The video by Elizabeth White should prompt people to make a change in how they handle their finances as it shows how easily our finances can take a turn for the worst.
Why should be manage our personal finances effectively?In this TED Talk, Elizabeth White talks about how her's and the Boomer generation's personal finances are in never ending trouble and how they are being blamed for not planning their finances well.
It shows how easily things can change for the worst financially as Elizabeth White went through a tough time.
This shows that it is important to take stock of our finances such that we won't go through what she did and be able to survive financial emergencies. We can do this by saving up and talking to financial planners.
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In december 2020, quebecor printing received magazine subscriptions for 2021 from customers, who paid $540 in cash. what would be the appropriate journal entry for this event in december 2020?
Debit cash $220 and credit deferred revenue for $220.
Revenue is the total amount of revenue generated from the sale of goods or services related to the company's main activities. Revenue, also known as gross earnings, is often referred to as the "top line" because they are at the top of the income statement. Income or Net Profit is the gross profit or profit of a business.
Revenue (sometimes called turnover) is the amount of gross revenue generated from the sale of a product or service. A simple solution for revenue is to multiply the number of sales by the sales price or average service price (revenue = sales x average service price or sale price).
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A portfolio of stocks may achieve diversification benefits if the stocks that comprise such portfolio are:____.
A portfolio of stocks may achieve diversification benefits if the stocks that comprise such portfolio are not perfectly positively correlated.
A stock portfolio is a collection of stocks that are invested in with the hope of making a profit. By putting together a diverse portfolio that spans various sectors individual will be able to become a more resilient investor.
This is because if one sector takes a hit, the investments held by you in other sectors aren’t necessarily affected.
When assembling a stock portfolio, it’s important to have the organizational goals in mind beforehand. That way the decision-making process is guided by reason as opposed to emotion.
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What is the likely result of an announcement of the closing of an industrial plant that is a region's major employer?
Decreasing property values is the likely result of an announcement of the closing of an industrial plant that is a region's major employer.
The reasonable, likely, and lawful use of vacant land or improved real estate that is physically possible, is properly supported, is financially feasible, and yields the best value.
One of the problems in evaluating quality housing is: Many of these homes were custom built for their current owners and may not meet the needs and desires of their buyers. There are very few quality homes for sale in any market at any given time.
These four stages can occur over a relatively short period of time, but they usually take decades. During the growth phase, the region is in high demand and generally accepted. A growth period is one in which rents are rising, property values are rising, employer growth is strong, and the region reflects prosperity.
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According to cialdini, _____ involve intricate sequences of behavior that occur in the same fashion and in the same order every time.
According to Cialdini, fixed action patterns involve intricate sequences of behavior that occur in the same fashion and in the same order every time.
Fixed action patterns are sequences of behavior which occur in humans as well as animals in the same sense of order every time. These fixed action patterns share a number of defining traits, such as their rigidity, innateness, invariability, inheritability, and complexity.
Fixed action patterns are complex, automatic and involuntary. For instance, a fixed action pattern occurs greylag geese. So, if a female greylag goose's egg rolls out of her nest, she will instinctively use her bill to push the egg back into the nest in a series of very predictable movements.
Hence, the answer is given and explained above.
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When examining the cost curves for a firm, the minimum average variable cost occurs at the output level where:_____.
When examining the cost curves for a firm, the minimum average variable cost occurs at the output level where Zero point level.
The "zero profit point" is the location where the marginal cost curve crosses the average cost curve, at the minimum of the average cost curve. A completely competitive firm should close its doors if its market price is less than its average variable cost at the profit-maximizing output level.
A totally competitive corporation is unable to control the price it charges because it must accept the price for its output that is established by the supply and demand for the product in the market.
Since the profit calculation already accounts for this, the perfectly competitive firm can provide any quantity of units at the same price.
It suggests that the company's product has a completely elastic demand curve, meaning that customers are eager to purchase any quantity of the company's output at the going rate.
The quantity that the perfectly competitive firm decides to produce will define its total revenue, total costs, and eventual level of profits along with the prices that are currently in effect on the market for inputs and output.
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What are the major waves of change that are part of the challenges of managing a business in the new competitive landscape?
Globalization, technological change including the development and application of the internet, Knowledge Management, and collaboration across organizational boundaries.
Why Is the Competitive Landscape Important?The list of possibilities a consumer could select, not your product, is the competitive landscape. The products of your rivals and various kinds of client solutions are on the list. A customer could decide to buy a product.
What Is an Analysis of the Competitive Landscape?
It will take an investigation to get a full picture of the competitive situation. Product teams should undertake competitive analysis to discover all the products that could replace theirs. This analysis frequently shows that the team underestimated the size of the competitive ecosystem.
What Are the Advantages of a Competitive Landscape Analysis?
You can steer clear of costly errors. You can learn fresh concepts. You can discover new markets, sectors, and user personas.Learn more about the competitive landscape with the help of the given link:
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What drives plant location decisions at frito-lay?
a. cost and availability of utilities
b. environmental regulations
c. proximity to raw materials or markets
d. labor costs
Proximity to raw materials or markets drives plant location decisions at Frito-Lay.
Frito-Lay began in the early 1930s as two separate companies which merged in 1961. Frito-Lay markets, manufactures, and sells corn chips, potato chips, and other snack foods.
For planting various locations, Frito-Lay considers many things. Among which the proximity to raw materials, is considered very important. Raw materials are considered as the basic components for finished products. Thus, when selecting a plant location, this is one of the most important considerations.
However, if Frito-Lay requires raw materials which are perishable items, then it must tend to locate the plant nearer to the raw material source.
Hence, option C is correct.
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Meg invested $16,000 in a savings account. if the annual interest rate is 6%, how much will be in the account in 5 years for quarterly compounding? round your answer to two decimal places.
Meg invested $16,000 in a savings account. if the annual interest rate is 6%. In 5 years for quarterly compounding is $ 21,549.68.
What is interest rate?The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.The interest rate over a year is known as the annual interest rate.Other interest rates are applicable over shorter time frames, such a day or a month, but they are typically annualized.What is saving account?An account in a retail bank is a savings account. Common characteristics include having a finite number of withdrawals allowed, not having check or connected debit card facilities, having few transfer choices, and not being able to become overdrawn. Savings account transactions were typically recorded in a passbook in the past, hence the term "passbook savings accounts," and bank statements were not typically supplied. Nowadays, same transactions are typically recorded electronically and are available online.Learn more about interest rate here:
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The operating license for a commercial bank is called a(n): Group of answer choices asset management permit certificate of autonomy SEC certificate of depository bank charter federal promissory note
The operating license for a commercial bank is called the SEC certificate of depository bank charter federal promissory note.
All licenses, franchises, permits, consents, approvals, registrations, certifications, and authorizations of all governmental authorities that are required or advisable for the operation of the business of any of the Company Parties are collectively referred to as Operating Licenses.
The phrase "license to operate" is frequently used to refer to the standards of conduct that must be met by a business in order to be respected by its community. "Grant of permission to execute a trade or carry out a business activity, subject to regulation or monitoring by the licensing body" is one way to define "license to operate" in more detail.
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Since optimization is used to analyze people's choices and help them improve the outcomes of their choices, its a. both normative and positive. b. normative only. c. positive only. d. because it
Since optimization is used to analyze people's choices and help them improve the outcomes of their choices, it a. both normative and positive.
Maximizing or minimizing some feature relative to some set, regularly representing more than a few picks available in a positive scenario. The function allows comparison of the special alternatives for figuring out which is probably “great.”
practically, function optimization describes a category of issues for locating the input to a given function that consequences within the minimal or maximum output from the feature. The goal relies upon on sure traits of the device, referred to as variables or unknowns.
The motive of optimization is to reap the “first-class” layout relative to a hard and fast of prioritized standards or constraints. These consist of maximizing factors together with productivity, strength, reliability, durability, performance, and utilization.
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Between and , the u. s. dollar ______ against the canadian dollar. between and , the u. s. dollar ______ against the
Answer:
would be the dollar value between the US and Canadian
One of the elements of ergonomics is: the establishment of time standards. designing tools and machines that facilitate human work. assembly line balancing. allocating work time based on economic studies. the cost justification of technology.
One element that is found in ergonomics is designing tools and machines that facilitate human work.
What is ergonomics?Ergonomics refers to research and studies that look at people when they are working in order to find out better ways of increasing production.
One way that is popular in this regard is introducing machines and tools that would be a good fit for workers to be able to facilitate their work and improve production levels.
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The amount for which a promissory note is written is called the:_______
a. realizable value
b. face value
c. maturity value
d. proceeds
The amount for which a promissory note is written is called the face value.
Promissory notes: What Are They?
A promissory note is a type of debt instrument that includes a written commitment by one party (the note's issuer or maker) to pay another party (the note's payee) a specific amount of money, either immediately or at a predetermined later date.
The parameters of the debt, including the principal amount, interest rate, maturity date, date and location of issuance, and the issuer's signature, are normally all included in a promissory note.
Various Promissory Note Types
Promissory Notes for Business CreditNotes for investmentsBuying Promissory Notes.Learn more about promissory notes with the help of the given link:
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A company sells bikes that are light and fast. the revenue earned over a period of x years can be represented by the function, . the cost of manufacturing the bikes can be represented by the function, . which function, , describes the profit earned from the sales of the bikes over a period of x years?
Answer:
the revenue earned over a period of 6 years can be represented by the function
What kind of power might a local community use to influence a company's decisions?
Publicizing an issue, Challenging whether a business activity should continue to operate, Lobbying government policymakers for regulations.
What are rights in a community?Community rights include rights to nature, such as the right of ecosystems to thrive and change; environmental rights, such as the right to clean air, pure water, and healthy soil; worker rights, such as the right to a living wage and equal pay for equal work; and democratic rights, such as the right of local government;
If a physical meeting is held, entities may let participants to attend remotely and cast ballots in accordance with any provisions for remote meetings that are included in the corporation's by laws.
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The notion that actual capital markets, such as the nyse, are fairly priced is called the?
Efficient Markets Hypothesis (EMH)
The notion that actual capital markets, such as the nyse, are fairly priced is called the Efficient Markets Hypothesis (EMH)
There are three market efficiency types which are allocative , operational and informational. Fairly priced stocks in capital market allow shareholders to notion through the process of buying and selling shares.
The share price reflects all the information that in with stock traded in capital markets fairly priced at a market. It also tells the asset value information of the underlying assets. Markets in which security prices fully reflect all relevant information available fundamental value of securities.
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What factors are used in the rule-of-thumb methods to determine the communication budget?.
Prior sales and communication activities
To determine the current communication budget, rule-of-thumb methods use prior sales and communication activities. These methods are simple to implement, but they do have some limitations.
What is rule-of-thumb?A rule-of-thumb is a heuristic guideline that gives simplified counsel or a fundamental rule-set for a certain subject or course of action. It is a broad principle that provides specific directions for completing or performing a task. Generally, rules of thumb emerge from practice and experience rather than scientific study or a theoretical underpinning.
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Many companies offer new employees in a 401k for retirement, which of the building blocks for retirement does this fall into?
Many companies offer new employees a 401k for retirement, the building block for retirement this fall is Social Security. Option B
This is further explained below.
Generally, The United States Social Security Administration is an independent agency of the federal government of the United States that is responsible for the administration of the Social Security program. Social Security is a social insurance program that includes retirement, disability, and survivor benefits.
When a person or a family loses a breadwinner because of illness, accident, or old age, they are entitled to social security benefits, which include health care and income assistance for individuals and families.
In conclusion, Even though the majority of employers participate in the 401(k) plan, which is designed to facilitate retirement savings, this season's primary retirement resource is social security.
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CQ
Many companies offer new employees in a 401K for retirement, which of the building blocks for retirement does this fall into?
A. Insider Trading
B. Social Security
C. Other Cash Generator
D. Pension
The guaranty fund paid a consumer’s $15,000 claim because of licensee ben’s negligence. Ben is breaking the news to his broker. how’s his broker likely to respond?
It was due to licensee Ben's carelessness that the insurance company paid a $15,000 settlement. Ben is telling his broker the news. Because your E&O insurance covers this situation, you can go back to business as normal. This is further explained below.
What is E&O insurance?Generally, A kind of specialist liability protection against losses that are not covered by ordinary liability insurance, errors and omissions insurance (E&O insurance) is also known as professional liability insurance. It protects both you and your company in the event that a customer files a claim against you or your company for negligent actions, mistakes, or omissions that occurred in the course of business operations and led to a monetary loss.
In conclusion, Because of licensee Ben's carelessness, the guaranty fund had to pay out $15,000 to settle a consumer's claim. Ben is divulging the information to his broker at this time. You can go back to doing business as normal since, fortunately, this problem is covered by your errors and omissions insurance.
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Assuming a periodic inventroy system, the journal entry to record the purchase on account of $1080 of merchandise with freight of $155 prepaid and added to the invoice is?
Assuming a periodic inventroy system, the journal entry to record the purchase on account of $1080 of merchandise with freight of $155 prepaid and added to the invoice is Debit purchases $1080, Debit freight in $155, Credit amt payable $1235.
Because Merchandising Transactions (perpetual inventory system) with expenses takes place in a record book called the journal. The perpetual inventory system is a system of recording inventory balances in the journal entries & Inventory account is adjusted to equal the cost of the merchandise.
Merchandising is the practice and process of displaying and selling products to customers.
Journal is a detailed record of all the transactions done by a business.
Inventory refers to all the items, goods, merchandise, and materials held by a business for selling in the market to earn a profit.
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Sabrina’s soccer produces soccer balls and soccer nets, which are sold at sporting goods stores. which factors directly affect the company’s profit?
A surge in soccer league numbers. According to Iowa State University, profitability is simply your revenue from your operations less your expenses. You are profitable if the number is a positive; if there is a minus sign before the number, you are not. The Revenue from the sale of goods or services is the main determinant of a company's profitability.
Gaining from investments produces income but does not translate into profitability. The long-term objective of the majority of entrepreneurs and small-company owners is to increase business profitability. Greater profitable the businesses provide more income for you and any other investors.
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Fastforward has net income of $18,955, and assets at the beginning of the year of $200,000. assets at the end of the year total $246,000. compute its return on assets. a. 7.7%. b. 8.5%. c. 9.5%. d. 11.8%
Its return on assets is 8.5%.
What is return on assets?The return on assets measures how profitable a company's assets are at generating income.
Return on assets (ROA) measures how lucrative a company is in relation to the assets or resources it owns or controls. ROA can help investors uncover potential stock opportunities because it reveals how efficient a firm is at leveraging its assets to produce profits.
Return on Equity (ROE) is commonly defined as net income divided by equity, whilst Return on Assets (ROA) is defined as net income divided by average assets.
Return on Assets (ROA) is a sort of ROI metric that assesses a company's profitability in relation to its total assets.
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If a company has preferred stock outstanding, a variation of calculating return on shareholders' equity can be made by making which adjustments to the ratio?
If a company has preferred stock outstanding, a variation of calculating return on shareholders' equity can be made by making adjustments to the ratio the equity accounts are reduced for amount the shares are originally sold.
Some of the important transactions that take place are the repurchases are recorded in the form stocks. Assets are recorded in for the stocks purchased. Equity accounts are reduced for the amount shares originally sold. Retained earnings are also shown as the purchases.
Adjustments are made keeping the ratio in mind without disturbing the variation in the share holders return and stocks outstanding remaining in the books of accounts.
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A special order generally should be accepted if: Select one: a. its revenue exceeds allocated fixed costs, regardless of the variable costs associated with the order. b. excess capacity exists and the revenue exceeds all variable costs associated with the order. c. excess capacity exists and the revenue exceeds allocated fixed costs. d. the revenue exceeds total costs, regardless of available capacity. e. the revenue exceeds variable costs, regardless of available capacity.
A special order generally should be accepted if excess capacity exists and the revenue exceeds all variable costs associated with the order.
When the market's potential supply of a commodity is greater than the demand for that product, the situation known as excess capacity arises.
In manufacturing, the phrase "over capacity" is frequently used. At a manufacturing site, you can notice idle workers as a sign of overcapacity. Excess capacity, though, can also be found in the service industry.
For instance, there are places in the restaurant business that consistently have empty tables and a staff that seems unproductive. This inefficiency shows that although the space can handle more visitors, there is still a gap between customer demand and the restaurant's capacity.
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The decision on how to divide your portfolio among different types of securities is known as:_____.
a. estate planning
b. investment planning
c. asset allocation
d. arbitration
e. portfolio tracking
Option E) portfolio tracking.
The decision on how to divide your portfolio among different types of securities is known as portfolio tracking.
Asset allocation divides an investment into different assets such as stocks, bonds, and cash. Asset allocation decisions are personal choices. The most effective allocation for you will change at different times in your life, depending on how long you have to invest and how much risk you are taking.
Asset allocation involves dividing your investment portfolio into different asset classes such as stocks, bonds, and cash. The process of deciding which mix of assets to hold in a portfolio is a very personal process.
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The unofficial communication system of the informal organization, a system of gossip and rumor, is known as jargon.
a. true
b. false
The unofficial communication system of the informal organization, a system of gossip and rumor, is known as jargon. false
A communication system is a system that describes the exchange of information between two points. The process of sending and receiving information is called communication. The main elements of communication are the information sender, the communication channel or medium, and the information recipient.
The main examples of communication systems are telephones, telegraphs, mobile phones, Edison telegraphs, computers, and television cables. The sources of this system can be divided into electric and non-electric. These are sources of input signals or message signals.
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Is the strategic plan impacted by cultural differences and/or typical household composition in india? discuss
Cultural differences and typical household composition could possibly have good impact on the success on Walmart's strategic plan in India's marketplace.
The impact of Cultural differences and typical household composition could possibly be more in India's marketplace. In 2018, in India, Walmart implemented a joint venture strategy by acquiring a majority of share in the country’s dominant online retailer, Flipkart.
In 2020, this partnership expanded. Thus, as a part of its strategic plan, Walmart focuses on entering global markets which represent high-growth opportunities.
Hence, cultural differences and typical household composition could possibly have good impact on the success of a business plan.
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Which type of non-profit institution requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
The credit union is a non-profit institution that requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
This is further explained below.
What is a Credit union?Generally, Before a person may take benefit from the services provided by a credit union, which is a non-profit organization, that person must first become a member of the credit union and satisfy specific membership requirements.
In conclusion, Credit unions are cooperative financial organizations that are owned and operated by the members who make use of the cooperative's various financial services. Members of a credit union have access to the same sorts of financial goods and services as are made available to customers of conventional banks, including credit cards, checking and savings accounts, and loans.
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What challenges and benefits of diversity management do those responsible for hr policy development and implementation face? how should hr leaders use policy most effectively to overcome challenges and recognise the benefits of a diverse workforce? what specific issues of national legislation on equality in the workplace are being followed to enforce the areas of equality and diversity?.
Diverse cultural perspectives can inspire creativity and drive innovation. Local market knowledge and insight makes a business more competitive and profitable.
Cultural sensitivity, insight, and local knowledge means higher quality, targeted marketing.
How can diversity management benefit HR leaders?Here are some of the key statistical takeaways, as per a study conducted by Glass door: Ethnically diverse and inclusive companies are 33% more successful. 1.7 times more likely to become innovation leaders in their field. Have better odds of attracting top talent, as 67% of job seekers care about diversity.
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https://brainly.com/question/22099667#SPJ4The ________________________ is also known as the financial services modernization act.
The Gramm-Leach-Bliley Act is also known as the Financial Services Modernization Act.
The Gramm-Leach-Bliley Act is also known as the Financial Services Modernization Act of 1999. This is a federal law enacted in the United States in order to control the ways financial institutions deal with the private information of individuals.
The Gramm-Leach-Bliley Act's purpose was to remove legal barriers preventing financial institutions from providing insurance, banking, investment and insurance services together. Thus, the Gramm-Leach-Bliley Act's ensured that financial institutions, including mortgage brokers and lenders, protect non-public personal information of consumers.
Hence, the answer is given and explained above.
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