A financial planner could not be considered a funding adviser while: “completely incidental to the conduct of his commercial enterprise as a broker or provider and who gets no special repayment, therefore”
Further, "recommendation", does not consist of an analysis or document on a monetary product with none express or implied recommendation, steerage, or notion that any specific transaction in appreciate of the product is suitable to the specific investment targets, economic state of affairs, or unique wishes of a patron.
An economic planner allows clients to manage their cutting-edge cash needs and attain their long-time period monetary desires. Their consciousness may be huge or slim. a few help customers with many aspects of their financial lives, including financial savings, investments, coverage, retirement savings, university financial savings, taxes, and property-making plans.
Someone whose task is to propose to humans how to manipulate their monetary preparations: expert monetary planners allows you to make informed choices approximately your economic destiny. She sooner or later studied to come to be an authorized economic planner to assist customers to deal with a vast spectrum of economic issues.
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Executives who coach, advise, and encourage individuals of a lesser rank are referred to as?
Executives who coach, advise, and encourage individuals of a lesser rank are referred to as mentors.
A mentor is a seasoned executive who helps you grow your skills, gain new perspectives, and make better decisions on your life and career. They guide individuals of a lesser rank by building trust and modeling positive behaviors.
Through Mentoring an individual offers professional expertise as well as support to a less experienced colleague. Thus, they share information about his or her own career path, as well as provide guidance, emotional support, motivation, and role modeling.
Hence, mentors play an important role in building up careers.
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The general plan of action that describes resource allocation and other activities for dealing with the environment and helping the organization attain its goals is?
The general plan of action that describes resource allocation and other activities for dealing with the environment and helping the organization attain its goals is strategy.
What is a strategy?A strategy is a broad plan for achieving one or more long-term or overall goals in the face of uncertainty. The notion of the "art of the general," covered a variety of subcategories of talents such as military tactics, siegecraft, logistics, and so on.In contrast with a view of strategy as planning, Henry Mintzberg of McGill University defined strategy as a pattern in a stream of decisions, while Henrik von Scheel defines the essence of strategy as the activities to deliver a unique mix of value - choosing to perform activities differently or to perform different activities than rivals.According to Max McKeown (2011), "strategy is about shaping the future" and is the human attempt to achieve "desirable ends with available means."Therefore, the general plan of action that describes resource allocation and other activities for dealing with the environment and helping the organization attain its goals is strategy.
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What is the proportion of the market that a firm captures?
a. key performance indicators
b. market share
c. critical success factors
Market share is the proportion of the market that a firm captures.
What is Market share?A company's market share is the percentage of total revenue or sales in a market that its business accounts for. For example, if a certain industry sells 50,000 units per year, a company that sells 5,000 of those units would have a 10% market share.
Market share is measured by dividing a company's total revenues by the total sales of the entire industry during a given time period. Data analysts and other professionals use this indicator to determine the size or presence of a company within a certain industry. Increased market share can enable a corporation to acquire greater scale in its operations and improve profitability.
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Question 5 of 12 A young father would like a life insurance policy to provide coverage for all five family members at the lowest cost. Which type of policy would he most likely buy?
A Family protection policy is the policy that will most likely be purchased by the young father who like a life insurance policy to provide coverage for all five family members at the lowest cost.
What is a Family protection policy?This is a life insurance policy that covers the family for a certain number of years (the term) and pays a death benefit anyone die during the term or expires if they outlive the policy.
Therefore, the Family protection policy is the policy that will most likely be purchased by the young father who like a life insurance policy to provide coverage for all five family members at the lowest cost.
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Public goods are a. excludable, do people have an incentive to be free riders. bnot excludable, do people do not have an incentive to be free riders. c. excludable, so people do not have an incentive to be free riders. d. not excludable, so people have an incentive to be free riders.
Answer:not excludable, people have an incentive to be free riders
Explanation:
Although they represent a relatively small proportion of new companies, most venture capital and a substantial proportion of job creation can be attributed to:________.
Although they represent a relatively small proportion of new companies, most venture capital and a substantial proportion of job creation can be attributed to: innovation-driven enterprise.
What is job creation?Job creation can be defined as the way making job available or creating job which inturn lead to employment opportunities for those that are unemployed.
Hence, most venture capital and a substantial proportion of job creation can be attributed to innovation-driven enterprise based on the fact that innovation-driven enterprise help to introduce people to new innovations.
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What is meant by data indicating that anxiety disorders, depressive disorders, and substance use disorders together account for 184 million dalys?
The data indicates that anxiety disorders, depressive disorders, and substance use disorders together account for 184 million days these disorders result in the loss of 184 million years of otherwise "healthy" life.
Anxiety disorders are a form of intellectual fitness situation. tension makes it tough to get thru your day. signs encompass emotions of anxiousness, panic, and worry as well as sweating and a fast heartbeat. remedies include medicines and cognitive behavioral therapy.
However, people with tension problems regularly have excessive, immoderate, and persistent fear and fear about normal situations. regularly, anxiety issues involve repeated episodes of sudden emotions of extreme tension and fear or terror that reach a peak within mins (panic attacks).
Anxiety disorders, along with OCD, panic problems, phobias or PTSD are taken into consideration as a disability and may qualify for Social security incapacity benefits. those with anxiety can qualify for incapacity if they are capable of proving their tension makes it impossible to paint.
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The rutabaga market is perfectly competitive and the price of a ton of rutabagas rises. as a result, rudy, a rutabaga farmer, will________.
Answer: The rutabaga market is perfectly competitive and the price of a ton of rutabagas rises. as a result, rudy, a rutabaga farmer, will increase his output of rutabagas.
Explanation: According to economic theory, perfect competition exists when all businesses sell same goods, market share has no bearing on prices, businesses can enter or quit the market without obstacles, consumers have perfect or complete information, and businesses are unable to set prices.
It is a market that is solely influenced by market forces, in other words. It is opposed to imperfect competition, which more accurately reflects the nature of the market at the time.
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Suppose that a bank has accepted $20,000 in checking deposits, $40,000 in savings deposits, has $10,000 in cash reserves, and made $50,000 in loans. What is the bank’s reserve ratio?.
Answer:
16.71%
Explanation:
The computation of the bank reserve ratio is shown below:
= Cash reserves ÷ total deposits × 100
where,
Cash reserve is $10,000
And, the total deposits would be
= Checking deposits + saving deposits
= $20,000 + $40,000
= $60,000
Now put these values to the above formula
So, the ratio would equal to
= $10,000 ÷ $60,000 × 100
JayZ wants to purchase Bluth Construction Company stock for $40.00 or less per share. He should use a
The fact that JayZ wants to purchase Bluth Construction Company stock only when it is $40.00 or less means that he should use a B. Limit Order.
What is a limit order?This is a method of trading stock which allows a person to buy stock only when it is at a certain price or less. When a person initiates a limit order, they are telling their broker not to buy a stock unless it goes below a certain price.
JayZ should therefore use a limit order for Bluth Construction Company stock. He should tell his broker to only buy stock in the company when it is $40 or less.
This type of transaction ensures that one buys stock only for a certain price and that it is done automatically without the need for the broker to contact their client.
in conclusion, option B. limit order is what JayZ should use for Bluth Construction Company stock.
Options include:
A. Discount broker
B. Limit Order
C. Stop-loss order
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When using cooperative strategies, firms most frequently develop strategic alliances that:_____.
When using cooperative strategies, firms most frequently develop strategic alliances that create a competitive advantage.
What exactly are cooperative tactics?
A cooperative strategy is a type of planning in which two or more businesses collaborate to accomplish a single goal. Numerous businesses use collaborative tactics to boost their revenues by working with non-competitive companies. Companies that lack competitiveness, expertise, or resources especially benefit from a cooperative strategy. This tactic allows the business the chance to make up for its lack of competitiveness.
Additionally, a cooperative strategy gives businesses the chance to learn through collaboration and access to a wider and newer market. Companies who wish to open their markets and have a liberalist view of negotiating through cooperation have recently used a cooperative strategy.
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If a listing broker or designated listing agent receives an offer on a property they may not lawfully disclose the offeror's membership in a protected class to the seller without the express written consent of the offeror. is this statement true or false?
It is True that listing broker or designated listing agent receives an offer on a property they may not lawfully disclose the offeror's membership in a protected class to the seller without the express written consent of the offeror
Who is a Listing Broker?A listing broker helps property owners with the listing, marketing, and sale of their property. Listing brokers can work with commercial property owners as well as residential property owners, such as primary residences or vacation homes. Listing agents assist sellers with a range of responsibilities, including:
Putting the house on the marketHiring a photographer to shoot the houseChoosing a reasonable selling price for the propertyTo learn more about Listing Broker from the given link
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U. s. treasury securities considered to be risk-free because they have minimal, if any, ____ risk.
U. s. treasury securities are considered risk-free because they have minimal if any, default risk.
Given that the U.S. government stands behind them with its full faith and credit, Treasury securities are among the safest investments. According to the maturity period, Treasury securities are separated into three major groups:
Treasury Notes Treasury BondsTreasury BillsYou can buy any of these Treasury securities directly from the US government, through a bank, or through a broker. Despite being low-risk, treasuries do have some risks, such as being affected by inflation and interest rate changes. Treasuries have low returns because they are a secure investment. Federal taxes must be paid on interest received on Treasury securities.
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The horizontal summation of the quantities supplied by individuals, firms, states, or even nations at each price over a fixed time period represents the?
The horizontal summation of the quantities supplied by individuals, firms, states, or even nations at each price over a fixed time period represents the market supply.
Market supply means the total amount of goods or services that are produced by all the producers in a market including individuals, firms etc. in a defined period of time. All the businesses have their own unique supply curve due to their manufacturing infrastructure, cost structure and restrictions. When we add the supply curve of all these individual firms we get the market supply.
Supply curve is the graphical representation of the amount of goods and services that a firm is willing to produce at a given price of the goods or services.
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As a project manager, what action can you take during initiation to avoid project disruption?
The project's objectives, scope, and restrictions are typically determined during the beginning phase by a project sponsor working with a project manager. The project charter is then created.
What are two main actions in the initiation phase of a project?
The first stage in launching a new project is project initiation. You determine the project's purpose and the business value it will provide at the project start phase. Then, you use that knowledge to win support from important stakeholders.
Why is the process of initiation important?
Finding out why a project is needed and whether it is viable are the main goals of the start phase. Another crucial goal is to ascertain the project's requirements, which entails figuring out what the outcome will be, such as information, a prototype, a proof of concept, or a usable product.
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________________ is a form of nonprobability sample using respondents who are convenient or readily accessible to the researcher—for example, employees, friends, or relatives.
Convenience sample is a form of nonprobability sample using respondents who are convenient or readily accessible to the researcher. The phrase "convenience sampling" is a method employed by researchers to collect data from a pool of respondents who are easily available for market research.
It is the most often utilized sample technique since it is so quick, simple, and affordable. If members choose to be part of the sample, they are frequently simple to get in touch with. Convenience sampling techniques include inviting respondents to take part in your study, gathering information from local sites, mailing surveys, and posting links on social media.
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The set of items that serve as media of exchange includes a. credit cards. b. short-term bonds. c. savings accounts. d. demand deposits.
The set of items that serve as media of exchange includes d. demand deposits.
What is a demand deposit?A demand deposit account (DDA) can be regarded as the bank account from which deposited funds can be withdrawn base on how it is needed.
This can be wit draw without advance notice and it can pay interest on the deposited funds .
Examples of this are:
Checking accounts savings accountsIt should be noted that The set of items that serve as media of exchange includes d. demand deposits.
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When a product price increases, why does the substitution effect encourage a consumer to buy less of a product?
It works because the product is now relatively more expensive than it was before.
The substitution effect occurs when the sale of a product decreases because the consumer moved their interest to some other cheaper product when its price increases. There is a condition here that the product needs to have some similarities between them. For example, Fountain pen or Ink pen, Pepsi or Cola, Tea or Coffee, etc. However, there are also exceptions present there that do not follow the substitution effect.
So if the price of Pepsi increases then the customers will start shifting toward Cola and the sales of Pepsi will decrease. This is the substitution effect.
The substitution effect doesn't explain the income factor and only the price is considered here. Therefore, the other options are incorrect as either they refer to the income of the consumer or don't match with the substitution effect.
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A company decides to survey its employees about their job satisfaction. the company’s managers are responsible for delivering the surveys. the managers interview the employees they supervise face-to-face, asking the survey questions and writing down the responses. what is a source of bias in this sampling method?
The source of bias in the face-to-face sampling method is"employees are less likely to tell their manager they are unhappy with their job."
What is face-to-face survey?Face-to-face surveys, also known as F2F surveys, are a type of data collection that involves the study sample in order to conduct the interview in-person and observe the participants' behavior and responses in order to gather more data.
Many researchers favor this form of data collecting because it enables them to see the context in which their research population or sample functions and, in doing so, allows them to more thoroughly analyze their replies, for example while conducting field research.
Some advantages of face-to-face survey are-
The F2F survey gives you, as the interviewer, the opportunity to closely examine both the participants' verbal and non-verbal responses, allowing you to both observe and analyze their behavior.The fact that researchers can get a greater degree of response rate when conducting an F2F survey is another benefit.In a face-to-face study, researchers can take charge of the interview and ensure that participants are focused on filling the questionnaire, free from any distractions that might result from the lack of a facilitator.To know more about face-to-face survey, here
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If two identifiable markets differ with respect to their price elasticity of demand and resale is impossible, a firm with market power will______.
If two identifiable markets differ with respect to their price elasticity of demand and resale is impossible, a firm with market power will set a lower price in the market that is more price elastic. Price elasticity is a tool used by economists to analyze how supply and demand for a product fluctuate in response to price changes.
Along with demand, supply also exhibits elasticity, which is referred to as price elasticity of supply. Price elasticity of supply is the correlation between price change and supply change. It is computed by subtracting the percentage change in price from the percentage change in quantity delivered.
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Help please
Please reflect on how the money multiplier concept can be an important tool of both expansionary as well as contractionary monetary policy for any central bank such as the U.S. Federal Reserve Bank?
By how many times a loan will be "multiplied," when it is used in the economy and then re-deposited in other banks, is determined by the money multiplier.
In order to generate more interest, a bank lends or invests its excess reserves. The money supply grows by more than one dollar when the monetary base grows by one dollar. The money multiplier is an increase in the available currency.
A money multiplier is one of several closely related ratios of commercial bank money to central bank money, commonly known as the monetary base under a fractional-reserve banking system, in monetary economics.
This multiplier, which is also known as an economic multiplier, is equal to the reserve ratio divided by one. The fact that certain funds are kept as currency by the non-bank public lowers the actual ratio of money to central bank money, often known as the money multiplier.
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As stephanie makes decisions, the idea that her followers should accept the decision as if it were their own and not merely comply with the decision is:______.
Decision acceptance means that a decision is accepted by the followers. Follower Acceptance It is the idea in which the followers.
Making decisions can be seen as a problem-solving process that results in an optimal, or at least acceptable, answer. Consequently, it is a process that might be more or less reasonable or irrational and that can be founded on overt or covert facts and ideas.
Complex decision-making procedures frequently rely on tacit knowledge to fill in the blanks. Both tacit and explicit information are typically employed in tandem during the decision-making process.
The environment of the decision-maker may influence their choice. Complexity of the environment, for instance, is a factor that affects cognitive performance. A complicated environment is one that has a great variety of conceivable states that can change over time.
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Sometimes, monopoly forms, such as in the market for water or electricity. it would be inefficient for more than one company to be in this market. however, to prevent companies from charging outrageously prices, these industries are regulated by the .
Answer: Sometimes, a natural monopoly forms, such as in the market for water or electricity. It would be inefficient for more than one company to be in this market. However, to prevent companies from charging outrageously high prices, these industries are regulated by the government.
Explanation:
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
Why does a monopoly generate electricity?The easiest method to become a monopoly exists by the government giving a company exclusive privileges to provide goods or services. Government-created monopolies exist intended to result in economizing of scale that helps customers by keeping costs down.
A monopoly exists allocative inefficiently because the monopoly price exists more significantly than the marginal cost of production.
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
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The classical economists believed __________ determined savings, while keynes said it was __________.
The classical economists believed interest rates determined savings, while keynes said it was income.
David Ricardo, Thomas Malthus, Anne Robert Jacques Turgot, John Stuart Mill, Jean-Baptiste Say, and Eugen Böhm von Bawerk are a few more prominent figures in classical economics.
Because of how supply and demand interact to affect price, classical economists hold that the market is always open and free. No intervention is required because the market regulates itself. People who support this kind of macroeconomic policy are referred to as laissez-faire economists.
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The best way to determine the implementation work that you should include in your lightning experience rollout plan is to:________.
The best way to determine the implementation work that you should include in your lightning experience rollout plan is to Learn about Lightning Experience features, review the comparison charts, and run the Lightning Experience Readiness Check.
What is plan?To plan is to devise a strategy or program to accomplish something. A teacher developing the curriculum for her class is an example of to plan.
Planning entails determining what to do, how to do it, when to do it, and who should do it ahead of time. This helps to bridge the gap between where the organization is and where it intends to be. The planning function entails setting goals and organizing them in a logical order.
Design, plot, project, and scheme are some popular synonyms for plan. While all of these words signify "a strategy devised for manufacturing or doing something or accomplishing a goal," plan always entails conceptual formulation and, in certain cases, pictorial depiction. construction designs for a house
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_____ are described as shared beliefs about how people should think and behave. an example would be showing up on time for meetings
Norms are described as shared beliefs about how people should think and behave.
In the society, social norms are perceived as informal, mostly unwritten, rules which thus, define acceptable and appropriate actions, and shared beliefs about how people should think and behave within a given group or community.
Norms guide human behavior, as they consist of what we do, what we believe others do, and what we believe others approve of in a group or community. Thus, norms offer social standards for appropriate and inappropriate behavior which governs what is acceptable in interactions among people.
Hence, norms are unwritten rules of behavior shared by members of a given group or community.
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The people with authority and responsibility are subject to reporting and justifying task outcomes to those above them in the chain of command. This is called?
The people with authority and responsibility are subject to reporting and justifying task outcome to those above them in the chain of command is called Accountability.
Every employee is answerable to his superior at the accomplishment of the task assigned to him. This is accountability. When a manager delegates a task, he assigns duties and delegates the required so that his subordinates can accomplish the task.
However, the process is not complete unless the subordinate is answerable to the superior for his functioning. Therefore, authority goes downward and makes everyone accountable for the duties assigned.
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When filing your tax return, what is the maximum amount you can deduct for a capital loss?.
When filing your tax return, the maximum amount you can deduct for a capital loss is $3,000(for individuals and married filing jointly) or $1,500 (for married filing separately).
What is a tax return?A tax return is such or more forms submitted to a taxing body that include earnings, outlays, and other crucial tax data.
Tax returns give taxpayers the option to determine their tax liability, plan out their tax payments, or ask for refunds for any taxes they have paid in excess of what is required.
Some characteristics is of tax returns are-
For just an individual or corporation having reportable income, such as wages, interests, dividends, capital appreciation, or other earnings, tax returns must typically be filed annually.The tax return is just a document submitted to a taxing authority that lists earnings, outlays, and other pertinent financial data.Taxpayers compute their tax liabilities, set up tax payments, and request refunds for overpaid taxes on their tax returns.Tax returns must typically be filed yearly.To know more about tax returns, here
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_____________ occurs when circumstances have allowed several large firms to have all or most of the sales in an industry.
An oligopoly occurs when circumstances have allowed several large firms to have all or most of the sales in an industry.
Oligopoly markets are markets dominated with the aid of a small range of suppliers. They can be determined in all international locations and throughout a large range of sectors. some oligopoly markets are aggressive, even as others are appreciably much less so, or can as a minimum seem that way.
A number of the most exquisite oligopolies within the U.S. are in film and television production, recorded track, wi-fi companies, and airlines. for this reason the 1980s, it has become greater, not unusual for industries to be ruled with the aid of or three companies. Merger agreements among foremost gamers have ended in industry consolidation.
An oligopoly is a market structure in which a market or enterprise is ruled by means of a small wide variety of big sellers or manufacturers. Oligopolies regularly end result from the choice to maximize profits, leading to collusion among corporations.
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Banks helped international trade by allowing merchants access to money in different locations. please select the best answer from the choices provided t f
The Given Statement is TRUE. Banks helped international trade by allowing merchants access to money in different locations.
What is International Trade?International Trade is the exchange of goods and services across international borders. It usually comes with additional risks caused by changes in exchange rates, government policies, laws, judicial systems, and financial markets.
International trade drives a country’s growth. Import-export figures are one of the top contributors to a country’s gross domestic product. Thus, every country tries to strengthen its global trade relationships with world leaders.
What is the role of the banks in International Trade?Banks facilitate international trade by providing financing and guarantees to importers and exporters. While access to external funds is important for domestic production, it is especially important for exporting firms.
What did a Merchant do?Merchants were those who bought and sold goods, while landowners who sold their own produce were not classed as merchants.
Thus, we can conclude that the above statement is TRUE.
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