When finding the present or future value of an annuity using a financial calculator, the blank interest rate should be entered as a percentage.
An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.The amount a lender charges a borrower is called an interest rate, and it is expressed as a percentage of the principal, or the loaned amount. Typically, a loan's interest rate is expressed as an annual percentage rate, or APR (APR).With the help of this financial calculator, you can determine the future value, periodic payment, interest rate, number of compounding periods, and PV. The parameters that need to be calculated are represented by each of the ensuing tabs.Thus this is the meaning of interest rate.
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assume the following sales data for the tatra software company: 2021 $960,000 2020 $750,000 2019 $600,000 if 2019 is the base year, what is the percentage increase in sales from 2019 to 2020?
The percentage increase in sales from 2019 to 2020 is 25%.
What is sales?
A sale is a deal involving two or more people where tangible as well as intangible goods, services, as well as assets are exchanged for cash. On rare times, a seller may also receive assets. In the financial markets, a selling can also be defined as an agreement between a buyer and a seller regarding the purchase price and delivery details of a financial security. A sale is largely a contract between a vendor of a particular item or service as well as a buyer who is ready to pay for that good or service, regardless of the context.
Statement showing computations
Particular Amount
Sales in 2019 600,000
Sales in 2020 750,000
Increase in sales in $ =
750,000 - 600,000 150,000
Percentage increase =
150,000/600,000 25%
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Which of the following best describes the relationship between cultural relativism and ethnocentrism?
a. Cultural relativism emphasizes understanding from an insider's view, and ethnocentrism judges other cultures from an outsider's view.
b. Cultural relativism ignores the differences between cultures, while ethnocentrism focuses on the differences between cultures. thnocentrism and cultural relativism both allow for an unbiased understanding of culture.
c. Ethnocentrism emphasizes understanding from an insider's view, and cultural relativism judges other cultures from an outsider's view.
Cultural relativism emphasizes understanding from an insider's view, and ethnocentrism judges other cultures from an outsider's view.
In social science and anthropology, as well as in common English, ethnocentrism refers to using one's own culture or ethnicity as a frame of reference to judge other cultures, customs, behaviors, beliefs, and people, rather than utilizing the standards of the particular culture concerned because this judgment is frequently negative, some people use the term to refer to the belief that one's culture is superior to, or more correct or normal than.
In common parlance, it can also refer to any culturally prejudiced assessment. Ethnocentrism can be evident, for example, in popular depictions of the Global South and the Global North., in popular depictions of the Global South and the Global North.
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the expenses you encounter when you buy in one market and sell in a distant market are known as group of answer choices fixed costs. sunk costs. transactions costs. production costs.
Transaction costs are the costs incurred when buying in one market and selling in another that is far away.
What is Transaction costs?
Costs associated with buying as well as selling a good as well as service are known as transaction costs. The labour involved in bringing a good as well as service to market is represented by transaction costs, which is why whole sectors of the economy are devoted to facilitating exchanges. Broker commissions and spreads, or the difference between the price the dealer paid for just a security and the price the buyer pays, are considered transaction costs in the financial sense. The fees that banks and brokers charge for their services represent the transaction costs to buyers and sellers. In addition to closing costs like title search fees, appraisal fees, as well as government fees, there are transaction costs associated with buying and selling real estate. These costs include the agent's commission. The time and labour required for long-distance transportation of goods or commodities is another type of transaction cost.
The correct option is (D) Transaction costs.
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the government imposes a price ceiling below the equilibrium price. the price ceiling will cause:
The amount required will exceed the quantity provided when a price ceiling is set below the equilibrium price, leading to excess demand or shortages.
Demand and supply at an equilibrium level force the balance. Prices tend to return to this equilibrium unless certain demand or supply characteristics alter. The equilibrium price will change when demand, supply, or both move or change.
The only price at which consumer and producer plans coincide is the equilibrium price, which is reached when the quantity sought by consumers and the quantity supplied by producers are equal. For a market to be balanced at the crucial level.
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the government imposes an excise tax on house paint. the house paint tax incidence takes place within a market where the supply of house paint is elastic and the demand for house paint is inelastic. who pays the most of the excise tax?
Consumers of house paint pays the most of the excise tax if the government imposes an excise tax on house paint .
Which item best represents an excise tax ?
A regulated tax on certain commodities or services, including alcohol, cigarettes, and gasoline, is known as an excise tax. Instead of being levied internationally across national borders, excise taxes are national taxes imposed within a government infrastructure. Sales of motor gasoline, airline tickets, cigarettes, and other products and services are often subject to a federal excise tax.
Excise taxes can be imposed by the federal, state, and municipal governments. Excise tax revenue accounts for a very modest fraction of total revenue, with income tax serving as the principal source of income for the federal and state governments.
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The celebration of key accomplishments by chest bumps and the push-up contests reflected what level of organizational culture at uber during former-ceo kalanick’s tenure?.
The celebration of key accomplishments by chest bumps and the push-up contests reflected the level of organizational culture at uber during former-ceo kalanick’s tenure known as Observable Artifacts.
What are Observable artifacts?Observable artifacts can be described as the organization's attitudes as well as the behaviors and beliefs which is very essential to the organization.
It should be noted that the artifact serves as the one that can be seen which can involves the surrounding of the organization, in the case above we can see that it focus on the chest bumps and the push-up contests and they are bee considered as the artifact.
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assume that two athletes sign 10-year contracts that pay out a total of $100 million over the life of the contracts. one contract will pay the $100 million in equal installments over the 10 years. the other contract will pay the $100 million in installments, but the installments increase 5% per year. which athlete received the better deal?
The athlete with equal installments will get the better deal.
Contracts are defined as legal documents which are signed between two individuals or between two firms who intend to make a deal with each other regarding any money matters or matters relating to property of individuals. According to the question,
Two athletes each sign 10-year contracts for $100 million. In the first case, $100 million will be paid in 10 equal installments.
So, the person will get $100/10 = $10 million every year.
In the second case, the $100 million will be paid in 10 installments, but the installments will increase by 5 percent per year. This person will get smaller payments initially as his payments were to be increased by 5% each year, though the total value of both the annuities will remain the same.
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Which of the following is an allocative policy tool? Group of answer choices
An innovation grant
Medical review board
Health inspections
Licensure
Health inspections are an allocative policy tool. Thus, option 3 is the answer.
Allocative policy tools refer to those tools which help in understanding the needs of different sectors and allocate them with their required budget.
An innovation grant is not an allocative policy tool as it is not related to the requirements of a particular sector. These grants are related to investments in short-term projects, and they do not help in allocating help to other welfare sectors.
Licensure is not an allocative policy as they are applied by the citizens as a part of the government's permission for various jobs.
The medical review board discusses the health developments of the medical sectors and allocates their available resources for various uses. However, an official inspection of the health departments can give the government a fair idea about the requirements of the department and hence allocate resources accordingly.
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andrew (age 30) received a traditional ira distribution (code 1) with a gross amount of $10,000 and a taxable amount of $8,000. he rolled over $5,000 the next week. what is the taxable amount of the distribution and how much additional tax will he owe?
The taxable amount of the distribution and how much additional tax will he owe are $3000 and $300.
This is the taxable amount of the withdrawal. For example, if your traditional IRA is $100,000 and you have made $15,000 in non-deductible contributions over the years, the non-deductible portion is 0.15 for him. Subtracting this from 1 gives us 0.85 for the taxable portion of the account.
Withdrawals from traditional IRAs are subject to income tax at the normal rate, and early withdrawals may be subject to a 10% penalty tax. There are exceptions to the rule, allowing early withdrawals without penalties or taxes. Exceptions to the 10-year rule are Eligible Designated Beneficiaries living spouses, minor children of account holders, disabled or chronically ill beneficiaries, and original IRA holders or 401s older than 10 years.
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a study of fdi by the organization for economic cooperation and development (oecd) found which two results?
A study of fdi by the organization for economic cooperation and development (oecd) found of equity capital, reinvested earnings.
Funds invested in a company by investors in return for common or preferred stock is known as equity capital. equity capital is the foundational investment for a business, to which debt financing could be added. Equity in the context of finance refers to ownership of assets with potential obligations such as debts. Liabilities are subtracted from asset value to calculate equity for accounting reasons. By taking steps with the intention of, economic cooperation is a part of international cooperation that aims to create the conditions necessary to assist the processes of trade and financial integration in the international arena. This is the most fundamental type of economic cooperation. Member nations are allowed to choose their own commercial relations with non-member countries, but they must remove all trade restrictions between themselves.
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a type of business that people enter into for the sole purpose of providing an income for themselves is known as:
A form of business that people start with the sole intent of earning money for themselves is referred to as a lifestyle business.
What does the term "lifestyle business" mean?A lifestyle business is one that is driven by a person's passion and makes enough money to allow the owner to work and live anywhere they want while maintaining their standard of living.
A lifestyle business is one that is founded and operated by its owners largely for the purpose of pursuing or preserving a particular lifestyle. So that the creator can spend their life anyway they like, the firm is designed to adapt to their lifestyle.
A lifestyle company is frequently (though not always) a passion that has evolved into a regular source of revenue. Blogging, writing, photography, teaching, cooking, and training are a few examples.
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on average, a book sells for $50. variable selling expenses are $5 per book with the remaining selling expenses being fixed. the variable administrative expenses are 4% of sales with the remainder being fixed. the contribution margin for the company's first quarter is:
Therefore the Contribution margin for the first quarter is $144,000
Calculating variable selling -
$900,000 ÷ $50 per book
= 18,000 books
Thus,
$5 per book x 18,000 books
= 90,000
Calculating Variable administrative -
4% of $900,000
= $36,000
Total Variable expenses $756,000
Contribution margin -
= 9,00,000- 7,56,000
= 1,44,000
Complete Question
Income statement for the quarter ended march 31
Sales 900,000
Cost of goods sold 630,000
Gross margin 270,000
Selling 1,00,000
Administration 1,04,000. 2,04,000
Net operating Income 66,000
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Which law tried to make getting a government job competitive through test taking as opposed to getting a job for political suppport?.
According to the Pendleton Act, positions in the federal government must be given based on qualifications, and candidates for these positions must pass competitive exams. Additionally, the measure forbade firing or demoting employees who were covered by the statute for political purposes.
The Pendleton Civil Service Reform Act made it illegal to terminate or demote some government employees for political reasons and required that some government employees be chosen through competitive exams rather than connections to politicians.
What is the Pendleton Act?
The 47th United States Congress enacted the Pendleton Civil Service Reform Act, which President Chester A. Arthur then signed into law on January 16, 1883. The majority of jobs within the federal government must be filled on the basis of merit rather than political favoritism, according to the statute.The Pendleton Civil Service Act mandated that some government officials be chosen through competitive examinations rather than through political connections or association. The United States Civil Service Commission was established to uphold the merit system, and it also made it unlawful to remove or demote these government employees for political reasons.The majority of federal employees are now covered by the act, which at first only applied to around 10% of personnel. The majority of federal government employees are no longer hired through competitive examinations as a result of the legal case Luévano v. Campbell.To learn more about the Pendleton Act visit:https://brainly.com/question/2174923
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technical forecasting of exchange rates has shown to be more consistent and reliable than the other primary forecasting methods. true false
Due to its incorporation into textbooks, purchasing power parity is one of the most widely used methods for forecasting exchange rates. It examines the prices of goods in various nations.
To forecast exchange rates, the relative economic strength approach compares the economic growth rates of various nations.
Fundamentalists use expected changes in future economic fundamentals derived from modern exchange rate models for exchange rate forecasting, whereas Chartists use past movements of an exchange rate to predict its future value.
Why is it difficult to forecast the exchange rate?
Forecasts based on these "wrong" parameters can be more off base than those generated by a random walk if the coefficient values are skewed from their true values. Exchange rates are far more volatile than the economic fundamentals that are supposed to determine them, making them difficult to predict.
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how will an increase in coordinated economic and political integration between countries affect the world economy?
If there is a rise in coordinated economic and political integration across countries, the global economy will benefit and social welfare and living standards will improve everywhere.
How advantageous is economic integration for underdeveloped nations?More specifically, economic integration often results in lower trade costs, better access to and a wider variety of goods and services, as well as efficiency advantages that increase purchasing power.
Why is a global economy dependent on economic integration?Economic integration is advantageous in many ways because it enables nations to trade and specialize without interference from the government, which is advantageous for all economies. Costs are decreased as a result, and ultimately, wealth is increased.
What benefits and drawbacks does an interconnected economy offer?It is advantageous because it encourages trade harmony by removing trade barriers, greatly aiding the development of developing nations. The dependence of small countries on developed ones, however, leads to some global economic problems, such as depressed regions.
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a sandwich shop wants to send out a coupon to people and plans to utilize the united states postal service age and income demographics to determine who will receive a coupon. which marketing method is the sandwich shot using?
The sandwich shop is using a form of direct marketing.
What is marketing strategy?
A marketing strategy is a company's overarching plan for connecting with potential customers and persuading them to purchase its products or services. A marketing strategy should include the value proposition of a company, key brand messages, details on customer target demographic trends, and other crucial elements. The four Ps of marketing—product, price, place, and promotion—are covered in-depth in a marketing strategy. The company's value proposition, which explains to customers just what company stands for, how something operates, and why it merits their business, should be the focal point of a clear marketing strategy. This gives marketing teams a blueprint to use as they develop initiatives for all of the company's goods and services.
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Answer:
Mail marketing
Explanation:
just did it got it right
What is the primary difference between homeowners insurance and renters insurance?.
The main difference between the two types of policies is how insurance companies determine the value of your home. The house is covered by homeowner's insurance. Renter's insurance only covers the belongings inside a home.
Homeowners insurance covers both personal property and the structure itself for persons who own their own home or apartment. Tenants receive renters insurance, which covers theft or damage to their personal items but excludes damage to the structure as a whole.
Homeowners insurance provides coverage for your house (and associated structures such as garages). Your personal property is covered by renter's insurance, while the building is insured by the landlord's insurance.
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What are the examples of centralized management?
When an organisation uses centralised management, only the executives are responsible for planning and making decisions. All other levels of management at the company receive guidance from these senior managers, who assist in putting the decision into action.
In an organisational system known as centralised management, a small group of people control the majority of corporate decisions. For instance, a small family restaurant run by a married couple is probably managed centrally.
Apple Computers is a well-known example, where most of the company's strategic direction is decided at the very top (formerly by Steve Jobs personally), with lower levels of management and staff being closely coordinated to carry out those objectives.
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all of the following are advantages of which business organization? limited liability - continuity - greater likelihood of professional management - easier access to money
All of the following are the advantages of a corporation.
A company is a different legal body from the people who own it, the shareholders who contribute by purchasing stock shares. A Board of Directors, chosen by the shareholders, oversees corporations. Benefits include infinite life for the corporation, restricted liability, and easier access to finance.
Interestingly, even though not every firm is a corporation, all corporations are nevertheless regarded as companies. There are several distinct company structure options, and each has pros and cons for both corporate operations and taxation.
In the United States, there are four main forms of corporations: sole proprietorships, Limited Liability Companies (LLCs), S-Corporations (S-Corps), and C-Corporations (C-Corp).
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morris still owes his lender for the financing obtained in purchasing his home. several years later, morris took out a home equity line of credit. this means that .
Morris still owes his lender for the financing obtained in purchasing his home. Several years later, Morris took out a home equity line of credit. This means that the home equity line of credit won't be paid until Morris's first loan is paid off.
A home value credit extension, or HELOC, is a credit line got by your property that permits you a rotating credit line to use for enormous buys or to merge obligation from different credits with higher loan fees, similar to Visas.
When contrasted with specific other well known credit sorts, a HELOC oftentimes has a less expensive loan cost, and the interest might be charge deductible.
You should have accessible value in your home, and that implies that your home loan balance should be lower than the worth of your home, to be qualified for a HELOC. Regularly, you are allowed to get up to 85% of the home's worth, less any remaining obligation.
Furthermore, similar as when you previously accepted your home loan, a moneylender frequently considers your FICO rating and history, work history, month to month pay, and month to month expenses.
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Opening a presentation with the key message and then restating it again at the end is a good example of what strategy?.
Opening a presentation with the key message and then restating it again at the end is a good example of a repetition strategy.
An economy’s rate of productivity growth is closely linked to the growth rate of its ______________, although the two aren’t identical.
An economy’s rate of productivity growth is closely linked to the growth rate of its GDP per capita, although the two aren’t identical.
What is the rate of productivity growth?A country's rate of productivity growth is used to define the growth in the amount of goods and services that an economy is able to produce with the same resources over time. The rate of productivity growth therefore shows how much more efficient a nation is becoming when they produce goods and services.
When a nation's rate of productivity growth, this means that more goods and services are being produced. This also means that more goods and services are being sold and therefore there is more income coming into the economy. As a result, the Gross Domestic Product Per Capita of the nation would increase. This is because the Gross Domestic Product includes the amount of production happening in a country within a period.
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What is a key principle of conscious marketing?
A marketing strategy that respects four fundamental ideas: a higher purpose, stakeholders, conscious leadership, and conscious culture.
Customer-centric conscious marketing prioritizes its clients' needs over all other considerations. To develop strong and creative marketing strategies and meet the wants of their customers, businesses do market research, examine consumer behavior, and detect buying patterns.
Businesses help their target clients make the greatest purchases that have stakeholders a big influence on their lives. With deliberate marketing, they place a greater emphasis on the preferences and needs of the customer.
1. Understanding of marketing's larger goal.
2. Considering stakeholders and how they are related.
3. The existence of intentional leadership that shapes business culture.
4. Knowledge that moral considerations influence choices.
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________ can be classified according to whether they are delivered by people or equipment, or by business firms or nonprofit organizations.
Services can be classified according to whether they are delivered by people or equipment, or by business firms or nonprofit organizations.
How would you define services?An "(intangible) act or usage for which a consumer, business, or government is ready to pay" is referred to as a service. Barbers, insurance businesses, and other professionals are a few examples. Public services are those that are funded by the entire society (a nation-state, fiscal union, or region).
Therefore, Firm services is a broad phrase that refers to work that helps a business run but doesn't create a physical product. A significant business service that supports numerous other business services, including purchasing, shipping, and others.
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porter's model suggests that if a company develops a strategy around the unique qualities of its products (like apple, for example), then we can say it has a strategy. group of answer choices low-cost integrated competitive differentiation
The porter's model suggests that if a company develops a strategy around the unique qualities of its products (like apple, for example), then we can say it has a competitive strategy.
What is porter's model?Porter's model can be described s the model that focus on the Five Forces which is been used in the identification and analyzes of the competitive forces which is been used to affect the industry as well as helping to establish the industry's weaknesses as well as the strengths and this is very essential; because it help to determine the structure.
Therefore, the second option is correct.
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Rgh enterprises is able to produce a wide line of garden tools and sells a high volume, and thus can capitalize on economies of scale and charge lower prices than its competitors. Rgh enterprises is using the ________ strategy.
Rgh Enterprise has a cost-leadership strategy. It can produce a wide variety of garden equipment and sell in huge quantities, allowing it to capitalize on economies of scale and charge lower prices than competitors.
A cost leadership strategy is built on a company's ability to lower manufacturing costs while still delivering high-quality products at reasonable prices. It is an effective strategy for huge corporations with considerable buying power, but it is not as effective for small enterprises.In business strategy, cost leadership refers to gaining a competitive advantage by having the lowest cost of operation in the industry. Cost leadership is usually driven by characteristics such as company efficiency, size, scale, scope, and accumulated experience.A corporation that uses a cost leadership approach provides appropriate quality and characteristics to a wide variety of clients at a low cost. Super Shoes, for example, offers low-cost name-brand footwear. Little Debbie snack cakes are another example.Thus this is the meaning of cost leadership strategy.
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by the end of august 2007, about 44% of the contiguous u.s. was categorized in a "moderate to extreme" drought based upon the palmer drought severity index.
Drought conditions changed only slightly in the western U.S. (Rockies westward) through August. According to the Palmer Drought Index, by the end of august 2007, about 44% of the contiguous u.s. was categorized in a "moderate to extreme" drought based upon the palmer drought severity index.
What does Palmer Drought Index say?On the end of the month, the Palmer Drought Index indicated that 44% of the area was experiencing moderate to severe drought, although the U.S. Drought Monitor said that 31% were experiencing similar conditions by September 2. A greater than usual proportion of pasture and rangeland were in poor to very bad condition due to the impacts, which also included dry soil moisture (both observed and modelled anomalies and percentiles, root zone percentiles, and total column layer percentiles) and stressed plants.
For the most part, the southeastern and western United States remained dry. August saw a small improvement in the weather over sections of southern and eastern Texas as well as the region centred on the Oklahoma panhandle. In parts of eastern Montana and western North Dakota, the drought remained severe to extreme. Delaware, which saw the driest August on record, served as the epicentre of a moderate drought that spread down the mid-Atlantic coast.
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Consumer products are classified based on the attributes used in making the purchase decision, the effort spent by the consumer, and the.
Consumer Products are categorised based on the criteria used to make the decision to buy, the consumer's effort, and the frequency of purchases.
What are Consumer Products?
Products that are purchased by people or households for personal use are referred to as consumer products or final goods. Customer products are therefore things that the typical consumer purchases for personal consumption. There are four major categories of consumer items, each with its own marketing considerations. Consumer goods are items purchased by the typical consumer for personal use. Consumer products are the end product of production and manufacturing and are often referred to as final goods. Examples of common consumer goods are clothing, food items, and dishwashers.The Consumer Product Safety Act of 1972 established U.S. law and controls the sale of most common consumer items.To know more about Consumer Products visit:
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at the end of the accounting period, a company's overhead was underapplied by $150. if not adjusted, how does this affect net income?
At the end of the accounting quarter, the company's overhead was reduced by $150. If changes are not made, net income will be overstated by $150.
An accounting period is the time frame used for financial reporting. Transactions that took place over a specific calendar period are included in the statements for a particular accounting period. Typically, a reporting or accounting period is a full calendar year with various time periods.
A corporation will have an inflated net income if its assets are overstated or its obligations are understated, which translates to retained earnings on the balance sheet and raises shareholders' equity. In this instance, the company's overhead decreased by $150 at the end of the accounting quarter. If adjustments aren't made, net income will be $150 overestimated.
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Why are publicly traded companies only required to file annual and quarterly reports with the security and exchange?.
This is done in order for equities analysts and the general investing public to assess a company's financial performance and potential.
Companies must submit quarterly and annual reports to the SEC every year.
What Is the Securities and Exchange Commission (SEC)?
Commission (SEC) is an independent federal government regulatory organisation tasked with fostering capital formation, preserving the fair and orderly operation of the securities markets, and safeguarding investors. As the initial government regulator of the securities markets, it was established by Congress in 1934. The SEC supports complete public disclosure, defends investors from dishonest and market-manipulating actions, and keeps an eye on corporate takeover activities in the country. Additionally, it approves registration forms for bookrunners among underwriting companies. In general, securities offerings made in interstate commerce, via mail, or online must be registered with the SEC prior to being sold to investors. Companies that provide financial services, such as asset managers, advisory firms, and broker-dealers, as well as their professional representatives.To know more about Security and Exchange visit:
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