Answer:
Collateral mortgage a type of loan secured against the borrower's property (home) through a written note of indebtedness such as the Promissory Note. It is usually seen as an extra security for the lender in case the borrower defaults on the loan.
Understanding Collateral Mortgages:
When the bank gives you the option of going for a conventional mortgage or a collateral mortgage, the main issue would be first to understand what the difference between the two is.
How is collateral mortgage different from traditional mortgage:
In short, a conventional mortgage gives the borrower access to a set loan amount with a fix interest rate, payable during an agreed period of time. A collateral mortgage is similar in many respects to a conventional mortgage (as it comes with an agreed interest rate and term), but the lender starts out with the idea that the borrower might want to borrow more money in the future under the same agreement and this is why up to 125% per cent might be charged on the value of the property. As a result, the collateral mortgage registered will be higher than the loan amount received by the borrower.
For example, if you would like to buy a home worth $300,000 with a 20% down payment, you'll have $240,000 in conventional mortgage at, let's say, 3.5 % rate, payable in 25 years. With a collateral mortgage, the loan amount will still be $240,000, but the mortgage registered will be $375,000.
Usually, the property being financed with the loan serves as the collateral securing a mortgage. As a result, the lender has the legal authority to seize and sell the property in order to recuperate its losses in the event that the borrower fails to make mortgage payments.
As a guarantee or security for the loan, the property gives the lender peace of mind that they will have a valuable asset to fall back on in the event of a default.
A sort of loan known as a collateral mortgage is one that is secured against the borrower's home by a written note of debt, such as the Promissory Note. It is typically viewed as additional insurance for the lender in case the borrower misses a payment on the loan.
As a result, the significance of the collateral secures a mortgage are the aforementioned.
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oyanty:
10. A plan for the optimal use of promotional elements such as advertising, public relations, personal selling, sales
promotion, and social media-is known as a
a. promotional strategy
b. competitive advantage
c. marketing mix
d. promotional mix
Answer:
a
Explanation:
did it on the test and I got it right
a circular playground has a circumference of 176 feet. What is the distance from the edge of the playground to the middle of the playground?
Answer:
The distance from the edge of the playground to the middle of the playground is approximately:
28.01 feet.Explanation:
To solve this exercise you must know PI (3.1416 approximately) which is the result from the circumference divided in the diameter, in the next form:
PI= circumference/diameter.How we know the circumference and the valor of PI, we can find the playground diameter:
PI= circumference/diameter.Diameter= circumference/PIDiameter= 176 feet/PIDiameter= 56.02 feet approximately.The distance from the edge of a circle to the middle is named radio, which is the half of the diameter, then:
Radio= Diameter/2Radio= 56.02 feet/2Radio= 28.01 feet.How you can see, 28.01 feet is the distance from the edge of the playground to the middle of the playground.
What is customer service and why is it important?
Answer:
is the fact of taking care of the customer's needs by providing and delivering professional, helpful, high quality service and assistance before, during, and after the customer's requirements are met
Increase the amount of money each customer spends with your business. Increase how often a customer buys from you.
Explanation:
Steve borrowed $750 for a new dresser. He made 9 monthly payments to repay the loan. He paid $45 interest. What is his
simple interest rate?
12%
9%
4.5%
8%
6%
Answer:
Not 6%
Explanation:
Trust
The simple interest rate is 8%.
Calculation of the simple interest rate;Since the borrowed amount is $750
The number of months is 9
And, the simple interest is $45
We know that
SImple interest = Principal * rate of interest * time period
$45 = $750 * rate of interest * 9/12
$45 = $750 * rate of interest * 0.75
So, the rate of interest is 8%
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Why are public goods important
Answer:
Because it can be use by many people
which of the following best represents a "supply curve"?
A. a
B. b
C. c
D. d
Answer:
I think the answer is B
Explanation:
if theres a drop in supply there will be a price change aswell, most of the time increases the price of products.
The Wei's are buying their first home. The purchase price of the home is $175,859. The Wei's are putting a
12% down payment on the home. They will finance the rest. If they get a locked rate of 4.75% for a 30 year
term loan, what will be their monthly payment?
Jody's credit card had a balance of $579.53 on October 1. On October 8, she made a payment of $500. On October 16, she made
a charge of $200. On October 24, she made another charge of $350. What was her average daily balance?
$385.98
$79.53
$392.03
$629.53
$279.53
Answer:
629.53 (C)
Explanation:
$579.53 - $500 = 79.53
$79.53 + $200 = 279.53
$279.53 + $350 = 629.53
Subtract $579.53 by $500 then add $200 and $350
Brainliest, maybe???
(if this is right.)
Her average daily balance was $629.53. As a result, choice (D) is the proper response.
What was her average daily balance?We know that:
On October 1, her balance was $579.53
On October 8, her balance was $579.53 - $500 = $79.53
On October 16, her balance was $79.53 + $200 = $279.53
On October 24, her balance was $279.53 + $300 = $629.53
So, first, her balance is $629.53 for 7 days. Then her balance is $79.53 for 8 days, then her balance was $279.53 for another 8 days, and finally, her balance was $579.53 for the last 8 days of august.
An accounting technique known as the average daily balance uses the balance invested or paid at the end of each day of the billing period to determine interest costs rather than the balance at the end of the week, month, or year.
Hence, option (D) is accurate.
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Decide whether each situation is a checking account deposit or debit. Drag each situation to correct category.
The question is incomplete:
Decide whether each situation is a checking account deposit or debit. Drag each situation to correct category.
-banking a $100 gift check
-paying a utility bill online
-receiving an eft of wages earned
-writing a check for groceries
-taking $40 out of an atm
Answer:
-banking a $100 gift check : deposit
-paying a utility bill online : debit
-receiving an eft of wages earned : deposit
-writing a check for groceries : debit
-taking $40 out of an atm: debit
Explanation:
A checking account is a bank account in which you can deposit or withdraw money. A checking account deposit is when you transfer money into the bank account and a debit is when the money is taken out of the account. According to this, the answer is:
-banking a $100 gift check : deposit because you are adding funds to the account
-paying a utility bill online : debit because by paying the bill you decrease the amount in the account.
-receiving an eft of wages earned : deposit because this increases your balance.
-writing a check for groceries : debit because the amount paid decreases the balance of the account.
-taking $40 out of an atm: debit because this decreases the balance of the account.
Answer:
deposit:
- banking a $100 gift check
- receiving a EFT of wages earned
debit:
- paying a utility bill online
- writing a check for groceries
- taking $40 out of an ATM
Explanation:
correct on edge 2022
Maria has been assigned a project at work where she has to do a
presentation in front of a client. Which of these should Maria use to do her
presentation?
Answer: on-screen presentation software
Explanation:
Answer:
on-screen presentation software
Explanation:
which of the following functions of money would owning a house in a stable market be classified under?
A. medium of exchange
B. imports and exports
C. impact value
D. storing value
Answer:
medium of exchange hope this helps
Willie sometimes feels uncertain that he has made the right decision when he spends money or agrees to
activities with his friends. He knows that you learned about the decision-making process and has asked you
about the process. You know that he now pays for gas so a friend will drive him to and from school. To help
him learn about the decision-making process, explain what to do for each of the six decision-making
stages to help him consider the alternatives to getting a ride every day. Stages 1, 5, and 6 are already
provided for you. (6 pts.)
Answer:
hhhh
Explanation:
The key elements of creating effective advertising revolve around the two
categories of ____ and design.
A. Promises
B. Content
C. Music
D. Graphics
The key elements of creating effective advertising revolve around the two categories of content and design. Thus, option (b) is correct.
What is advertising?
The term “advertising” refers to the part of the promotion in the market. Advertising informs the consumer about the product and services available. These are the primary goals for attracting the target audience. There are the based on the marketing promotion. The advertising is the target audience.
According to the advertising, are the main element of the matter to the related details. The design was to attract to the consumer. The term design refers to the visual representation of image and shapes. The design main purpose to design of logo, word art, and advertisement design. The content of the paragraph are the necessary.
As a result, the key elements of creating effective advertising revolve around the two categories of content and design. Therefore, option (b) is correct.
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А ___store is one that sells goods to consumers.
wholesale
markdown
markup
retail
Answer: retail
Explanation:
A retail sale occurs when a business sells a product or service to an individual consumer for his or her own use
8. Which factor is considered the most critical in determining where customers choose to shop?
a. Store/website design
b. Display
c. Merchandise selection
d. Service
When a price floor is set higher than the market price for a product, what will result?
The quantity supplied will exceed the quantity demanded.
The quantity demanded will exceed the quantity supplied.
The quantity demanded and the quantity supplied will be equal.
The quantity supplied and the quantity demanded will be unaffected.
Answer:
C
Explanation:
me took the test
Some people say that investing their hard-earned money in the stock market is like a form of gambling, and that it is no safer than playing blackjack in Las Vegas. Is this true? Why or why not? Support your answer with at least three facts.
Answer:
Investing in the stock market is not gambling and it isn't' riskier than playing blackjack in Las Vegas. Because when you invest you own a fraction of a business, and you have to evaluate the businesses so you could by a fraction of them considering their performance.
Explanation:
The reason behind this answer is that in the first place there is a big difference between gambling and investing. When you invest supported in fundamental and value theories. You buy the fraction of a business. So, you have to evaluate the businesses and decide which one is good for you to invest in. While when you bet on blackjack you bet on the probability of being right, instead of a business system. Also, because businesses are regulated, so they can't scam investors. And finally, because businesses want to create money, while blackjack is not an individual or institution with a purpose.
May I have help with this question
Answer:
3
Explanation:
The correct answer Is 3
In what way did Jesus go beyond the commandments in his teaching? Name one of the commandments and explain how Jesus is asking for more.
Answer:
1. Loving God above all things: Jesus just not teaching with words, but with his actions too, when he was in the desert 40 days and 40 nights without food or water, the devil tempts him for he kneels in front of the devil, I consider that was a big trial that no many humans can do, but he, strong and decided in his faith, doesn't kneel in front of the devil, demonstrating that the love to God is above the hungry, thirsty or another need of the human body (God above all things).
Explanation:
There are many examples that could show you how Jesus was the perfect human, but in this case, I select the trial in the desert, because was when Jesus directly fight with the devil, showing us that despite the needs form the human body, a person can overcome the difficulties and being a good example of a servant of God.
Which support service professional develops school curriculum and teaching standards? A. school psychologist B. school counselor C. instructional coordinator D. instructional designer
Answer:
D, instructional designer
Explanation:
An instructional designer is a professional that is saddled with the job of designing courses, redesigning courses, creating teacher guides, etc for the sole purpose of learning by students.
The job of an instructional designer is very important in the learning process as without them, teachers would not know what to teach student at a certain age or grade.
Instructional designers try to create the best possible ways to present learning contents such that any individual can assimilate or comprehend it easily thus improving performance and knowledge of the student.
Cheers.
______can be computed based on hard data or expert judgment and relevant
experience.
Incentives
Workforce allocation
Performance indicators
Durations
Why is it important to recognize expansion opportunities?
Answer:
Because it give you the opportunity to offer a diverse range of products and services. (this is expansion in business growth)
Explanation:
1. Out of 115000 students, 20% failed in SLC,40% of failers.
failed in science only and 35%in Mathematics only.
but 5%of them failed in other subjects
Then,
How many failed in boths Science and Mathematics?
Explanation:
hope this helps you..............
Answer:
the answer is attached to the picture
Please help it’s due today
It’s business
About location
The concept of splitting time, energy and other resources between career activities and family or personal activities is known as which of the following?
Objectivity
Adversity
Work-life balance
Efficient allocation
The concept that human desires are unlimited while resources for achieving those desires are limited is known as which of the following?
Equality
Adversity
Scarcity
Opportunity
Which of the following helps to avoid wasting resources on goals that CANNOT be accomplished?
Flexibility
Realistic expectations
Persistence
Organized planning
1. Work-Life Balance is the practice of allocating time, energy, and other resources between all the areas of one's endeavor. The correct answer thus is C.
2. Scarcity exists because there is not enough resources in most cases to cater for all human desires. The correct answer, thus, is C.
3. When a goal CAN NOT be attained, it is called an Unrealistic Goal. Hence, Realistic expectations are goals that can be attained and are worthy of pursuit. The correct answer, thus, is B.
How can one Achieve Work - Life Balance?
Work-Life can be achieved through proper time management. Proper time management means allocating ones time according to how important an endeavor is.
It is to be noted that the idea of importance is relative, that is, it differs from person to person and from organization to organization.
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Micro-economics question is in the picture, Thank u!
Answer:
The supply of Ivory has decreased, bringing an increase to the price and reward for poaching.
Jane earned a lot of money from her money market funds even though the economy was
struggling. Her financial adviser made the decisions of where to invest her money.
internal
external
Answer:
external
Explanation:
The lower risk you are as a borrower,
A) the better the terms of your loan will be.
B) the higher the interest rate you will be charged
C) the longer you can take to pay off the loan.
D) the less likely you are to get a loan.
6. Commercial banks create money by
A. making loans while only keeping a fraction of deposits in
cash on hand at any given time.
B. printing money as the needs of the economy change.
C. accepting loan payments that are made on time.
D. borrowing money from other banks.
Answer: I think is A
Explanation:
does someone know how much is t
he new MacBook pro 2020 (1,200) but with the student discount ?
1,199 I typed the iPad pro
Explanation:
give me the money
