They carry over from the old plan to the new plan.
Coinsurance
Coinsurance is the sum that an insured must contribute to a covered claim after the deductible has been met. It is often represented as a fixed percentage. It frequently occurs in health insurance. Coinsurance clauses are included in several property insurance plans. The amount of coverage that the property owner is required to have for a structure in this instance is known as coinsurance.
A coinsurance clause is comparable to a copayment, or "copay," clause, with the exception that copays call for a predetermined payment from the insured at the time of the treatment, whereas coinsurance is a percentage payment.
The 80/20 split is one of the most popular coinsurance arrangements. An 80/20 coinsurance plan requires the insured to pay 20% of the cost of medical care, with the insurer covering the remaining 80%.
However, these conditions only take effect when the insured has paid the full amount of the policy's out-of-pocket deductible. Additionally, the majority of health insurance policies have an out-of-pocket maximum that sets a cap on how much the insured may spend on medical expenses in a certain time frame.
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Individuals who have stopped looking for a job because they are convinced they will not find a suitable one are classified as unemployed.
a. True
b. False
In particular, the underemployed and discouraged people are not included in the unemployment rate. Discouraged workers have stopped looking for work because they believe they will never find employment. The statement is True.
Whether temporarily or indefinitely, if someone stops looking for work, they are no longer taken into account until they start looking again. When someone actively seeks a job but has given up hunting after becoming discouraged by a protracted search, this may qualify as disguised unemployment.
Unemployment exists when those willing to work cannot find jobs. There is hidden and seasonal unemployment in rural areas. Unemployment these days is a popular trend and affects the economy as well.
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our customer retention rate has decreased 10% from last quarter's goal of 250 consumers retained. we need to increase our current rate by at least 16% to meet this quarter's goal
Based on the fact that the customer retention rate decreased from the 250 consumers goal, the new customer retention rate of this quarter is 261 customers.
How to find the number of customers?First, find the current number of customers this quarter, based on the fall of 10% in the customer retention rate.
The customer retention number is:
= Last quarter retention goal x ( 1 - Decrease in the customer retention rate )
= 250 x ( 1 - 10%)
= 250 x 90%
= 225 customers
If the current rate needs to be increased by at least 16%, then the goal for this quarter is:
= Number of current customers x ( 1 + rate of increase in the customer retention rate)
= 225 x ( 1 x 16%)
= 225 x 1.16
= 261 customers
The rest of the question is:
Employee: "That means our target is __________ consumers retained."
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how did the entrepreneur come up with the robotic lighting company?
Manufacturing LED lights is a lucrative industry to invest in for business owners. Users can create interactive electrical items using an open-source platform for electronic prototyping.
They defeated their rivals. They grew by looking closely at consumers who were unlike themselves. Successful business people use design thinking and human-centered principles to promote growth and accomplish their long-term objectives.
They deliver value to a sizable total addressable market by combining innovative ideas that address an unmet need or difficulty. Unstructured interviews look at small data samples, whereas structured interviews look at big samples. Structured interviews can perform systematic research into huge datasets because of their quantitative nature and usage of an interview sequence.
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a checking account at a bank is considered a ________blank because of its intangible nature.
A checking account at a bank is considered a service because of its intangible nature.
A checking account is a type of savings account that admits you to surely deposit and withdraw services for constant undertakings. This conceded possibility contains depositing a check you accept, taking out cash accompanying your card for shopping without cash, or starting direct deposit for your paychecks. Essentially, a checking account is a report created to give you a smooth approach to your services.
A service is an "(obscured) act or use for that a services, firm, or management is willing to pay." Examples involve work accomplished by barbers, doctors, advocates, workers, banks, security guests, and so on. Public aids are those that an organization (a country with its own government state, monetary merger, or domain) as a whole pays for.
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customers are more likely to talk about service that exceeded their expectations than about service that did not meet their expectations.
a. true
b. false
False, Instead of praising positive experiences, customers are more inclined to complain to others about negative ones.
Why is it crucial to communicate with customers?
Your brand may benefit from the way you communicate with customers. People are more inclined to continue utilizing your goods or services if they think of your business as having pleasant, accommodating workers. They might also be more likely to tell their friends and family about your business, bringing in new clients for you.
What is the best method for providing customer service?The best strategy is to always let the conversation's main focus be on informing customers and enhancing the interaction. And nothing significant can be accomplished in the area of customer service unless you have good communication skills.
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If martha states that the company needs to sell at least $60,000 of merchandise in the month of december, then this is.
If martha states that the company needs to sell at least $60,000 of merchandise in the month of december, then this is attainability
What does the term attainability mean?
This has to do with the capability that would need to be there to guarantee that anything is feasible. It has to do with how quickly something can be completed. If the desired outcomes are impossible to practically obtain, there is no use in setting any goals at all. Relevant: The realities of the business market and the state of the economy serve as the foundation for company goals.
As a result, when people didn't achieve their goals, we can say that they weren't attainable. For example, if Martha's employees think they won't be able to sell $60,000 worth of goods, then there will be issues with attainability.
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which questions should you ask when developing ready-made solutions based on past experiences? (choose every correct answer.)
Ready-made solutions are based on past experiences and made by quickly understanding the situation.
The questions which I would ask are-
what was the problem?what lessons can you derive from this experience?what was the solution?And the best way to develop ready-made solution is to -
determine the issue or opportunity.Consider alternate methods.Assess the methods properlyPick a good solution after considering your options.Execute and assess the chosen solution.Normally we, develop ready-made solutions by analyzing our past experiences and learnings that give us a suitable insight to develop a proper solution which will be useful for the purpose of our work.
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HELP ME
give me ideas on activities based on making decisions about different agribusiness scenarios.
Some of the operations concerned are ploughing with making decisions, sowing, irrigation, weeding and harvesting. The outputs from the device encompass vegetation, wool, dairy and hen merchandise. Farming is practiced in diverse approaches throughout the world.
Agribusiness managers execute 5 fundamental obligations of their work. These 5 obligations are: Planning Organizing Staffing Directing Controlling Task-orientated idea of control may be illustrated as a community that connects the supervisor with the goals, objectives, and effects that are favored via way of means of the organization.
Farm manufacturing consists of generating fruits, vegetables, plants, and styles of vegetation to satisfy call for agricultural merchandise for the duration of the u.s.a . and abroad. Forestry and fishing sports. Agricultural sports encompass forestry and harvesting fish in water farms or of their herbal habitat.
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a market research trainee in the national office of a chain of shoe stores used the[10] following response function to study seasonal (winter, spring, summer, fall) effects on sales of a certain line of shoes: e(y )
False - The coefficients for the indicator variables are relative to the category left out. Since Summer does NOT have an indicator variable assigned to it, the other indicator coefficients are relative to summer.
In arithmetic, a coefficient is a multiplicative component in a few time periods of a polynomial, a sequence, or an expression; it is also a number of, but can be any expression (consisting of variables which include a, b and c). When the coefficients are themselves variables, they may also be known as parameters. As an instance, the polynomial display style 2x^2-x+3displaystyle 2x^2-x+three has coefficients 2, −1, and 3, and the powers of the variable display style xx inside the polynomial display style ax^2+bx+cax^2+bx+c have coefficient parameters display style aa, display style bb, and display style cc. The steady coefficient is the coefficient no longer attached to variables in an expression. For example, the consistent coefficients of the expressions above are the quantity three and the parameter c, respectively. The coefficient connected to the highest diploma of the variable in a polynomial is called the leading coefficient. For instance, within the expressions above, the leading coefficients are 2 and a, respectively.
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according to the ifac code of ethics for professional accountants, audit teams are required to be independent of the audit client during the engagement period and during which other period?
290.28 It is necessary to maintain independence from the audit client both during the engagement and the time period covered by the financial statements. The audit team's first audit service marks the beginning of the engagement period.
Who are the professional accountants covered by the IFAC Code of Ethics?
The basic tenets of the Code—integrity, objectivity, professional competence and due care, confidentiality, and professional behavior—set the bar for conduct required of a professional accountant (PA) and demonstrate the profession's understanding of its duty to serve the public good.
Why did the International Federation of Accountants (IFAC) create the Code of Ethics for Professional Accountants?
In order to ensure adherence to the following five core ethical standards, the updated Code establishes a conceptual framework for all professional accountants: Integrity. Objectivity. A qualified accountant should not permit prejudice, conflicts of interest, or excessive influence from others.
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Co-operatives play an important role in:
a. aerospace.
b. agriculture.
c. manufacturing.
d. all of the above.
The answer is option D (All the above)
A cooperative is a “member-owner” business. Co-operatives are democratically controlled by member-owners, and unlike traditional companies, each member is given a say in how the company is run.
Agriculture cooperatives are formed by farmers to transport, pack, price, distribute, sell and promote agricultural products (both crops and livestock).
Marketing co-operatives, workers benefit from economies of scale, gain access to inputs, share equipment and space, establish links to markets, and benefit from public and private sector Increase your bargaining power with stakeholders and enable you to move forward as a cooperative member on a decent job journey.
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a company sells two models of a product—basic and premium. the basic model has a contribution margin per unit of $25 and unit sales of 750. the premium model has a contribution margin per unit of $40 and unit sales of 250. fixed costs are $15,000. the weighted average contribution margin in units is
The weighted average contribution margin in units is 28.75
This is further explained below.
What is the weighted average contribution margin in units?Overall sales units equal the sum of sales for the basic model and the superior model.
NU= 750 + 250
NU= 1,000 units
Generally, Average weighted contribution margin in units = (Basic model contribution margin per unit x sales mix) + (Contribution margin per unit of Premium model x sales mix)
Therefore
Average weighted contribution margin in units=[tex]\frac{25 * 750}{1,000} + \frac{40 * 250}{ 1,000}[/tex]
= 18.75 + 10
= 28.75
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Answer:
521
Explanation:
Which of the following conditions is not true for virtual organizations?
a. It minimizes bureaucratic overhead because there is no lasting organization to maintain.
b. It is usually a small, core organization that outsources its major functions.
c. It increases long-term risks and costs because the projects are usually long-term.
d. It can enable each project to be staffed with the talent best suited to its demands.
e. It lessens long-term risks and their costs.
For virtual firms, this is NOT the case as they tend to have relatively minimal requirements.
When we say something is "virtual," we typically mean that it may be accessed online or through a computer or other device. We use it to describe any interaction that doesn't happen in a real-world setting. The phrase "virtual" in computing refers to a digitally reproduced representation of something real, such as a machine, switch, memory, or even reality. The absence of an absolute, physical form sets it apart from the real. Functionally, virtual it is still quite real. Active fires and thermal anomalies are discovered by NASA FIRMS using satellite observations from the MODIS and VIIRS sensors, and this information is provided to decision-makers firms in almost real-time via email alerts, analysis-ready data, online maps, and web services are some firms.
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What conservation strategy was featured this week that focuses on people getting out of the way of nature?.
The conservation strategy was featured this week as sourced online that focuses on people getting out of the way of nature is traditional conservation.
What is traditional conservation?Ancient texts that make up the nation's cultural legacy are preserved using traditional conservation techniques that are based on indigenous knowledge. To preserve the integrity of the manuscripts, it is crucial to adopt the proper conservation methods and techniques.
Utilizing resources and settings to produce sustainable harvests while preserving environmental quality—including the greatest genetic diversity possible, the least amount of pollution, and the best possible aesthetic appeal that is part of this process.
Therefore, the preservation and promotion of indigenous peoples' cultures and identities, as well as the sustainability of livelihoods, standing against natural and man-made disasters, all depend on the generational transmission of traditional knowledge.
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In our discussion of the toyota production system, what quick changeover technique, credited to japanese consultant shigeo shingo, reduced setup overhead and allowed just in time lean manufacturing to be more agile?.
The quick changeover technique that credited to Japanese consultant Shigeo Shingo, reduced setup overhead and allowed just in time lean manufacturing to be more agile is SMED.
Western automakers were taken aback by the quality and affordability of Japanese vehicles in the 1970s and 1980s. They were curious in the secrets of these Japanese automakers. Unfortunately, there was little or no English literature available.Shigeo Shingo, a Japanese consultant, was able to fill this void. He attended one QDC workshop in the late 1970s, when Toyota's method was already highly refined. Toyota immediately dissolved the business link after he began publicizing details of the Toyota Production System without permission.Shingo relocated to the United States and began consulting on lean manufacturing. In addition to claiming to have devised this speedy changeover technology, he termed it Single Minute Exchange of Die, or SMED for short. The Single Minute is an abbreviation for a single digit minute (i.e., less than ten minutes).Thus the answer for quick changeover techniques is SMED.
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the international marketing manager's task is more complex than the domestic marketing manager's in part because
complex environmental influences must be taken into account when developing marketing strategies that must be evaluated by possible markets and alternative marketing mixes.
In what ways does marketing strategy depend on the environment?The strategies used by businesses may also be affected by pollution. Supply chains may be disrupted or raw material prices may rise as a result of catastrophic environmental events that pollution may be the cause of. Such situations must be monitored by organizations, and they must create backup plans for handling them.
What marketing factors are influenced by the environment?Government, technological, economic, social, and competitive pressures are examples of external variables. On the other hand, an organization's strengths, shortcomings, and abilities are examples of internal elements. Through careful observation of the marketing environment, marketers attempt to foresee potential future developments.
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the process of identifying and following employees with potential who will be poised to take over senior positions when they become available is called
The process of identifying and following employees with potential who will be poised to take over senior positions when they become available is called the succession planning.
The process of identifying the crucial jobs within your organization and creating action plans for people to fill those positions is known as succession planning. The succession planning is the process of creating talent to take over for the employees, leaders, or other key personnel when they change roles, leave the organization, are fired, retire, or pass away. It applies to all the businesses, regardless of size, in the for-profit and not-for-profit sectors.
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Under what conditions would a nation be viewed as being neither a net borrower nor a net lender in the international economy?.
Conditions would a nation be viewed as being neither a net borrower nor a net lender in the international economy is its trade balance is zero.
International economy
International economics is concerned with how disparities in consumer choices and productive resources across national boundaries, as well as the institutions operating internationally, impact economic activity. It aims to explain the trends and effects of contacts and transactions, including commerce and investment, between citizens of various nations.
International trade is the study of how commodities and services travel across national borders as a result of factors including supply and demand, economic integration, global factor movements, and regulatory considerations like tariff rates and trade quotas.
International finance examines the movement of capital among different financial markets as well as how this affects exchange rates.
The study of cross-border money flows and the consequences they have on nations' overall economy is known as international macroeconomics.
As a subfield of international relations, international political economy examines the problems and effects of, among other things, international disputes, negotiations, and sanctions; national security and economic nationalism; as well as international agreements and adherence.
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A completely new business solution to solve marine pollution (which is caused by climate change).
- Give a clear, realistic and well-defined explanation of their solution.
- Don't plagarize completely from the internet, it should be a new and fresh idea never created before.
A completely new business solution to solve marine pollution (which is caused by climate change is the production of a new organic material that can be used to clean marine bodies.
How will this organic material look like?Chemicals and debris, the majority of which originates on land and is dumped or blown into the water, make up marine pollution. This pollution harms the ecosystem, the health of all living things, and global economic institutions.
Therefore, the organic material will be a combination of:
OystersPlants materials such as leaves, root or stemsCoconut, etc.Note that by working on the materials above, one can create an organic material that when scattered or place on top of water bodies, it will make all the pollutant to float upward and then they can be taken out of the water and also it can be taken by man as food as it is organic and would not be harmful to the body.
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Sara is teaching her 2-year-old to sit at the table and say "please." The name for this training is? A) habituation. B) committed compliance. C) socialization.
Sara is teaching her two-year-old how to say "please" while seated at the table. This instruction is known as socialization.
In general, socialization is the process of social influence by which a person picks up the culture or subculture of their group and, in the process, shapes their sense of self and personality.
The process of socialization, which enables a person to function within his or her culture, includes interacting with friends and family, being instructed to follow regulations, being rewarded for doing duties, and being taught how to act in public.
The goal of socialization is to acquaint individuals with the norms of a specific social group or community. Outlining the group's expectations gets people ready to join that group. For children, socialization is a crucial process that starts at home with their families and continues at school.
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This positioning strategy highlights product use, as well as the exclusive services associated with that product, that competing products do not offer.
Application as competitive advantage positioning strategy highlights product use, as well as the exclusive services associated. By clearly articulating a brand's competitive advantage, positioning strategies aim to change consumer perception.
A computer corporation that concentrates on offering cutting edge technology at premium product prices before its competitors would provide an excellent example of a positioning strategy. An further illustration of positioning strategy would be a major chain store that prioritizes offering well-liked products to lots of customers at reasonable prices. Effective services positioning, in other words, makes sure that your marketing messages stand out, connect with your target audience, and inspire people to take action.
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titus tells his supervisor that he believes their company's information is error free but that much of what they are reporting is not important to making business decisions. titus is saying that their information is
Titus tells his supervisor that he believes their company's information is error-free but that much of what they are reporting is not important to making business decisions. Titus is saying that their information is verifiable but not timely. (Option A)
Any choice that has an impact on a company's operations, objectives, or upcoming actions is a business decision. You may make sure you apply the appropriate decision-making skills to a number of various situations by knowing the significance of business decisions and different sorts.
A decision-maker should take the company into account on all fronts. Making the right choice will prevent one area of the company from thriving at the expense of another.
As per the question, Titus informs his boss that while he thinks the data provided by their company is accurate, much of it is unimportant for making business decisions. Despite being timely, Titus claims that their information is verifiable.
Therefore, option A is correct.
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COMPLETE QUESTION:
Titus tells his supervisor that he believes their company's information is error-free but that much of what they are reporting is not important to making business decisions. Titus is saying that their information is _____.
1) verifiable but not timely
2) accessible but not secure
3) accurate but not relevant
4) reliable but not complete
you are the general contractor for a high-end, private residence construction job. you manage teams of subcontractors who work on various aspects of the house, from plumbing and electrical to drywall and landscaping. the homeowners, robert and maggie applebaum, want to be in their new house in 4 months and will check in with you regularly about its progress. it is your job to make sure daily operations at the site are running smoothly and that the house is completed on time and within budget, without negatively affecting your other building projects.
The contrasted critical path method plans created will determine the estimated time.
What is critical path method?An algorithm for scheduling a collection of project tasks is called the critical path method (CPM). It frequently goes hand-in-hand with the method of program evaluation and review (PERT). The time needed to complete the longest stretch of dependent activities, known as the critical route, is calculated. The critical path method (CPM) is a project modeling technique that was created in the late 1950s by Morgan R. Walker of DuPont and James E. Kelley Jr. of Remington Rand. Walker and Kelley shared their recollections of the 1989 CPM development. The PERT was created at the same time as Booz Allen Hamilton and the U.S. Navy, and Kelley credited them with coining the phrase "critical path."
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* You are the general contractor for a high-end, private residence construction job. you manage teams of subcontractors who work on various aspects of the house, from plumbing and electrical to drywall and landscaping. the homeowners, robert and maggie applebaum, want to be in their new house in 4 months and will check in with you regularly about its progress. it is your job to make sure daily operations at the site are running smoothly and that the house is completed on time and within budget, without negatively affecting your other building projects.How does Critical Path Management with varying degrees of delays?
What is the name of the organization that published abbreviations that are meant to avoid confusion in international business transactions?.
The name of the organization which published abbreviations which are meant to avoid confusion in international business transactions is the International Chamber of Commerce.
In order to facilitate commerce around the world, the International Chamber of Commerce (ICC) publishes a set of Incoterms, which is officially known as the international commercial terms. Thus, globally recognized Incoterms tend to prevent confusion in the foreign trade contracts.
This organization called the International Chamber of Commerce tends to publish abbreviations which are meant to avoid confusion in the upcoming international business transactions.
Hence, the International Chamber of Commerce (ICC) developed Incoterms in 1936.
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What is a reason to pay more than the minimum payment due on your credit statement each month?.
There are many motives to pay extra than the minimum; heading off compounding hobby is probably the pinnacle purpose to do so. Interest has a compounding effect, that could reason the stability to upward push quickly.
The required details for Compound interest in given paragraph
Compound hobby is the addition of hobby to the fundamental sum of a mortgage or deposit, or in different words, hobby on fundamental plus hobby. It is the end result of reinvesting hobby, or including it to the loaned capital as opposed to paying it out, or requiring price from borrower, in order that hobby within side the subsequent duration is then earned at the fundamental sum plus formerly collected hobby. Compound hobby is trendy in finance and economics.
Compound hobby is the hobby you earn on hobby. This may be illustrated through the use of fundamental math: in case you have $one hundred and it earns 5% hobby every year, you will have $a hundred and five on the quit of the primary year. At the quit of the second one year, you will have $110.25.
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when frito-lay decided to introduce a salsa product line, it used the existing tostitos brand (under which it sells taco chips). what advantages did this strategy provide frito-lay?
It is to be noted that when Frito-lay decided to introduce a salsa product line, it used the existing Tostitos brand (under which it sells taco chips). The advantages that this strategy provided to Frito-lay are:
It could introduce the product more quickly and easily; it could spend less on creating consumer brand awareness; andthe Tostitos brand already had a brand association, which aided in the sale of salsa.What is a production line?Product lining is a marketing term that refers to the selling of numerous linked items for individual sale.
Unlike product bundling, where numerous items are integrated into one group and then sold as a single, product lining entails selling the products separately.
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from our module 1 reading ist205 is and competitive advantage, (page 9) it states a strategic information system is designed to implement a business strategy for achieving competitive advantage. a strategic information systems can achieve competitive advantage by doing the following:
One way that a strategic information system can be used to achieve competitive advantage is Delivering a product or service at a lower cost or that is differentiated.
How can competitive advantage be acquired?Competitive advantage refers to being able to produce goods and services at a cheaper cost than your competitors. This will allow you to sell at a lower price and get more customers.
A strategic information system can help to achieve this competitive advantage by helping the company to deliver a product that is either differentiated and better, or priced at a lower cost.
Options for this question include:
Uses 5G networking and BluetoothUses AI and machine learningDelivering a product or service at a lower cost or that is differentiatedUses cloud computing for software licensesFind out more on competitive advantage at https://brainly.com/question/26356446
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To protect themselves from the risk of disruption in deliveries because of problems at a single supplier, many buying organizations will do?
We've compiled seven crucial tactics that can lower supply chain risk and safeguard your company against production flow disruptions.
1. Expand the range of your suppliers
2: Be prepared with backup suppliers
3: Utilize risk management strategies to be ready for the worst
4. Strive for full supply chain visibility.
Share accountability by involving partners in risk planning (point 5)
Review supply chain risks on a regular basis.
Suppliers need information to run their present operations effectively and identify any opportunities for development. Directors with useful information from other entities' directors about how rival companies run their businesses, trade shows where those rivals and the company meet, other suppliers who could inform them of the state of the market, and personal contacts who spread relevant word-of-mouth information about potential major market events are some of the sources from which they could gather information.
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Which scenario best shows a consumer protecting themselves from counterfeit product scams?
O When making online purchases, Luna only buys directly from brand producers and uses an online payment system
to pay for purchases.
O When making online purchases, Curtis comparison shops and always uses the site that offers the lowest prices for
the goods he wants to buy.
O Raven lives in a big city where people often sell goods on the street. When she sees a product she likes, she pays
cash for the purchase.
O Ali never purchases anything online and always pays cash when he buys something in a store or from a street
vendor.
Answer:
In this statement
Luna's statement is best scenario of consumer protecting themselves from counterfeit product scams.
As she buys only from brand producers that are authentic and pays online.
Explanation:
the aggressive eastern fund sold $278 million of assets during the year and purchased $295 million of new assets. the average daily assets of the fund were $438 million. what is the turnover rate? rev: 10 17 2020 qc cs-236342 multiple choice .63 1.03 .65 .67 .97
The Turnover Rate will be = 0.63
CALCULATION
Assets sold = $278 million
Average daily assets = $438 million
Turnover = Assets sold / Average daily assets
= $278 million / $438 million = 0.63Whats Turnover Rate?
The percentage of workers who leave an organisation during a predetermined time period is known as the turnover rate. it's frequently discussed in terms of employee retention rate, which counts how many workers are still employed after a certain amount of time.To Learn more about Turnover Rate, click the links
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