Psychoanalysis, either in a newer form or in its original Freudian form, continues to be practiced and utilized as a form of therapy is a true statement.
Is psychoanalysis still utilized today?
These activities create the right environment for a healthy attachment and respect each individual's worth and purpose. Recognizing that psychoanalysis is still relevant in modern society is important.
Psychoanalysis is a form of mental disorder treatment that was inspired by psychoanalytic theory, a branch of psychology that emphasizes the unconscious mind and is sometimes referred to as "depth psychology."
Therefore, The clinical observations and theories that gave rise to the psychoanalytic movement.
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Consider demand curve DFlat When the price is raised from P1 to P2, the price elasticity of demand computed using the endpoint method is: Consider demand curve DSteep When the price is raised from P1 to P2, the price elasticity of demand computed using the endpoint method is: D-Flat is elastic and D-Steep in inelastic D-Flat and D-Steep are both elastic. D-Flat and D-Steep are both inelastic. There is a bigger change in quantity to a change in price on D-Flat An increase in price will cause a decreae in total revnue/Expenditure when demand is inelastic. An increase in price will cause an increase in Total Revenue/Expenditre on D- Flat and a decrease on D-Steep.
1. Price elasticity of demand D-Flat:
D-Flat = - [tex]\frac{Q_{1} - Q_{0} }{P_{1}-P_{0} }[/tex] x [tex]\frac{P_{0} }{Q_{0} }[/tex]
Q₁ = 50
Q₀ = 100
P₁ = 12
P₀ = 10
D-Flat = - [tex]\frac{50-100}{12-10}[/tex] x [tex]\frac{10}{100}[/tex]
D-Flat = - [tex]\frac{-50}{2}[/tex]x [tex]\frac{10}{100}[/tex]
D-Flat = [tex]\frac{500}{200}[/tex]
D-Flat = 2.5
The price elasticity of demand can be calculated using a formula that yields an elasticity coefficient or by using the total revenue method. The formula is the percentage change in quantity divided by the percentage change in price of a product.
2. Price in elasticity of demand D-Steep:
D-Steep = - [tex]\frac{90-100}{12-10}[/tex]x [tex]\frac{10}{100}[/tex]
D-Steep = - [tex]\frac{-10}{2}[/tex]x [tex]\frac{10}{100}[/tex]
D-Steep = [tex]\frac{100}{200}[/tex]
D-Steep = 0.5
D-Flat is elastic and D-Steep is inelastic. There is a bigger change in quantity to a change in price on D-Flat.According to the total revenue method, demand is elastic when price and total revenue move in opposite directions. Demand is inelastic if price and total revenue move in the same direction. If a change in price has no effect on total revenue, then demand is unit elastic.
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days' sales uncollected is a measure of how a company collects accounts receivables computed by dividing the current balance of receivables by the annual credit (or net) sales and then multiplying by 365
Days' sales uncollected is a measure of how a company collects accounts receivables computed by dividing the current balance of receivables by the annual credit (or net) sales and then multiplying by 365. This statement is true.
A liquidity ratio called Days' Sales Uncollected can be used to estimate how long it will take to recover receivables. This data is used by creditors and lenders to evaluate a company's short-term liquidity.
It can also be used by management to evaluate the effectiveness of its credit and collection efforts. A statistic that is unusually high in comparison to the typical number of days to pay points to either lax credit policies or ineffective collection operations.
It might also be linked to a financial crisis that reduces consumers' purchasing power. The days' sales uncollected data raises a variety of issues that need to be taken into consideration.
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if two parties substitute a new contract for an old one and the court finds that there was a preexisting duty, then the new contract will be invalid because there was no consideration. t/f
The new contract will be illegal because there was no consideration if two parties replace an old one with a new one and the court determines that there was a preexisting responsibility. it is true.
The contract law's preexisting responsibility rule is one example of consideration. The idea of contemplation, which has its roots in England, has been embraced by other nations, including the US. This rule essentially states that fulfilling an existing obligation does not qualify as sufficient consideration to support a binding contract, however there are several exceptions. English law recognizes agreements that are backed by something other than empty promises. However, only straightforward contracts—as opposed to special contracts—need consideration in order to be enforceable. According to Currie v. Misa (1875), consideration may include both positive and negative factors, including rights, interests, profits, benefits, forbearance, losses, and responsibilities.
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strongly influences the way adolescents construct a sense of self-continuity despite major personal changes.
Culture strongly influences the way adolescents construct a sense of self-continuity despite major personal changes. A population's collective ways of life, including its institutions, beliefs, and artistic expressions, are collectively referred to as its culture.
Since culture is "the way of life for an entire society," it encompasses norms for conduct, dress, language, religion, rituals, and the arts. Cultural aspects include things like laws, traditions, dress codes, and architectural designs. Important social and economic benefits are provided by culture. Culture improves our quality of life and boosts overall wellbeing for both individuals and communities through better learning and health, higher tolerance, and opportunities for social interaction. Material culture, or tangible items created by a society, and nonmaterial culture, or intangible items generated by a society, are the two main categories of culture. American material culture is exemplified by cars, yet our commitment to equality is a component of our nonmaterial culture.
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susan and stan collins live in iowa, are married and have two children ages 6 and 10. in 2021, susan's income is $43,120 and stan's is $12,000 and both are self-employed. they also have $500 in interest income from tax exempt bonds. the collins enrolled in health insurance for all of 2021 through their state exchange but did not elect to have the credit paid in advance. the 2021 form 1095-a that the collins received from the exchange lists the following information: Annual premiums $9,800
Annual premium for the designated silver plan in the state $10,800
Federal Poverty Line for a family of four $26,200
Compute the Collins' premium tax credit for 2021.
Click here to access the 2021 Applicable Figure Table.
Round any division to two decimal places before converting to a percent. If required, round your final answer to the nearest dollar.
$
Excess advance premium tax credit is $6.628.5 and the repayment amount is $1,600.
What is tax credit ?A tax credit is an incentive for paying taxes that enables some taxpayers to reduce the amount of money they owe the state by the amount of the credit they have accumulated. In some circumstances, a state "discount" may be imposed, or it may be a credit given in acknowledgement of prior tax payments. A tax credit may also be thought of as a rebate.
A refundable tax credit is one in which the government reimburses the taxpayer for any excess above the amount of taxes owed. It allows for a negative tax liability, to put it another way. With a non-refundable tax credit, the taxpayer does not pay any taxes if the credit amount exceeds the amount of taxes owed.
To solve the question :
Particular Amount
Susan's income $43,120
Stan's income $12,000
Interest income $500
Modified AGI $55,620
Federal Poverty Line $26,200
Modified AGI % on Federal Poverty Line (55620/26200) 212%
Eligible Credit % 7.05%
6.54% + (8.36% - 6.54% ) × 14% / 50%
Eligible Credit (55620 × 7.05%) (A) $4171.5
Annual premium for the designated silver plan in the state (B) $10,800
Excess advance premium tax credit (B-A) $6,628.5
Total advance payment of the premium tax credit $9,800
Excess advance premium tax credit $6.628.5
(Maximum Cap is $1,600) $3171.5
Repayment amount $1,600
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Strengths: Accessible; Fast/Versatile; Customer Service
Limitations: Limited Capacity; High Cost
Primary Role: Move smaller shipments in local, regional, and national markets.
Primary Product Characteristics (Examples): High Value; Finished Goods; Low Volume (Food; Clothing; Electronics; Furniture)
Customer service is the direct one-on-one interplay between a patron making a purchase and a consultant of the employer who is selling it. most shops see this direct interplay as a vital aspect in ensuring purchaser satisfaction and inspiring repeat enterprise.
Customer support is the help you provide your clients — both earlier than and after they purchase and use your services or products — that helps them have an easy and exciting experience with you. offering remarkable customer service is vital in case you need to preserve clients and develop your enterprise.
Tremendous customer service method following first-rate practices like valuing clients' time, having a nice mindset, and supplying informed and imaginative sources, but you also take things a step, in addition, to exceeding — in place of just meeting — expectations.
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which of the following measures of advertising effectiveness through inquiries examines the effectiveness of a medium rather than an ad itself
Running the same ad in different media is measures of advertising effectiveness through inquiries examines the effectiveness of a medium rather than an ad itself.
Explain the term advertising.
Advertising refers to the methods used to draw attention to a good or service. In order to attract consumers' attention, advertising seeks to highlight a good or service. It is often used to market a particular product or service, although there are many other applications as well, with commercial advertising being the most popular.
Through "branding," which links a product name or image with particular traits in customers' minds, commercial advertising frequently aim to boost consumption of their goods or services. Direct-response advertising, on the other hand, is the term for advertisements that are meant to prompt a quick purchase.
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according to the keynesian view, if policy makers thought the economy was about to enter an inflationary boom, which of the following would be most appropriate?
According to the Keynesian view, if policy makers thought the economy was about to enter an inflationary boom, there should be a tax increase.
Keynesian economists advocate deficit spending on labor-intensive infrastructure projects to increase employment and stabilise wages in times of economic weakness. The government would raise taxes when there was substantial demand-side growth in order to control the economy and prevent inflation. Keynes suggested that the government should decrease expenditure while raising taxes during a period of rising inflation.Keynes is frequently seen as an economist who accepted and promoted modest inflation as an unfavorable side effect of long-term, carefully controlled economic growth. According to Keynesians, the best way to get out of a recession is to implement expansionary fiscal policy. Examples include cutting taxes to encourage spending and investing or directly increasing government spending, both of which would cause the aggregate demand curve to move to the right.Thus the correct answer is tax increase.
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abc corporation purchases $10,000 in stolen computers from someone named alex. when the computers were not working properly, abc corporation was unable to successfully pursue a breach of contract claim because this contract lacked .
Because the contract was illegal, ABC Corporation was unable to legally pursue a breach of contract claim when the computers weren't functioning properly.
What is a claim for breach of contract?
A court will typically hear a contract case where one or both parties allege that the terms of the agreement have been broken. A breach of contract occurs when a promise that is a component of a contract is not kept without a valid justification.
What kind of contract disagreement is an example?
Conflict examples include: When your client reviews your contract, there may be problems. issues relating to a promise you made in a contract. disagreements about the technical meaning of a contract's terms.
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You can decrease the cash cycle by: improving the cash discount offered to customers who pay their accounts early. increasing the percentage of customers paying with credit rather than cash. increasing the amount of raw materials kept in inventory. paying your suppliers earlier to receive a discount on your purchases. increasing your inventory to prevent stock-outs.
Cash cycle, a measure of liquidity of company, can be decreased by better cash discounts for early paying customers.
What does cash cycle mean?Also known as the cash conversion cycle (CCC), it's the time between buying the raw materials used to make a product and selling the product to make money.
It's one of the best ways to check your company's sales efficiency. It helps companies quickly know how to buy, sell, and receive cash. A low or (better yet) negative CCC means that working capital has not been tied up for a long time and the business is highly liquid.
How do you calculate cache cycles?Cash Conversion Cycle = DIO + DSO - DPO
DIO stands for Days Inventory Outstanding. DSO stands for Days Sales Outstanding. DPO stands for Days Payable Outstanding.
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john and wayne are well known economists who had vastly diverse opinions regarding the mortgage crisis. they both had access to the same information. however, john predicted that the crisis would improve dramatically in 5 years, while wayne believed it would take over 15 years to improve. these widely-varying predictions is one of the potential problems with using a
John and wayne are well known economists who had vastly diverse opinions regarding mortgage crisis. They both had access to the same information. However, John predicted the crisis would improve dramatically in 5 years, wayne believed it would take over 15. these widely varying predictions is one of the potential problems with using a qualitative method
What is Qualitative method?
The qualitative technique is used to comprehend people's attitudes, interactions, behaviours, and beliefs. It produces data that is not numerical. Researchers from several disciplines are paying more attention to the integration of qualitative research into intervention studies. The researcher's observations, questionnaires, focus groups, participant observation, field recordings, documents, case studies, and artefacts are all used to gather data for qualitative research. Most of the data are not numerical. Some of the most popular qualitative techniques are as follows: Observations: writing down in-depth field notes what you have observed, heard, or come across. Interviews: one-on-one talks in which questions are directly asked of participants. Focus groups: a forum for discussion and question-and-answer sessions.
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Financial statements of a nonissuer compiled without audit or review by an accountant should be accompanied by a report stating that:
Financial statements of a nonissue compiled without audit should be accompanied by a report stating that the accountant does not express an opinion or any other form of assurance on the financial statements.
What is financial statement?
Financial statements are documents that describe a company's operations and financial performance. Government organisations, accounting companies, etc. frequently audit financial statements to guarantee accuracy and for tax, financing, or investing purposes.
A financial statement contains what?
The balance sheet, the income statement, and the cash flow statement are the three primary forms of financial statements. Together, these three statements display a company's assets, liabilities, revenues, expenses, and cash flows from financing, investing, and operating operations.
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A business operated at 100% of capacity during its first month, with the following results: Sales (120 units) $600,000 Production costs (150 units): Direct materials $75,000 Direct labor 18,750 Variable factory overhead 33,750 Fixed factory overhead 30,000 157,500 Operating expenses: Variable operating expenses Fixed operating expenses 3,360 9,700 The amount of contribution margin that would be reported on the variable costing income statement is Oa. $488,300 Ob. $590,300 Oc. $491,660 Od. $599,850
The amount of contribution margin that would be reported on the variable costing income statement is $491,660. The contribution margin is an important measure for businesses because it helps them understand how much revenue is available to cover fixed costs and contribute to profits.
The contribution margin is the amount of revenue that is available to cover fixed costs and contribute to profits after accounting for the direct variable costs of producing and selling a product or providing a service. It is calculated by subtracting the total variable costs from the total sales.
To find the contribution margin, you need to subtract the variable costs from the sales. The variable costs in this case are the direct materials, direct labor, variable factory overhead, and variable operating expenses.
Direct materials: $75,000
Direct labor: $18,750
Variable factory overhead: $33,750
Variable operating expenses: $3,360
Total variable costs: $130,860
Contribution margin: Sales - Total variable costs
$600,000 - $130,860
= $469,140
The correct answer is therefore: c. $491,660
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Determine which of the following are true: I. Assuming FC and CM remain the same, if TP increases then QR decreases. II. Assuming TP, FC and
V
remain the same, if
P
increases then
QR
increases. III. Assuming TP, FC and
P
remain the same, if
V
increases then
QR
decreases. NOTE: The variables correspond to those used in the lab. You can assume
P
is greater than V.
FC= fixed costs V= variable cost per unit P= selling price per unit TP= target profit CM= unit contribution margin QR= quantity required
a) Only III is true b) All are true c) Only I and II are true d) Only II and III are true e) None are true f) Only I and III are true g) Only I is true h) Only II is true
Only I and II are true from the following given assumptions.
What is a Target Profit (TP)?
A Target Profit (TP) is a specific amount of profit that a company or individual has set out to achieve within a certain period of time. It can refer to either a short-term goal or a long-term goal, but usually it is a target to be achieved in a certain time frame. It is often used as a measure of success in a business or individual’s financial performance.
What exactly is Fixed Costs?
Fixed costs are costs that remain constant regardless of changes in production or sales levels. They are usually fixed expenses that must be paid by a business, such as rent, insurance, and loan payments. These costs are also known as overhead expenses and they do not vary with production or sales levels.
Therefore. Option C is True.
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xyz corporation has a flat organizational structure. in this scenario, managers at xyz would have a span of control.
XYZ corporation has a flat organizational structure. in this scenario, managers at XYZ would have a Wide span of control.
What are the roles and responsibilities of a manager?
The main driver of an organization's development and growth is its managers. Larger organisations are more complex than smaller ones because of their size, processes, workforce, and industry.
Organizations must, however, function as a unified entity that includes every individual and their potential and guides them toward attaining the established corporate goals. This is a really difficult task that calls for very successful managers with advanced people-management and communication abilities.
A manager is a qualified someone who leads an organisation and oversees a group of personnel. Managers frequently oversee a certain department within their organisation.
There are many different kinds of managers, but they typically have responsibilities including making decisions and conducting performance reviews.
Managers frequently serve as a conduit for information between lower-level executives and employees of an organisation.
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a store's design must be consistent with and reinforce the retailer's strategy and meet the needs of
A store's design must be consistent with and reinforce the retailer's strategy by meeting the needs of the target market and building a sustainable competitive advantage.
Give a brief account on competitive advantage.In order to produce goods or services better or more affordably than its competitors, a company must have a competitive advantage. These elements enable the productive entity to produce more sales or higher margins in comparison to its competitors in the market. Cost structure, branding, the caliber of product offerings, the distribution system, intellectual property, and customer service are just a few of the factors that are credited with giving a company a competitive edge.
Due to certain qualities or circumstances, competitive advantages increase value for a company and its shareholders. The harder it is for competitors to offset the advantage, the more sustainable the competitive advantage is. The two primary varieties of competitive advantages are comparative advantage and differential advantage. A company has a comparative advantage when it can produce a good or service faster than its rivals, which boosts profit margins. Any two perfect substitutes offered will be chosen by rational consumers based on price.
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a human resources psychologist is interested in the effect of work schedule on job satisfaction. she compares satisfaction scores of workers who work five 8-hour shifts with workers who work four 10-hour shifts. which of the following types of design has the manager employed?
Design of a non-equivalent control group She contrasts the satisfaction levels of employees who work four 8-hour work shifts and those who worked five 8-hour shifts.
What is meant by comparison?comparing something or somethings: the portrayal of one item or person as being similar to or similar to another His poetry draws comparison to Robert Frost's poetry: an analysis of two or more things to find similarities and differences
What word type is compare?Comparable is an adjective, comparison is a noun, and compare is a verb.
See which of the two is less expensive by comparing them. She put the two things side by side. The costs of the two things are comparable.
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Design of a non-equivalent control group She contrasts the satisfaction levels of employees who work four 8-hour work shifts and those who worked five 8-hour shifts.
What is meant by comparison?Comparing something or somethings: the portrayal of one item or person as being similar to or similar to another, his poetry draws comparison to Robert Frost's poetry: an analysis of two or more things to find similarities and differences
What word type is compare?Comparable is an adjective, comparison is a noun, and compare is a verb.
See which of the two is less expensive by comparing them. She put the two things side by side. The costs of the two things are comparable.
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Which one of the following is a major disadvantage of a corporation?
A. Limited liability of stockholders
B. Additional taxes
C. Transferable ownership rights
D. Limited life
Additional taxes is one of the major disadvantage of a corporation.
Double taxation is the practice of imposing taxes on the same income, assets, or financial transaction. Economically speaking, double taxation—the taxation of shareholder dividends after the taxation of corporate earnings—can be favorable.
According to the US tax system, corporate income is subject to two taxes: one at the corporate level through the corporation income tax and a second at the individual level through the individual income tax on dividends and capital gains.
Double taxing corporate profits, according to those who oppose the practice, is unfair and inefficient because it treats corporate income differently from other types of income and encourages businesses to finance themselves with debt that can be deducted from taxes and to keep profits rather than distribute them to shareholders.
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pricing, promoting, selling, and distributing the organization's goods and services pertain to which of the following functions?
Marketing is "the act of planning and executing the development, pricing, promotion and distribution of ideas, commodities and services to produce exchanges that meet individual and organizational objectives," according to the American Marketing Association (AMA).
What do you mean by organizational objectives ?
The short- and medium-term goals that an organization sets for itself in order to achieve its long-term strategic objectives are known as organizational objectives. The formulation of organizational policies and the distribution of resources will often take into account objectives.
What are the organizational objectives of management?
Any three organizational objectives of management are:
Survival of the organization.
Profit Maximization.
Growth of the organization.
What are organizational objectives examples?
Objectives must be completed within a certain time limit and, if at all feasible, must be realistic (achievable) and quantifiable. An corporation could set a goal such, "To grow sales by 2% by the end of the year."
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the lower southern states cited various grievances against the federal government as reasons for seceding. they chose to leave out the issue of slavery in order to gain legitimacy from the union. t/f
This is false that they chose to leave out the issue of slavery in order to gain legitimacy from the union.
The Confederate States (also known as the "Confederacy"), which were formed when seven Southern states declared their secession from the United States (the Union), and the reasons why the North refused to accept them, are the main topics of debate among historians who study the causes of the American Civil War.
Four additional states joined them after the war began. Slavery was not the primary reason for the secession, according to proponents of the mythical Lost Cause ideology.
The battle over slavery was not simply "a cause" of the war, it was "the reason," according to historians of the 21st century, but they are highly divided on whether components of this conflict (ideological, economic, political, or social) were most significant.
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The most widely used method of valuing a company is the _____, as it provides the potential investor with the best estimate of the probable return on investment.
The most widely used method of valuing a company is the earnings approach, as it provides the potential investor with the best estimate of the probable return on investment.
The profits technique is one of three fundamental groups of methodologies, known as valuation procedures, used by appraisers. it's far especially not unusual in industrial actual estate appraisal and in enterprise appraisal. The fundamental math is just like the strategies used for monetary valuation, securities evaluation, or bond pricing. but, there are a few widespread and essential adjustments while utilized in real estate or business valuation.
Even as there are quite some applicable strategies below the rubric of the income technique, most of those strategies fall into three categories: direct capitalization, discounted coins float, and gross income multiplier.
this is honestly the quotient of dividing the annual internetworking income (NOI) by way of the right capitalization rate (CAP fee). For earnings-generating actual estate, the NOI is the internet profits of the real estate (however now not the enterprise hobby) plus any interesting price and non-coins gadgets (e.g. -- depreciation) minus a reserve for substitute.
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You and your buddy want to start a new landscaping business. You equally invest in the equipment you need to get started. You will both be equally responsible for the work and will share the profits equally. After investigating the possible forms of business entities available, you decide a partnership would be the best for your landscaping business.
What do you think you might need to do to form a partnership?
A. You and your buddy just need to agree to be partners.
B. You and your buddy must sign a written partnership agreement.
C. You and your buddy must register your landscaping business with the county clerk.
D. You and your buddy must file a certificate of organization with the government.
To form a partnership you and your buddy must sign a written partnership agreement.
Option B is correct.
The importance of having a partnership settlement. A partnership settlement is a foundational record for a commercial enterprise partnership and is legally binding on all partners. It units up the partnership for fulfillment with the aid of genuinely outlining the business's operations and the rights and obligations of each accomplice.
A business partnership agreement, also every day as a partnership settlement or articles of partnership, is a legally binding file that determines the roles and responsibilities among two individuals or entities appearing as commercial enterprise partners.
An awesome partnership agreement will element the terms of possession and the duties of either partner. The extra particular the partnership agreement is at the beginning there may be less disagreements at some point of the undertaking.
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Which of the following are principles of inbound? (Choose all that apply.)Personalize for impactEnergize for consistency.Synergize for gratuityEmpathize for perspective.
Empathize for perspective are principles of inbound. Compassion differs greatly from empathy. Different parts of the brain have representations of them.
In order to empathize, you must be able to observe a situation from the point of view of the other person rather than your own. Contrary to compassion, which involves being moved by the ideas and sentiments of another person while still retaining emotional distance, it is not the same. Compassion and understanding that we can extend to another person is a sign of empathy. While sympathy comes from being relieved we don't share their issues, empathy is the capacity to grasp how they feel. Because you have experienced a circumstance akin to theirs, you are able to empathise with them and comprehend their issues and concerns. There's no denying that I have sympathy for the residents of those areas.
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One reason for an agent's obligation to exercise integrity in discharging his responsibilities is to avoid _____.
One reason for an agent's obligation to exercise integrity in discharging his responsibilities is to avoid "misrepresentation".
Define integrity?Being honest and adhering to strong moral principles are examples of integrity. Even behind closed doors, a person of integrity acts ethically and performs the right thing. Integrity is critical in laying the groundwork for a successful relationship among employees and their employers.
Define employee.An employee is an individual who is paid to work for another person or business. Employees do not have to work full-time to be considered employees; they must simply be paid to work by such a supervisor (the person or business that pays them). An employer is an individual, company, or organisation that hires people and pays them for their services. Employees are people who are paid to do work. Employees are individuals who work hard to achieve the objectives and goals of a specific organisation. Employees are hired for specific tasks based on their specialisation, interests, and previous experiences.
I suppose the question is :
One reason for an agent's obligation to exercise integrity in discharging his responsibilities is to avoid
A.acts of fraud.
B.prudence and caution.
C.misrepresentation.
D.referrals from clients.
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When a bank makes a loan:A. It reduces the amount of money in the monetary system
B. It creates a transactions-account balance for the borrower
C. It usually gives the borrower cash
D. It prints additional money for the borrower
When a bank makes a loan it creates a transactions-account balance for the borrower.
What is loan?A loan is a financial assistance provided by bank based on collaterals. There are different types of loans like personal loan, business loan, house loan etc.
The recipient incurs a debt and is frequently liable for interest charges up until the debt is paid off, in addition to the principle amount borrowed.
Information like the principal amount borrowed, the interest rate charged by the lender, and the due date are frequently included in the documentation demonstrating the debt.
The subject asset(s) are momentarily divided between the lender and the borrower when a loan is issued.
Lending money is one of the main jobs of financial entities like banks and credit card companies.
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Pat Lavoie bought a home for $180,000 with a down payment of $10,000. Her rate of interest is 6% for 30 years. (Use Table 15.1.)
a. Calculate her monthly payment.
b. Calculate her first payment, broken down into interest and principal.
c. Calculate her balance of mortgage at the end of the month.
a) Calculate her monthly payment
Answer) $ 1,019.24
Working:
Loan taken = $180,000 - $10,000 = $170,000
We use the PMT function in excel to compute the Monthly payment amount
=PMT(rate, nper, PV, FV)
Here,
Rate = 6%/12 = 0.50%
Nper, period = 30 years*12 = 360
PV, present value = $170,000
FV, future value = $0
We type the following
=PMT(0.50%,360,-170000,0)
And the answer is $1,019.2359 .
b) Compute the interest and principal for first payment
Interest = $ 850
Principal = $ 169.24
Working:
Interest = 0.50%*$170,000 = $850
Principal = payment amount – interest
Principal = $1,019.2359 - $850
Principal = $169.2359
c) Calculate her balance of Mortgage at the end of the month
Answer) Balance at the end of the month = $ 169,830.76
Balance at the end of the month = $170,000 – principal paid
Balance at the end of the month = $170,000 – $169.24
Balance at the end of the month = $ 169,830.76
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when analyzing a spreadsheet model with random/uncertain inputs, which of the following is the weaknesses of performing manual what-if analysis? group of answer choices biased values for your outcome of interest based on the scenarios you performed it is hard to do many what-if scenarios all of the answers are correct it does not provide distribution information for your output of interest
biased numbers for your outcome dependent on the scenarios you ran, no distribution statistics for your output, and it's challenging to run multiple what-if scenarios.
performance testing, what is a scenario?Any functionality that may be tested is considered a test scenario. Other names for it include Test Condition and Test Possibility. In order to identify the use cases and real-world scenarios for the Application Under Test, a tester must put themselves in the end user's position.
With examples, define test case.In a test scenario, an objective that a user may experience when using the program is described. Use this sentence as an example: "Test that user may correctly log out only by closing the software." A test scenario must normally be examined in a variety of methods to ensure that it has been adequately covered.
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Which of the following are remedies for the public goods problem? Pigouvian tax Establishing a well-functioning marken Public provision through taxationPatent protection
Pigouvion tax are remedies for the public goods problem.
Any commercial activity that produces negative externalities is subject to a Pigouvian tax, also known as a Pigovian tax (i.e., external costs incurred by the producer that are not included in the market price).
Typically, the government sets the tax at the same level as the external Pigouvion tax marginal cost of the negative externalities in order to fix an unwanted or inefficient market outcome (a market failure). Private cost and external cost brought on by negative externalities are included in societal cost when there are negative externalities. This indicates that the private cost of a market activity does not equal the social cost of the activity. In this scenario, the market's outcome is inefficient and could result in excessive product consumption.
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which of the following is not a common event that leads to manufacturing overhead being recorded? multiple choice question. preparing financial statements for which work-in-process needs to be assessed completing a job accumulating actual direct materials and labor
The events that leads to manufacturing overhead being recorded is "accumulating actual direct materials and labor."
Factory overhead, often referred to as manufacturing overhead, work overhead, or factory burden in American English, is the total cost of maintaining all production facilities for a manufacturing firm that cannot be directly tied to a product. Typically, indirect expenses and indirect labour are impacted.The depreciation of equipment, wages paid to factory workers, and power required to run the equipment are typically included in manufacturing overhead expenses. Variable and fixed costs are the two categories into which manufacturing overhead may be divided.Production overhead, factory overhead, and factory burden are further terms for manufacturing overhead. It comprises of all operating costs for the business, except direct materials and labor/payroll costs.Thus the correct option is D.
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What is the most accurate way of determining his expenses?; Which section of the business plan describes the purpose of the proposed business is reason for existence?; What is a variable expense Everfi?; What happens if you spend money on things you want before things you need?
The most accurate way of determining his expenses is to review his financial records, such as his income and expenses, to gain insight into his financial situation.
Which section of the business plan describes the purpose of the proposed business is reason for existence?
The executive summary is the section of the business plan that describes the purpose of the proposed business and its reason for existence. This section should outline the company's goals, the products or services it will provide, the target market, and the advantages it will have over competitors.
What is a variable expense Everfi?
A variable expense Everfi is an expense that changes from month to month, such as utilities, groceries, and entertainment.
What happens if you spend money on things you want before things you need?
If you spend money on things you want before things you need, you may end up without enough money to cover your essential expenses. This can lead to debt or financial difficulty. It's important to prioritize your needs before your wants in order to ensure that you can cover your basic expenses.
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