Take a closer look at the fourth section, interest in today's trading. No one could agree on the effects of the fluctuations can you make about how people viewed the effects of the stock market fluctuations.
TradingTrading entails more active engagement in financial markets than investing, which is based on a buy-and-hold approach. The capacity of a trader to be successful over time is critical to trading success. A trader is someone who engages in the buying and selling of financial assets in any financial market. He or she can purchase or sell for himself or herself or on behalf of another person or organization. The primary distinction between an investor and a trader is the length of time in which the asset is held.
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Which of the following choices is a way that big data and data science can help today's marketer? Big data has been useful in determining what other companies a firm should merge with to be a more effective marketer O Data science has helped simplify promotional decisions because it has shown that simple promotions reaching large audiences work the best. d. Real-time inventory management often helps marketers plan promotional campaigns that are more effective. Big data can help firms react to market conditions more quickly, leading to optimized pricing practices. O The use of big data helps in marketing decision making because it keeps marketing information more "pure" by eliminating other business units from the marketing decision-making process.
The way that big data would be able to help todays marketer is: d. Real-time inventory management often helps marketers plan promotional campaigns that are more effective. Option D.
What is meant by big data?Big data is defined as data that is either impractical or impossible to process using conventional techniques because it is so huge, quick, or complex. Large-scale data access and storage for analytics has been practiced for a very long time.
Big data is derived from a variety of sources, including customer databases, transaction processing systems, documents, emails, medical records, clickstream logs on the internet, mobile apps, and social networks.
The following are some ways that big data could assist modern marketers: d. Marketing professionals frequently use real-time inventory management to create more successful promotional efforts.
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michael is a sales rep for a steel manufacturer. he is talking to a customer about the new pricing strategy his firm is using which will save his customer money when he substitutes the steel from michael's company for the steel they currently use.what type of pricing does this represent?
Michael works as a sales representative for a steel manufacturer, and the value-in-use pricing is represented here.
Pricing is the process by which a company determines the price at which it will sell its products and services, and it may be part of the company's marketing strategy.
The most important pricing goal is to maximize your company's profitability, whether in the short or long term (but preferably both). Pricing should also consider the desire to retain customers, increase the number of customers and extend the customer lifecycle, and outperform the competition.
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true or false? the stage a product goes through from introduction to its final withdrawal is referred to as the product life cycle.
The product life cycle (PLC) is the cycle through which each item goes through from prologue to withdrawal or possible destruction It is true.
The second phase of the item life cycle is viewed as the critical stage for some organizations and makers in laying out an item's situation in a market, expanding deals, and further developing net revenues.
An item life cycle is an administration instrument that assesses an item's excursion from improvement to withdrawal from the market. As referenced before, it incorporates four phases presentation, development, development, and decline.
With that calculation in mind, it's easy to understand why some say that the customer lifecycle doesn't truly begin until Stage 5. Now is when consumers start to form their lasting opinion about your products and your brand.
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in the need awareness stage of the need satisfaction method of selling, the key objective of the sales representative is to ensure that the:
In the need awareness stage of the need satisfaction method of selling, the core objective of the sales representative is to make sure that the: 'customer recognizes all the same needs as the salesperson.'
The need satisfaction method of selling refers to a method of customized sales presentation whereby the salesperson first identifies the prospective consumer's needs and then attempts to offer a solution that satisfies those needs. The awareness stage of the need satisfaction method is a stage at which consumers become aware they have a need or problem and start looking for a potential solution. They may be aware of that they need to try something different, but they are not sure exactly what solutions are available.
During the awareness stage, consumers begin doing basic research to better understand their options.
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much of the exploited labor in developing nations, especially in the nonindustrial sector, is performed by women. thus,there is a link between the wealth of industrialized nations and
Dependency theory blames global stratification on the exploitation of impoverished nations by affluent nations, in contrast to modernization theory, which links global stratification to the "wrong" cultural norms and practices in poor nations.
According to which idea, poverty develops because core countries snatch up the labor and natural resources of periphery countries?It claims that core nations (or high-income nations) exploit semi-peripheral and peripheral nations (or middle-income and low-income nations), which leads to a cycle of reliance and global inequality (Hendricks 2010).
Which sociological viewpoint will examine global inequality and explain how this inequality keeps the globe stable?The macro analytical functionalist viewpoint emphasizes how all facets of society are essential to the ongoing health and viability of the whole. A functionalist might concentrate on the causes of and social implications of global inequality.
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describe the agricultural policy that helped china move into the industrial age and improve its economy.
Great Leap Forward, in Chinese history, the campaign undertaken by the Chinese communists between 1958 and early 1960 to organize its vast population, especially in large-scale rural communes, to meet China's industrial and agricultural problems.
Foreign crops including potatoes, corn, peanuts, and sweet potatoes were imported and planted as a result of more frequent interactions between China and other nations. The wider variety of cash crops were successfully accommodated into the intercropping and rotational farming regimes, raising food output even higher. Agrarian reform in China was the first step in its economic transformation. Between 1978 and 1983, agricultural reforms overcame recurrent food shortages suffered since the 1950s by effectively converting communal farming to household-based farming and producing record-breaking growth in grain and meat output. Beginning in 1958 and ending in 1961, Mao Zedong and the Chinese Communist Party implemented the Great Leap Forward, a five-year economic programme. The country's agriculture industry was to be modernised following communist economic principles.
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Types of diversity and barriers to inclusion (Engage/Perform) Identify the type of diversity represented by each of the examples in this table. Variety Diversity Deep- level Diversity Surface- level Diversity Disparity Diversity Example of Diversity The manufacturing team at Chanel responsible for making and packaging the perfume is comprised of people of a variety of ages, races, and nationalities. The new product development team at Nestle is made up of people at three different hierarchical levels, and the team leader has the authority to veto any idea Introduced by the team that she or he feels does not have potential. Bob wants to get a lot more information before deciding which new machine to buy for the business. His partner ken is frustrated because he is willing to make a decision now.
Previous question
Chanel's production department is in charge of making and packaging in an organization.
What do you mean by diversity?A strong business case for diversity has emerged as a result of the evolution of workplace diversity models since the 1960s. The initial paradigm for diversity in the United States was based on affirmative action and the equal opportunity employment goals put in place by the Civil Rights Act of 1964.
What is the environment of an organization?The forces that surround an organization collectively make up its organizational environment. Due to their ability to limit or improve the organization's access to resources, these factors can simultaneously bring opportunities and difficulties.
An organization's organizational environment is the sum of the influences that surround it. Because they have the power to limit or improve the organization's access to resources, these effects can both bring opportunities and difficulties. Furthermore, despite the fact that these resources are essential to the business, they are also in low supply (Riggio, 2018). Numerous factors, such as rival companies fighting for market dominance, quick technical development, and rising costs of raw materials, have an impact on the concept of the organizational environment. All of these factors have the potential to undermine a company's edge in the market. As a result, an organization's behavior may be influenced by the forces at play in its surroundings (Truxillo, Bauer & Erdogan, 2016).
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Question 14 1 pt 14. Sellers respond to a surplus by cutting their prices. True False
Question 15 1 pts 15. In a competitive market, the quantity of each good produced and the price at which it is sold are not determined by any single buyer or seller. True False
Question 16 1 pts 16. A market's equilibrium is the point at which the supply and demand curves intersect. True False
In a competitive market, neither a single buyer nor seller controls the quantity of each good produced nor the price at which it is offered for sale. true!
A market that is competitive has many producers vying with one another to offer the goods and services that consumers like us desire and need. In other words, the market cannot be controlled by a single producer. Additionally, just like producers, a single consumer cannot control the market. This idea holds true regardless of the cost or quantity of the item. The price of goods and the amount that will be produced cannot be decided by one manufacturer or one consumer. Farming is a fantastic illustration of a competitive market. Despite the fact that there are thousands of farmers, none of them has the power to change the market or the price based on how much they produce.
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mr. and mrs. gupta want to make cash gifts to each of their four children, the children's four spouses, and three grandchildren. compute the total amount that the guptas can transfer to their younger-generation family members without making a taxable gift for the year. multiple choice $224,000 $112,000 $176,000 $352,000
Mr. and Mrs. Gupta want to make cash gifts to each of their four children, the children's four spouses, and three grandchildren. The total amount that the Guptas can transfer to their younger-generation family members without making a taxable gift for the year is $352,000. The tax amount is being created. Hence, option d is appropriate.
What is the meaning of Tax?A tax is a legally binding fee and finance charge that a government imposes on a person or a business to raise money for public projects like building the greatest infrastructure and services.
Tax compliance refers to policy actions but also individual behavior aimed at ensuring that taxpayers are paying the appropriate amount of taxes at the right time but also securing the correct tax allowances and tax reliefs. A tax is a mandatory financial charge or some other category of levy imposed on a taxpayer (a personal or legal entity) by the government organization to fund government spending as well as various public expenditures (regional, local, or national).
Hence, option D is correct.
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henry went shopping for a new pair of sneakers. the listed price of the pair of sneakers was $42, but the price with tax came to $46.20. find the percent sales tax.
The percent sales tax is 10%. To calculate the percent sales tax, we need to find the amount of tax itself. To do this, we subtract the original price (without tax) from the price with tax included. In this case, the amount of tax would be $46.20 - $42 = $4.20.
Now that we know the tax amount, we can calculate the percent sales tax. To do this, we divide the tax amount ($4.20) by the original price (without tax) ($42) and then multiply by 100. This gives us (4.20 / 42) x 100 = 10%.
Therefore, the percent sales tax is 10%.
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a corporate bond has a 13% coupon rate, pays interest semiannually, and matures in 15 years. the bond's par value is $1,000. if the investors' annual required rate of return is 10%, the intrinsic value of the bond should be:
A corporation has a 13% interest rates, per the question. The bond's present value is $1,231.
What do bonds do?An IOU-like debt security known as a bond. Bonds are used by borrowers to get funding from investor to provide a fixed-term loan to them. By purchasing a bond, people are lending to the issue, which might be a company, an agency of the municipality, or a municipal government.
Briefing:Bond Par Value = $1,000
Time to Maturity = 15 years
Coupon Rate = 13% semi-annually
YTm = 10%
Calculating Present Value of Bond,
Using TVM Calculation,
PV = [FV = 1,000, T = 30, PMT = 65, I = 0.10/2]
PV = $1,231
So,
Present Value of Bond = $1,231
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Question 38 All of the following statements regarding flextime are true EXCEPT it gives employees more personal control over times they work. the workday is broken down into two categories. all employees must be at work during core time. it is desirable for people who want to work part-time. it gives employees less say about what days they work! Question 39 2 pt A company is open for business from 9:00 a.m. to 5:00p.m., five days a week, and it wants to hire two people to fill one forty-hour-per- week position at the company. Which of the following best describes an alternative work schedule that could suit this organization's circumstances? Compressed workweek Job sharing Job characteristics approach Extended work schedule Alternative workplaces Question 40 Which of the following is NOT a characteristic of constructive conflict? It can energize behavior. It can result in higher-quality decisions. It can promote healthy competition. It can stimulate new ideas. It works best when people focus on emotions. Question 41 Wakefield Hospital has only one portable X-ray machine. The emergency room staff claim to have the greatest need for the machin the surgeons in the operating room are demanding access to the machine as well. The conflict between these two groups is a resulte interpersonal differences. resource constraints. differing values. excessive competitiveness. differing process goals.
Task conflict and interpersonal conflict are the two basic categories of intragroup conflict. Relationship conflicts entail challenges pertaining to individual ideas, attitudes, beliefs, and personality qualities, whereas task conflicts are caused by divergent objectives or an inability to satisfy the standards of the group.
Any sort of dispute involving two or more persons is referred to as interpersonal conflict. Contrasted with an intrapersonal conflict, which is an internal conflict with yourself, this is not the same thing. Interpersonal conflict, whether mild or severe, is a typical result of human contact. The conflict in a tale, which serves as the opposing force, typically falls into one of four categories: conflict with one's own nature, conflict with people, confrontation with the environment, or conflict with supernatural forces. The affiliation, connection, contact, and link between two or more individuals are all considered to constitute interpersonal relationships. There are several varieties of connections. This section emphasizes four different kinds of connections.
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vincent is considering changing his pricing strategy. which of the following options results in the highest profit per day? a. charge a single price of $18 to all passengers. b. charge a single price of $10 to all passengers. c. charge a single price of $12 to all passengers. d. continue charging each buyer his/her willingness to pay.
For the highest profit per day Vincent should continue charging each buyer his/her willingness to pay. The correct response is option (d).
Define price strategy.Pricing strategies are the methods and practices used by businesses to determine the prices they will charge for their products and services. The process by which you choose the price you will charge for your items is called a pricing strategy.
Value-based, competition-based, cost-plus, and dynamic pricing are all frequently used methodologies, depending on the industry and type of business.
Value pricing is arguably the most significant pricing strategy out there. This takes into account how valuable, significant, and advantageous your customers believe your products or services to be.
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many reasons for marketing consumer products and services abroad match with those for marketing industrial goods abroad. however, there is one important additional reason for marketing industrial goods abroad that does not apply to the consumer market. what is that reason? group of answer choices
Purchaser advertising and marketing is the try to sell services or products to their likeliest consumers. A patron is someone who buys matters for a non-business cause, both for themselves or for others.
Consumer markets consist by and large of products that people use as part of their ordinary lives. each time someone purchases a product for his or her very own use, they emerge as part of the patron marketplace. The market typically is split into 4 special categories: food, beverages, transportation and retail.
The consumer is the one who is the quit-consumer of any items or offerings. Any person, other than the customer who buys the product or offerings, and consumes the product through taking his/her permission is labeled as a purchaser.
Consumers markets are the main supply of demand for all the products. The producers of commercial goods or the producers of agricultural merchandise are all producing the various items in keeping with the demand inside the marketplace. according to Prof. Marshall, it is the demand which controls the production or market.
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which of the following is a primary factor specific to services in choosing a brand name? a. the name should be distinctive and set the company apart from potential competitors. b. the service brand is usually the same as the company name so it must be flexible enough to fit several services. c. the name must convey an image of great customer service because this is more important for services than for goods. d. service brands are much more difficult to protect legally, so marketers must focus on creating brands with made-up words or a combination of letters and numbers. e. shortness and conciseness are extremely important when choosing brand names for services so that they can easily be remembered.
Option b. the service brand is usually the same as the company name so it must be flexible enough to fit several services. Option b is the correct option.
What is a good example of a brand name?A brand name is the name you use to describe a group of items or services you provide or a specific line of goods or services you provide. For instance, Nike is the brand name used on the majority of items produced by Nike, Inc. In this instance, both the company name and the brand name are the same.
Possessing a strong brand name is it beneficial?They increase your reputation among clients, business associates, and the general public. You may increase recognition, loyalty, and competitiveness while establishing the credibility of your brand. We like to make purchases from businesses that we enjoy, are familiar with, and can rely on. Your chances of making the transaction increase significantly if your brand is respected.
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18. bev stratton owns 100 shares of maxom company, which are traded on the new york stock exchange. maxom's board of directors has approved a merger of maxom with vert company. bev believes the merger is economically unjustified. what could be an option for bev?
Bev is required to give Maxom notice of her intention to use her right as a dissenter and to oppose or abstain from voting on the merger.
Maxom must then provide her with information on how to make a payment demand (based on the fair market value of her shares) before she may make that request. The money will then be given to Bev by Maxom if they are able to agree on a price. Otherwise, the fair market value of her shares will be established by the court, and Maxom will be mandated to pay Bev that sum.
Was intended by dissenter?
Abbreviations: dissenters
People who disagree with what other people believe or what is considered official policy are known as dissenters. Dissenters are not allowed to join the party. Synonyms include protester, dissident, nonconformist, and objector. Dissenter Synonyms - More.
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although accounting has several specific uses, the overall purpose of accounting can be summarized as
Although accounting has many different applications, its main objective can be summed up as giving decision-makers access to financial information.
Define accounting.Accounting, often known as accountancy, is the measurement, processing, and communication of financial and non-financial information about economic entities like businesses and corporations.
Managerial accounting, financial accounting, and cost accounting are the three types of accounting that a business could use to monitor its revenue.
Accounting is the process of acquiring, examining, and publishing financial and other data on enterprises and companies. It is commonly referred to as just "accounting."
Data about a person's or organization's financial transactions is referred to as financial information.
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ll incorporated's currently outstanding 10% coupon bonds have a yield to maturity of 7.8%. ll believes it could issue new bonds at par that would provide a similar yield to maturity. if its marginal tax rate is 25%, what is ll's after-tax cost of debt? round your answer to two decimal places.
First and foremost, we must remember that the cost of capital (debt or equity) must be an incremental cost.
To evaluate the cost of debt, use bond yield to maturity rather than other yields. Let's examine each response option in turn: is determined by the current yield to maturity of the company's outstanding bonds, which include both old and recently-issued bonds and are not subject to incremental cost. False. is equivalent to the coupon rate on the company's most recent bonds. The coupon rate is unimportant. False.is the same as the average current yield on all the outstanding bonds of a corporation. The current yield has no bearing. False. is based on the initial yield to maturity of the most recent bonds a firm has issued. True if all requirements are met.
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a form of corporate theft that diverts resources from the firm for personal or family use is called .
Embezzlement is a type of corporate theft where money is taken out of the company for personal or familial use.
What is corporation?
A corporation is a separate legal entity from its shareholders. Numerous of the same legal rights and obligations apply to corporations as to people. They are able to sign contracts, make loans and take loans, sue and also be sued, hire staff, possess assets, as well as pay taxes.
A corporation is sometimes referred as a "legal person." Corporations make up the majority of large companies. Some businesses operate both under their own names and under different trade names, which is best known for operating as Go ogle.
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instead of offering a flat wage, the manager is trying a new payment scheme. the manager is currently offering to the worker a payment equal to x% of the revenue of the firm. compute the minimum x such that the worker would be willing to exert high effort. the minimum payment for high effort is
A risk-neutral investor who is able to choose any combination of an array of risky assets would invest exclusively in the asset with the highest expected yield, ignoring its risk features relative to those of other assets
In case of low effort
Revenues = 0.75*100+0.25*200 = 125
Bonus and wage = 0.25*16 = 4
Profit = 121
Hence he would not choose it.
In case of high effort
Revenues = 0.75*200+0.25*100 175
Bonus and wage = 16*0.75 = 12
Profit 175-12= 163
Hence E would be the answer.
An investor is a person who allocates financial capital with the expectation of a future return (profit) or obtaining an advantage (interest). Through this allocated capital, the investor usually buys some kind of property. Investment types include stocks, debt, securities, real estate, infrastructure, currency, commodities, tokens, derivatives such as put and call options, futures, forwards, etc.
This definition does not differentiate between primary and secondary market investors. This means that someone who provides capital to the business and someone who buys the stock are both investors. An investor who owns shares is a shareholder.
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the expansion of commercial bank lending select an answer and submit. for keyboard navigation, use the up/down arrow keys to select an answer. a changes the composition, but not the size, of the money supply. b is desirable during a period of demand-pull inflation. c reduces the money supply. d increases the money supply.
The expansion of commercial bank lending D) increases the money supply.
What is a commercial bank?
A commercial bank is a type of financial organization that offers clients services including loans, certificates of deposits, savings accounts, overdraft protection, etc. These organizations generate revenue by making loans to people and collecting interest on those debts.
It is a financial institution that accepts public deposits and disburses loans for consumer spending and business profits.
The expansion of commercial bank lending D) increases the money supply.
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The value of money is the idea that money in your possession today is worth more than money that will be in your possession in the future. (True or False)
It is a true statement that value of money is the idea that money in your possession today is worth more than money that will be in your possession in the future.
What does value of money mean?In economic, a value of money is also called a time value of money, which is a concept that a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim.
Time value of money is a core principle of finance which holds that sum of money in the hand has greater value than the same sum to be paid in the future. In conclusion, the time value of money is also referred to as the present discounted value.
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Which of the following is least likely to be an audit objective for debt?
(1) Determine the existence of recorded debt.
(2) Establish the completeness of recorded debt.
(3) Determine that the client has rights to receive
proceeds relating to the redemption of debt.
(4) Determine that the valuation of debt is in accordance with generally accepted accounting principles.
Determine that the client has rights to receive proceeds relating to the redemption of debt is least likely to be an audit objective for debt.
Why is it crucial for auditors to ascertain whether the customer is abiding by debt provisions?Due to the potential impact of a breach of such debt provisions on the total recorded current obligations, evaluation of client compliance with debt provisions is likely crucial to an audit. The auditor is most likely to receive information on shares issued and outstanding via a transfer agent or a registar.
The achievement of operational goals and objectives is another area in which auditors check that engagement objectives align with those of the organization. Information integrity and dependability. protection of assets.
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which of the following occurs during the loosening phase of an international transfer but not during a domestic transfer? a. the individual may be seen as a less committed, short-time employee by others. b. the company or the individual initiates the idea of a transfer. c. the individual and family receive cultural and/or language training. d. the individual tries to finish projects and pass on information to others.
The individual and family receive cultural and/or language training occurs during the loosening phase of an international transfer but not during a domestic transfer.
What is domestic?Housework refers to home, home, domestic affairs, the Joy of domestic work.Devote yourself to home life or household chores. No longer wild. Domesticated; Tamed: pets. Domestic Trade. Domestic is generally meant to refer to an individual's family, home, or country of origin. Domestic work is work done at home - A domestic worker is someone who works in a household, such as a housekeeper. A nanny or a maid. Domestic is also used to refer to products made in your country, matters related to your country.It does not include purposes related to the yard, lawn, playground, or pool to which it belongs.To learn more about domestic from the given link :
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the evaluation of the impact of different tax scenarios/alternatives on various outcome measures including the amount of taxable income or tax paid is called:
The names and addresses of organizations that have increased their unrelated business taxable income by sums paid must be kept on file by all tax-exempt organizations.
What does the term "tax obligations" mean?Tax liability is the total amount of tax that people and companies owe to the federal, state, and local governments in a specific time frame. Tax liabilities are short-term obligations for firms that are listed on a balance sheet and paid off within a year.
What is tax planning, and what are some of its goals and significance?Analysis of a financial condition with the aim of lowering tax liabilities is referred to as tax planning. The tax plan makes sure that every component of the financial plan functions in concert to reduce tax contributions. Individuals can ensure they can maximize their tax capabilities by engaging in tax planning.
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Civil servants were given legal protection against being fired without a show of cause in order to O conform to the Supreme Court's decision in Immigration and Naturalization Service v. Chadha. force the bureaucracy to respond more to political pressures from parties, interest groups, and elected officials. O safeguard the bureaucracy from political interference while upgrading performance. O enhance the public's trust in bureaucracy,
Civil servants were given legal protection against being fired without a show of cause to safeguard the bureaucracy from political interference while upgrading performance.
Who are civil servants?A civil servant, also known as a public servant, is a person who works in the public sector for a government department or agency. Civil servants work for the federal and state governments and report to the government rather than a political party.
Prior to the Civil Service Act of 1883, government appointments were made as part of the spoils system to political supporters. In order to rid bureaucracy of political interference while improving performance, civil servants were given legal protection against being fired without cause.
Therefore, to safeguard the bureaucracy from political interference while upgrading performance Civil servants were given legal protection against being fired without a show of cause .
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assume that the u.s. inflation rate becomes high relative to canadian inflation. other things being equal, how should this affect the u.s. demand for canadian dollars, the supply of canadian dollars for sale, and the equilibrium value of the canadian dollar?
The value of the Canadian dollar should rise together with the demand for Canadian dollars.
What happens to the Canadian currency as prices rise?Only 4.040% of what a dollar could buy back then is still available now. Inflation was 2.08% in 1915. The current inflation rate compared to previous year is 7.20 percent. If this figure maintains, $100 will have the purchasing power of $107.20 in one year from today.
Why is Canada's inflation rate so high?The total CPI inflation rate increased significantly, climbing to 8.1% in June, driven by further rises in goods prices in 2022 as well as a substantial increase in services costs. The pandemic and the conflict have had an impact on lives and means of subsistence over the past two years.
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Why is federal income tax more daunting for business owners than other types of tax?Select an answer:The tax code does not allow for deductions.Income tax lowers a company's profitability.The federal tax code is expansive.Income tax terms are not defined.
Federal income tax are more daunting for business owners than other types of tax because the tax terms are not defined. The Option D is correct.
What Is Federal Income Tax?It is a tax levied by Internal Revenue Service on annual earnings of individuals, corporations, trusts, and other legal entities. This taxes applies to all forms of earnings that make up a taxpayer's taxable income including wages, salaries, commissions, bonuses, tips, investment income etc.
In 2022 year, there are 7 federal tax brackets which includes 10%, 12%, 22%, 24%, 32%, 35% and 37%.
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in an interview, you are asked to explain the major objective of having resilience in an organization. how should you respond?
The major objective of resilience in an organization is to provide uninterrupted services.
Resilience is the procedure and final results of efficaciously adapting to tough or challenging existence reviews, particularly through intellectual, emotional, and behavioral flexibility and adjustment to outside and internal demands. Resilience is commonly idea of as an "effective edition" after a traumatic or destructive situation. when a person is "bombarded with the aid of each day stress, it disrupts their internal and external sense of stability, imparting challenges as well as opportunities." but, the recurring stressors of day-by-day existence can have high-quality influences which promote resilience.
it's far still unknown what the suitable level of stress is for every individual. a few humans can manage extra quantities of pressure than others. A portion of psychologists believes that it isn't always the stress itself that promotes resilience however as an alternative the man or woman's perception of their strain and their perceived personal level of management. The presence of pressure lets humans practice this manner.
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a friend has mentioned that she has read that the following variables can be used to predict bankruptcy: (a) the company debt ratio; (b) the interest coverage; (c) the amount of cash relative to sales or assets; (d) the return on assets; (e) the market-to-book ratio; (f) the recent return on the stock; and (g) the volatility of the stock returns.
A. High company debt ratio will always reflect risk related to insolvency because when the debt ratio will be higher, it would be related to a higher risk related to bankruptcy and hence high value of debt ratio is meaning a high probability of bankruptcy.
B. The high value of the interest coverage ratio will mean that the company is generating higher amount of income in order to cover with the interest and hence the risk related to bankruptcy will be lower when the higher interest coverage ratio will be there, the probability of bankruptcy would be lower.
C. If there is a high amount of cash relative to sales or assets, then there is a low risk related to insolvency because there will be higher liquidity in the hands of the company. Hence the probability of bankruptcy will be lower.
D. If there is a high return on assets, it will mean that the probability of bankruptcy will also be lower because when there will be a higher return generated by the company on its assets it is related to safe heaven for the company and the probability of bankruptcy will be lower
E. If the market-to-book ratio is higher it will mean that the risk related to bankruptcy and insolvency is lower.
F. If the return on the stock is higher, the risk related to bankruptcy is lower because it is meaning that the company is providing a high rate of return in the market.
G. When the volatility of the stock return is higher, it will mean that the probability of bankruptcy will also be higher because it is a high beta company and it is having a higher amount of systematic risk.
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