What type of bank account is most likely to have a minimum balance requirement?.

It is accurate to say that when deciding how to design projects, there are two different ways that can be used: one is traditional, and the other is current. Modern methods fit people to jobs rather than the conventional method of matching people to employment. Hence, option (A) is appropriate.

Job design comes after job analysis; that is, it comes after job analysis. Its goal is to outline and organize various responsibilities, activities, and duties into a single work unit in order to accomplish specific goals.

It also describes the procedures and connections necessary for a certain job to be successful. It refers to the what, how much, how many, and the order of the tasks for a job or jobs, to put it simply.

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Due to the buyers' sensitive personal information, the all-you-can-eat buffet in a restaurant with a set price would be the largest danger to the pricing strategy.

The right pricing strategy is essential if you want to stay competitive in markets where volume and price pressure are increasing. It guarantees that you receive the payment you are entitled to for the goods and services you provide as well as the revenues you need to invest in growth and transformation.

Four pricing strategies competitive pricing, cost-plus pricing, markup pricing, and demand pricing are often used by small business owners.

The good-better-best price structure, often known as a tiered pricing strategy, can be used by a business to increase sales. A company is successful when it offers three unique product or service packages.

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False, the types of work-related activities are not best suited for automation include activities associated with managing others.

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Business owners have a clear incentive to only use practices that take into consideration long term consequences  is not one of the reasons why it is difficult to determine whether a business practice is sustainable or not.

When it comes to business, sustainability is operating without having an adverse effect on the environment, the community, or society at large.

There are two primary topics that sustainability in business often addresses:

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This company probably uses a multidomestic strategy for its business.

It is a marketing approach where a company focuses on customizing advertising and commercial efforts to local markets.

Based from the information given, this fast food business modifies its approach in the different countries where it opens new restaurants, as well as accomodating different expectations regarding customer service. As we can see, the business already launched new product lines to meet customer needs. Also, they already adjusted its marketing strategy as well to be accepted by customers from different countries. The business focuses on customizing its advertising to local markets so the business will be welcomed by its new customer from different countries.

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$2,437.5 additional collateral tom will need to offer in order to borrow enough to go on his vacation as planned.

Given:  Tom would like to take out a secured loan to help pay for a vacation this summer. He has offered his car as collateral.  His car is worth $3,500. His bank can offer loans for 80% of collateral value. The vacation he has planned will cost $4,750.

To Find:  Approximately how much additional collateral will Tom need to offer in order to borrow enough to go on his vacation as planned

a. $1,000.00 b. $1,362.50 c. $2,437.50 d. $2,800.00  

Solution:

car is worth $3,500.

additional collateral Tom need = P

Total collateral value.  = P + 3500

His bank can offer loans for 80% of collateral value.

=> loan = (80/100) (P + 3500)

=> loan = 0.8P + 2800

Loan required = 4,750.

0.8P + 2800 = 4,750.

=> 0.8P = 1950

=> P = 2,437.5

$2,437.5 additional collateral Tom need to offer in order to borrow enough to go on his vacation as planned

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It is true that a bond portfolio is immunized from the interest rate risk if modified duration of portfolio is always equal to desired investment horizon.

Investment horizon is the word used to define the overall period of time that an investor anticipates holding a security or portfolio. The length of an investment horizon might vary from being only a few days to being possibly decades long. A young professional, for instance, would have a long-term investing perspective if they had a 401(k) plan. The treasury department of a company, on the other hand, may have a much shorter investment horizon. In the event of a fall, the market has years to rebound, so investors who have a longer investing horizon can accept more risk. A 30-year-old investor, for instance, would normally devote the majority of their assets to stocks.

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An advertisement that informs people what a company is, what it can do, and where it is located is referred to as a(n) Pioneering Ads.

Pioneering advertising refers back to the launch marketing campaign of a brand new product category, in place of the marketing of a unmarried product inside a evolved marketplace. The purpose of pioneering advertising is to inform consumers of the arrival of a completely new concept and provide an explanation for its benefits.

Pioneer advertising and marketing is the call given to the advertising and marketing campaign to launch a state-of-the-art product category. The motive of pioneer advertising and marketing is to inform clients what the product is, where it could be located, and how they could benefit from it

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A) Journal entry for Sydney retailing (buyer)

i)To record purchase of inventory on account

Date          Account  titles                                   Debit               Credit

May 11          Accounts Payable                            $27,500  

Merchandise Inventory                                                             $27,500

ii)To record shipping expense paid

Date          Account  titles                                   Debit               Credit

May 11        Merchandise Inventory                       $ 495

                    Cash                                                                          $ 495

iii) To record goods returned to seller

Date          Account  titles                                   Debit               Credit

May 12   Accounts Payable                                $1,200

 Merchandise Inventory                                                       $1,200

iv To record payment on account.

Date          Account  titles                                   Debit               Credit

May 20 Accounts Payable                            $26300

Merchandise Inventory                                                                    $789

Cash                                                                                              $25511

B) Journal entry for Troy - Seller

ii)To record sales of goods on account

Date          Account  titles                                   Debit               Credit

May 11          Accounts receivable                        $27,500

Sales Revenue                                                                             $27,500

ii) To record cost of goods sold

Date          Account  titles                                   Debit               Credit  

May 11   Cost of goods sold                               $18,425

Merchandise Inventory                                                                 $18,425

III) To record sales return

Date          Account  titles                                   Debit               Credit

May 12   Sales returns and allowance                $1,200

Account receivable                                                                       $1,200  

iv) To record cost of goods sold reversed for sales return  

Date          Account  titles                                   Debit               Credit

May 12           Merchandise Inventory                    $804

  Cost of goods sold                                                                 $804    

v) To record cash received for goods sold.

Date          Account  titles                          Debit               Credit

May 20      Cash                                        $26300 

Sales discount                                                                      $789

Account receivables                                                       $25511      

Retailing is a distribution process that includes all the activities involved in selling a product directly to the final consumer (ie the person who intends to use the product). It includes the sale of goods and services from the point of purchase to the end user who intends to use the product.

Any trader who sells goods to an end user for non-commercial use or resale, whether as a manufacturer, wholesaler or retailer, is said to be involved in the retail process, regardless of how the goods are sold.

Retailer means any organization that derives the majority of its turnover from the retail trade. In the supply chain, retailers are the last link between the manufacturer and the consumer.

Therefore,

1. Accounts payable=  Purchases−   Purchase return

=$27500−$1,200

=$26300

Discount=Accounts payable X 3%  

=$26300×0.03

=$789

2. Hence,

Accounts receivables=  sales−   sales  return

=$27500−$1,200

=$26300

Discount=receivables X 3%26300

=$26300×0.03

=$789

The complete question is

sydney retailing (buyer) and troy wholesalers (seller) enter into the following transactions. may 11 sydney accepts delivery of $27,500 of merchandise it purchases for resale from troy: invoice dated may 11, terms 3/10, n/90, fob shipping point. the goods cost troy $18,425. sydney pays $495 cash to express shipping for delivery charges on the merchandise. may 12 sydney returns $1,200 of the $27,500 of goods to troy, who receives them the same day and restores them to its inventory. the returned goods had cost troy $804. may 20 sydney pays troy for the amount owed. troy receives the cash immediately.1. Prepare journal entries that Sydney Retailing (buyer) records for these three transactions. 2. Prepare journal entries that Troy Wholesalers (seller) records for these three transactions.

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Substitution effect occurs simultaneously with an income effect.

The change in demand for an item or service brought on by an alteration in a consumer's actual income or buying power is known as the "income impact" in microeconomics. The income impact suggests that as one's money increases, individuals would start to expect more (and vice-versa).

When applied to standard products, income impact might take the shape of either a positive or negative outcome (with inferior goods). Price has a significant impact on the outcome and serves as an example of why the demand curve slopes downward (as price increases, demand decreases).

Hence the correct option is D

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The forward commitment subject to the least counterparty credit risk is futures contract.

Credit is the trust that permits one party to lend money or resources to another party, with the understanding that the second party will not immediately refund the first party but will instead repay it or return the resources at a later time. Credit is a strategy for formalizing reciprocity, making it enforceable by law, and extending it to a sizable number of unrelated parties.

The resources offered might be monetary or they could be in the form of products or services. Any postponed payment arrangement is considered credit. A debtor, also known as a borrower, is given credit by a creditor, also known as a lender.

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A profit-maximizing firm will continue to expand output it adding more to revenue than it adds to cost.

A profit-maximizing firm comes to a decision to shut down in the quick run whilst the rate is much less than an average variable fee. Ultimately, a company will go out of the marketplace when the price is much less than the common total cost.

A company maximizes earnings with the aid of running where marginal revenue equals marginal value. this is stipulated beneath the neoclassical concept, wherein a firm maximizes profit that allows you to decide a stage of output and inputs, which offers the price equals marginal price condition.

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Sponsorship occurs when a company provides financial support for an event such as the Olympics or a concert.

The function or duty of a person or organization that promotes, aids, advises, or contributes to the funding of another person, a group, or a project: The money from your sponsorship will be used to pay the child's tuition and make sure they eat three meals a day.

When a business donates money or resources to a good cause in exchange for prearranged marketing benefits, it is engaging in sponsorship. In exchange for supporting the organization, the business gains exposure by having their name and logo featured on objects like banners. T-shirts and other clothing.

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From the point of view of an online retail business owner the optimal criteria for market segmentation will be income of that customer to be considered. Hence Option of Income would be correct.

In e-retail, a company or a person uses internet stores to sell retail goods and services. Electronic retailer or online retailer is referred to a business entity where it operates & executes commercial business transaction via use virtual electronic platform.

This help to develop market from one location to other remote locations without setting up any physical structure between customer and seller through e-commerce.

Often referred to as e-tail, internet retail, or online retail business.

In market segmentation done by an online retailer refer to continuous practice of breaking up a large population into smaller groups based on various factors such as consumer's income, choice, purchasing criteria, habits, geographic traits, demographics (age, gender, etc.), or a combination of of the same.

Thus for an online retailer can segment its market through income among given options.

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The example of DDos attack is b. Overloading a popular social networking site with inbound messages in order to shut down access to the site. DDos attack will make  disrupting services of a host connected to network,

A denial-of-service attack or known as DDos In computing generally can be defined as a cyber-attack in which the perpetrator seeks to make a  network resource or also machine unavailable to its intended users by temporarily or indefinitely disrupting services of a host connected to a network. The common example of DDos or also denial-of-service attack attack is UDP flooding, SYN flooding and DNS amplification.

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Disadvantages of protectionism are limited choice for customers, slow technological growth, and increased prices.

Protectionism is an outcome of protectionist trade policies that a government of a country adopts to protect and promote its domestic producers and sellers. Protectionism limits the choice of products and services for the customers as there is no access to foreign goods.

Protectionism also results in stagnation of technological adaptation in business and production as the producers are laid back due to no competition from outside. They will also increase the price as there are no foreign goods available for competition. Customers have to pay for the increased price irrespective of the improvement in the product.

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The cash disbursement for June is $77,500.

Here,

The cash disbursement computation for the month of June is shown below:

cash disbursement = June purchase month percentage + May purchase subsequent month percentage + April purchase second subsequent month percentage

= $60,000 × 25% +$ 90,000 × 50% + $70,000 × 25%

= $15,000 + $45,000 + $17,500

= $77,500

The remainder of the percentage would be

= 100% - 25% - 50%

= 25%

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All the are indirect costs that can be classified as variable costs except production supervisor salaries

Costs associated with an activity or product that cannot be immediately linked to them are known as indirect costs. They are utilized or shared in several activities. Examples include administrative costs, marketing costs, phone costs, rent costs, office costs, etc. Businesses employ indirect costs across the board, not only in relation to a single product.

In a factory, the expense of supervisors' wages is typically categorized as a fixed cost because it is not based on the level of production for a specific time period. In most cases, regardless of the level of productivity, the salaries are set for a particular month or year. Since it is a factory expense, it counts as a manufacturing overhead cost and is included in conversion costs along with direct labor.

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If the government auctions off pollution permits, then generally speaking firms with the highest marginal cost of pollution abatement will purchase the most permits

The difference in total production costs caused by creating or producing one extra unit is known as the marginal cost. Divide the variation in production costs by the variation in quantity to determine marginal cost.

Manufacturers frequently use the economics and managerial accounting concept of marginal cost to determine the ideal production level. Manufacturers frequently consider the cost of increasing their production volumes by one unit.

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TNCs like Shell create jobs in the supply factories and the services where the products are sold, and they do their best to restore the environment after they accidentally do damage.

The development of jobs is one benefit of TNCs setting up shop in a nation.

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It is accurate to say that Mill hypothesized that a business' high capital requirements would act as a barrier to entrance.

The following are a few instances of typical entrance barriers: special tax incentives for existing enterprises, patent protections, well-known brands, committed customers, and significant switching costs. Another obstacle is the requirement that new enterprises obtain licenses or regulatory clearance before operating.

The most obvious entrance hurdles are high start-up costs and regulatory constraints, like those that mandate new enterprises get licenses or regulatory clearance prior to operation. Aside from that, the industries that are heavily regulated by the government are often the most difficult to enter.

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A​ procedure is a series of sequential steps a manager uses to respond to a structured problem.

The decision-maker makes a series of observations about a process before deciding. In the majority of sequential choice problems, each observation carries an implicit or explicit cost.

The term "process" refers to a set of rules and regulations that everyone must adhere to in order to execute a task. It involves a series of actions that managers or people must do in order to respond to or handle structured situations.

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If 160 million people employed and 40 million people looking for work, then its unemployment rate is 25% (third option)

The unemployment rate is the ratio of those who are unemployed to the total labor force.

Unemployment is when people who are willing and able to work do not have a job and are actively looking for employment. The labor force is the sum of the employed and the unemployed.

Unemployment rate = (those who are looking for work / total labor force) x 100

Total labor force = those employed + those unemployed

Total labor force = 160 million + 40 million

Total labor force = 200 million

Unemployment rate = (40 million / 200 million) x 100 = 25%

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Monopoly profit will increase when a monopolist goes from single-price monopoly to perfect price discrimination.  Because there is no  profitability competition in a monopolistic market, the monopolist has complete control over the price and quantity requested.

The level of output where a monopoly's profit is maximized occurs when the marginal cost and marginal income are equal.  which are then deducted from total revenue to determine their profit or loss (TR). Remember that businesses use their average cost (AC) to evaluate profitability from earlier lectures. Monopolies can sustain above-average profitability over the long term. MC = MR maximizes profits, as it does for all businesses.

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If buyers of a monopolistically competitive product feel the products of different sellers have little differences between them, then the demand for each seller's product is relatively inelastic. Thus, the given statement is false.

When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition develops. A monopolistic competitive industry has minimal entry requirements, and actions made by any one business do not immediately impact those of its rivals.

The price and marketing choices made by the rival firms serve as their points of differentiation. Pricing is frequently a major tactic for these rival businesses since demand is very elastic for their products and services. In order to increase sales, one business may decide to cut prices while forgoing a bigger profit margin.

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The most important trait for being a successful entrepreneur will be self-discipline.

Ego the most important characteristic of an entrepreneur. You must complete the assignment even if you do not feel like it. If you hold a day job, you may have to work long hours. As you begin your new business, you will need to be self-motivated to get up really early and sleep late.

Leaders typically enjoy difficulties and will work relentlessly to overcome problems that arise. They often excel at helping management teams evolve with them by encouraging them toward future initiatives and possibilities, and they adjust well to shifting situations without unravelling.

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Inventory at the end of 2020 at dollar-value LIFO cost is $1,675,000. It can be calculated by divided year end cost with cost index.

Inventory costing means the process of assigning price to inventory, and then to the price of items sold. There are several types of inventory, such as  raw materials and components,  repair and operating supplies, work in progress, finished goods and maintenance.

The calculation:

2020 cost = year end cost ÷ cost index

2020 cost = $1,900,000 :  1.25

2020 cost = $1,520,000

Inventory at end of 2018 =  $1,520,000 -  $900,000 = $620,000

End of 2020 at dollar value inventory cost

= $620,000 x 1.25 + $900,000

= $1,675,000

The complete question is shown below:

Naomi company manufactures one product. on december 31, 2018, naomi adopted the dollar-value lifo inventory method. the inventory on that date using the dollar-value lifo inventory method was $900,000. inventory data are as follows:

Year      Inventory at year-end prices       Price index (base year 2018)

2018      $1,260,000                                                   1.05

2019      1,840,000                                                      1.15

2020      1,900,000                                                     1.25

Inventory at the end of 2021 at dollar-value LIFO cost is:

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The Fixed overhead volume variance equals to $155,523 unfavorable. The Option A is correct.

In cost accounting, the fixed overhead volume variance means the difference between the budgeted and actual production volume multiplied by the standard fixed production overhead rate per unit.

The Overhead absorption rate:

= Budgeted Fixed overhead/Budgeted units

= $1,109,000/1,091

= $1,016.50

Particulars                                            Units

Budgeted production                         1,091 unit

Actual production                               938 units

Volume variance                                 153 units

Fixed overhead volume variance:

= Overhead absorption rate * Volume variance

= $1,016.50 * 153 units

= $155,524.50 (unfavorable)

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For nearly $1 trillion, or almost 5% of the U.S. GDP, freelance income contributes more to the economy than industries such as construction and transportation and is on par with the information sector.

Freelance or freelance refers to a type of self-employment. Instead of being employed by a company, freelancers tend to work as self-employed, delivering their services on a contract or project basis.

Companies of all types and sizes can hire freelancers to complete a project or a task, but freelancers are responsible for paying their taxes, health insurance, pension and other personal contributions.

Since freelancers work for themselves, they must also cover their holiday costs and sick pay.

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The conditions must a distinction be made between money to be received today and money to be received in the future is when idle money can earn a positive return.

You may use the time value of money (TVM) as a tool to better comprehend the value of money in relation to time. It is a formula that is frequently used by investors to help them comprehend the current worth of money in relation to its potential future value.

The TVM principle states that cash obtained now will always be more than cash received tomorrow. Because of this, money obtained will only be worthwhile in the long term if there is a probability that it will earn interest. The opportunity costs related to idle cash serve as the foundation for this idea.

The above question is incomplete, the complete question is:

Under what conditions must a distinction be made between money to be received today and money to be received in the future? Select one:

A) When current interest rates are different from expected future rates.

B) A period of recession.

C) When there is no risk of nonpayment in the future.

D) When idle money can earn a positive return.

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