Take out commitment is the term used for an is the term used for an agreement between the borrower and a permanent lender relative to future delivery of a takeout loan upon completion of construction.
A takeout mortgage is a method of financing agreement wherein a mortgage this is procured later is used to replace the preliminary mortgage. extra particularly, a takeout loan, or takeout financing, is lengthy-term financing that the lender guarantees to offer at a selected date or when particular criteria for final touch of a assignment are met.
A ahead takeout dedication is just a very highly-priced letter that promises to deliver a takeout mortgage inside the destiny if the property is constructed in line with plans and specifications and leased on the target condo price.
Take-out dedication is a written guaranty by means of a lender to provide everlasting financing to replace a short term loan at a unique future date if the mission has reached a certain level. A take-out commitment is quite commonplace in commercial real property improvement.
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What is the final stage (or level) inside supply chains that manage the production, marketing and delivery of tangible products?
Disposing of or recycling old products is the final stage (or level) inside supply chains that manage the production, marketing and delivery of tangible products.
What is Supply Chain Management?A supply chain is a group of people and businesses responsible for producing a product and getting it to the consumer. The raw material producers are the first links in the chain, and the last is the van that delivers the finished product to the customer.The importance of supply chain management may be seen in the reduced costs and improved productivity that come from an optimized supply network. Companies work to enhance their supply chains in order to lower costs and maintain competitiveness.To know more about Supply Chain Management with the given link https://brainly.com/question/18850093
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If kerstetter home builders were to acquire the window company, the acquisition would be classified as a(n) ________ acquisition.
Answer is vertical acquisition.
A vertical acquisition occurs when one business buys another company in the same industry but at a different production level. Vertical integration is the vertical acquisition of company operations inside the same manufacturing. It is a business technique that enables a corporation to simplify its operations by assuming direct control of various stages of its manufacturing process rather than depending on external contractors or suppliers.
Vertical integration is the growth strategy in which the one business takes control of one or more stages of the product's manufacturing or the distribution.
Therefore, the answer is vertical acquisition.
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ABC Electronics introduced the first large flat screen TV. Shoppers were amazed by the sharp, colorful images, and consumers flocked to the stores to purchase one. ABC priced the product high while there were few competitors in order to recover research and development costs and maximize profits. This strategy is called
The strategy in which there is high price charged and there are a very few competitors available this suggests that there is a monopolistic competition. The strategy is premium strategy.
What is Monopoly?Monopoly is the seller in a market where there is no competition, the sole seller of the products or services is the organization and thus this way the organization can charge the amount it wants.
In a monopolistic competition there are a few competitors available in the market and therefore they can charge high prices, as in the scenario ABC electronics have incurred a high amount of research and development cost and so that is why they are charging a high price.
The high price will be paid by the consumers because it is a cutting edge technology and thus ABC will generate greater profits.
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The only exception where a contract cannot be disaffirmed until majority is in relation to?
The only exception where a contract cannot be disaffirmed until majority is in relation to real estate.
Real estate is defined as the land and any permanent structures, like a home, or improvements attached to the land, whether natural or man-made. Real estate is a form of real property. It differs from personal property, which is not permanently attached to the land, such as vehicles, boats, jewelry, furniture, and farm equipment.
Real estate is considered real property that includes land and anything permanently attached to it or built on it, whether natural or man-made. There are five main categories of real estate which include residential, commercial, industrial, raw land, and special use. Investing in real estate includes purchasing a home, rental property, or land.
Indirect investment in real estate can be made via REIT's or through pooled real estate investment.
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The epa has recently set a strict policy of monitoring the total maximum daily load (tmdl) of nutrients in order to reverse eutrophication in?
The EPA has recently set a strict policy of monitoring the total maximum daily load (tmdl) of nutrients in order to reverse eutrophication in Chesapeake Bay.
What is EPA?The acronym EPA stands for Environmental Protection Agency. It is saddled with the role of keeping the environment safe and also protect the people living there.
The Environmental Protection Agency is task with the responsibility of maintaining safety of the environment and its inhabitant.
The functions of Environmental Protection Agency are:
Protection of people and the environment from significant health risks.The agency gives sponsorship and also conducts research.Regulations of the environment forms part of the functions of ECALearn more about EPA here: https://brainly.com/question/14956213
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The _____ is a personality assessment tool used for team building and leadership development that identifies employees preferences for energy, information gathering, and decision making.
The Myers-Briggs Personality indicator is a personality assessment tool used for team building and leadership development that identifies employees preferences for energy, information gathering, and decision making.
The Myers-Briggs Personality Type Indicator is a self-report inventory type assessment tool which is designed to identify a person's personality, strengths, type and preferences.
The questionnaire which is used in this type of assessment was developed by Isabel Myers and her mother Katherine Briggs.
It was based on their practical as well as theorotical work with Carl Jung's theory of personality types. Today, the MBTI inventory is one of the world's most widely used psychological instruments.
Its goal is simply to help you learn more about person's oneself.
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Roger is currently age 68. He is creating a retirement income plan. As such, he needs to estimate his future required distributions from his retirement plans. Help roger by telling him when he must begin taking distributions from his roth ira.
Roger is currently age 68. He is creating a retirement income plan. As such, he needs to estimate his future required distributions from his retirement plans. Help roger by telling him when he must begin taking distributions from his Roth Ira because He will never have to accept a distribution.
Define Retirement.Retirement is the cessation of one's employment, occupation, or active working life.Another way to semi-retire is to work fewer hours or with fewer jobs.When they are old or unable to work due to health issues, many people decide to retire.What is income?Income is the money that an individual or organization receives in return for their services or goods. Depending on the context—such as taxation, financial accounting, or economic analysis—income may have a variety of definitions.For the majority of people, their total earnings include their wages and salaries, investment returns, pension payments, and other receipts.Learn more about Retirement here:
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Based on what you see in the maps, how might shifts in the census, and thus the electoral college, affect presidential races. for instance, what if more citizens from the northeast move to states in the south, such as texas?
It allows the electorate to create the final decision.
What is general election system?
A general election stands as a political voting election where naturally all or most members of a provided political body are chosen. These exist usually held for a nation, state, or territory's primary legislative body, and are diverse from by-elections (only one electorate belongs to the election).
The president of the united states stands voted into office by two systems. The first one stands for the general election system. This is the system that uses the public opinion of the presidential candidates. The presidential candidate exists voted using a secret ballot. The results stand tallied and the presidential candidate with the highest numeral of votes is declared. In the electoral college, a special class specifies the president and votes for the candidate. Despite the outcome of the famous ballot vote, the electoral college exists the final decision.
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Answer: If people move away from a region that is typically Democratic, such as the Northeast, to a region that is typically Republican, such as the South, it will affect how many electoral votes each state has. Because most states use a winner-take-all system to allocate Electoral College votes, this may mean that Republicans will be able to rely on more electoral votes as a baseline of support. Over a longer timeframe, if enough Democratic-leaning voters move from the Northeast to the South, it could turn some of the safe Republican states in the South to swing states that Democratic candidates could win.
Explanation: Edmentum Answer
What are some possible reasons why the percent recovery would turn out to be more than 100%?
This can be due to incomplete or conflicting responses, as well as sample loss during recovery.
It is possible for the percent yield to exceed 100%, which signifies that more sample was retrieved from a reaction than was planned. This can happen while other reactions that created the product were simultaneously taking place. It can also be an error source if the excess is caused by insufficient removal of water or other contaminants from the sample. The percentage yield is always positive.
Therefore, the percent recovery would turn out to be more than 100% because of incomplete or conflicting responses along with that sample loss during the recovery.
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On a balance sheet, the value of ______ must equal the ______ against those assets
On a balance sheet, the value of assets must equal the claim against those assets.
A financial statement that lists a company's assets, liabilities, and shareholder equity at a certain point in time is referred to as a balance sheet.
The foundation for calculating investor return rates and assessing the capital structure of a company is provided by balance sheets.
The balance sheet is a financial statement that gives a quick overview of the assets and liabilities of a firm as well as the amount of shareholder investment.
When doing basic analysis or calculating financial ratios, balance sheets can be utilized in conjunction with other crucial financial data.
Hence, on a balance sheet, the value of assets must equal the claim against those assets.
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A 70-year old insured individual has suffered from kidney failure for the past 24 months. she is covered by her spouse's large group employer plan. how will medicare be utilized in this situation
The way that Medicare is going to be utilized here is that there Will be the secondary insurer and pay for claims not fully covered by the group plan.
What is Medicare?This is the term that is used to refer to the social program in the United States that has the aim of helping the people to have a health coverage that would help to improve the quality of health in the nation.
What is secondary insurance?This the term that is used to refer to insurance that include extra benefits. The secondary health insurance involves the spouse as part of the beneficiaries of the insurance. It is usually a different plan intended to include more benefits.
The people covered by the plan are those that are disabled, the people that have exceeded 65 years of age. In this case, the use of Medicare would be to act as the secondary insurer and pay for claims not fully covered by the group plan.
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When a counselor uses a networked or shared computer for the storage of confidential information on clients, the counselor should?
When a counselor uses a networked or shared computer for the storage of confidential client information, the counselor should store confidential records on a portable storage device, rather than on the computer's hard drive. A counselor is a person trained to give guidance on personal or psychological problems.
What is a confidential record?Confidential records contain information that for one or more reasons should only be disclosed to specific people or groups.
Therefore, the correct answer is as given above.
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The benefits of portfolio diversification are highest when the individual securities have returns that:________
The benefits of portfolio diversification are highest when the individual securities within the portfolio have returns that: are largely uncorrelated with the rest of the portfolio.
Portfolio diversification is the process of investing your money in a variety of securities and asset classes in order to reduce the portfolio's overall risk. Just consider the results of placing all of your funds in a single security. As long as the stock's performance is favorable, everything will be fantastic.
Find asset classes with low or negative correlations to create a Portfolio diversification such that if one declines, the other tends to offset it. Although choosing asset classes to diversify your portfolio with ETFs and mutual funds is simple, one must be wary of hidden fees and trading charges.
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Tonya discovers that an employee is running a side business from his office, using company technology resources. What policy would most likely contain information relevant to this situation
The policy that will contain the information relevant and sanction procedures to this kind of situation is called the agreed-upon procedure.
What is an acceptable usage policy?This refers to a document stipulating constraints and practices that a user must agree to for access to a corporate network, the internet or other resources.
Majority of businesses and educational institutions requires employees or students to sign an acceptable usage policy before being granted a network ID.
Therefore, the policy that will contain the information relevant and sanction procedures to this kind of situation is called the agreed-upon procedure.
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Genuine spice inc. began operations on january 1 of the current year. the company produces 8-ounce bottles of hand and body lotion called eternal beauty. the lotion is sold wholesale in 12-bottle cases for $100 per case. there is a selling commission of $20 per case. the january direct materials, direct labor, and factory overhead costs are as follows:
In the cultural production process, the people who control the flow of information between producers and customers are called:___.
In the cultural production process, the people who control the flow of information between producers and customers are called Cultural Gatekeepers.
Cultural academics have dubbed cultural mediators "tastemakers," "gatekeepers," "surrogate consumers," "reputational entrepreneurs," or even "coproducers" of the work of art due to their shaping impact, particularly their legitimizing authority.
However, in reality, mediators carry out a variety of quite different and frequently unique tasks depending on how they contribute to the (increasingly) vertically stratified process of cultural creation.
The numerous functions and activities of cultural mediators, which is then followed by a discussion of the function and significance of critics and other mediators in the creation and consumption of culture.
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Tracing transactions through the information system relevant to financial reporting. inquiring of entity personnel. assessing inherent risk. inspecting documents and reports
Tracing transactions through the information system relevant to financial reporting.
Financial reporting is the process of documenting and speaking monetary activities and performance over particular time intervals, usually on a quarterly or every year basis. corporations use monetary reports to prepare accounting data and document on contemporary economic status.
Financial reporting includes the subsequent: external economic statements (earnings announcement, statement of comprehensive earnings, balance sheet, declaration of coins flows, and declaration of stockholders' equity) The notes to the financial statements.
Financial reporting is crucial for management to make informed business decisions primarily based on information of the company's financial health. potential investors and banks may also use your enterprise's financial reporting to decide if they need to make investments or loan you money.
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A $63,000 machine with a 7-year class life was purchased 2 years ago. The machine will now be sold for $50,000 and replaced with a new machine costing $75,000, with a 5-year class life. The new machine will not increase sales, but will decrease operating costs by $16,000 per year. Simplified straight line depreciation is employed for both machines, and the marginal corporate tax rate is 34 percent. What is the initial outlay for the project?.
The initial outlay for the project after depreciation is loss of $26,700.
What is depreciation?Depreciation in accounting refers to two parts of the same concept: first, the real decline in fair value of an asset, such as the worth of factory equipment each year.
Depreciation is used to match the cost of a productive asset with a useful life of more than a year to the revenues received by employing the asset. The expense of an asset is frequently spread out throughout the years that it is used.
Section 32 of the Income Tax Act of 1961 contains the provision for authorising depreciation. Depreciation is a deduction allowed by the Income Tax Act for the reduction in the real worth of a physical or intangible asset used by a taxpayer.
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Why do monopolistically competitive firms have downward-sloping demand curves?.
The law of diminishing marginal utility is responsible for the downward slope of the demand curve in a monopoly (the marginal utility derived from successive units of a given product will decline). To sell one extra good, the seller must reduce the price of each unit of good. The demand curve is then slanted downward.
Monopolies have downward sloping market demand curves because they are the only suppliers of a specific good or service, and thus the market demand curve is the monopolist's demand curve. The shape of a firm's demand curve determines its market power.
What are the characteristics of monopolistic competition?Monopolistic competitors do not produce at the lowest point on their ATC, whereas perfect competitors do. Although both break even in the long run, monopolistic competitors charge more and produce less than perfect competition.
How is monopolistic competition like perfect competition?
Monopolistic competition combines characteristics of both perfect competition and monopoly market structures.Firms sell products that differ in quality, quantity, and other features, so firms have pricing control and pricing policies in place.Because there are fewer barriers to entry and exit, it is simple to enter and exit the industry.Learn more about Monopolistic competition:
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What is the sharpe ratio (reward-to-variability) of the cal line that joins the risk-free asset and optimal risky asset p?
In finance, the Sharpe ratio (also known as the Sharpe index, Sharpe measure, or reward-to-volatility ratio) measures the performance of an investment, such as a security or portfolio, compared to a risk-adjusted, risk-free asset. It is defined as the difference between the investment return and the risk-free return divided by the standard deviation of the investment return. It represents the additional return an investor receives for each unit of increased risk.
A Sharpe ratio of 1 is considered good, 2 is considered excellent, and 3 is considered very good. As a guideline, a ratio of 1 or higher is considered good, 2 or higher is very good, and 3 or higher is excellent.
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Once a property is under contract, the seller has __________ title while the buyer has __________ title.
Answer:
Legal, Equitable.
Explanation:
Once a property is under contract, the Seller has Legal title while the Buyer has Equitable. title
An accrediting agency’s published rules, which serve as the basis for comparative assessment during the review or survey process is called?
For a health profession, the term "accreditation standard" refers to a standard used to determine whether a program of study and the educational institution that offers it equips graduates with the knowledge, abilities, and professional qualities required to practice their profession in Australia.
What do the accreditation standards serve?Higher education accreditation is a collaborative process based on peer and self-evaluation. Its goal is to raise academic standards and public accountability. This ongoing quality control process is often carried out every five to ten years.
A school, postsecondary institution, or program offering is accredited when it has received initial and ongoing confirmation that it satisfies the requirements set by a nationally recognized accrediting agency for membership in the association.
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What choreographer is known for creating dances that employed the use of repetition?
Lucinda Childs is one of those special, stubbornly focused choreographers who knows how to work the power of repetition.
What is repetition choreography?
An artistic technique in which a movement or motif is repeated exactly for emphasis or to pique interest.
Why do choreographers use repetition?
Repetition can help you emphasize and reinforce the themes running through your dance as well as draw attention to key elements like a poignant sequence, a floor pattern, or even a gesture.
What is a choreographed dance with repeating sequence steps?
A line dance is a choreographed dance in which a group of individuals are arranged in one or more lines or rows and dance to a repeated series of moves. These lines frequently face one another or, less frequently, all in the same direction.
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What are the global implications for the product or service you are marketing? what are the global implications of your marketing strategy and recommendations?
The main global implication of a marketing strategy is the orientation toward meeting customer needs that results in increased customer satisfaction.
This global implication can be achieved only once you have identified your target market and the characteristics of your targeted customers through surveys and market studies Thus, this way you can focus on strategies to serve your customers better than your competition and achieve customer satisfaction.
A marketing strategy has important implications for product design and promotion. Once you know what your customers want, you have to just ensure that the product features meet their needs.
Hence, your company can increase both sales and profitability with improved customer satisfaction and innovative products.
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Advertising, personal selling, sales promotion, direct marketing, and public relations are the components of the:_________
Advertising, personal selling, sales promotion, direct marketing, and public relations are the components of marketing Communications Mix.
What is marketing?Marketing involves all the processing and method's employed by an individual to make his or her product known.
The Marketing Communications Mix consist of many blends of advertisment and personal selling.
It could also contain sales ads for promotion and direct marketing. This is done to achieve the marketing objectives of a company.
Therefore,
Advertising, personal selling, sales promotion, direct marketing, and public relations are the components of marketing Communications Mix.
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Explain corporate bond interest in terms of cost of capital versus investor yields. also, explain the municipal bond interest in terms of investor yields?
A sort of financial product sold to investors is a corporate bond, which is issued by a business. The investor receives a predetermined amount of interest payments at either a fixed or variable interest rate in exchange for providing the firm with the money it requires.
The bond "reaches maturity" when it stops making payments and the initial investment is refunded.
The ability of the corporation to repay the bond often serves as its security, and this ability is based on its expectations for future revenues and profitability. Physical assets of the corporation may occasionally be utilized as collateral.
A state, municipality, or county may issue municipal bonds as a debt security to pay for capital projects like building roads, bridges, or schools. They can be compared to loans given to local governments by investors.
Municipal bonds are particularly appealing to those in higher income tax brackets because they are frequently exempt from federal taxes and the majority of state and local taxes (for residents).
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Jake has prepared pro forma financial statements for his landscaping business. at the minimum, how often should he check results and make modifications as needed?
The Proforma statements that he is doing has to have the results and the modifications checked monthly.
What is the pro forma financial statement?This is the term that is used to refer to the financial statement that helps in the leveraging of data about the future values in a project that has not even occurred yet. They can be termed the financial statements that are made as a way of forecasting for a time period in the future.
The statements shows what the business would be expecting to make in a particular period of time in the future. Hence the The Proforma statements that he is doing has to have the results and the modifications checked monthly.
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. in the long run, profits will equal zero in a competitive market because of a) constant returns to scale. b) identical products being produced by all firms. c) the availability of info
In the long run, profits will equal zero in a competitive market because of identical products being produced by all firms.
In a perfectly competitive market, firms can only experience profits or losses in the short run. In the long run, profits and losses are eliminated because an infinite number of firms are producing infinitely divisible, and identical products.
Firms in a perfectly competitive world earn zero profit in the long-run. While firms can earn accounting profits in the long-run, they cannot earn economic profits. Thus, only excess profits are wiped out by competition.
Hence, the answer was given and explained above.
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F jackson collectibles, inc. has a safety stock of 35 units and the average weekly demand is 14 units, how many days can be covered if the shipment from the supplier is delayed ?
17.5 Days can be covered if the shipment from the supplier is delayed.
What Average Demand?Average demand, which is calculated by dividing the total number of kilowatt-hours by the number of units of time in the interval, is the demand for the electrical system or any of its components throughout a specific period of time with a long length.
According to the information:35 items make up Jackson Collectibles' safety supply.
However, 14 units are needed each week.
The amount of weeks they may survive on safety stock as a result is:
= Weekly demand / safety stock
= 35 / 14
= 2.5 weeks
These are in days:
= 2.5 * 7
= 17.5 days
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A corporation reported cash of $25,000, total assets of $451,000, and total equity of $154,560 on its balance sheet. its common-size percent for cash equals:_____.
7.85%. Explanation: Common-size percent for cash = 14.
Many small businesses are cash-strapped and are not paying dividends as a result. For them, total capital is simply the money invested plus any subsequent income.
Shares and capital refer to the separate but related aspects of a company's finances. Equity is the amount of money available to the company for investment and is part of the company's total capital. Equity itself is the company's total assets after deducting related liabilities.
While cash has a guaranteed value (allowing for changes such as inflation), stocks can end up being much more or less valuable than anyone guessed. Cash is a commodity. Company stock is not. Candidates' reactions to stocks and cash may stem from their risk appetite.
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