Peter is in the phase of the financial life cycle: the initial stage.
Finance is a term for topics concerning control, advent, and take a look at of cash and investments. It entails using credit and debt, securities, and funding to finance present-day projects and the use of future profit flows.
It refers to the corpus of budget and credit score hired in a business. commercial enterprise finance is required for purchasing assets, items, and uncooked substances and for performing all different economic sports. exactly, it's miles required for jogging all of the business operations.
Learn more about Finance here:
https://brainly.com/question/25572872
#SPJ4
Which of the following is NOT a typical closing cost associated with the purchase of a home?
a. homeowners insurance premiums
b. legal fees
C. title insurance
d. appraisal and inspection fees
Title insurance of the following is not a typical closing cost associated with the purchase of a home. Thus, option (C) is correct
What is the insurance?Insurance is a tool for risk management. You purchase protection against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurance company pays you or someone else of your choosing. If an accident occurs and you don't have insurance, you can be liable for all associated expenses.
Loan origination fees, discount points, appraisal fees, title search fees, title insurance fees, surveys, taxes, deed recording fees, and credit report fees are a few examples of these expenses. Within three days of receiving a home loan application, the lender is obligated by law to include these fees in a loan estimate form.
Therefore, The following title insurance is not often included in the closing costs for buying a home. So, the answer is (C).
Learn more about the insurance here:
https://brainly.com/question/27822778
#SPJ1
students who are deaf who do not go on to postsecondary training may face increased obstacles to employment in the future because select one: a. increasingly fewer employers are willing to employ workers who sign. b. the manual trades that they typically prepare for are disappearing. c. antidiscrimination laws do not cover students with inadequate training. d. there will be increased competition for the same jobs by individuals with other disabilities.
Students who are deaf who do not go on to postsecondary training may face increased obstacles to employment in the future because there will be increased competition for the same jobs by individuals with other disabilities. The correct option is D.
Employment is the state of having a job or work or being employed. The one who is getting paid for any services or work is the employee. That's called an employment.
Increased competition means huge choice and many services because they can access a wider range of products and services, consumers and businesses as consumers of raw materials can find the product that best reach their needs.
To know more about employment here,
https://brainly.com/question/1361941
#SPJ4
a stock has a beta of 1.5, the market risk premium is 6%, and the risk-free rate is 2%. what is the lowest return the company should accept on a new investment? multiple choice 7.50% 11.00% 15.25% 10.50%
Equity is possession of assets that can have debts or other liabilities connected to them. Equity is measured for accounting functions via way of means of subtracting liabilities from the fee of the assets.
Required Return on Equity = Risk loose price of Return + ( Beta * Market hazard premium)
So, required return = 2% + (1.5*6%) = 9%
So, enterprise need to pick out challenge which having Return more than 9%
Out of alternatives furnished more than 9% is 10.50%, 12.50% and 15.25%
So, the bottom return, enterprise need to take delivery of the Investment is 10.50%
The term "fairness" describes this sort of possession in English as it become regulated thru the gadget of fairness law that advanced in England at some point of the Late Middle Ages to satisfy the developing needs of business activity.
To know about Equity click here
https://brainly.com/question/463498
#SPJ4
which one of the following is implied by a lead time service level of 95 percent? multiple choice approximately 95 percent of inventory will be used during lead time. the probability is .95 that the order will arrive after the on-hand inventory is exhausted. the probability is .95 that demand during lead time will exactly equal the amount on hand at the beginning of lead time. approximately 95 percent of demand during lead time will be satisfied. the probability is .95 that demand during lead time will not exceed the amount on hand at the beginning of lead time.
95 that demand during lead time will not exceed the amount on hand at the beginning of lead time of the following is implied by a lead time service level of 95 percent.
How is probability determined?The probability is calculated by dividing the total number of outcomes by the total number of potential events. Odds and probability are two different concepts. Calculating odds involves dividing the probability of an event by the probability that it won't happen.
Probability is a branch of mathematics that deals with numerical representations of the likelihood of an event occurring or of a proposition being true. The probability of an occurrence is a number between 0 and 1, with 0 generally corresponding to the event's absence.
To know more about probability, refer:
https://brainly.com/question/14011455
#SPJ4
maggie had $24 to spend on seven pencils. after buying them, she had $10. how much did each pencil cost?
Each pencil cost $2.40, since Maggie had $24 to spend and she needed to buy 7 pencils.
What is spend?
Time and money are used when they are spent. You're likely to spend money at the mall if you devote a lot of time there. Spending time on a specific activity or staying put for a considerable amount of time are both appropriate uses of the verb: "He went on to spend decades in India." Spending money is a form of exchange, such as when you spend $5 on a water bottle at the airport or use your savings to take a trip all over the world. To weigh out money is the meaning of the Latin verb expendere.
$24 divided by 7 pencils is $3.43, but since she had $10 left after buying the pencils, that means each pencil cost $2.40 ($24 - $10 = $14, $14 divided by 7 pencils = $2.40).
To learn more about spend
https://brainly.com/question/29143015
#SPJ4
warm-up type your response in the box. analyze the following scenarios and think about what is causing these economies to improve. scenario 1 country a invested in reliable wireless internet for most of its cities. as a result, more people and small businesses have access to high-speed internet. households are happy with this development, as they now have improved wi-fi for communicating, downloading movies, gaming, and so on. firms are even happier because their bill payment, sales, and customer service processes are much faster and more reliable. output has even increased in local manufacturing firms because automated machines run quicker. scenario 2 country b invested in free, mandatory public education for boys and girls ages 6 through 18. children will also have access to free transportation to and from school. while some people criticize the government for this tremendous expense, the government believes it will recover the investment when the country has a more educated, well-trained workforce. what is driving economic growth in each of these countries?
The country's government A financial investment in wireless internet.
What exactly do you mean by "help during the financial boom"?Monetary growth, measured as an increase in people's actual earnings, indicates that the ratio between people's earnings and the costs of things they can buy is increasing: products and services become more affordable, and people become less terrible.
The government of nation A made an investment in wireless internet. As a result, the development of United States A's infrastructure is fueling economic expansion. A vast and knowledgeable workforce produced by country B's educational system, on the other hand, will promote economic expansion. As a result, each nation will profit from economic growth driven by finance.
A nation's government made a financial investment in wireless Internet. Consequently, a solid infrastructure supports the economic progress of country A. The educational system in country B, on the other hand, will provide a sizable and skilled labor force, which will also support economic growth. As a result, both countries' economies will flourish as a result of investment.
Learn more about economic progress: https://brainly.com/question/16622088
#SPJ4
Answer:
The government of country A spent money investing in wireless Internet. So, a robust infrastructure is the driving force behind country A’s economic growth. On the other hand, the education provided by country B will result in a large and competent workforce, which will also lead to economic growth. Therefore, both countries will experience economic growth driven by investment.
Explanation: sample answer
An asset created by prepayment of an insurance expense is: O Recorded as a debit to Unearned Revenue. O Recorded as a debit to Prepaid Insurance. O Recorded as a credit to Unearned Revenue. O Recorded as a credit to Prepaid Insurance. O Not recorded in the accounting records until the insurance period expires.
A prepaid account, such as Prepaid Insurance, is debited and the cash account is credited whenever a payment is made that prepays a charge. This shows the prepayment as an asset on the balance sheet of the business.
Due to the fact that prepaid insurance is typically converted to cash or utilized right away, it is seen as a current asset. A financial resource that has been fully paid for by a company but won't be fully utilized until a later time is known as a prepaid asset. An cost that has been paid for but won't be used until a later date can alternatively be described as a prepaid asset. A financial resource that has been fully paid for by a company but won't be fully utilized until a later time is known as a prepaid asset. A paid-for cost that won't be used up is another way to describe a prepaid asset.
To learn more about credited click the link below:
brainly.com/question/1475993
#SPJ4
Which one of the following options is usually an appealing way to try to increase a company's ROE?
a. Issuing additional shares of stock and using the proceeds to retire long-term debt and short-term loans.
b. Taking aggressive actions to boost the company's retained earnings.
c. Not paying a dividend and using all available cash to pay down debt. Repurchasing shares of common stock.
d. Increasing the mpany's annual dividend by 10% or $0.25 per share, whichever is higher.
Taking aggressive actions to boost the company's retained earnings usually an appealing way to try to increase a company's ROE. Thus, option (b) is correct.
What is company's?The term "company" refers to legal entities that are lawfully registered under the Company Act. The company's major goal is to increase profits while maintaining goodwill. With the assistance of management, the organization was flawlessly run. Employees are compensated by the company.
The return on equity is an economic measure that reflects the influence of revenues on the company's equity stake. The proactive initiatives benefit the company's earnings. Issuing new shares, reducing long-term debt, not delivering dividends, repurchase shares, or boosting profits have not been shown to increase an industry's earnings per share.
Therefore, option (b) is correct.
Learn more about on company's, here:
https://brainly.com/question/29354835
#SPJ1
which of the following is an example of a financial obligation best satisfied with long-term debt?
NOT Paying for increased production capacity is best satisfied with long-term debt.
Long-term debt, also known as long-term liabilities, is any financial obligation that lasts longer than a year or the current business year or operating cycle. Examples of long-term debt include the following:
Bonds. Typically, these are issued to the general public and paid for over a number of years. Each note is payable. Individual investors are issued these debt instruments. The terms of payment may differ from note to note.
Convertible bonds. These are bonds with an element that permits holders to reclaim them for portions of normal stock. Contracts or obligations under a lease Since many business leases last longer than a year, they are frequently categorized as long-term debt.
Benefits after retirement or a pension Employees may receive pension payments in retirement or long-term benefits from some businesses. commitments that can change. These are potential obligations that could arise if something happens in the future. Suit cases that are pending and have not yet been settled are a typical illustration.
To know more about long-term debt visit
brainly.com/question/13637203
#SPJ4
If a perfectly competitive firm's price is above its average total cost, the firm
a. is earning a profit.
b. is incurring a loss.
c. should shut down.
d. is breaking even.
If a perfectly competitive firm's price exceeds its average total cost, the firm a. earns a profit.
What is a perfectly competitive firm?
In a perfectly competitive market, the participating firms are price-takers since no one firm can substantially influence the pricing of the product.
The firm in this market earns a profit when the price (marginal revenue) exceeds the average cost. It is not breaking even. The firm breaks even when the marginal revenue equals the average cost.
This firm is also not incurring a loss or should it shut down.
Thus, the firm earns profits when the average cost is below the price in a perfectly competitive market.
Learn more about the perfect competition at https://brainly.com/question/1488584
#SPJ1
when considering the residual operating income model, a company value to net operating assets ratio equal to 1 would suggest: select one: a. present value of expected ropi is equal to 1 b. present value of expected ropi is equal to 0 c. future ropi is equal to 0 d. future ropi is equal to 1
When considering the residual operating income model, a company value to net operating assets ratio equal to 1 would suggest the present value of expected rope is equal to 0.
Present value is the present value of a future amount of money. For example, if $110 is promised for one year, the present value is the present value of that $110.
Present value is the amount of money that must be invested to achieve a particular future goal. Future value is the amount of money that will accrue over time if that amount is invested. Present value is the amount that must be invested to realize future value.
Annuity present value is the present value of all future annuity payments. The return rate or discount rate is part of the calculation. Future payments of the annuity are reduced based on the discount rate. Therefore, the higher the discount rate, the lower the present value of the annuity.
Learn more about Present value https://brainly.com/question/15904086
#SPJ4
freight transportation companies that offer several different shipment methods are called a. megacarriers. b. shipping experts. c. intermodal transporters. d. freight forwarders. e. superfreighters.
Freight transportation companies that offer several different shipment methods are called intermodal transporters.
The actual act of moving products, cargo, and commodities is known as freight transport. Cargo ships handle a lot of the freight transportation. The term "merchant navy" or "merchant marine" refers to a nation's fleet and the crew members who operate it.
Merchant shipping transports 80–90% of worldwide commerce and 60–70% of its value, according to a 2018 report by the United Nations Conference on Trade and Development (UNCTAD). Barges are frequently used to transport bulk freight on rivers and canals. Containerized goods that can be moved easily between a truck, a ship, a train, and an aeroplane is a feature of multimodal transportation.
Hence the correct option is C.
To know more about Freight transportation here-
https://brainly.com/question/27816781
#SPJ4
Question 19 Accumulated Depreciation:
O appears in the asset section of a balance sheet.
O appears on the income statement.
O is a liability on the balance sheet.
O is a contra-stockholders' equity item.
The correct answer is A. Accumulated Depreciation appears in the asset section of a balance sheet
Accumulated depreciation is the combined devaluation of a resource up a solitary extent in its life. Accumulated depreciation is a contra resource account, importance its regular equilibrium is a credit that diminishes the general resource esteem.
Accumulated depreciation is the aggregate sum a resource has been deteriorated up until a solitary point. Every period, the deterioration cost kept in that period is added to the starting collected devaluation balance. A resource's conveying esteem on the monetary record is the distinction between its verifiable expense and aggregated devaluation. Toward the finish of a resource's helpful life, its conveying esteem on the asset report will match its rescue esteem.
Accumulated depreciation is a contra-asset account. It is deducted from seemingly perpetual resources for decide the book (or conveying) value of the long-lived assets.
Know more about Accumulated Depreciation - https://brainly.com/question/13934048
#SPJ4
What is a graphical link of competitive advantage, KSFs, and supporting activities? O A. competitive success grid OB. key success factor network Q C. product life cycle UD. activity map
An activity map is a graphical link of competitive advantage, KSFs, and supporting activities. Therefore, option d is the right choice.
An activity map connects competitive advantage, KSFs, and supporting activities visually. A diagnostic tool to find your organization's competitive edge is an activity map. It establishes a link between the value proposition of your company and the organizational activities that allow you to provide it more effectively than any rivals.
A business is considered to have a competitive edge if it can produce goods or services faster, more affordably, or both than its competitors.. These factors provide the producing unit an advantage over rivals in terms of sales or margins.
To learn more about competitive advantage
https://brainly.com/question/5647002
#SPJ4
when an organization is able to produce goods or services more effectively than competitors and thereby outperform them, it has achieved a competitive . multiple choice question.
It has achieved a competitive advantage. A company has a competitive edge when it can manufacture goods or services more efficiently than rivals and outperform them as a result.
A company's ability to produce goods or services faster, more efficiently, or for less money than its competitors is known as a competitive advantage. These elements enable the productive entity to outperform its competitors in terms of sales or margins.
The more resilient the competitive advantage, the more challenging it is for rivals to counter it. Comparative advantage and differentiated advantage are the two primary categories of competitive advantages.
To learn more about competitive advantage refer here:
https://brainly.com/question/15095207
#SPJ4
which of the seven montreal criteria and indicators regarding sustainable forestry addresses the rate at which timber and nonwood products are removed from forests, compared to the rate at which they are regenerated?
Productive capacity, relates to the ratio of the rate at which forests are harvested for their wood and non-wood products to the rate at which they are regenerated.
How is productive capacity determined?The form of value of an economy is reflected in a country's productive capacity. The size of the labor is a factor (quantity of labour). This is the proportion of persons who are economically productive and of working age. Countries with high levels of productivity avoid that trap of concentrating on only a few production inputs.
What does productive capacity look like in practise?Manufacturing. Based on the pace of the line's slowest workstation, a manufacturing line has a capacity of 350 units per hour. The quantity of goods or services that a company can produce using its operating resources at the time.
To know more about Productive Capacity visit:
https://brainly.com/question/15060283
#SPJ4
Under the federal income tax withholding law, which of the following is not defined as a Oa. Secretary employed by a not-for-profit corporation b. Partner who draws compensation for services rendered the partnership An employee who is first paid wages in 2020 and fails to furnish a Form W-4 wil True O False
In a legal context, withholding refers to the practice of taking money from someone's income, such as wages or dividends, and federal income tax deducting it by a certain amount or percentage determined by the law.
Employment taxes must be withheld from employees by law-abiding employers. Federal income tax withholding, Social Security and Medicare taxes are all included in employment taxes. The amount of federal tax withholding to be withheld every pay period is calculated by dividing the tax amount by the number of pay periods in a year. Even if an employer, business leader, director, or other person with business responsibility did not realize they were required to collect and pay employment taxes, the IRS may nevertheless impose a civil penalty if they believe they should have known.
To learn more about federal income tax click the link below:
brainly.com/question/2733100
#SPJ4
Warranty service, processing of complaints, and costs of litigation are examples of:
a. Internal costs of defects
b. External costs of defects
c. Appraisal costs
d. Prevention costs
e. Replacement costs
Option B, Examples of external failure costs include warranty service, complaint processing, and legal cost .
Liability claims. Warranty claims are seen as a cost of external failure. It is a cost that the company incurs to replace and repair goods that customers have recently purchased. Repairing flaws found by consumers results in external failure costs. These expenses cost arise external failure costs when goods or services that fall short of design quality requirements are warranty not discovered until after they have been transferred to the client. They could consist of: Service and repairs in warranty are performed on both faulty and working items.
learn more about Warranty here:
https://brainly.com/question/27919230
#SPJ4
marla is bored with her cell phone. she wants to purchase a new one that has cool ring tones and can take pictures and video. she's not going to conduct a big search for a new phone as she's just going to consider a few others. which type of decision making is this?
The type of decision making is this Limited decision making.
A limited decision making is a type of decision making that is used when purchasing products that require appropriate or just enough amount of time and effort to compare models of a particular product before making a final choice. A phone in this case is an example of product that requires just enough time to compare different phone products before choosing one.
What is Limited decision making?
Limited decision-making is a little more involved than nominal decision-making, but it's still not a process that requires in-depth research. Limited decisions are made about mid-cost products, semi-frequent purchases, or purchases from a somewhat familiar brand.
Limited Problem Solving - This kind of purchase decision takes a bit more reflection or thought. Extensive Problem Solving is when we are making a buying decision and we are truly going to think about it.
To learn more about Limited decision making visit:
https://brainly.com/question/13244895
#SPJ4
the productivity measurement sales per labor hour is not a great measure of productivity because? a. sales can swing widely and yet a small variance in the number of hours can mean a signficant labor cost overage b. the premise isn't true, sales per man hour should be one of the primary productivity measurement used c. sales per man hour is best used not as a labor productivity measurement but as a data point when there needs to be a big improvement in sales levels. d. a and c
The correct answer is option (d).
In economics, productivity is the ratio of output to input, such as labour, capital, or any other resource. Productivity is a gauge of how effectively a company's production process operates at the corporate level.
The main driver of economic expansion and competitiveness is productivity. The majority of a nation's ability to raise its output per worker is what determines whether it can boost its standard of living (i.e., producing more goods and services for a given number of hours of work). Productivity growth is a tool economists use to simulate an economy's productive capacity and calculate its capacity utilisation rates. To anticipate business cycles and project future rates of GDP growth, this is then applied.
In the given question, sales per labour hour is not a very good indicator of productivity because sales can vary greatly and yet a small variation in the number of hours can result in a significant labour cost coverage. Sales per man hour is best used as a data point when there needs to be a significant increase in sales levels rather than as a measurement of labour productivity. Therefore, both the options (a) and (c) is correct.
Learn more about Productivity here: https://brainly.com/question/21044460
#SPJ4
An increase in aggregate demand results in a(n) _____ in the _____.
a. recession, long run
b. expansion, long run
c. expansion, short run
d. recession, short run
Option C is correct. An increase in aggregate demand results in a(n) expansion in the short run.
The costs of labor and products are the principal driver of organic market in the economy. However, the converse is likewise evident: changes in organic market influence the cost of labor and products. The link between aggregate demand and general price levels is not necessarily clear or direct. Notwithstanding, in the most broad sense (and under ceteris paribus conditions), an expansion in total interest relates with an expansion in the cost level.
Aggregate demand increments when the parts of aggregate demand including consumption spending, venture spending, government endlessly spending on sends out less imports-rise.
Aggregate demand is a economic measurement of the all out amount of completed labor and products that are requested in an economy. This estimation is communicated as the aggregate sum of cash traded for those labor and products at a particular value level and moment.
Know more on aggregate demand - https://brainly.com/question/29610303
#SPJ4
The principal amount of a bond that is repaid at the end of the loan term is called the bond's: A) coupon. B) face value. C) maturity. D) yield to maturity. E) coupon rate.
The principal amount of a bond that is repaid at the end of the loan term is called the bond's face value (B).
Let's discuss each option we have.
Coupon is the annual interest rate paid on a bond, expressed as a percentage of the face value and paid from issue date until maturity to the bondholders. Coupons are also referred to the coupon rate or the sum of coupons paid in a year divided by the face value of the bond.
Face value represents the nominal value or dollar value of security and stated by the issuing party. Face value of a bond is the amount of money due to be paid to the bondholders when the bond reaches maturity. A bond's profit may be based on the increase from a below-par original issue price and the face value at maturity.
Maturity refers to the length of time when the owner will receive interest payment on the bond investment. Once the bond reaches maturity, the principal is repaid. The term to maturity may change if the bond has a put or call option. Bonds have 3 categories in terms of maturity: short-term bonds (1-3 years), intermediate-term bonds (4-10 years), and long-term bonds (10-30 years).
Yield to Maturity is the total return bondholers anticipate on a bond if the bond is held until it reaches maturity. Yield to maturity is expressed as an annual rate. Yield to maturity is also known as book yield or redemption yield.
Learn more about Face Value of Bond here: https://brainly.com/question/28252407
#SPJ4
A price ceiling is binding when it is set
A price ceiling is binding when it is set above the equilibrium price, causing a shortage.
Price ceiling refers to the highest price to which a good can be sold and this is used to protect the consumers from having to buy a good at very expensive prices.
Hence, we can note that in a market with a binding price ceiling, an increase in the ceiling price will increase the quantity supplied, decrease the quantity demanded, and reduce the shortage.
The ceiling price is binding and makes the equilibrium quantity to change – quantity requested increments while amount provided diminishes. It causes an amount lack of the sum Qd - Qs.
A price floor is the base value that can be charged. A successful (or binding) price floor is one that is set above equilibrium cost. A binding (or restricting) value ceiling is one that is set underneath balance cost.
Know more about Price ceiling - https://brainly.com/question/27169723
#SPJ4
What is the process of managing changes to the business requirements throughout the project?
Requirements management
Requirements definition document
Requirements documentation
All the above
the process of managing changes to the business requirements throughout the project is known as requirements management.
Descriptions of the necessary system characteristics and functionalities are established during the analysis phase. Screen designs, business rules, process diagrams, pseudo code, and other documentation might be included in these descriptions.
How do you manage requirements?Requirements management in the project seeks to ensure that a business accurately documents, validates, and meets the needs and expectations of its customers and other internal or external stakeholders. The first step in requirements management is the analysis and elicitation of the organization's objectives and constraints.
Requirements managing is changes to the business requirements throughout the project
Other elements of requirements management include assisting with planning for requirements, integrating requirements and the organization for dealing with them, as well as interactions with other information delivering on requirements and modifications for these.
Learn more about requirements management, here:
brainly.com/question/4008023
#SPJ4
for two years, lisa carson was able to pay the premiums on her whole life policy without borrowing. for the past two years, she has borrowed from the cash value of her whole life policy to pay the premiums. last year, she paid $95 of interest on the funds she borrowed. what are the tax implications in this situation? a) the interest expense is tax deductible because it does not exceed $100. b) the interest expense is not tax deductible because it does not exceed $100. c) the interest is deductible because lisa is in the business of continuing her insurance and the interest is deductible business interest expense. d) the interest expense is not tax deductible. explanation the interest expense is not tax deductible because interest on a loan incurred to purchase personal life insurance protection is considered personal interest, which is not deductible. personal loan interest is not tax deductible, regardless of whether the lender is a bank or a life insurance company. lo 2.1.1
(d) The interest expense is not tax deductible because Personal loan interest, which is not deductible, is the interest paid on a loan taken out to buy personal life insurance. Whether a personal loan is being taken out from a bank or a life insurance business, the interest paid on the loan is not tax deductible
What is Personal Loan?
Personal loans are a form of closed-end credit with specified monthly payments (e.g., three, four, or five years). Personal loan interest rates are represented as a percentage of the amount borrowed (principal).
Banks must first borrow money for themselves, either from other banks or from the deposits of their customers, before they may offer loans. The expense of borrowing money from a bank and the inherent risk of lending money when there is no assurance that it will be returned is reflected in the interest rate on a personal loan.
To know more about Personal Loan, Check out:
https://brainly.com/question/27204125
#SPJ4
.
of the following four individuals, who is likely to have the highest credit score? question 11 options: jed has five credit cards and a gas card, credit utilization of 40%, and a perfect payment history for five years. fred has two credit cards totaling a $50,000 limit with $0 balances. ned has a 30-year mortgage in the 10th year with a perfect payment history and the mortgage is his only debt. ted has three credit cards, credit utilization of 29%, an installment loan, a mortgage, and a perfect payment history for three years.
Ted is likely to have the highest credit score from the following four individuals.
An individual's creditworthiness is shown by their credit score, which is a numerical expression based on a level analysis of their credit files. A credit report, which normally include data from credit bureaus, serves as the foundation for a credit score.
Lenders, like banks and credit card firms, use credit scores to assess the risk involved in lending money to clients and to reduce losses brought on by bad debt. To decide who is eligible for a loan, at what interest rate, and with what credit limitations, lenders utilise credit ratings. Additionally, lenders utilise credit ratings to identify the clients most likely to generate a profit.
Hence the correct option is C.
The above question is incomplete, the complete question is-
Of the following four individuals, who is likely to have the highest credit score? a. Jed has 5 credit cards and a gas card, credit utilization of 40%, and a perfect payment history for five years b. Ned has a 30-year mortgage in the 10th year with a perfect payment history and the mortgage is his only debt. c. Ted has 3 credit cards, credit utilization of 29%, an installment loan, a mortgage, and a perfect payment history for 3 years. d. Fred has 2 credit cards totaling a $50,000 limit with $0 balances.
To know more about Credit score here-
https://brainly.com/question/25668115
#SPJ4
if you want to value a firm that has consistent earnings grow, but varies how it pays out these earnings to shareholders between dividends and repurchases, the simplest model for you to use is the:
The simplest model for you to use is the discounted free cash flow model.
reductions and allowances are reductions to a primary charge of goods or services. they could arise everywhere within the distribution channel, modifying both the manufacturer's list rate (decided by the producer and often imprinted on the package), the retail charge (set via the retailer and often attached to the product with a sticky label), or the list charge (that is quoted to a capability customer, typically in written form). there are many purposes for discounting, including to increase brief-time period income, to transport out-of-date stock, to praise treasured clients, to inspire distribution channel participants to perform a feature, or to otherwise reward behaviors that benefit the bargain provider.
Learn more about discounted
https://brainly.com/question/12965533
#SPJ4
you buy a nine-year maturity bond that has a 8.50% current yield and a 8.50% coupon (paid annually). in one year, promised yields to maturity have risen to 9.50%. what is your holding-period return?
3.07% is your holding-period return. By dividing the annual coupon payment by the bond's current market value, the current yield of a bond is determined.
The annual interest rate return set when the bond is issued that does not fluctuate throughout the course of the bond's life is known as the coupon yield, sometimes known as the coupon rate. Bonds' current yield is calculated by dividing their coupon yield by their current market value. The current yield will vary if the market price changes. The following equation can be used to determine yield in its most basic form: yield = coupon amount/price. The yield fluctuates along with the price.
To learn more about bond, click here.
https://brainly.com/question/20461043
#SPJ4
in the case opener, apple customers tried to disaffirm purchases of game currency by their children. what was the result?
The absence of any case law to support the assertion that Apple's Terms of Service acted as a binding contract for all ensuing transactions prevented the court from tossing the lawsuit out of hand.
A lawsuit is a civil legal action brought by one person or organization (the plaintiff) against another person or organization (the defendant), with the goal of having the case decided by a court. The case may be heard by a court of law or a court of equity, depending on the remedy sought and the location where the plaintiff files the lawsuit.
In the event that one of the parties violates a predetermined clause, a binding contract is a legal agreement that can be upheld by a court of law. It is a contract that one or more people or businesses enter into that can be reviewed by the legal system if any of the agreed-upon terms are broken.
Learn more about Binding contract, here
https://brainly.com/question/14852281
#SPJ4
why is unbound priority inversion such a serious condition? completion of high-priority tasks become unpredictable. high-priority tasks cannot preempt low priority tasks. low-priority tasks will never get a change to run.
(a) completion of high-priority tasks become unpredictable. completion of high-priority tasks become unpredictable, is unbound priority inversion such a serious condition.
inversion is a scheduling scenario in computer science when a high priority work is subtly replaced with a lower priority activity, essentially inverting the tasks' assigned priorities. This goes against the priority paradigm, which states that only lower-priority actions can delay the execution of high-priority tasks. When a medium-priority job preempts a low-priority activity because of resource contention, inversion takes place. When a low priority job immediately preempts a high priority task, it is known as priority inversion. For instance, the high priority process must wait for the low priority task to release a mutex in order to continue running.
learn more about inversion here:
https://brainly.com/question/29423037
#SPJ4
