The correct option for not a type of review is a. walkthrough.
Covidence offers support to those who conduct various types of reviews. A basic description of a couple of the more popular review types is provided below.modification on June 28, 2022 comprehensive literature reviews (SLRs)SLR's endeavour to assemble all eligible empirical data in order to supply a response to a specific, clearly stated research question. In order to minimise bias, an SLR uses specified, repeatable systematic techniques. The outcomes are therefore more reliable and can be used to form judgements and take decisions.The first phases in the process are to develop a research question and a technique, or research strategy. A review team uses a very careful search strategy to find studies that can address
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in which situation are governments likely to use subsidies or government provision to achieve economic efficiency?
When positive externalities cause underproduction governments are likely to use subsidies or government provisions to achieve economic efficiency
Economic efficiency refers to a condition of affairs when all resources are used as effectively as possible to meet the needs of each individual while reducing waste and inefficiency. Economic efficiency means an economic state in order to best serve each person or organisation while minimising waste and inefficiency. In a competitive economy, any changes that favor one entity will harm all others.
When there are positive externalities, the market cannot efficiently allocate resources, which results in underproduction. In such circumstances, the government may intervene and utilise subsidies or other forms of government support to encourage producers to boost output and internalise the positive externalities. As a result, economic efficiency is improved, and society as a whole benefit.
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becky holds $30,000 as money. after a year during which inflation was 5 percent a year, the inflation tax over that year was
The inflation tax is the amount of money that an individual or business has lost due to inflation.
In this case, Becky holds $30,000 as money and after a year during which inflation was at 5%, the inflation tax over that year would be the difference in the purchasing power of the $30,000. In other words, the amount of goods and services that could be bought with $30,000 before the inflation is not the same as what could be purchased with the same amount after the inflation. This difference is the inflation tax over the year. In this case, Becky would have lost $1,500 in purchasing power.
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from the following accounts, listed in alphabetical order, prepare a classified balance sheet for berkly wholesalers as of december 31. all accounts have normal balances. accounts payable $44,500 inventory $118,500 accounts receivable 40,000 land 46,500 building 67,000 mortgage payable (long term) 79,500 cash 27,500 office supplies 3,500 common stock 112,500 retained earnings ? salaries payable 8,500
The classified balance sheet for Berkly Wholesaler as of December 31, would be:
Cash = $27,500
Accounts receivable = $40,000
Inventory = $118,500
Office supplies = $3,500
Total Current Assets = $189,500
Land = $46,500
Building = $113,500
Total Non Current Assets = $113,500
Total Assets = $303,000
Accounts Payable = $44,500
Salaries Payable = $8,500
Total current liabilities = $53,500
Mortgage payable = $79,500
Total Long-term liabilities = $79,500
Total Liabilities = $132,500
Common stock = $112,500
Retained earnings = $58,000
Total Equity = $170,500
Total Liabilities & Equity = $303,000
The classification of balance sheet should be constructed based on 3 categories:
AssetsLiabilitiesEquityUnder asset category, we can include all current and non-current assets. Current asset includes cash and any other asset that can be exchange into cash in a short-term. Long-term asset include plant, property and equipments.
Liabilities are the obligations a company has to its creditors. Liabilities with due date below 5-10 years can be categorized as short-term liabilities or current liabilities. Long-term liability as longer due up to 10 years.
Equity includes both common stocks and retained earnings.
In this case, the amount of retained earning has not been decided yet. We can find the amount of retained earning using this calculation:
Retained earnings = Total equity - common stock
Remember that:
Total liabilities & equity = Total asset
Total liabilities + Total equity = Total asset
Total liabilities + Common stock + Retained earnings = Total assets
$132,500 + $112,500 + Retained earnings = $303,000
Retained earnings = $58,000
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what should the cost of each truck be if a load of 100 engines is to be optimal for harley?
If a load of 100 engines is to be optimal for Harley, the cost of each truck should be the same as the total cost per engine, which is $10.055.
To determine the number of engines that should be loaded onto each truck, Harley needs to balance the costs of transportation and holding inventory. If Harley loads more engines onto each truck, it will reduce the transportation costs but increase the holding costs, and vice versa. To minimize the total inventory costs, Harley needs to find the optimal number of engines per truck that minimizes the sum of transportation and holding costs.
Let's call the number of engines loaded on each truck "x".
Transportation cost = $1,000 / x
Holding cost = $500 * 20% / 365 * (x / 300)
The total cost per engine is the sum of these two costs, and the optimal number of engines per truck is the value of x that minimizes this total cost.
By reducing the number of engines loaded on each truck to 100, Harley has increased the transportation costs, which will result in higher total inventory costs. To determine the impact on annual inventory costs, we need to calculate the new total cost per engine using the same formula as before.
Transportation cost = $1,000 / 100 = $10
Holding cost = $500 * 20% / 365 * (100 / 300) = $0.055
Total cost per engine = $10 + $0.055 = $10.055
The new total cost per engine is higher than before, which means that Harley's decision to reduce the number of engines per truck will result in higher annual inventory costs.
If a load of 100 engines is to be optimal for Harley, the cost of each truck should be the same as the total cost per engine, which is $10.055.
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Complete Question -
Harley-Davidson has its engine assembly plant in Milwaukee and its motorcycle assembly plant in Pennsylvania. Engines are transported between the two plants using trucks, with each trip costing $1,000. The motorcycle plant assembles and sells 300 motorcycles each day. Each engine costs $500, and Harley incurs a holding cost of 20 percent per year. How many engines should Harley load onto each truck? What is the cycle inventory of engines at Harley?
As part of its initiative to implement just-in-time (JIT) manufacturing at the motorcycle assembly plant in Exercise 1, Harley has reduced the number of engines loaded on each truck to 100. If each truck trip still costs $1,000, how does this decision impact annual inventory costs at Harley? What should the cost of each truck be if a load of 100 engines is to be optimal for Harley?
Disequilibrium occurs when
In a market sense, disequilibrium happens when quantity supplied is not equal to the quantity demanded.
What is demand in plain English?Demand is just a consumer's desire to buy products and services immediately and to pay the price associated with them. Demand can be defined as the quantity of things that consumers are prepared and willing to purchase at various prices within a specific time frame.
How do you teach a young child about demand?The supply of something is its quantity. Demand is the level of desire. Prices decrease when supply exceeds demand. Prices increase when demand exceeds supply.
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Consider the following transaction involving two bank accounts x and y.
read(x); x:=x-50; write (x); read(y); y:=y+50; write(y)
The constraint that the sum of the accounts x and y should remain constant is that of a. Atomicity
b. Consistency
c. Isolation
d. Durability
The constraint that the sum of the accounts x and y should remain constant is that of Consistency.
In the financial ledger or balance sheet of a business, an account is a distinct record. Accounts can be used by accountants, financial specialists, and bookkeepers to maintain track of crucial financial data, such as daily transactions that can be reported to confirm the precise amount of cash on hand at any one time. A complete accounting of every dollar that a person or corporation gets and spends is known as an account. In double entry accounting, any debit or credit that appears in an account is likewise recorded as a credit or debit elsewhere. A debit is an entry that is made to reflect a payment that has been made or that is still outstanding. On a ledger account's left side, a debit entry is often made. In a double entry system, a transaction results in the debiting of one account and the crediting of another.
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1. what is a high-performance work system? what are its elements? which of these elements involve human resource management?
The elements of an elite presentation work framework are hierarchical construction, task configuration, individuals, reward frameworks, and data frameworks. These components should cooperate in an easily working entirety .
Organizational structure- it is the course of how association makes gatherings into division, divisions, and detailing administrator.Task plan - appoint assignments and obligations to the workers.Preparing and improvement give preparing and advancement to worker so they become ready to impeccably play out their current and future positions.Reward framework superior execution representatives are compensated and empowering them to take a stab at hierarchical targets.Innovation or data framework - incorporates web by which association could share data broadly.Preparing and improvement includes human asset the executives.Learn more about human resource management:
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what are yunnan lucky air’s best options?
Yunnan Lucky Air is a Chinese low-cost airline based in Kunming, Yunnan Province. It offers some of the best options for travelers looking to explore China and nearby Southeast Asian countries.
The airline offers a range of flight options to fit any budget, including discounted promotional fares, convenient flight times, and a number of loyalty programs. For those looking for a more luxurious experience, Lucky Air also offers first and business class seating with additional amenities.
The airline also offers a number of add-on services, such as baggage allowance, priority boarding, and seat selection, to make your journey more comfortable. Additionally, Lucky Air has teamed up with a number of hotels and car rental companies to offer customers discounts and special offers. Finally, the airline strives to provide the best customer service, with a call center available to assist with any questions or concerns.
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can you conclude from this illustration that specialization according to comparative advantage results in more efficient use of world resources?
Specialization as per comparative advantage results in more effective use of world resources. It leads to higher output and lower costs, leading to more efficient allocation of funds globally.
What is the resources?an immediately accessible source of assistance, support, or supplies that can be used when necessary. resources, a nation's gross domestic product wealth, or its economic base. Usually, resources are money or any kind of asset that may be traded for cash; assets.
Why are resources important in business?Resource management done right may lower costs, increase efficiency, and increase productivity for your business. By reprioritizing programs or resources, you can usually more effectively mitigate risk by seeing possible resource conflicts early on.
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the engagement approach to audience involves . a. a two-way process b. demographics only c. none of these choices d. both a two-way process and self-risk e. self-risk
the engagement approach to audience involves (d.) both a two-way process and self-risk. In the two way process, there are interaction between presenter and the audiences.
In the organization, Audience engagement generally can be defined as a group of people's active and positive response to a live presentation. In the audience engagement, the presenter achieves to keep the audience's interest, attention, and participation during the presentation, audience engagement personifies. There are several examples of audience engagement, such as attendees watching a live event, submitting questions in a Q&A, submitting poll responses, or also just chatting with other event participants.
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suppose your annual starting salary is $56,730. after working for a few years, you start to get yearly raises. if you get a 0.7% raise a total of 3 times and then a 1.8% raise a total of 6 times, what is your salary after all the raises?
The salary after all the raises for an employee is $57751.14.
What is a salary?A salary clause, a sort of recurrent payment from an employer to an employee, may be included in an employment contract. Instead of being paid on a regular basis, piece wages are paid separately for each work, hour, or other unit. From the standpoint of running a business, salary can also be considered as the cost of hiring and retaining staff to carry out operations; this is known as a personnel expense or salary expense. A salary is a predetermined amount of cash or other compensation that a business pays an employee in exchange for work performed. Frequently, wages are paid at fixed intervals, such as monthly installments equal to one-twelfth of the annual wage.
Increment= 56,730*1.8%= $1,021.14
Salary= 56,730+1,021.14 = $57751.14
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True/FalseThe effectuation process starts with what one has and selects among possible outcomes.
The statement is true that the effectuation process starts with what one has and selects among possible outcomes.
The effectuation process begins with what the individual has and chooses from a range of potential results. When thinking casually, one begins with what they already have and considers all of their options. Instances of segmentation factors include demography, ethnicity, and relationship status. Effectuation is a mode of thinking that aids business owners in establishing their enterprises since it offers a means of controlling an ambiguous future.
A process idea called effectuation explains how innovators launch new businesses. Entrepreneurs might choose between causative or forecast thought and efficacious thought or effectuation when considering how to add value for a business.
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The relationship between energy consumption and household income was studied, yielding the following data on household income X (in units of $1,000/year) and energy consumption Y (in units of 108 Btu/year).
Energy Cons. (y) HH Income )x)
1.8 20.0
3.0 30.5
4.8 40.0
5.0 55.1
6.5 60.3
7.0 74.9
9.0 88.4
9.1 95.2
a) Plot a scattergram of these data
b) Estimate the linear regression equation ? Y/x = ?0 + ?? x.
c) If x = 50 (household income of $50,000), estimate the average energy consumed for households of this income. What would your estimate be for a single household?
d) How much would you expect the change in consumption to be if any household income increases $2000/year?
e) How much would you expect consumption to change if any household income decreases $2000/lyear?
f) Write the normal equations for these data.
g) Solve the normal equations for b0 and b1, and verify that your results are the same as those you obtained in (b) above.
Regression equation Y = b0 + b1X estimates energy consumption based on household income. Change in consumption is estimated by b1*change in income.
a) Plotting the scattergram requires a visual representation of the data with the Household Income (X) plotted on the X-axis and Energy Consumption (Y) plotted on the Y-axis.
b) The linear regression equation can be estimated using the formula: Y = b0 + b1X, where b0 is the y-intercept and b1 is the slope of the regression line. To obtain the estimates for b0 and b1, we can use the method of least squares.
c) If x = 50, we can estimate the average energy consumed for households of this income using the regression equation: Y = b0 + b1X = b0 + b1(50). This is an estimate of the average energy consumption, not the consumption of a single household.
d) If any household income increases $2000/year, we can expect the change in consumption to be b1*2000.
e) If any household income decreases $2000/year, we can expect the change in consumption to be -b1*2000.
f) The normal equations for these data are:
b1 = Σ[(X - X_mean)(Y - Y_mean)]/ Σ(X - X_mean)^2
b0 = Y_mean - b1X_mean
g) To solve for b0 and b1, we need to substitute the values for X, Y, X_mean, and Y_mean into the normal equations. This will give us the estimates for b0 and b1, which can be verified to be the same as those obtained in (b) above.
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Think about the two trade-restriction policies: tariffs and quotas. Who benefits and who loses from each of these policies? Domestic producers Domestic consumers
Both tariffs and quotas tend to benefit domestic producers at the expense of consumers and importers. However, tariffs may be less restrictive than quotas, as they do not limit the number of imported goods that can be sold.
Tariffs are taxes put on imported products, while portions are limits on the amount of a specific decent that can be imported.
As far as who advantages and who loses from every one of these strategies, taxes by and large advantage homegrown makers of the very merchandise that is being imported, as they can sell their products at more exorbitant costs.
Quantities likewise benefit homegrown makers of the very products that are being imported, as they limit how much unfamiliar rivalry. In any case, customers might be impacted more seriously by standards than by levies.
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The accountant did not prepare an entry to adjust the Supplies account at the end of the accounting period and, as a result: a) the Supplies account was overstated. b) the total expenses were understated. c) the net income was overstated. d) the owner's equity was overstated. e) all of the above are true.
Option c is correct. Accountants did not make entries to reconcile pension accounts at the end of the accounting period, resulting in an overestimation of net income.
Net income and equity are overvalued. To reconcile consumables, you must debit consumables and credit consumables for the percentage consumed. If you are purchasing consumables for the first time, enter the transaction as a debit for upfront consumable costs and a credit for consumable costs.
If consumables are not used for a long period of time, they may become obsolete or damaged. Without the adjustment posting, the reserve account would be overstated on the balance sheet. For example, when you buy a new computer system, $500 worth of consumables (the value of your old computer) quickly becomes obsolete. A chargeback to depreciate an old computer is to charge $500 for a "consumable computer" and credit $500 for a "prepaid consumable".
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suppose that every day, 600 airplanes at sfo airport incur an additional 30 minutes of airport delays when flying into or out of the airport. if the price of time is $30/hour in san francisco, what is the dollar value of the opportunity cost of these delays?
The dollar value of the opportunity cost of 600 airplanes delays at SFO airports will be $9,000 per day.
Opportunity cost is the potential profit or benefits a person has to loss because of choosing one option over another. Opportunity cost occurs because of the limitation of available resources in the economy and the unlimited wants.
From the case, we know that:
Airplanes delayed = 600
Delay duration = 30 mins per airplane = 0.5 hour per airplane
Price of delay = $30 per hour per airplane
When an airplane decide to spend an additional 30 minutes of airport delay, the airport has to loss $15 that could be spend on accepting another airplane instead. Howeve, the airport has to wait for the airplane to flight in or out of the airport and cannot accept another airplane for the time being. The $15 price of time is the opportunity cost the airport loss once an airplane delay its flight.
If all 600 airplanes in the airport delay their in and out-flights, the airport will experiences the loss of:
$ Opportunity cost = $30 x 600 x 0.5 hours
$ Opportunity cost = $9,000
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which one of the following is not a basic option for altering demand? a. promotion
b. backordering c. pricing d. subcontracting
The option that is not a basic option for altering demand is "backordering". Backordering is a way to manage supply and demand in situations where the demand for a product exceeds the available supply.
Backordering refers to a supply chain management technique where customers are notified that a product they have ordered is not currently in stock and will be shipped at a later date. When a customer places an order for a backordered item, they are essentially placing a reservation for that product, and the order is fulfilled once the product becomes available. This allows companies to continue to receive orders for a product even if it is temporarily out of stock, which can help to maintain customer relationships and keep revenue flowing. However, it is important for companies to effectively manage backorders, as it can lead to customer frustration and loss of trust if products are not delivered in a timely manner. In summary, backordering is not a direct way to alter demand, but rather a way of managing supply to match demand in a situation where demand exceeds supply. Backordering is used by companies when a rapid increase in sales implies that things are being sold quicker than they can be supplied. It's a standard tactic utilized by shops all around the world when there's a demand increase. Products are often backordered in organizations that adopt a just-in-time inventory management method, in which the company only receives things whenever they are needed, reducing inventory holding expenses.
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if a journal entry for salaries expense that incurred during this year but will be paid until next year is accidently omitted, what would be the impact on the financial statements?
The impact of the Financial statement is that Net Income would be overstated (Expenses understated) and Balance Sheet liabilities would be understated.
What are Accounting errors?Accounting errors and omissions happen all the time and can lead to financial report misstatements. If an inaccuracy is significant enough, it may be regarded a major misrepresentation, exposing the firm to responsibility.
The inaccuracy has an impact on both the income statement and the balance sheet. The income statement understates costs while overstating net income. The balance sheet exaggerates equity while understating liabilities.
Therefore, the above situation will be termed as accounting errors.
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luther inc., has 4,000 shares of 5%, $50 par value, cumulative preferred stock and 100,000 shares of $1 par value common stock outstanding at december 31, 2018, and december 31, 2017. the board of directors declared and paid an $8,000 dividend in 2017. in 2018, $40,000 of dividends are declared and paid. what are the dividends received by the preferred stockholders in 2018?
The total preferred dividend to be issued in 2018 is $12000
Yearly Preferred dividends = 4,000 sahres * $50 * 5% = $10,000
in 2017 preferred dividend declared and paid = $8,000
Balance to preferred stock holders = $10,000 - $8,000 = $2,000
Total preferred dividend to be issued in 2018 = $10,000 + $2,000 = $12,000
A dividend is a benefit given to shareholders by publicly traded firms, and it is funded by the latter's net profit. Such compensation may take the form of cash, currency equivalents, shares, etc.
A dividend is money distributed from earnings to shareholders. They often receive quarterly pay. For example, AT&T has been making such distributions for a number of years, with the price per share for its 2021 third-quarter issuance set at $2.08.
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(consider this) there are no external costs with being on the roadways during peak driving hours; there are only private costs that include your gasoline and opportunity cost of time spent in traffic.
The statement is false that there are no external costs with being on the roadways during peak driving hours; there are only private costs that include your gasoline and opportunity cost of time spent in traffic.
An external cost is not paid by the individuals who generate it, is one that is not reflected in the market price of the products and activities being created. An externality can result from the creation or consumption of an item or resource and can be both both beneficial and harmful.
Private cost covers the price of labour, supplies, equipment, and everything else that an individual or business pays for. Any adverse impacts or injury brought on as a consequence of the production are not included in the private cost.
The question is incomplete, find the complete question here
There are no external costs with being on the roadways during peak driving hours; there are only private costs that include your gasoline and opportunity cost of time spent in traffic. True or False.
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In ethical decision making, what element of the marketing mix is affected when a firm is deciding whether or not to outsource jobs to other members of the supply chain.
a-promotion
b- place
c- product
d- price
e- profitability
In ethical decision making,the element of the marketing mix is affected when a firm is deciding whether or not to outsource jobs to other members of the supply chain is c. product.
What is marketing mix?
The marketing mix is the collection of activities, or methods, that a business employs to sell its brand or merchandise. A typical marketing mix is comprised of the four Ps: price, product, promotion, and place. The marketing mix is the collection of tactical marketing instruments that may be controlled and used by a business to elicit a specific response from its target market. It entails every action a business can take to affect consumer demand for its goods.
Hence the correct option is c. product .
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Instructions: Describe how the following example illustrates one or more of the system characteristics that contribute to dynamic complexity
The example of a traffic jam illustrates dynamic complexity through the presence of feedback loops and non-linear behavior.
dynamic complexity refers to a type of complex system that is characterized by the presence of feedback loops, non-linear behavior, and the ability to evolve over time. A traffic jam is a perfect example of a dynamic complex system because it exhibits all of these characteristics.
Firstly, feedback loops are present in a traffic jam scenario. For example, if one vehicle slows down due to some reason, it creates a chain reaction of other vehicles slowing down as well. This creates a feedback loop where the slowing down of one vehicle leads to the slowing down of multiple vehicles, leading to a traffic jam.
Secondly, the behavior of the traffic system is non-linear. This means that the system does not behave in a predictable or linear manner, but instead exhibits irregular and often chaotic behavior. For instance, the speed of vehicles in a traffic jam can vary greatly and change suddenly, making it difficult to predict the behavior of the system.
Finally, a traffic jam is a dynamic complex system because it can evolve over time. For example, a traffic jam can spread from one lane to multiple lanes, or it can start and stop suddenly, or it can grow or shrink depending on the behavior of the vehicles involved.
Overall, the example of a traffic jam highlights the key characteristics of dynamic complexity, making it an excellent illustration of the concept for a high school student.
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Which is an example of a negative externality? Multiple Choice An increase in the value of land you own when a nearby development is completed. The costs paid by a company to build an automated factory. Decreased property values in a neighborhood where several houses are burglarized. The higher price you pay when you buy a heavily advertised product.
The higher price you pay when you buy a heavily advertised product is an example of a negative externality. When a third party incurs expenses as a result of the creation or consumption of a good, this is known as a negative externality.
A benefit or expense that impacts someone who is not directly involved in the production or consumption of a good or service is known as an externality. Examples of a negative externality include pollution, whereas a positive externality would be something like a technological spillover. For instance, because people learn and develop skills for careers and their lives, education is a beneficial externality of school. Negative externalities, in contrast, are a cost of production or consumption.
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Pierre run the ame ditance around a track each day, 4 day a week. He run a total of 12 mile each week. It take 8 lap of the track to equal a mile. How many lap Pierre run each day
The calculation can be used to determine how many laps Pierre completes each day. Let's figure out l as: Pierre therefore completes 24 laps each day.
Let l stand in for the daily mileage that Pierre runs. Pierre reportedly completes the same lap of a track four days a week. Thus, 4 days would be the number of laps completed. He runs a total of 12 miles per week, and 8 laps around the track equal one mile, according to the information provided. Therefore, there would be 8 times 12 laps in a 12-mile race. We will now convert the total number of laps completed in 4 days to the following: The calculation can be used to determine how many laps Pierre completes each day. Let's figure out l as: Pierre therefore completes 24 laps each day.
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christina hercher borrowed $50,000 on a 90-day 8% note. christina paid $3,000 toward the note on day 40. on day 60 she paid an additional $4,000. using the u.s. rule, christina's adjusted balance after the first payment is:
The adjusted balance after the first payment is 47,444.44
Interest Rate= 8% per year
Interest Rate for 40 day= (0.08/360)*40= 0.88%
Interest Accrued till 40th day= 0.88%*50000= 444.44
Total Outstanding on 40th day= 50000+444.44
Payment on 40th day= 3000
Adjusted balance left= 50000+444.44-3000= 47,444.44
Due to the fact that transactions made during the current billing cycle are not included against the adjusted balance, the adjusted balance approach allows customers a grace period for making additional purchases. Because of this, cardholders often receive the lowest financing charge available when using the adjusted balance approach.
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why is it necessary to have business owner engagement
Business owner engagement refers to the level of involvement and commitment of the owner or owners of a business in the day-to-day operations and decision-making processes of the company. It is a crucial factor in the success of a business for several reasons.
First, business owners have a unique understanding of their company, its goals, and its challenges. By being actively engaged in the business, owners are able to make informed decisions that align with the company's goals and that help to overcome obstacles. This can lead to better decision-making and improved outcomes for the business.
Second, business owners are often the primary drivers of a business's vision and mission. By being engaged in the business, owners are able to ensure that their vision and values are reflected in the company's actions and decisions. This can help to build a strong culture and to create a positive and motivated work environment.
Third, business owners are often responsible for setting the tone and establishing the expectations for the rest of the company. By being engaged and demonstrating a commitment to the business, owners are able to create a positive and productive work environment that encourages employees to do their best.
Fourth, business owner engagement can help to foster innovation and creativity within the company. By being involved in the business and having a deep understanding of its operations, owners are able to identify areas for improvement and to lead the development of new and innovative solutions.
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laura's name is on the national do not call registry. at what point after she closes a loan with abc mortgage must abc stop contacting her to solicit new business?
A mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate.
What is mortgage?
A mortgage, or simply mortgage, also known as a mortgage loan in civil jurisdictions, is a loan used by homebuyers to raise funds to purchase property, or by current owners to raise funds for any purpose to procure the pledging of the encumbered property during the term. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal mechanism is in place to allow the lender to seize the property and sell the secured property ("foreclosure" or "foreclosure") to repay the loan in the event of default or default by the borrower. with its conditions. The word mortgage derives from a French legal term used in medieval Britain meaning 'mortgage' and refers to the maturity of the pledge (death) when the bond is redeemed or the property is confiscated. A mortgage can also be defined as "borrower making indemnification in the form of a guarantee for a benefit (loan)".
Mortgage borrowers can be individuals with a mortgage on their home or businesses with a mortgage on commercial real estate (e.g. their own business, tenant-let dwellings or an investment portfolio).
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1. suppose a person was earning 1500 per month in 2005, what should be his salary in 2010, if the cost of living index number in 2010 with base year 2005 is 170.30?
A person who was earning 1500 per month in 2005, his salary in 2010, if the cost of living index number in 2010 with base year 2005 is 170.30 will be 2554.50.
An work contract may contain a salary clause as a type of recurring payout from an employer to a worker. In comparison, piece wages are paid individually for each work, period, or even other unit instead of on a regular schedule.
A cost-of-living index can be employed to actualize shifts in the cost of living over time. Analyses of cost of living are also employed to evaluate how much it costs in various locations to sustain a particular quality of living.
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portfolio managers are frequently paid a proportion of the funds under management. suppose you manage a $119 million equity portfolio offering a dividend yield (div1/ p0) of 6.9%. dividends and portfolio value are expected to grow at a constant rate. your annual fee for managing this portfolio is 0.69% of portfolio value and is calculated at the end of each year. a. assuming that you will continue to manage the portfolio from now to eternity, what is the present value of the management contract? (enter your answer in millions rounded to 1 decimal places.)
Present value of the management contract is approximately $823.8 million.
To find the present value of the management contract, we can use the formula for present value of an annuity:
[tex]PV = A / (1 + r)^n[/tex]
where A is the annual payment, r is the discount rate, and n is the number of payments.
First, we need to calculate the annual payment, which is 0.69% of the portfolio value at the end of each year. Let's assume that the portfolio value grows at a constant rate of g. Then, the portfolio value after t years can be calculated as:
[tex]P = P0 * (1 + g)^t[/tex]
where P0 is the initial portfolio value of $119 million.
The annual payment can be calculated as:
[tex]A = 0.0069 * P = 0.0069 * P0 * (1 + g)^t[/tex]
Next, we need to find the discount rate. A good estimate of the discount rate can be the portfolio's dividend yield plus the growth rate. In this case, the discount rate would be:
[tex]r = 6.9% + g[/tex]
Finally, we can find the present value of the management contract by substituting the values in the present value formula:
[tex]PV = A / (1 + r)^n = 0.0069 * P0 * (1 + g)^t / (1 + 6.9% + g)^t[/tex]
Since we want to find the present value of an infinite series of payments, we need to use the formula for present value of an infinite series:
[tex]PV = A / (r - g) = 0.0069 * P0 / (6.9% - g)[/tex]
We can now solve for g, assuming that the discount rate must be greater than the growth rate. Let's assume g = 6%. Then, the present value of the management contract would be:
[tex]PV = 0.0069 * $119 million / (6.9% - 6%) = $823,838.74[/tex] (rounded to 1 decimal place)
So, the present value of the management contract is approximately $823.8 million
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when the interest rate is low, there are greater incentives to and fewer incentives to a. market; lend; borrow b. real; lend; borrow c. nominal; lend; borrow d. real; borrow; lend
When the real interest rate is low, there are greater incentives to borrow and fewer incentives to lend.
The lower the interest rate, the more willing people are to borrow money to make big purchases, such as houses or cars. When consumers pay less in interest, this gives them more money to spend, which can create a ripple effect of increased spending throughout the economy.
Long-term interest rates influence investment spending. Consumers will spend more if interest rates fall. Lower financing rates for businesses imply increasing output and the development of new jobs for those who manufacture, sell, as well as deliver the items.
Therefore, the correct answer is (d).
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