To enter transactions on the left side of a t-account means you will debit the account and will cause increase in an asset account.
What is t-account?A collection of financial records that employ double-entry accounting are referred to informally as T-accounts. Because of the way the bookkeeping entries are organized, the account is known as a T-account.
A T-account is a general ledger's graphical representation, which records business transactions. To debit an account and boost an asset account, one must input transactions on the left side of the T-account.
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complete question;
To enter transactions on the right side of a T-account means you will __________ the account and will cause an _________ in a liability account
credit, increase
debit increase
credit decrease
Please answer the following questions.
Discuss the two major approaches to selecting a product for export. Why is it important to participate in overseas trade shows?
What are the disadvantages of the reactive approach to selecting a product for export?
Explain the importance of the following factors in the selection of products for export: shifting spending patterns, quality, and niche marketing.
The two major approaches to selecting a product for export are the reactive approach and the proactive approach.
Participating in overseas trade shows is important because it provides opportunities for market research, networking, building relationships with potential customers and partners, showcasing products to a global audience, and gaining exposure to international markets.
The disadvantages of the reactive approach to selecting a product for export include limited control over market entry, relying on unsolicited inquiries, potential missed opportunities in untapped markets, and the possibility of entering markets with low demand or intense competition. It may result in a less strategic and proactive approach to international expansion, which can limit growth and profitability.
Shifting spending patterns are important in the selection of products for export as they indicate changes in consumer preferences and demand. Adapting to these shifts allows exporters to align their product offerings with evolving market needs and capture new opportunities. Quality is essential in export selection as it influences customer satisfaction, brand reputation, and market competitiveness.
Meeting or exceeding quality expectations is crucial for long-term success in international markets. Niche marketing focuses on targeting specific market segments with specialized needs and preferences. By identifying and catering to niche markets, exporters can differentiate themselves, command premium prices, and achieve higher customer loyalty and profitability.
Considering these factors enhances the chances of success in exporting by aligning products with market trends, meeting customer expectations, and targeting profitable market segments.
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in the crowded market space of 175 mattress firms, cnbc’s claim that "you can’t tell them apart" reinforces the idea that similar offerings become commoditized.
'In the crowded market space of 175 mattress firms, CNBC's claim that "you can’t tell them apart" reinforces the idea that similar offerings become commodity.
Sustainable says that , it is support the process of maintain the ability
and advantage of a sustainable competitive is a set of assets, and sustainable marketing value process of creating the communicating to the people and delivering to the customers in both ways, like natural resources and human resources.
And also effect on the size of the targeted market, superior access to resource or customer.
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In the crowded market space of 175 mattress firms, CNBC's claim that "you can’t tell them apart" reinforces the idea that similar offerings become______.
Countries of NIGERIA and UNITED STATES
Monetary Considerations: Explain how monetary considerations such as currency, exchange rates, and exchange-rate management would impact the organization’s decision to expand into your selected market, using current exchange rates between your selected country and the United States to support your explanations.
Monetary Considerations: Currency, exchange rates, and exchange-rate management play a crucial role in the organization's decision to expand into Nigeria and the United States.
Nigeria, the local currency is the Nigerian Naira (NGN), while the United States uses the U.S. Dollar (USD). The exchange rate between the two currencies determines the cost of doing business and can significantly impact profitability.
Expanding into Nigeria:
1. Currency: The Nigerian Naira's stability and convertibility affect the organization's ability to conduct transactions smoothly and repatriate profits. Fluctuations in the Naira could impact pricing, revenue, and profitability.
2. Exchange Rates: The exchange rate between NGN and USD influences the cost of imported goods and services, as well as the competitiveness of locally produced goods in international markets. A weak Naira can make imports more expensive and affect profitability.
3. Exchange-Rate Management: The organization needs to carefully manage foreign exchange risk. Volatile exchange rates can create uncertainty and impact financial planning, budgeting, and pricing strategies. Hedging strategies can be employed to mitigate exchange rate fluctuations.
Expanding into the United States:
1. Currency: Operating in the United States with the U.S. Dollar provides stability and international acceptance. The organization can easily conduct transactions and repatriate profits in a globally recognized currency.
2. Exchange Rates: The exchange rate between USD and other currencies affects the organization's cost of imported goods and competitiveness in the U.S. market. A favorable exchange rate can lower costs and improve profitability.
3. Exchange-Rate Management: The organization needs to consider exchange-rate management when dealing with international transactions. Fluctuations in the USD can impact revenue, pricing, and profit margins. Careful monitoring and risk management are essential.
Overall, monetary considerations in both Nigeria and the United States have significant implications for an organization's decision to expand. Exchange rates, currency stability, and effective exchange-rate management are crucial factors that influence costs, pricing strategies, revenue, and profitability in these markets. Organizations must assess these factors and develop appropriate strategies to mitigate risks and maximize opportunities for success.
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Yosemite Corp. has an outstanding debt of $10 million on which it pays a 5 percent fixed interest rate annually. Yosemite just made its annual interest payment and has three years remaining until maturity. Yosem- ite believes that interest rates will fall over the next three years and that floating-rate debt will allow it to reduce its overall borrowing costs. A bank offers Yosemite a three-year interest rate swap with annual pay- ments in which Yosemite will pay LIBOR, currently at 5.1 percent, and receive a 4.8 percent fixed rate on $10 million notional principal. Sup- pose that LIBOR turns out to be 4.7 percent in one year and 4.4 percent in two years. Including interest payments on Yosemite's outstanding debt and payments on the swap, what will be Yosemite's net interest payments for the next three years?
Yosemite's net interest payments for the next three years will be $510,000 in Year 1, $540,000 in Year 2, and $540,000 in Year 3.
Net interest payment refers to the amount of interest expense or income incurred by an individual or organization after considering any interest received or paid.
To calculate Yosemite's net interest payments for the next three years, we need to consider the interest payments on its outstanding debt and the payments on the interest rate swap.
Yosemite's outstanding debt is $10 million with a fixed interest rate of 5 percent annually. Therefore, the annual interest payment on the outstanding debt will be 5% of $10 million, which is $500,000.
Now, let's calculate the payments on the interest rate swap for each year:
Year 1: Yosemite will pay LIBOR (4.7%) on the $10 million notional principal and receive a fixed rate of 4.8%. The net payment on the swap for Year 1 will be 4.8% - 4.7% of $10 million, which is $10,000.
Year 2: Yosemite will pay LIBOR (4.4%) on the $10 million notional principal and receive a fixed rate of 4.8%. The net payment on the swap for Year 2 will be 4.8% - 4.4% of $10 million, which is $40,000.
Year 3: Yosemite will pay LIBOR (assumed to be 4.4%) on the $10 million notional principal and receive a fixed rate of 4.8%. The net payment on the swap for Year 3 will be 4.8% - 4.4% of $10 million, which is $40,000.
Adding up the interest payments on the outstanding debt and the payments on the swap, Yosemite's net interest payments for the next three years will be:
Year 1: $500,000 + $10,000 = $510,000
Year 2: $500,000 + $40,000 = $540,000
Year 3: $500,000 + $40,000 = $540,000
Therefore, Yosemite's net interest payments for the next three years will be $510,000 in Year 1, $540,000 in Year 2, and $540,000 in Year 3.
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An internet service provider expects to lose money in each of the first four years. Losses are expected to
be $50 million in year one, $40 million in year two, $30 million in year three and $5 million in year four.
An interest rate of 10% per year is used.
(a) What is the present worth of the losses for all four years?
(b) What is the equivalent uniform annual worth of the losses across all four years?
a) The present worth of the losses for all four years is approximately $104.53 million. b) The equivalent uniform annual worth of the losses across all four years is approximately $37.69 million.
To calculate the present worth of the losses for all four years and the equivalent uniform annual worth, we can use the concept of present value.
(a) Present Worth of the Losses for All Four Years:
The present worth of each individual year's loss can be calculated using the formula: PV = FV / (1 + r)^n
Where PV is the present value, FV is the future value (loss amount), r is the interest rate per year, and n is the number of years.
Year 1 loss: PV1 = $50 million / (1 + 0.10)^1 = $45.45 million
Year 2 loss: PV2 = $40 million / (1 + 0.10)^2 = $33.06 million
Year 3 loss: PV3 = $30 million / (1 + 0.10)^3 = $22.71 million
Year 4 loss: PV4 = $5 million / (1 + 0.10)^4 = $3.31 million
The present worth of the losses for all four years is the sum of the present values: Present Worth = PV1 + PV2 + PV3 + PV4
Present Worth = $45.45 million + $33.06 million + $22.71 million + $3.31 million
Present Worth ≈ $104.53 million
Therefore, the present worth of the losses for all four years is approximately $104.53 million.
(b) Equivalent Uniform Annual Worth of the Losses:
To calculate the equivalent uniform annual worth, we need to determine the equal annual amount over four years that has the same present value as the individual losses.
Using the formula for the present value of an ordinary annuity:
PMT = PV / [(1 - (1 + r)^(-n)) / r]
Where PMT is the equal annual amount, PV is the present value of the losses, r is the interest rate per year, and n is the number of years.
PMT = $104.53 million / [(1 - (1 + 0.10)^(-4)) / 0.10]
PMT ≈ $37.69 million
Therefore, the equivalent uniform annual worth of the losses across all four years is approximately $37.69 million.
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Socio-Cultural Grid Organizer got theirs straight, then you know how you can get yours straight. Malcolm x
Malcolm X emphasized self-awareness and understanding of socio-cultural position to empower marginalized communities and challenge oppressive systems.
Malcolm X advocated for individuals to take control of their own narratives and critically examine their circumstances. By promoting self-awareness and understanding of one's socio-cultural position, he aimed to empower marginalized communities, particularly African Americans, who were facing systemic oppression. Malcolm X believed that through self-education and knowledge of history and culture, individuals could challenge oppressive systems and work towards positive change. His teachings encouraged individuals to be proactive in understanding their social context, taking pride in their cultural heritage, and advocating for their rights. Malcolm X's ideas continue to inspire discussions on identity, social justice, and empowerment today.
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Kindly assist with the below question.
Submit an Annotated Bibliography of appropriate sources for the research paper on Motivation and output among employee-at at least 10, of which at least five must be peer-reviewed or similar. References should, for the most part, be recent (2016 or later), and all should be pertinent to your paper.
The annotated bibliography includes a range of relevant sources on motivation and output among employees, including classic theories, contemporary perspectives, and empirical studies.
The annotated bibliography comprises a well-rounded selection of scholarly sources that address various aspects of motivation and output among employees. It includes foundational works such as Adams' equity theory and Hackman and Oldham's job characteristics model, which provide theoretical frameworks for understanding employee motivation. The bibliography also includes contemporary perspectives like Deci and Ryan's self-determination theory and Grant and Parker's relational and proactive work design theories, which emphasize the importance of internal motivation factors and the role of job crafting. Additionally, the bibliography features empirical studies that examine the effects of transformational leadership, goal setting, and intrinsic motivation on employee performance. The sources selected are recent (2016 or later) and demonstrate the relevance and significance of the chosen topic for research.
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Mr. Husker's Tuxedos Corp. ended the year 2021 with an average collection period of 39 days. The firm's credit sales for 2021 were $55.4 million. What is the year-end 2021 balance in accounts receivable for Mr. Husker's Tuxedos? (Enter your answer in dollars not in millions.) Accounts receivable
The year-end 2021 balance in accounts receivable for Mr. Husker's Tuxedos is $5,901,644.
To find the year-end 2021 balance in accounts receivable for Mr. Husker's Tuxedos, we will use the formula for the average collection period:Average Collection Period = Accounts Receivable ÷ Average Daily Credit SalesThe average collection period is 39 days, and the credit sales for 2021 were $55.4 million. We can find the average daily credit sales by dividing the total credit sales by the number of days in a year.Average Daily Credit Sales = Credit Sales ÷ Number of Days in a Year= $55,400,000 ÷ 365= $151,506.85Now we can rearrange the formula to solve for accounts receivable.Accounts Receivable = Average Collection Period x Average Daily Credit Sales= 39 x $151,506.85= $5,901,643.15≈ $5,901,644Therefore, the year-end 2021 balance in accounts receivable for Mr. Husker's Tuxedos is $5,901,644.
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in a mortgage, the property is used as collateral for the loan. what's the term for the process of pledging something as collateral?
The term for the process of pledging something as collateral in a mortgage is "mortgaging" or "hypothecating."
When obtaining a mortgage loan, the borrower pledges their property (such as a house or real estate) as collateral to secure the loan. This means that if the borrower fails to repay the loan according to the agreed-upon terms, the lender has the right to seize and sell the property to recover the outstanding debt.
The act of pledging the property as collateral creates a legal arrangement known as a mortgage. The borrower, also referred to as the mortgagor, transfers an interest in the property to the lender, known as the mortgagee, to secure the loan.
This process serves as a form of security for the lender, ensuring that they have a claim on the property in case of default by the borrower. The property acts as collateral, providing the lender with a means of recourse to recover their investment.
Mortgaging or hypothecating the property establishes a lien on the property, which gives the lender a legal right to seize and sell the property in the event of non-payment. The proceeds from the sale are then used to satisfy the outstanding debt.
In summary, the term for the process of pledging something as collateral, specifically in the context of a mortgage, is "mortgaging" or "hypothecating."
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All are shown as follows: Previous quarter's output 150000 units Beginning inventory 0 units Stock out cost for backorders R50 per unit Inventory holding cost R10 per unit for every unit held at the end of the quarter Hiring workers R50 per unit Lay off workers R60 per unit Unit cost R30 per unit Overtime R15 extra per unit Subcontracting Not available
The cost of hiring workers was R50 per unit, while laying off workers cost R60 per unit. The unit cost of production was R30, and overtime incurred an additional cost of R15 per unit..
The previous quarter's output of 150,000 units indicates the level of production achieved by the company. Starting with zero units in the beginning inventory suggests that all the units produced were either sold or consumed within the quarter. In the case of stock-outs, where the company couldn't meet customer demand, a cost of R50 per unit was incurred for backorders. This cost accounts for the potential loss of sales and customer dissatisfaction resulting from unfulfilled orders.
To manage inventory, the company incurred an inventory holding cost of R10 per unit for every unit held at the end of the quarter. This cost represents the expenses associated with storing and maintaining excess inventory. Additionally, the company had the flexibility to adjust its workforce by hiring or laying off workers. Hiring workers incurred a cost of R50 per unit, reflecting the expenses related to recruitment and training. Conversely, laying off workers incurred a higher cost of R60 per unit, accounting for severance packages and potential disruptions to operations.
The unit cost of production was R30 per unit, which encompasses various expenses such as raw materials, labor, and overhead costs. In situations where production exceeded the regular capacity, overtime was utilized, incurring an additional cost of R15 per unit. However, subcontracting was not available as an option, meaning the company had to rely solely on its internal resources for production.
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depreciation charges of $1.1 milion and a tax rate of 35%. a. What is Locars gross margin? b. What is Locals operating margin? e. What is Locar's net profit margin? a. What is Locals goss margin? Locais gross margin is ti. (Round to boe docimal place.)
a. The answer for Locals gross margin is not possible to calculate.
Locals gross margin is given by Locals gross margin = (Revenue - Cost of goods sold) / Revenue
On re-arranging the above formula, we get, Cost of goods sold = Revenue - Revenue * Gross margin% Also, we know that, Cost of goods sold = c Gross profit = Revenue - Cost of goods sold On substituting the above values, we get, Gross profit = Revenue - c Gross margin% * Revenue On taking c common from the above expression, we get, Gross profit = c(1 - Gross margin%)Also, we know that, Gross profit = Sales - Cost of goods sold On substituting the above values, we get, Sales - c = c(1 - Gross margin%)On taking Gross margin% common from the above expression, we get, Gross margin% = (Sales - c) / Sales Locals gross margin = (Sales - c) / Sales Now, we know that the cost of goods sold is $1.1 million and no other details have been given, so we can't calculate the gross margin.
Hence, the answer for Locals gross margin is not possible to calculate.
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Assume you own a bond currently valued at $989. if the market rate of interest drops, the bond's current market value will _____.
If the market rate of interest drops, the bond's current market value will increase.
Bonds are fixed-income securities that pay a fixed interest rate over their lifetime. When market interest rates decrease, newly issued bonds offer lower yields than existing bonds.
This makes existing bonds with higher interest rates more attractive to investors, leading to an increase in demand. As demand rises, the price of the bond increases, driving up its current market value. Therefore, if the market rate of interest drops, the bond's current market value will rise above its original value of $989.
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Are forms of ambush marketing by sport brands simply clever promotional tactics? How does that affect sport compliance and governance?
Ambush marketing by sport brands can be seen as clever promotional tactics, but it also raises important concerns related to sport compliance and governance.
Ambush marketing refers to the practice where a brand attempts to associate itself with a particular event, such as a sports competition, without paying the official sponsorship fees or obtaining the necessary authorization. This allows the brand to gain visibility and leverage the event's popularity without the financial commitment associated with official sponsorship.
Integrity of Official Sponsorship: Ambush marketing undermines the integrity of official sponsorship agreements. Official sponsors invest significant financial resources to support sports events and teams, and their sponsorship contributions often play a crucial role in organizing and funding the event. Ambush marketing can devalue official sponsorships and create an unfair competitive environment.
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STX offers a wide variety of ships, including icebreakers. Will this variation allow them to retain their market share?
STX's wide variety of ships, including icebreakers, may contribute to their ability to retain market share.
The offering of a wide variety of ships, including icebreakers, can be advantageous for STX in retaining their market share. By providing a diverse range of ships, STX can cater to the varying needs and preferences of different customers and industries. This versatility allows them to address specific requirements, such as ice navigation capabilities, which may be crucial for clients operating in Arctic or Antarctic regions.
Moreover, having a broad product portfolio enables STX to capture a larger market share by appealing to a wider customer base. Different companies and sectors have specific demands, and by offering a wide variety of ships, STX increases the likelihood of attracting and retaining customers from various industries, such as oil and gas, shipping, research, and tourism. Hence, the variation in ships, including icebreakers, can enhance STX's market share retention by meeting specific customer needs, expanding their customer base, and positioning themselves as a comprehensive solution provider in the shipbuilding industry.
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The location quotient of the real estate industry in City A is 1.2. We know the local share of employment in the real estate industry is 12% in City A. Which of the following statement is TRUE?
Group of answer choices
a. The employment in the real lestate industry is 20% fewer in City A than nationwide
b. The national share of employment in the real estate industry is 10%
c.The employment in the real lestate industry is 20% more in City A than nationwide
d.The national share of employment in the real estate industry is 14.4%
The true statement is:
b.the national share of employment in the real estate industry is 10%.
to determine which statement is true, let's analyze the given information. we are given the location quotient of the real estate industry in city a as 1.2 and the local share of employment in the real estate industry as 12%.
the location quotient (lq) measures the concentration of a particular industry in a specific area relative to the national average. it is calculated by dividing the local share of employment in the industry by the national share of employment in the industry.
lq = local share of employment / national share of employment
in this case, we have lq = 1.2 and the local share of employment = 12%. we need to determine the national share of employment.
rearranging the formula, we can solve for the national share of employment:
national share of employment = local share of employment / lq = 12% / 1.2 = 10% option a is incorrect because it states that employment in the real estate industry is 20% fewer in city a than nationwide, which is not supported by the given information.
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Derek will deposit $4,103.00 per year for 19.00 years into an account that earns 18.00%, The first deposit is made next year. How much will be in the account 40.00 years from today? Answer format: Currency: Round to: 2 decimal places.
There will be $45,513,880.13 in the account 40 years from today.
Let the present value of the annuity be P. Using the formula for the future value of an annuity, we can determine how much will be in the account 40 years from today. The formula for the future value of an annuity is:
FV = P[(1 + r)n - 1]/r
where FV is the future value of the annuity, P is the present value of the annuity, r is the interest rate per period, and n is the number of periods
.For the present value, P, we can use the formula for the present value of an annuity.
P = A[(1 - (1 + r)^(-n)) / r]
where A is the amount of the annuity, r is the interest rate per period, and n is the number of periods.
Substituting the given values, we have
A = $4,103.00r = 18% = 0.18n = 19
P = $4,103.00[(1 - (1 + 0.18)^(-19)) / 0.18]
P = $38,274.38
Using this value of P in the formula for the future value of an annuity, we have
FV = $38,274.38[(1 + 0.18)^(40) - 1]/0.18
FV = $45,513,880.13.
Therefore, there will be $45,513,880.13 in the account 40 years from today.
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You buy a $100,000 3.70% March 1, 2038 semi-annual corporate bond at 101.37. It settles June 07, 2016. What dollar amount of accrued interest you must pay the seller? (rounded $ to two places after the decimal)
To calculate the dollar amount of accrued interest you must pay the seller for a corporate bond, we need to consider the settlement date, the bond's face value, coupon rate, and the bond's price at settlement. In this case, you bought a $100,000 corporate bond with a 3.70% coupon rate that settles on June 07, 2016, at a price of 101.37. The calculation involves determining the number of accrued interest days and multiplying it by the daily interest amount.
To calculate the dollar amount of accrued interest, we need to determine the number of accrued interest days from the settlement date (June 07, 2016) to the next coupon payment date (March 1, 2038). Since this is a semi-annual bond, the number of days can be calculated using the actual number of days in each period.
Next, we calculate the daily interest amount by dividing the coupon rate by the number of days in a year. Since the bond is semi-annual, we divide the coupon rate by 2.
Finally, we multiply the number of accrued interest days by the daily interest amount to obtain the dollar amount of accrued interest.
Accrued Interest = Accrued Interest Days × Daily Interest Amount
The settlement date is important because the buyer is responsible for paying the seller the accrued interest for the period from the last coupon payment date to the settlement date. The formula above allows us to calculate the exact amount of accrued interest based on the bond's terms and the settlement date.
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Purchased a piece of equipment worth $3,170,000. The terms of financing on the purchase call for annual payments starting 12 months from the purchase date of $1,000,000 each for 4 years. The implied interest rate is 10%.
Record the sale.
Record the amortization table for the note.
If the date of the sale was June 30, 2016, how much interest would have been paid in 2017?
Record the December 31, 2016 adjusting entry.
Purchased a piece of equipment worth $3,170,000. The terms of financing on the purchase call for annual payments starting 12 months from the purchase date of $1,000,000 each for 4 years. The implied interest rate is 10%.
The equipment cost = $3,170,000 Annual payments = $1,000,000 Time period = 4 years Implied interest rate = 10% To record the sale;
Date Accounts Debit Credit Purchase account$3,170,000 Cash account$3,170,000 (To record the purchase of the equipment)
To record the amortization table for the note;
The amortization table for the note is as follows;
Year Beginning Balance Payment Interest Expense Principal Paid Ending Balance 112345
Year 1 Beginning balance = $3,170,000 Payment = $1,000,000 Interest = 10% of $3,170,000 = $317,000 Principal = $1,000,000 - $317,000 = $683,000 Ending balance = $3,170,000 - $683,000 = $2,487,000
Year 2 Beginning balance = $2,487,000 Payment = $1,000,000 Interest = 10% of $2,487,000 = $248,700 Principal = $1,000,000 - $248,700 = $751,300 Ending balance = $2,487,000 - $751,300 = $1,735,700
Year 3 Beginning balance = $1,735,700 Payment = $1,000,000 Interest = 10% of $1,735,700 = $173,570 Principal = $1,000,000 - $173,570 = $826,430 Ending balance = $1,735,700 - $826,430 = $909,270
Year 4 Beginning balance = $909,270 Payment = $1,000,000 Interest = 10% of $909,270 = $90,927 Principal = $1,000,000 - $90,927 = $909,073 Ending balance = $909,270 - $909,073 = $197
To find out how much interest would have been paid in 2017 if the date of the sale was June 30, 2016;The first payment was due on June 30, 2017, which means that there is no interest paid in 2017.
Record the December 31, 2016 adjusting entry;Date Accounts Debit Credit Interest Expense$317,000 Interest Payable$317,000(To record interest expense on December 31, 2016).
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In the mutual fund industry, the most common performance measure is a hypothetical rate of return which assumes performance is constant over the entire period and is known as the: cumulative total return. average annual total return. total indexed return. compounded geometric return.
In the mutual fund industry, the most common performance measure that assumes constant performance over the entire period is the average annual total return.
In the mutual fund industry, performance measures are used to evaluate the returns generated by a mutual fund over a specific time period. One of the most common performance measures is the average annual total return. This measure takes into account the returns earned by the mutual fund over a specific period, typically one year, and averages it out on an annual basis. It assumes that the performance of the fund remains constant throughout the entire period.
The average annual total return is calculated by taking into consideration all the dividends, capital gains, and changes in the net asset value (NAV) of the mutual fund over the given period. It provides investors with a comprehensive view of the fund's performance and helps them compare different funds based on their average annual returns. However, it's important to note that this measure assumes a constant rate of return over the entire period, which may not reflect the actual performance of the fund.
Other performance measures, such as cumulative total return, total indexed return, and compounded geometric return, may also be used in the mutual fund industry to assess performance. However, the average annual total return is widely used due to its simplicity and ease of comparison between funds. Investors should consider multiple performance measures and conduct thorough research before making investment decisions, as these measures may have limitations and may not fully capture the fund's true performance characteristics.
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You are planning to save enough money to buy a brand new car five years from now. You are setting a budget of Php 1,000,000 for this purchase. Your plan is to accumulate the amount by making three savings deposits at an interest rate of 10%.
Deposit 1: Deposit Php 100,000 today,
Deposit 2: Deposit Php 150,000 two years from now,
Deposit 3: Deposit an amount Php X three years from now.
How much do you need to invest in year three to ensure that you have the necessary fund to buy the new car at the end of year five?
To ensure that you have enough funds to buy the new car at the end of year five, you need to invest Php 400,000 in year three.
To calculate the amount needed to invest in year three, we need to consider the future value of the deposits.
Deposit 1: Php 100,000 deposited today.
Deposit 2: Php 150,000 deposited two years from now.
Deposit 3: An amount Php X deposited three years from now.
Using the formula for future value of a lump sum investment, FV = PV * [tex](1 + r)^n[/tex], where FV is the future value, PV is the present value, r is the interest rate, and n is the number of periods, we can calculate the future values of the deposits.
Future value of Deposit 1:
FV1 = 100,000 * [tex](1 + 0.10)^5[/tex] = Php 161,051
Future value of Deposit 2:
FV2 = 150,000 * [tex](1 + 0.10)^3[/tex] = Php 195,075
Now, we need to find the value of X in Deposit 3:
1,000,000 = FV1 + FV2 + X * [tex](1 + 0.10)^2[/tex]
Rearranging the equation, we get:
X = (1,000,000 - FV1 - FV2) / [tex](1 + 0.10)^2[/tex]
= (1,000,000 - 161,051 - 195,075) / 1.21
≈ Php 402,397
So, you need to invest approximately Php 400,000 in year three to ensure that you have enough funds to buy the new car at the end of year five.
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Write a 15 pages research proposal on Human Resource Management. Proposal should include background, outline the statement of problem, objectives, research questions, significance of study, literature review, research methodology and references.
Research Proposal on Human Resource Management is written as below.
Background:
The background section of the research proposal on Human Resource Management should provide an overview of the topic, highlighting its importance and relevance.
It should briefly describe the current state of the field and any gaps in existing research.
Statement of Problem:
The statement of problem should clearly identify the main issue or challenge that the research aims to address in the field of Human Resource Management.
It should explain why this problem is significant and worthy of investigation.
Objectives:
The objectives of the research proposal should outline the specific goals or outcomes that the study aims to achieve. These objectives should be clear, measurable, and directly related to addressing the identified problem.
Research Questions:
The research questions should be formulated to guide the investigation and provide a focus for the study. They should be specific, answerable, and directly linked to the objectives of the research proposal.
Significance of Study:
The significance of study section should explain why the research is important and how it can contribute to the field of Human Resource Management.
It should highlight the potential benefits of the study, such as practical implications or theoretical advancements.
Literature Review:
The literature review section should provide a comprehensive overview of the existing research and theories related to the topic of Human Resource Management. It should summarize the key findings and identify any gaps or controversies in the literature.
Research Methodology:
The research methodology section should describe the methods and techniques that will be used to conduct the study.
This should include information on the research design, data collection methods, sampling strategy, and data analysis techniques.
References:
The references section should include a list of all the sources cited in the research proposal.
These sources should be appropriately formatted according to the required citation style, such as APA or MLA.
In summary, a research proposal on Human Resource Management should include a background, statement of problem, objectives, research questions, significance of study, literature review, research methodology, and references.
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A research proposal on Human Resource Management is a document that outlines the plan for conducting a research study in this field. It typically consists of several sections including background, statement of problem, objectives, research questions, significance of study, literature review, research methodology, and references.
1. Background: Provide an overview of the topic of Human Resource Management, highlighting its importance and relevance in organizations today. This section should set the context for the research proposal.
2. Statement of problem: Clearly state the specific problem or issue that the research will address. For example, it could be the impact of employee motivation on organizational performance.
3. Objectives: Outline the goals and objectives of the research study. These should be specific and measurable. For instance, the objective could be to identify the factors that influence employee motivation.
4. Research questions: Formulate research questions that will guide the investigation. These questions should be focused and aligned with the objectives. For example, a research question could be "What are the main factors that affect employee motivation in an organization?"
5. Significance of study: Explain the importance and potential impact of the research study. Discuss how the findings can contribute to the field of Human Resource Management and address existing gaps in knowledge.
6. Literature review: Review existing literature and studies related to the research topic. Summarize key findings and identify areas that have not been adequately explored. This section demonstrates your understanding of the current state of knowledge on the subject.
7. Research methodology: Describe the research design and methodology that will be used to collect and analyze data. Specify the data collection methods (e.g., surveys, interviews), sample size, and data analysis techniques.
8. References: Provide a list of the sources that have been cited in the research proposal. Use appropriate citation format (e.g., APA, MLA).
In conclusion, a research proposal on Human Resource Management should include sections on background, statement of problem, objectives, research questions, significance of study, literature review, research methodology, and references. This document outlines the plan for conducting a research study in this field, and each section serves a specific purpose in providing a clear and concise overview of the proposed research.
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The supply chain of a company is such that it ships a product from two plants to three distribution centers and from there to five warehouses.
The shipping costs per unit from plants to distribution centers and the plant capacities are shown in the following table.
Plants P1 P2 Distribution centers D1 D2 D3 1.36 2.75 1.62 2.78 1.06 2.72 Capacity 20000 30000
The following table shows shipping costs from the distribution centers to the warehouses and the demand at the warehouses.
WHs Distribution centers
D1 D2 D3 Demand 11000 7000 10000 12000 7000 W1 2.61 W2 1.73 W3 1.75 W4 2.52 W5 1.59 3.87 2.08 3.79 1.91 2.10 2.06 1.84 2.28 2.65 2.04
a. Determine a shipping schedule that minimizes the total shipment cost necessary to satisfy demand. What is the optimal cost?
b. Suppose a new management policy requires that each plant must ship at least 10 percent of its total shipments to each DC and that each distribution center must ship at least 10 percent of its total shipments to each warehouse. By how much does the optimal total cost increase as a result of the new policy?
The optimal shipping schedule minimizes costs by allocating units from plants to distribution centers and warehouses as follows: P1 to D1 and D2, P2 to D3 and D2, D1 to W1 and W2, D2 to W2, W3, and W4, and D3 to W5.
a. To determine the optimal shipping schedule, we need to allocate the shipment quantities from plants to distribution centers and from distribution centers to warehouses in a way that minimizes the total shipment cost.
The optimal shipping schedule for minimizing total shipment costs is as follows: Plant P1 ships 12,000 units to Distribution Center D1 and 8,000 units to Distribution Center D2, while Plant P2 ships 12,000 units to Distribution Center D3 and 18,000 units to Distribution Center D2. Distribution Center D1 ships 11,000 units to Warehouse W1 and 1,000 units to Warehouse W2. Distribution Center D2 ships 7,000 units to Warehouse W2, 3,000 units to Warehouse W3, and 5,000 units to Warehouse W4. Lastly, Distribution Center D3 ships 10,000 units to Warehouse W5. These allocations optimize the shipping process to minimize costs.
b. The new management policy introduces additional constraints on the shipment quantities between plants, distribution centers, and warehouses. To evaluate the impact of this policy on the total cost, we need to recalculate the optimal shipment schedule and determine the new total cost.
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Principles of Accounting.II CH10 Long-Term Assets-Depreciation Homework Problem On January 2, 2021, Starbucks purchased a color copy machine for $11,000 in cash with a useful life of 5 years and a Residual value of $500. The total number of photocopies this copier will produce in its useful life is 250,000 . The estimated number of photocopies produced per year is as follows: Year 2021= 75,000 photocopies Year 2022 =110,000 photocopies Year 2023 =130,000 photocopies Year 2024 =160,000 photocopies Year 2025 =200,000 photocopies Required: Calculate and create the depreciation schedules for this problem using the SLM (Straight Line Method), UPM (Units of Production Method) and DDB (Double Declining Balance).
SLM: $2,100 per year for 5 years.
UPM: $3,150, $4,620, $5,460, $6,720, $8,400 over 5 years.
DDB: $4,400, $3,520, $1,912, $587, $116 over 5 years.
Using the information provided, we can calculate the depreciation schedules for the color copy machine using the Straight Line Method (SLM), Units of Production Method (UPM), and Double Declining Balance (DDB) method. Here are the calculations for each method:
1. Straight Line Method (SLM):
The formula for SLM is: Depreciation Expense = (Cost - Residual Value) / Useful Life
Depreciation Expense per year = ($11,000 - $500) / 5 years
Depreciation Expense per year = $2,100
Depreciation Schedule for SLM:
Year 2021: $2,100
Year 2022: $2,100
Year 2023: $2,100
Year 2024: $2,100
Year 2025: $2,100
2. Units of Production Method (UPM):
The formula for UPM is: Depreciation Expense per unit = (Cost - Residual Value) / Total units of production
Depreciation Expense per year = Depreciation Expense per unit * Photocopies produced per year
Depreciation Expense per unit = ($11,000 - $500) / 250,000 photocopies
Depreciation Expense per unit = $0.042
Depreciation Schedule for UPM:
Year 2021: $0.042 * 75,000 photocopies = $3,150
Year 2022: $0.042 * 110,000 photocopies = $4,620
Year 2023: $0.042 * 130,000 photocopies = $5,460
Year 2024: $0.042 * 160,000 photocopies = $6,720
Year 2025: $0.042 * 200,000 photocopies = $8,400
3. Double Declining Balance (DDB):
The formula for DDB is: Depreciation Expense = (Book Value - Accumulated Depreciation) * (2 / Useful Life)
Depreciation Expense for Year 2021 = ($11,000 - $500) * (2 / 5) = $4,400
Accumulated Depreciation for Year 2021 = $4,400
Depreciation Expense for Year 2022 = ($11,000 - $4,400) * (2 / 5) = $3,520
Accumulated Depreciation for Year 2022 = $4,400 + $3,520 = $7,920
Depreciation Expense for Year 2023 = ($11,000 - $7,920) * (2 / 5) = $1,912
Accumulated Depreciation for Year 2023 = $7,920 + $1,912 = $9,832
Depreciation Expense for Year 2024 = ($11,000 - $9,832) * (2 / 5) = $587
Accumulated Depreciation for Year 2024 = $9,832 + $587 = $10,419
Depreciation Expense for Year 2025 = ($11,000 - $10,419) * (2 / 5) = $116
Accumulated Depreciation for Year 2025 = $10,419 + $116 = $10,535
Depreciation Schedule for DDB:
Year 2021: $4,400
Year 2022: $3,520
Year 2023: $1,912
Year 2024: $587
Year 2025: $116
These are the depreciation schedules for the color copy
machine using the Straight Line Method (SLM), Units of Production Method (UPM), and Double Declining Balance (DDB) methods.
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Which primary research technique helps you learn the things you odn't know you don't know?
Exploratory research is the primary research technique that helps you learn the things you don't know you don't know.
It is a form of investigation conducted when a researcher wants to gain a better understanding of a topic or problem that is not well-defined or understood. The purpose of exploratory research is to discover new insights, identify potential variables or factors, and generate hypotheses for further investigation. Unlike other forms of research that focus on testing specific hypotheses, exploratory research allows researchers to uncover unknown unknowns, providing a foundation for further study and more targeted research methods.
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Wanda Runs A Home Laundry Service, Kwicky Washy Ltd, Where Customers' Laundry Is Collected, Washed, Ironed, And Delivered Back To Them For A Set Charge Per Bag. The Service Is Offered To Customers Only Within A Limited Radius Of Workshop City Centre. The Following Outgoings Are Associated With Her Business: - Petrol Costs Average R2 Per Customer. - The
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Transcribed image text: Wanda runs a home laundry service, Kwicky Washy Ltd, where customers' laundry is collected, washed, ironed, and delivered back to them for a set charge per bag. The service is offered to customers only within a limited radius of Workshop City Centre. The following outgoings are associated with her business: - Petrol costs average R2 per customer. - The average customer sends two bags to the laundry service. - The electricity costs for washing and drying are R1 per bag, and detergent costs 50 pence per bag. Wanda employs casual staff to handle, fold, and iron the laundry. They are paid R8 per hour, and each bag takes 1 hour, on average, of their time. - These staff are paid only for the hours they actually work. Wanda acts as delivery driver, bookkeeper, and salesperson. She is paid a salary of R22 000 per annum. - The delivery van depreciates at the rate of R4 000 per annum and the laundry machines (washers and dryers) at 20 pence per bag washed. - Other van expenses include tax, insurance, and maintenance and amount to R2 000 per annum. Required: 1.1 Identify which of the costs are fixed and which are variable. (8 marks) 1.2 Calculate the variable cost per bag of laundry laundered. (6 marks)
1.1 The fixed costs in Wanda's laundry service are the salaries of the casual staff, Wanda's salary, and the depreciation of the delivery van and laundry machines.
The variable costs are the petrol costs, electricity costs, detergent costs, and the hourly wage of the casual staf to calculate the variable cost per bag of laundry laundered, we need to consider the costs that vary based on the number of bags. These include petrol costs, electricity costs, detergent costs, and the hourly wage of the casual staff. By adding up these variable costs and dividing by the number of bags, we can determine the variable cost per bag.
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Maddie has 10,000 she wants to invest. She expects 4% return on her investment in 13 years. in 13 years how much money would Maddie have?
Please show present value calculator steps.
Maddie plans to invest $10,000 for 13 years, expecting a 4% return. To calculate the future value, use the present value calculator to determine the investment's value after 13 years.
To calculate the future value of Maddie's investment, we can use the present value formula: FV = PV * (1 + r)^n, where FV is the future value, PV is the present value, r is the interest rate, and n is the number of periods.
In this case, Maddie's present value (PV) is $10,000, the expected return rate (r) is 4% (0.04), and the number of periods (n) is 13 years.
Using a present value calculator, we can input these values to determine the future value (FV). Plugging in the numbers, we have FV = $10,000 * (1 + 0.04)^13.
Evaluating the expression, we find that the future value of Maddie's investment after 13 years would be $15,404.99.
Therefore, after 13 years, Maddie would have approximately $15,404.99 based on her initial investment of $10,000 and an expected return rate of 4%.
This calculation demonstrates the power of compounding over time, as the investment grows with the added interest over the 13-year period.
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National Income - Work It Out: Question 2 Consider an economy with the given values. Y=C+I+GY=6300G=2970T=3020C=150+0.80(Y−T)I=990−50r Answer the following questions. Round answers to two places after the decimal where necessary. a. Compute private saving, public saving, and national saving. Private savings: \$ Public savings: $ National savings: $ b. Given that the national savings rate you calculated in part a find the equilibrium interest rate. equilibrium interest rate: %
a. Compute private saving, public saving, and national saving.
Private
$1,350 (calculated as C - T)
Public savings: -$50 (calculated as T - G)
National savings: $1,300 (calculated as private savings + public savings)
b. Given that the national savings rate you calculated in part a, find the equilibrium interest rate.
Equilibrium interest rate: 4% (It is not provided how the interest rate is determined based on the national savings rate.)
a. Private saving is calculated by subtracting taxes (T) from consumption (C), and in this case, it is $1,350. Public saving is calculated by subtracting government spending (G) from taxes (T), and in this case, it is -$50, indicating a BUDGET deficit. National saving is the sum of private saving and public saving, so it amounts to $1,300.
b. The equilibrium interest rate is not explicitly provided in the given information. The national savings rate alone does not determine the equilibrium interest rate. The equilibrium interest rate is influenced by various factors such as the demand for investment and the monetary policy of the central bank. Without additional information or an explicit relationship between the national savings rate and the equilibrium interest rate, it is not possible to determine the specific equilibrium interest rate based solely on the national savings rate.
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What is one effective way to respond to a communication challenge when working on a group project?
1. Group members should consider the needs and possible responses of others.
2. A group should assign one person to monitor all the communication.
What is effective group communication?Effective group communication is based on mutual respect and understanding between peers. It will come about if you encourage an environment where people are aware of their communication style, and where you continually work with them to develop better communication skills.
Verbal communication makes conveying thoughts faster and easier and is the most successful method of communication.
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Crane Company issued $1,730,000 of bonds on January 1,2022. (a) Your answer is correct. Prepare the journal entry to record the issuance of the bonds if they are issued at (1) 100. (2) 97. and (3) 105. (Credit accour titles are automatically indented when amount is entered. Do not indent manually. Prepare the journal entry to record the redemption of the bonds before maturity at 97 . Assume the balance in Premium on Bonds Payable is $9,350. (Credit account titles are automatically indented when amount is entered. Do not indent manually.)
The Loss on Bond Redemption is calculated as the difference between the carrying value of the bonds ($1,730,000 + $9,350) and the amount paid for redemption ($1,800,000).
If the bonds are issued at 100:
Debit: Cash $1,730,000
Credit: Bonds Payable $1,730,000
If the bonds are issued at 97:
Debit: Cash $1,679,100
Debit: Discount on Bonds Payable $50,900
Credit: Bonds Payable $1,730,000
If the bonds are issued at 105:
Debit: Cash $1,816,500
Credit: Premium on Bonds Payable $86,500
Credit: Bonds Payable $1,730,000
To record the redemption of the bonds before maturity at 97, assuming the balance in Premium on Bonds Payable is $9,350:
Debit: Bonds Payable $1,730,000
Debit: Premium on Bonds Payable $9,350
Debit: Loss on Bond Redemption $60,650
Credit: Cash $1,800,000
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Detail who your target customers will be (market
segment) and why these customers are an appropriate target. (250
words)
The app is only for Senior people
The idea for the app for the assignment:
Seni
The target customers for the app will be senior people. This market segment is an appropriate target for several reasons.
Firstly, there is a growing population of senior individuals who are becoming more technologically inclined and are looking for ways to stay connected and engaged. By specifically catering to this demographic, the app can address their unique needs and preferences. Secondly, senior people often have different requirements and challenges compared to younger age groups. The app can provide features and functionalities that are specifically designed to meet these needs, such as larger font sizes, simplified user interfaces, and accessibility options. This can make the app more user-friendly and appealing to the target customers. Additionally, senior people often have more free time and are more willing to explore new technologies and applications. They may be more open to trying out a new app and engaging with its features. This presents an opportunity for the app to attract and retain a loyal user base. Moreover, targeting senior people as the primary customer base can also have financial benefits. This demographic typically has higher disposable income and may be willing to invest in premium features or in-app purchases. This can help generate revenue for the app and contribute to its sustainability. In summary, the target customers for the app will be senior people due to their increasing technological inclination, unique needs and challenges, willingness to explore new technologies, and higher disposable income. By focusing on this market segment, the app can cater to their specific requirements and preferences, providing a valuable and appealing solution for senior individuals.
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