Answer:
A. Installment credit.
Explanation:
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When selecting a business idea, why is the advice to "do what makes you happy" and "be true to yourself" so important?
When selecting a business idea, why is the advice to "do what makes you happy" and "be true to yourself" so important because finding a skill you enjoy and are strong at is crucial. You should also consider whether your concept can address a market need.
What is the importance of selecting business idea?
Sales and profit are generated by the business idea, which also gives investors an incentive to invest. Sales and earnings provide the possibility of investing in new goods and services, allowing the company to expand. It embodies capitalism in its purest form. Having said that, you are more likely to face competition if your idea is a dud.
What are four importance of a business plan?
A business plan can help you as an entrepreneur clarify and concentrate on your business ideas and strategies. You focus on management challenges, human resource planning, technology, and adding value for your customers in addition to financial matters.
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What is required after a life agent sells an insurance policy to an applicant without being appointed by the insurer?
If a life agent represents an insurer in the sale of an insurance policy without being appointed, the insurer has 14 days to notify the Commissioner of the appointment.
What does an insurance rescission notice entail?A rescission is distinct from a claim denial or a cancellation of a policy. When an insurance provider rescinds a policy, they are essentially saying that it never existed in the first place. The policyholder will be returned to the state they were in prior to the policy's entry, with all premium payments being repaid.
A rescission states that the policy was unenforceable from the outset for one or more reasons.
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So you them the answer you submit must be the d operators; they are pald $8. 10 an hour each and work 40 hours a week and 52 weeks a year. The machines break down periodically, resulting in annual repair costs of $1,320 for each and supplies cost $960 a year for each machine. Vill have a life of 5 years and a total disposal value at that time of $1, 500. The kodak system will require only 2 regular operators. Supplies wil be $3,600 per year. Kodak has offered the college a maintenance contract that covers all machine breakdowns; the cost of the contract is $1,020 per year. Total cost for all favor keeping the canon copiers, enter your net present value difference as a positive number; if.
The net present value for all favor keeping the canon copiers $6580
What is net present value?The net present value, also known as net present worth, is applied to a series of cash flows that occur at different dates. The present value of a cash flow is determined by the time elapsed between now and the cash flow. It is also affected by the discount rate. The temporal value of money is accounted for by NPV.
The term net present value (NPV) refers to the current total value of a future stream of payments. If the net present value (NPV) of a project or investment is positive, it signifies that the discounted present value of all future cash flows associated to that project or investment will be positive, and hence appealing.
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Opponents of prohibition argued that doing this governmental regulations was contrary to basic constitutional values and consumer freedoms?
The opponents of prohibition argued that doing the Moralizing governmental regulations was contrary to basic constitutional values and consumer freedoms.
What is the Moralizing regulation?Basically, the term "Moralizing" means the action of commenting on issues of right and wrong, such as with an unfounded air of superiority or having an overly critical point of view on issues of right and wrong.
From the moral values, the government regulation can emphasizes respect for rules and ethical considerations as the rules are the supreme guarantor of morality, ethics, and justice.
However, the opponents of prohibition argued that doing the Moralizing governmental regulations was contrary to basic constitutional values and consumer freedoms.
Because the government rules are the supreme guarantor of morality, ethics, and justice, then, the government should grant scheduled importance to the law along the way of earning decisions.
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Policymakers who control monetary and fiscal policy and want to offset the effects on output of an economic contraction caused by a shift in aggregate supply could use policy to shift.
Policymakers who manage monetary and fiscal policy and desire to offset the impacts on output of an economic contraction forced by a shift in aggregate supply could use policy to shift Aggregate demand to the right.
What is Aggregate demand?Aggregate demand or domestic final demand exists as the total demand for final goods and services in an economy at a provided time. It is often named effective demand, though at other moments this term stands distinguished. This exists the demand for the gross domestic product of a country. Aggregate demand exists as a phrase used in macroeconomics to represent the total demand for goods produced domestically, including consumer goods, services, and capital goods.
Aggregate demand exists as the total amount of goods and services in an economy that consumers stand willing to expend within a certain period. Aggregate demand is estimated as the sum of consumer spending, investment spending, government spending, and the distinction between exports and imports. Aggregate supply exists as the total quantity of output firms will produce and sell—in other terms, the real GDP. The upward-sloping total supply curve—also understood as the short-run aggregate supply curve—demonstrates the positive connection between the price level and real GDP in the short run.
Hence, Policymakers who manage monetary and fiscal policy and desire to offset the impacts on output of an economic contraction forced by a shift in aggregate supply could use policy to shift Aggregate demand to the right.
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When a firm lacks the ability to prevent people from consuming a good or service, the good is called a:________
When a firm lacks the ability to prevent people from consuming a good or service, the good is called a non-excludable.
A service is "an act or use for which a consumer, business, or government is willing to pay". Examples include work by hairdressers, doctors, lawyers, mechanics, banks, insurance companies, etc. Public services are paid for by society as a whole.
Goods are physical, tangible objects, whereas services are inherently non-physical, intangible and, like goods, can satisfy needs. Financial Services – Banks, Telecoms, DTH, Couriers, Hotels, Airlines, Multiplexes, Railways, Doctors, Lawyers, Healthcare, and Business Consulting are examples of services.
A service company in the commercial sense is a company that provides the performance of activities or tasks for commercial purposes. This job is designed to assist businesses or individuals in topics such as consulting, accounting, transportation, cleaning, hospitality, travel and maintenance.
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You intended to "pay yourself first" with $35 into your savings account every month, but it looks like that’s not happening regularly. what could you do to fix the problem?
You intended to "pay yourself first" with $35 into your savings account every month, but it looks like that’s not happening regularly. Figure out how much you can afford to fix the problem.
If you pay yourself first, you pay yourself (usually via automatic savings) before you make any other expenses. In other words, prioritize long-term financial well-being.
Automation is an easy way to pay yourself first. If you have a 401(k), set up contributions from your pre-tax salary to your 401(k). Also, use the app or log into his website at your bank to arrange automatic transfers from your checking account to your savings account or IRA.
When creating a “pay yourself first” budget, one of your first questions may be, Most experts recommend saving at least 20% of your income each month.
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The firm will produce output in the short run only if the market price is at least equal to__________.
The firm will produce output in the short run only if the market price is at least equal to the average cost.
In both the short run and the long run, rate equals marginal revenue. The firm must increase output so long as marginal sales exceed marginal fee, and reduce output if marginal sales is much less than marginal fee. earnings are maximized while marginal sales equal marginal fee.
Short-run price is determined by means of short-run equilibrium among call for and supply. deliver curve in the brief run under perfect opposition is a lateral summation of the quick-run marginal value curves of the company.
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The cost of buying and selling a stock includes:_________.
1. broker's commissions
2. dealer's bid-asked spread
3. price concessions that investors may be forced to make
All the three options are correct.
How do buying and selling stocks work?
When a seller accepts the bid price from a buyer or vice versa, a trade transaction is completed. Those who want to buy the stock may be willing to increase their offers if there are more buyers than sellers. In order to increase the price, sellers will therefore demand greater prices.
How do you buy and sell stocks same day?
Buying and selling stocks intraday, or on the same day, during a trading session, is also referred to as day trading. Under some brokerage plans, your stock may be sold automatically at the day's closing price if you do not square off your position before the end of the trading day.
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What factors are used in the rule-of-thumb methods to determine the communication budget?.
Prior sales and communication activities
To determine the current communication budget, rule-of-thumb methods use prior sales and communication activities. These methods are simple to implement, but they do have some limitations.
What is rule-of-thumb?A rule-of-thumb is a heuristic guideline that gives simplified counsel or a fundamental rule-set for a certain subject or course of action. It is a broad principle that provides specific directions for completing or performing a task. Generally, rules of thumb emerge from practice and experience rather than scientific study or a theoretical underpinning.
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Outline why it is important for a business owner to respond to technological and global issues when establishing a business?
Technology enables an increase in the efficiency of systems, products, and services. It helps track and streamline strategies, hold records go with the flow, and control contacts and employee records.
In reality, this expanded efficiency in operation enables lessened costs as well as allows the commercial enterprise to develop swiftly.
Technology has vital consequences on commercial enterprise operations. Irrespective of the scale of your business enterprise, technology has both tangible and intangible advantages that will help you make money and produce the results your customers demand. Technological infrastructure affects the subculture, performance, and relationships of a business.
The use of technology has made commercial enterprises and clients closer in many areas. E-mail and Social Media are getting used for answering queries related to products and services with clients. Giving customers all feasible methods to contact the agency is simple with the latest technology and packages over the internet.
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What role did ritual (i. e. , prayer, sacrifice, public celebrations, or morality) play in developing the markers of civilization such as the economy or the government?
Religious (i.e., prayer, sacrifice, public celebrations, or morality) beliefs have constantly and would continue to affect societies, which in turn influences governance, all across the world all through history.
Role of rituals in developing the economy of government:Religious practices and values have historically provided justifications for many conflicts and are present in political platforms, commercial strategies, and constitutional legislation. Some people strictly follow the teachings of a religious text, while others only adhere to the parts of a faith that best suit their own requirements.
Some historical cases of influence of religion on government are-
The earliest insights that have come to be identified with the analytical, functionalist, and interpretive viewpoints on religion in society are provided by sociological and anthropological thinkers Karl Marx, Émile Durkheim, & Max Weber. It's interesting to note that each of them anticipated that modern secularization would eventually diminish the role of religion in society. Theorists from more recent generations such Peter Berger, Rodney Stark (a feminist), and John Caputo consider modern religious experiences, including what might be a moment of religious revivalism. These theories all offer incredibly valuable viewpoints that highlight the various roles and purposes that religion has played in society throughout history.To know more about Ritual, here
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If the sales volumes in the east and west regions had been reversed, what would be the company’s overall break-even point in unit sales?
The break-even point is the level of sales at which profits are equal. The company sold 38,000 units in the eastern region and 13,000 units in the western region
Equal gross revenue means no loss or profit for small businesses. This means that we have reached a stage of production where the cost of production equals the revenue of the product.
To calculate the breakeven point in units, use the following formula: Points (Sales) = Fixed Costs ÷ Contribution Margin
The break-even point (BEP) helps the business owner/CFO to realistically check how long it will take to see a return on an investment. For example, calculate or model the minimum turnover required to cover the cost of entering a new location or new market.
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And aisha have a relationship where they both want to share their thoughts and actions with each other. according to sternberg (2006), their relationship is high in?
According to Sternberg (2006), their relationship is high in intimacy.
Option A. intimacy.
In Sternberg's trinity theory of (successful) intellect, intelligent behavior arises from a balance of analytical, creative, and practical skills that collectively function to enable individuals to perform well in specific socio-cultural situations. We claim to be successful.
Intimacy in a relationship is a feeling of closeness and emotional connection and support. It means that we can share different thoughts, feelings, and experiences that we have as human beings. It's about being open, speaking your thoughts and feelings, letting your guard down (being vulnerable), and showing others your feelings, hopes, and dreams.
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Your question is incomplete. please read below to find the full content.
Steve and Aisha have a relationship where they both want to share their thoughts and actions with each other. According to Sternberg (2006), their relationship is high in
a. intimacy.
b. commitment.
c. passion.
d. infatuation
The legal document that describes the rights and obligations of both the bondholders and the issuer is called the bond.
The legal document that describes the rights and obligations of both the bondholders and the issuer is called the bond resolution
What is bond resolution?The instrument or documents that permit the issuance and sale of municipal securities by the issuer. The issuance of securities is typically allowed in the authorising resolution, and the sale is typically permitted in a different document known as the "sale" or "award" resolution.
The fundamental terms of the bonds are described in an official declaration. It normally provides the most complete description of the bonds' terms and features until maturity, unless and until these terms are updated.
Bond Documents include any agreements, certificates, documents, and instruments delivered in connection with any of the Financing Documents.
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The three-step analysis to determine cash provided or used by investing activities includes?
The three-step analysis to determine cash provided or used by investing activities includes: identifying changes in investing-related accounts, reporting the cash flow effects and explaining the changes using T-accounts and reconstructed entries.
What do you mean by Cash Flow statement?A cash flow statement is a financial statement that exhibits how modifications in the accounts of the balance sheet and income impact cash and cash equivalents, and breaks the analysis down to operating, investing and financing activities.
In analysing cash flows in a business there are three types of cash flow: from operating activities, from investing activities, and from financing activities.
Cash flow from investing activities involves cash used for various investments over a particular period. This can include purchase of property, equipment, acquisition of other businesses, and investment in marketable securities.
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What business problem are maryann and nana attempting to resolve through marketing research?
Customers want Crepes a la Nana to expand their breakfast menu, but MaryAnn and Nana are puzzled.
What is the customer wants?A key business issue is not knowing what your clients want.Profit losses, unfavorable publicity, and damage to the company's reputation are some of the negative effects of failing to meet clients' expectations. Finding solutions that are feasible, compatible with your brand, and guaranteed to exceed customer expectations is not as difficult as it appears.Knowing and understanding consumer demands is fundamental to any successful organization, whether it sells to individuals or other enterprises. Once you have this information, you can use it to persuade future and current clients that doing business with you is in their best interests.In the situation of Maryann and nana, they do not know what their customers want.
Therefore, customers want Crepes a la Nana to expand their breakfast menu, but MaryAnn and Nana are puzzled.
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What are two primary opportunities in safe for driving relentless improvement?
The two primary opportunities in safe for driving relentless improvement are option A. Iteration Retrospective and option D. Inspect and Adapt workshop. Hence, the correct answers are options A. and D.; Iteration Retrospective and Inspect and Adapt workshop respectively. Read below about Iteration Retrospective.
What is Iteration Retrospective?The Iteration Retrospective is a usual event where Agile Team members debate the results of the Iteration, review their practices, and identify ways to improve. At the end of each iteration, Agile teams that make use of ScrumXP gather for an iteration retrospective.
Therefore, the correct answers are as given above.
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The complete question goes thus:
What are two SAFe primary opportunities for driving relentless improvement? (Choose two)
a) Iteration Retrospective
b) Daily Stand-up
c) Program Backlog Refinement
c) PI Planning
d) Inspect and Adapt workshop
Individuals who organize to influence the government’s programs and policies are called?
Answer: Interest groups
Explanation:
When preparing for a night flight, what should an sUAS pilot be aware of after assembling and conducting a preflight of an aircraft while using a bright flashlight or work light?
What an sUAS pilot should be aware of after assembling and conducting a preflight of an aircraft while using a bright flashlight or work light: It takes approximately 30 minutes for a persons eyes to fully adapt to darkness.
Who is a pilot?A pilot is a person that fly an aero plane and to be qualify as a pilot the person must have all the necessary skills, must have meet all the requirement and must have undergone training before the person can be qualified to fly an aero plane.
Hence, what an sUAS pilot should be aware of after assembling and conducting a preflight of an aircraft while using a bright flashlight or work light: It takes approximately 30 minutes for a persons eyes to fully adapt to darkness.
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Taylor is analyzing the effects of wage rates on the supply of laptop computers. by using the ceteris paribus assumption, taylor is?
• Holding wage rates constant
In the Ceteris Paribus assumption, influencing factors are kept constant while the rest of all the factors are set equal so in this above statement wage rate is the influencing factor so this factor will be constant
For example:
As we know that with an increase in wage rate supply of laptop computers will increase or will change before then therefore the change in wage rate is directly influencing the supply of laptops.
While all other retail and supply-demand factors are kept constant. So as we know that according to the Ceteris assumption:
If coke's price will increase its demand will be reduced and the price is an influencing factor that in that condition it should be set to be stable or constant.
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A key advantage of a decentralized organization is ________. increased administrative costs quicker decisions and response time the ease of aligning segment and company goals duplication of efforts.
A key advantage of a decentralized organization is quicker decisions and response time.
Decentralization of a company means that day-to-day business and decision-making authority is delegated from top management to middle and junior management, and sometimes team members.
An example of a decentralized organization is a fast food franchise chain. Each franchised restaurant within the chain is responsible for its own operations. Broadly speaking, companies start out as centralized.
A decentralized organization is one in which most decisions are made by middle or lower-level managers and not centrally by the top of the company. This is the opposite of a centralized organization where all decisions are made at the top.
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What is your top priority when responding to emergencies and hazardous situations?
Ensure the safety of people in the area is your top priority when responding to emergencies and hazardous situations.
Your top priority in responding to events is to protect the safety of individuals. Do this before taking any other actions to protect data or the environment.
INTERPRETATION-
When an emergency occurs, the first priority is always life safety. The second priority is the stabilization of the incident. There are many actions that can be taken to stabilize an incident and minimize potential damage.
First aid and CPR by trained employees can save lives. Use of fire extinguishers by trained employees can extinguish a small fire. Containment of a small chemical spill and supervision of building utilities and systems can minimize damage to a building and help prevent environmental damage.
Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
What is the top priority when responding to emergencies and hazardous situations?
A. Protect your organization's data
B. Prevent the release of hazardous elements into the atmosphere
C. Ensure the safety of people in the area
D. Reduce risk and exposure to litigation
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The most likely cause of a shift of a production possibilities frontier of an economy ab to cd is:_________
The cause of a shift of a production possibilities frontier of an economy ab to cd is unemployment.
If an economy keeps growing its capital stock/range of employees/generation/herbal resources, then over the years its manufacturing possibilities curve will: shift to the proper .e shift of the frontier from A to B was maximum in all likelihood due to unemployment
. The curve bows outwards due to the law of increasing opportunity fee, which states that the quantity of an amazing which must be sacrificed for every additional unit of any other suitable is extra than become sacrificed for the preceding unit.
production possibilities curve. a graph or financial model that shows the most combinations of products and offerings, any two categories of goods, that can be produced from a set quantity of assets.
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What type of mortgage would a builder offer to a buyer as an incentive to buy one of his houses?
a. open-end mortgage.
b. construction loan.
c. wraparound mortgage.
d. buy-down mortgage.
The correct option is d. buy-down mortgage.
Buy-down mortgage is a mortgage a builder offer to a buyer as an incentive to buy one of his houses.
What is buy-down mortgage?Using a buydown is such a mortgage financing strategy, the buyer tries to get the interest rate on the mortgage lowered, maybe for the duration of the loan.
Some characteristics of buy-down mortgage are;
During instance, a 2-1 buydown is a particular kind of mortgage practice that involves that enables homebuyers to save money on the rate of interest for the initial two years of their loan. A 3-2-1 arrangement can be used in buydowns as well.Homeowners that use buydowns may end up paying less interest overall.Purchasing discount credits against the home loan as part of a buydown may involve paying an upfront charge.The interest rate you qualify for and the length of time you want to live in the property will determine whether it makes perfect sense to select a buydown while purchasing a home.To know more about buy-down mortgage, here
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In Sweden, firms that fail to meet their debt obligations are immediately auctioned off to the highest bidder. (There is no reorganization through Chapter 11 bankruptcy.) The current managers are often the high bidders for the company. (Hint: Assume these auctions are common-value auctions.) Suppose for a particular auction, the current managers have placed a bid of $3 million. True or False: To avoid the winner's curse, your bid should be larger than $3 million. True False
Based on the information about the debt obligations, to avoid the winner's curse, your bid should not be larger than $3 million. Therefore, it's false.
What are debt obligations?It should be noted that debt obligations simply means the debt securities that are issued by companies in regards to money borrowed.
The firms that fail to meet their debt obligations are immediately auctioned off to the highest bidder in Sweden. In such a case, the current managers are often the high bidders for the company.
In such situations, to avoid the winner's curse, your bid should not be larger than $3 million. This is because it's the approximate intrinsic value.
In conclusion, based on the information about the debt obligations, her correct option is false.
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The formula for net worth is the total value of your assets minus the total value of your liabilities.
a. True
b. False
True, The formula for net worth is the total value of your assets minus the total value of your liabilities.
What is net worth?Net worth is the sum of an individual's or institution's non-financial and financial assets less the sum of its outstanding obligations. Your net worth is an excellent measure of your financial health since it shows if your total assets are worth more or less than what you owe. Net worth is a significant indicator for financial planning, such as acquiring a property or business or developing a retirement plan. Subtracting all of your debts and liabilities from your assets yields your net worth. You may have intangible or difficult-to-sell things that are excluded from loan eligibility calculations utilized by banking institutions.
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Students and retired people travel by bus more often than business executives. An economic explanation for this observation would be that?
Students and elderly individuals typically have more time, thus using the slower bus instead of a quicker, more expensive choice transportation method doesn't really cost them more.
Why business executives travel by own commute?Some reasons that business executives prefer their own commute rather than travelling through bus are-
Since the company provided employees with free parking places (the actual cost of which will be extremely expensive a year), employees were not responsible for the whole financial burden of car commuting, nor were they responsible for environmental costs from driving. If workers had to pay the entire price of their commute selections, the nudges we used might have had better results.While using public transportation or a carpool can be advantageous to society, they are frequently less convenient for one passenger. Because it takes time to set up carpools and public transportation, people may take longer to adopt more environmentally friendly commuting.These strategies called for altering a regular behavior, which is famously challenging to alter. Nudging is particularly helpful at modifying one-time behaviors, like being vaccinated against the flu, but it hasn't yet been demonstrated to be as consistently effective at altering choices that call for regular actions, like exercising.To know more about Commuting, here
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The two primary categories of written codes of ethics are?
The two primary categories of written codes of ethics are compliance
based and integrity based.
Compliance-based ethics are a set of specific rules meant to protect businesses and employees from legal repercussions due to violating laws. Integrity-based ethics are meant to establish business values and moral principles that employees should adhere to during daily business affairs. The similarities between the two types are that they create a system of self- governance amongst employees and there is always a set of rules for someone to monitor. The differences between the two are that compliance-based ethics are in place specifically as an emphasis for not violating laws for a fear of legal prosecution. Integrity-based ethics are in place as core principles for employees to do what is right based on their own moral compass.
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The information employees receive about how the company evaluates their skills and knowledge and where they fit into the company's plans is referred to as?
The information employees receive about how the company evaluates their skills and knowledge and where they fit into the company's plans is referred to as (C) self-assessment.
What is self-assessment?Self-assessment refers to the information employees receive on how the company views their skills and expertise, as well as where they fit into the company's plans.Employee self-assessment is extremely beneficial to employers and supervisors. When an employee self-evaluates, managers, obtain information about how employees feel about their work and how they fit within their team. They can get a true idea of how people see their jobs.The goal of self-assessment is to assist the individual to understand the scope of his abilities and enhance them without the need for a performance appraiser. It entails asking questions such as, "What are my strengths?" and "What are the obstacles?"Therefore, the information employees receive about how the company evaluates their skills and knowledge and where they fit into the company's plans is referred to as (C) self-assessment.
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The complete question is given below:
The information employees receive about how the company evaluates their skills and knowledge and where they fit into the company's plans is referred to as?
A. Reality check
B. Goal setting
C. Self-assessment
D. Action planning