1)Decreases by 4.5%
3) smaller because interest rate changes have a greater impact on the near-term cash flows than distant cash flows.
4) Increase because the investments are discounted at a lower rate.
How to calculate the percentage change in the PV?First step is to calculate the present value when r is 5%
PV = 100 / (1 + 5%)^1
PV = $95.24
Second step is to calculate present value when r is 10%
PV = 100 / (1 + 10%)^1
PV = $ 90.91
Last step is to calculate the percentage change in the PV
PV change as a percentage: (90.91 - 95.24) * 100 / 95.24
Percentage change in the PV = - 4.55% (Decrease)
Therefore the Percentage change in the PV Decreases by 4.5%
3. The impact of interest rate changes in the PV of $100 due in 20 years compared to the PV of $100 due in one year is lower because short-term cash flows are more sensitive to changes in interest rates than long-term ones.
4. If the interest rate is less than 5%, then the PVs for both the one-year and 20-year investments is Increase because the investments are discounted at a lower rate.
The complete question is : he equations below show the discounted or present value of cash flows either one year or twenty years in the future. the first equation in each set of three shows the discounted value when the interest rate (or cost of capital) equals 5%. the second equation in each set of three shows the discounted value for an interest rate that is controlled by the slider. the third equation compares the two discounted values. change the slider and observe whether the discounted value of the one-year cash flow changes more or less quickly than the discounted value of the twenty-year cash flow.
1. What is the percentage change in the PV of $100 due in 1 year when the interest rate changes from 5% to 10%? (Move the slider to 10%.)
Decreases by 60.6%
Decreases by 4.33%
Decreases by 4.5%
Does not change
Increases by 4.5%
Increases by 60.6%
2. What is the percentage change in the PV of $100 due in 20 years when the interest rate (cost of capital) changes from 5% to 10%?
Decreases by 60%
Decreases by 22.83%
Does not change
Increases by 22.83%
Increases by 60.6%
3. The impact of interest rate changes in the PV of $100 due in 20 years compared to the PV of $100 due in one year are:
smaller because interest rate changes have a greater impact on the near-term cash flows than distant cash flows.
the same because the cash flow is the same.
greater because interest rate changes have a greater impact on distant cash flows than near-term cash flows.
sometimes less and sometimes more depending on the interest rate.
4. If the interest rate is less than 5%, then the PVs for both the one-year and 20-year investments:
Decrease because the interest rate is lower.
Increase because the investments are discounted at a lower rate.
Do not change because the investment amount is the same.
Might either increase or decrease.
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During his interview with the human resource manager, kent asked about the benefits the company provided. What would be one thing the hr manager might tell kent about with regard to benefits? multiple choice question
One thing the hr manager might tell kent about with regard to benefits is B. vacation.
How to illustrate the information?Employee benefits cover your workforce's indirect pay. This can include health insurance, stock options, or any number of other benefits provided to employees. While two jobs may pay the same, they may differ greatly in terms of benefits, making one a better financial proposition than the other.
Human resource management is a strategic and coherent approach to the effective and efficient management of people in a company or organization so that they can help the company gain a competitive advantage. It is intended to maximize employee performance in support of an employer's strategic goals.
The Human Resource Manager, among other things, hires and interviews new employees and manages pay rates. This person must set a good example by maintaining good communication skills while working on complex problems.
Vacation is a benefit that van be enjoyed.
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Complete question
During his interview with the human resource manager, kent asked about the benefits the company provided. What would be one thing the hr manager might tell kent about with regard to benefits?
salary
vacation for employees
health insurance
With either CRISP-DM or SEMMA, it is important to fully understand which of the following: Please select all that apply! the surrounding socioeconomic climate, business goals, and underlying issues at hand prior to preparing the data and choosing analysis techniques
Multiple select question.
Political implications
Business goals
The surrounding socioeconomic climate
Underlying issues for the business
Business goals
The surrounding socioeconomic climate
Underlying issues for the business
As per CRISP-DM or SEMMA, Business goals, The surrounding socioeconomic climate and Underlying issues for the business are important.
SEMMA
SEMMA is an acronym of Sample, Explore, Modify, Model, Assess, and refers to the process of conducting a data mining project.
Given,
Here we need to fine which of the following are important for CRISP-DM or SEMMA.
As per the definition of the SEMMA,
The option Political implications is not applicable for SEMMA.
So, the remaining are fall under the importance of CRISP - DM.
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which of these are cash equivalents? (check all that apply.) multiple choice question. us treasury bonds that mature in 1 year accounts receivable notes receivable that mature in 5 months highly-liquid investments with original maturities of 3 months or less
Cash equivalents
highly-liquid investments with original maturities of 3 months or less us treasury bonds that mature in 1 year accounts receivable notes receivable What are cash equivalents used for?Cash equivalents are investment instruments with good credit quality and high liquidity that are designed for short-term investing. Along with stocks and bonds, cash equivalents, usually referred to as "cash and equivalents," is one of the three major asset classes in financial investment.Cash equivalents can take several forms, for instance: US Treasury notes. US Treasury bills. Business paper.The balance sheet's current assets section includes cash and cash equivalents, which go toward a company's net working capital. Current assets less current liabilities equals net working capital.Numerous liquidity metrics are calculated using these cash equivalents: Current Liabilities divided by Cash Equals Cash Ratio. Current Assets / Current Liabilities equals the current ratio. (Cash & Equivalents + A/R) / Current Liabilities is the quick ratio.Learn more about Cash equivalents refer to :
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the probability-weighted average of the payoffs for a chance node is known as the group of answer choices median value variance of the node risk measure expected value
Option (d), the expected value is the probability-weighted average of the rewards for a chance node.
What does the expected value of a probability mean?In statistics and probability analysis, the expected value is calculated by multiplying each potential event by the likelihood that it will occur, summing all of those values, and then calculating the expected value. Investors can choose the scenario that is most likely to result in the desired outcome by calculating anticipated values.
Are probability and anticipated value the same thing?According to theory, the experimental probability is just the probability we're assuming based on a small number of trials, whereas the anticipated value is the normal result we anticipate receiving after an infinite number of trials.
What is the probability weighted average, exactly?The weighted mean is a type of mean that is calculated by adding up all the products following multiplying the weight (or probability) associated with a particular event or result by its associated quantitative result.
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cehgg on average, a book sells for $60. variable selling expenses are $6 per book with the remaining selling expenses being fixed. the variable administrative expenses are 5% of sales with the remainder being fixed.
The contribution market rate for Sam's bookstore for the first quarter is $163,000.
What is the contribution margin?Selling price per unit less variable cost per unit equals contribution margin, often known as dollar contribution per unit. The amount of sales revenue referred to as "Contribution" is the fraction that is not used to pay variable costs and hence helps to cover fixed costs.A corporation has more funds available to pay for fixed expenditures or overhead the bigger its contribution margin.
So, the contribution margin of the quarter will be:
Sales - COGS - Variable Selling Expenses - Variable Administrative Expenses = contribution margin
# of Books Sold= Sales Reported/ Average Selling Price per Book
$900,000/$60= 15,000 books
Total Variable Selling Expenses= # of Books x Selling Expense per unit
= 15,000 books x $5 per book= $75,000
Total Variable Administrative Expenses= Reported Sales x #%
= $900,000 x 3% = $27,000
Contribution Margin= $900,000 + $635,000 +$75,000 + $27,000 = $163,000
Therefore, the contribution market rate for Sam's bookstore for the first quarter is $163,000.
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Complete question:
An income statement for Sam's Bookstore for the first quarter of the year is presented below:
Sam's Bookstore
Income Statement
For the Quarter Ended March 31
Sales= $900,000
Cost of goods sold= 635,000
Gross margin= 265,000
Selling and administrative expenses:
Selling= $101,000
Administration= 106,000
=207,000
Net operating income= $58,000
On average, a book sells for $60. Variable selling expenses are $5 per book with the remaining selling expenses being fixed. The variable administrative expenses are 3% of sales with the remainder being fixed.
The contribution margin for Sam's Bookstore for the first quarter is?
decrease
You just bought a $1000 bond that is scheduled to mature in ten years. If interest rates rise during the next six months, the market value (or price) of your bond will ?
An additional $1,000 in total interest would be earned up until maturity if you owned a 10% ten-year bond with a $1,000 face value.
Government bonds – what are they?Government or corporate bonds with a fixed rate provide their bondholders regular interest.Normally, the coupons on these bonds are paid out every two years.An additional $1,000 in total interest would be earned up until maturity if you owned a 10% ten-year bond with a $1,000 face value.The bond's cost may vary above or below $1,000 if interest rates shift, but the interest payment of $100 will never change.The beauty of a fixed-income security is that an investor may anticipate receiving a specific amount of cash, provided, therefore, that the bond or debt instrument is held until maturity.To learn more about Corporate bonds refer to:
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which statement below is true of only fiscal policy? used to alter ad uses government expenditures to create demand increases the availability of money a policy typically set by a banking authority c. Used to alter AD d. Increases the availability of money
It generates demand for products and services using government spending.
How does advertising impact budgetary policy?Government spending and taxation are changed as a result of fiscal policy, which affects overall demand. These factors have an impact on household employment and income, which in turn has an impact on consumer spending and investment. Monetary policy has an impact on the amount of money in an economy, which in turn has an impact on interest rates and inflation.
What effects does the total demand of fiscal policy have?A fiscal policy that directly increases aggregate demand through an increase in government spending is referred to as expansionary or "loose". Conversely, fiscal policy is frequently viewed as contractionary or "tight" if it reduces demand by reducing spending.
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To analyze the speech situation, the speaker must know the reason they are speaking and the constraints associated with the speech. Which of these is a constraint?
a. the occasion for the speech
b. the speech topic
c. the size of the audience
d. the audience's interest in the topic
To analyze the speech situation, the speaker must know the reason they are speaking and the constraints associated with the speech. The audience's interest in the topic is a constraint.
The process of audience analysis entails identifying the audience and tailoring the speech to suit their interests, degree of comprehension, attitudes, and beliefs. It's crucial to keep the audience in mind when creating and delivering presentations since doing so will increase a speaker's efficacy.
There are a few important variables to take into account when you start to choose your topic. These factors include the speaker's intended audience, the speech's estimated duration, the topic's suitability for that audience, and your level of expertise or the material that is readily available on the subject.
Hence the correct option is D
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according to the keynesian framework, in may cause inflation, but not a recession. decrease; interest rates a decrease; a major trading partner's economy an increase; domestic investment a decrease; a major trading partner's export prices
The two major tenets of Keynesian economics are as follows. First off, a short-run economic event like a recession is more likely to have aggregate demand as its main cause than aggregate supply
What are the features of Keynesian theory?The two major tenets of Keynesian economics are as follows. First off, a short-run economic event like a recession is more likely to have aggregate demand as its main cause than aggregate supply. Second, in a downturn in the economy, unemployment may occur as a result of sticky wages and prices.Government investment on infrastructure, unemployment assistance, and education are its key instruments. Overusing Keynesian programs has the disadvantage of raising inflation.There are two fundamental underlying assumptions in new keynesian economics. First, that individuals and organizations exhibit rational behavior and have reasonable expectations. Additionally, New Keynesian Economics presupposes a number of market inefficiencies, such as rigid salaries and unfavorable competition.To learn more about Keynesian economics refer,
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Which function returns the periodic interest rate of a loan, given the number of payment periods, the periodic payment amount, and the loan amount?.
NPER is AN surpass monetary performance that calculates the number of payment periods for a loan or investment supported by equal periodic payments and a relentless rate.
PMT, one of the monetary functions, calculates the payment for a loan supported by constant payments and a relentless rate. Use the surpass Formula Coach to work out a monthly loan payment. At constant times, you may find out how to use the PMT to perform during a formula.
The PMT perform calculates the periodic payment for a rental investment supported by constant-amount periodic payments and a relentless rate. IPMT: The IPMT perform calculates the payment on interest for AN investment supported by constant-amount periodic payments and a relentless rate.
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if the buyer fails to pay according to the terms of the agreement, which of the following remedies is available to the seller without court action?
Every time the lease is broken, the lessor may pursue incidental damages.
What are incidental damages?Legal damages known as incidental damages are those that can be logically linked to or associated with actual harm. In American commercial law, incidental damages are defined as a seller's commercially reasonable expenses incurred in stopping delivery or in transporting and caring for goods after a buyer breaches the contract, or a buyer's expenses reasonably incurred, such as searching for and obtaining substitute goods. Damages that may be demonstrated to have happened due to a party's breach of contract or failure to uphold a contractual commitment are known as consequential damages, sometimes known as special damages. A legally enforceable contract exists when it satisfies the following criteria: is expressed by a legitimate offer and acceptance, contains sufficient consideration, requires mutual assent, is capable of being performed, and is legal.
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FILL IN THE BLANK. ________ and their members provide value because they buy and sell securities on behalf of the companies and individuals they represent.a) mutual fundsb) dealershipsc) public debt auctionsd) stock exchanges
Because they purchase and sell securities on behalf of the organizations and people they represent, stock exchanges and the people who work for them add value.
A stock exchange, securities exchange, or bourse is a market where stockbrokers, traders, and investors can buy and sell assets including securities stock shares, bonds, and other financial instruments. Additionally, stock exchanges may offer services for the issuance and redemption of such securities, financial instruments, and capital events, such as the stock exchanges distribution of income and dividends. [Needs citation] Bonds, unit trusts, derivatives, pooled investment products, and stock issued by securities listed businesses are examples of securities traded on a stock exchange. Stock exchanges frequently operate as "continuous auction" markets stock exchanges where buyers and sellers complete deals either through open outcry on a central location, like the exchange floor, or by using an electronic trading platform.
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What is true about purchasing power parity Mcq?.
According to the buying power parity theory, exchange rates between two nations will eventually shift to reflect the disparities in their respective price levels.
Which is true about purchasing power parity Mcq?According to the buying power parity principle, exchange rates will eventually shift to reflect the variations in price levels between two nations.According to the purchasing power parity (PPP) hypothesis, when two currencies' purchasing power is equal in both of their respective countries, exchange rates are in equilibrium.The economic theory of exchange rate determination known as purchasing power parity (PPP). According to this, there should be parity between two nations' price levels.The cost of things will be the same in all countries once the currencies have been converted, according to this.According to the absolute version of PPP, when assessed in a single currency, the costs of comparable goods from two distinct countries should be equal.To learn more about purchasing power parity refer
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Disney and Paramount are both releasing an animated movie at the same time. Each company is fairly well known, and they are both deciding between pursuing two advertising strategies. Each firm knows that its profits will be affected by its own decision and the decision of the competing firm. The payoff matrix below contains the estimated profits for both companies for all possible strategies. Paramount's profits are in the lower (green) triangle of each cell and Disney's profits are in the upper (blue) triangle of each cell. Profits (payoffs) are in millions of dollars. What is Disney's dominant strategy What is the Nash equilibrium in this game
To select the optimal course of action, we can create a matrix.
Disney
strategy 1 strategy 2
$75 / $25 /
strategy 1 $75 $300
Paramount
strategy 2 $300 / $150 /
$25 $150
What is Disney's prevailing tactic?
Disney's most effective method is number one, with an anticipated value of $375 ($75 + $300). The projected value of Strategy 2 is only $175.
The most prevalent strategy at Paramount is strategy 1, with an anticipated value of $375 ($75 + $300). The projected value of Strategy 2 is only $175.
What is the game's Nash equilibrium?
Because Strategy 1 is both sides' (Disney and Paramount) dominating strategy, there is a Nash equilibrium.
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why are standards so important in high-tech industries? what are the competitive implications of this?
The purchasing power of businesses is positively impacted by standards. Enterprises can use standards to put pressure on businesses farther down the value-added chain and to promote competitiveness in the market.
The implementation of standards by businesses allows them to increase the size of their prospective markets. The quality and dependability of suppliers that follow standards are also highly regarded by businesses.
Technical standards are crucial in high-tech industries because they ensure business compatibility, can reduce customer confusion caused by quality perception, stimulate production quantity, which can lower costs, and allow an organization to minimize the number of substitute goods to draw in customers.
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communities in which groups of chrisitna men gave up all their private possessions and lived very simply, devoting their lives to worship and prayer
Monastery is a non secular community of guys who have given up their possessions to devote themselves to a existence of prayer and worship.
What do monasteries do?A monastery was once a building, or buildings, the place humans lived and worshiped, devoting their time and lifestyles to God. The humans who lived in the monastery were known as monks. The monastery was once self contained, that means the whole lot the monks needed was furnished through the monastery community.
What religion is a monastery for?Monasteries have been a part of many religions, including: Buddhism, Daoism, Judaism, and Christianity. Lao Zi created a personal monastery by living in isolation. The first monastic devotees had been hermits, which ability that they were man or woman spiritual followers who lived in total isolation from all different people.
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https://brainly.com/question/26480722#SPJ4What are the 5 key factors of a command economy?.
A command economy is an important aspect of a political system. In a command economy, a central governmental authority dictates the economy of the country.
The key characteristics of a command economy are -
All the companies either state-owned or privately-owned are under the control and regulation of the government. Businesses follow the central plan's production and hiring targets. They can not respond on their own to free market forces. The government has full command and control over the nation’s economy which includes the amount supply of products to consumers, cost of services, etc.State authority takes complete control of all the resources available in the country. It also manages resource allocation and distribution.Tariff policies and trade policies are also decided by the government in this form of economy.The central plan sets the priorities for the production of all goods and services. That includes quotas and price controls. the main goals are to supply enough food, housing, and other basics to meet the needs of everyone in the country. It also sets national priorities like mobilizing for war or generating robust economic growth.The government owns monopoly businesses. These are essential industries for the growth of the nation's economy which includes finance, utilities, and automotive. Domestic competition is completely absent in these sectors.Read more about the Command economy:
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Human-capital theory suggests that A) the growth rate in earnings tends to be smaller the more educated a person becomes because of diminishing marginal returns. B) the decision to be absent from the labor force reduces an individual's earnings, not only for those years absent from the labor force but for all subsequent years as well. C) tuition payments and foregone earnings are not important when calculating the net present value of human capital investments. D) both (A) and (B). E) all of the above.
Human-capital theory suggests that the growth rate in earnings tends to be smaller the more educated a person becomes because of diminishing marginal returns.
The human capital hypothesis, which was first put forth by Becker and Rosen in 1962 and 1976, contends that each employee has a unique set of talents or aptitudes that they may develop or add to through education and growth rate. According to the human capital hypothesis, people can become more productive and efficient by putting more of an emphasis on their education and training. The study of human resources is known as human capital. It discusses how our social structure influences how economic value is created.
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What are 4 things you should consider before opening a checking account?.
The 4 things to consider before opening a checking account are Insurance, Minimum deposit requirements, Fees and ATM network.
What are 4 things you should consider before opening a checking account?The 4 things that should be considered before opening a checking account are:
Factor 1 : Insurance Protection - Make sure the bank or credit union where you open the account offers insurance from the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA).Factor 2 : Minimum balance specifications - In order to avoid costs, many checking accounts demand that you keep a specific amount. A monthly maintenance fee of up to $15 will apply if the balance criteria are not met.Factor 3: Fees - Checking accounts have different access fees for your money, just like the majority of financial goods.Factor 4 : Network of ATMs- You'll need to utilize an ATM and/or go to a branch location to withdraw money if you frequently pay with cash. The access to thousands of free ATMs offered by checking accounts is a blessing.To learn more about checking account, refer:
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hiring, promoting, and rewarding members of one's own group in a work setting is known as in-group favoritism. true false
Hiring, promoting, and rewarding members of one's own group in a work setting is known as in-group favoritism.
The above statement is True.
What is In-group favoritism?
In-group favoritism can be defined as a pattern of favoring members of one's in-group over out-group members. It helps in evaluation of others, in allocation of resources.It enhance the desire to help others—just as one would want to help oneself.People who score higher on the scale show more ingroup favoritism in comparison with those who score lower on it.Characteristics of ingroup include Ethnocentrism , Similar Behavior: We-feeling: Sense of Unity: Love, Sympathy and fellow-feeling.To know more about Ingroup Favoritism from the given link
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is the creative agency or intermediary that receives the message from the sender and transforms it into a marketing communication, such as a television commercial or flyer.
A transmitter is the creative agency or intermediary that receives the message from the sender and transforms it into a marketing communication, such as a television commercial or flyer.
Agency:
In economics, agency refers relationship that exists when one person or party (the principal) engages another (the agent) to act for him
Given,
Here we need to find the person who can be the creative agency or intermediary that receives the message from the sender and transforms it into a marketing communication, such as a television commercial or flyer.
As per the definition of agency, the person who can do those intermediary that receives the message from the sender and transforms it into a marketing communication is referred as the transmitters.
The major work is to transmit the marketing from the sender to receiver.
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Rising productivity will drive increased economic growth and raise the average standard of living, shifting _____ curve to the _____.
a. long-run aggregate supply; right
b. long-run aggregate supply; left
c. aggregate demand; left
d. short-run aggregate supply; left
Rising productivity will drive increased economic growth and raise the average standard of living, shifting long-run aggregate supply curve to the right .
What does economics mean by long-term aggregate supply?
The term "long run aggregate supply" (LRAS) refers to the amount of output that a country's economy can produce at full employment, when all its productive elements are being used.
What transpires to aggregate supply over time?
Only capital, labor, and technology have an effect on the aggregate supply curve over the long term.
Since it is vertical in the long run, the curve could move to the right as a result of increased resources, labor availability, and advancements in technology.
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true or false: north american free trade agreement (nafta) member nations made up a larger free market than european union (eu) member nations.
It is true that North America free trade agreement (NAFTA) member nations made up a larger free market than European Union (EU) member nations.
To encourage trade between the United States, Canada, and Mexico, the North American Free Trade Agreement (NAFTA) was put into effect. On January 1, 1994, the agreement, which reduced the preponderance of trade barriers between the three nations, went into effect. The goal of NAFTA was to increase trade between Canada, the United States, and Mexico, the three largest economic powers in North America. The agreement's followers think that just by encouraging freer commerce and lower tariffs between Canada, Mexico, and the United States, it would be beneficial for the three stakeholders. Through doing away with all tariffs between the 3 countries, NAFTA increased trade. It also generated accords on global business investor rights. As a consequence, trade was cheaper. It encourages investment and expansion especially for small businesses.
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what is the difference between agile and waterfall project management approaches? select all that apply.
The differences between Agile and Waterfall project management approaches include the following:
C. Agile is a less linear approach than Waterfall.
D. Waterfall aims for predictability and tries to avoid change, while Agile embraces the reality that the world is uncertain and unpredictable.
What is project management?Project management simply refers to the strategic process of designing, planning, developing, leading and execution of a project plan or activities using a set of skills, tools, knowledge, techniques and experience in order to achieve the set goals and objectives of creating a unique product or service.
Under Agile project management, project managers generally follow or adopt a less less linear approach and they usually make use of an iterative process for the execution and implementation of a project.
On the other hand (conversely), the Waterfall project management is typically focused and highly dependent on predictability while trying to avoid change to a project.
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Complete Question:
What is the difference between Agile and Waterfall project management approaches?
Waterfall is more flexible than Agile, as it accounts for changes in stakeholders' needs as the project progresses.
Agile and Waterfall approaches are the same. There are no major differences between the two.
Agile is a less linear approach than Waterfall.
Waterfall aims for predictability and tries to avoid change, while Agile embraces the reality that the world is uncertain and unpredictable.
a monopolistically competitive firm has a downward-sloping demand curve for its product, primarily because:
A monopolistically competitive firm has a downward-sloping demand curve for its product, primarily because it can set itself apart from its rivals, a company in a monopolistic competitive industry experiences a downward sloping demand curve. Long-term economic profit is zero due to the ease of entry and exit.
Why does a monopolistic competitor faces a downward sloping demand curve?Due to its monopoly position and ability to set prices in the market, a monopolist faces a downward-sloping demand curve. As a result, the monopolist can raise the price it charges customers without experiencing a complete loss of demand. This market dominance results from a monopolist being the only significant enterprise in its market.
A monopolistically competitive firm's perceived demand curve slopes downward, indicating that it sets prices and selects a mix of quantity and price.
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group health plans typically contain a coordination of benefits provision this provisions purpose is to
The group health plans typically contain a coordination of benefits provided the purpose of this provision is to guarantee that the insured person will not receive more than 100% of the total covered expenses.
An easy-to-read summary that allows you to directly compare health insurance costs and coverage. You can compare options based on price benefits, and other features that matter. Benefit adjustments allow plans that provide health and/or prescription coverage to Medicare participants to determine their payment obligations.
Generally costs less than other types of health insurance because the insurer can spread the risk across the pool of policyholders participating in the group plan. This is the biggest advantage of group health insurance. A plan that covers two or more people with one policy.
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TRUE/FALSE when preparing an amortization schedule, the monthly interest is equal to principal times rate divided by time.
This statement is False, when preparing an amortization schedule, the monthly interest is equal to the principal time's rate divided by time.
The formula for calculating monthly interest payments in amortized loans is given as:
P= [tex](r*PV)/(1-(1+r) ^-n).[/tex]
where P is a monthly payment,
r is the interest rate per period,
PV is the loan amount and n is the number of periods.
From the calculated monthly payment, monthly interest is the outstanding principal times rate divided by time. The Outstanding Principal changes every month, as some portion of the monthly payment, goes towards repayment of the principal.
In banking and finance, an amortized loan is a loan wherein the most important of the loan is paid down over the lifestyles of the loan (that is, amortized) in keeping with an amortization schedule, normally thru equal payments.
Each price to the lender will include a portion of the hobby and a part of the major. loan loans are typically amortizing loans. The calculations for an amortizing mortgage are those of an annuity that use the time value of money formulation and may be achieved using an amortization calculator.
An amortizing loan has to be contrasted with a bullet loan, wherein a big part of the mortgage may be paid at the final adulthood date in preference to being paid down gradually over the loan's life.
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Which of the following has become important due to the increasing fragmentation of television viewers who have ever-expanding viewing options and technology that can screen advertisements?
a. advertising
b. personal selling
c. public relations
d. sales promotion
e. product placement
E. product placement
Product placement has become important due to the increasing fragmentation of television viewers who have ever-expanding viewing options and technology that can screen advertisements.
Companies use product placement as a marketing strategy by collaborating with other brands and production houses. They pursue a covert kind of promotion by subtly including their goods in films, television programs, retail establishments, and other media. Discover more about product placement and the business uses for it.
This positioning of branded goods or services is frequently seen in entertainment, namely in movies or television. Consider the movies you've watched as media examples. It is product placement if the principal actor is holding a plainly marked Coca-Cola beverage or using a clearly marked Samsung cell phone.
Hence the correct option is E
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va promotional tool that involves people telling other people about products they've purchased is known as a(n)
Word-of-mouth marketing (WOM marketing) occurs when customers recommend a business's goods or services to their friends, relatives, and other people
What is Marketing?The process of developing, communicating, delivering, and trading offerings that are valuable to customers, clients, partners, and society at large collectively is known as marketing. When selling a good or service, the four Ps are a "marketing mix" made up of four essential components: product, pricing, place, and promotion. The four Ps are typically taken into account by firms when developing marketing plans and strategies to reach their target audience. In a nutshell, it is an action made to draw attention to a company's offerings, which may include both tangible products for sale and services provided. Television ads, billboards by the side of the road, and magazine ads are typical instances of marketing at work.
Hence, promotional tool that involves people telling other people about products they've purchased is known as Word-of-mouth marketing.
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gdp accounting includes gdp accounting includes the goods and services produced in the underground economy expenditures for equipment to reduce the pollution of the environment the value of the leisure enjoyed by its citizens the goods and services produced but not bought and sold in the markets of the economy
GDP accounting includes the goods and services produced in the underground economy expenditures for equipment to reduce the pollution of the environment and the value of the leisure enjoyed by its gross Domestic Product (GDP).
GDP measures the monetary price of final items and services—that is, the ones that can be offered by using the final person—produced in a country in a given time period (say a quarter or a yr). It counts all of the output generated within the borders of a country.
As a consequence, GDP is described by using the following formula: GDP = consumption + investment + authorities Spending + internet Exports or more succinctly as GDP = C + I + G + NX in which intake (C) represents non-public-consumption costs by means of households and nonprofit groups, investment (I) refers to enterprise expenses ...
Examples include clothing, meals, and health care. investment, I, is the sum of fees on capital devices, inventories, and structures. Examples include machinery, unsold products, and housing. authorities spending, G, is the sum of costs with the aid of all government bodies on items and services.
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