Review question what are the differences between each of the three types of banks—retail banks, credit unions, and online banks?.

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Answer 1

Retail banks have multiple areas and a range of banking services. Credit unions, however, have fewer costs and greater interest charges on your money, but frequently require membership.

With on-line banks, the whole lot happens digitally (deposits, transfers, consignment payments, and savings).

What are 3 differences between credit score unions and banks?

Credit unions are not focused on making a profit as a great deal as banks are, so they are able to offer their members decrease fees, higher hobby prices on loans and higher yields on savings.

What makes banks and savings unions exclusive from every other is their profit status. Banks are for-profit, meaning they are both privately owned or publicly traded, whilst credit unions are nonprofit institutions.

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Related Questions

the method of market analysis advocated here reverses the usual logic in a market study: instead of focusing first on the larger world and then narrowing to the property, the approach here starts at the and examines the links to the larger world.

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the method of market analysis advocated here reverses the usual logic in a market study: instead of focusing first on the larger world and then narrowing to the property, the approach here starts at the property and examines the links to the larger world.

A manual transmission (MT), additionally referred to as manual gearbox, standard transmission (in Canada, the UK, and the usa), or stick shift (inside the usa), is a multi-velocity motor vehicle transmission machine, in which equipment modifications require the motive force to manually select the gears via working a gear stick and grasp (which is mostly a foot pedal for automobiles or a hand lever for bikes). Early automobiles used sliding-mesh manual transmissions with up to three ahead tools ratios.

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What is a critical election ?.

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A critical election occurs when changes take place in the party structure.

A political realignment is a series of abrupt changes in political principles, concerns, party insiders, provincial foundations of power of political groups and the framework or rules of the political system. In the subject areas of political science and political history, this phenomenon is referred to as a critical election or critical realignment. A new political power structure that lasts for decades replaces an older dominant alliance as a result of the changes. The idea is commonly brought up during American elections and sporadically during those of other nations.

American examples comprise the 1896 US presidential election, when the Populist and Progressive Era's issues supplanted those of the American Civil War political structure as well as  the 1932 United States presidential election.

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oral evidence introduced after a contract is signed may never be legally accepted even if it clarifies some point in a written agreement.

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There must be both a written and an oral agreement in order for the Parol Evidence Rule to apply.

Which provision of law forbids the use of earlier oral evidence?The parol evidence rule prohibits the use of extrinsic evidence, including earlier or contemporaneous oral agreements and earlier or contemporaneous written agreements, that contradict or alter a written provision that the parties intended to be fully incorporated.There must be both a written and an oral agreement in order for the Parol Evidence Rule to apply. It is not stated in the Rule that oral understandings are never admissible as evidence after the parties have reduced their agreement to paper.  

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Neil's Medicare supplement insurance policy was delivered to him on September 1. Until what date does Neil have an unconditional right to return the policy for a full refund?
October 1

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Until October 1, Neil have an unconditional right to return the policy for a full refund.

Refund:

In economics, refund means a reimbursement for an overpayment of taxes by a government taxing authority.

Given,

Neil's Medicare supplement insurance policy was delivered to him on September 1.

Here we need to find at what date does Neil have an unconditional right to return the policy for a full refund.

Here we looking into the given question we have identified that the policy has been take on September 1.

Basically, in all type of insurance policies,  an unconditional right to return the policy for a full refund is 30 days.

So, he will refund it on before October 1.

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a _____ loan is intended to help consumers who have an unhealthy credit situation caused by overusing their credit.

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A  consolidation loan is intended to help consumers who have an unhealthy credit situation caused by overusing their credit. Thus the correct option is D.

What is a loan?

An amount given by any financial institution to any individual in advance on a certain rate of interest that they need to repay during the given time is called a loan.

A consolidation loan is meant to assist individuals with credit problems brought on by excessive credit use. A debt reduction approach known as a debt consolidation loan is taking out a new loan to settle a number of bills.

Therefore, option D is appropriate.

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The complete question is probably

A _____ loan is intended to help consumers who have an unhealthy credit situation caused by overusing their credit.

a. personal

b. single-payment

c. buy-down

d. consolidation

e. standard

Which of the following oversight tools helps Congress to ensure that the executive branch is administering the laws properly?
- congress hearings
- budgetary appropriations

Answers

Congress hearings and budgetary appropriations are both tools through which Congress ensures that the executive branch is administering the laws properly.

- Congress's ability to inspect, examine, review, and check the executive branch and its agencies is made possible through congressional oversight, which is the inspection, monitoring, and supervision of government agencies, programs, and policy execution.

- In Congress, supervision takes many different forms, such as: Congress's standing or special committees hold hearings and investigations. Having discussions with the president or receiving direct reports from him. expressing its opinion and approval for some important presidential nominees and accords.

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What are two types of goods/services that lend themselves well to nonprice competition.

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The two types of goods/services that lend themselves well to price competition are those that are classified by a market model of perfect competition and imperfect competition.

It should be noted that in perfect competition, there is a homogeneous market. Also, no one can influence the price. There's also free entry and exit.

On the other hand, in imperfect competition, there is also the presence of many industries in the market, but there is a differentiation of products, which causes price competition. Also, the producers can influence the price.

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what are the advantages of expressing labor standards in term of labor dollars? in terms of labor hours?

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The time that is expected to be spent on an activity in order for it to be finished is referred to as a labor standard.

A number of benefits come with using hours to gauge labor standards.

It is easier to incorporate quality requirements into job assignments when efficiency is valued more highly than labor cost containment.Even if labor cost measures are used, it is still necessary to calculate labor hours for employees who are paid since this factor affects how much they are paid.Before they can be used effectively, many labor-cost management systems require extensive training. If a manual scheduling method is used, it becomes difficult to determine labor standards in dollars because different employees within each job receive different pay and salaries.

There are many advantages to measuring labor standards in terms of money.

Budgetary requirements can be more easily compared to labor standards as a whole because budgets are expressed in dollars rather than hours.Dollars, not hours, are reported in financial operations statements in place of hours.It is possible to separate labor costs by shift and position within each department.

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A monopolist operates in an industry where the demand curve is given by q = 1000 - 20p. the monopolist’s constant marginal cost is $8. what is the monopolist’s profit-maximizing price?

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In a condition wherein a monopolist operates at a demand curve of Q=1000-20P, and the marginal cost of the firm is $8, them the price that leads to profit maximization for the seller will be $49.87.

The computation of the price that maximizes the seller's profit can be done using the demand curve function of the firm, as below,

Q = 1000-20P

20P = 1000-Q

P = 50 - 0.05Q

Now, the marginal revenue of the firm will be MR = 50-0.05Q. Substituting the values into the demand curve function,

P = 50-0.05(2.49)

P = 49.87

Therefore, the price of $49.87 will maximize the profits for the retailer.

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Who would be best suited to analyze budgets, create reports, explain information to others, and handle internal company procedures and finances?.

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Business analyst would be best suited to would be master sorted two analyze budget. Okay, analyze budgets, create reports, explained information cleared reports.

What is procedures and finances in internal company?

Business intelligence from management reporting enables executives to make more precise, data-driven decisions. However, the effort put into creating and presenting these reports determines how beneficial they are.

In this blog post, we'll briefly discuss the history and context of management reports before outlining 21 crucial best practices you can apply to make sure your reports are successful.

We'll also look at a few real-world examples produced using contemporary online reporting technologies to see how these approaches are applied. Making eye-catching and practical managerial reports will become second nature to you by the end of this essay. But let's start with the fundamental definition before we get into the specifics.

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location annual fixed variable alpha ave. $ 5,000 $ 200 per person beta blvd. $ 8,000 $ 150 per person what would be the total annual costs for the alpha ave. location with 20 persons living there?

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The location annual fixed and variable alpha ave. $ 5,000 $ 200 per person whereas beta blvd. $ 8,000 $ 150 per person respectively then  the total annual costs for the alpha ave. location with 20 persons living there would be $ 9000 by the help of Cost indifference point.

What is Cost Indifference Point?

The point at which the entire cost (both fixed and variable) of two potential solutions is equal is known as the cost indifference point.

The cost of indifference can be determined by dividing the differential fixed costs by the differential variable costs per unit.

Indifference cost formula in two variable alternatives:

Indifference Cost ⇒ Change in Fixed Cost (in value) ÷ Change in Variable Cost per unit

⇒ (Beta Fixed Blvd - Alpha Fixed Ave) ÷ (Beta Variable Blvd - Alpha Variable Ave)

⇒ ($8000 - $5000) ÷ (200-150)

⇒ $3000 ÷ $50

Indifference Cost point ⇒ 60 persons.

∵ Total Annual Cost for Alpha Ave ⇒ Total Fixed Cost + Total Variable Cost

∵ Fixed Cost = $5000.

∵ Variable Cost = $200 × Twenty Persons (20) = $4000.

∴ Total Annual Fixed cost will be $9000.

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inventory, by product category quantity per unit cost net realizable value tools: hammers 100 $ 5.90 $ 6.40 saws 290 10.90 9.90 screwdrivers 390 2.90 3.50 paint products: 1-gallon cans 590 6.90 5.90 paint brushes 100 4.90 5.40 required: determine the carrying value of inventory at year-end, assuming the lower of cost or net realizable value (lcnrv) rule is applied to (a) individual products, (b) product categories, and (c) total inventory. assuming inventory write-downs are common for ace, record any necessary year-end adjusting entry for each of the lcnrv applications in requirement 1.

Answers

1. The carrying value of inventory at year-end, assuming the lower of cost or net realizable value (lcnrv) rule is applied to

a. individual products $8,563.00

 b. product categories $8,897.00

 c. total inventory $8,897.00

2. By Individual Product 880.00

   by Product Categories 546.00

    By total Inventory 546.00

What is net realizable value?

Net realizable value (NRV) is the value for which an asset can be sold, less the estimated costs of selling or decommissioning the asset.  NRV is typically used to estimate the value of ending inventory or accounts receivable.

Net realizable value is an important indicator in inventory accounting according to generally accepted accounting principles (GAAP) and international financial reporting standards (IFRS). Calculating the  NRV is critical because it prevents overestimating the value of the property.

NRV follows a more conservative approach in accounting. Conservatism directs accountants to use less profitable valuation methods that  do not overestimate the value of  assets in situations where professional judgment is required in the valuation of  transactions.

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marketers work to determine the key message they want to send to whom?

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Marketers work to determine the key message they want to send to The target audience.

Who are the target audience?

The target audience can be described as the group of the people that the marketter do target with their productsw, they are the people that serves as the potential customers of the firm.

It should be noted that the function of the marketters are to make sure that the people know about the product of the comapany and make sure thjey were convinced to come and buy the product of the comapany so that the company can make more sales.

Therefore, the second option is correct.

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missing options:

Consumers age 18 to 59

The target audience

The competition

The advertising team

people with auto insurance tend to drive less carefully. economists use this as an example of

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People with auto insurance tend to drive less carefully. Economists use this as an example of option c moral hazard.

A moral hazard refers to when a person takes an unnecessary risk to earn a profit before the financial contract ends. Moral hazard also refers to people entering into a contract without good faith or providing wrong information about liabilities. assets and credit capacity.

In moral hazards, usually, one party is at benefits from taking extra advantage of the contract which negatively affects the other of the contract. For instance, a shop owner will have shop insurance from the company but he will be laid back in protecting the shop as he knows the insurance company will pay him back for any damage.

Similarly, people with auto insurance take the unnecessary risk of driving carelessly as the insurance company will pay for the damage to their vehicle.

Options to the question are:

a. information optimization

b. asymmetric selection

c. moral hazard

d. adverse selection.

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classify the following items as operating investing financing or significant noncash investing and financing activities using the direct method cash payments to employees

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a) Operating b) financing c) investing d) operating e) significant non-cash investing & financing f) financing g) operating h) financing i) significant non-cash investing & financing j) financing k) investing l) operating

What are the terms for funding, investing, and operating activities?Cash transactions involving net income are considered operating activities. Cash transactions involving noncurrent assets are considered investments. Cash transactions involving noncurrent liabilities and owners' equity are considered financing activities.Financial statements of a corporation, including the income statement and cash flow statement, can be used to track these operations. Operating operations are different from investing or finance activities, which are roles performed by a business that are not directly associated with the delivery of goods and services.Dividends are considered a kind of finance.The income statement and cash flow statement, in particular, can be seen on a company's financial statements to provide details on these activities.

The complete question is Classify the following items as operating, investing, financing, or significant non-cash investing & financing activities, using the direct method.

a) cash payments to employees

b) redemption of bonds payable

c) sale of building at book value

d) cash payments to suppliers

e) exchange of equipment for furniture

f) issuance of preferred stock

g) cash received from customers

h) purchase of treasury stock

i) issuance of bonds for land

j) payment of dividends

k) purchase of equipment

l) cash payments for operating expenses

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Catherine bought 355 shares of trochel office supplies at $31.29 per share. several months later, the price went up and she sold them at $49.88 per share. how much profit did catherine make? a. $28,815.35 b. $17,707.40 c. $6,599.45 d. $11,107.95 please select the best answer from the choices provided a b c d

Answers

Catherine bought 355 shares of trochel office supplies at $31.29 per share. Several months later, the price went up and she sold them at $49.88 per share. Then she made a profit of $6599.45.

Profit or loss can be calculated as:

Selling Price - Initial purchase price.

A positive result means gain, a negative result means loss.

Information about the issue:

Number of shares = 355

Imitial purchase price per share = $31.29

Retail Price = $49.88

Earnings or losses per share = selling price - initial purchase price

= $49.88 - $31.29 = $18.59

A positive result means she is profiting from the sale of her shares.

Since she bought 355 shares of her, she needs to multiply the earnings per share by the number of shares. as a result,

Gross Profit = 355 x $18.59 = $6,599.45

therefore, She sold her stock and made a profit of $6599.45

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Answer:

C. $6599.45

Explanation:

took it on edge

the us anticybersquatting consumer protection act (acpa) defines cybersquatting as an opportunistic practice of registering, trafficking in, and using a domain name resembling a trademark belonging to someone else with the aim to profit from it.

Answers

In an effort to stop cybersquatters from purchasing trademarked Internet domain names with the intention of selling them back to the trademark owner, the Anti-Cybersquatting Consumer Protection Act (ACPA) was passed in 1999.

What is protected by the Anti-Cybersquatting Consumer Protection Act?

The rule was created to prevent "cybersquatters," who register Internet domain names with trademarks in them with no intention of setting up a legal website, but rather with the goal of selling the domain name to the trademark owner or another person.

What are the primary motivations behind a cybersquatting act?

It also qualifies as cybersquatting if someone purchases the domain with the purpose of later selling it to the brand owner at a premium price if they are already well-known but have not yet registered their trademark.

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The Anti-Cybersquatting Consumer Protection Act (ACPA) was enacted in 1999 to prevent cybersquatters from registering Internet domain names containing trademarks with the intention of selling those domain names back to the trademark owner.

What are the main reasons behind an act of cybersquatting?

The anti-cybersquatting consumer protection act (ACPA) describes cybersquatting as the opportunistic activity of registering, trading in, and utilizing a domain name that is similar to someone else's trademark in order to benefit from it. If the company/person is already well-known, but before registering the trademark, someone else purchases the domain with the goal of selling it to the brand owner at a higher price in the future, this is also considered cybersquatting. Cybersquatting is the act of registering domain names based on well-known and established businesses in order to trade the domain name for a fee with the rightful owner.

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Which of the following financing methods entails the greatest risk for importers?
A) documentary collection
B) advance payment
C) letter of credit
D) open account

Answers

B) advance payment

What is financing methods?

Exporting is the method that is most frequently utilized to buy and sell goods overseas. When the home market has reached saturation, the majority of large enterprises turn to exporting to boost sales and open up new markets. Businesses can increase their manufacturing efficiency by entering new markets abroad.

Savings are a Common Source of Funding for New Businesses.

Cards of credit.family and friends.Program for SBA Microloans.Angel financiers.Crowdfunding.credit lines and loans for businesses.Factoring.

The most reliable and favored option for exporters to get upfront payment is an international wire transfer. It is widely used and practically instant

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please help asap thank you!!!

Answers

The total balance of the account in 40 years is $158,426.05.

The amount that Isaiah contributed is $90,000.

The interest that Isaiah earned is $68,426.05

The balance in Isaiah's account is lower than that of Pamela because the Isaiah's investment period is shorter.

What is the total balance?

An annuity is when a series of payment is made over a period of time.

The amount of money that  has in his account would increase at a compound rate each month. Compound growth is when the amount that Isaiah saves and the interest he has earned increases in value each month.

The formula that can be used to determine the future value in Isaiah's account is:

Future value = Monthly deposit x annuity factor

Annuity factor = {[(1+r)^n] - 1} / r

Where:

n = number of periods = number of years x compounding period = 15 x 12 = 180 r = interest rate= 7% / 12 = 0.583

500 x [{(1.00583^180) - 1} / 0.00583}] = $158,426.05

Total amount contributed = monthly deposit x number of periods

500 x 180 = $90,000

Interest = future value - amount contributed

$262,631.41 - $90,000 = $68,426.05

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Because of threat of misstatement due to inaccurate cutoff of sales records, auditors should compare the sales recorded for several days before and after the balance sheet date with ______________
duplicate sales invoices and shipping documents

Answers

After the balance sheet date with duplicate sales invoices and shipping documents.

What is the risk of material misstatement?

The risk of major misrepresentation is the possibility that an organization's financial statements contain significant errors. Auditors evaluate this risk at the two levels listed below. The level of detection risk is reduced when the danger of material misstatement is high (increases the amount of evidence obtained from substantive procedures). The risk of an audit is decreased as a result.

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Lamar, age 43, wants to pay no more than $1,000 a year in life insurance. if the annual life insurance premium rate (per $1000 of face value) is $12.59, what is the largest whole life policy he can buy without spending more than $1,000 annually? a. $12,590 b. $341,540 c. $541,370 d. $79,000 please select the best answer from the choices provided a b c d

Answers

the largest whole life policy he can buy without spending more than $1,000 annually is $79,000.

What does the term "policy" mean?

a group of people, a business organization, a government, or a political party that have officially agreed on a set of ideas or a plan of what to do in specific situations: They think that Europe needs a common foreign and security policy.

A policy is a set of ideas or plans that serve as the foundation for decision-making, particularly in politics, economics, and business.

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a compensating differential is: a. a difference in wages that offsets differences in working conditions. b. a wage premium for more talented workers. c. the difference in wages between india and the united states. d. a difference in the marginal product of labor.

Answers

A compensating differential is: a difference in wages that offsets differences in working conditions.

What does it mean if someone is compensating?

To pay someone money in exchange for something that has been lost or spoil or for some problem: Victims of the crash will be compensated for their wound. SMART Vocabulary: related words and phrases.

Does compensate mean pay?

To compensate someone for money or things that they have stray, means to pay them money or give them something to return those things.

Is compensating a bad thing?

Compensation can cover up either actual or imagined deficiencies and private or physical inferiority. Positive compensations may help 1 to overcome one's struggling. On the other hand, negative compensations don't, which results in a reinforced feeling of inferiority.

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a discount or premium on a forward contract is deferred and included in the measurement of the related foreign currency transaction if the contract is classified as a:

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If a forward contract is designated as a hedge of a specific foreign currency commitment, any discount or premium on the contract is postponed and taken into account when calculating the linked foreign currency transaction.

What are forward discount and forward premium?

When a currency's forward price is greater than its current spot price, this is known as a forward premium. When the currency's forward price is less than its spot price, a forward discount is present. Find the difference between the forward price and the spot price and divide it by the spot price to determine the forward premium or discount.

What is a forward contract in a foreign currency?

In the foreign exchange market, a currency forward is a legally binding agreement that fixes the exchange rate for the purchase or selling of a currency at a future time.  A currency forward is simply a hedging strategy that may be customized and does not require an initial margin deposit.

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Citrus Scents produces body sprays. Variable selling and administrative expense is $1.05 per bottle and fixed selling and administrative expense is $4,500 per month. The company produced 1,490 bottles this month, and sold 1,203 of those bottles. Total selling and administrative expense for the month was
(1.05 * 1,203) + 4,500 = 5,763.15
(Variable selling and administrative expenses * units sold) + administrative expense

Answers

Total selling and administrative expense for the month was  $5,763.15

In this question, we have been given variable selling and administrative expense is $1.05 per bottle and fixed selling and administrative expense is $4,500 per month.

The company produced 1,490 bottles this month, and sold 1,203 of those bottles.

We need to find the total selling and administrative expense for the month.

Total selling = (Variable selling and administrative expenses * units sold) + administrative expense

= (1.05 * 1,203) + 4,500

= $5,763.15

Therefore, Total selling and administrative expense for the month was  $5,763.15

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fob shipping point requires that the supplier legally retain ownership of the product being shipped until it reaches the destination fob origin requires that the supplier legally retain ownership of the product being shipped until it reaches the destination true false

Answers

True: fob shipping point requires that the supplier legally retain ownership of the product being shipped until it reaches the destination.

The terms FOB shipping point and FOB destination designate the points at which the buyer acquires ownership of the goods from the seller. To clarify who is responsible for products lost or damaged during delivery, the distinction is crucial. The timing of the transfer of the items' title is the main distinction between the two contracts. Thus, the given statement is true.

FOB shipping point, also known as FOB origin, denotes that when the goods are loaded onto a delivery vehicle, ownership and responsibility of the goods pass from the seller to the buyer. Title to the goods is transferred from the seller to the buyer FOB destination. When the products are brought to the buyer's designated location.

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determine whether each of the following goods is a private good, a public good, a common resource, or a club good. private good public good common resource club good a new drone that you take turns flying with your friends a large, beautiful clock in a park a cabana along a beach that is open to the public

Answers

A new drone that you take turns flying with your friends Private Good.

A good that is rival in consumption and excludable is a private good. In this case, your new drone is rival in consumption because two people cannot fly it at the same time. It is also excludable because you, as the owner, can prevent anyone else from using it.

The fact that you choose to fly the drone with your friends does not affect your drone's classification as a private good. Parks and wildlife sanctuaries are examples of paid goods and services. Access to these areas can be controlled at a reasonable cost, and much of the output can be shared among many users.

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What are the four types of international trade?.

Answers

International trade was simply the transfer of products and services without geographical borders. Cross-trade, intra-industry trade, based on inter-trade, and cross- functional and cross trade are all examples of world commerce.

The five basic causes for international commerce include disparities in technology, variations in resource endowments, variations in demand, the availability of economies of scale, as well as the existence of government regulations.

Subsidies, standards, tariffs, quotas, as well as licencing are the most common kinds of trade barriers that used by countries seeking a protectionist policy or even as a form of retaliatory trade obstacles.

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Our textbook states: "As a general rule, an agreement without consideration will not be an enforceable contract, because consideration is so important as the binding element within a contractual relationship." Research and explain why this is so. In so doing, define and discuss the concept of consideration, including within your discussion the distinction between adequacy of consideration and sufficiency of consideration.
This is an open ended question, so just need to answer it with supporting information and why you think so.

Answers

The value that parties to contracts provide and receive is referred to as consideration. Anything of value that is offered by one party to another when entering into a contract is known as consideration.

What are consideration concepts?

In its simplest form, a contract is nothing more than a promise that is capable of being enforced by the law.

Bilateral contracts are those where each party makes a promise in exchange for the other's promise, whereas unilateral contracts are those where one party makes a promise and the other executes an act.

These verbal or written promises must be binding under law. In either case, consideration and mutual consent are two fundamental components needed to create a legally enforceable contract.

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many service companies have a low variable cost per unit due to a.high fixed costs. b.high labor costs. c.low labor costs. d.low fixed costs.

Answers

The amount of product generated determines the fluctuation in variable costs. Raw materials, labor, and commissions are examples of variable expenses.  Hence option A is correct.

What is Fixed Cost and Variable Cost ?

Regardless of the level of production, fixed expenses stay constant. Lease and rental payments, insurance, and interest payments are examples of fixed costs.

Over a given time frame, fixed costs are constant. Depending on the company's output, variable costs may go up or down. Rental fees, taxes, and insurance are some instances of fixed costs. Direct labor, commission, and credit card fees are a few examples of variable costs.

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a student is developing an algorithm to determine which of the restaurants that accept credit cards has the greatest average customer rating. restaurants that have not yet received any customer ratings and restaurants that do not accept credit card are to be ignored. once the algorithm is complete, the desired restaurant will appear in the first row of the spreadsheet. if there are multiple entries that fit the desired criteria, it does not matter which of them appears in the first row. the student has the following actions available but is not sure of the order in which they should be executed.

Answers

The sequences of steps can be used to identify the desired restaurant is   1,2 and 3

What is meant by algorithm?

An algorithm is a method for performing calculations or finding solutions to issues. Algorithms perform as a detailed set of instructions that carry out predetermined operations sequentially in either hardware-based or software-based routines.. All aspects of information technology employ algorithms extensively.

Algorithms for C programming introduction. Describe an algorithm. An algorithm is a procedure or comprehensive instruction manual for solving a problem.

Based on data storage, sorting, and processing, algorithms are used to solve problems in the best way feasible. By doing this, they raise a program's effectiveness. In all branches of computing, algorithms are employed.

The complete question : A large spreadsheet contains the following information about local restaurants. A sample portion of the spreadsheet is shown below.

A Restaurant Name

B Price Range

C Number of Customer Ratings

D Average Customer Rating

E Accepts Credit Cards

1

Joey Calzone's Pizzeria

lo

182

3.5

false

2

78th Street Bistro

med

41

4.5

false

3

Seaside Taqueria

med

214

4.5

true

4

Delicious Sub Shop II

lo

202

4.0

false

5

Rustic Farm Tavern

hi

116

4.5

true

6

ABC Downtown Diner

med

0

-1.0

true

In column B, the price range represents the typical cost of a meal, where "lo" indicates under $10, "med" indicates $11 to $30, and "hi" indicates over $30.

In column D, the average customer rating is set to -1.0 for restaurants that have no customer ratings.

A student is developing an algorithm to determine which of the restaurants that accept credit cards has the greatest average customer rating. Restaurants that have not yet received any customer ratings and restaurants that do not accept credit card are to be ignored.

Once the algorithm is complete, the desired restaurant will appear in the first row of the spreadsheet. If there are multiple entries that fit the desired criteria, it does not matter which of them appears in the first row.

The student has the following actions available but is not sure of the order in which they should be executed.

Action

Explanation

Filter by number of ratings

Remove entries for restaurants with no customer ratings

Filter by payment type

Remove entries for restaurants that do not accept credit cards

Sort by rating

Sort the rows in the spreadsheet on column D from greatest to least

Assume that applying either of the filters will not change the relative order of the rows remaining in the spreadsheet.

Which of the following sequences of steps can be used to identify the desired restaurant?

Filter by number of ratings, then filter by payment type, then sort by rating

Filter by number of ratings, then sort by rating, then filter by payment type

Sort by rating, then filter by number of ratings, then filter by payment type

A

1 and 2 only

B

1 and 3 only

C

2 and 3 only

D

1, 2, and 3

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