Having a checking account comes with a lot of benefits. Safety. Cash is unnecessary. You can get proof of payment from your bank. Improve your credit. Your credit score can be improved with the help of a checking account. Convenience. You can get to your money without carrying cash.
Which two main advantages do checking accounts offer?
Benefits of having a checking account: Because some checking accounts pay interest, your money can grow even if it is just sitting there. FDIC insurance: You might be interested in the safety of a checking account if you have been storing your money in jars or under your mattress.
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lucian is a recent college graduate and is relatively new at your firm. he has been asked to write a report on a customer site visit for his supervisor, and he is unclear as to what should be included in the report and the appropriate style of writing. he asks you for help.
A customer service report is a display of customer service metrics that aids in the discovery of useful information about the clientele.
How do you write a customer visit report?Accept the timing and the content. At the beginning of your client relationship, decide on the frequency and topic of reports.Create a Powerful Summary.increase readability.Write with clarity.Be Truthful....Reflect Your Individual Brand.For Your Audience, WriteA customer service report is a display of customer service metrics that aids in the discovery of useful information about the clientele. Customer service reports might include a variety of possible metrics that you can use to evaluate how well your staff is performing overall.This form is usually used to document the specifics of the work done at a particular meeting. In order to get ready for a session, administrators can review client report forms that have already been submitted.To learn more about customer service report refer,
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find the future value if $56,780 is invested and compounded continuously at 5.3% for 15 yr. round to 2 decimals when necessary.
The future value of $56,780 that is invested and compounded repeatedly at 5.3% for 15 years is: $993,285.81
What is Future Value in Finance?The worth of a present asset at a future date based on an estimated rate of growth is known as future value (FV). Investors and financial planners care about future value because it helps them predict how much an investment made now will be worth in the future.
To find the future value, you use the following formula:
A = P(1 + r/n)^tn
Where
A = Accrued amount (principal + interest)
P = Principal amount
r = Annual nominal interest rate as a decimal
n = number of compounding periods per unit of time
t = time in decimal years
Entering the values, we have
A = 56780 (1 + 0.53/4) ^(5.75)(4)
A = $993,285.81
Hence, the future value of $56,780 that is invested and compounded continually at 5.3% for 15 years is: $993,285.81.
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in this age of digital technology, what have the vast majority of consumers done to protect themselves from issues related to privacy?
In the present age of digital technology, people have taken steps to mask their data to protect themselves.
Data masking is a method for creating a synthetic copy of your company's data that appears to be real. The objective is to secure sensitive data and simultaneously provide a functional substitute when true data is not required, such as during software testing, user training, or sales demos. Data masking techniques affect the values of the data while maintaining the same format.
In order to ensure privacy and keep sensitive data safe for support, the data is typically recognized via masking and de-sensitized. In the present age of digital technology, people have taken steps to mask their data to protect themselves. Further, anonymization is the process of removing or masking personal identifiers from a data set so that, even when the data set is correlated with other data sets, it can never be used to identify an individual.
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what will most likely be the result of using an unplanned approach, in which each employee's pay is independently negotiated
Explanation:
An unplanned approach will likely result in unfairness and dissatisfaction among the employees.
B. Most of the employees prefer planned pay because negotiation with the management takes time
how auditors can best protect themselves from litigation when an assurance client has a significant, undiscovered misstatement
Auditors are extremely significant individuals because, in the end, it is up to them to improve the credibility of financial statements for all different types of external users.
They may be held accountable for their actions in both civil and criminal court, just like other professionals.
Despite all the other cases that are still undiscovered, many fraud cases would have gone unnoticed if independent and qualified auditors hadn't been present. According to the code of professional conduct, auditors must exercise due caution when conducting their work. "Prudent person" refers to someone who takes reasonable care.
Due consideration typically means four things:
To evaluate financial statements, the auditor needs to have the necessary skills.The auditor owes it to the public to use this skill with reasonable care and diligence.The auditor performs his or her duties in good faith and with integrity, but he or she is not faultless.The auditor could be held accountable for negligence, malfeasance, or dishonesty but not for simple mistakes in judgment.Learn more about Auditors, here
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Leandroff corporation leases its corporate headquarters building. This lease cost is fixed with respect to the company's sales volume. In a recent month in which the sales volume was 28,000 units, the lease cost was p697,200. To the nearest peso, how much is the total lease cost at a sales volume of 29,200?.
Leandro agency leases its company headquarters construction. This rent cost is fixed with admire to the enterprise's sales extent is $ 26.41.
Let's understand while taking batters in as B and lessor as A
There is a lease agreement between Party A and Party B, where Party A is the owner [Lessor] of the Building and B is the lessee of the Building. B agreed to pay a fixed amount of lease cost, which will vary as per sales volume. However there is a range in which the lease cost will remain the same, and if this range is exceeded then the increased lease cost must be paid by B. This cost has the feature of semi-fixed cost, which will increase with the increase in capacity [Volume].
Since the question suggest that the sales volume has been in the range, hence the lease cost in totality will not be increased. The per unit cost will be the total lease cost divided by sales volume.
Lease cost per unit would be = $ 697,200 / 26,400
= $ 26.41 per unit.
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which of the following statements about preferred dividends is true? (you may select more than one answer. single click the box with the question mark to produce a check mark for a correct answer and double click the box with the question mark to empty the box for a wrong answer. any boxes left with a question mark will be automatically graded as incorrect.) check all that apply the two most common dividend preferences are current and cumularive.unanswered dividends on preferred stock, if any, may be paid at a fixed rate.unanswered if a company issues 10% preferred stock with a par value of $10 per share, the annual per-share dividend, if declared will equal $1.unanswered the current dividend preference requires that dividends are paid to common stockholders before any dividends are paid to preferred stockholders.
Statements B and C are true about preferred dividends.
A preferred dividend refers to a dividend that is allocated to and paid on an organization's preferred shares. If an organization is unable to pay all its dividends, then claims to preferred dividends take precedence over claims to dividends that are paid on common shares. As per the given options, the true statements associated with preferred dividends are as follows:
'dividends on preferred stock, if exist, may be paid at a fixed rate.'if a company issues 10% preferred stock with a par value of $10 per share, the annual per-share dividend, if declared will equal $1'.You can leran more about preferred dividends at
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on jan 15 ABC Co sold a piece of land for 4000 when the original cost of the land was 4000. show how to journalize the transaction into the cash receipts journal by selecting all of the correct actions below
1. 4000 is entered in the cash dr column
2. sold land is entered in the explanation column
3. 4000 is entered into the other accounts cr column
4. land is entered into the accounts credited column
The correct actions to show the journalized transaction of the sale of the piece of land by ABC Co. are:
1. 4,000 is entered in the cash dr column2. sold land is entered in the explanation column3. 4,000 is entered into the other accounts cr column4. land is entered into the accounts credited columnHow to record the sale of the land?When land is sold, as ABC Co just did, the cash account is to be debited by the amount the land was sold for. This is because cash is increasing from the sale and so, like normal assets, will be debited to show an increase.
Land will be credited with the value of the land which is $4, 000. This shows that the land is no longer owned by the company and like other assets, when an asset leaves a company, it is credited.
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the price of a dozen eggs falls from $3 to $2.70. in response to this price change, the quantity supplied of eggs falls from 100,000 dozen eggs to 75,000 dozen eggs. what is the price elasticity of supply for eggs? 0.37 2 0.5 2.7
Twelve eggs are now $2.70 instead of $3. The number of dozen eggs supplied decreases from 100,000 to 75,000 as a result of the price shift. The price elasticity of egg supply is 3.33.
Define price elasticity of supplyPrice elasticity of supply is a metric that expresses how responsive a good's supply is to price changes. By dividing the percentage change in the quantity supplied by the percentage change in the price, it is calculated.
The quantity supply price elasticity is calculated as the difference between a percentage change in the quantity supplied and a percentage change in the price.
For eggs, the price elasticity of supply is:
% change in Quantity supply= 75,000- 100,000/75,000× 100=33.33%
% change in price = (2.70 - 3.00) ÷ 3.00× 100= 10.00%
Price elasticity of supply = 33.33/10.00=3.33
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Selected information relating to Yost Company's operations for the most recent year is given below:Activity:Denominator activity (machine-hours)21,200Standard hours allowed per unit2.2Number of units produced9,500Costs:Actual fixed overhead costs incurred$65,000Fixed overhead budget variance$2,840F The company applies overhead cost to products on the basis of standard machine-hours.Required:1.What were the standard machine-hours allowed for the actual production? (Round "Standard machine-hours allowed per unit" to 1 decimal place.)2.What was the fixed portion of the predetermined overhead rate? (Round "Predetermined overhead rate" to 1 decimal place.)3.What was the volume variance? (Indicate the effect of variance by selecting "F" for favorable, "U" for unfavorable, and "None" for no effect (i.e., zero variance). Round "Fixed portion of the predetermined overhead rate" to 1 decimal place.)
Standard machine hours for actual production is 20900 hours, the predetermined overhead rate is $3.2 per machine hour and $960U for fixed overhead volume variance
1) Standard hours allowed for actual production= Actual units produced*Standard hours per unit
= 9500*2.2 = 20900 hours
2) Predetermined overhead rate= Budgeted fixed overheads/Budgeted number of hours
We were given Fixed overhead budget variance= $2840F
Budgeted Fixed overheads - Actual fixed overheads= $2840F
Budgeted fixed overheads= 2840+$65000 = $67840
The standard number of hours is 20900
So, predetermined overhead rate= $67840/20900 = $3.2 per machine hour
3) Fixed overhead volume variance = Standard rate*( Standard hours - Budgeted hours)
$3.2*(20900-21200)
= $3.2(-300) = $960U
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When dealing with other cultures, international business managers can run the risk of __________, or the belief that their culture is superior to others.
When dealing with other cultures, international business managers can run the risk of ethnocentrism, or the belief that their culture is superior to others.
What is ethnocentrism?In social science and anthropology, as well as in informal English discourse, the term "ethnocentrism" refers to the practice of using one's own culture or ethnicity as a frame of reference to evaluate other cultures, practices, behaviors, beliefs, and individuals rather than the standards of the specific culture in question.
In contexts where ethnicity, inter-ethnic interactions, and related inter-group concerns are important, the term "ethnocentrism" is frequently employed. The phrase is typically defined as "believing that one's own group's ways are superior to others" or "judging that one's own group is superior to other groups."
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Liza has always wanted a horse, and she has finally saved enough money to buy one very soon. In marketing terms, liza is a.
A market is a consumer, actual or potential, who is willing and able to spend money to meet an unmet need. Liza is a market since she has the money to buy a horse very soon and not simply wants one.
Resources are things that are used to create commodities and services. A certain market segment is referred to as a target group. One of the categories used to categorize the entire market is referred to as a market segment.
What is the term for the process of segmenting the whole market into smaller groups that might purchase your product?
In order to better understand the target market, market segmentation divides a market into subsets depending on factors like as demographics, needs, priorities, shared interests, and other psychographic or behavioral factors. You can use this targeting in your product, sales, and marketing strategies by understanding your market segments.
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A positioning strategy that focuses on personality or type of consumer is using a _______ positioning base.a. product attributeb. competitorc. product userd. price and quality
A positioning strategy that focuses on personality or type of consumer is using product user positioning base
The process of establishing a new product's position in consumers' eyes is known as product positioning. It involves examining the market and the positions of the competitors, determining where a new product stands in comparison to the competition, and promoting the product image of a specific brand. To create a product that speaks to their requirements, brands must get to know their customers. A well-planned strategy can pinpoint this product's place in the market and its advantages for customers.
The process entails forging a specific image of a company and its goods in consumers' minds and identifying the key advantages that set a given product apart from similar offerings from rival companies. The target audience of a brand is then informed of the difference using the most efficient communication methods.
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Offshoring is a supply chain strategy that involves moving processes to another country. Which of the following statements related to offshoring is true? All of the above Firms can reduce labor costs by outsourcing processes to low labor-cost countries Firms can reduce the logistical costs of delivering products to international customers by offshoring Firms can avoid tariffs by manufacturing the products in other countries rather than exporting them Offshoring may not be the best choice, even if local labor wages far exceed those of other countries
All of the above
Offshoring has cost benefits like lower labor costs, reduced logistical costs, avoiding tariffsIt has superior qualityIt can have access to more advanced technologyOffshoring lets you lessen one of the most highly-priced components of your business, the labor fees. releasing this up a will can help you reinvest your budget into your enterprise and give you the opportunity to enlarge your offerings and service. basically working for your enterprise instead of in your enterprise.
They are mainly of two sorts: Product Offshoring: whilst the main product is synthetic somewhere else and is imported for sale in the domestic market. service Offshoring: while the product is manufactured in the home market, offerings like customer support, IT, advertising and marketing, and human sources are outsourced.
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Which of the following might be monitored as an indicator of inflation?
consumer price index
gold prices
oil prices
All of the above may be indicators of inflation.
The Consumer Price Index (CPI), which calculates the percentage change in the cost of a selection of products and services that households use, is the most well-known measure of inflation.
What reflects the consumer price index?A market basket of consumer goods and services is used to create the Consumer Price Index (CPI), which tracks the average change in prices over time for urban consumers.The Consumer Price Index (CPI), which calculates the percentage change in the cost of a selection of products and services that households use, is the most well-known measure of inflation.One of the most widely used inflation metrics is the CPI, which gauges the level of retail prices for goods and services at a given moment. This is because it reflects changes in the cost of living for consumers.To learn more about Measure of inflation refer to:
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Which of the following institutions determines the quantity of money in the economy as its most important task?
Central Bank
The central bank of a country controls the amount of money in circulation in order to maintain the health of the economy. Central banks can regulate the amount of money in circulation through manipulating interest rates, creating new currency, and imposing reserve requirements on banks.
Central banks' reserve requirements outline the bare minimum of liquid assets that a commercial bank must hold. This minimal sum, sometimes referred to as the commercial bank's reserve, is frequently decided by the central bank based on a predetermined portion of the bank's deposit liabilities. This rate is frequently referred to as the reserve ratio. Although there are many ways to define reserves, they are typically comprised of the cash held by the commercial bank and physically stored in the bank vault (vault cash) as well as the amount of the bank's balance in that bank's account with the central bank. A bank is free to hold extra reserves, also known as reserves, in amounts above this absolute minimum.
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as james markets his bike tires to sporting goods manufacturers, what trade credit terms would be the most favorable to him, not the manufacturers?
The net 15 trade credit term will be most favorable to him as the manufactures need to pay the money within 15 days of purchase.
What are trade credit terms?Trade credit is a business agreement in which a customer can purchase goods without paying cash immediately but paying the supplier at a later scheduled date. Usually, businesses that operate with trade credits give buyers 30, 60, or 90 days to pay, with the transaction recorded through an invoice.
An invoice containing the term net 15 means that full payment is due in 15 days after the invoice date. Net 15 is part of a company's payment terms. Instead of asking a client to pay immediately after a product has been delivered or service performed, the vendor gives the client time to pay the invoice.
Therefore, the net 15 trade credit term is favorable for James.
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Your question is incomplete, the complete question will be
Average Accounting Return Rule
Based on the average accounting return rule, a project is acceptable if its average accounting return exceeds a target average accounting return.
A project is acceptable if its average accounting return exceeds a target average accounting return is known as, Average Accounting Return Rule.
Target average:
In economics, target average refers the average weight per animal agreed and set out in the Fourth Schedule to this agreement.
Given,
Here we need to find the a project is acceptable if its average accounting return exceeds a target average accounting return.
In order to find the term, we must know the definition of average accounting return,
It means the percentage rate of return expected on an investment or asset, compared to the initial investment's cost.
According to this definition, if its average accounting return exceeds a target average accounting return.
Therefore, this defines the average accounting return rule of the project.
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Which of the following is a reason that a chief executive officer might commit financial statement fraud?a. To receive or increase a performance bonusb. To avoid termination due to poor performancec. To conceal the company's true performanced. All of the above
d. All of the above
To be granted or have a performance bonus increased.
To prevent being let go for performing poorly.
To keep the company's actual performance a secret.
What is financial statement fraud?Asset misappropriation, financial and non-financial reporting, regulatory compliance areas, and illegal conduct should all be covered in the fraud risk assessment.
One of the most typical methods used to commit financial statement fraud is the recording of false revenues. Due to their understanding of accounting and unrestricted access to accounts, the controller or chief financial officer (CFO) of a corporation is frequently the perpetrator of financial statement fraud.
By purposefully making false assertions, fraudsters may be after either monetary or non-monetary assets. Fraudulent conduct could include, for instance, knowingly lying about one's age to gain a driver's license, criminal past to get a job, or income to get a loan.
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Indicate which of the functions of money (a medium of exchange, a unit of account, and a store of value) each of the following performs in the U.S. economy. Check all that apply. Medium of Exchange Unit of Account Store of Value Demand deposit Mexican peso House Plastic credit card Given your answers to the previous task, indicate whether each of the following is considered money in the U.S. economy. Money Yes No Demand deposit Mexican peso O o House Plastic credit card
The following is considered money in the U.S. economy are Demand deposit & U.S. Penny.
What is meant by Demand deposit ?Money stored in demand accounts at commercial banks is known as demand deposits or chequebook money. These account balances are typically regarded as money and make up the majority of a nation's strictly defined money supply. Simply explained, they are bank deposits that may be withdrawn immediately and without warning.Demand deposits are often regarded as a component of the strictly defined money supply since they may be used to pay for goods and services and to repay debts via checks and draughts. Demand deposits and currency are typically included in definitions of a nation's money supply. Demand deposits make up the majority of the money supply in the majority of nations.Learn more about Demand deposit refer to :
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jeff green has been hired as a systems analyst by an online retail company. the company is expecting a huge network traffic triggered by the christmas sale, which will begin from the midnight of december 23. there is an urgent need to adopt a congestion control technique, and it is jeff's responsibility to ensure that he selects an appropriate open-loop congestion control technique to prevent this congestion before it occurs. which of the following techniques should jeff ideally choose to ensure that important traffic can survive the congestion while less sensitive frames are discarded?
Discarding policy techniques Jeff ideally choose to ensure that important traffic can survive the congestion while less sensitive frames are discarded.
What is discarding policy?Discarding Policy: A good discarding policy is one that allows the routers to prevent congestion while also partially discarding corrupted or less essential packages while still preserving the message's quality.When transmitting audio files, routers can drop less essential packets to avoid congestion and preserve the audio file's quality.A good discarding policy set by the routers allows them to prevent congestion, partially reject the corrupted or less important packages, and still retain the message quality.To learn more about discarding policy, refer to
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how does the balanced scorecard concept help guide logistics managers in the development of a performance measurement system?
You and the companies will benefit from using a balanced scorecard to gather a variety of feedback regarding the supply chain operations, such as strategic data for top-level decision-makers, diagnostic feedback to direct improvement, knowledge of trends in performance measures over time, feedback on the efficacy of the performance metrics themself, and data that will be used to forecast future business activities.
The supply chain of an organization has roughly equal layers. The balanced scorecard tackles the four criteria of financial, customer, internal process, and learning and growth at each level of the supply chain.
Businesses take repeated measurements in each of these categories and then cycle through a system where they concentrate on weak performance and enhance performance.
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Building bonds puts on team-building events. The company charges a base rate of $45 per event, plus $7. 50 per participant. If an event costs $120, how many participants are there?.
Team building exercises are exercises that strengthen relationships between coworkers and promote cooperation among team members. Movie nights, Minute Madness, and team lunches are among instances.
What does management team building entail?Building a team is the process of fostering relationships among group members in order to more effectively accomplish the goals of the organization.
Why are relationships between team members and leaders crucial?But in the end, the relationships that form between team members and their leaders enable them to get over their differences and arguments. The editor for SHRM's workplace is Theresa Agovino.
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Which description best fits the definition of M2 money supply?
M2 money supply is the money supply that includes currency, checking accounts in banks, traveler's checks, savings deposits, money market funds, and certificates of deposit.
The best fits the definition of M2 money supply is the checks savings deposits
The M2 money supply is a measure of the money supply and includes cash, check deposits, and readily convertible cash. M2 is a broader measure of money than M1, which includes only cash and check deposits. A savings account is the bank account at the retail bank. Common features include a limited number of withdrawals, lack of checking and linked debit card functionality, limited money transfer options, and the inability to over withdraw. refers to the type of bank account that you open to save a portion of your Interest rates on savings accounts are fairly modest. Investing in fixed deposits is he one of the safest investment options. The rate the bank offers on his FD makes FD a good option.
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comparable bonds are paying 8 percent and the approximate market value of a $1,000 bond is $1,375, then what is the semiannual interest on the bond?
The semiannual interest on the bond is
$1,375 × 0.08 = $110 that is annual interest;
$110 / 2 = $55 is the semiannual interest.
What is a bond?An IOU-like debt security called a bond. Bonds are issued by borrowers to attract capital from investors ready to extend a loan to them for a specific period of time. When you purchase a bond, you are making a loan to the issuer, which could be a corporate, government, or municipality.
A bond is, in the simplest words, a loan from an investor to a borrower, such as a business or the government. The investor earns interest on the investment while the borrower uses the funds to support its operations. A bond's market value may fluctuate over time.
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What's the interest rate on a $14,000 loan that requires a semi-annual interest payment of $550? round to the nearest percent
The interest rate on a $14,000 loan that requires a semi-annual interest payment of $550 is 8%
The formula for calculating FV is P(1 + r/n)(nt) 550 = 14000(1 + r/2)(2.1), where r = 8%.
A sort of debt that a person or other entity accrues is a loan. On behalf of a company, bank, or government, the lender normally advances the borrower a set sum of money. In exchange, the borrower agrees to a particular set of conditions, which may include any fees, interest, a repayment timetable, and other demands.
The charge made by a lender to a borrower is known as an interest rate, and it is given as a percentage of the principal or the amount that was lent. The annual percentage rate, or APR, is typically used to express the interest rate on a loan (APR).
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which southeast asian country remains a significant oil exporter relative to the size of its economy?
Brunei is the southeast Asian country remains a significant oil exporter relative to the size of its economy.
What is the main economic activity in Southeast Asia?
The largest economic sector in Southeast Asia is still agriculture. Except for Brunei and Singapore, agriculture is the primary means of subsistence in every country in the region. But agricultural employment has been falling. Agriculture is practiced by more than two-thirds of the labor force in Cambodia and Laos.
The economy in South Asia, an area with several developing nations, are all growing, with a variety of industries and exports like cotton in Pakistan and textiles in Bangladesh. India is the largest and most significant economy in the region, accounting for nearly 70% of its GDP.
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an organization's reputation can be fleeting, whereas its image is usually consistent over time. true false
False, A company's reputation can change quickly, whereas its image is usually consistent over time.
A social entity's reputation is an opinion about that entity formed as a result of social evaluation based on a set of criteria such as behavior or performance. Reputation is a pervasive, spontaneous, and highly effective social control mechanism. A person's social standing in society is determined by their reputation. It is an indication of his or her power. A person with a good reputation is definitely preferred for better jobs and leadership positions.
The best talent in the industry is easier to recruit and keep around when an employer has a good reputation. Prospective employees consider corporate social responsibility, financial performance, staff reviews, media coverage, and brand value when deciding whether to work for a company.
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The inability to show _______, or to resolve conflict with another person, can block people's ability to make positive deposits to the relationship bank account.
forgiveness
The inability to show forgiveness to resolve conflict with another person, can block people's ability to make positive deposits to the relationship bank account.
What do you mean by Bank account ?
A bank account can be defined as a financial account which is maintained by a bank or other financial institution. All the transactions between the bank and a customer are recorded.
These majorly include
Checking accountsSavings accounts Money market accountsThe role of bank account revolves around preparing and maintaining important financial reports, tax returns and ensuring that taxes are paid properly and on time.
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prepare the employer's september 30 journal entry to record accrued salary expense and its related payroll liabilities for this employee.
2,126.40 is the employer september 30 journal entry of record accrued salary expense and its related payroll liabilities for this employee.
The employer journal to record salary expense and related payroll liabilities only take FICA - SS , FICA - M and Federal income taxes withheld.
FICA - SS = 128,400 - 5,400 = 123,000
FICA - SS = $2,400 (current) x .062 = $148.80
FICA - M = $2,400 x .0145 = $34.80
Debit Salary expense 2,400 and Credit FICA - SS 148.80,
FICA - M 34.80 , Employee federal income taxes payable 90
Salary payable = 2,400 - (148.80 + 34.80 + 90) = 2,126.40
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