What is self administered (no computer / no interviewer)

John Chidsey became the CEO of Subway in November 2019. Since then, he has implemented several strategies and tactics to improve the performance of the company. Here are three examples:

Streamlined menu: One of the first things that Chidsey did as CEO was to simplify Subway's menu. He reduced the number of menu items from over 20 to 11 core items, which made it easier for customers to choose what they wanted and for franchisees to manage inventory and food costs.

Focus on digital: Chidsey has placed a greater emphasis on digital initiatives to improve the customer experience and drive sales. For example, he launched a new loyalty program called Subway MyWay Rewards, which offers customers personalized offers and discounts. He also invested in technology to enable mobile ordering, delivery, and curbside pickup.

Revitalized franchisee relationships: Chidsey recognized that Subway's success depends on the success of its franchisees, so he has worked to improve the company's relationship with its franchisees. He created a Franchisee Advisory Board to give franchisees a voice in the company's decision-making process and has offered financial support to help struggling franchisees weather the pandemic.

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In order to hire professed workers, store directors produce a Job description, look for aspirants who retain the necessary chops, and elect the stylish campaigners for interviews.

A tool that explains a position's tasks, duties, functions, and liabilities is a job description. It subtleties who plays out a particular kind of work, how that work is to be finished, and the rush and reason for the work as it connects with the association's main thing and objects.

Job descriptions can help in determining the necessary chops and capacities for a position, as well as the constraints assessed by the terrain.

A good job description explains to the seeker what the position might number or call for.

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If Mary uses an indirect strategy, she will need to use the services of a freight forwarder. The specific services are "documentation, freight consolidation, customs clearance, and transportation".

The indirect strategy is the type of strategy in which the individual focus on the building brand with time rather than creating and presenting the sales pitch.

She decides to use an indirect strategy as a freight forwarder as the export can help facilitate the transportation and delivery of goods or products to the international market.

Therefore, the some specific services documentation, freight consolidation, customs clearance, and transportation

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In the coupon redemption process, coupons typically flow from the consumer to the retailer. A consumer will typically obtain a coupon from a manufacturer or promoter, either through print media or digital channels. The coupon will contain an offer, such as a discount on a product or a free item, that the consumer can use when purchasing the product from a retailer. Option A

Once the consumer presents the coupon at the retailer, the retailer will verify that the coupon is valid and then deduct the value of the coupon from the purchase price. The retailer will then keep the coupon and submit it for reimbursement to the manufacturer or to a clearinghouse, depending on the arrangement.

If the manufacturer is responsible for reimbursing the retailer, the manufacturer will typically receive the coupons from the retailer or from a clearinghouse and then issue a reimbursement to the retailer. If a clearinghouse is involved in the process, the clearinghouse will typically receive the coupons from the retailer, verify their validity, and then issue a reimbursement to the retailer on behalf of the manufacturer.

In summary, while coupons may originate with a manufacturer or promoter, they ultimately flow from the consumer to the retailer, who then sends them to the manufacturer or clearinghouse for reimbursement. Option A

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One essential approach in optimizing the layout of your brochure is to ensure that it is visually appealing and easy to read. This involves using appropriate fonts, colors, images, and spacing to create a clear hierarchy of information.

Here are some tips to optimize the layout of your brochure: Use a clear and easy-to-read font for the body text, and use a larger and bolder font for headings and subheadings. Choose a color scheme that complements your brand and use it consistently throughout the brochure. Use high-quality images that are relevant to the content and add visual interest to the brochure. Use whitespace effectively to create a clean and uncluttered layout that makes it easy for readers to navigate and find the information they need. Use bullet points and short paragraphs to break up the text and make it easier to read. Consider the flow of information and use a logical structure to guide readers through the brochure. Make sure that important information, such as contact details or a call to action, is prominently displayed and easy to find. By following these guidelines, you can create a brochure that effectively communicates your message and engages your audience.

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The quantitative easing policies adopted by the Federal Reserve are usually thought of as : temporary emergency measures.

Central bank purchases of assets like government bonds (see public debt) and other securities, direct lending programs, and programs designed to improve credit conditions are all examples of quantitative easing (QE) policies. By providing liquidity to the financial system, QE policies aim to boost economic activity. In the short term and medium term, interest rates are lowered by the Quantitative Easing (QE) policy. However, in the long run, it accomplishes precisely the opposite, which is to raise interest rates. This is on the grounds that the Quantitative Facilitating (QE) strategy is intrinsically expansionary.

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Complete question -

The quantitative easing policies adopted by the Federal Reserve are usually thought of as:

A. short term loans to fill out reserves.

B. temporary emergency measures.

C. traditional monetary policies.

D. a relatively weak tool.

If there is an increase in market demand in a perfectly competitive market, then in the short run prices will increase.

In the short run, the supply of goods or services in a perfectly competitive market cannot be increased. Therefore, an increase in market demand will cause a shortage of supply. In order to allocate the limited supply, the prices will increase until the market reaches a new equilibrium.

In the long run, firms can enter or exit the market, and adjust their production levels. As a result, the supply curve becomes more elastic, and the market price will be determined by the marginal cost of production. However, in the short run, an increase in market demand will cause prices to increase due to a shortage of supply.

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The statement is false because having activities with decreasing marginal returns is not the only way that the proportionality assumption can be violated.

The proportionality assumption is a key assumption in linear regression analysis, which states that the relationship between the independent variable(s) and the dependent variable is linear and constant throughout the entire range of values. This means that for a given increase in the independent variable(s), there is a constant increase in the dependent variable.

However, the proportionality assumption can be violated in several ways, including having non-linear relationships between the variables, having outliers in the data, having heteroscedasticity (unequal variance of the residuals), and having omitted variables that are correlated with the independent variable(s) and the dependent variable.

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Governments and competition authorities play an important role in preventing and punishing collusion to promote fair competition and protect the interests of consumers.

When government price regulations pave the way for competitors to band together to reduce output, keep away competition, and keep prices high, it is known as collusion.

Collusion refers to a secret agreement between two or more competitors to act together to achieve a common objective.

In the context of government price regulations, collusion may occur when competitors face price ceilings, which are price regulations that set a maximum price for a particular product or service.

In this scenario, the competitors may collude to restrict output and keep prices high to counteract the effects of the price ceiling.

Collusion is illegal in most countries, as it is considered an antitrust violation. Antitrust laws are designed to prevent monopolies and promote fair competition in the marketplace. When competitors collude, they are effectively working together to reduce competition and achieve higher prices, which can harm consumers and restrict economic growth.

To prevent collusion, governments may use a variety of regulatory and enforcement mechanisms, such as antitrust laws, to investigate and punish companies that engage in anti-competitive behavior. In addition, competition authorities may also promote awareness among companies about the consequences of collusion and educate them on ways to avoid it.

Overall, collusion is a form of anti-competitive behavior that harms consumers and restricts economic growth.

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When the time period or the circumstances under which the property in the items is to be transferred pass, an agreement to sell turns into a sale.

The agreement to sell is an executory contract, whereas the sale is a completed contract. According to section 6(1), the sale document primarily includes current or future items that the seller owns or possesses.

A seller and a buyer come to an agreement known as a contract of sale. For a predetermined price that the buyer has agreed to pay, the seller agrees to deliver or sell something to the buyer. With these agreements, ownership is transferred when the buyer pays and the seller delivers.

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By analyzing these factors, we can compare the wealth, economic stability, status, and power of countries across the world.

The comparison of wealth, economic stability, status, and power of countries across the world can be assessed through various measures such as GDP (Gross Domestic Product), HDI (Human Development Index), GINI coefficient (income inequality), and the Global Competitiveness Index. These indicators provide a comprehensive understanding of a country's economic and social conditions. For instance, countries with high GDP and HDI scores are considered more economically stable and powerful, while those with lower scores indicate a lower standard of living and lower economic development. Similarly, countries with higher GINI coefficients have more income inequality and lower social status, while those with lower coefficients have a more equitable distribution of income. The Global Competitiveness Index measures a country's ability to attract and retain businesses, which indicates its potential for economic growth and development.

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This scenario demonstrates the aspect of effective team building related to celebrating achievements and fostering team morale. By treating the team to lunch, the project manager is acknowledging their hard work and providing an opportunity for them to bond and celebrate together.

This can increase motivation, satisfaction, and collaboration among team members, ultimately leading to a more effective team. This scenario demonstrates the aspect of "reward and recognition" in effective team building. By scheduling time for the team to meet and treating them to lunch, the team leader is showing appreciation for their hard work in launching the new website. This helps to build morale and motivation within the team and reinforces a culture of positive reinforcement.

Providing rewards and recognition is an important aspect of team building as it helps to create a positive work environment and can increase employee satisfaction and productivity.

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The first step in planning and executing an advertising campaign is to set the advertising objectives.

Setting the advertising objectives involves establishing clear, measurable goals that are aligned with your overall marketing strategy. These objectives will guide the rest of the campaign planning process, such as identifying the target market, determining the advertising budget, and creating the advertisements.

Identifying the target market is crucial, as it helps you understand who your potential customers are and what their needs and preferences might be. This enables you to create advertisements that will resonate with them and effectively convey your message.

Once the target market is identified, determining the advertising budget is necessary to allocate resources effectively and ensure the campaign's success. This budget should be based on your objectives, as well as the potential return on investment for the campaign.

After setting a budget, it's time to create the advertisements, which should communicate your message clearly and compellingly. This process involves choosing the right messaging, design elements, and media channels to reach your target audience and achieve your advertising objectives.

In summary, setting the advertising objectives is the first step in planning and executing an advertising campaign. It is followed by identifying the target market, determining the budget, and creating advertisements that effectively convey your message.

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The maximum possible total change in the money supply in this scenario is undefined, as it depends on how much the banks are willing to lend out their excess reserves.

The reserve requirement is the percentage of deposits that banks are required to hold as reserves. A reserve requirement of 0.20 means that banks must hold 20% of deposits as reserves. In this scenario, the reserve requirement is 0, which means that banks are not required to hold any reserves.

The total amount of excess reserves is 1.2 trillion. Excess reserves are the reserves held by banks over and above the required reserves. Banks can use excess reserves to make loans and create new money.

The maximum possible total change in the money supply can be calculated using the money multiplier formula: Money Multiplier = 1/ Reserve Requirement

The reserve requirement is 0, so the money multiplier is infinite. This means that the maximum possible total change in the money supply is unlimited, as banks can create as much money as they want by lending out their excess reserves.

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The current monetary policy stance of the Federal Reserve involves the use of Open Market Operations to maintain economic stability.

In the introduction, it is essential to mention the role of the Federal Reserve in regulating the economy.

The main body should discuss the Open Market Operations, where the Federal Reserve buys and sells government securities to control the money supply.

Currently, the Fed is using a relatively accommodative monetary policy to support economic recovery, which includes maintaining low-interest rates and purchasing assets such as government bonds.

In conclusion, the Federal Reserve's current monetary policy stance aims to balance economic growth and control inflation through the use of Open Market Operations. While this approach has its merits, it is important to continually evaluate and adjust as needed to respond to changing economic conditions.

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Zen Electricals Inc. is using the 360-degree feedback technique to help executives improve their performance by gathering anonymous feedback from various stakeholders.

The organization development technique that Zen Electricals Inc. is using is called "360-degree feedback." This technique involves gathering feedback from an individual's superiors, subordinates, peers, and sometimes even external stakeholders to provide a comprehensive view of their performance.

The feedback is usually collected through anonymous surveys and is focused on specific competencies or behaviors that the individual wishes to improve. The goal of this technique is to provide the individual with an objective and well-rounded view of their strengths and weaknesses, as well as to identify areas for development and growth.

This can lead to increased self-awareness, improved communication, and ultimately better performance and outcomes for both the individual and the organization.

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LRAS shifts left  illustrates the effects of a hurricane that destroys most of the nation's oil refining capabilities.

As the price of critical inputs rises, the aggregate supply curve moves to the left, allowing for a combination of reduced output, increased unemployment, and higher inflation. Stagflation occurs when an economy faces both slow growth and rising inflation at the same time.

Any reduction in any of the components reduces aggregate demand and shifts the aggregate demand curve to the left. When consumer and business confidence falls, both spending and investment fall, lowering aggregate demand and moving the aggregate demand curve to the left. The aggregate supply curve is a function of the economy's aggregate price level.

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A 3-period moving average forecasting method for NASDAQ prices is likely to have a relatively high MAE due to the volatile nature of financial markets. It is recommended to use multiple techniques for accuracy.

MAE is a common metric used to evaluate the accuracy of forecasts. It measures the average absolute difference between the forecasted values and the actual values. A lower MAE indicates better forecast accuracy.

A 3-period moving average is a simple forecasting method that involves calculating the average of the last three observations to make a forecast for the next period. The MAE of this method will depend on the volatility and trends in the data being forecasted.

In general, the MAE of a 3-period moving average forecasting method for NASDAQ prices is likely to be relatively high due to the highly volatile nature of financial markets. This method may not capture the complex patterns and trends that often exist in financial data, leading to relatively inaccurate forecasts.

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The 50-30-20 rule is a popular budgeting method that suggests allocating 50% of your income to necessities, 30% to discretionary spending, and 20% to savings and debt payments.

Here are some key points to keep in mind when using the 50-30-20 rule for budgeting:

Loan payments are considered a debt payment and would fall under the 20% category. This includes payments for student loans, car loans, credit card debt, and any other outstanding loans.

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A)  The net present value of the investment is $1,529.10. B)  The investment will create value for the company and increase shareholder wealth.

(a) To calculate the net present value (NPV) of the investment, we need to discount the annual cash flows by the required rate of return, which is 10%. We can use the present value of an annuity table (PVA) to find the present value factor for four years at a 10% discount rate:

PV factor = (1 - 1 / (1 + 0.10)^n) / 0.10

PV factor = (1 - 1 / (1 + 0.10)^4) / 0.10

PV factor = 3.1699

Using the PV factor, we can find the present value (PV) of the annual cash flows:

PV = Cash flow x PV factor

PV = $9,000 x 3.1699

PV = $28,529.10

The initial investment is $27,000, so the net present value is:

NPV = PV - Initial investment

NPV = $28,529.10 - $27,000

NPV = $1,529.10

Therefore, the net present value of the investment is $1,529.10.

(b) Based on the net present value calculation, Pena Company should make the investment because the NPV is positive. A positive NPV indicates that the investment will generate a return that is higher than the required rate of return of 10%. In other words, the investment will create value for the company and increase shareholder wealth.

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The term reserve ratio describes the proportion of deposits that the bank must hold in the form of reserves that are not loaned out or invested in bonds. Option A is correct.

The reserve ratio – also referred to as bank reserve ratio, bank reserve requirement, or cash reserve ratio – can be defined as the percentage of deposits a financial institution must hold in reserve as cash. The institution that determines the required amount of reserve ratio is the central bank. A bank’s reserve usually consists of money that is held in its vault. Banks also have cash kept in their account at the central bank. The reserve ratio helps ensure that banks have enough liquidity to meet their financial obligations and maintain stability.

Thus, reserve ratio describes the proportion of deposits that the bank must hold in the form of reserves that are not loaned out or invested in bonds. Option A is correct.

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Glossier is a makeup and skincare brand that was created by Emily Weiss. Weiss was a former Vogue assistant who gained popularity for her beauty blog, Into the Gloss. She founded Glossier in 2014 with a mission to create a more inclusive beauty industry that focuses on enhancing natural beauty rather than concealing it.

Glossier has become a cult favorite among millennials due to its minimalistic approach to beauty and its social media presence. The brand's success can also be attributed to its direct-to-consumer model, which allows Glossier to offer affordable prices and build strong relationships with its customers.

In 2019, Glossier became one of the few women-founded private startups worth over $1 billion. This achievement has made Weiss a role model for women entrepreneurs and has highlighted the importance of diversity in the startup industry.

Overall, Glossier's success can be attributed to Weiss's vision and her ability to tap into the needs of a younger generation that values authenticity, inclusivity, and simplicity in their skincare and beauty routines.

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Based on the proposed changes, the overall effect on the company's monthly net operating income would be a decrease of $5,620.

Based on the given information, we can analyze the overall effect on the company's monthly net operating income after the proposed changes.

Current situation:

Selling price: $220
Variable expenses (40%): $88
Contribution margin (60%): $132
Fixed expenses: $425,000
Units sold: 4,000

Proposed changes:

New selling price: $220 - $11 = $209
New variable expenses: 40% of $209 = $83.6
New contribution margin: $209 - $83.6 = $125.4
New fixed expenses: $425,000 + $23,700 = $448,700
New units sold: 4,000 + 400 = 4,400

1. Calculate the current monthly net operating income:

  (Contribution margin per unit * Units sold) - Fixed expenses

  ($132 * 4,000) - $425,000 = $108,000

2. Calculate the new monthly net operating income after the proposed changes:

  (New contribution margin per unit * New units sold) - New fixed expenses

  ($125.4 * 4,400) - $448,700 = $102,380

3. Determine the overall effect on the company's monthly net operating income:

  New monthly net operating income - Current monthly net operating income

  $102,380 - $108,000 = -$5,620

Therefore, the company's monthly net operating income would be a decrease of $5,620.

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Based on the scenario described, it can be inferred that Anderson has adopted the CI decision style in the context of normative decision theory.

The CI decision style involves consulting with group members individually to gather their opinions and suggestions before making a final decision based on their inputs.

Anderson calls a meeting with his team members and presents the problem to each of them separately, considering the solutions provided by each team member before making the final decision.

This approach is often used in situations where the group members possess diverse knowledge, skills, and expertise, and the decision requires careful consideration of multiple viewpoints.

Overall, Anderson's decision-making approach aligns with the CI decision style.

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An implication of rising mortgage rates is that the demand for residential housing will decrease.

This is because higher mortgage rates increase the cost of borrowing for homebuyers, which in turn reduces their purchasing power and makes it more difficult for them to afford homes. As a result, some potential homebuyers may choose to delay their home purchase, while others may decide not to buy at all.

A decrease in the demand for residential housing can have a ripple effect on other industries as well. For example, the home improvement industry may also experience decreased demand, as homeowners may be less likely to invest in renovations or upgrades if they are uncertain about the future value of their homes.

However, rising mortgage rates may not have a direct impact on the cost of capital for firms or the US$/Euro exchange rate. The cost of capital for firms is generally driven by factors such as the riskiness of the investment, the prevailing interest rates, and the supply and demand for credit. Similarly, the US$/Euro exchange rate is influenced by a range of factors such as relative economic growth, inflation, and geopolitical developments, and may not be directly affected by changes in mortgage rates.

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A form promulgated for a specific purpose a Texas Real Estate Commission (TREC) licence holder may be exempt from using the TREC-promulgated contract forms, addenda, and leases. If the licence holder is a government employee acting within the scope of their employment.

If the licence holder is an attorney licenced by the State of Texas, and the contract or lease is prepared in the course of the employee's legal practise. if the licence holder uses forms created by the Texas Associationand engages in commercial real estate brokerage.

In spite of the fact that a licence holder is permitted to utilise. The contract forms may be used by anyone. However, TREC contract forms may only be used by licenced real estate brokers or sales agents who have taken the required training. Using a form incorrectly could result in an unenforceable contract or financial loss. The user is responsible for taking on any risks associated with using a TREC form. The licence holder must utilise an obligatory TREC form when negotiating contracts for the sale, exchange, option, lease, or rental of any interest in real property if one is available for the transaction.

Complete question:

what will happen if a license holder draws an earnest money contract instead of using a form promulgated for a specific purpose taxes real estate?

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Antitrust laws are designed to protect consumers and small businesses from unfair practices such as price-fixing, bid-rigging, and monopolies.

Antitrust laws promote competition in the marketplace by preventing large companies from dominating the market and engaging in anti-competitive practices.

This ensures that small businesses can compete on a level playing field with larger companies, protecting them from unfair practices and allowing them to succeed.

Additionally, antitrust laws protect consumers by ensuring that prices remain competitive and that products remain of a high quality, protecting them from being taken advantage of by large companies. As such, antitrust laws serve an important role in protecting both consumers and small businesses.

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Without additional partnership items, the total amount from the partnership that will be included in the partner's adjusted gross income (AGI) on the partner's Form 1040 for year 2 will depend on the partner's distributive share of the partnership's income.

The partner's distributive share is typically determined by the partnership agreement, which specifies the percentage of the partnership's profits or losses that each partner is entitled to. This distributive share is then reported on the partner's Schedule K-1 (Form 1065), which is issued by the partnership to each partner.

The partner will report the amount of their distributive share on their personal tax return, Form 1040, as part of their total income. Specifically, the partner will report their share of partnership income, gains, losses, deductions, and credits on Schedule E (Form 1040), which is used to report supplemental income or loss from partnerships, S corporations, estates, trusts, and real estate mortgage investment conduits.

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To check a company with the Better Business Bureau (BBB), you can follow a few simple steps. First, go to the BBB website and click on the "Check out a business or charity" option.

Here are some additional details and bullet points to help you navigate the BBB website and understand the information provided:

Then, enter the name of the company you want to check and the location if prompted. The BBB will provide you with a business profile that includes its rating, accreditation status, customer reviews, and any complaints filed against it. You can also view details of the company's history, ownership, and contact information.

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An employment contract refers to a legally binding agreement between an employer and an employee, outlining their respective rights and obligations.

Under common law, both parties are expected to act in good faith and observe the principles of natural justice. Minimum employment standards such as maximum working hours, leave entitlements, and anti-discrimination provisions are set by law and cannot be waived or modified by the contract.

Minimum wage rates may also be mandated by law, but awards and enterprise agreements may provide for higher wages and additional benefits. Other terms that may be included in an employment contract include probationary periods, confidentiality clauses, and restrictive covenants such as non-compete clauses.

A breach of the employment contract by either party may result in legal consequences, including damages, injunctions, or termination of employment.

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