A bond is an agreement between an issuer and a purchaser in which the issuer borrows money from the purchaser. The issuer promises to pay the purchaser interest on the borrowed money at a fixed rate at specified intervals.
The issuer also promises to repay the principal amount of the borrowed money to the purchaser at a specified future date. The purchaser can sell the bond to another person or hold it until it matures.The bond's value today can be calculated using the present value of a future payment. Zero-coupon bonds are bonds that pay no interest and are sold at a discount to their face value, which is returned to the bondholder when the bond matures.
The price of the bond will be equal to the present value of the maturity value when the bond matures. To calculate the value of the bond, we need to use the formula:PV = FV/(1+r)^nWhere:PV = Present value of the bondFV = Face value of the bondr = Required return on the bondn = Number of years until maturityThe par value of the bond is $1,000, and it matures in 30 years. The required return on the bond is 11.4%. We can now calculate the bond's present value using the formula:PV = 1000/(1+0.114)^30= 47.73Therefore, the bond's value today is $47.73.
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TRUE OR FALSE: It is always free to use an ATM if you have a debit card
Answer:
False
Some banks/stores will require you to pay if you use an ATM. In some cases, it is not about whether you have a debit card or not. Debit cards are primarily used to remove money from a bank account, not for ATMs.
Max works at Pizza Palace 20 hours each week at a rate of $10 per hour. He is paid every two week. Calculate his gross and net pay. (Social Security 6.2%, Medicare 1.45%, and Federal and State Tax 10%)
Answer:
$329.4
Explanation:
Max earns $10 per hour. If he works for 20 hours each week, his weekly pay will be $10 times 20 hours
=$10 x 20 hours
=$200
He is paid every two weeks. His gross pay is $400. ($200 x 2)
Net pay would be gross pay -deductions
Deductions.
Social security
= 6.2% x $400
=$24.8
medicare
=1.45% x $400
=$5.8
Federal and State Tax
=10% x $400
=$40
Total deductions = $24.8 +$5.8 +$40=$70.6
Net pay =$400 -$70.6
= $329.4
Simply Imagine wants to grow their company but is hindered by increasing labor costs and import quotas.
Simply Imagine should consider becoming a(n)
(A) countertrader (B) wholly owned subsidiary (C) strategically(D) mulimatiomnal (E) franchiser
Answer:
multinational
Explanation:
A multinational business operates in at least one other country apart from its home country. The company will have factories/ offices in different countries and its headquarters in the domicile state. The operations of a multinational are coordinated at its headquarters.
By becoming a multinational, simple imagine can expand in countries with relatively cheap labor. It will overcome the import quota challenge by operating from a country without restrictions or from the source state.
Which is used to trace a check back to the account on which it was written?
Group of answer choices
a valid date
an endorsement
a bank route number
a signature
Answer:
a bank route number
Explanation:
The routing number is among the three numbers found at the bottom of a check. The routing number is at the bottom left. It serves as an ' identity ' for your bank. The routing number enables other banks to contact your bank and collect funds from your account every time you write a check.
A routing number is a unique number for every banking institution. The number proves that the bank is a recognized financial institution with an account with the Federal Reserve.
Virtue ethics places great focus on which of the following
Answer:
character i think.
Explanation:
After learning about social media ethics, what 5 things would you tell other high school students positive or negative about social media and how it will potentially affect their high school experience and their potential career?
Write a question keep it simple
Answer:
Why do people break up if they love each other?
Explanation:
sorry it's not simple lol
Trish bought a new computer that she has been using for a few weeks. She is starting to experience pain in her wrists, back and neck. What measure should Trish take to reduce strain while working on the computer?
A. complete all her work soon on the computer by sitting at a stretch
B. maximize the brightness of the screen to concentrate better
C. ensure back support by using cushions
D. keep hands and wrists stiff while typing
Answer:
C ensure back support by using cushions
Answer:
C
Explanation:
Her problem is that be back is hurting, and adding cushions will ensure back support and then that will not be a problem for her anymore.
Fractional reserve banking increases the money supply in an economy by:
A. preventing depositors from leaving a lot of money in banks.
B. requiring the government to print more money in certain
situations.
C. loaning money that would otherwise be held in a bank.
D. accepting currencies from many different countries to pay off
loans.
Answer:
C. loaning money that would otherwise be held in a bank.
Explanation:
Fractional reserve banking increases the money supply in an economy by "loaning money that would otherwise be held in a bank."
Fractional reserve banking is known as a system of banking whereby the banks hold a fraction of what customers deposit as reserves. Then the banks use the remaining to give loans and thereby creating and increasing the supply of money. Commercial banks practise this type of banking system. This tells of how commercial banks are affecting the money supply. The bank reserves are usually held as cash in the bank. It can also as balances in the bank's account at their central bank.
Answer:
C. loaning money
Explanation:
just did it on a-p-e-x
Describe the information you will need to provide in order to complete a FAFSA. List at least three of the required documents you must include.
Answer:
Sample response: To complete a FAFSA, I must first include information to verify my identity. This includes my Social Security number or a driver's license. I must include information about my income or my family's income (if they are still responsible for my care). Finally, I must submit financial information, like my account statements.
Explanation:
2020 edg
What type of economy is an economic system in which private businesses can operate freely with minimal state control?Henry lives in a country where the government gives many incentives to produce military goods and few incentives to produce consumer goods. Henry knows a more efficient way to finish his task at work and feels like sharing it with his boss. However, he has no incentive to share it. Which type of economy does Henry most likely live in?
Answer:
Private business freedom : Capitalist or Market Economy. Henry is more likely in Socialist Economy.
Explanation:
Economy type in which private sector has full freedom, un-intervened by government or state control is Capitalist or Market Economy. Profit maximisation motive & high consumer choice, sovereignity such economy's main features.
Henry's country which gives incentives to reallocate production choice 'what to produce' (from consumer goods to military goods). He has more efficient idea for work implementation, but lacks incentive (probably due to lack of creative & innovative ideas reward). These features characterise a Socialist Economy, in which government or state has supreme power over central economic decisions. Social welfare is considered priority, government monopoly curbs innovation & creativity, there is less consumer choice, sovereignity.
he U.S. government's ability to pay for Social Security in the near future is a problem because:
Answer:
Our country's notional debt
Explanation:
which of the following should be pracited among all co workers in the workplace
a.bullying
b.discrimination
c.stereotyping
d.tolerance
Answer:
c
Explanation:
Answer:
D. Tolerance
Explanation:
Because what, you souldnt do any of the others, dude, teachers sometimes
It is the idea being transmitted by the sender to the receiver. It includes three aspects — content , structure and style
Answer:
decodes and feedback.
Explanation:
It is a message since it is written or recorded words or information sharing or ideas conveyed by the sender to the receiver. It includes information and communication, how important and useful information is, and can be read in order to understand it. The structure of a message is tone.
The Style includes how the sender composes and writes a message.
Message is the idea being transmitted.
A Message is a form of communication sent to a recipient who is not present physically and its can be in verbal, written or recorded form.
Message is one of the essential elements of communication process. The other process includes Sender, Encoding, Interference, Communication channel, Receiver, Decoding and Feedback
Roughly, there are 3 purposes for passing message
To inform people of certain subject.To persuade others to do one biddingTo builds one's goodwill.Learn more about Communication process here
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Think of a substantial product you regularly purchase, such as video games or jeans. If supply is high and
demand is low, what happens to the cost? How might that affect someone's income? Likewise, if supply is low
and demand is high, what happens to the product's cost? How might that affect someone's income?
Answer:
See below
Explanation:
1. When the supply is high, and demand is low, an item's cost will probably come down. High supply with low demand creates a surplus in the market. Seller will offer the lowest prices possible to woe buyers.
When an item's prices go down, buyers will spend less money buying the product. The buyer saves some money, which is equivalent to having more income than before.
2. With a low supply but high demand, prices tend to go up. There will be great competition for the few goods from the many buyers. As a result, suppliers will hike prices and make more profits.
An increase in prices forces buyers to spend more money to buy the same commodities. Their disposable income decrease, which is the same as having a reduced income
Which one of the following businesses would you classify as being in the secondary sector of industry?
A) Oil exploration company
B) Family run farm business
C) Taxi operating business
D) Shoe manufacturer
Answer:
shoe manufacturer
Explanation:
Based on the W-2 provided, Social Security tax withheld for Lily was ______ of wages and Medicare tax withheld was ______ of wages.
a. 1.3%, 5.5%
b. 6.2%, 1.45%
c. 10%, 10%
d. 28%, 39.8%
Thanks for any help I can get! I don't need an explanation as to how you got the answer.
Answer:
b. 6.2%, 1.45%
Explanation:
Social security and medicare are calculated as a percentage of the gross pay. For Lily, gross pay is $14,450.
For social security, 895.90 is deducted. As a percentage of her gross pay
895.90 will be.
=895.90/ 14,450 x 100
= 0.06193771 x 100
=6.2 %
For medicare, 209.5 has been deducted. As a percentage of her gross pay, 209.5 is
=209.5/ 14,450 x 100
=0.01449827 x 100
=1.45%
The social security tax is the tax amount that is acquired from the earned income to fund the benefits of social security. It is the major part of the salary that carries the benefits for the person who earns it and contributes some part for the benefits of the government.
The correct answer is b. 6.2%, 1.45%
Social security and medicare are calculated as a percentage of the gross pay. For Lily, gross pay is $14,450.
For social security, 895.90 is deducted. As a percentage of her gross pay
895.90 will be.
[tex]=\frac{895.90}{14,450}\times 100= 0.06193771 \times 100=6.2 \%[/tex]
For medicare, 209.5 has been deducted. As a percentage of her gross pay, 209.5 is
[tex]=\frac{209.5}{14,450} \times 100=0.01449827 \times 100=1.45\%[/tex]
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Why do you think economists have different belief systems/theories on economics?
Answer:The principal disagreement among economists is a matter of economic philosophy. There are two major schools of economic thought: Keynesian economics and free-market, or laissez-faire, economics.
Keynesian economists, named after John Maynard Keynes, who first formulated these ideas into an all-encompassing economic theory in the 1930s, believe that a well-functioning and flourishing economy may be created with a combination of the private sector and government help.
By government help, Keynes meant an active monetary and fiscal policy, which works to control the money supply and adjust Federal Reserve interest rates in accordance with changing economic conditions.
By contrast, the free-market economists advocate a government "hands-off" policy, rejecting the theory that government intervention in the economy is beneficial. Free-market economists—and there are many distinguished advocates of this theory, including Nobel Memorial Prize winner Milton Friedman—prefer to let the marketplace sort out any economic problems. That would mean no government bailouts, no government subsidies of business, no government spending explicitly designed to stimulate the economy, and no other efforts by the government to help what the economists believe is the ability of a free economy to regulate itself.
Explanation:
Which of the following occupations is most responsible for ensuring the quality and safety of the food
supply chain?
O chefs
O farmers
O grocery store owners
O food processors
Answer: I am pretty sure the answer the answer would be the farmers
Explanation: the food comes form the farmers, including meats, veggies, fruits, well you get the point. And if there is something bad with one of the meat animals, they are in charge of not selling the "bad meat" to any stores or big meat companies
What financing source involves wealthy individuals giving their money to fund a startup?
Answer:
Angel Investors
Explanation:
Angel investment is when a person or a group of individuals use their finances to fund a startup. These investors are wealthy and consider it fit to finance entrepreneurs based on business ideas and proposals.
Angel investors usually have excess funds and willing to risk in the early stages of a startup in anticipation of bigger returns when the business succeeds. Angel investors gain percentage ownership in the business in exchange for funding. They also offer mentorship to entrepreneurs.
In what circumstance would a property insurance claim be rejected?
Which of the following vehicles would have a lower insurance premium?
O A brand new SUV
O A used town car
Answer:
A used town ca
Explanation:
Because its used and that insures that it works so it makes the insurance go down
The correct answer is option B.
A used town car would have a lower insurance premium.
Insurance premiumAn insurance premium is the amount of money an individual or business pays for an insurance policy. Insurance premiums are paid for policies that cover healthcare, auto, home, and life insurance.
What is an example of a premium in insurance?A premium is the price of the insurance you've chosen, charged by your insurance company. A deductible is an amount you have to pay before your insurance company initiates coverage. For example, if your car insurance premium is $800 per year, you must pay your insurer $800 per year to have the insurance.
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If 135 TV's are sold and cost $275 to produce and is priced at $250, what is the profit/loss?
Answer:
$25
Explanation:
The production cost is $275.
The selling price is $250
The loss/profit will be: Selling price minus cost price
=$250 - $275
= -$25
A loss of $25.
If this is the cost for all the 135 TVs, then the loss is only $25.
N:B
If the costs are for one TV, then the loss will be $25 x 135=$3,375
what is the role of doctors in our society?
which of the following is a workplace trend?
A - decreased outsourcing
B - decreased attention to diversity
C- increased use of manual labor
D - increased technology literacy
Answer:
increased use of manual labor
Explanation:
Advancement in technology has resulted in machines taking over manual jobs. A few decades ago, manual work was done by human beings exclusively. Industries hired many laborers to assist in many aspects of the business. Today, machines and robots are deployed in different sectors of the economy.
The current trend is the workplace is the use of modern technology. Computers, machines, and robots are gradually replacing people, mostly unskilled and manual laborers.
To satisfy demands for withdrawals, banks keep:
A. discount rates.
B. monetary policies.
C. balance sheets.
D. fractional reserves.
A _____ is an estimation about a future situation based on the evaluation of facts.
1. projection
2. fact
3. salary
4. growth
Answer:
Projection
Explanation:
Answer:
Yes the correct answer is (PROJECTION)
Explanation:
WILL MARK BRANLIEST!!!!!
Which portion would not be part of an investment portfolio? (Select the best answer.) commodities funds
a savings account
a savings 529 plan
equity investments in a company
Answer:
a savings 529 plan
Hope this helps plz mark me brainliest
Answer:
A savings account
Explanation:
Took the quiz
Helppp please
The fact that a country has less strict labor laws and relaxed environmental regulations are strong reasons for a
company to move production facilities to that country.
True
False
Answer:true
Explanation: I just took the test
if i post by business page will you guys follow it ?
Answer:
Yassss queeeennnn
Explanation:
jdnskakana
Explanation:
Yes i will definately follow it
