide income increases.
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What is the actual net income for the month? what, if any, changes could have been made to the actual amounts this month to keep the actual net income at a positive value?
The actual net income for the month is -$30. Less money could have been put into savings.
The actual net income for the month is -$30. Less money could have been spent on food.
Actual net income manner, in appreciate of any economic 12 months or zone, the consolidated internet profits of the business enterprise for such fiscal 12 months or quarter (as applicable), in accordance with GAAP based totally upon the enterprise's monetary statements for the relevant duration.
Gross profits are the whole quantity you earn and internet income is your actual enterprise profit after expenses and allowable deductions are taken out.
Internet earnings is the entire amount of cash a character or business earned in a given time period, minus taxes, fees, and hobby.
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The differentiation strategy can be effective in controlling the power of rivalry with existing competitors in an industry because:_____.
In an industry because customers are loyal to brands that are differentiated in meaningful ways.
An industry is a collection of businesses that are associated based on their primary business activities. In contemporary economies, there are dozens of industry classifications. industry classifications are commonly grouped into larger classes called sectors.
The industry is a fundamental activity in the economic system of any country, and it's liable for the processing and the transformation of natural products (raw substances) into other finished and semi-finished products.
There are 4 kinds of industry, namely primary, secondary, tertiary, and quaternary. Primary industries involve sports related to the extraction and processing of natural sources, such as agriculture, mining, fishing, and so on.
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A company factored $45,000 of its accounts receivable and was charged a 4actoring fee. the journal entry to record this transaction would include a?
When a company factored $45,000 of its accounts receivable and was charged a 4% factoring fee. The journal entry to record this transaction would include.
Account Debit Credit
Cash $43,200
Factoring fees $1,800
Accounts receivable $45,000
Thus, here the factoring fee is equivalent to 4% of total accounts receivable which is calculated as= $45,000 x 4% or $1,800.
Cash received is equivalent to total accounts receivable less factoring fee of $1,800, hence cash received = $45,000 - $1,800 = $43,200.
Hence, the journal entry to record this transaction would include a debit to cash of $43,650, a debit to factoring fee Expense of $1,350, and credit to account receivable of $45,000.
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Agile project management involves ____ whereas traditional project management involves _______.
Agile project management involves iterative and incremental delivery whereas traditional project management involves upfront planning with high predictability. Its idea relies on reliable resources and expertise. Same life cycle, which comprises phases like feasibility, planning, designing, building, testing, production, and support, is followed by every project.
Traditional project management strategy is sequential, with each phase of process taking place one after the other. Agile project management prioritizes flexibility, teamwork, and customer collaboration. With each iteration of software development project, this iterative strategy focuses more on incorporating client feedback and continual releases. Perhaps most impressive aspect of Agile is adaptive planning.
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A_____represents a long-term debt obligation issued by a corporation or a government.
A bond represents a long-term debt obligation issued by a corporation or a government.
Debt obligation method a responsibility to make a repayment of cash to any other man or woman, inclusive of debts payable and the responsibilities springing up beneath promissory notes, payments of trade, and bonds;
A collateralized debt responsibility is a sort of based asset-backed safety. at the beginning advanced as contraptions for the company debt markets but after 2002 CDOs have become cars for refinancing mortgage-backed securities.
Month-to-month Debt obligations approach a purchaser's housing charges, along with month-to-month rent or mortgage fee, and required payments below any debt obligations (which includes the patron's month-to-month charge below the mortgage and insurance for the vehicle to be acquired under the mortgage).
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_____ are financial intermediaries that obtain funds by accepting checking and savings deposits from individuals, businesses, and other institutions, and then lending those funds to borrowers.
Depository institutions are financial intermediaries that obtain funds by accepting checking and savings deposits from individuals, businesses, and other institutions, and then lending those funds to borrowers.
What are depository institutions?Depository institutions are financial intermediaries that receive cash from individuals, businesses, and other institutions by accepting checking and savings deposits and then lending those monies to borrowers.In the United States, there are three basic types of depository institutions. Commercial banks, thrifts (which include savings and loan associations and savings banks), and credit unions are the three types.A depository is an organization, bank, or institution that keeps securities and facilitates their trading. A depository provides market security and liquidity, lends money stored for safekeeping to others, invests in other assets, and provides a funds transmission system.Therefore, depository institutions are financial intermediaries that obtain funds by accepting checking and savings deposits from individuals, businesses, and other institutions, and then lending those funds to borrowers.
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What did the retail store target do differently than its competitors who were still watching the local paper for life events such as graduations and baby announcements?
target used purchasing patterns to reliably predict life events and send targeted coupons to customers
What is purchasing?Purchasing is the process by which a company or organization acquires goods or services in order to achieve its objectives. Although numerous organizations seek to establish standards in the purchasing process, practices can vary widely amongst firms.
The major objectives of purchasing are to ensure continuous supplies of raw materials at the lowest total cost, increase the quality of final items produced, and optimize customer happiness.
The purchasing cycle, also known as the procurement cycle or procure-to-pay (P2P), is the process of ordering, obtaining, and paying for the goods and services required by your firm.
The total cost of the item(s) or service acquired, including taxes, shipping expenses, and other fees and contingencies, is referred to as the purchase cost.
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When using horizontal differentiation, a firm divides itself into subunits based on function, type of business, or.
When using horizontal differentiation, a firm divides itself into sub units based on function, type of business, or Geographic area
Horizontal Differentiation :
Horizontal differentiation refers to distinctions in products that cannot be easily evaluated in terms of quality. This stands in contrast to vertical differentiation, where the distinctions between products are objectively measurable and are based in the products' respective level of quality. Horizontally differentiated products vary only marginally, as it's more efficient for producers to try to capture as many new consumers as possible with minimal additional costs. While horizontally differentiated products tend to command similar prices at equilibrium, the lack of relationship to quality does not necessarily imply that they cost the same -- two products may be virtually identical in all considerations except for color or flavor and still be offered at totally different prices.
What is meant by geographical area?
Geographical Area means an area covering all or part of the territory of a Member State or extending to all or part of the territory of other Member States.
An area of land that can be considered as a unit for the purposes of some geographical classification.
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If vito, inc. has an inventory turnover ratio of 5 times, then its days to sell must be?
If vito, inc. has an inventory turnover ratio of 5 times, then its days to sell must be 73 days
Inventory turnover is a financial ratio that demonstrates how frequently a company sells and replaces inventory over a specific time frame. The days it takes to sell the company's inventory on hand can then be determined by multiplying the number of days in the period by the inventory turnover formula.
The better the inventory turnover, as it often indicates that a company is selling its items rapidly and that there is a big demand for them. On the other side, a low inventory turnover would probably be a sign of decreasing sales and dwindling interest in a company's goods.
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If a company uses your personal data as part of a financial transaction, you should be made aware of the nature and scale of the transaction. what concept of data ethics does this refer to?
The concept of data ethics refers to Currency.
Every other have a look at recommended that merely thinking about money should lead to unethical behavior. Researchers from Harvard and the College of Utah found that take a look at individuals had been much more likely to lie or behave immorally after being uncovered to currency-related words.
Thinking about currency leads people to suppose 'business,' and it's this framing of a situation as a commercial enterprise one which ends in unethical behaviors, inclusive of lying, cheating, and acting in a single's self-hobby without regard to others.
The lack of law and an accountable relevant authority is arguably one of the most good-sized ethical worries for governments and pupils on cryptocurrencies. it is an important cause why numerous countries have banned Bitcoin.
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The law of diminishing marginal productivity implies that increasing only one input will?
The law of diminishing marginal productivity implies that increasing only one input will lead to smaller and smaller increases in output.
What is the law of diminishing marginal productivity?An economic law guiding production states that if more variable input units are utilized in conjunction with a particular quantity of constant inputs, the overall output may grow at a quicker pace at first, then at a steady rate, but eventually at a declining rate. According to the law of diminishing marginal productivity, increasing merely one input leads to smaller and smaller improvements in output. According to the law of diminishing marginal productivity, opportunity cost rises as one input is raised to produce successive units of output. Consider a farmer who uses fertilizer as an input in the process of growing corn. Each unit of added fertilizer will only minimally boost production return up to a certain point.Therefore, the law of diminishing marginal productivity implies that increasing only one input will lead to smaller and smaller increases in output.
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A defect on a title that can be monetary or physical is called an ______. Unset starred question Agreement Appurtenance Encumbrance Eviction
An encumbrance is the term that is used to refer to the defect on a title that can be monetary or physical.
What is an encumbrance?In layman speech this used to refer to a burden. It is a burden that is due to the fact that a person is owing.
The encumbrance is the claim that is made against a property. The person that is making this claim is usually not the owner of this property that he or she is trying to or laying a claim on.
Some popular types are
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You noticed that a fast food restaurant's operating cycle is 30 days. would this suggest the restaurant is selling food beyond its expiration date?
No, i will not suggest the restaurant is selling food beyond its expiration date because the operating cycle includes the average collection period which will be long if the restaurant only takes cash.
What is an operating cycle?This refers to the number of days required for a business to receive inventory, sell the inventory and collect cash from the sale of the inventory.
The operating cycle as a financial tools plays a major role in determining the efficiency of a business.
Hence, whenever we noticed that a fast food restaurant's operating cycle is 30 days, we will not suggest the restaurant is selling food beyond its expiration date because the operating cycle includes the average collection period which will be long if the restaurant only takes cash.
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