Discretionary cash flow is the money that remains after all capital projects and required payments, such as wages, have been funded.
What are the steps to find discretionary cash flow?Begin with the company's pre-tax earnings to calculate discretionary cash flow. Then, add all non-operating expenses back in and subtract non-operating income. Subtract any nonrecurring expenses from any nonrecurring (one-time) income. This includes costs for depreciation and amortization.DCF = net income minus depreciation and amortization, as well as other non-cash items plus working capital, i.e. (changes in the same) CAPEX - dividends receivedIn an owner-operated business, seller's discretionary earnings is a cash-flow based measure of business earnings. It includes a company's profit before taxes and interest before the owner's benefits, non-cash expenses, unusual one-time investments, and other unrelated business incomes and expenses.Non-discretionary spending is non-negotiable spending that is defined in a budget.To learn more about discretionary cash flow refer to :
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TRUE/FALSE. people of means can easily form interest groups to propose initiatives/recalls and typically have the resources to pay for signature collection.
The people of means can easily form interest groups to propose initiatives/recalls and typically have the resources to pay for signature collection is true.
What is resources?Resources are a type of equipment that a person or organization can use to operate and implement plans and projects. Resources can include money, material, personnel, energy, knowledge, time and management.
Resource is a broad concept and its definition varies in different fields - economics, biology and ecology, computing, management and human resources. In economics, a resource is defined as a service or other good that is used to produce goods and services that satisfy people's needs and wants. Also called factors of production, economics classifies resources into four categories: land, labor, capital and enterprise. Recently, technology has also been recognized as a factor of production.
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when writing a presentation for clients and customers, you should primarily focus on influencing which two of the following groups? (choose every correct answer.)
when writing a presentation for clients and customers, there are two processes that primarily focused on influencing Key Decision Makers and Prospects for future Business.
What are Key Decision Makers and Prospects?
People within a company who has the authority to make strategic decisions such as acquisitions, expansion, or investment are known as decision-makers. Tactical, organizational, policy, operational, personal, programmed, and non-programmed decisions are all examples of decision-making. Financial and purchasing decisions about what to buy, at what price, and from whom are the most important types of decision-making in B2B sales. Such decision-makers are frequently the company's top buyers. On the other hand, A prospect is a person or business that satisfies a seller's requirements for a possible client. A prospect is essentially a potential client. A person decides on a set of requirements that specify the kind of individual who most closely fits the product or service and is trying to market based on the consumer profile for your firm.
Key Decisions Makers and Prospects
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TRUE/FALSE. one portion of every job description usually specifies the experience and minimum level of education required of the person who will do the job.
True, Every job description typically includes a section that details the experience and minimum education a candidate must have in order to be considered for the position.
A job description is a practical document written in simple language that outlines the duties, responsibilities, tasks, and goals of a position. It describes who is responsible for performing a particular type of work, how that work is to be completed, how frequently that work is required, and how it relates to the mission and goals of the organization.
By beginning with an example job description, you can ensure that you don't forget any of the essential qualifications for a position and that new workers will have a clearer idea of their responsibilities.
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an economy is in long-run macroeconomic equilibrium with an unemployment rate equal to the natural rate of 5% when the government passes a law requiring the central bank to use monetary policy to lower the unemployment rate to 3% and keep it there. a. the central bank can achieve this goal in the short run by pursuing monetary policy. b. in the accompanying diagrams, shift the ad, lras, and/or sras curves and move the equilibrium point to its new position to illustrate the short-run and long-run changes when the central bank pursues this policy.
An economy is in long-run macroeconomic equilibrium with an unemployment rate equal to the natural rate of 5% when the government passes a law requiring the central bank to use monetary policy to lower the unemployment rate to 3% and keep it there.
The central bank can achieve this goal in the short run by pursuing open market operations monetary policy.
What is an open market operations monetary policy?An open market operations monetary policy refer to the situation whereby central banks buy or sell securities. The securities are purchased from or sold to the country's private banks. When the central bank purchases securities, it adds cash to the banks' reserves. This act affords them more money to lend. By extension, providing money that can be borrowed by the unemployed to start something and thereby making them self employed.
Therefore, the correct answer is as given above.
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what is not a variable in boundary conditions? underlying stock price at expiration exercise price time to maturity underlying stock price at time
Underlying stock price at expiration is not a variable in boundary conditions.
What is the variable in boundary conditions?
A boundary value problem in mathematics is a differential equation that also includes an additional set of restrictions known as boundary conditions. A differential equation solution that also fulfills the boundary conditions is a solution to a boundary value problem.
Determining input variable values at their minimum, just above minimum, just below minimum, nominal value, just below maximum, maximum, and just above maximum is the primary notion behind boundary value testing. Each variable in a programming language has a size, range, and data type. The "boundaries" of the variables are the places at which these ranges finish.
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Which of the following critical factors in the prestart-up and start-up phases considers whether the venture should be classified as lifestyle, small profitable or high-growth?
a. uniqueness
b. investment
c. growth of sales
d. product availability
c. growth of sales
Growth of sales is a critical factor in the prestart-up and start-up phases considering whether the venture should be classified as lifestyle, small profitable, or high-growth. Therefore option C is correct.
What is a start-up?A startup refers to a business that is just getting started. Startups are created by one or more business owners who desire to provide a good or service they feel there is a market for. These businesses typically have large startup expenses and little income, which is why they seek funding from a number of sources, including venture capitalists.
Startups are businesses or endeavors that are concentrated on a certain good or service that the founders seek to market. These businesses often lack a fully formed business plan and, more importantly, sufficient funding to advance to the next stage of development. The founders of the majority of these businesses provide the initial funding.
Therefore option C is correct.
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welston corp. has the following information in its financial statements: earnings before interest and taxes $10,000 additional paid-in capital $30,000 tax expense $2,000 common stock $10,000 interest expense $3,000 retained earnings $60,000 net income $5,000 what is the times interest earned ratio?
Given Welston Corp. has the information about its financial statements:
Earnings before interest and taxes = $10,000
Common Stock = $10,000
Tax Expense = $2,000
Interest Expense = $3,000
Additional paid-in capital = $30,000
Retained Earnings = $60,000
Net Income = $5,000
Expression for Times interest earned ratio is:
(Net income + Tax Expense + Interest Expense) / Interest Expense
Times Interest Earned Ratio = (5000 + 2000 + 3000) / 3000
= 10000 / 3000
= 3.33
Therefore, the times' interest earned ratio is 3.33
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both contributory negligence and comparative negligence can be asserted as defenses in cases brought in strict liability. a. true b. false
False, in cases of strict responsibility, contributory negligence is not an effective defence.
What is contributory negligence?
Contributory negligence essentially refers to the plaintiff's failure to exercise reasonable care, which ultimately jeopardises their safety. A plaintiff is a party who brings a claim against another party, the defendant, in legal jargon.Give an example of contributory negligence.
Contributory negligence is essentially ignorance on the part of both parties. If someone is driving a car without any breaks and collides with someone who is driving on the other side of the road, they have caused an accident. Contributory negligence is the effect of this.How does a plaintiff establish shared negligence?
The concept of contributory negligence is rather simple: it is the contention or conclusion that the plaintiff caused their own damage via their own fault. According to the theory of contributory negligence, the defendant might not be required to compensate the plaintiff for their harm to the same extent.To know more about contributory negligence, checkout this link:
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bristol company's working capital was $163,000 and total current liabilities were one-second of that amount. what was the current ratio?
Bristol company's working capital was $163,000, the current ration of the company would be 3:1.
What is current ratio?It is a measure of liquidity, or the capacity of a company to make its payment commitments when they come due. Simply divide total current assets by total current liabilities to get the working capital ratio. As a result, it is also known as the current ratio.
The formula of current ratio is:
Current Ratio = Current Assets / Current Liabilities....................(1)
From the given information,
Net Working Capital = $163,000
Current Liabilities = $81,500 ($163,000×1/2)
Then, the Current Assets would be:
Net Working Capital = Current Assets – Current Liabilities
$163,000 = Current Assets -$81,500
Current Assets = $244,500.
Apply the given values in (1),
Current Ratio = Current Assets / Current Liabilities
Current Ratio = $244,500 / $81,500
Current Ratio = 3:1
Therefore, the current ratio is 3:1.
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baker net sales revenue $1,365,000 variable costs fixed costs operating income (loss) $190,000 units sold 130,000 contribution margin per unit $4.20 contribution margin ratio % carey 91,000 184,000 13,000 80 % doren $803,000 401,500 300,000 $73.00 %
Entity Baker Carey Doren Everest
Net sales 3150000 31.25 × 11000 1170000 95400 × 2
revenue = 343750 = 190800
Variable 3150000 × 80% 68750 819000 95400
costs = 2520000
Fixed cost 181200 240000 180000 19500
Operating 448800 35000 171000 75900
income
Unit sold 150000 11000 4500 95400/18
= 5300
Contribution 4.20 6.25 × 80/20 78 18
margin per unit = 25
Contribution 4.2/21 80% 78/260 50%
margin ratio = 20% = 30%
What is income?Income is the money that a person or organization earns in exchange for their labor or products. The definition of income may change depending on the circumstance, such as in revenue, financial accounting, or economic research.
Most people consider their total receipts—including wages and salaries, investment returns, pension payments, and other payments—to be their income. Income for businesses includes the proceeds from the sale of their products and services as well as any interest or dividends related to their cash and business reserves that they may have received.
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explain why a coffee bean producer would prefer to operate in an imperfectly competitive market rather than a perfectly competitive market
coffee bean producers would prefer to operate in an imperfectly competitive market because it reflects the real world more realistically. An imperfect labor market is the opposite of a perfectly competitive labor market.
A labor market with imperfect competition is considerably different from one with perfect competition. In a labor market that is completely competitive, there are numerous businesses that offer comparable or identical positions. Similar skills are shared by workers in this labor market. Firms pay their employees based on the equilibrium wage because they are wage takers.
There are numerous instances of labor markets that are flawed. These flaws are what lead to wage determination in the job market by either the employers or the employees. Let's focus on three of these flaws: monopolistic power, labor unions, and insufficient data.
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Because there isn't one single measure of inflation, the government and researchers use a variety of methods to get the most balanced picture of how prices fluctuate in the economy. Two of the most commonly used price indexes are the consumer price index (CPI) and the GDP deflator.
The GDP deflator for this year is calculated by dividing the __A___ using __B___ by the __C__ using __D__ and multiplying by 100. However, the CPI reflects only the prices of all goods and services __E____.
A) value of all goods and services produced in the economy this year
B) This years prices
C) value of all foods and services produced in the economy this year
D) the base year's prices
E) bought by consumers
A) value of all goods and services produced in the economy this year
B) This years prices
C) value of all foods and services produced in the economy this year
D) the base year's prices
E) bought by consumers
A carrier is an "(intangible) act or use for which a consumer, firm, or authorities is willing to pay." Examples encompass work finished by means of barbers, docs, lawyers, mechanics, banks, coverage groups, and so forth. Public offerings are people who society (country nation, economic union or region) as a whole can pay for.
Enterprise services is a fashionable term that describes paintings that supports a commercial enterprise but does now not produce a tangible commodity. statistics technology (IT) is an critical commercial enterprise provider that helps many different commercial enterprise services along with procurement, delivery and finance.
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using the design day concept, if demand is more than the capacity, guests will be (but/and) the facility will be .
Using the design day concept, if demand is more than the capacity, guests will be unhappy (but/and) the facility will be over utilized.
The law of demand relates to consumers' fluctuating desire to buy products and services at set prices.Demand can be used to describe both the individual market demand for a given good and the overall demand for all the goods in an economy.The quantity that exchanges hands in a market and the actual prices of goods depend on supply and demand.In order to price products to meet demand and make a profit, businesses analyze demand.The demand curve shows graphically how a product's falling price results in greater purchases of that product.To ascertain how much demand there is for their goods and services, businesses can invest a sizable sum of money.Learn more about Demand, here
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an employee assistance program is an option for employees to use when seeking professional treatment for which two issues?
Explanation:
EAPs traditionally have assisted workers with issues like alcohol or substance misuse; however, most now cover a broad range of issues such as child or elder care, relationship challenges, financial or legal problems, wellness matters and traumatic events like workplace violence.
What is the most important reason to put money in a savings account?.
The significance of saving money is that it allows you to live a more secure life.
What is savings account?A savings account is a deposit account built to handle funds that you do not intend to spend right away. This is not the same as a checking account, which is a transactional account that can be used to write checks or make purchases and ATM withdrawals with a debit card.You go to the bank and open a savings account. The bank will pay you interest on money you deposit and leave in your account. The bank then lends that money to others, charging a slightly higher interest rate than what they pay you for your account.Savings accounts have a significant disadvantage in that they offer low interest rates, resulting in a poor return for you.To learn more about savings account refer to :
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Suppose that the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, the money supply initially:.
When the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, the money supply initially: A. increases by $4,100
What is money supply?The money supply in macroeconomics refers to the total volume of currency held by the public at a given point in time. There are several ways to define "money," but the most common are currency in circulation and demand deposits.
The money supply is the total amount of money in circulation (cash, coins, and bank account balances). The money supply is typically defined as a collection of safe assets that households and businesses can use to make payments or hold as short-term investments.
Since the required reserve ratio is 20%. If saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to freda, money supply will be:
= $4000 + (20% × $1000)
= $4000 + $100
= $4100
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Suppose that the required reserve ratio is 20%. If Saanvi deposits $4,000 in cash in her checking account, and her bank lends $1,000 to Freda, the money supply initially: increases by $4,100. increases by $1,000. remains the same. decreases by $4,000
an example/examples of a care activity that likely would not be delegated by a rn to an unlicensed nursing personnel (unp) employee is/are (select all that apply):
a. Teaching self-catheterization to an affected person with paraplegia who has confined English.
b. simple care for an affected person with a head injury who is unexpectedly deteriorating.
d. assessment of patients being admitted via the Emergency Department.
Nursing is a career inside the fitness care sector centered on the care of people, families, and groups so they'll gain, hold, or get better most reliable health and quality of lifestyles.
Nurses are in every network – big and small – presenting expert care from start to the stop of existence. Nurses' roles vary from directly affected person care and case control to organizing nursing practice standards, growing best guarantee techniques, and directing complicated nursing care structures.
Recognising the trade in an affected person's health conditions and responding accurately. Recording and tracking an affected person's vital signs. selling properly by means of instructing patients on self-care techniques.
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what is a water budget? compares precipitation against evaporation and discharge compares fresh and polluted water subtracts irrigation water from culinary water used to calculate the consumer water bill calculates the value of a groundwater resource
A water budget is compares precipitation against evaporation and discharge.
How to define a water budget?Simply put, a water budget is used as a term that accounts for the difference between the water that enters an area, and the amount of water that leaves that area.
Water can enter into an area by precipitation - rain fall - and then leave that area through evaporation into the atmosphere, or discharge into another waterbody. This means that a water budget compare precipitation in an area, to evaporation and discharge.
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postwar economic expansion in europe helps fund social programs and led to the creation of governmental models termed as the
Postwar economic expansion in Europe helped fund social programs and led to the creation of governmental models termed the welfare state.
The phrase "welfare state" describes a system of governance where the national government actively safeguards and advances the economic and social well-being of its constituents.
Equal opportunity, equitable wealth distribution, and public accountability for those unable to access even the most basic necessities of a good life are the foundational tenets of a welfare state. The welfare state is typified by programs like Social Security, federally required unemployment insurance plans, and payments to those who are unable to work.
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Inez has to pay 4 percent in closing costs and 16 percent for the down payment on a purchase of $225,500 with an arm. over the life of the loan, she will pay $262,072.72.
It is given that Inez has to pay 4 percent in closing costs and 16 percent for the down payment on a purchase of $225,500 with an ARM.
So, Inez has to pay 20% of $225,500.
Therefore Inez has to pay $45100 as closing cost and down payment.
Over the life of the loan, she will pay $262,072.72.
The total cost of her house is the sum of $262,072.72 and $45100. Because the total cost is the sum of down payment, closing cost and the payments over the life of the loan.
In finance, a mortgage is the lending of money by means of one or extra individuals, groups, or other entities to different individuals, groups, and many others. The recipient (i.e., the borrower) incurs a debt and is usually vulnerable to pay hobby on that debt till it's miles repaid in addition to to repay the important amount borrowed. The file evidencing the debt (e.g., a promissory be aware) will commonly specify, amongst different things, the principal amount of money borrowed, the hobby charge the lender is charging, and the date of compensation.
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Answer: Option A is the right answer
Explanation:
you can save on life insurance by buying policies through fee-only financial planners and fee-for-service insurance agents who specialize in
Life insurance by buying policies through fee-only financial planners and brokers who operate on a fee-basis do, in fact, collect up front fees for their services as well as commissions on any trades they execute on a client’s behalf.
In fact, an advisor falls under this category if they receive income from any other source outside management fees.As the advisor may suggest stocks or investments where they stand to profit, even if it is not in the client’s best interest, there is a potential for a conflict of interest here.Financial planning advice that is the most objective can typically be found from fee-only planners.Financial planners that exclusively accept fees are registered investment advisors. They are required by law to operate in the interests of their clients.Because their income is not based on the sale of goods, they have fewer inherent conflicts of interest and may give their clients more thorough counsel.
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a relatively small u.s. balance-of-trade deficit is commonly attributed to a strong demand for u.s. exports. what do you think is the underlying reason for the strong demand for u.s. exports?
Most often, a strong world economy or a weak dollar are blamed for the high demand for American exports.
What is world economy?The terms "world economy" and "global economy" are used to refer to the global economic system, which includes all economic activities that take place both within and between countries, including production, consumption, economic management, work in general, exchange of monetary values, and trade in goods and services. In some instances, the two phrases are distinct, with "international" or "global economy" being measured separately and distinguishable from national economies, whereas "world economy" is merely the sum of the measurements of the various countries. The definitions, representations, models, and assessments of the global economy vary greatly beyond the minimal requirement for value in production, consumption, and trade. It is inextricably linked to the topography and ecology of the planet.
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Type your answer in the box. Purchases were $2,000, purchases returns and allowances were $600, purchases discounts were $28, and freight in was $125. The net delivered cost of purchases equals $ (Do not input a comma or cents.
Purchases $ 2,000
Less: Returns and allowances $ (600)
Less: Purchase discounts $ (28)
Add: Freight $ 125
Net cost of purchases $ 1497
An allowance is a sum of money given or allotted usually at normal intervals for a selected cause. inside the context of children, parents can also offer an allowance (British English: pocket cash) to their infant for their miscellaneous personal spending. in the construction industry, an allowance can be an amount allocated to a particular item of work as part of a typical contract. The person supplying the allowance commonly tries to govern how or whilst money is spent via the recipient in order that it meets the pursuits of the person presenting the money.
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wimpy incorporated produces and sells a single product. the selling price of the product is $210.00 per unit and its variable cost is $67.20 per unit. the fixed expense is $398,208 per month.
The break-even in monthly dollar sales is closest to $585,600. Thus, option A is correct.
What is a variable cost?
Costs that vary according on how much of a product or a service a company manufactures are known as variable costs. The total of pricing across all production volume represents variable costs. They may also be regarded as typical expenses.
Calculate the contribution margin ratio
Contribution margin ratio x (Selling price per unit)÷ 1Variable Selling price
= ($210.00- $67.20) / $210.00
= $142.8 / $210.00
= 0.68
Sales to break even = $ 398,208 / 0.68
= $585,600
Therefore, option A is the correct option.
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The question is incomplete, the complete question will be:
Wimpy Inc. produces and sells a single product. The selling price of the product is $210.00 per unit and its variable cost is $67.20 per unit. The fixed expense is $398,208 per month. The break-even in monthly dollar sales is closest to: (Round your intermediate calculations to 2 decimal places.) Multiple Choice
$585,600
$1,244,400
$846,192
$398,208
What are disadvantages of planning assessment before instruction?.
One disadvantage of having assessments is that it can demotivate students if they perform poorly on an exam.
What are the disadvantages of pre assessment?Spending valuable time looking at data Written pre-assessment responses can take a long time for teachers to score and analyze, delaying the start of instruction.When possible, teachers should use clickers, dry-erase boards for each student, or other techniques that enable quick student input as well as teacher analysis and decision-making to collect pre-assessment data.In a single classroom, a thorough unit pre-assessment may identify four degrees of student preparation: students who know the expected outcomes in advance; students who have partial knowledge; students who have little to no understanding; and students who have serious misconceptions.Teachers frequently already know the results of pre-tests, especially if a unit has been well structured to account for misconceptions and errors.To learn more about assessment refer :
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A house was valued at $190,000 in the year 1988. The value appreciated to $250,000 by the year 2003. What was the annual growth rate between 1988 and 2003? assume that the house value continues to grow at the same rate. What is the value of the house in the year 2010?.
The finishing value of an investment or asset is divided by the asset's initial value in the yearly growth rate formula. You get a decimal point that can be converted into a percentage when you take one out of this amount.
What is an asset?In its German translation, the word "asset" has multiple meanings, including "wealth," "fixed assets," or "capital investments in the economy," as well as "real estate," "goods," "skills," and "assets."
Assets are typically things that belong to one particular group.
Therefore, in the world of digital marketing, digital marketing assets are precious commodities. They are assets because they help their owners conduct more successful digital marketing, to put it another way.
Fixed assets are assets that a business uses for a longer period of time. key business field, or a company's core competency. (See media content) Content (data, files, and media) in content management.
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How many people work for the US federal government?.
In the United States and abroad, our federal government employs more than 4 million Americans, including more than 2.1 million civilian workers.
How many employees work for federal government?Finding Work in Your Area / Federal Job Locations .Work abroad is done by more than 89,000 government employees.Military bases and U.S. embassies tend to have the majority of jobs abroad.Vermont has the fewest federal employees (3,831), whereas California has 149,146.In the United States, state and municipal governments employed about 18.28 million people in 2021.This is a significant increase above the 2.85 million federal employees that year, who made up the majority of the workforce.US Postal Service.The mail carrier is arguably the most well-known and common federal government employee.The Social Security Administration comes in a distant second with over 580,000 employees, trailing only the U.S. Postal Service in terms of employment.To learn more about US government employees refer
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_____ are necessary to plan for facility expansion. Long-range forecasts Intermediate-range forecasts Make-to-order operations Make-to-stock operations
Long-range forecasts are necessary to plan for facility expansion. Long-range forecasts Intermediate-range forecasts Make-to-order operations Make-to-stock operations.
Long variety forecasts offer facts approximately predicted destiny atmospheric and oceanic conditions, averaged over durations of 1 to 3 months. Like the medium and prolonged ranges, the lengthy variety forecasts are produced through the IFS coupled ocean-environment model. Short-variety forecasts are predictions made among one and 7 days earlier than they happen. Medium-variety forecasts are generally given among one week and 4 weeks in advance. Long-variety forecasts are given among one month and an yr in advance.
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which system extends mrp ii to tie in customers and suppliers? group of answer choices jit enhanced eoq and erl model kanban erp
ERP is associate extended version of MRP II to incorporate all core business functions and processes. MRP II was developed to expand upon MRP I, providing extra functionalities with finances and general accounting.
Demand statement for inventory needs, machine and labor capability coming up with, and quality assurance. MRP II may be a computer-based system that may produce elaborated production schedules victimization period of time knowledge to coordinate the arrival of element materials with the machine and labor availableness.
MRP II is employed widely by itself. However, it is also used as a module of additional intensive enterprise resource coming up with (ERP) systems.
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With regard to the economy, the term negative inflation is synonymous with which of the following?
A. recession
B. depression
C. deflation
D. hyperinflation
Deflation the term negative inflation is synonymous with regard to the economy following. Thus, option (C) is correct.
What are economies?An economy includes all activities linked to the production, consumption, and trade of products and services in a given entity, whether it be a nation or a small town. No two economies are the same. Each is unique in terms of resources, culture, laws, history, and geography.
An economy experiences deflation, also known as negative inflation when prices generally decline. This may be due to a surplus of commodities relative to the demand for those things, but it may also be due to an increase in the purchasing power of money.
Therefore, Thus, option (C) is correct.
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