A realistic job presentation (RJP) is a presentation of positive and negative information about the job and the organization to potential applicants.
A realistic job overview (RJP) is a tool that informs the candidate about the job and the organization, both in terms of pros and cons.
The goal is to show applicants a real picture of the job and the organization. Recruitment is always two-way. However, most organizations ask applicants a thousand questions, so there is usually little time left to inform the candidate.
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a financial institution has an investment horizon of two years 9.33 months (or 2.777 years). the institution has converted all assets into a portfolio of 8 percent, $1,000 three-year bonds that are trading at a yield to maturity of 10 percent. the bonds pay interest annually. the portfolio manager believes that the assets are immunized against interest rate changes. is the portfolio immunized at the time of the bond purchase? what is the duration of the bonds? will the portfolio be immunized one year later? assume that one-year, 8 percent zero-coupon bonds are available in one year. what proportion of the original portfolio should be placed in these bonds to rebalance the portfolio?
A 13.6 % proportion of the original portfolio should be placed in these bonds to rebalance the portfolio.
The investment horizon is either 21.5 months, 9.5 months, or 1 year. Therefore, the following approach can be used to determine the percentage of bonds that should be in the zeros:
21.5 months is X*12 months + (1-X)*23 months
X = 13.6 percent. As a result, after a year, 13.6% of the bond portfolio should be in zeroes.
The investment horizon will be 1 year, 9.5 months long after the first year. The bonds will be in effect for 1.9247 years, or 1 year and 11+ months, at this time. As a result, the bonds will no longer be immunized.
The tenure of the bonds is 2.7774 years or 33.33 months. Practically speaking, the bond investment horizon was immunized when it was purchased.
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he pack company purchased an office building for $4,500,000. the building had an estimated useful life of 40 years and an expected salvage value of $500,000. calculate the depreciation expense for the second year using the double-declining balance method
Depreciation can be calculated in a number of ways, including: Method of straight lines. Method of writing down values.
The second-year deficit was $213,750.
Cost: $4,500,000
residual value: $500,000
base depreciable: $4,000,000;
life: 40 years
$4,000,000 ÷ 40 = $100,000
SLM depreciation equals $100,000 per year.
$100,000 ÷ 40 = 2.50%
2.50 percent SLM Rate
The DDB rate is 5%.
How is the declining balance method calculated?Depreciation per annum = (Net Book Value - Residual Value) x % Depreciation Rate Net Book value is the cost of a fixed asset minus the accumulated (total) depreciation. This is the formula for calculating depreciation value using the declining balance method.
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an organized script for people to address service delivery failures with customers is referred to as a: a. customer failure system. b. customer problem system. c. customer recovery system. d. customer fail-safe system.
A customer recovery system is a set of guidelines for employees to follow when communicating with consumers about problems with service delivery.
Customer recovery is the step a business takes in the wake of a service failure to turn unsatisfied clients into advocates. Successful businesses have a procedure that not only reduces incoming customer complaints but also leaves the client satisfied.
An effective illustration of service recovery is one in which the business strives to address the issue first. For instance, the first thing you should do if you discover an error on your phone account is called the phone service provider. They provide a helpful FAQ website with a self-diagnostic issue section.
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HELP ASAP 40 POINTS
How do you recommend the government change GDP and taxes to stabilize the economy in each of the following scenarios?
1, Economic growth has started slowing and the unemployment rate has increased over the past four months.
2, There has been strong growth in GDP over the past year, unemployment is very low, and inflation has started to rise.
3, Prices are stable, unemployment is low and the economy is growing at an average rate
1) During a situation where economic growth has started slowing and the unemployment rate has increased over the past four months, the government needs to change GDP by increasing it's spending and lowering taxes. The above will inject money supply into the economy and increase spending power.
2) Where there has been strong growth in GDP over the past year, unemployment is very low, and inflation has started to rise, the government needs to curb spending by selling money market instruments such as government bonds. Taxes should be increased to reduce the money supply.
3) Where prices are stable, unemployment is low and the economy is growing at an average rate the government should focus on expanding the economy through exports.
What is GDP?Gross domestic product (GDP) is a financial measurement of the market worth of all final goods and services produced and sold in a country during a given period of time.
Most people agree that a higher GDP is desirable because it is associated with greater economic opportunity and a higher standard of living. As you can imagine, a country with a high GDP can still be a less than optimal place to live, so there are other factors to consider.
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this year darius provided services to several clients, each of whom paid with different types of property. which of the following payments is not included in darius's gross income? a) cash b) shares of stock listed on the new york stock exchange. c) a used car d) gold coins e) all of these are included in gross income
This year darius given administrations to a few clients, each of whom paid with diverse sorts of property. the taking after installments isn't included in darius's net pay cash , offers of stock recorded on the modern york stock trade, a utilized car, gold coins all of these are included in net income
How much do you make in total?Before benefits, taxes, and other payroll deductions are deducted from wages, gross pay is what employees are paid. Take-home pay, or net pay, refers to the amount that remains after all withholdings have been accounted for.
What is gross and net income?The total revenue generated by sales of goods and services during a given time period is known as gross income. The profit that remains after subtracting all expenses from gross income is called net income. The key to understanding the financial health of your business is knowing the difference between the two.
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if you have a problem in which the remedy will be between $1,500 and $3,000, the appropriate tool to use would be a:
When we have a problem in which the remedy will be between $1,500 and $3,000,The appropriate tool to use would be a small claims court.
Small claims court is used to claim for money or the recovery of personal property valued at under $750. Small claims court is also used to the similar various of claims valued from $750 to $10,000 by people who do not want to use a lawyer and who want to get their case heard relatively rapidly. If you operate the Claim and Notice shape in Supporting Documents below, you may want one whole authentic to report with the Court. Upon charge of the $37 submitting fee, copies might be made and licensed for service. If you want extra copies, you should buy them for.
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what is the predetermined overhead rate, and why do companies use this calculation to apply manufacturing overhead?
An allocation rate for manufacturing costs that are incurred indirectly during the production of a product is known as a predefined overhead rate (or several products). It is employed to predict the expenses of future manufacturing.
Because manufacturing overhead expenses are hard to track, businesses frequently utilize predetermined overhead rates instead. Normally, overhead costs are computed at the end of an accounting period, but managers need to be aware of this information before the end of the year so they can evaluate the performance of the business. In addition, compared to actual overhead costing, predetermined overhead rates make it simple to record production expenses.
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the following statements describe why it is important to make the consumer aware of the brand name. choose a false statement. a. consumers are more likely to put a familiar brand in their top-of-mind, compared to unfamiliar brands. b. consumers are more likely to choose a familiar brand, compared to unfamiliar brands. c. consumers tend to learn something about a familiar brand faster than unfamiliar brands. d. consumers tend to perceive a familiar brand as cheaper and more irrational purchases, compared to unfamiliar brands. e. marketing communications for familiar brands are easier and more effective than unfamiliar brands.
The false statement is: marketing communications for familiar brands are easier and more effective than for unfamiliar brands.
Brand equity refers to the worth an organization gains from a product with a recognizable and loved name compared to a generic equivalent.
The company's assessment of the market was hardly objective. They saw the 'broken' as a drag that their product resolved. A complete is among the foremost necessary assets an organization has. As a result, it represents the corporate and helps keep it in consumers' minds.
Brand equity refers to the worth an organization gains from a product with a recognizable and loved name compared to a generic equivalent.
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what method of handling conflict uses an independent third party and avoids the costs of litigation and unilateral decision making?
Alternative dispute resolution is the method of handling conflict uses an independent third party and avoids the costs of litigation and unilateral decision making.
What do you mean cost?A cost is the value of money that's been used to create something or deliver a service and is now unavailable for use in manufacture, doing research, selling it to consumers, and preserving bank documents. When calculating a purchase price, the sum of the acquisition's costs is taken into account.
What are cost examples?Raw materials, personnel, and other output expenditures such as distribution charges are all called strategic costs. It is simple to link the expense to a specific project, division, or product.
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recently issued bonds that mature in 17 years. they have a par value of $1,000 and an annual coupon of 11.8%. if the current market interest rate is 10%, what is the current yield of this bond?
The current yield on his bond is 10.31%.
How much does interest cost?the portion of a loan that the borrower must pay as interest; this proportion is sometimes shown as an annual percentage of the loan balance.
example:
The rate informs you of the precise amount of interest you will earn or pay on a loan. For instance, $6 ($100 X 0.06) would be the interest on a $100 loan at a nominal interest rate of 6%. The interest rate does not change as the loan's size increases. The borrower would continue to pay 6% even if the debt rose to $1,000.
Information provided:
Face value = future value = $1,000
Time = 17 years
Coupon rate = 11.8%
Coupon payment = 0.118%*1,000 =$118
Yield to maturity = 10%
Enter the below in a financial calculator to computer the present value:
FV = 1,000
N = 17
PMT = 118
I/Y = 10
Press the CPT key and PV to computer the present value.
The value obtained is 1,144.39.
Therefor the price of the bond is $1,144.39.
Current yield = $118/$1,144.39*100
= 0.10*100
= 10.31%
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rena is beginning her week as a sales representative for logitech technology. she decides to start the day by developing a list of potential customers, which is called
Rena is beginning her week as a sales representative for Logitech technology. she decides to start the day by developing a list of potential customers, which is called prospecting.
When a salesperson spots a potential client, it's called?Prospecting is the action here. Finding potential customers for a good or service is the first step in the rest of the sales process. A lead. A potential customer is a buyer of a good or service who hasn't been approved yet.
Which stage of the sales process is used to draw in prospective clients and customers?During this phase, you locate potential clients and ascertain whether they require your good or service—and whether they can pay what you have to offer.
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the manager of a publishing company plans to give a $20,000 bonus to the top 15 percent, $10,000 to the next 30 percent, and $5,000 to the next 10 percent of sales representatives. if the publishing company has a total of 200 sales representatives, what is the expected bonus that the company will pay?
We can often find expected values for probabilistic events, like the expected value of making a number of uncertain investments.
However, we can also find expected values for less uncertain expectations, like the amount of money a company plans to pay sales representatives in bonuses.
30 people comprise the top 15% of 200 sales representatives. A subtotal of 30 times $20,000 equals $600,000, with a bonus of $20,000 for each of these.
How does Expected Value work?
A random variable's long-run average value is the expected value, which can also be referred to as EV, expectation, average, or mean value. The probability-weighted average of all possible values is also shown. The concept of expected value is frequently used in finance.
How is the expected value determined?
Simply multiply each value of the discrete random variable X by its probability and add the products to get the expected value, E(X), or mean. The formula is as follows: E (X) = = x P (x)
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what are the core processes of business identified by bossidy and charan? (choose every correct answer.)
Understanding the backgrounds of the two authors can help you better understand this management technique. Larry Bossidy has successfully led a number of businesses to great success. He changed the business while serving as CEO of Allied Signal, earning him the 1998 CEO of the Year award.
Additionally, he was the COO and the Chairman and Former CEO of Honeywell International. Ram Charan serves as a board of director and senior executive advisor. He has done business with firms like GE, Bank of America. Based on the authors' experience, there is positive news for leaders in execution.
The capacity to make a strategy and follow it to achieve great things is a skill that can be learnt, just like any other discipline. But it necessitates a little different mentality than what most leaders are used to.
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from the guest presenter, elizabeth oates, director of consumer insights at ulta: approximately what percent of adults in the usa belong to at least 1 loyalty program?
Loyalty/reward program describes the gifts, special offers, and other incentives that businesses give to their clients as part of a plan to keep them coming back for more of their goods or services.
When creating a successful loyalty/reward program, a business should take into account the following three factors:Exclusivity, since if everyone in the program receives the same perks, the client won’t see any value in the program, and they need to feel special to be a part of it.Customer knowledge: By understanding your audience, you can make sure that the program will speak to their wants and desires and be relevant to them.Contribution to the brand is necessary since you must ensure that your brand is supported by all of your activities.
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one of the factors listed below determines the shape of the aggregate demand curve. which one does this?
The real balance effect is the factor that determines the shape of the aggregate demand curve.
The balance is the sum owing on an account in banking and accounting. In accounting, the term "balance" refers to the difference between the total of debit entries and the total of credit entries made into an account for a certain financial period. A debit balance is displayed when there are more total debits than total credits. The demand curve is a graphical depiction of the relationship between the cost of a good or service and the amount demanded over a specific time period. Individual and market demand curves are the two different types of demand curves. It shows a graphic depiction of the demand schedule. It can be made by graphing the relationship between price and quantity demanded.
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through what methods can a leader energize employees? group of answer choices show employees that work can be fun. be optimistic. be optimistic and show employees that work can be fun all answer choices are correct have a good work ethic.
The correction answer is option D. The leader can energize the employees by all the given methods.
How effectively you communicate with your staff will determine how you can motivate them. If you don't fully comprehend the team aim, it can be difficult to feel invested in it. Overcommunicate your objectives and the roles you anticipate each person to play. Inform your customers frequently about business changes and progress. High communication and close ranks are essential for preserving alignment during chaotic times.
Set tiny, attainable, short-term goals for each employee that are in line with the overarching mission objective as opposed to massive, long-term goals for your team. Trust your staff, and give them room to participate significantly. Ask for opinions. Listen carefully and find out how you may assist them in enhancing their performance. Create a nice work atmosphere for your staff.
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a 3-month call with a strike price of $25 costs $2. a 3-month put with a strike price of $20 and costs $3. a trader uses the options to create a strangle. for what two values of st does the trader break even with a profit of zero, where st is the stock price in three months?
For $15 and $30 values of the stock price in three months the trader breakeven with a profit of zero.
$2 is spent on a three-month call with a $25 strike price. A three-month put with a $20 strike price and a $3 cost. Total Cost = $2+$3 = $5.
The call option's break-even price is $30, or $25 + 5. $20 - 5 = $15 is the put option's breakeven price.
If the underlying price moves sufficiently far up or down, the strangle becomes profitable. The call generates revenue with an upward movement. The put is profitable for moves that are downward. S-K must be greater than $5 (the cost of the strangle) for the call to be profitable, followed by S-25 > 25 and S > 30. To be profitable, K-S must be greater than 5 > 20-S>5> S15>.
Break-even hence at $15 and $30.
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numerous environmental laws and regulations have recently changed. senior management has asked the chief audit executive to perform an environmental audit to be completed as soon as possible. the internal audit activity currently is performing an operational audit. as a result, the chief audit executive must make difficult decisions about resource allocation. which of the following is the least significant issue in determining whether to reallocate audit resources? the results from the prior financial audits. the potential fraud discovered during the operational audit. potential cost to the organization for noncompliance with the new environmental laws and regulations. the knowledge, skills, and competencies of the internal audit staff.
The least significant issue is the results from the prior financial audits in determining whether to reallocate audit resources.
Allocation of resources is done by the internal auditors after analyzing and determining the availability of resources in order to establish the engagement objectives in the environmental audits. There are certain factors that need to be considered in the allocation process:
Full information regarding both ongoing audits and new engagements.The consequences of not completing either engagement within a time limit.The knowledge, skills, and competencies regarding allocating resources and precision work of the internal audit staff with due professional care.Knowing prior audit details is irrelevant and least significant in determining of reallocation of resources.
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imagine that you have been hired by a famous advertising agency. your first assignment is to design a campaign for a new brand of designer water. in reality, however, the designer water is no different from the regular city water. in this case, you are best off using the route, because .
You work for an advertising agency. You have been assigned to come up with an advertising campaign for a new brand of designer water. In this case, you are best off using the peripheral route, because you don't have strong arguments for why your product is superior.
What's the part of an advertising agency?Advertising Agency is just like a knitter. It creates the advertisements, plans how, when and where it should be delivered and hands it over to the customer. Advertising agencies are substantially not dependent on any associations. These agencies take all the sweats for dealing the product of the guests.
What's significance of advertisement?Advertising is a type of paid creation that brings attention to your crucial communication, and it's the pivotal coming step for making your digital marketing strategies work. It increases your brand exposure so you can snappily achieve your business pretensions, from erecting your client base to growing your deals volume.
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before kyah was hired at ac technologies, marcus was the only person in the office with detailed knowledge of the computerized inventory control system. since kyah is now equally familiar with the system, marcus has found that his level of expert power within the organization has decreased due to which factor?
The level of expert power for Marcus ad decreased due to the substitutability factor in the organization.
In the field of business, when a person working in an organization has a threat from another worker who is equally skilled to him then such a phenomenon is referred to as substitutability.
Substitutability refers to the act of being replaced by a person who is of equal value to you.
In the case above, Kyah is a substitute for Marcus as she has the same computerized knowledge as him. Hence, the level of expert for Marcus has decreased because of a substitute being present in the company now.
Although a part of your question is missing, you might be referring to this question:
before Kyah was hired at ac technologies, Marcus was the only person in the office with detailed knowledge of the computerized inventory control system. since Kyah is now equally familiar with the system, Marcus has found that his level of expert power within the organization has decreased due to which factor?
substitutability
threat
competition
reliability
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during 2022, jasmine (age 12) received $7,200 from a corporate bond. she also received $740 from a savings account established for her by her parents. jasmine lives with her parents and she is claimed as a dependent in their tax return. assuming her parents' marginal tax rate is 24%, what is jasmine's gross tax liability? (use tax rate schedule, standard deduction.)
Assuming her parents' marginal tax rate is 24%, the Jasmine's gross tax liability is $0.
What is marginal?Marginal refers to the emphasis on the expense or benefit of the subsequent unit or person, such as the cost of producing an additional widget or the revenue generated by hiring an additional employee. When making decisions, businesses employ marginal analysis to optimize their potential revenues.The marginal theory contributes to a better understanding of human reasoning, behavior, subjective assessment, and effective market prices. Marginal explains the distinction between total utility and marginal utility.Understanding marginal helps businesses choose how to price their products more effectively.The additional rate to produce a new good is known as the marginal rate . Say, for illustration, that it costs $100 to produce 100 vehicle tyres. It would cost $80 to produce one more tyre. Therefore, this is the marginal.To learn more about marginal from the given link :
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subsidiary x, located in a country with a 25% corporate income tax rate, and subsidiary y, located in a country with a 35% corporate income tax rate are part of a decentralized organization. they have been engaged in trade with one another using a negotiated transfer price of $50 per unit for sales by subsidiary x to subsidiary y. the parent company of both subsidiary x and subsidiary y recently set a discretionary transfer price of $90 per unit for the transfers between x and y. how will subsidiary managers in the decentralized organization view this decision by parent company management? group of answer choices the manager of subsidiary y will be concerned about the decline in subsidiary y's profit and the effect this will have on his/her bonus. they will embrace it whole-heartedly because corporate profits will increase. they won't mind because the intercompany transaction will still occur. they won't notice because all decisions in the decentralized organization are made by the parent.
"The manager of subsidiary y will be concerned about the decline in subsidiary y's profit and the effect this will have on his/her bonus."
The general manager of a wholly owned subsidiary can follow the rules set forth by the parent company without raising any objections, but the manager of a joint venture subsidiary must take into account the wishes and ideas of the secondary partner and the parent company because they both own the business and have decision-making authority.
A joint venture is a business that was founded, is owned by, and is run by two or more businesses. In a joint venture, the partners may be equally divided, or one partner may own a larger portion of the company. A single business owns a totally owned subsidiary and retains control over it.
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marketing research needs to be an ongoing process at a firm since changes in the marketplace and among consumers is a continuous process.
Since customer and market trends are constantly changing, marketing research needs to be a continual activity at a company, true.
What exactly is market research?Marketing research is the procedure used by a firm to obtain data on its target market and ideal customer in order to inform its go-to-market strategy. Data collecting for this study may involve talking to existing or past clients, consumers in your target market, or even the marketing efforts of rivals.
A business benefits from marketing research when it learns what customers like and hate about a product or service as well as what they claim they want. These insights can significantly influence a business's decision-making and are available in both quantitative and qualitative forms.
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in the past, an example of real estate market success in the midst of wide-spread real estate market failure was:
Apartments during the Great Recession served as an example of the real estate market thriving amid widespread failure in the past.
A recession is a sizable, pervasive, and protracted decline in economic Recession activity. According to a common rule of thumb, a recession is defined as two consecutive quarters of declining gross domestic product (GDP). Declines in economic output, consumer demand, and employment are typical effects of recessions.
A recession is defined by economists at the National Bureau of Recession Economic Research (NBER) as an economic contraction that market begins at the height of the expansion that came before it and ends at the lowest point of the subsequent downturn.
The NBER uses a variety of indicators to determine the beginning and market end of a U.S. recession, including nonfarm payrolls, industrial production, and retail sales.
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for students not wanting a traditional major in marketing or accounting, for example, the college decided to create a general business major, which allowed any combination of the easiest business courses to comprise the program. the competitive priority achieved in this example is: group of answer choices low-cost. delivery speed. consistent quality. customization.
The competitive priority achieved by the college in this example is referred to as customization. Therefore, option D holds the correct answer which is 'customization'.
Customization is referred to the process in which changes in the products and services are provided based on the needs and wants of consumers. As per the given scenario where to acieve the competitive priority, the college created a customized 'General Major' subject based on the students' wants and needs. Since students did not show interest in studying the traditional major courses i.e. Accounting or Marketing. Customization allowed the college to combine the easiest study material from both Accounting and Marketing courses.
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the united states and the european union impose price floors on many agricultural products. these price floors lead to unwanted surpluses. to deal with a surplus: question 6 options: a) the u.s. government typically pays farmers to produce as much as possible. b) the european union pays farm exporters to sell products for a profit overseas. c) the u.s. government in some cases has destroyed the surplus production. d) the u.s. government holds auctions to sell the surplus to the highest bidder.
To deal with a surplus the European union pays farm exporters to sell products for a profit overseas. A sum that is greater than what is required.
A surplus of sth The plant possessed an abundance of components. ACCOUNTING AND ECONOMICS the amount of money left over after products selling more than you acquire or spending less than you receive: The savings will result in a little more than $24 million surplus. When you have more of anything than you need or intend to utilise, you have a surplus. For example, if you cook a meal and there is food left over after everyone has eaten, you have an excess of food.
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john told all the new hires that they could learn about the health benefits associated with their job title by accessing the company website and looking under the "benefits" tab. which aspect of a high-performance work system is john providing?
Information systems are the high-performance work system that john is providing.
What are Information systems?An information system is a coordinated group of parts used to gather, store, and process data as well as to deliver knowledge, information, and digital goods. Information systems are essential for businesses and other organizations to run and manage operations, communicate with clients and suppliers, and engage in market competition. Electronic markets and inter-organizational supply networks are managed by information systems. For instance, businesses utilize information systems to process their financial accounts, administer their human resources, and advertise online to potential clients. Information systems are at the core of many large corporations. These include eBay, which is primarily an auction site.Amazon, a growing online store that offers cloud computing services, and Alibaba, an online marketplace for doing business with other businesses.To learn more about Information systems refer to:
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louvers, incorporated, accepted a $15,000, 180-day, 10 percent note from a customer on may 31. louvers plans to prepare financial statements as of june 30, the end of its fiscal year. prepare the necessary june 30 adjusting entry for louvers by selecting the account names from the drop-down menus and entering the dollar amounts in the debit or credit columns
The interest of $750 (computed as $15,000 × 10% × 180/360) is due at maturity. Between June 30 and November 27, a total of 150 days passed.
The November 27 entry has a debit to Cash for $15,750 (computed as $15,000 + $750),a credit to Interest Revenue for $625 (computed as $15,000 × 10% × 150/360), a credit to Interest Receivable for $125, and a credit to Notes Receivable for $15,000 (the principal).
In finance and economics, interest is the payment by the borrower or deposit-taking financial institution to the lender or depositor of an amount in excess of the repayment of the principal at a specified rate. It is different from a fee that a borrower can pay to a lender or a third party. Interest is earned by the lender on the use of the funds or paid by the borrower on the use of those funds.
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Suppose that congress were to institute an investment tax credit. What would happen in the market for loanable funds?.
An investment tax credit is a tax incentive that allows businesses to write off a portion of the cost of investing in new equipment or property. The credit is typically a percentage of the cost of the investment, and it can be used to offset income tax owed.
The impact of an investment tax credit on the market for loanable funds is twofold. First, it increases the demand for loans, as businesses seek to finance their investments. This increases the price of loans, and makes it more difficult for borrowers to obtain financing. Second, it decreases the supply of loanable funds, as businesses use the credit to reduce their income tax liability. This decrease in the supply of loanable funds drives up the interest rate.
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which are elements of the indenture? check all that apply: description of collateral basic terms of the bonds, such as coupon rate and maturity date repayment arrangements price of the bond description of protective covenants
Description of collateral basic terms of the bonds are elements of the indenture. An indenture is a formal contract or deed entered into by two or more parties.
An indenture, which dates back to mediaeval England, is a special agreement within a contract that is documented with a specific period or significance. An indenture agreement is a legally binding instrument or contract between two or more bonds parties that defines terms and conditions. A real estate sale, a bankruptcy procedure, or debt agreements can all be governed by indenture agreements. An indenture is a real estate deed in which the two parties agree to continue without responsibilities.
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