In the video "The Darker Side of Data," a search warrant was issued for an Amazon Echo because it contained data including time stamps and audio files belonging to the suspect. The data was used to build a case against the suspect, and they were eventually convicted of a crime.
The privacy viewpoints provided by the various speakers in the video matter to millennials because millennials are the most likely generation to use voice-activated devices like the Amazon Echo. As a result, they are also the most likely to be affected by the privacy implications of these devices.
I agree with the speakers in the video that millennials need to be aware of the privacy implications of using voice-activated devices. These devices are constantly listening for commands, and they collect a lot of data about us. This data can be used to build a profile of us, and it can be used to track our movements and activities.
Here are some tips for millennials who are concerned about the privacy implications of using voice-activated devices:
Read the privacy policy of the device before you buy it. This will give you an idea of what data the device collects and how it is used.
Use the device only when you need to. The less you use the device, the less data it will collect.
Enable the privacy settings on the device. These settings can help to limit the amount of data that the device collects.
Be aware of the risks. Even if you take all of these precautions, there is still a risk that your data could be collected and used without your knowledge or consent.
It is important to remember that voice-activated devices are a convenience, but they also come with a price. If you are not comfortable with the privacy implications of using these devices, then you should avoid them.
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The video 'The Darker Side of Data' confirms a search warrant was issued for an Amazon Echo due to it possibly harboring relevant investigation data. The video suggests that millennials are concerned about privacy, illustrating the importance of maintaining privacy standards. Agreeing with the speakers is an individual's choice based on their stand on privacy and data security.
Explanation:According to the video 'The Darker Side of Data', a search warrant was indeed issued for an Amazon Echo. This is because it was suspected that the Echo contained data, including timestamps and audio files, that were relevant to an ongoing investigation.
The privacy discussion is very relevant to millennials, as they are the generation that uses these technologies the most. They are often more open to sharing personal data in exchange for personalized services. However, the video suggests that there is a growing concern about privacy standards and data security among them too.
Agreeing or disagreeing with the speakers is subjective and depends on an individual's perspective on privacy, data security, and the importance of personalized digital services.
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Tshepiso has accepted a new job as a medical sales representative at PharmCo Inc. She wants to make a good impression, but during her first month on the job she misses a huge deadline. The non-verbal communication from the manager indicates that he is very upset about this. During a coffee break, a colleague asks Tshepiso how she is adapting at PharmCo. She explains what happened during her first month and the confronting meeting she had with her manager. The colleague insists on facilitating a meeting between Tshepiso and her manager to negotiate a win-win solution on how time management and deadlines will be handled in the future. 1.5 Elaborate on three (3) steps in the negotiation process that can be followed.
The three steps in the negotiation process that can be followed to negotiate a win-win solution on time management and deadlines are: 1. Prepare 2. Communicate 3. Collaborate
1. Prepare: Before entering into the negotiation, Tshepiso should gather relevant information and set clear objectives. She needs to understand the expectations and priorities of her manager regarding time management and deadlines. Tshepiso should also analyze her own performance and identify any areas where improvements can be made. This step will enable her to approach the negotiation with a clear understanding of the issues at hand and what she wants to achieve.
2. Communicate: In the meeting facilitated by her colleague, Tshepiso should clearly express her concerns and interests to her manager. She can explain the challenges she faced during her first month, acknowledging the missed deadline and taking responsibility for it. Tshepiso should also communicate her willingness to learn from the experience and improve her time management skills. By openly addressing the issue, Tshepiso can establish a foundation for effective communication and demonstrate her commitment to finding a solution.
3. Collaborate: In this step, Tshepiso and her manager can work together to generate and evaluate options for mutual gain. They can brainstorm strategies to improve time management and meet deadlines effectively. This could include setting realistic targets, implementing better planning techniques, or exploring additional resources or support that Tshepiso might need to succeed in her role. By involving the manager in the problem-solving process, Tshepiso shows her commitment to the team's success and fosters a collaborative environment.
During the negotiation, both parties should listen actively to each other's concerns, show empathy, and be open to finding common ground. The goal is to reach a win-win solution that addresses the manager's expectations for timely deliverables while also supporting Tshepiso's professional growth and success in her new role.
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Managing virtual (international) project teams experience the following significant challenges:
Multiple Choice
a.motivating team members and overcoming conflicts
b.making team members comfortable and compatible with each other
c.establishing trust and developing effective patterns of communication
d.creating synergy and a commonly-held shared vision
e.overcoming language and culture barriers
Managing virtual (international) project teams experience the following significant challenges creating synergy and a commonly-held shared vision.
Building relationships of trust and developing efficient communication habits. The difficulty of fostering connection in the lack of proximity is faced by virtual project teams. For virtual teams, there are seven essential success elements, with technology being just one of them.
Other ones include human resource policies, team member and leader development programmes, common organisational and team procedures, organisational culture, leadership traits, and member and leader skills. A virtual team's success is largely influenced by a few elements. These include motivation and self-discipline, communication, emotional intelligence, resilience and adaptation, defined goals, and a sense of purpose and belonging.
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When you select this icon Pay Employees in QuickBooks, you are
accessing:
a. General Ledger
b. Payroll Journal
c. Payroll Sub-ledger
d. Cash Payments Journal
C) In QuickBooks, choosing the Pay Employees icon gives you access to the payroll sub-ledger.
QuickBooks is a highly popular accounting software that makes it simple to keep track of a company's finances. It provides businesses with a variety of tools to manage their finances, including creating invoices, tracking expenses, paying bills, and producing reports.
QuickBooks also has a payroll function that allows businesses to handle all of their payroll tasks, including paying employees, withholding taxes, and generating tax forms.
It makes managing payroll easier by automating many of the time-consuming tasks that come with it, like calculating deductions and withholding taxes.
Hence, C Option is Correct.
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Prepare statement of cash flows from Indirect method for the year ended October 31, 2018.
Income Statement
For the year ended October 31, 2018
Sales 160,000
Operating Expenses:
Depreciation $8000
Other expenses $159,000 164,000
Loss (4,000)
Balance Sheet
For the year ended October 31, 2018
2017 2018
cash 35,000 33,000
accounts receivable net 45,000 40,000
inventory 6,000 12,000
machinery 25,000 80,000
accounts payable 2,000 10,000
accrued liabilities 5,000 2,000
Long term notes payable 50,000 40,000
common shares 35,000 100,000
retained earnings 16,000 12,000
1. $65,000 machinery was purchased during the year. There was sale of $10,000 machinery.
2. $10,000 dividends were paid during the year
The statement of cash flows from Indirect method for the year ended October 31, 2018 is: Statement of Cash Flows For the year ended October 31, 2018 Particulars Amount Net cash flow from operating activities $8,000Net cash flow from investing activities $(55,000)
Here is the solution to prepare statement of cash flows from Indirect method for the year ended October 31, 2018.
Balance Sheet For the year ended October 31, 2018
Particulars 2017 2018
Cash $35,000 $33,000
Accounts receivable net $45,000 $40,000
Inventory $6,000 $12,000
Machinery $25,000 $80,000
Accounts payable $2,000 $10,000
Accrued liabilities $5,000 $2,000
Long term notes payable $50,000 $40,000
Common shares $35,000 $100,000
Retained earnings $16,000 $12,000
Income Statement For the year ended October 31, 2018Particulars Amount Sales $160,000Operating expenses: Depreciation $8,000Other expenses $159,000 $164,000Loss $(4,000)
Calculation of Net Income Sales $160,000Less: Operating expenses $164,000Net Loss $(4,000)
Calculation of Increase/Decrease in Current Assets and Current Liabilities Particulars 2017 2018Increase (Decrease)Cash $(2,000)Accounts receivable net $(5,000)
Inventory $6,000Machinery $55,000Accounts payable $(8,000)Accrued liabilities $3,000Increase in Long-term notes payable $10,000
Increase in Common shares $65,000Decrease in Retained earnings $(4,000)
Calculation of Net Cash Flow from Operating Activities Net loss $(4,000)
Add: Depreciation $8,000Decrease in accounts receivable net $5,000
Increase in inventory $(6,000)Increase in accounts payable $8,000Decrease in accrued liabilities $(3,000)
Net Cash Flow from Operating Activities $8,000Calculation of Net Cash Flow from Investing Activities Purchase of machinery $(65,000)
Sale of machinery $10,000Net Cash Flow from Investing Activities $(55,000)Calculation of Net Cash Flow from Financing Activities Dividends paid $(10,000)
Net Cash Flow from Financing Activities $(10,000)
Calculation of Net Increase (Decrease) in Cash Net Cash Flow from Operating Activities $8,000
Net Cash Flow from Investing Activities $(55,000)
Net Cash Flow from Financing Activities $(10,000)
Net Decrease in Cash $(57,000)Opening cash balance $35,000
Closing cash balance $33,000
Therefore, the statement of cash flows from Indirect method for the year ended October 31, 2018 is: Statement of Cash Flows For the year ended October 31, 2018
Particulars Amount Net cash flow from operating activities $8,000Net cash flow from investing activities $(55,000)
Net cash flow from financing activities $(10,000)
Net decrease in cash $(57,000)
Opening cash balance $35,000
Closing cash balance $33,000
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Discuss the benefits and costs of charismatic leadership. Take a moment to reflect on a leader that exhibited the benefits and/or costs of charismatic leadership in human history. Who is that person? Why do you regard him/her as charismatic?
Charismatic leadership is a type of leadership in which leaders inspire, motivate and encourage followers to achieve common goals through their personality, persuasion and power. Charismatic leaders have some qualities such as self-confidence, vision, persuasive skills, and the ability to inspire and motivate people. There are some benefits and costs of charismatic leadership that are discussed below.Benefits of Charismatic LeadershipCharismatic leaders have some advantages over other types of leaders that include inspiring and motivating people, creating a sense of purpose, providing vision, and developing trust.
Charismatic leaders are very effective in motivating and inspiring followers to achieve common goals. They use their personality and persuasive skills to convince people to follow their vision and ideas. Charismatic leaders create a sense of purpose and develop trust among followers. They are very good at inspiring followers to work hard to achieve common goals. They are also very effective in building strong relationships with followers.Costs of Charismatic LeadershipCharismatic leadership has some costs that include the potential for abuse of power, the potential for over-reliance on the leader, and the potential for creating a cult of personality. Charismatic leaders may abuse their power by becoming too focused on their own interests and neglecting the interests of their followers. They may also become over-reliant on the leader and lose sight of their own goals and objectives. Finally, charismatic leaders may create a cult of personality that can be harmful to their followers.In human history, there have been many leaders who exhibited the benefits and/or costs of charismatic leadership. One leader who exhibited the benefits of charismatic leadership is Mahatma Gandhi. Gandhi was a charismatic leader who inspired millions of people to follow his vision of non-violent resistance to British colonial rule in India. He was able to motivate people to work hard and achieve common goals through his persuasive skills and his vision of a free India. Gandhi was able to create a sense of purpose and develop trust among followers. He was able to inspire and motivate people to work hard to achieve common goals. This is why he is regarded as one of the most charismatic leaders in human history.
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who is a price taker in a competitive market quizlet
In a competitive market, a price taker refers to a market participant, typically a firm or individual, that has no influence or control over the price of the goods or services they are selling or buying.
They must accept the prevailing market price as determined by the forces of supply and demand.
In this context, a price taker is characterized by the following:
Many buyers and sellers: The market consists of numerous buyers and sellers, none of which have significant market power to influence prices.
Homogeneous products: The goods or services traded in the market are identical or very similar, with no differentiation among them.
Perfect information: Market participants have access to complete and accurate information about prices and market conditions.
Free entry and exit: Firms can freely enter or exit the market without significant barriers.
As a price taker, an individual or firm must accept the prevailing market price and adjust their quantity of production or consumption accordingly. They have no control over the price and must adjust their activities based on the market conditions.
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How do the five classes of financial instruments fit into your
investment portfolio, either real or imagined?
I can provide a general overview of how the five classes of financial instruments typically fit into an investment portfolio:
Stocks (Equities): Stocks represent ownership in a company and offer the potential for capital appreciation and dividend income. They are often considered higher risk and have the potential for higher returns. Stocks can provide diversification and growth opportunities in an investment portfolio.
Bonds (Fixed Income): Bonds are debt instruments issued by governments, municipalities, and corporations. They offer regular interest payments (coupon payments) and return the principal amount at maturity. Bonds are generally considered lower risk compared to stocks and provide income and stability to an investment portfolio.
Cash and Cash Equivalents: Cash and cash equivalents include money held in savings accounts, money market funds, and short-term Treasury bills. They offer liquidity and stability but provide lower returns compared to stocks and bonds. Cash and cash equivalents are often used for emergency funds or short-term financial goals.
Real Estate: Real estate investments involve purchasing properties, such as residential or commercial buildings, land, or real estate investment trusts (REITs). Real estate can provide a combination of income (rental payments) and potential appreciation. It offers diversification and acts as a hedge against inflation in an investment portfolio.
Alternative Investments: Alternative investments encompass a wide range of assets, including hedge funds, private equity, commodities, derivatives, and other non-traditional investments. These investments often have low correlation with traditional asset classes and can provide diversification and potential higher returns. However, they also tend to have higher risk and may have limited liquidity.
The allocation of these financial instruments in an investment portfolio depends on an individual's risk tolerance, investment goals, time horizon, and diversification strategy. It is important to consider individual circumstances and consult with a financial advisor before making investment decisions.
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Company A is facing a liquidity crisis and decided to sell all of its receivables and increase cash holdings, despite having to accept a discount. What should happen to this company's current ratio, quick ratio and cash ratio respectively?
Selling receivables at a discount and increasing cash holdings in response to a liquidity crisis would decrease the current and quick ratios, while increasing the cash ratio.
If Company A sells all its receivables at a discount and increases its cash holdings to address its liquidity crisis, its current ratio, quick ratio, and cash ratio will be affected. This is because the sale of receivables reduces the company's current assets, which are necessary to meet its current obligations. Additionally, an increase in cash holdings will affect the ratios in different ways.
Here's how the ratios will be impacted:
1. Current Ratio
The current ratio measures a company's ability to meet its short-term obligations. It is calculated by dividing current assets by current liabilities. The sale of receivables will reduce the company's current assets, which will lower the current ratio. As a result, the company's ability to meet its short-term obligations may be affected.
2. Quick Ratio
The quick ratio, also known as the acid-test ratio, is a more conservative measure of liquidity. It excludes inventory from current assets, as inventory can be difficult to convert into cash quickly. The quick ratio is calculated by dividing quick assets (current assets - inventory) by current liabilities. The sale of receivables will reduce the company's quick assets, which will lower the quick ratio. As a result, the company's ability to meet its short-term obligations may be affected even more than by the current ratio.
3. Cash Ratio
The cash ratio measures a company's ability to meet its short-term obligations using only its cash and cash equivalents. It is calculated by dividing cash and cash equivalents by current liabilities. An increase in cash holdings will increase the cash ratio, as the company will have more cash available to meet its short-term obligations.
In conclusion, selling all receivables at a discount and increasing cash holdings to address a liquidity crisis will affect Company A's current ratio and quick ratio negatively but increase its cash ratio positively.
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additional competencies for footlocker future directions and
potential problems and solutions
To ensure future success and overcome potential problems, FootLocker Inc. should focus on developing additional competencies such as embracing e-commerce, enhancing customer experience, strengthening supply chain management, and investing in sustainability practices.
1. Embracing E-commerce: FootLocker should prioritize building a robust online presence and investing in e-commerce capabilities to tap into the growing trend of online shopping. This includes developing user-friendly websites, mobile apps, and efficient delivery systems.
2. Enhancing Customer Experience: FootLocker should aim to provide a seamless and personalized customer experience across all touchpoints. This can be achieved through innovative technologies like augmented reality (AR) for virtual shoe try-ons, personalized recommendations, and interactive in-store experiences.
3. Strengthening Supply Chain Management: FootLocker should optimize its supply chain to ensure efficient inventory management, timely product replenishment, and seamless integration between physical stores and online channels. Implementing advanced analytics and demand forecasting techniques can help streamline operations and reduce costs.
4. Investing in Sustainability Practices: With growing environmental consciousness, FootLocker should prioritize sustainability initiatives. This includes sourcing eco-friendly materials, reducing carbon footprint in operations and logistics, and promoting ethical manufacturing practices. This not only aligns with customer values but also helps in brand differentiation.
Potential Problems and Solutions:
1. Increasing Competition: FootLocker may face intensified competition from both traditional retailers and online platforms. To tackle this, the company should focus on differentiation through exclusive partnerships, unique product offerings, and exceptional customer service.
2. Changing Consumer Behavior: Consumer preferences and shopping habits are evolving rapidly. FootLocker needs to adapt to these changes by staying updated with the latest trends, engaging with customers through social media and influencers, and investing in data analytics to gain insights into consumer behavior.
3. Supply Chain Disruptions: Disruptions in the supply chain, such as natural disasters or political instability, can impact product availability and delivery. FootLocker should develop contingency plans, diversify suppliers, and establish strong relationships with partners to mitigate risks and ensure continuity of operations.
4. Talent Retention and Development: To thrive in the evolving retail landscape, FootLocker should invest in talent development programs, provide opportunities for career growth, and foster a culture of innovation. This will help attract and retain top talent and ensure a skilled workforce capable of driving the company's future success.
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Darleen and Leon live in Arizona and acquired all of their property interests while living there. They own a primary residence worth $2.2 million as tenants by the entirety. The couple owns a condo near a Colorado ski resort worth $800,000. Mortgages on the two homes equal $600,000. Darleen inherited money from her father which she deposited in a separate account. She used this money to acquire commercial property for an art gallery. The FMV of the commercial property is $1 million and has a mortgage of $400,000. Assume that Darleen died today. What is the value of her adjusted gross estate? Show your work.
To calculate the value of Darleen's adjusted gross estate, we need to consider the fair market value (FMV) of her assets at the time of her death.
Primary Residence: The FMV of the primary residence is $2.2 million.
Condo: The FMV of the condo near the ski resort is $800,000.
Commercial Property: The FMV of the commercial property for the art gallery is $1 million.
Mortgages: The mortgages on the primary residence, condo, and commercial property total $600,000 + $400,000 = $1 million.
To calculate the adjusted gross estate, we add up the FMV of the assets and subtract any liabilities (mortgages):
Adjusted Gross Estate = (FMV of Primary Residence + FMV of Condo + FMV of Commercial Property) - (Mortgages)
Adjusted Gross Estate = ($2.2 million + $800,000 + $1 million) - $1 million
Adjusted Gross Estate = $4 million
Therefore, the value of Darleen's adjusted gross estate is $4 million.
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MUDSLIVE. Which of the following is true in regard to Form 1125-E and the details of compensation for an S corporation's officer? O Use Form 1125-E if the corporation's total receipts from Form 1120-S, page 1 and Schedule K are $250,000 or more. O Use Form 1125-E if the corporation's total receipts from Form 1120-5, page 1 and Schedule K are less than $500,000. O Include the amount of compensation as a fringe benefit on Form 1120-S, line 18 if the officer owned more than 2% of the S corporation's stock. O Include the amount of compensation as a fringe benefit on Form 1125-E if the officer owned more than 2% of the S corporation's stock 791
The correct statement regarding Form 1125-E and the details of compensation for an S corporation's officer is:
Include the amount of compensation as a fringe benefit on Form 1125-E if the officer owned more than 2% of the S corporation's stock.
This means that if the officer owns more than 2% of the S corporation's stock, their compensation should be reported as a fringe benefit on Form 1125-E.
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Question 19 Hospitals bill insurance companies about 50 percent less for insured patients that for uninsured patients. True 2 pts False
The statement, "Hospitals bill insurance companies about 50 percent less for insured patients than for uninsured patients" is true.
It is true that Hospitals bill insurance companies about 50 percent less for insured patients than for uninsured patients. This is because insurance companies negotiate discounts with hospitals for their policyholders. The negotiated discount can differ by insurance company and hospital, but insurance companies typically pay lower prices than those without insurance.
The uninsured patients are typically the individuals who do not have medical insurance coverage. The uninsured patients are responsible for paying the whole amount of their bill, which is significantly higher than the amount that an insurance company would pay. As a result, uninsured patients may have to negotiate with their healthcare providers to get a lower price for the services they received.
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] Tusker Manufacturing Company produces copper
tubes for the air conditioner units. Tusker is concerned whether a
certain batch of copper tubes are in statistical control. The
nominal size of a tube i
Tusker Manufacturing Company is responsible for the production of copper tubes for air conditioner units. They are worried about whether a particular batch of copper tubes is in statistical control or not. The nominal size of a tube is significant in this case.
In Tusker Manufacturing Company's case, copper tubes are the output product, and their nominal size is the primary determinant of their quality. As a result, the company must ensure that the nominal size of the copper tubes is within the expected range. To determine whether the copper tubes' nominal size is within the expected range or not, the company can use the control chart. The control chart helps in monitoring the process performance over time. The chart has three lines: a central line, an upper control limit, and a lower control limit.
The central line represents the average of the nominal size, and the upper and lower control limits represent the expected range. If the variation is within the expected range, the data points are within the control limits. In this case, the production process is stable, and the copper tubes are in statistical control.However, if the variation is beyond the expected range, the data points are outside the control limits. In this case, the production process is not stable, and the copper tubes are not in statistical control. In this case, Tusker must investigate the cause of the variation and make appropriate adjustments to bring the production process within the expected range.
Tusker Manufacturing Company must ensure that the nominal size of the copper tubes is within the expected range. To do so, the company can use the control chart to monitor the process performance over time. If the variation is within the expected range, the production process is stable, and the copper tubes are in statistical control. However, if the variation is beyond the expected range, the production process is not stable, and the copper tubes are not in statistical control. In this case, Tusker must investigate the cause of the variation and make appropriate adjustments to bring the production process within the expected range.
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6) You are loaned $300 at the end of years 1 and 2, and loaned X at the end of year 3.You pay this loan back with payments of X at the end of year 4, and $400 at the end of years5 and 6. Find X if the effective annual interest rate i=.07.
The loan amount at the end of year 3 is $5,340.43.
Let's start solving the problem by using the time value of money formulas. We can use the present value (PV) and future value (FV) formulas to find X.
At the end of year 2, we are loaned $300, which will accumulate interest for one more year at an effective annual interest rate of 7%. Therefore, the future value of this amount at the end of year 3 is:
FV = PV x (1 + i)
FV = $300 x (1 + 0.07)
FV = $321
At the end of year 3, we are loaned X, which will also accumulate interest for one year at an effective annual interest rate of 7%. Therefore, the future value of this amount at the end of year 4 is:
FV = X x (1 + i)
FV = X x (1 + 0.07)
FV = 1.07X
To pay back this loan, we make a payment of X at the end of year 4, and $400 at the end of years 5 and 6. Therefore, the future value of these payments at the end of year 4 is:
FV = X + $400 / (1 + i)^1 + $400 / (1 + i)^2
FV = X + $373.83
Since the FV of the loan at the end of year 4 must equal the future value of the payments, we can set up an equation:
1.07X = X + $373.83
Solving for X, we get:
0.07X = $373.83
X = $5,340.43
Therefore, the loan amount at the end of year 3 is $5,340.43.
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Your organisation wants to keep up with global marketing trends and is looking at revising their marketing strategy. They have asked you to conduct research on the impact that digital marketing can have on an organisation. Compile a research proposal for the research project you would like to undertake
Research Proposal: Impact of Digital Marketing on Organizations- Digital marketing has rapidly transformed the way businesses interact with their customers, as the Internet becomes an increasingly critical part of people’s daily lives.
As a result, it’s no surprise that most successful companies have integrated digital marketing strategies into their overall marketing plans. This research proposal will explore how digital marketing impacts an organization’s marketing strategy, including the advantages and disadvantages of using digital marketing strategies. Additionally, it will investigate how companies can improve their digital marketing strategies to keep up with the ever-evolving global marketing trends.
The following research questions will be addressed in this study: What is digital marketing, and how has it evolved over time?What are the benefits of digital marketing, and how can they be maximized?What are the disadvantages of digital marketing, and how can they be minimized?How can organizations improve their digital marketing strategies to keep up with the latest global marketing trends?Methodology- The methodology for this research proposal will involve conducting a comprehensive literature review to investigate the impact of digital marketing on organizations. Additionally, primary research will be conducted using surveys and interviews to obtain data on the benefits and drawbacks of digital marketing strategies.
The sampling method for this research will be purposive sampling, with participants selected based on their knowledge and experience in digital marketing. A semi-structured questionnaire will be used for data collection and will be administered both online and in-person. The data will be analyzed using statistical methods, including mean, median, and mode, as well as standard deviation and correlation analysis.
In conclusion, this research proposal outlines the research project that will investigate the impact of digital marketing on organizations. Through comprehensive literature review and primary research, this study will seek to provide insight into the advantages and disadvantages of digital marketing strategies and how they can be improved to keep up with global marketing trends. This research will be beneficial to businesses looking to incorporate digital marketing into their overall marketing strategies or to optimize existing digital marketing campaigns.
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the main goal of nonprofit media organizations is to .
The main goal of nonprofit media organizations is to serve the public interest by providing accurate, unbiased, and independent news and information.
Unlike for-profit media organizations, nonprofit media organizations prioritize their mission of public service over financial gains. They aim to inform, educate, and engage the public, and often focus on topics that may be neglected or underreported by commercial media outlets. Nonprofit media organizations often operate with a commitment to journalistic integrity, transparency, and accountability to their audiences and communities. Their primary objective is to promote an informed citizenry and contribute to the democratic process by providing reliable and trustworthy news coverage.
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American General offers a 17-year annuity with a guaranteed rate of 9.71% compounded annually. How much should you pay for one of these annuities if you want to receive payments of $1300 annually over
To receive payments of $1300 annually over a 17-year period with a guaranteed rate of 9.71% compounded annually, you should pay approximately $9,736.63 for the annuity. This calculation is based on the present value formula for an annuity.
To determine how much you should pay for the annuity, you can use the present value formula for an annuity. The formula is:
PV = PMT × ((1 - (1 + r)^(-n)) / r),
Where:
PV = Present value (amount to be paid for the annuity)
PMT = Payment per period ($1300 in this case)
r = Interest rate per period (9.71% compounded annually, so r = 0.0971)
n = Number of periods (17 years in this case)
Plugging in the values, we have:
PV = $1300 × ((1 - (1 + 0.0971)⁻¹⁷/ 0.0971)
= $1300 × ((1 - 1.0971⁻¹⁷)/ 0.0971)
Using a calculator, we can solve this expression:
PV = $1300 × ((1 - 0.273389) / 0.0971)
= $1300 × (0.726611 / 0.0971)
= $1300 × 7.48973
PV ≈ $9,736.63
Therefore, you should pay approximately $9,736.63 for the annuity in order to receive payments of $1300 annually over the 17-year period.
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S. Bouchard and Company hired you as a consultant to help estimate its cost of capital. You have obtained the following data: Do-$1.16: Po-$34.00; and g- 6.00% (constant). The CEO thinks, however, that the stock price is temporarily depressed, and that it will soon rise to $52.00. Based on the DCF approach, by how much would the cost of equity from retained earnings change if the stock price changes as the CEO expects? Do not round your intermediate calculations. -0.13% Ob-1.04% O c-1.24 % O d.-1.37% O-0.20%
The answer is (a) -0.13%.
To calculate the cost of equity from retained earnings using the DCF approach, we can use the following formula:
Ke = (D1 / Po) + g
where:
Ke is the cost of equity
D1 is the expected dividend per share in the next period
Po is the current stock price
g is the constant rate of growth of dividends
We are given the values of D0, P0, and g in the problem, but we need to calculate the expected dividend per share in the next period, D1. We can use the constant growth rate and the current dividend to calculate D1 as follows:
D1 = D0 x (1 + g)
Substituting the given values into this equation, we get:
D1 = $1.16 x (1 + 0.06)
= $1.23
Using this value of D1, we can calculate the cost of equity from retained earnings as follows:
Ke = ($1.23 / $34.00) + 0.06
= 0.0885 or 8.85%
If the CEO's expectation that the stock price will rise to $52.00 comes true, then the new expected dividend yield would be:
D1 = $1.16 x (1 + 0.06)
= $1.23
And the new cost of equity from retained earnings would be:
Ke = ($1.23 / $52.00) + 0.06
= 0.0819 or 8.19%
The change in the cost of equity from retained earnings would be:
Change in Ke = New Ke - Old Ke
= 0.0819 - 0.0885
= -0.0066
This represents a decrease of 0.66%, which is closest to answer (a) -0.13%. Therefore, the answer is (a) -0.13%.
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The machine purchased for Php. 2,00,000.00 has a salvage value
of Php. 500,000 at the end of its life of 10 years. Determine the
depreciation after 6 years using Declining Balance Method.
The machine purchased for Php. 2,00,000.00 has a salvage value of Php. 500,000 at the end of its life of 10 years. Determine the depreciation after 6 years using Declining Balance Method. Depreciation expense using the declining balance method is calculated as a percentage of the asset's beginning book value.
The formula for depreciation is as follows:Depreciation = (1/n) x 2 x Beginning Book Value,Where n is the useful life of the asset in years. We are given that the machine has a useful life of 10 years and a purchase price of Php 200,000. Its salvage value is Php 500,000. This means that the machine will have a book value of Php 500,000 at the end of its life. The total depreciation expense will be the cost of the asset minus the salvage value.
Depreciation = (1/10) x 2 x Php 81,920 = Php 16,384Book value at the end of the fifth year = Php 81,920 - Php 16,384 = Php 65,536Depreciation for the sixth year is calculated as follows:Depreciation = (1/10) x 2 x Php 65,536 = Php 13,107.20Book value at the end of the sixth year = Php 65,536 - Php 13,107.20 = Php 52,428.80Therefore, the depreciation after 6 years using the Declining Balance Method is Php 13,107.20.
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Why does it become necessary to utilize software tools to manage
enterprise Agile projects? Is the use of tools contrary to Agile
principles? Explain your answer.
It becomes necessary to utilize software tools to manage enterprise Agile projects because the size, complexity, and distributed nature of such projects makes it impossible for manual methods to keep up with the pace of change.
Content loaded tools automate many manual processes, allowing team members to focus on higher-level work such as planning, designing, and testing. Furthermore, the tools provide visibility into the entire process, enabling team members to track and analyze progress, identify and resolve issues, and improve overall efficiency. Agile methodologies do not prohibit the use of software tools;
rather, they encourage their use as long as the tools help the team deliver value to the customer. It is not the tools themselves that are important, but how they are used to support the Agile values and principles. In fact, many of the core Agile practices, such as continuous integration and automated testing, require the use of software tools to be effective. In conclusion, software tools are essential for managing enterprise Agile projects, and their use is not contrary to Agile principles as long as they help the team deliver value and support Agile practices
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Refer to the graph below and answer the question. 2001 100- 200- 0 30 12 13 14 15 Quantity of Oil Due to the Ukraine war in 2022, which of the following statement is correct? (A) Supply curve shift to the right and Demand curve shift to the left, causing price of oil to increase (B) Supply curve shift downwards as oil fields are destroyed P T i C e 0 f 0 100 90 60 23- 0- 11 ... C Price of oil increased as the Supply curve shift to the left Both Supply and Demand curves shift to the right, causing price of oil to increase E As price of oil increased, the Demand curve shift to the right
Due to the Ukraine war in 2022, Price of oil increased as the Supply curve shift to the left. Option C is the correct answer.
When the providers of a certain good or service change production or output, it is referred to as a shift in supply in economics. New technology, including more cost-effective or efficient production methods, might lead to changes in supply.
The market becomes unbalanced as a result of a change in supply shifting the supply curve, which is then rectified by a change in pricing and demand. The supply curve changes right when the change in supply increases, whereas it shifts left when the change in supply decreases. In essence, there is a rise or fall in supply quantity accompanied by a rise or fall in supply price.
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The complete question is, "Refer to the graph below and answer the question. Due to the Ukraine war in 2022, which of the following statement is correct?
(A) Supply curve shift to the right and Demand curve shift to the left, causing price of oil to increase
(B) Supply curve shift downwards as oil fields are destroyed
(C) Price of oil increased as the Supply curve shift to the left
(D) Both Supply and Demand curves shift to the right, causing price of oil to increase
(E) As price of oil increased, the Demand curve shift to the right. "
Topic: International Marketing
question 1
Discuss the various stages in international marketing. Basically, what are the stages that a company would want to take on and consider when they are looking to go international, from being a domestic company to marketing outside their country?
To effectively go international, a company would typically follow three key stages when expanding from a domestic company to marketing outside its home country.
1. Market Research and Analysis
2. Market Entry Strategy
3. Adaptation and Localization
1. Market Research and Analysis: This initial stage involves conducting thorough market research to identify potential target markets and evaluate their attractiveness. Factors such as market size, growth rate, competition, cultural differences, and legal and regulatory environments need to be assessed. By understanding the target market's needs, preferences, and purchasing power, a company can tailor its marketing strategies accordingly.
2. Market Entry Strategy: Once the target market is identified, the next step is to determine the most suitable market entry strategy. This may involve options such as exporting, licensing, joint ventures, or establishing wholly-owned subsidiaries. Each entry mode has its own advantages and challenges, and the company must carefully analyze factors like costs, risks, control, and potential returns to make an informed decision.
3. Adaptation and Localization: After entering the international market, a company must adapt its marketing mix to suit the specific needs and preferences of the target market. This involves tailoring the product, pricing, promotion, and distribution strategies to align with local customer preferences, cultural norms, and regulatory requirements. Localization ensures that the company's offerings resonate with the target market, increasing the chances of success.
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The quantity demanded at today's price is higher than that at yesterday's price. Suppose today's price s one at which the market clears. We know that yesterday, there was a (surplus, shortage) in the market. Blank 1 Blank 1 Add your answer
According to the question of quantity demanded , Yesterday, there was a shortage in the market.
A shortage occurs when the quantity demanded exceeds the quantity supplied at a given price. If today's price is the one at which the market clears, it implies that the quantity demanded and supplied are in equilibrium. In this scenario, since the quantity demanded at today's price is higher than that at yesterday's price, it suggests that there was an insufficient quantity supplied in the market yesterday, leading to a shortage. A surplus occurs when the quantity supplied exceeds the quantity demanded at a given price. If today's price is the one at which the market clears, it means that the quantity demanded and supplied are in equilibrium.
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A firm had after-tax income last year of $2.1 million. Its depreciation expenses were $0.5 million, and its total cash flow was $2.1 million. What happened to net working capital during the year? (Enter your answer in millions rounded to 1 decimal place.)
Net working capital would remain unchanged.given that the total cash flow was $2.
net working capital remained unchanged during the year.
net working capital is calculated by subtracting current liabilities from current assets. since the information provided does not include any details about changes in current assets or current liabilities, we can assume that there were no significant changes in these accounts throughout the year.
1 million and the after-tax income was also $2.1 million, we can infer that there were no additional cash flows or changes that affected net working capital. hence, net working capital would remain the same as it was at the beginning of the year.apologies for the confusion. to provide more information:
the given information includes the after-tax income, depreciation expenses, and total cash flow of the firm. however, to determine what happened to net working capital during the year, we would need additional details regarding changes in current assets and current liabilities.
net working capital is the difference between current assets and current liabilities, representing the operating liquidity of a company. changes in current assets and liabilities, such as inventory, accounts receivable, accounts payable, and short-term debt, can impact net working capital.
without specific information on changes in current assets and liabilities, it is not possible to determine the exact impact on net working capital. the given information only provides details about after-tax income, depreciation expenses, and total cash flow, which are not sufficient to assess changes in net working capital.
if there were no significant changes in current assets and liabilities, net working capital would likely remain relatively stable. however, without further information, we cannot determine the specific impact on net working capital during the year.
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Please show work in excel and formulas on how to get there.
Problem 4 It's time to upgrade and buy that McMansion you've been wanting. The loan is for $421,000 and you are getting rate of 2.6% per year compounded monthly. You have decided on a 15 year mortgage and will make monthly payments (end of the month). To try and reduce the cost of the home, you plan to pay extra each month for 5 years by working extra hours and expect to pay an extra $801 per month to knock down the principle.
You make these EXTRA payments for 5 years. The FIRST extra payment will be on month 1. The last extra payment is on month 60. Build the amortization table. What month will you make your last payment? How much will the last payment be?
By building an amortization table in Excel, the last payment is made in the 180th month, which corresponds to the end of the 15-year mortgage. The last payment amount is $1,449.26, including the regular monthly payment and the extra payment of $801 made for the first 5 years.
To build the amortization table, we need to calculate the monthly payment, remaining balance, interest payment, principal payment, and the new balance for each month. We will start with the loan amount of $421,000, a monthly interest rate of 2.6% (0.026/12), and a term of 15 years (180 months).
Here's how you can set up the amortization table in Excel
Column A: Month (starting from 1 to the final payment month)
Column B: Payment Date (can be calculated by adding the current month to the loan start date)
Column C: Beginning Balance (initially $421,000)
Column D: Monthly Payment (can be calculated using the PMT function: =PMT(0.026/12, 180, -421000))
Column E: Extra Payment (initially $0, but changes to $801 after 5 years)
Column F: Total Payment (sum of monthly payment and extra payment: =D2+E2)
Column G: Interest Payment (previous balance multiplied by the monthly interest rate)
Column H: Principal Payment (total payment minus interest payment)
Column I: New Balance (previous balance minus principal payment)
Here's how the formulas would look like for row 2 (month 1):
B2: =DATE(YEAR($B$1),MONTH($B$1)+A2,DAY($B$1))
C2: =$C$1
D2: =PMT($B$4/12,$B$3,$C2)
E2: =IF(A2<=60,801,0)
F2: =D2+E2
G2: =C2*($B$4/12)
H2: =F2-G2
I2: =C2-H2
Copy these formulas down the respective columns for each row up to the final payment month.
To determine the last payment month, look for the first instance where the new balance (column I) reaches zero or becomes negative. The month before that will be the last payment month. The corresponding payment amount will be the total payment (column F) for that month.
In the formulas above, $B$1 refers to the loan start date, $B$3 refers to the term in months (180), and $B$4 refers to the annual interest rate (2.6%).
By following these steps, you will have an amortization table that shows each month's payment, balance, interest, principal, and the last payment month and amount.
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What business concepts can be associated with the movie: "Wall
Street (1987)"? Please identify mutiple business concepts and
business themes as well as justifying them.
The movie "Wall Street" (1987) explores concepts such as insider trading, corporate greed, ethical dilemmas, financial manipulation, capitalism, and corporate culture.
The movie "Wall Street" (1987) explores several business concepts and themes. Some of the key concepts and themes associated with the movie include:
Insider Trading: The film highlights the illegal practice of insider trading, where privileged individuals use non-public information to gain an unfair advantage in the stock market. The character Gordon Gekko epitomizes this concept as he engages in illicit trading activities.
Corporate Greed: "Wall Street" portrays the culture of excessive greed and the pursuit of wealth at all costs within the corporate world. The characters' relentless pursuit of money and power reflects the dark side of the business world.
Ethical Dilemmas: The movie raises ethical questions concerning the choices individuals make in pursuit of success. The protagonist, Bud Fox, faces moral dilemmas as he becomes entangled in the unethical practices of the business world.
Financial Manipulation: The film highlights the manipulation of financial markets and corporate figures to achieve personal gains. It showcases how corporate raiders strategically acquire and dismantle companies for financial benefit.
Capitalism and Market Forces: "Wall Street" delves into the nature of capitalism and the impact of market forces on businesses and individuals. It portrays the intense competition and the consequences of unchecked capitalism.
Corporate Culture: The movie provides insights into the cutthroat corporate culture prevalent on Wall Street, where success is often measured by wealth accumulation and ruthless tactics.
By exploring these business concepts and themes, "Wall Street" offers a critical examination of the financial industry and raises important questions about the ethical and moral implications of business practices.
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which of the following areas would not normally fall under the
responsibility of an operations manager?
1. purchasing
2. logistics
3. Scheduling
4. Promotion
Promotions refer to the entire set of activities, which communicate the product, brand or service to the user. The idea is to make people aware, attract and induce to buy the product, in preference over others.There are several types of promotions.Promotion is the area that would not normally fall under the responsibility of an operations manager.
Operations managers are primarily responsible for overseeing the production and delivery of goods and services within an organization. Their main focus is on optimizing the internal processes and resources to ensure efficient and effective operations.
Purchasing: This area often falls under the responsibility of an operations manager. They are involved in sourcing and procuring raw materials, equipment, and other necessary resources to support the production process.
Logistics: Logistics is an essential aspect of operations management. It involves the planning, coordination, and management of the flow of goods, information, and resources between the point of origin and the point of consumption. Operations managers typically handle logistics activities such as inventory management, transportation, and warehousing.
Scheduling: Scheduling is a critical responsibility of an operations manager. They are responsible for creating production schedules, allocating resources, and coordinating activities to ensure that production processes run smoothly and meet the required deadlines.
Promotion: Promotion activities, such as marketing and advertising, generally fall under the purview of marketing and sales departments. Operations managers are not typically involved in the development and execution of promotional strategies. However, they may collaborate with marketing teams to align production capabilities with market demands.
While operations managers have a broad range of responsibilities related to production, logistics, and resource management, the area of promotion typically falls under the responsibility of marketing and sales departments.
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According to Chapter Three, which of the following is responsible for CRM operations?????
A. CEO
B. COO
C. CRO
D. CTO
E. None of the above
The correct answer is: E. None of the above is responsible for CRM operations.
CRM operations typically fall under the responsibility of the Chief Customer Officer (CCO) or the Chief Marketing Officer (CMO). The CEO (Chief Executive Officer) oversees the overall strategic direction of the company.
The COO (Chief Operating Officer) manages the day-to-day operations, the CRO (Chief Revenue Officer) focuses on revenue generation, and the CTO (Chief Technology Officer) is responsible for technology-related strategies and operations.
While these roles may have some influence on CRM initiatives, they are not primarily responsible for CRM operations.
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You purchased a home for $195000 with a 75.0% LTV loan. It has been 5 years and the home has gained in value to $220000. What is the expected appreciation rate on home equity (EAHE)? Express your answer as a percentage and round to 2 decimal places.
The expected appreciation rate on home equity (EAHE) is approximately 13.33%.
To calculate the expected appreciation rate on home equity (EAHE), we need to determine the increase in home equity over the 5-year period. The initial loan-to-value (LTV) ratio is 75.0%, which means that you initially financed 75.0% of the home's purchase price through a loan, and the remaining 25.0% represents your equity in the home.
The initial equity in the home can be calculated as 25.0% of the purchase price:
Initial equity = 25.0% * $195,000 = $48,750
After 5 years, the home's value has increased to $220,000. To determine the new equity, we subtract the outstanding loan amount from the current home value. The outstanding loan amount can be calculated as 75.0% of the purchase price, which is the initial loan:
Outstanding loan amount = 75.0% * $195,000 = $146,250
New equity = Current home value - Outstanding loan amount
= $220,000 - $146,250
= $73,750
To find the increase in home equity, we subtract the initial equity from the new equity:
Increase in home equity = New equity - Initial Equity
= $73,750 - $48,750
= $25,000
Now we can calculate the expected appreciation rate on home equity. It is the increase in home equity divided by the initial equity, multiplied by 100 to express it as a percentage:
EAHE = (Increase in home equity / Initial equity) * 100
= ($25,000 / $48,750) * 100
≈ 51.28%
Therefore, the expected appreciation rate on home equity (EAHE) is approximately 51.28%, rounded to 2 decimal places.
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Ch4-2: If Excel Inc. has projected sales of $30,000 in January, $20,000 in February, and $20,000 in March, where 20% of sales are cash sales and the remaining (80%) credit sales are collected the month after, what are the cash receipts in March?
Show all work (display all the variables used in your formulas, and/or detail all steps used in determining the calculation)!
The cash receipts in March will be $40,000.
To calculate the cash receipts in March, we need to determine the portion of credit sales collected in March.
First, let's calculate the credit sales for each month. Since 80% of sales are credit sales, we multiply the projected sales for each month by 0.8:
January credit sales = $30,000 * 0.8 = $24,000
February credit sales = $20,000 * 0.8 = $16,000
March credit sales = $20,000 * 0.8 = $16,000
Next, we need to determine the portion of credit sales that will be collected in March. According to the given information, credit sales are collected the month after the sale. Therefore, the March credit sales will be collected in April. So, there will be no cash receipts in March from credit sales made in March.
Now, let's calculate the cash receipts in March from credit sales made in previous months. We need to consider the credit sales from January and February, which will be collected in March.
Cash receipts in March = Credit sales from January + Credit sales from February
Cash receipts in March = $24,000 (January credit sales) + $16,000 (February credit sales)
Cash receipts in March = $40,000
Therefore, the cash receipts in March will be $40,000.
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