The term excess return refers to C: "the difference between the rate of return earned on a specific security and the rate of return earned on other securities having equivalent risk".
Excess return refers to the difference between the rate of return earned on a particular security (such as a stock, bond, or mutual fund) and the rate of return earned on other securities of equivalent risk. The term "equivalent risk" means that the securities being compared have similar levels of risk, as measured by their volatility or standard deviation.
In essence, excess return represents the additional return earned by investing in a particular security beyond what would have been expected based solely on the level of risk assumed.
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Even though there are many state-owned businesses in China, many Western businesses feel that should still invest in the country because__
the nation is moving toward a market-based system.
Even though there are many state-owned businesses in China, many Western businesses feel that should still invest in the country because the nation is moving toward a market-based system.
In economic and business, A market-based corporate governance system generally can be defined as a market economic system that relies on investors to exert influence on the management of the company. It defines the responsibilities of the different participants in the company, including shareholders, the board of directors, management, employees, suppliers, and customers. The example of county that applied market based corporate government system are England and the United States.
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Q. If the wage rate of workers producing a good decreases, then which of the following will most likely occur? Pilihan jawaban The demand curve will shift to the right. The supply of the good will increase. The quantity supplied of the good will decrease. Quantity demanded for the good will decrease.
If the wage rate of workers producing a good decreases the supply of the good will increase.
What are wages of workers?
Wages of workers are the remuneration paid to employees for their labor or services. Wages are usually paid in the form of money, but can also be paid in the form of goods or services, such as food, clothing, or housing. Wage levels are typically determined by a combination of factors, including the availability of labor, the type of work being performed, the level of skill required, the local labor market, the cost of living, and governmental regulations. For most people, wages are the primary source of income and are typically based on the number of hours worked.
Wages are typically paid on an hourly, daily, weekly, or monthly basis, and may be adjusted depending on the worker's performance and other factors. In some cases, workers may be paid a salary, which is a fixed amount of money paid regardless of the number of hours worked.
In addition to wages, workers may also receive benefits such as health insurance, vacation pay, sick pay, and other types of compensation. These benefits are typically negotiated between employers and employees and may vary depending on the employer.
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Prices tend to be an efficient mechanism for allocating goods, services, and resources between competing uses by: Providing important feedback o consumers and producers.
Prices typically function as an effective tool for dividing resources, services, and items amongst vying uses by giving consumers and producers vital feedback.
How does the cost of a product affect how buyers feel about it?According to these beliefs, there is a trade-off between perceived quality and perceived sacrifice that affects perceived value, and price increases both perceived quality and felt sacrifice (the cost of paying more). When a product is expensive, consumers assume that it must be of very good quality.
What role does price play for consumers?Simply said, a customer will be happy to buy from you if they believe that spending their money on your good or service would satisfy their needs and give them enough value. For this reason, increasing the cost of medications, for example, has little effect on the demand for them.
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Which of the following is a pertinent question managers must ask in order to comply with the WH framework for business ethics?a. How can I make ethical decisionsb. When can I delegate responsibility and accountability?c. How can I maximize profits?d. When can I retire?
Option A is correct.
In order to comply with the WH framework for business ethics " How can I make ethical decisions" is a pertinent question that a manager should ask.
The who-how (WH) framework for business ethics offers recommendations to assist corporate organizations in making decisions that are constrained within the bounds of business ethics.
Business organizations must take into account the potential victims of their decisions because of the "who" component of this framework. It often calls for an assessment of all potential implications on all parties involved, including consumers, employees, investors, governments, and communities at large.
Therefore, for a business choice to be called ethical, it must be in the best interests of all parties involved. The "how" aspect of this paradigm mandates that organizations conduct a public disclosure test to determine if a certain action is morally right or wrong. To pass the exam, a firm must decide whether it will feel comfortable.
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High Desert Potteryworks makes a variety of pottery products that it sells to retailers. The company uses a job-order costing system in which departmental predetermined overhead rates are used to apply manufacturing overhead cost to jobs. The predetermined overhead rate in the Molding Department is based on machine-hours, and the rate in the Painting Department is based on direct labor-hours. At the beginning of the year, the company provided the following estimates:
The Molding Department's predetermined overhead rate will be calculated using machine-hours as the base. The variable manufacturing overhead rate is already given as $2.00 per machine-hour.
What is overhead rate?An expense related to the creation of a good or service is the overhead rate. Overhead expenses include things like the price of the corporate headquarters that aren't directly related to productivity.
In order to distribute or allocate the overhead costs depending on certain metrics, an overhead rate is applied to the direct production-related costs. Overhead expenses or expenses not directly related to the creation of a good or service are known as indirect costs.
Any measurement that is required to produce the good or service is an allocation measure. For a specific product or time period, it might be the number of machine or direct labor hours.
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How much wood could a woodchuck chuck
If a woodchuck could chuck wood?
As much wood as a woodchuck could chuck,
If a woodchuck could chuck wood.
If a woodchuck could chuck wood, then, he would chuck, he would, as much as he could, and chuck as much wood as a woodchuck would.
What are these Tongue twisters about?Tongue twisters are an excellent tool for practicing and improving pronunciation and fluency. They can also help with accents by using alliteration, which is the repetition of a single sound. They're not just for kids; actors, politicians, and public speakers who want to sound clear when speaking use them as well.
Below, is some of the most popular English tongue twisters:
"Peter Piper picked a peck of pickled peppers
A peck of pickled peppers Peter Piper picked
If Peter Piper picked a peck of pickled peppers
Where’s the peck of pickled peppers Peter Piper picked?"
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Answer: If a woodchuck could chuck wood, then, he would chuck, he would, as much as he could, and chuck as much wood as a woodchuck would.
suppose earlier today you purchased a ticket to go to a concert for $40.00. you just found out that you have the opportunity to work tonight for five hours making $10.00 per hour. now, you have to decide whether you should work or go to the concert. (note: if you work, you must work the full 5 hours.)
In this instance, the opportunity cost of going to the concert is equal to what I could have accomplished with my time plus zero.
How does opportunity cost work?The value or advantage forfeited by engaging in a specific activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. More precisely, it means that if you pick for one activity, you forfeit the chance to choose a different one. In economics, the word "opportunity cost" refers to the benefits that are forgone while selecting one course of action over another. It is, in essence, the worth of the path not traveled. Opportunity costs are simple to ignore, yet comprehending wasted possibilities is essential to making smarter business decisions.
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assume a firm generates $2,180 in sales and has a $518 increase in accounts receivable (ar) during an accounting period. based solely on this information, cash flow will increase by: (enter your answer as a whole number with zero decimal places).
If a firm generates $2,180 in sales and has a $518 increase in accounts receivable (ar) during an accounting period, the cash flow will increase by $1,662.
What do you mean by cash flow?
Cash flow is the movement of money in and out of a business or individual. It is the net amount of cash being transferred into and out of a business or individual, over a period of time. Positive cash flow indicates that more money is coming into the business than is going out, while negative cash flow indicates that more money is going out than is coming in.
First,
Calculate the cash flow from sales:
Cash flow from sales = Sales - Accounts Receivable Increase
Substitute the given values:
Cash flow from sales = $2,180 - $518
Calculate the cash flow:
Cash flow from sales = $1,662
Hence, the cash flow will increase by $1,662.
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margot, an accounting student, tries to determine whether a bond sells at a premium, discount, or face amount. margot can determine whether the bond sells at a premium, discount, or face amount multiple choice question. only by calculating the exact issue price and comparing it to the face amount. by comparing the effective and stated interest rates.
Margot can determine whether the bond sells at a premium, discount, or face amount by comparing the effective and stated interest rates.
What is Bond Price?A bond is a type of debt security that, upon maturity, pays the bond's face value (or principle) back to the bondholder as well as periodic interest. A bond's price can be viewed as the discounted present value of all expected future cash flows, including periodic interest payments and the return of the face value at maturity.
Bonds can be sold at face value, a discount, or a premium. A bond's market price is more than its face value if it is being sold at a premium. A bond's market price is less than its face value if it is being sold at a discount, on the other hand. Bonds that are being sold at face value indicate that the bond's market price is equal to its face value.
The stated interest rate, or coupon rate, of a bond in relation to the going market interest rates is a major factor in determining the premium or discount on the bond. A bond with a lower coupon rate will sell at a discount if market interest rates increase because its price would decline. A bond with a higher coupon rate will, however, become more expensive and sell at a premium if market interest rates decline.
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jeremy, a resident of michigan, owns a barn worth $5,000 in indiana. a dispute arises over the ownership of the barn with colby, a resident of kentucky. colby files a lawsuit against jeremy in michigan. regarding this suit, the michigan court has: diversity jurisdiction in personam jurisdiction in rem jurisdiction no jurisdiction
The Michigan court would have diversity jurisdiction in personam jurisdiction in the dispute between Jeremy (a Michigan resident) and Colby (a Kentucky resident).
This is because there is a dispute over money larger than $75,000 and the parties are from several states. Under the diversity jurisdiction, the Michigan court would have the power to hear the case and issue a judgement.
The Michigan court would also have in rem jurisdiction over the barn, which is worth $5,000 and located in Indiana. This is because the court is able to exercise jurisdiction over a property in its state, regardless of the owner's state of residence.
The court can then issue a judgement to determine who the rightful owner of the barn is. In this case, the Michigan court would have both diversity jurisdiction in personam and in rem jurisdiction over the barn.
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assume your goal is to have $2 million in your retirement account on the day you retire. to fund this goal, you will make one lump-sum deposit today. if you plan to retire rather than and you earn a rate of interest, then you can deposit a smaller lump-sum today.
To reach a goal of $2 million in your retirement account on the day you retire, you will need to make a lump-sum deposit today.
The amount of the lump-sum deposit will depend on the rate of interest you expect to earn on the account. For example, assume you expect a rate of return of 5% on your investments over the next 40 years. In this case, you would need to deposit approximately $440,000 today in order to reach your goal of $2 million.
You may also want to review your retirement plan periodically to make sure it is still on track to meet your goals. You can use an online retirement calculator to estimate how much you need to save each year in order to reach your goal. You can also adjust the rate of return and other factors to get an idea of how different scenarios might affect your retirement savings.
Finally, you should also consider investing in a mix of assets to reduce risk and create a more well-rounded portfolio.
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At the end of its annual accounting period, the company must make three adjusting entries.
a. Accrue salaries expense.
b. Adjust the Unearned Revenue account to recognize earned services revenue.
c. Record services revenue earned for which cash will be received the following period.
For each of these adjusting entries, indicate the account to be debited and the account to be credited.
a. Debit
a. Credit
b. Debit
b. Credit
c. Debit
c. Credit
There are four different sorts of accounts that require adjusting. They are deferred revenues and expenses as well as accumulated revenues and expenses. Money earned during one accounting period but not received until another is referred to as accrued revenue.
What is accounting?Accounting is the activity of keeping records of a company's financial transactions. Journal entries are how the accountants condense the transactions. In bookkeeping, these entries are utilized.
According to the rules set forth by the auditors and other governing agencies, the accountants create the books of accounts. The accountants may adhere to IFRS (International Financial Reporting Standards) or generally accepted accounting principles (GAAP)
An analyst can gain a good picture of the company's financial status by reading the book of accounts. Therefore, the book of accounts is required to determine the firm valuation for publicly traded corporations.
The financial statements of a big company provide an overview of its operations, financial situation, and cash flows during a specific time period.
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Suppose the government imposes a tax on cheese. The deadweight loss from this tax will likely be greater in the
eighth year after it is imposed than in the first year after it is imposed because demand and supply will be less elastic in the first year than in the eighth year
Option (c), Imagine that there is a government tax on cheese. The first year's demand and supply will be less elastic than they will be in year eight, therefore the deadweight loss from this tax will likely be greater in year eight than it would be in year one.
What happens to the deadweight loss of a tax when the demand is rather elastic?When demand is only moderately elastic, the deadweight loss is significant. Higher taxes result in greater financial losses. Actually, the deadweight loss climbs faster than the tax itself as taxes rise.
Given that supply and demand are elastic, how does demand affect the deadweight loss resulting from a tax? Why do they elicit this response?The elasticity of demand and supply influences how much money is lost as a result of a tax. Because elasticity gauges the response of quantity to a change in price, higher elasticity suggests that the tax leads in a greater quantity reduction and, thus, a greater market distortion.
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The complete question is:
Suppose the government imposes a tax on cheese. The deadweight loss from this tax will likely be greater in the
a. first year after it is imposed than in the eighth year after it is imposed because demand and supply will be more elastic in the first year than in the eighth year.
b. first year after it is imposed than in the eighth year after it is imposed because demand and supply will be less elastic in the first year than in the eighth year.
c. eighth year after it is imposed than in the first year after it is imposed because demand and supply will be more elastic in the first year than in the eighth year.
d. eighth year after it is imposed than in the first year after it is imposed because demand and supply will be less elastic in the first year than in the eighth year.
for two individuals who engage in the same two productive activities, it is generally impossible for one of the two individuals to : a. have a comparative advantage in both activities.
b. have an absolute advantage in both activities.
c. be more productive per unit of time in both activities.
d. gain from trade with each other.
It is typically impossible for one of two people to have a comparative advantage in both of their productive activities when two people are involved. Option a is correct.
What are productive activities?
The production, distribution, exchange, and consumption of products and services are all considered to be productive activities. Production of goods and services for consumer availability is the primary goal of these operations. These activities take place at every level of society. Additionally, any action that involves the exchange of goods or services for money is considered to be productive. In other words, productive activities are those that individuals engage in to make the most of their available resources and guarantee that their needs are met to the fullest extent possible. For instance, those who receive pay and labor in a factory are occupied with productive tasks. Because they pay employees and produce and sell goods, their bosses are likewise economically active.
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a corporation has a continual life which means that it is not dependent upon any one shareholder for maintaining its
legal existence
A corporation has a continual life which means that it is not dependent upon any one shareholder for maintaining its legal existence.
A corporation is a legal body that exists independently of its owners. Corporations have many of the same legal rights and obligations as individuals. They have the ability to enter into contracts, lend and borrow money, sue and be sued, hire personnel, own assets, and pay taxes.
Corporations include almost all significant enterprises, such as Microsoft Corp., Coca-Cola Co., and Toyota Motor Corp. Some organizations operate under their own identities as well as independent business names, such as Alphabet Inc., which is best known as Go-ogle.
The specific legal definition of a corporation varies by state, but the company's most significant feature is always restricted liability. This means that shareholders can partake in the earnings via dividends and stock appreciation.
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Correct question:
A corporation has a continual life which means that it is not dependent upon any one shareholder for maintaining its__________.
Identify the techniques used in the work-up and characterization of triphenylmethanol: The analytical method used to confirm the structure and functional groups of the product ____. The technique used to separate the pure product from any excess reagent, impurities, and byproducts _________. The quick, numeric analysis used to characterize the product and assess the purity _______
The techniques used in the work-up and characterization of triphenylmethanol are given below.
The analytical method used to confirm the structure and functional groups of the product is Infrared spectroscopy. The technique used to separate the pure product from any excess reagents, impurities, and byproducts is Chromatography. The quick, numeric analysis used to characterize the product and assess its purity is the Numeric analysis
Infrared spectroscopy (IR) - the analytical method used to confirm the structure and functional groups of the product. IR uses infrared light to vibrate the bonds in a molecule, generating a unique spectrum that can be used to identify the presence of specific functional groups and confirm the structure of the product.
Chromatography - the technique used to separate the pure product from any excess reagents, impurities, and byproducts. Chromatography works by passing a mixture through a column that separates the components based on their physical and chemical properties.
Common types of chromatography used in work-up and characterization include column chromatography, thin-layer chromatography (TLC), and gas chromatography (GC).
Numeric analysis - the quick, numeric analysis used to characterize the product and assess its purity. Numeric analysis techniques can include mass spectrometry (MS), ultraviolet spectroscopy (UV-Vis), and Nuclear Magnetic Resonance spectroscopy (NMR). These techniques provide quantitative information on the composition and purity of the product.
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Need your help thanks
The stockholders’ equity section of the balance sheet equals to $105,500.
What does Stockholder´s equity mean?It means the assets remaining in a business once all liabilities have been settled. This figure is calculated by subtracting total liabilities from total assets and can be calculated by taking the sum of share capital and retained earnings, less treasury stock.
Now, we are preparing the stockholder´s equity section of the balance sheet. We know, common stock is issued at par value and Paid-in capital is equal to the amount of common stock and capital in excess of par.
Data
Common stock = $36,400
Stockholder´s equity calculation
Paid in capital in excess of par common stock $67,500
($36,400 + $31,100)
Retained earning= $50,000
Deducting treasury stock ($12,000)
Total stockholder´s equity $105,500
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which of the following is true regarding the fasb accounting standards update no. 2014-17, business combinations: pushdown accounting? flynn acquires 100 percent of the outstanding voting shares of macek company on january 1, 2021. to obtain these shares, flynn pays $400 cash (in thousands) and issues 10,000 shares of $20 par value common stock on this date. flynn's stock had a fair value of $36 per share on that date. flynn also pays $15 (in thousands) to a local investment firm for arranging the acquisition. an additional $10 (in thousands) was paid by flynn in stock issuance costs.
The following is true regarding the FASB Accounting Standards Update No. 2014-17, Business Combinations: Pushdown Accounting:
This approach is only used in situations where the acquired company is a subsidiary and will be consolidated with the parent company. In this case, since Flynn acquired 100% of the voting shares of Macek Company, it is not considered a subsidiary and will not be consolidated with Flynn.
FASB stands for Financial Accounting Standards Board. It is an independent organization that was established in 1973, and is responsible for developing and issuing accounting standards in the United States. The purpose of FASB is to ensure that financial information is transparent, accurate, and consistent for all stakeholders, including investors, regulators, and the general public.
FASB operates under the jurisdiction of the Financial Accounting Foundation, and its members are appointed by the Foundation. The FASB provides a standard-setting framework for financial reporting, and its standards are widely recognized as authoritative in the United States. The Board's work is guided by a set of objectives and criteria, including the need for relevance, reliability, and consistency in financial reporting. The FASB strives to provide a set of high-quality standards that support the efficient functioning of capital markets and promote the public interest.
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There was a nonmonetary exchange of assets reported. Under which following circumstances should the exchange be measured based on the reported amount of the nonmonetary asset surrendered? When:
Possible Answers:
O The transaction lacks commercial substance
O The entity's future cash flows are expected to change as a result of the exchange
O The transaction has commercial substance
O The timing of future cash flows of the asset received differs significantly from the configuration of the future cash flows of the asset transferred
Option a: Circumstances should the exchange be measured based on the reported amount of the nonmonetary asset surrendered the transaction lacks commercial substance.
A non-monetary exchange occurs when two companies exchange non-financial assets. Accounting for non-monetary transactions is based on the fair value of the assets transferred.
This gives us the following set of choices (in descending order of preference) for determining the perceived historical cost of non-monetary assets acquired on exchanges:
The fair value of the assets transferred for that purpose. Record your profit or loss in the stock market.
The fair value of the asset received, where the fair value of that asset is more evident than the fair value of the asset transferred in the exchange.
Recognized value of abandoned assets if fair value cannot be determined or if the transaction has no economic substance.
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A customer has just received a $100,000 inheritance and wants to know what to do with the money until he decides how to use it. He thinks that he will make his decisions on what to do within 3 months. The best recommendation is for the customer to buy:
He anticipates making his selections within the next three months. The best advice is to advise the consumer to purchase Treasury Bills.
Treasury Bills (T-Bills) are short-term debt securities issued by the government and can be a good option for someone looking to park their money for a short period of time. They are considered to be a low-risk investment, as they are backed by the full faith and credit of the government.
If the customer has a time horizon of only three months and is seeking to keep their money safe and secure, T-Bills may be a good option. They can be purchased directly from the government at a discount to face value, and they mature within a few months, making them a suitable choice for a short-term investment.
However, it is important to note that T-Bills typically offer lower yields compared to other investments, such as bonds or stocks, so the customer may not earn a significant return on their investment.
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During its first week of operations ending January 7, FastTrack Sports Inc. completed six transactions with the dollar effects indicated in the following schedule: Dollar Effect of Each of the Six Transactions Ending Accounts 1 2 3 4 5 6 Balance Cash $ 17,000 $ 73,000 $ (9,000) $ (3,800) $ (8,700) Notes receivable (short-term) 3,800 Store fixtures 8,700 Land 15,000 $ 6,000 Notes payable (due in three months) 73,000 6,000 6.000 Common stock (15,000 shares) 1.400 Additional paid-in capital 15,600
Each transaction that FastTrack Sports Inc. conducted during its first week of operations had a unique effect on the company's financial records.
The term transaction is known as a monetary activity that is recorded as an entry in accounting records and has a monetary effect on the financial statements.
The first transaction that FastTrack Sports Inc. conducted was the receipt of cash, which increased the cash balance by $17,000.
The second transaction involved the receipt of notes receivable, which increased the company's short-term notes receivable by $3,800.
The third transaction involved the purchase of store fixtures, which decreased the company's cash balance by $8,700.
The fourth transaction involved the acquisition of land, which increased the company's land balance by $15,000.
The fifth transaction involved the payment of notes payable, which decreased the company's cash balance by $9,000.
The sixth and final transaction involved the issuance of common stock, which increased the company's additional paid-in capital by $15,600.
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Which of the following indices is(are) market-value weighted?
I. The New York Stock Exchange Composite Index
II. The Standard and Poor's 500 Stock Index
III. The Dow Jones Industrial Average
A. II and III only
B. I and II only
C. I only
D. I and III only
E. I, II, and III
E)I, II, and III. All three indices, The New York Stock Exchange Composite Index, The Standard and Poor's 500 Stock Index, and The Dow Jones Industrial Average are market-value weighted.
This means that the weight of a particular stock in the index is proportional to its market value, which is determined by the stock's price multiplied by its number of outstanding shares.
As a result, the larger companies in the index will have a greater impact on the overall performance of the index, as their stock price movements will have a greater effect on the index's value.
Market-value weighting is considered to be a more accurate representation of the market compared to other weighting methods, such as equal weighting.
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an academic study is being conducted to determine how many employees at investment banks hold mbas, and of those mbas, how many are from ivy league schools. the statistician choose to study the top three largest investment banks based on revenue. rather than interviewing every employee in all three investment banks, a statistician then included employees from only certain departments, for example, sales and trading.
In the given case,The statistician's approach is an example of stratified random sampling. Stratified random sampling is a method of sampling in which the population is divided into smaller, non-overlapping groups (strata) based on important characteristics.
In this case, the statistician divided the population of employees at the three investment banks into strata based on departments (sales and trading). By including only employees from certain departments, the statistician was able to limit the scope of the study and better ensure that the results would be representative of the population.
In addition, stratified random sampling can help reduce the bias that is present in other sampling techniques, such as convenience sampling. By limiting the scope of the study to a certain set of departments, the statistician can reduce the risk of selection bias that could be introduced if the population was sampled more broadly.
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lee, a salesperson, has the objective of building long-term customer relationships. which of the following is most likely a customer's objective that conflicts with lee's objective?
A salesperson with an agricultural mindset is more likely to concentrate on upselling to current clients by fostering long-lasting relationships.
A person whose business it is to sell goods or services is referred to as a seller. the cellar is a less frequent plural form of the word. Salesperson is another title for a salesperson (or salesperson). An individual who sells products or services is a seller. Someone who sells cars is an illustration of a seller. salesman. a somebody who sells goods or services. A competent salesperson ought to provide their clients with more than just an enticing sales talk. He is an upbeat and tenacious individual who recognizes the requirements of his clients, demonstrates empathy, and spends the time to confidently pitch his goods.
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instead of cooking dinner themselves, jenna and her roommate sheryl decided to order pizza and have it delivered to their apartment. although jenna and sheryl usually order pizza from pizza hut, they had recently received coupons in the mail from two other neighborhood pizza restaurants, joji's gourmet pizza and angelo's pizzeria, for discounts on the purchase of two medium pizzas. joji's gourmet pizza and angelo's pizzeria are providing the roommates with:
A) Personal need influences
B) Situational factors
C) Evoked service offerings
D) Temporary service intensifiers
E) Perceived service alternatives
Correct answer for this question are B: "Situational factors", D: "Temporary service intensifiers", and E: "Perceived service alternatives".
Discounts can have a significant impact on consumer purchasing decisions, as they offer a reduction in price and can make products more appealing and affordable. Consumers often perceive discounts as a good value and an opportunity to save money, which can lead to increased sales and consumer loyalty. However, the effectiveness of discounts can vary depending on the consumer, the product, and the level of discount offered.
As in the context of the given question, the discount is an influential factor that makes Jenna and her roommate Sheryl order pizza from either Joji's gourmet pizza or Angelo's pizzeria.
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an insured's life insurance policy includes an automatic premium loan provision, which he uses three years after he buys his policy
The only permanent plans from which automatic premium loans may be obtained are those with a cash value. These cover whole life insurance as well as some universal life (UL) insurance.
Most often, whole life insurance is used when a long-term or constant need for disaster protection exists. Additionally, it includes a built-in investment fund component because you will pay premiums and thus create a financial value within the agreement. Additionally, you could plan your bequest using whole life insurance.
However, they are less than the premiums you would ultimately pay if you were to manage to continue. The premiums for total disaster protection can be far greater than the premiums you would initially pay for a similar quantity of term protection.
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What are two types of feedback?
Question 2 options:
Direct Feedback
Indirect Feedback
Blind Feedback
Vocal Feedback
The two types of feedback are Direct feedback and Indirect feedback. They are a corrective type of feedback.
Direct feedback is the input given by the customers themselves and acquired by asking them about their experience with a brand, product, customer service encounter, or other points of contact throughout the customer journey. This is achieved by gathering the customer's input through polls or surveys. This helps them understand the customer experience, which will help them provide loyalty to the customers, who in turn can become their brand promoters.
Indirect feedback refers to client input that a company did not request but can use for analysis. Customer service contacts, social media comments, and verbatim language, for example, are all excellent sources of indirect feedback. It can be used collectively with survey results (direct feedback) to provide a more complete picture of the customer experience. Customers are frequently frank in these indirect feedback channels, and the information offered can assist a business in filling in gaps in its customer understanding.
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suppose a canadian company produces maple syrup in vermont. the market value of this company's output is included in ?
The market value of the maple syrup produced by the Canadian company in Vermont would be included in the Gross Domestic Product (GDP) of the United States.
What is GDP ?The standard measurement of the value added produced via the production of goods and services in a nation over a specific time period is the gross domestic product (GDP). Consequently, it also accounts for the revenue generated by that manufacturing, or the total amount spent on finished goods and services.
Therefore ,this is because the production is taking place within the geographical boundaries of the United States, and therefore the value generated by that production is considered to be part of the US economy.
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what are the changes that online distribution has prompted in the businesses of television program production and distribution.
Digital distribution has had a significant impact on the television industry.
However, the rapid growth of the internet has led to the development of digital media which enable people to interact and share their experiences through online platforms. As a result, this has reduced the popularity of television as the most captivating medium of communication.
Internet television or online television is the term used for digital distribution of television content over Internet.
An investor buys 200 shares of stock selling at $71 per share using a margin of 70%. The stock pays annual dividends of $1.00 per share. A margin loan can be obtained at an annual interest cost of 6.1%. Determine what return on invested capital the investor will realize if the price of the stock increases to $85 within six months. What is the annualized rate of return on thistransaction?
If the price of the stock increases to $85 within six months, the six-month return on this transaction is _____%
Given the above scenario, If the price of the stock increases to $85 within six months, the six-month return on this transaction is 63.48%
What is the justification for the above results?Market value of securities at purchase = 200 x $71 = $14200
Market value of securities at sale = 200 x $85 = $17000
Total current dividend income received = 200 x $1 x (6/12) = $100 (6/12 is used because the stock will be held for just six months.)
Equity in investment = 0.60 x $14200 = $8520
Margin loan (or debit balance) = $16,000 − $8520 = $7480
Interest paid on loan = 0.061 x $6,400 x (6/12) = $195.2 (6/12 is used since the margin loan will be outstanding for only half a year.)
Return on Invested Capital is:
(100 - 195.2+ 17000 - 14,200) / 8520
= 2704.8/8520
=0.3174 or 31.74% for the six-month period.
Thus, the annualized rate of return is found as follows:
Computed return x (12/Number of months in holding period)
Annualized Rate of Return = 31.74% x (12/6)
= 31.74x 2
= 63.48%
Thus the annualized rate of return is 63.48%
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