If we were to calculate the yield on a security with a 10-year US treasury security, The yield will be equal to 6.20%
Nothing says "safety of principal" like Treasury securities when it comes to conservative investments. For decades, these instruments have served as a last line of defense against any potential loss of principal in the turbulence of the investment markets.
The guarantees that back these securities are regarded as one of the key pillars of both the domestic and international economies, and they are appealing to both individual and institutional investors for a variety of reasons.
Treasury securities are among the most secure investments because they are backed by the full faith and credit of the United States government.
Treasury securities are classified into three broad categories based on maturity. Treasury Bills, Treasury Bonds, and Treasury Notes are examples of these.
These Treasury securities are available for purchase directly from the US government through the TreasuryDirect.gov website or through a bank or broker.
Though treasuries are considered low-risk investments, they carry some risks, such as inflation and interest rate changes.
Treasuries have low yields because they are safe investments.
The interest paid on Treasury securities is federally taxable.
For more information on Treasury securities, visit :
https://brainly.com/question/15004124
#SPJ4
true or false: when the customer has control over the goods or services, the transfer of goods or services is complete.
The statement is True. When the customer has control over the goods or services, the transfer of goods or services is complete.
Exquisite clients are Advocates. Exquisite customers, once they honestly are becoming awesome cost out of your product, come to be greater than simply satisfied. They do more than simply references. They come up with extra than simply high customer pride marks.
There are four key ideas of accurate customer service: it is personalized, competent, handy, and proactive. Those elements have the largest impact on the customer's enjoyment.
Client delight is described as a dimension that determines how satisfied clients are with a company's products, services, and skills. Client pleasure facts, including surveys and scores, can assist an organization to determine the way to excellent enhance or modify its services and products.
Learn more about customers here https://brainly.com/question/26833491
#SPJ4
describe how the decisions made at the bretton woods conference in 1944 created the framework for postwar u.s. economic and foreign policy.
The Breton Woods Conference established the United States as the leader in international finance by establishing the World Bank and International Monetary Fund, both of which were dominated by Americans.
The World Bank is an international financial agency that makes loans and grants to governments in low- and middle-income countries to fund capital projects. The World Bank Group owns two international institutions, the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA). At the 1944 Bretton Woods Conference, it was founded with the International Monetary Fund. After a difficult start, it made its first loan to France in 1947. It focused on lending to developing countries in the 1970s before pivoting away from that objective in the 1980s. The World Bank has been accused of fostering inflation and hindering economic development, prompting riots in 1988 and 2000.
Learn more about dominated here
https://brainly.com/question/28384329
#SPJ4
three years ago, you purchased a corporate bond that pays 4.30 percent. the purchase price was $1,000. what is the annual dollar amount of interest that you receive from your bond investment?
The annual interest earned on the bond is $43
A sort of financial product sold to investors is a corporate bond, which is issued by a business. The investor receives a predetermined amount of interest payments at either a fixed or variable interest rate in exchange for providing the firm with the money it requires. The bond "reaches maturity" when it stops making payments and the initial investment is refunded. High-quality corporate bonds are regarded as a conservative and generally safe investment. Bonds are frequently included in portfolios being built by investors to balance out riskier investments like growth stocks.
Computation of interest earned per annum:
Interest earned per annum = Face value of the bond*Interest rate
= 1000*4.3%
= $43
So, interest earned is $43 per annum
Learn more about bonds:
https://brainly.com/question/23266047
#SPJ4
if a firm hires labor such that w > vmpl, then profit: group of answer choices can be increased by hiring less labor. can be increased by decreasing the price of the output. can be increased by hiring more labor. is maximized.
When a firm hires labor such that w > vmpl, then profit can be increased by hiring more labor.
What is labor?Labor economics is the study of labor as a factor in the production process. The workforce includes all those active in the labor market, including employees, employers, and the self-employed, as well as the unemployed looking for work. Labor economics includes all studies that affect these workers before, during, and after their working lives. Parenting, Education, Wages and Incentives, Fertility, Discrimination, Leave, and Pension Reform.Labor markets operate through the interaction of workers and employers and may be geographically limited within a country or region, or globally. Labor economics is also concerned with the movement of workers within and between such markets, as well as within and between employers.Labor is the number of workers in the economy and the effort they expend in producing goods and services. Work can be categorized in many ways. Labor is the effort people expend in producing goods and services.
To know more about labor refer to:
https://brainly.com/question/333305
#SPJ4
Answer:
can be increased by hiring less labor.
Explanation:
bob just closed on his investment property. he's already identified a replacement property that he'll be exchanging into by using a 1031 tax-deferred exchange. how many days does he have to close on his replacement property?
According to the 1031 tax deferred exchange, it takes 180 days does he have to close on his replacement property.
1031 tax deferred exchange:
1031 deferred exchange states that "it allows you to defer capital gains taxes when selling a property, as long as the proceeds are used toward a similar investment within a certain time frame".
Given,
Bob just closed on his investment property. he's already identified a replacement property that he'll be exchanging into by using a 1031 tax-deferred exchange.
Here we need to find the number of days does he have to close on his replacement property.
According to the definition of 1031 deferred exchange, the investors who want to use the 1031 tax-deferred exchange must identify the property within 45 days and close within 180 days.
So, it take 180 days to close on his replacement property.
To know more about 1031 deferred exchange here.
https://brainly.com/question/15394738
#SPJ4
krepps corporation produces a single product. last year, krepps manufactured 32,900 units and sold 27,500 units. production costs for the year were as follows: direct materials 253,330 direct labor 171,080 variable manufacturing overhead 289,520 fixed manufacturing overhead 592,200 sales totaled $1,168,750 for the year, variable selling and administrative expenses totaled $148,500, and fixed selling and administrative expenses totaled $227,010. there was no beginning inventory. assume that direct labor is a variable cost. the contribution margin per unit was:
The contribution margin is $16.6 per unit. To cover the credit risk the holder poses for the broker or exchange, an investor must deposit the margin with their broker or exchange.
Sales / All Sold Units = Selling Price Per Unit
= $ 1,043,000 / 22,200 Units
= $ 47 for per unit
27 770 units' total variable cost= direct material
= $16.6 per unit.
If an investor borrows money from their broker to purchase financial assets, borrows money to sell those same instruments for a loss, or enters into a derivative transaction, credit risk is created.
An investor who purchases an asset on margin does so by taking out a broker loan for the remaining amount. When an investor purchases an asset on margin, they make a smaller initial payment to the broker and put up collateral in the form of marginable securities in their brokerage account.
The contribution margin is $16.6 per unit.
To the above question and answer, please find the detailed solution attached.
To know more about broker click here:
https://brainly.com/question/14094023
#SPJ4
During the sprint, what scrum value must the team demonstrate to achieve the goal?.
The commencement Team commits to achieving its goals and to supporting one another. Their primary focus is on the work of Sprint to form the simplest attainable progress toward these goals.
The commencement Team and its stakeholders are open concerning the work and, therefore, the challenges. Scrum Masters ought to be fearless about removing impediments that weigh down the team's progress. The 5 commencement values are commitment, focus, openness, respect, and courageousness.
Scrum team members should be committed to success and be willing to form realistic goals and continue them. However, 'focus' is the worth shown once a team sets the goal of delivering the foremost essential feature before continuing on to consecutive.
To learn more about Scrum Masters, visit here
https://brainly.com/question/28919511
#SPJ4
the original plan by the management of espn to broadcast local sports events in connecticut is an example of
Goodwill, brand recognition, copyrights, patents, trademarks, trade names, and customer lists are all examples of intangible assets.
Which kind of business typically has no or few levels of middle management between the top executives and those who report to them?A flat organizational structure has few management levels. As a result, employees will have direct access to upper-level managers. This indicates that workers and higher-level managers share the responsibility for middle managers. It usually means that the worker has more power and autonomy.
What results does the horizontal organizational design produce?Companies can typically focus on their employees and give team members more control under horizontal organizational structures. Because there isn't much of a hierarchical reporting structure, it can also make it easier for managers and employees to communicate with one another more directly.
Learn more about management levels here:
https://brainly.com/question/14749711
#SPJ4
crane a can unload the container ship in 10 hours and crane b can unload in 14 hours. crane a started to unload the ship at noon and was joined by crane b at 2pm at what time was the unloading job completed?
A coefficient is the amount by which a factor is multiplied, and it is frequently used in financial formulas. In other words, it shows how many times a number has been added to itself.
What is an example of a coefficients?A multiplier that multiplies two variables.For Example : 35 /6 hrs. = 5 hrs., 50 mints.In 10 hours, Crane A can unload a ship.∴ In one hour, Crane A can unload 1/100 of the ship.
Similar to Crane A, Crane B can discharge 1/14 of the ship in one hour.In a similar manner, Crane B can unload 1/14 of the ship in a single hour.Consequently, both cranes can unload at once.1 /10 + 1 /14 = 12 /70 = 6 /35 of the ship in 1 hr.
Consequently, if both cranes cooperate, the ship will be fully unloaded in35 /6 hrs. = 5 hrs., 50 mints.
Therefore, both the cranes work together, the ship will be completely unloaded in 35/6 hrs.To Learn more About coefficient refer to :
https://brainly.com/question/1767223
#SPJ4
hanson company (see be9.4) borrowed $1,000,000 on march 1 on a 5-year, 12% note to help finance construction of the building. in addition, the company had outstanding all year a 10%, 5-year, $2,000,000 note payable and an 11%, 4-year, $3,500,000 note payable. compute the weighted-average interest rate used for interest capitalization purposes.
According to the given information, the weighted-average interest rate used for interest capitalization purposes is 10.64%
Particulars Principle Interest
5 years 10% Note $2,000,000 $200,000
4 years 11% Note $3,500,000 $385,000
Total $5,500,000 $585,000
Weighted average interest rate = $585,000 / $5,500,000
= 0.1064
Weighted average interest rate = 10.64%
A weighted average computation accounts for the varied levels of significance of the numbers in a data collection. A specified weight is multiplied by each value in the data set before the final computation is completed when calculating a weighted average.When all of the numbers in a data collection are given the same weight, a simple average can be less accurate than a weighted average.All numbers are given equal consideration and weight when calculating a simple average, also known as an arithmetic mean. However, a weighted average applies weights that predetermine the proportional significance of each data point.Learn more about Weighted average interest rate, here
https://brainly.com/question/17276919
#SPJ4
when comparing the estimated effect of pollution on house prices between regr 2 and regr 3, you conclude that:
Answer: Compare the estimated effect of pollution on house prices across the three models.
Missing: 27 seconds ago +10 points
Explanation:
you purchased one silver future contract at $2 per ounce. what would be your profit (loss) at maturity if the silver spot price at that time is $3.50 per ounce? assume the contract size is 5,000 ounces and there are no transactions costs.
The profit at maturity would be $7500 profit
Future contract is a binding commitment to buy or sell a certain commodity asset, securities, or both at a defined price at a predetermined future date. For the purpose of facilitating trading on a futures exchange, futures contracts are standardized for both quality and quantity. When purchasing a futures contract, the buyer assumes the responsibility for purchasing and receiving the underlying asset at the contract's expiration. The underlying asset must be available and delivered by the futures contract seller by the expiration date.
Profit or Loss at the time of maturity = (Maturity price - Purchase price) * Number of ounces
= (3.50 - 2) * 5000
=1.50*5000
= $7500
Learn more about profit:
https://brainly.com/question/15036999
#SPJ4
suppose a company has a preferred stock issue and a common stock issue. both have just paid a $2 dividend. which do you think will have a higher price: a share of the preferred or a share of the common?
There are two main ways that common stocks differ from preferred stocks. First, common stocks do not pay a fixed dividend like preferred stocks do. Second, whereas preferred stocks do not have voting rights, common stocks do.
The price per share is the discounted present value of future dividends for both common and preferred stocks.
What are the two main distinctions between preferred stock and common stock?The primary distinction between preferred stock and common stock is that common stock grants shareholders voting rights, whereas preferred stock does not. Preferred shareholders receive dividends first because they have priority over a company's income.
Learn more about preferred stocks here:
https://brainly.com/question/18068539
#SPJ4
the main advantage of direct assessment procedures over indirect assessment procedures is that the former:
The main advantage of direct assessment procedures over indirect assessment procedures is that the former are likely to be more accurate.
What's the mean of advantage?noun. any state, circumstance, opportunity, or means specially favourable to success, interest, or any desired end: the advantage of a good education. benefit; gain; profit: It will be to his advantage to learn Chinese before going to China.
Does advantage mean good or bad?If it helps you get what you want, or is generally useful, it's advantageous. The root is the Old French word avantage, which means "advantage, profit, or superiority." Anything that assists in your pursuit of these things is advantageous to you.
To know more about advantage visit:
https://brainly.com/question/13221821
#SPJ4
suppose provo city officials determine that renters often impose negative externalities on neighboring home owners, and implement the efficient command and control restriction on numbers of renters. but then the home owners themselves protest, feeling that the rule set a bad precedent. this would be an example of government failure due to
This would be an illustration of a government failure brought on by choice limitations.
This would be an illustration of a government failure brought on by choice limitations. An externality is a cost or benefit a producer generates but does not personally bear or receive. An externality can be both positive and negative and might emerge from the production or consumption of a good or service. Natural environmental externalities, such those related to public health or natural resources, are the normal. An example of a negative externality is a company that produces pollution that decreases locals' property values or health. An activity that reduces the transmission of illness or refrains from using lawn fertilizers that wash into rivers and encourage overgrowth of plants in lakes is said to have a positive externality.
To know more about externality refer:
https://brainly.com/question/24233609
#SPJ4
what was the geometric average return for a stock that had the following annual returns over the past 4 years: 17.00% (4 years ago), 13.00% (3 years ago), -16.00% (2 years ago), and 40.00% (last year)?(round the value to 100th decimal and please enter the value only without converting it to a decimal format. if the answer is 8.55%, enter 8.55)
The geometric average return for a stock that had the following annual returns over the past 4 years is {( 1 + 0.48 ) ( 1 + - 0.23 ) ( 1 + 0.15 ) ( 1 + 0.12 )} * (1/4) - 1 = 0.1007 = 10.07%.
What is Geometric average ?You would multiply the two numbers together and then take the square root of the result to determine the geometric mean of the two values.
By multiplying n variables and then taking the nth -root, one can calculate the geometric mean, which represents the average growth of an investment. In other words, it is a metric used to assess the performance of a single investment or an investment portfolio. It is the average return on an investment over time.
The geometric mean multiplies and determines the value's root, unlike the arithmetic mean, which is based on adding and subtracting quantities.
To know more about Geometric average please click here : https://brainly.com/question/1311687
#SPJ4
what kinds of e-commerce activities will the company's new website need to support to best promote their expanded services nationally? a. mobile-side b. digital-side c. buy-side d. sell-side
Digital-side kinds of e-commerce activities will the company's new website need to support to best promote their expanded services nationally.
E-commerce, commonly referred to as electronic commerce or internet commerce, is the term used to describe the exchange of money and data for the purpose of transacting business through the internet. These business dealings can be either B2B (business-to-business), B2C (business-to-consumer), C2C (consumer-to-consumer), or C2B. An e-commerce website is one that enables customers to buy and sell tangible products, services, and digital commodities over the internet as opposed to at a physical store. A company can process orders, receive payments, handle shipping and logistics, and offer customer care through an e-commerce website.
To learn more about E-commerce, click here.
https://brainly.com/question/29214855
#SPJ1
the most important criterion for project selection is: multiple choice question. the project's fit to the organization's strategy. financial return of the project. the project's fit to the corporate culture.
Exposure to business risk, return on investment, and statutory requirements are the most significant criteria. The availability of resources to carry out projects is a significant factor in project selection, and the outcome of project scoring is not the only factor.
Why is it essential to prioritize projects in a systematic manner?
You find and get rid of waste there. Inadequate prioritization results in failed projects and, ultimately, missed business objectives. A well-executed project prioritization process will enable you to strategically align your decisions regarding resource allocation and produce more successful projects.
soliciting advice from upper management. -Setting a common financial objective for all project types (operational, strategic, and compliance)- Making decisions with a group of people rather than just one person.
Learn more about project scoring here:
https://brainly.com/question/4553920
#SPJ4
in order to assess a company's financial risk, investors and creditors frequently consider and analyze the company's:
In order to assess a company's financial risk, investors and creditors frequently consider and analyze the company's long term debt.
Long-term debt ratio is one of the financial leverage ratios used to determine how much long-term debt is being utilized to finance a company's assets. The position of the company's financial position is shown by this ratio. Analysts can gauge the corporation's ability to pay off its long-term outstanding loans using this ratio. Since most businesses only release their balance sheet once per fiscal year, the long-term debt ratio is frequently estimated annually.
The ratio indicates how dependent the company is on debt if it tends to increase over the course of the year. On the other hand, a declining ratio indicates that the company's reliance on debt is decreasing over time.
To learn about short term debt visit:
https://brainly.com/question/14843215
#SPJ4
The concept of in-groups and out-groups is an integral part of which leadership theory?.
The concept of in-groups and out-groups is an integral part of the leader-member exchange(LMX) theory.
leader–member trade (LMX) idea suggests that leaders and followers increase specific relationships based on their social exchanges, and the niceness of these exchanges within an employer can impact worker results.
LMX idea is the first-rate principle of management as in contrast to the other theories, it concentrates and talks about approximately specific relationships between the leader and every subordinate. LMX concept is a sturdy explanatory principle. LMX theory focuses our interest on the significance of verbal exchange in leadership.
foundation understanding. chief-member trade (LMX) advanced from the vertical dyad linkage (VDL) concept. added this precise management principle, which displays the vertical dyadic interplay among leaders and participants.
To learn more about LMX theory visit here:
brainly.com/question/17369604
#SPJ4
under paragraph 9 of the trec one to four family residential contract, the buyer needs to move in before closing because she is starting a new job and she is moving in from out of state. what kind of tenancy is formed if she moves in early if the parties fail to negotiate a written lease?
The user is in default is the kind of tenancy is formed if she moves in early if the parties fail to negotiate a written lease.
What is default?Computer science standards refer to existing values for user-configurable settings assigned to software applications, computer programs, or devices. Such settings are also known as presets, especially for electronic devices. The default is a default value that applies universally to all instances of a device or model, making the device as accessible "out of the box" as possible without requiring a lengthy configuration process before use. It is intended to Users simply change the default settings according to their personal preferences. Many devices offer users the option to restore these default settings for one or all options. Such an association increases the likelihood that that setting or value will be selected. This is known as the default effect.to learn more about default from the given link :
https://brainly.com/question/24914198
#SPJ4
which of the following is true of a market maker? market makers help companies to negotiate mergers and acquisitions. market makers purchase a company's securities before an ipo and then resell them at a premium. market makers rate the creditworthiness of the issuer. market makers assist with market liquidity by facilitating the exchange of securities.
The following statement is true: Market makers assist with market liquidity by facilitating the exchange of securities.
A market maker is an individual or entity doing both selling and buying of securities in the secondary market in order to make profits. Therefore, this creates an exchange of securities and liquidity in the market. The first option is false since it has no connection with mergers and acquisitions. The second option is false because the purchasing before Initial Public Offering (IPO) is not possible. The third option is false because it doesn’t rate creditworthiness.
To learn more about credit, IPO, the stock market,
https://brainly.com/question/7550583
#SPJ4
a retailer has annual sales of $475,000 and an average finished-goods inventory of $18,000. if the retailer sells each unit for an average of $27 and purchases the units for $12, what is its annual inventory turnover?
11.72 will be Its annual inventory turnover.
Inventory Turnover Ratio = (Cost of goods sold)/(Average Inventory)
Following values are given in the question,
Average finished-goods inventory = $18,000
Annual Sales = $475,000
Selling Price per unit = $27
Purchase price of goods per unit = $12
Number of goods sold = Annual Sales/ Selling Price per unit
Number of goods sold = 475000/27
Number of goods sold = 17592 unit
Cost of goods sold = Number of Goods sold*Purchase price of goods per unit
Cost of goods sold = 17592*12
Cost of goods sold = $211,104
Inventory Turnover ratio = (Cost of goods sold)/(Average Inventory)
Inventory Turnover ratio = 211104/18000
Inventory Turnover ratio = 11.72
Learn more about Annual inventory turnover at,
https://brainly.com/question/14921067
#SPJ4
a firm issues the convertible debt shown above. the price of stock in this company on july 1, 2008 is $37.57. what is the minimum call price that would make a bondholder prefer to accept the call rather than convert? a.par plus 12.1%b.par plus 9.3%c. pard. par plus 14%
The minimum call price that would make a bondholder prefer to accept the call rather than convert is par plus 9.3%.
What is bondholder?A bondholder is typically an investor or owner of bonds issued by a company or government. Bondholders are essentially lending money to bond issuers. In return, bond investors get their principal (original investment) back when the bond matures. For most bonds, bondholders also receive periodic interest price. Investors can purchase bonds directly from issuers. For example, government bonds may be purchased at auction for new issues issued by the US Treasury Department. Bond investors can also purchase previously issued bonds on the secondary market through brokers or financial institutions. Bonds are generally considered a safer investment than stocks. This is because bondholders have a higher claim on the issuer's assets in the event of bankruptcy. In other words, if a company has to sell or liquidate its assets, all proceeds go to bondholders before common shareholders.To learn more about bondholder from the given link :
https://brainly.com/question/15208096
#SPJ4
what type of purchase contract involves the purchaser making payments to the seller until the total purchase price is paid and then the seller delivers the deed?
In an installment agreement, the real estate purchaser agrees to pay the seller the full purchase price over time in payments; they also agree that the purchaser will take immediate possession of the property.
What is purchase contract?A sort of contract known as a purchase agreement describes the terms and conditions around the selling of goods. The agreements are a legally binding contract between the buyer and seller and usually deal with the purchase and sale of items rather than services. They encompass almost all product-related transactions.Balloon mortgage: A mortgage with constant monthly payments that amortizes over a given term, but also necessitates the payment of a lump sum at the conclusion of a previous term. Balloon Payment: The last lump sum made at a balloon mortgage's maturity date.When the buyer is taking over the seller's mortgage, the difference between the mortgage's balance and the sales price may be financed using a purchase-money mortgage.To learn more about purchase contract refer to:
https://brainly.com/question/10453194
#SPJ4
The manager of a 150-unit apartment complex knows from experience that all units will be occupied if the rent is $1000 per month. A market survey suggests that, on average, one additional unit will remain vacant for each $20 increase in rent. What rent should the manager charge to maximize revenue?.
The rent that the manager should charge to maximize revenue will be $2,000.
In business, a rent is known as the cost incurred by a business to utilize a property or location for an office, retail space, factory, or storage space.
Initially, to find revenue by coming up we can calculate with an equation below:
Revenue = Price × Revenue
Where, price = 1000 + 20x
Quantity = 150 - x
R(x) = (1000+20x) (150-x)
R(x) = 150000 - 1000x + 3000x - 20x²
R(x) = - 20x² + 2000x + 150000
To maximize the revenue, we calculate the derivative and set it to zero:
R(x) = - 20x² + 2000x + 150000
R(x) = -40x + 2000
-40x + 2000 = 0
40x = 2000
x = 50
After we find the amount of X, thus we determine the rent that the manager should charge to maximize revenue
Price=$1000+20x
Price=$1000+20(50)
Price=$1,000 + 1,000
Price = $2,000
Learn more about the rent at https://brainly.com/question/2254034
#SPJ4
percy corporation was formed on january 1. the corporate charter authorized 100,000 shares of $10 par value common stock. during the first month of operation, the corporation issued 340 shares to its attorneys in payment of a $5,400 charge for drawing up the articles of incorporation. the entry to record this transaction would include:
The organization's expenses should be debited for $5,400.
Step 1. Calculate the Common stock
Common stock = Number of shares × values per share
= 340 × $10
= $3,400
Therefore, the Common stock is $3,400
Step 2. Determine the entry to record the transaction:
organization's expenses are debited $5,400
Common stock is $3,400 are Credited.
Paid in total in excess of per value $2,000 are Credited.
The organization's expenses should be debited for $5,400.
common stock is a form of corporate fairness ownership, a sort of security. The phrases vote casting proportion and ordinary percentage also are used often outdoors in America. they are referred to as equity shares or everyday shares within the united kingdom and different Commonwealth nation-states. This type of proportion gives the stockholder the right to percentage in the income of the organization, and to vote on matters of company policy and the composition of the contributors of the board of administrators.
The owners of commonplace stock do not very own any precise property of the company, which belong to all the shareholders in not unusual. An agency may additionally issue each ordinary and preference stock, wherein case the desired shareholders have precedence to get hold of dividends. within the event of liquidation, normal shareholders acquire any remaining funds after bondholders, creditors (such as employees), and desired shareholders are paid. when the liquidation takes place through financial ruin, the ordinary shareholders usually receive nothing.
To learn more about common stock visit here:
brainly.com/question/13762106
#SPJ4
annual investments are being made so that $20,000 will be accumulated at the end of 10 years. the interest rate on these investments is initially expected to be 4 percent compounded annually. after 4 years, the rate of interest is unexpectedly increased to 5 percent, so that payments for the remaining 6 years can be reduced. what amounts should be invested annually for the first 4 years and what sums for the last 6?
The total amount invested for the last 6 years is $9388.08
The accumulated amount will be $20000 at the end of 10 years
Interest rate = 4% compounded annually
Let x be the annual investment then,
Accumulated amount = x{ (1+r)^t - 1/r}
20000 = x{(1+4/100)^4-1/(4/100)
x = 20000*4/(100*{(1.04)^10-1}
x = 1665.82
For the first four years, the annual investment is $1665.82
After 4 years interest increases to 5%, So, let after 4 years the annual deposited amount be y
So, first we calculate the accumulated amount for the first 4 years
1665.82*{(1+4/100)^4-1}/(4/100)
(1665.82*100)/4*0.1698
= 7073.84
Now this, accumulated amount will act as principal for the 6 years
7073.84*(1+5/100)^6 + y{(1+5/100)^6-1}/(5/100) = 20000
y{(1.05)^6 - 1}/(5/100) = 20000 - 7073.84*(1.05)^6
= 10520.38
y = 10520.38/{(1.05)^6-1}*5/100
= (10520.38*5)/(100*0.3400)
= $1564.68
Total investment for 6 years = 1564.68*6 = $9388.08
Learn more about interest:
https://brainly.com/question/27584159
#SPJ4
what does the income approach to value rely on when valuing single-family and two- to four-unit properties?
The income approach to value rely is based on the idea that the market value is related to rent or income that a property can return hen valuing single-family and two- to four-unit properties.
How do this phenomenon works?
Income approach is a type of real estate method that allows investors to estimate the value of a property based on the income the property generates ( either through rent or income).
While dealing with single family and two to four unit properties appraisers uses the sales comparison approach because the income varies from location to location and also the relative factors associated with it. According to the given area, rent and income generated is considered to calculate its reliance.
Therefore, The income approach to value rely is based on the idea that the market value is related to rent or income that a property can return hen valuing single-family and two- to four-unit properties.
To know more about Income approach from given link
https://brainly.com/question/14334195
#SPJ4
teall corporation has a standard cost system in which it applies manufacturing overhead to products on the basis of standard machine-hours (mhs). the company has provided the following data for the most recent month: budgeted level of activity 10,000 mhs actual level of activity 10,100 mhs standard variable manufacturing overhead rate $ 7.20 per mh budgeted fixed manufacturing overhead cost $ 65,000 actual total variable manufacturing overhead $ 66,600 actual total fixed manufacturing overhead $ 70,500 what was the fixed manufacturing overhead budget variance for the month?
The fixed manufacturing overhead budget variance for the month will be $5500.
Variance may be defined as the measurement of the range or spread of the data in a statistical from. It is also equal to the square of the standard deviation of a given data. The fixed manufacturing overhead budget for the month may be defined as the difference between budgeted fixed manufacturing overhead cost and actual fixed manufacturing overhead cost for the month. the formula will be expressed as:
Fixed manufacturing overhead budget = Fixed budget overhead cost - Actual overhead cost
Fixed manufacturing overhead budget = $65000 - $70500
Fixed manufacturing overhead budget = -$5500
The variance is an unfavorable since the actual overhead cost of $70500 outweighs the budgeted cost of $6500.
Learn more about Variance at:
brainly.com/question/16025716
#SPJ4
