In relation to the amount lent, deposited, or borrowed, the amount of interest due each period is expressed as an interest rate (called the principal sum).
The required details for interest rate in given paragraph
The total amount of interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time when it is borrowed, deposited, or lent. A rate over a year is called an annual interest rate. However, they are typically annualized. Other interest rates apply over shorter time frames, such a day or a month.
An indication reflecting the preference for a dollar of present income over a dollar of future income is how the interest rate has been described. The borrower wishes or requires to get funds as soon as possible.
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true or false: accounting rules allow companies to choose, from a variety of methods, the inventory method that best fits their business environment. true false question. true false
Accounting rules allow companies to choose, from a variety of methods, the inventory method that best fits their business environment.
The statement is True.
What are inventory methods in accounting?Three techniques are available for valuing inventory: FIFO (First In, First Out), LIFO (Last In, First Out), and WAC (Weighted Average Cost). According to FIFO, you presume that the first products purchased will also be the first to depart the warehouse.
Learning about the specific identification inventory valuation method. When valuing more expensive objects like furniture or vehicles, specific identifying inventories are frequently employed. It is also employed when the things being stored have wildly dissimilar features and prices.
When a product's price is stable and a corporation sells its oldest products first, FIFO is most successful. This is due to the fact that FIFO bases its calculations on the price of the first item purchased, disregarding price rises or decreases for more recent products.
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discuss the implications of interest rate parity for exchange rate determination
The implications of interest rate parity for exchange rate determination is mentioned below.
The basic formula governing the correlation between interest rates and currency exchange rates is known as interest rate parity (IRP). Interest rate parity's fundamental tenet is that hedged returns from investments in several currencies should be the same, regardless of how high or low those currencies' interest rates are.
An economy with higher interest rates provides lenders with a larger return compared to other nations. As a result, higher interest rates draw in foreign investment and drive up the value of the currency.
A theory based on interest rates called interest rate parity (IRP) describes the link between the current spot exchange rate and the anticipated spot rate or forward exchange rate of two currencies.
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__________ is (are) likely to be the easiest training outcome to measure.
The reaction is most likely the easiest training outcome to measure.
Reaction is one of the four levels of the training evaluation model which measures if learners find the training valuable, favorable, engaging, and relevant to their job. Reactions are most commonly measured by a survey (based on questions) that is conducted after the training session. The trainees/learners are required to rate their training experience on paper against the given survey questions. Sometimes reactions are measured by asking for verbal feedback or observing the trainees' body language during the training.
That is why, the reactions are likley to be the easiest training outcome to measure. The reactions help to make improvements in future training programs by identifying the problems encountered by the learners during the current training program.
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In life insurance the needs approach is used?
Used to estimate the amount of insurance coverage an individual will need. This needs approach considers the amount of money needed to cover funeral expenses as well as debts and obligations such as a mortgage or college fees.
Insurance is an agreement between two or more people in which the insured party pays contributions/contributions/premiums to obtain compensation for the risk of loss, damage, or loss, which may occur due to unforeseen events.
Insurance cannot eliminate the risk of unexpected events, but insurance can reduce the impact of losses arising from these events, both on a small or large scale. Now insurance has become part of financial planning for some people for the long term.
Elements in Insurance
Premium. Premium is an obligation paid by the insured party to the insurer (insurance service provider) as a risk transfer serviceInsurance policy. An insurance policy is a legal document that forms the legal basis for the relationship between the insured (customer) and the insurer (service provider/insurance company).Claim. An insurance claim is an official application submitted by a customer to an insurance company to make a payment as a form of compensation for damage or loss based on the provisions of the insurance policy.You can learn more about Insurance here brainly.com/question/27822778
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Darren is purchasing a car that costs $10,000. he is taking out a simple interest loan at an annual rate of 3%. if he makes monthly payments over a period of 6 years, how much is his monthly payment?
Based on the cost of the car to Darren and the simple interest loan rate, the monthly payments over the 6 years will be $163.89
How to find the monthly payments?To find the monthly payments, you first need to find the total amount that Darren will pay back in 6 years.
This total loan repayment for the car is:
= 10,000 + ( 3% x 10,000 x 6 years)
= 10,000 + 1,800
= $11,800
The total monthly payments to Darren are:
= Total loan repayment / Number of months
= 11,800 / (6 x 12 months a year)
= 11,800 / 72
= $163.89
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The action of working or acting together for a common purpose or benefit is
A.) Analytical Thinking
B.) Cooperation
C.) Integrity
D.) Dependability
The action of working or acting together for a common purpose or benefit is called cooperation.
What is working together?Working together is described as the means of forming a collaboration through which a shared goal or a common goal is achieved.
Acting or working together so that a common benefit or a common purpose can be fulfilled is highlighted as cooperation. Cooperation allows people working in a team to work cooperatively because all the people work actively so that a shared goal can be achieved. This benefits collectively all the people cooperating.
It can be concluded that the action of working or acting together for a common purpose or benefit is called cooperation.
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how does the microenvironment of a company differ from its macroenvironment?
The microenvironment relates directly to companies, suppliers, marketing intermediaries, customer markets, competitors, and society.
The company's microenvironment refers to all the micro-factors that affect business strategy, decision making and performance. It is very important for a company's success to conduct a microenvironment analysis prior to the decision-making process.
In accordance with the company's internal environment. This includes all departments, such as administration, finance, research and development, purchasing, business operations and accounting. Each of these departments influences marketing decisions.
For example, the research and development department have information about the characteristics of a product, and the accounting area approves the financial part of the marketing plan and budget to satisfy customers.
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the presence of intermediaries suggests which type of marketing channel? multiple choice question. business indirect consumer direct
The existence of intermediaries points to an indirect marketing channel.
Overview of Direct vs. Indirect Distribution Channels
A distribution channel is a network of companies or middlemen that goods and services travel through before they are delivered to the final customer, including producers, warehouses, shipping hubs, retailers, and the internet. There are direct and indirect types of channels.
The consumer can purchase and receive products directly from the manufacturer through a direct distribution channel. An indirect route transports goods from the maker to the consumer by way of a number of middlemen.
For a firm, each distribution method has benefits and drawbacks. The choice that is preferable must be made by those involved in corporate governance and management.
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uan works at texas burgers in el paso and earns $8.00 per hour. his twin brother felipe works in mexico burgers in ciudad juarez just across the border and earns $3.00 per hour for exactly the same work. an economist looking at this situation sees:
An economist looking at this situation sees an incentive for Felipe to cross the border to get a job and thus reduce the gap.
What is economist?
A specialist in economics examines the connection between a society's resources and its output or production. Economists research a variety of social systems, including local communities, entire countries, as well as the global economy. A wide range of policies, such as interest rates, tax codes, employment programmes, international trade agreements, as well as corporate strategies, are shaped in part by the expert judgement and research findings of economists. An economist's responsibilities are incredibly diverse. analyse data using statistical formulas, statistical methods, and software; present research findings in reports, tables, and charts; conduct surveys and collect data. interpret and predict market trends, provide economic advice to businesses, governments, and individuals, and suggest fixes for economic issues; write content for scholarly publications and other media.
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Which of the following are characteristics of a typical company growth curve?
a. As a business matures early experimentation gives way to standardization.
b. Eagerly cannibalize existing core business in order to embrace immature technologies.
c. Companies focus on what works and make changes in order to generate consistent cash flow to support growth.
d. Established incumbent businesses embrace radical and even risky changes to technologies and processes.
Companies focus on what works and make changes in order to generate consistent cash flow to support growth is characteristic of a typical company growth curve.
Growth curves are broadly used in statistics to ascertain the patterns of growth of a quantity over time, whether linear, exponential, or cubic. Growth curves are used by businesses to track or predict a variety of factors, such as future sales. Companies concentrate on what works and make adjustments to create consistent cash flow to support growth.
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Which of the following accounts would be closed at the end of an accounting period?
a. Accounts receivable
b. Land
c. Account payable
d. None of the accounts listed would be closed at the end of an accounting period.
At the conclusion of an accounting period, accounts receivable would be closed. Because accounts receivables are permanent accounts.
At the end of the fiscal year, the accounts receivable account is not to be closed. Because accounts receivables are permanent accounts that are included on the balance sheet at the end of the accounting year, this is the reason permanent accounts.
A company's asset account, which includes land, is not required to be closed at the conclusion of the fiscal year because it satisfies the accounts receivable requirements for permanent accounts.
A permanent account is one that is not closed at the end of the year, and accounts receivable this includes the accounts payable account. Therefore, it will likewise not be seen as a viable choice.
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Filipino shrimpers practice dumping by selling their catch to U.S. customers at a price that is higher than the price of shrimp caught in the United States.
a. True
b. False
False, because Dumping can be defined as the practice of foreign companies exporting products abroad at a price lower than the price in the domestic market, or even below the cost of production, in order to lower the price of the domestic product.
Dumping is an activity of selling goods in the international market by setting a price that is lower or lower than the market price in the country. In the world of international trade, of course, we know the terms exporter and importer.
Exporters are parties in the form of business entities or countries that sell their products or commodities to foreign markets or other countries. Meanwhile, importers are parties who buy products or commodities from abroad or their friendly countries.
This dumping activity is often carried out by exporters who sell their products or commodities to other countries at lower prices, either in the importer's or exporter's domestic market.
As we all know that various countries that have joined the World Trade Organization (WTO) have agreed to free trade. This indicates that any obstacles that occur in international trade, whether in the form of tariffs or non-tariffs, must be eliminated.
Therefore, ready or not, every producer must face competition both domestically and abroad. Because free trade will have an effect on making it easier for goods to enter and leave the countries that are already members of the WTO.
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Wich staff meeting consists of bringing together members from each level of the chain of command within a particular operating unit and soliciting their input for decision making?
Participatory management consists of bringing together members from each level of the chain of command within a particular operating unit and soliciting their input for decision making.
Giving group members, like firm employees or local residents, the ability to take part in organizational decision-making is known as participatory management.
Based on some of the theories developed by researchers in management and organization research, most notably the Hawthorne Experiments that produced the Hawthorne effect, this technique emerged from the human relations movement in the 1920s. When participatory management is used, group leaders still have the last say in decisions, but participants are encouraged to share their thoughts on their existing surroundings.
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disadvantages of joint venturing can include all of the following except: a) joint venture partners must share rewards as well as risks. b) joint ventures allow partners to achieve synergy. c) joint ventures can have the potential for conflict between partners. d) a dynamic joint venture partner can evolve into a strong competitor. e) a company incurs very significant costs by joint venturing.
Disadvantages of joint venturing can include all of the following except joint ventures allow partners to achieve synergy.
A joint venturing is a business organization created by two or more parties, normally identified by shared ownership, shared returns and risks, and shared governance.
A joint venture is a blend of two or more parties that look for the evolution of a single venture or project for profit, split the risks associated with its evolution. The parties to the joint enterprises must be at least a blend of two natural persons or entities.
One of the most prominent joint enterprises advantages is that it can help your business grow rapidly, increase potency and generate greater profits. Other advantages of joint enterprises involves: acquire to new markets and dispensation networks, increased proportions.
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true or false: technical forecasting of exchange rates has shown to be more consistent and reliable than the other primary forecasting methods. true false
It is completely appropriate to mention that the technical forecasting of exchange rates has shown to be more consistent and reliable than the other primary forecasting methods. Therefore, the statement given above is true.
What is the significance of exchange rates?The exchange rates can be referred to or considered as rates at which the currencies of two different countries can be easily traded off with each other with the differences that they have in their individual values.
A change in exchange rates is forecasted using different methods, however, technical method has proven its accuracy as it fundamentals of the exchange rates into consideration.
Therefore, the statement given above regarding the significance of the technical forecasting of exchange rates holds true.
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a company has a data ingestion workflow that consists of the following: • an amazon simple notification service (amazon sns) topic for notifications about new data deliveries
Subscription to the SNS topic and the creation of an Amazon Simple Queue Service (Amazon SQS) queue.
What is Amazon SQS?In late 2004 and mid-2006, Amazon.com made the distributed message queuing service known as Amazon Simple Queue Service (Amazon SQS). To communicate over the Internet, it supports delivering messages programmatically through web service applications. With SQS, problems with the common producer-consumer problem or connectivity between producers and consumers are supposed to be solved by offering a highly scalable hosted message queue.
The commoditization of the messaging service can be characterised by Amazon SQS. IBM WebSphere MQ and Microsoft Message Queuing are two popular examples of messaging service technology. Users don't have to care for their own server, unlike with these technologies. In exchange for payment per use, Amazon performs it on their behalf.
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the government decides to impose a price ceiling on a good because it thinks the market-determined price is too high. if it imposes the price ceiling above the equilibrium price:
Consumers will respond to the lower price and wish to purchase more of the good than at the equilibrium price.
A state of a system in which neither its state of motion nor its internal energy state changes throughout time Equilibrium exists for a single particle when the vector sum of all forces acting on the particle is zero. A rigid body (distinguished from a particle by the attribute of extension) is said to be in equilibrium if, in addition to the states given above for the particle, the vector sum of all torques operating on the body equals zero, implying that its state of rotational motion remains constant. Small, externally induced displacements from an equilibrium produce forces that tend to oppose the displacement and return the body or particle to the equilibrium state.
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discuss changes in the job market for it workers. how does the job market and current state of the economy affect human resource management?
The job market and current state of the economy have a significant impact on human resource management. With the current state of the economy, businesses are struggling to stay afloat and are cutting costs wherever possible. This often includes cutting jobs and reducing benefits.
What is human resource?
The department of a company tasked with finding, vetting, hiring, and training job applicants is known as human resources (HR). Additionally, it manages benefit plans for employees. In the twenty-first century, HR is critical to helping businesses adapt to a business environment that is changing quickly and to the increased demand for qualified workers. The term "human resource" was first used by American institutional economist John R. Commons in his 1893 book The Distribution of Wealth. However, it wasn't until the 20th century that HR divisions were formally established and given the responsibility of resolving disputes between workers and their employers.
As a result, human resource managers must be very careful when hiring and managing staff. They must ensure that they are hiring the best possible candidates and that they are managing their staff in a way that is efficient and effective.
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the saturn corporation (once a division of gm) was permanently closed in 2009. what could we learn from it?
In 2009, the Saturn Corporation, formerly a division of GM, was permanently shut down. Saturn made a meager 3% return on investment by selling automobiles at prices lower than those of Honda or Toyota.
The business was initially established as a subsidiary of Toyota Industries, a manufacturer of machines that Kiichiro Toyoda's father, Sakichi Toyoda, created. The Toyota Group, one of the biggest conglomerates in the world, now includes both businesses. The firm created its first product, the Type A engine, in 1934 while it was still a division of Toyota Industries, and its first passenger automobile, the Toyota AA, in 1936.
Following World War II, Toyota benefited from Japan's alliance with the United States to study American automakers and other businesses. This allowed Toyota to develop The Toyota Way and the Toyota Production System, which helped the small business grow into an industry leader and became the focus of numerous academic studies.
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what is the change in total cost equal to? marginal cost multiplied by quantity marginal cost multiplied by change in quantity marginal cost multiplied by total cost marginal cost divided by total cost
Because marginal cost is the change in total cost/change in quantity, the change in total cost is equal to marginal cost *change in quantity for the specific unit of output.
What is marginal cost?
The marginal cost in economics is the change in the total production cost that results from making or generating one additional unit. Divide the change in production costs by the change in quantity to calculate marginal cost. The goal of marginal cost analysis is to determine when an organisation can achieve scale savings in order to optimise production and overall operations. If the marginal cost of producing one additional unit is less than the per-unit price, the producer may profit. The expenses required to produce one additional good are used to calculate marginal cost. As a result, it can be evaluated by changes in the expenses incurred for each additional unit.
Therefore, the correct option is (B) Marginal cost multiplied by change in quantity.
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A business analyzes what competitors are charging for products.
When a business analyzes what the competitors are charging for their products, it is known as the process of marketing info management.
What is the significance of business competitors?A business competitor can be referred to or considered as an organization that deals in the same product that is offered for sale by other enterprises in the same market.
It is important for a business to keep an eye on the acts of its competitors, as it helps them in keeping themselves updated with marketing info management.
Therefore, the significance regarding the business competitors has been aforementioned.
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what occurs during the commercialization stage of the new-product development process? multiple choice question. launching full-scale production for a new product ensuring a new product meets the standards established by the protocol finding industrial and government buyers for a new product testing customers using realistic purchase conditions to see if they will buy a new product
The things that occurs during the commercialization stage of the new-product development process are:
ensuring a new product meets the standardsWhat is new-product development process?The new-product development process can be described as the process of production of the new product as well as seeking for the best market for this product so that it can meet the standard of the company.
It should be noted that during the Commercialization process of the new product, the new product is been brought to the market after the research about he market has been made so that the firm can make a good profit from the marketing of the product.
In conclusion,. the act of commercialization involves the activities such as :
production distribution marketing sales, customer support,And this implies that be act of the commercialization is not yet end until the product is been accepted by the customer and the consumer is able to buy it.
Therefore, the option is correct.
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Cost-led pricing refers to which of the following pricing calculations?
A)calculating the cost of manufacturing and delivering the product and adding a profit margin
B)calculating the cost based on how much profit you have targeted in your business plan
C)calculating the price based on the maximum price a customer will pay
D)calculating the price based on competitive products
Calculating the price based on the maximum price a customer will pay
Cost-plus pricing is a pricing method that determines a product's selling price by adding a particular fixed percentage (a "markup") to the product's unit cost. The markup % is essentially a means of obtaining a specific desired rate of return. Value-based pricing is an alternative pricing technique.
Cost-plus pricing is frequently used for government contracts (cost-plus contracts), and it has been criticized for diminishing the incentive for suppliers to reduce direct costs, indirect costs, and fixed costs, Companies implementing this technique must meticulously record their costs to ensure a complete picture of their entire costs. This data is required to provide accurate cost estimates.
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Ryan and alex are asked to try to convince allison to do the company picnic again. Which would be the best way to convince allison, using expert power or rational persuasion? choose the correct answer.
The best way to convince Allison, would be through the use of rational persuasion.
What is rational persuasion?Rational persuasion refers tot he ability to help a person to see logical reasons and proof that highlight why a particular course of action is right. When a person applies rational persuasion, they will be able to show concrete proof that are not just based on emotions but on tested facts.
When applied to this case, Ryan and Alex might have to tell Allison the reasons why it will be in the best interest of the company to organize the picnic. They might show him how previous picnics created stronger bonds between members of the organization. They might also tell him that such picnics will help people to unwind.
So, through rational persuasion, they will make the point clear. Rational persuasion can be used in arguments. Instead of forcing our opinions on others, we should show them why certain things are right or wrong.
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What is the name of the is decision support strategy that uses non-linear predictive models that were defined using hidden layers trained on prior observed behaviors?.
The name of the decision support strategy that uses non-linear predictive models that were defined using hidden layers trained on prior observed behaviors is Backpropagation.
What is a decision support system?Strategic decision support systems (strategic DSS) are one method of assisting managers in comprehending strategy and its ramifications. Strategic decision support systems have several general decision support system capabilities and are meant for senior managers.
Backpropagation, also known as backward propagation of mistakes, is a test for errors that works backward from output nodes to input nodes. It is a useful mathematical tool for boosting prediction accuracy in data mining and machine learning.
The essence of neural net training is back-propagation. It is the practice of fine-tuning the weights of a neural net based on the previous epoch's mistake rate (i.e. loss) (i.e. iteration). Proper weight tuning ensures decreased error rates, boosting the model's reliability by increasing its generalization.
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Which of the following helped Airbnb develop a successful business in the peer-to-peer rental space?
a. presenting a well-designed website
b. fortuitous timing that led to growing demand
c. developing a smooth transaction between hosts and guests
C. Creating a seamless transaction between hosts and guests contributed to Airbnb's development as a successful peer-to-peer rental company.
USENET was created in 1979, before P2P technology. Users were able to read and submit messages thanks to the network.
A distributed application architecture known as peer-to-peer (P2P) computing or networking divides jobs or workloads across peers. Peers are equally qualified and capable members of the network. They are referred to as the nodes in a peer-to-peer network.
Clients give and use resources in P2P networks. In contrast to client-server systems, peer-to-peer networks have the capacity to serve more content when more people start to access it.
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Which of the following statements correctly define(s) a profit margin?
a. Profit margin is the ratio of a business's net income to its net sales.
b. Profit margin is the ratio of a business's net income to its accounts receivables.
c. Profit margin is a useful measure of a business's operating results.
d. Profit margin is also called return on sales.
e. Profit margin is the amount of revenue received on a sale
Profit margin is a valuable indicator of an organization's operating performance if it is defined appropriately. Profit margin is the ratio of an organization's net income to its net sales.
The ratio of profit to sales is represented by profit margin. It is determined by dividing the Net Profit by the Net Sales for the relevant Time Period. It is net sales a helpful indicator of how well a business is performing, and it is also Profit margin known as return on sales.
One of the frequently employed profitability statistics to determine how profitable a firm or a particular business activity is is profit margin. It shows net sales what portion of sales resulted in earnings. Simply put, the percentage value shows how much profit the company made for each dollar of sales—in Profit margin cents. For instance, if a company announces that it had a 35% profit margin during the most recent quarter, it earned a profit.
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legal paternalism is the doctrine that the law group of answer choices may justifiably be used to restrict the freedom of individuals for their own good. should encourage business to develop a paternal sense of responsibility for consumers. may justifiably forbid lawsuits against those who act paternalistically. should only restrict people's freedom in order to protect other people.
Legal paternalism is the doctrine that the law group of people (b) should encourage business to develop a paternal sense of responsibility for consumers.
The theory of the legal paternalism is derived by commanding is one from the male side of the family who takes all the important decision in law making of the system as their responsibility.
Similarly, legal paternalism encourage the business response from the consumers justifying freedom in order to make people aware of the sense of law and law making organisations. Individuals also have their opinion to be shared.
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when a promissory note is used to replace an outstanding accounts receivable balance, the entry to record this transaction requires a:
When a promissory note is used to replace an outstanding accounts receivable balance, the entry to record this transaction requires a debit to note receivable and a credit to accounts receivable.
By debiting the account that receives value, typically the cash account, and crediting the notes payable account, the promissory note journal entry is made.
In the adjusting entry, interest revenue is credited and interest receivable is debited. While unpaid interest is typically added to the principle to determine interest in following years, interest on long-term notes is computed using the same formula as interest on short-term notes.
An IOU, a loan contract, or just a note, are other names for promissory notes. It is a formal loan agreement that states the borrower pledges to pay back the lender a specific sum of money within a specific amount of time. This type of agreement provides a legal obligation to repay the debt and is enforceable in court.
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A trade discount is a reduction from the list price, which is used to?
A trade discount is a discount from the list price that is used to offer volume discounts to clients, conceal true prices from rivals, and alter prices without creating a new catalog.
Because a trade discount is used to determine the net price of goods or services before an exchange transaction occurs, which a buyer and seller will later record as a respective purchase or sale at an amount net of the trade discount, a trade discount is not separately recognized in the accounting general ledger.
Providing more for less, a trade discount is a great method to get the attention of a customer. Promotional offers, discounts for bulk purchases, and other tactics can draw in new clients and encourage them to acquire your goods by giving them the idea that they are getting the most value possible.
Discounting can be done for a variety of reasons, such as boosting short-term sales, getting rid of outdated inventory, rewarding loyal customers, motivating distribution channel members to fulfill a task, or incentivizing other actions that are advantageous to the discount issuer.
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