Reserves consist of the currency in the bank's vault plus the balance on its reserve account at Federal Reserve Bank.
What is a Federal Reserve Bank?The Federal Reserve Bank, also known as the Fed, is the central banking system of the United States of America. It was created in 1913 with the enactment of the Federal Reserve Act and is responsible for implementing monetary policy and regulating the banking system. It is an independent body, but it is supervised by the Federal Reserve Board, which is appointed by the President.
Reserves consist of the currency in the bank's vault plus the balance on its reserve account at the Federal Reserve Bank because this is the bank's cushion against unexpected withdrawals and loan losses. Banks must maintain a certain level of reserves to meet the Federal Reserve's reserve requirements, which are set to ensure that banks have enough cash on hand to meet customer withdrawal requests and other obligations. The balance on the reserve account helps to ensure that banks have enough cash to meet their reserve requirements.
It can be concluded that reserves consist of the currency in the bank's vault plus the balance on its reserve account at Federal Reserve Bank.
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monetary policy that lowers the interest rate is called because it . a. contractionary monetary policy; reduces sras. b. expansionary monetary policy; increases ad. c. expansionary monetary policy; increases sras. d. contractionary monetary policy; reduces ad.
Monetary policy that lowers the interest rate is called expansionary monetary policy because it increases sras (option c).
What is monetary policy?Monetary policy is a term used to describe the actions of a central bank or other regulatory authority that manage the money supply of a country or currency. It includes the tools used to adjust the availability and cost of money, credit, and other financial instruments. The primary purpose of monetary policy is to achieve macroeconomic goals such as price stability, full employment, and economic growth. Monetary policy is conducted by central banks and influenced by government fiscal policies. Central banks use various tools such as setting interest rates, changing reserve requirements, and buying and selling government securities to influence economic activity.
Expansionary monetary policy is used to stimulate economic growth by lowering interest rates. This leads to increased spending and investment, which in turn increases aggregate demand, creating more jobs and boosting economic growth. Expansionary monetary policy can be achieved by reducing the reserve requirement, increasing the money supply, or purchasing government securities.
It can be concluded that monetary policy that lowers the interest rate is called expansionary monetary policy because it increases sras (option c).
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FILL IN THE BLANK. banks can protect themselves against an unexpectedly high rate of loan defaults and against the risk of ___ by adopting a strategy that will ___ .
By implementing a strategy that will diversify its loans, banks can guard themselves against the risk of an asset-liability time mismatch and an unexpectedly high rate of loan defaults.
In banks ,Giving short-term loans to consumers for their homes or cars is a form of diversification that ensures the bank receives an identical amount of money no matter how the demand changes. The same considerations ought to apply when PT is applied to a portfolio of private loans defaults. Diversifying a portfolio is a strategy used by lenders to reduce their exposure to individual borrowers and the chance of numerous borrowers in a given sector or area concurrently failing. The recent financial crisis demonstrated that shocks can occur without giving lenders enough time to hedge or neutralize these positions, so it is impossible to ignore the risk of an abrupt decline in an industry or the economy of a particular region.
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taxpayer is a businessman, local politician who is also an officer-director of a savings and loan association of which he was a founder. when, partially due to his mismanagement, the savings and loan began to go under, the voluntarily donated nearly one half a million dollars to help bail it out.
The voluntarily donated nearly one half a million dollars to help bail it out. YES, deduction.
In this problem, the debts are still outstanding, and the taxpayer is trying to save the business.Welch del with debt that had been discharged through bankruptcy In Welch the business was already gone, and Welch was simply trying to save the reputation of the businessA person isn't always an established of an individual if that individual isn't always required to record a profits tax go back, and both does now no longer record a profits tax go back or documents a profits tax go back entirely to assert money back of anticipated or withheld taxes.
You can both deduct or amortize start-up fees as soon as your enterprise starts as opposed to submitting enterprise taxes without a profit. If you have been actively engaged on your exchange or enterprise however failed to obtain profits, you then definitely must record and declare your fees.
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bastion borrows money from federico to purchase a car. federico has bastion sign a piece of paper indicating his agreement to pay the amount owing to federico for the loan. this would be considered a
Bastion borrows from Federico to purchase a car. Federico has Bastion sign a piece of paper indicating his agreement to pay the amount owing to federico for the loan. This would be considered a promissory note.
What is the purpose of a promissory note?A promissory note, whether between companies or between individuals, is a convenient way to clearly document a loan and have all the terms and conditions involved in writing so that there is no doubt as to the amount borrowed and the due date.
Promissory note:A promissory note, sometimes called a promissory note, is an agreement by one party to pay the other party a specified amount at a fixed or determinable time in the future or at the request of the payee. A legal document that provides a written promise to under special conditions
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Daffy Duct, Inc. issued 10,000 shares of $1 par value common stock at $5 per share. The effect of this transaction on the accounting equation includes a
Daffy Duct, Inc. issued 10,000 shares of $1 par value common stock at $5 per share. The effect of this transaction on the accounting equation includes a $50,000 increase in total SE, $50,000 increase in total assets.
Accounting, additionally called accountancy, is the measurement, processing, and communique of financial and nonmonetary statistics about financial entities along with companies and businesses.[1][2] Accounting, which has been called the "language of business",[3] measures the effects of an employer's economic activities and conveys this records to a diffusion of stakeholders, inclusive of traders, creditors, management, and regulators.[4] Practitioners of accounting are known as accountants. The phrases "accounting" and "monetary reporting" are regularly used as synonyms.
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9. calculating cost of preferred stock. jackne corp. has an issue of preferred stock with a $4.20 stated dividend that just sold for $93 per share. what is the bank's cost of preferred stock?
The bank's cost of the preferred stock is 0.0452.
What is a preferred stock?Preferred stock, which is also known as preferred shares, preference shares, or simply preferreds, is a type of share capital that may have a variety of characteristics that common stock does not, such as characteristics of both an equity and a debt instrument. In terms of claim, preferred stocks are superior to common stock but inferior to bonds. Preferred stocks may also be given preference over common stock (also known as ordinary shares) when it comes to dividend payments and in the event of a company's collapse. The issuing company's articles of association or articles of incorporation provide information about the preferred stock's terms. Major credit rating firms provide preferred stock ratings similarly to bonds.
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Paulina manages a fast food restaurant. Which of the following represents Paulina dealing with a personal barrier to communication? a. Paulina orders new cash registers because the old ones could not integrate credit cards sales in with cash purchases. b. Feeling overwhelmed by the high volume of e-mails, renorts and minutes. c. After hiring two new employees who speak Portuguese, Paulina has the employee handbook and all the restaurant's signs translated d. When Paulina notices a customer who is clenching her fists and glaring angrily into the kitchen, Paulina warmly greets the customer and asks what she can do to help.
In a case whereby "Paulina manages a fast food restaurant the option that represents Paulina dealing with a personal barrier to communication is b. Feeling overwhelmed by the high volume of e-mails, renorts and minutes.
What is personal barrier to communication?Personal barriers to communication can be described as the factors which are personal that negatively impact effective communication howver this personal barrier can be seen due to the experiences or factors such as attitude, emotion and behavior.
It should be noted that the personal Barriers can be related to the factors that are personal to the sender as well as the receiver and act as a hindrance in the communication process.
Inconclusion, about thye case above Feeling overwhelmed by the high volume of e-mails, renorts and minutes can be see as the way he was dealing with the comunication.
Therefore, option B is correct.
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which of the following explains the multiplier at work as a result of an increase in consumption spending?
A tax cut results in an increase in aggregate demand. The total demand for goods and services increases by more than a dollar for every dollar the government reduces the levy. The multiplier effect is the name of this effect.
A tax decrease increases the income of households. Spending increases as consumer income does. The companies that make consumer products hire more people and make more money as consumer spending increases. Consumer spending is once again stimulated by higher income and profits. The multiplier effect is the overall impact of the tax change on overall demand.
A tax reduction boosts overall demand for goods and services, but it also raises interest rates. A tax decrease that increases income also increases demand for money. Interest rates rise in tandem with the rising demand for money.
The number of products and services requested decreases as interest rates rise. It's easy to understand why. Borrowing costs increase when interest rates are high. Investment spending consequently decreases. Consequently, a tax cut boosts the demand for goods.
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The right question is:
Which of the following helps explain how the multiplier and crowding-out effect impact the size of the shift in aggregate demand from a tax change?
a. Tax cuts stimulate consumer spending, and earnings and profits rise, which further stimulates consumer spending with the multiplier effect.
b. The higher income leads to an increase in the demand for money, which tends to lead to higher interest rates.
c. The higher interest rates make borrowing more costly and reduce investment spending the crowding-out effect.
d. All of the above
MovieKind is a large firm that manufactures film equipment. Employees at MovieKind get annual performance appraisals from their supervisors. As the HR Director at MovieKind, you want to modify the current performance evaluation system. Which of the following, if true, best supports the argument that the results method is the most appropriate performance appraisal tool for MovieKind to use?
A. MovieKind wants employees to be more conscious of the strategic importance of their work.
B. You want to maximize developmental feedback given to MovieKind employees.
C. Supervisors at MovieKind work with HR to hire, fire, and train all employees.
D. MovieKind organizes their work around project-based teams of employees united through Pooled interdependence.
E. MovieKind supervisors want to provide subordinates with upward feedback to illustrate employee ratings.
You want to maximize developmental feedback given to Movie Kind employees.
A sizable company that produces film equipment is called Movie Kind. Every year, Movie Kind employees receive performance reviews from their managers. You wish to make changes to the present performance evaluation process as the HR Director at Movie Kind. Many managers at Movie Kind are hesitant to give low performance ratings. , best supports the claim that Movie Kind should adopt the forced distribution approach as its primary performance evaluation tool .Work at Movie Kind is organised around employee project-based teams. At Movie Kind, many supervisors are reluctant to assign poor performance evaluations. You want to provide MovieKind staff as much constructive criticism as possible. When making hiring decisions, MovieKind managers find it challenging to determine the "fit" of potential employees. At MovieKind, many evaluations are required to reduce claims of hiring discrimination.
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when one does not have the ability to , one may consider using quasi-experimental designs. group of answer choices measure the dependent variable quantitatively randomly assign participants to groups manipulate the independent variable make multiple measures of the dependent variable
When one does not have the ability to , randomly assign participants to groups one may consider using quasi-experimental designs.
What is quasi-experimental designs?A quasi-experimental design, like a real experiment, seeks to prove a connection between an independent and dependent variable. A quasi-experiment, however, does not rely on random assignment, unlike an actual experiment. Instead, non-random criteria are used to classify participants into groups.A quasi-experiment is an empirical interventional study that does not use randomization to determine the causal effects of an intervention on the target population.These are the most typical quasi-experimental designs: Design of non-equivalent groups Participants in this design take a pretest and a posttest to determine cause and effect. The regression-continuity design is another popular quasi-experimental strategy. Participants in this kind of experiment are divided into treatment groups according to a cutoff score on a pre-treatment variable.
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as a shareholder of a firm that is contemplating a new project, would you be more concerned with the accounting break-even point, the cash break-even point, or the financial break even point? why?
The most crucial factor is the financial break-even point. The financial break-even point can be exceeded while still falling short of the accounting and cash break-even points for a project.
As a result, shareholder (your) wealth decreases. The volume of unit sales that yields a net loss of $0 in the profit and loss statement is the accounting break-even point. Compared to the accounting break-even point, the financial break-even point focuses more on your personal finances. There comes a time when the advantages of a financial decision outweigh the disadvantages of that option. The total fixed cost divided by the selling price less variable cost yields the accounting break-even point. In order to break even financially, the earning.
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Which of the following costs is not relevant when deciding whether to keep or replace a piece of equipment?A. The opportunity cost that arises when selecting one alternative over the otherB. The differential costs between the two alternativesC. The incremental cost of replacing the equipmentD. The original cost of the asset that would be replaced
The cost that is not relevant is the original cost of the asset that would be replaced
The complete cost of purchasing an asset is known as the original cost. The whole costs associated with purchasing and using an asset are taken into account when calculating its initial cost. The replacement cost, on the other hand, is the sum of money that a company would need to pay in order to buy an essential asset of equal or greater value, such as a piece of real estate, a security for investments, a lien, or another object.
The original cost of the asset that would be replaced is the cost that is irrelevant when deciding whether to keep or replace a piece of equipment since this cost is unaffected by a management decision.
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What are the 4 factors that affect price?.
What provision of the u. S. Constitution supported capitalism as an economic approach?.
Clause preventing the government from interfering with the contract. This article supports capitalism as an economic approach.
Capitalism is an economic system that provides complete freedom for everyone to control economic activities such as trade, industry and the means of production with the aim of making a profit. In another sense, capitalism is an economic system in which all economic activities are carried out by the private sector and not the government. Here, the government's job is only as a supervisor.
Following are the characteristics of capitalism
Recognition of the personal rights of each individual.Ownership of the means of production by individuals.Individuals are free to choose their own work or business.The economy is governed by market mechanisms.The government has a very small role in economic activity.The motive that drives the economy is to make a profit.Humans are seen as homo-economicus, namely individuals who always pursue their own profits.The notion of individualism is based on materialism or hedonism (an inheritance from the ancient Greek era).You can learn more about Capitalism here brainly.com/question/7672602
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Your stakeholders express concern that the results of your analysis are very different from the predictions they made last year. Which kind of objection are they making?
The kind of objection are they making is findings .
What is meant by stakeholders?Any individuals or groups that are affected, either positively or negatively, by a project, initiative, policy, or organization are considered stakeholders. They could be internal (individuals working for your company) or external (people outside of your organization).
A stakeholder is a party with an interest in a business who has the potential to influence or be affected by it. The principal stakeholders in a typical corporation are its investors, employees, clients, and suppliers.
The main responsibility of a stakeholder is to lend their expertise and perspective to a project in order to assist the company in achieving its strategic goals. Additionally, they can offer the resources and materials needed. Their assistance is essential for a project to succeed.
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What are some characteristics of short term investments Check all that apply?.
In most cases, they only last a few months. Low risk is attached to them. Bonds and stocks are frequently included in them. In most cases, they assist investors in retirement savings.
What is short term investing?Short-term investments are securities that can be converted into cash or sold rapidly, frequently within one to three years. The most common short-term investment instruments are Treasury bills, short-term bonds, and other money market funds.On the investor's balance sheet, the sum invested in short-term instruments is listed as a current asset. The corresponding amount moves to the cash line item on the balance sheet when these funds are converted to cash.Short-term capital gains are gains from selling assets you've owned for a year or less, and they're typically taxed at the same rate as your ordinary income, which can range from 10% to 37%.To Learn more About short term investing refer to:
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how will you keep business running if you cannot receive your shipments from brazil beans, china teas, and the custom coffee press machines?
In order for the business to continue running, must look for alternative producers from within the country or other countries.
With the development of information technology as it is today, it can make it easier for us to obtain various kinds of information, including export commodities from a country. Currently, many countries have maximized their plantation yields so that they have sufficient competitiveness compared to the commodity exporting countries of the past. We can start research to find alternative countries that can provide the commodities we need, such as coffee, tea and coffee machine equipment. Or we can start looking for tea, coffee and coffee machines domestically so that it will reduce our expenses.
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Suppose the government imposes a price ceiling of $40 on this market. What will be the size of the shortage in this market?.
1200 will be the size of the shortage in this market .
What shortage means?
A shortage occurs when there is a discrepancy between demand and supply for a good or service. The market is said to be in a condition of disequilibrium when this happens.
Usually, this situation will pass as soon as the product is replenished and the market returns to normal.
What does a shortage look like?
Food, water, power, and labor are a few examples of shortages. Various factors, not all of which are related to a change in price, might cause changes in supply or demand.
Both scarcity and shortage are distinct concepts, and they can be distinguished by certain economic shortage traits.
At P = $40, Demand = 1600 and suppy = 400
Shortage = 1600 - 400 = 1200
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What is the strongest example of multilateral foreign Policy?.
Economic sanctions are applied to a nation by two allies until its leadership modifies a crucial policy.
In American foreign policy, what does multilateralism mean? 158 When three or more states work together, it is called multilateralism.The US has followed a policy of global participation through multilateralism for the majority of the post-World War II era.The cornerstones of U.S. foreign policy are advancing freedom and democracy, safeguarding human rights, and more.Terms in this group (4Isolationism (Loner) (Loner)Avoid interfering with other nations' internal problems.Together with other nations, influence international affairs. Collective Security (Team Player). The concept of internationalism (World Policeman) .Imperialism (World Bully) (World Bully). The World Trade Organization, NATO, and the United Nations are a few examples.An intergovernmental organization called the United Nations is largely responsible for preserving world peace and security.Consequently, the organization serves as a hub for coordinating the operations of numerous states.
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providence, rhode island, decided to relocate the interstate 195 and interstate 95 intersection to discourage car traffic and improve walking spaces within the downtown core. this project was named the iway, cost $610 million, and was completed in 2007. this would be considered
Providence, Rhode Island, decided to relocate the interstate 195 and interstate 95 intersections to discourage car traffic and improve walking spaces within the downtown core.
An intersection or an at-grade junction is a junction wherein or greater roads converge, diverge, meet or pass at the identical height, as opposed to an interchange, which makes use of bridges or tunnels to separate distinctive roads. most important intersections are frequently delineated through gores and may be categorized by means of avenue segments, site visitors controls and lane layout.
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jeremy is developing a compensation plan for his company's sales team. the two basic decisions he must make include the level of compensation and the .
Jeremy is developing a compensation plan for his company's sales team. the two basic decisions he must make include the level of compensation and the method of payment.
Repayment refers to economic price given to an individual in exchange for his or her offerings. within the workplace, repayment is what's earned by using employees. It includes revenue or wages in addition to commission and any incentives or perks that include the given worker's function.
Compensation can also be used as a praise for exceptional activity performance. Examples of such plans consist of: bonuses, commissions, inventory, profit sharing, advantage sharing.
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You believe your employee oscar is experiencing because he keeps putting off meeting with you about his performance review.
I will believe my employee "oscar" is experiencing a communication apprehension because he keeps putting off meeting with you about his performance review.
What is a performance review?In a typical organization, a performance review means a formal assessment in which a manager evaluates an employee’s work performance, identifies strengths and weaknesses, offers feedback, and sets goals for future performance.
It is also called performance appraisals or performance evaluations. In past, many organizations conducted an annual performance reviews for their entire workforce; however, more and more companies are moving toward a frequent feedback performance management system in which managers conduct quarterly, monthly, or even weekly reviews.
In fact, some of current organizations are now doing away with formal performance reviews altogether in favor of more casual manager check-ins and one-on-ones.
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An arrangement whereby the firm owns, or seeks to own, multiple stages of a value chain for producing, selling, and delivering a product or service is termed as ________.
An arrangement whereby the firm owns, or seeks to own, multiple stages of a value chain for producing, selling, and delivering a product or service is termed as vertical Integration.
Vertical integration is a business approach where a corporation manages various stages of its supply chain and production process. Companies with vertical integration can reduce or even do away with the need to rely on external parties for things like manufacturing and transportation. Greater production process control is attained with vertical integration since information may move more easily among the many value chain participants. As a result, there is more room for adaptation to variations in demand, which raises the supply's elasticity.
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well-known brands and market leaders often run ads that do not use any specific types of appeals, but focus primarily on keeping their brand name visible to consumers. this type of advertising is known as advertising.
This type of advertising is known as reminder advertising.
What do you mean advertising?
Advertising can be defined as a marketing strategy that usually involves various space that helps to promote a product, service, or cause. These messages are called advertisements.There are various types of advertisements including play , Video , Mobile and a Native Advertising.It is a way of marketing your business. It helps to increase sales as well as make people aware of your products or services.Reminder advertising aims to remind a target market that a product is available as opposed to informing or persuading it.To know more about Advertisement from the given link
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terry spends $200 a month to rent a building for his company, $600 a month for the capital he employs to produce widgets, and $10 per hour for every worker he employs. terry's fixed cost per month equals...
Terry's fixed cost per month is $800.
The term fixed cost refers to a commercial expense whose cost is constant regardless of the number of items produced or sold. Rent, interest payments, and insurance premiums are prominent examples of fixed expenditures that are not directly tied to productivity. In general, fixed expenses are indirect since they are unrelated to the creation of commodities or services. Fixed expenses are those that do not fluctuate over time. Typically, they are determined by contractual agreements or schedules. These are the fundamental costs associated with the comprehensive operation of a business. Once determined, fixed costs remain constant over the duration of an agreement or cost schedule.
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what type of monitoring is essential regardless of the equipment used to deliver pap to help mobilize secretions?
Actual airway pressures, now not set or meant pressures. Use a manometer at some factor to see what is simply going on.
What is the most effective airway clearance technique?Coughing is the most simple airway clearance method (ACT). It can be an involuntary reflex or it can be managed as a healthy, natural way for the lungs to get rid of mucus.
Which approach is the most recommended for airway clearance for a affected person with CF?Huff coughing is the basis of airway clearance techniques. It includes inhaling and then exhaling slowly and strongly. It is no longer as forceful as full-blown coughing but can also work better and be less tiring. A cycle of 4 to 5 huff coughs are typically mixed with different ACTs.
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https://brainly.com/question/29423369#SPJ4characteristics of innovative products include blank. question 2 options: frequent markdowns low risk of obsolescence low gross margin numerous competitors
Characteristics of innovative products that include blank is frequent markdowns.
Markdown is a light-weight markup language of creating formatted text using a plain-text editor. John Gruber and Aaron Swartz created Markdown in 2004 as a markup language which is appealing to human readers in its source code form.
What is the meaning of markdowns?
a lowering of price
A lowering of price. : the amount by which an original selling price is reduced.
What are markdowns in retail?
Markdown is a permanent price decrease for product at the end of its life-cycle. Markdowns are used to temporarily increase demand for low-demand products, ideally enough to sell through all stock. Markdowns are caused by excess inventory at the end of selling season.
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Daniella began working as a teller at a regional bank that primarily serves small rural towns throughout the Midwest. In only four years with the bank, she has earned multiple promotions and was recently named branch manager. Daniella expects to move into an executive-level position in a few years. To be a successful executive, Daniella must hone her ________ skills.
a. technical
b. business
c. strategic
d. cognitive
e. interpersonal
If she has earned multiple promotions and was recently named branch manager. Daniella expects to move into an executive-level position in a few years. To be a successful executive, Daniella must hone her cognitive skills.
What is cognitive skills?
Cognitive skills can be defined as those intellectual skills that a person possess such as the ability to read and learn , pay attention to details among others.
A person that posses cognitive skills are often intelligent and they tend to perform better as well as carryout intellectual tasks that others are finding it hard to carryout.
Therefore the correct option is D.
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direct materials used $ 98,000 direct labor used 171,000 predetermined overhead rate (based on direct labor) 155% goods transferred to finished goods 443,000 cost of goods sold
Direct materials are those materials and supplies that are used in the production of a product and are specifically related to that product.
What are direct materials?The tangible components of a product are known as direct material. The direct components for a baker, for instance, would be flour, eggs, yeast, sugar, oil, and water. In cost accounting, where this expense is specifically categorized in various forms of financial analysis, the direct materials concept is applied.Direct materials are included in the total cost of goods produced, which is divided into the cost of goods sold and ending inventory (which are shown on the income statement). Raw materials and subassemblies are both considered direct materials because they are physically present in finished products. But direct materials don't go as far as that.The quantity of scrap and spoilage that is typically encountered during the production of goods is also included in the term "direct materials. If excessive amounts of scrap and spoilage are encountered, they are viewed as production costs rather than as materials that are directly linked to a product.To Learn more About Direct materials refer to:
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What kind of taxes do American citizens pay?.
Generally, 3 kinds of taxes will display up on a workers pay stub: federal profits taxes, payroll taxes (Social Security and Medicare), and nation profits taxes.
The required details for federal income tax in given paragraph
The U.S. federal profits tax is a tax levied through the Internal Revenue Service (IRS) at the annual income of people, corporations, trusts, and different criminal entities. Federal profits taxes practice to all varieties of income that make up a taxpayer's taxable profits, along with wages, salaries, commissions, bonuses, tips, funding profits, and sure kinds of unearned profits. In the U.S., federal profits tax quotes for people are progressive, that means that as taxable profits increases, so does the tax rate. Federal profits tax quotes variety from 10% to 37% and kick in at unique profits thresholds.
The profits stages to which the quotes practice are called tax brackets. Income that falls inside every bracket is taxed on the corresponding rate.
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