Using stored liquidity to offset a deposit drain will reduce the size of the bank but using purchased liquidity to offset the drain will not. The given statement is true.
Stored liquidity meets all funding requirements through carefully designed deposit structures and on-balance sheet liquid assets. Purchased liquidity employs borrowings and non-core liabilities to cover financial requirements.
Liquidity management was bought. Liquidity can be obtained on the financial markets, such as by borrowing money from rival banks and other institutional investors. • A liability-side adjustment to the balance sheet to cover a deposit drain.
By the effect it has on the price of acquired funds. Because all shareholders share in the value loss on a pro rata basis, mutual funds have lower liquidity risk than banks when comparing the two.
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What two activities are included in the approach stage of the personal selling process?
Gathering info about potential customers and Deciding on the best method for an initial meeting are included in the approach stage of the personal selling process.
Prospecting, pre-approach, approach, presentation, handling objections, closing the sale, and follow-up are the seven steps in the personal selling process. It is a method of face-to-face selling where a salesman uses their interpersonal abilities to convince a consumer to purchase a specific product.
When a salesperson meets with a potential customer to close a deal, this is known as personal selling. A sequential sales process with typically nine steps is used by many salespeople. For all or a portion of the sales process, some sales professionals write scripts.
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General and divisional managers, plant managers, and deans and department heads at colleges are classified as __________ management.
General and divisional managers, plant managers, and deans and department heads at colleges are classified as middle management.
What is referred to as middle management?
This is the term that is used to refer to the team of management that is existent in an organization or in any given business that are subordinate to the executive directors and other members of board.
These are the people that are known to perform the roles that have to do with giving instructions to those that are at the lower levels of hierarchy in the work environment.
Hence we can say that General and divisional managers, plant managers, and deans and department heads at colleges are classified as middle management.
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The relationship between the percentage change in the spot exchange rate over time and the differential between comparable interest rates in different national capital markets is known as?
The relationship between the percentage change in the spot exchange rate over time and the differential between comparable interest rates in different national capital markets is known as the international Fisher Effect.
The Fisher effect is an important relationship in macroeconomics. It shows the causal relationship between nominal interest rates and inflation. Higher nominal interest rates lead to lower inflation.
IFE Limits IFE theory is based on the Fisher effect and PPP Fisher effect limits: the difference between nominal interest rates and real inflation rates does not match.
In the short term, the IFE is generally unreliable due to the many short-term factors that affect forecasts of exchange rates, nominal interest rates, and inflation. The long-term international Fisher effect has been shown to be slightly better, but not by much.
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What is the likely reason for the persistence of so many myths about the use of public welfare programs like tanf and snap?
The welfare programs seem to provide benefits to individuals who have not earned them, whereas others who are working struggle financially and do not receive benefits.
Social welfare programs inside the u.s. are packages designed to make certain that the simple wishes of the yank population are met. Federal and nation social applications encompass cash help, health insurance, food help, housing subsidies, strength and utility subsidies, and schooling and childcare assistance.
There are seven foremost welfare programs in US, they consist of Medicaid, Supplemental Security earnings (SSI), Supplemental vitamins help software (SNAP), toddler's health insurance program (CHIP), transient help to Needy households (TANF), housing assistance, and the Earned Income Tax credit (EITC).
Some of the major federal, country, and nearby social welfare applications are: Supplemental protection profits (SSI) Supplemental nutrients help application (SNAP) unique Supplemental nutrition program for women, infants, and kids (WIC).
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The _____ says that an employee may quit and an employer may fire an employee at any time for any reason.
The employment-at-will doctrine says that an employee may quit and an employer may fire an employee at any time for any reason.
What is the At-Will Employment Doctrine?At-will employment is a contractual relationship between an employer and an employee in which both parties are free to terminate the agreement at any time and for any reason, as long as the reason is not considered illegal. This form of employment gives both the hired professionals and the hiring companies complete freedom in their relationship.
Components of At-Will Employment
Although at-will employment gives maximum freedom and flexibility to both parties involved, the employer must make sure that the employee benefits from a suitable work environment and is properly motivated to fulfill their professional duties.
Therefore, several basic components need to be in place for at-will employment to work well for everyone involved:
The position must be properly defined.The duration of the agreement needs to be outlined.The employee needs to be aware of their professional expectations.The compensation’s method of calculation must be clear.Any bonus or benefit needs to be fully described.Any other elements or requirements that need to be specified: .The termination and severance conditions also need to be outlined.Therefore, we can conclude that the correct option is A.
Your question is incomplete, but most probably your full question was:
The __________ says that an employee may quit and an employer may fire an employee at any time for any reason.
a. employment-at-will doctrine
b. employee at-will doctrine
c. union doctrine
d. nonunion employee doctrine
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Jack is a board member of firm a but is not an employee of firm a; jack is a senior executive from firm b. jack can best be described as a(n)?
Jack can best be described as an outside director. Jack is a board member of firm a but is not an employee of firm.
What is an external director?Corresponds to a professional who performs the role of a member of the board of directors, but who is not an employee or shareholder of the organization. Hiring external directors is a legal requirement for public organizations.
It is a legal rule that public companies have an external director, in order to reduce unilateral decision-making and fraud, since, as they are not an employee of the organization, the external director is more likely to make impartial decisions.
Therefore, in addition to impartiality, the external director can assist the organization with a different vision and experience, in order to contribute to the organizational positioning and strategy.
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The maximum amount of money that a single commercial bank can lend is equal to its ______
The maximum amount of money that a single commercial bank can lend is equal to its excess reserves.
If a bank lends out all of its excess reserves, it can be expected that those excess reserves will soon be lost to other banks. this illustrates why banks cannot safely lend beyond their excess reserves.
The amount that a commercial bank can lend is determined by its: excess reserves. a commercial bank can expand its excess reserves by demanding and receiving payment on an overdue loan.
A money multiplier determines the limit to which a single bank can increase the money supply. across the banking system, you can add up to 10x the original currency multiplier.
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If a company wants to predict how much money it can make this coming year, it would benefit from developing a?
Company wants to predict how much money it can make this coming year, it would benefit from developing as short-term forecast.
Brief-time period forecasting predicts the enterprise's cash go with the flow for under 365 days, while lengthy-time period forecasting looks beyond one year. financial experts often be troubled over which one to use, but maximum companies want each.
A short-time period forecast gives you a glimpse of your corporation's immediately destiny (twelve months or much less) and assist you to make commercial enterprise decisions fast. the use of lengthy-term forecasts and projections allow you to see and find the potential problems that could emerge on your enterprise in the future.
Short-term forecasts are more accurate than lengthy-term forecasts: an extended forecasting horizon notably increases the risk of adjustments not recognized to us yet having an effect on future demand. A simple instance is climate-structured call for
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If the exchange rate rises, then the quantity of dollars demanded ________ because with the higher u. S. Exchange rate, u. S. Exports ________.
If the exchange rate rises, then the quantity of dollars demanded decrease. because with the higher U.S. Exchange rate, U.S. Exports decrease.
What is the Exchange rate?The rate at which one currency will be exchanged for another is known as the exchange rate in the world of finance.Most often, currencies are national ones, but they can also be supra-national ones like the euro or sub-national ones like Hong Kong.The value of one country's currency in respect to another currency is also thought of as the exchange rate.An interbank exchange rate of 114 Japanese yen to the US dollar, for instance, indicates that 114 will be converted into $1 or that $1 will be converted into 114. In this instance, it is said that the cost of a dollar in terms of the yen is 114, or, translated into dollars, that the cost of a yen in terms of the yen is $1/114.What is an export?When it comes to international trade, export is a good made in one nation and sold in another, or a service rendered in one nation to a national or resident of another nation.The person who provides these goods or services is an exporter; the overseas customer is an importer.Financial, accounting, and other professional services, tourism, education, and intellectual property rights are all examples of services that are involved in international trade.Learn more about the Exchange rate here:
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Value takes into account both benefits and price. if price is lowered but benefits stay at the same levels, then?
Value takes into account both benefits and price. if price is lowered but benefits stay at the same levels, then value will increase.
What is the relation between value, price and benefit?
Value is the ratio of price to perceived advantages. This correlation demonstrates that value rises at a given price as perceived advantages rise.
What is the concept of customer value?
Customer value is the estimation of a product or service's value to a customer in comparison to potential substitutes. Worth refers to whether the customer believes that the benefits and services outweighed the price they paid. Customer value (CV) can be expressed in an equation as benefits minus costs (CV = B – C)
Why is price so important?
After the product is manufactured, pricing plays a crucial role in decision-making. The product's price determines its future, the product's acceptance by customers, and the product's return and profitability.
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Commonly used in accounting analysis, a ____ shows a relationship between two elements of a firm's financial statements
Commonly used in accounting analysis, a Financial Ratio shows a relationship between two elements of a firm's financial statements
A financial ratio is a measure of the relationship between two or more components of a company's financial statements. These metrics provide a quick and easy way to track performance, benchmark against industry peers, identify problems, and proactively implement solutions.
They are primarily used by outside analysts to determine various aspects of the company, such as B. Profitability, liquidity, and solvency.
a financial ratio is divided into five types: liquidity metrics, leveraged financial metrics, efficiency metrics, profitability metrics, and market valuation metrics.
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Jenson rents equipment by signing a contract to pay $1,000 per month at the beginning of each month. The first payment is due upon signing the contract. the lease is a(n)?
Jenson rents equipment by signing a contract to pay $1,000 per month at the beginning of each month. The first payment is due upon signing the contract. The lease is a(n) annuity due.
Annuity due is an annuity whose charge is due right away at the start of every duration. Annuity due may be contrasted with a normal annuity in which payments are made on top of each period. A commonplace instance of an annuity due charge is rent paid at the start of each month.
Solving for the range of periods may be carried out via dividing FV/P, the destiny fee divided by using the charge. This end result may be located inside the "center segment" of the desk matched with the charge to find the wide variety of periods, n.
Examples of annuity due payments encompass leases, leases, and insurance payments, which are made to cowl offerings supplied in the period following the charge. the first payment is obtained at the start of the first period, and thereafter, at the start of every subsequent duration.
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________ are usually purchased more frequently than other categories of consumer goods. this type of products is also widely available and consumers usually do not engage in much brand comparison.
Convenience goods are usually purchased more frequently than other categories of consumer goods. This type of product is also widely available and consumers usually do not engage in much brand comparison.
The objects that are offered frequently, without delay, and with minimal buying efforts are convenience items. These include sweet, ice cream, bloodless drinks, cigarettes, magazines, drug treatments, and so forth. The shops that keep the convenience goods are referred to as comfort stores. Frequently convenience goods are nondurable.
Comfort items are often purchased via habit or impulse and are fantastically less expensive. Pricing is important for comfort goods to ensure that call for them among consumers does now not wane with the ebbs and flows of mainstream markets.
Convenience goods are the ones that can be regularly consumed and are quite simply available for buy. Those goods are normally offered by means of wholesalers and retailers and consist of objects consisting of milk and tobacco merchandise.
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The term _____ refers to a relationship in which experienced managers in a company aid individuals in the earlier stages of their careers.
Management mentoring refers to a relationship in which experienced managers in a company aid individuals in the earlier stages of their careers.
Mentoring is a relationship among people with the purpose of expert and personal development. The "mentor" is commonly a skilled person who shares information, enjoyment, and advice with a much less skilled person, or "mentee." Mentoring means advising, counseling, and guiding an employee toward long-term professional dreams. Coaching means educating, instructing, and schooling subordinates in appearing short-term job-related skills.
The employee life cycle version (ELC) is an organizational method used to visualize how an employee engages with the enterprise they're a part of. There are six levels concerned in this model: attraction, Recruitment, Onboarding, improvement, Retention, and Seperation.
Withdrawal has been defined as "actions supposed to region bodily or psychological distance among employees and their working environments." Poor attendance and voluntary turnover are two activity withdrawal examples.
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In which type of business do the owners have protection from losing their personal assets but do not deal with double taxation? corporation limited liability partnership sole proprietorship
A limited-liability company is the business type where the owners have protection from losing their personal assets but do not deal with double taxation.
What is a limited-liability company?In this company, the owners known as member are not personally liable for debts of the company and its earnings are taxed only once and at the personal level thereby eliminating double taxation.
Hence, it is the business type where the owners have protection from losing their personal assets but do not deal with double taxation.
Therefore, the Option B is correct.
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Answer:
Limited liability
Explanation: just did the quiz
Why do some critics view the united nations as an ineffectual intergovernmental organization?
The international system's power centres are not adequately represented by the Security Council. The phrase international system might mean: international relations and politics It is the world's collection of nations. The phrase is frequently used to describe twentieth-century international systems, although it can also be used to describe pre-industrial international state systems.
In the international number system, commas serve as separators and are positioned in accordance with their periods to allow for precise reading of the number. For instance, the number 456456 can be written as 456,456 or spoken as 4556,000, 4556,000.These are the four most popular forms of number systems: Decimal Number System. Binomial Number System.
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The economic stimulus act of 2008 and the american recovery and reinvestment act of 2009 are both examples of ________ policy.
The Economic Stimulus Act of 2008 and the American recovery and reinvestment act of 2009 are both examples of expansionary fiscal policy.
The Economic Stimulus Act of 2008 contained multiple provisions in order to boost the economy in the wake of the Great Recession. This Act mostly focused on taxes.
The American Recovery and Reinvestment Act of 2009 was signed by President Obama. It was an unprecedented action to stimulate the economy. It also included measures to modernize America's energy and communication infrastructure.
Expansionary fiscal policy is when the government in the economy increases the money supply using budgetary instruments to either raise spending or cut taxes.
Hence, these two Acts are examples of expansionary fiscal policy.
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As a general rule, what percentage of your time should be set aside for each step of the three-step writing process?
As a general rule, the percentage of your time that should be set aside for each step of the three-step writing process is 50 percent for planning , 25 percent for writing , and 25 percent for completing the three - step writing process. Writing is a process that can be divided into three stages: Pre-writing, drafting and the final revising stage which includes editing and proofreading.
What constitutes each level of writing process?The first stage, one researches one's topic and makes preparatory work before one enters the drafting stage followed by the actual writing. The major groups are Prewriting, Writing, and Revising. The three key tasks or steps under each group are as broken down into those identified three-step writing processes.
Therefore, the correct answer as given above
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The market for lemonade is currently in equilibrium and the price of lemons rises. how will this affect the lemonade market?
The market for lemonade is currently in equilibrium and the price of lemons rises and supply will decrease, increasing the price and decreasing the quantity.
As lemon prices rise, the lemon supply curve shifts to the left. This means that for a given demand curve the equilibrium price has increased and the equilibrium quantity has decreased relative to the original level.
To get more consumers to buy soda, soda stand owners offer soda at discounted prices and shoppers increase demand. As demand increases, both equilibrium price and quantity increase. When demand decreases, both equilibrium price and equilibrium quantity decrease.
Equilibrium price goes up and equilibrium quantity is uncertain.
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A lower expected return means a higher risk will have to be accepted. true false
The statement "A lower expected return means a higher risk will have to be accepted. " Is false. This is further explained below.
What is the expected return?Generally, According to the proverb, "A lower projected return indicates a bigger risk will need to be taken." Is false
In conclusion, The amount of profit or loss that an investor might anticipate obtaining as a result of the investment is referred to as the anticipated return. To get an anticipated return, first, multiply all of the possible outcomes by the percentage chance that each one will occur, and then add up all of those products. It is impossible to provide a guarantee on expected returns.
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An accountant who managed a company's finances stole money from the company to benefit herself. what type of crime is this an example of?
Yes, embezzlement is illegal since it involves a systematic, protracted theft of funds from the employer. It constitutes willful misbehavior.
The act of withholding assets from one or more people to whom the assets were committed in order to convert those funds, either to be held or to be utilized for certain objectives, is known as embezzlement. One sort of financial fraud is embezzlement.
The term "embezzlement" describes the covert removal of monies by a person in charge of managing and using those assets for corporate operations. An embezzler purposely mishandles business finances and assets for personal benefit by abusing the employers' trust.
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If an organization allows byod, how can employees make sure that their device is secured?.
Virtual Private Network (VPN) and antivirus solutions in order to reduce the chances of exposing corporate data.
What is VPN?Users can send and receive data across shared or public networks as if their computing equipment were directly linked to the private network thanks to a virtual private network, which enables a private network to be extended across a public network.
What is Antivirus software?Computer programs used to prevent, identify, and eliminate malware are referred to as antivirus software or anti-malware. In order to find and eliminate computer infections, antivirus software was first created.
To decrease the risk of corporate data being compromised, a smart BYOD policy should mandate that employees always keep their personal devices password-protected (and use multi-factor authentication). Employees should also think about utilizing a Virtual Private Network (VPN) and antivirus software.
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You are a project manager going through the conduct procurements process. the solicited prospective sellers’ proposals have a significant price difference. what should you do?
An assignment supervisor for the vendor is informed by using her control that the mission must do whatever possible to be provided incentive cash.
The first step in successful venture procurement management is making a plan. This consists of making plans for the subsequent: What are all the materials and services you may require for the mission? This consists of all specs of the materials and offerings, together with minimal quality necessities.
There are 4 key approaches worried in product procurement control:
making plans for procurement.accomplishing procurement. Controlling procurement. ultimate procurement.Contracting is a critical step for any company for max price advent and stimulating client-dealer collaboration. This step of the procurement system involves assessing crucial factors like pricing shape, the scope of labor, phrases, and situations, timelines of shipping, and so forth.
Conduct Procurements is the process of obtaining seller responses, deciding on a vendor, and awarding a contract. the key advantage of this procedure is that it affords alignment of internal and external stakeholder expectancies thru installed agreements.
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When the firm's budget is limited, then the firm should select the project with the:________
When the firm's budget is limited , then the firm should select the project with the highest PI ratio.
Highest PI ratio ---
The profitability index measures the ratio between the present value of future cash flows and the initial investment. the index is a useful tool for ranking investment projects and showing the value created per unit of investment.
The Profitability Index is also known as the Profit Investment Ratio or the value investment ratio.
The Profitability Index measures the ratio between the present value of future cash flows and initial investment . The index is a useful tool for ranking investment projects and showing the value created per unit of investment.
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An advantage of the use of computers to maintain and compile accounting information is ______. multiple choice question. speed automatic decision making no training required ease of programming
An advantage of the use of computers to maintain and compile accounting information is speed.
The answer is option A.
Society has come to rely heavily on computers. Computers affect nearly every aspect of our lives. Although there are disadvantages to using a computer, we believe the advantages greatly outweigh them. Parents, if you're on the fence about the decision on whether or not to buy your child a computer, perhaps these advantages can help convince you.
Computers increase your productivity and, with a good understanding of the software running on them, you become more productive at everything you do. For example, once you have a basic understanding of using a word processor, you can create, store, edit, share, and print documents and letters. Each of these tasks was either impossible or slower with all pre-existing technologies.
Connecting a computer to the Internet unlocks its full potential. Once connected, your choices and available options, as far as information goes, are almost limitless. Many of the benefits listed on this page pertain to a computer connected to the Internet.
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When making a preference decision, comparing the net present value of one project to the net present value of another project can _______.
When making a preference decision, comparing the net present value of one project to the net present value of another project can be equal.
What is Preference Decisions in projects?In a preference capital budgeting decision, there is usually a comparison by the company on several alternative projects that have met their screening criteria.
It should be noted that the company will take note of the minimum rate of return or some other measure of usefulness as well as the ranks in order of desirability, hence When making a preference decision, comparing the net present value of one project to the net present value of another project can be equal.
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Suppose that a nation's cpi is 150 in year 1 and 180 in year 2. What is the rate of inflation?
If the nation's cpi in 150 in year 1 and 180 in year 2, then the rate of inflation will be calculated as:
(180-150)/150 = 20%
The Consumer Price Index (CPI) measures the monthly change in prices paid by U.S. consumers. The Bureau of Labor Statistics (BLS) calculates the CPI as a weighted average of prices for a basket of goods and services representative of aggregate U.S. consumer spending.
The CPI is among the most widely used indicators of inflation and deflation. In contrast to the producer price index (PPI), which tracks changes in the prices paid to American producers of goods and services, the CPI report employs a different survey methodology, pricing sample, and index weights.
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If an organization allows byod, how can employees make sure that their device is secured?.
Virtual Private Network (VPN) and antivirus solutions in order to reduce the chances of exposing corporate data.
What is VPN?Users can send and receive data across shared or public networks as if their computing equipment were directly linked to the private network thanks to a virtual private network, which enables a private network to be extended across a public network.
What is Antivirus software?Computer programs used to prevent, identify, and eliminate malware are referred to as antivirus software or anti-malware. In order to find and eliminate computer infections, antivirus software was first created.
To decrease the risk of corporate data being compromised, a smart BYOD policy should mandate that employees always keep their personal devices password-protected (and use multi-factor authentication). Employees should also think about utilizing a Virtual Private Network (VPN) and antivirus software.
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Green energy solutions has adopted an ethnocentric staffing policy. based on this, where are most of the decisions made for the home and host country facilities?
Green energy solutions has adopted an ethnocentric staffing policy. based on this, Ferguson Furniture group has adopted an ethnocentric staffing policy where most of the decisions made the home and host country facilities.
Because, Ethnocentric staffing means to hire management that is of same nationality of parent company. The general rationale behind the ethnocentric approach is that the staff from the parent country would represent the interests of the headquarters effectively and link well with the parent country.
Management is a distinct process consisting of planning, organising, actuating and controlling; utilising in each both science and art, and followed in order.
Rationale referred as the reasoning behind a decision or something.
Headquarter refers to the main office or centre of control of a company or organization.
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What level of measurement is the cost (amount) of an admission ticket to a movie theater?
Ordinal level of Measurement for define the categories such as costly, less profitable, more difficult etc
What is Ordinal level ?The second of the four measurement scales is ordinal level measurement. "Ordinal" means "in order." Ordinal data is quantitative data that has naturally occurring orders with no discernible distinction. It can be named, categorized, and ranked.
The ordinal scale is a statistical data type in which variables are ordered or ranked but there is no degree of difference between groups. The ordinal scale incorporates qualitative data; the term "ordinal" means "order." It ranks variables and only allows you to quantify their value as higher or lower on a scale.
Cases in the same class are regarded as equal. Movie ratings, political allegiance, military rank, and other variables that use ordinal scales are examples.
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