oral communication consists of all messages or exchanges of information that are spoken.
The term "oral communication" denotes verbal exchanges. It comprises people communicating with one another, whether it be face-to-face or over the phone. Oral communication includes discussions, speeches, and presentations. When a direct engagement is needed or the communication is of a temporary nature, oral communication is typically advised. Building rapport and trust requires face-to-face contact (meetings, lectures, conferences, interviews, etc.). The capacity to communicate ideas verbally with a single individual or a group of people is known as oral communication.
A straightforward presentation of a topic with each thought cogently expressed is a sign of effective verbal abilities. Everything about it is influenced by the language we use.
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if a depositor puts $100 in a bank account that earns 4 percent interest compounded annually, how much will be in the account after five years?
The amount will be $122, considering the amount of principal and rate of interest using the formula of compound interest.
Given information:
Principal amount = $100
Interest rate (i) = 4% = 0.04
Time period = 5 years
Amount using formula of compound interest,
Amount = $100(1+0.04) ^5 =$122
The interest earned on savings that is computed using both the original principal and the accrued interest over time is known as compound interest. The interest earned on savings that's also computed considering the both original principal and the interest accrued over time is known as compound interest. The yearly interest rate is increased to the amount of compounded periods minus one, and the starting principal is multiplied by these two factors. The obtained value is subsequently deducted from the loan's entire original amount.
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What were the requirements ask for the approval of their loans?.
Banks look at your CIBIL Score and Report whenever you apply for a loan to determine your creditworthiness and history. Your chances of getting approved for a loan are greater the higher your score. People with a high CIBIL Score are approved for 79% of loans and credit cards.
What is the most crucial requirement for obtaining a loan?
Verification of Income Income verification is one of the most crucial parts of your loan application. This is done so that the bank can assess your ability to pay and the risks associated with lending you money.
What is the typical CIBIL score?
The 'Accounts' and 'Enquiries' sections of your CIR are used to calculate your CIBIL score, which is between 300 and 900.A score above 700 is generally regarded as satisfactory.Information about the members' monthly or annual income (banks and financial institutions)
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Which of the following are assumptions made in the model of pure monopoly?
A. The firm is a single-price monopolist; it charges the same price for all units of output.
B. No unit of government regulates the firm.
C. The government regulates the firm.
D. The firm is a multi-price monopolist; it charges different prices for all units of output.
E. Patents, economies of scale, and resource ownership secure the firm's monopoly.
The firm is a single-price monopolist, it charges the same price for all units of the output. This is the assumption made in the model of pure monopoly. Hence, option A is appropriate.
What is the Single-Price Monopolist?
A company with a single price monopolist is required to charge all of its clients the same amount for each unit of product it produces. Discrimination in pricing. A company that has the power to charge various prices for various quantities of an item or service is said to have a price-discriminating monopoly.
The production of a single-price monopolist is set at the price level at which marginal revenue and marginal cost are equal. Prices and output were higher and lower in monopolies than they were in perfectly competitive enterprises.
Hence, option A is correct.
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ian buys a cell phone in jiffy mart, using the means that accounts for more retail payments than any other. this means of payment is
Lan purchases a cell phone at Jiffy Mart using the methods that account for the majority of retail payments. A debit card is the method of payment for this.
What is a debit card?When making purchases, debit cards eliminate the need to carry cash or physical checks and can also be used to withdraw cash from ATMs.It may not be possible to make a particularly large purchase with a debit card because debit cards typically have daily purchase limits.Usually, you can buy things with a debit card, with or without a personal identification number (PIN).If you use your debit card to withdraw cash from an ATM that is not affiliated with the bank that issued your card, you might have to pay an ATM transaction fee.Similar to credit card reward programs, some debit cards offer reward programs like 1% back on all purchases.Lan purchases a cell phone at Jiffy Mart using the methods that account for the majority of retail payments. A debit card is the method of payment for this.
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if the irr of machine c is 12.5% and the irr of machine d is 11%, then it is correct to conclude that machine c is more profitable than machine d.
It is true that if IRR of the machine c is 12.5% and IRR of the machine d is 11%, then it is correct to conclude that machine c is more profitable than machine d.
What is IRR?The formula known as IRR is used to calculate the rate of return on an investment. The term "internal" refers to the absence of external factors from the computation, such as the risk-free rate, inflation, the cost of capital, or financial risk. The procedure can be applied ex-ante as well as ex-post. IRR is an ex-ante forecast of future annual rate of return. When employed ex post, it calculates the actual investment return that was made on a past investment after the fact. Yield rate and discounted cash flow rate of return are some other names for it (DCFROR). The "annualized effective compounded return rate," or rate of return that sets the net present value of all cash flows from the investment at zero, is what is meant by the term "internal rate of return" when referring to a project or investment.
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what is another name for the milling or pulping stage in cider production where fruit is being grind to a pulp?
When fruit is ground to a pulp during the milling or pulping stage of making cider, the process is known as scratting.
What is the name of the method used to produce hard cider?Making hard cider is a basic technique that is easy to understand. Start the fermentation process by combining apple juice and yeast in a container. The yeast turns the juice's sugar into alcohol and gas during fermentation.
How are apples prepared for cider?Apples need to be cored, chopped, and processed in a food processor, blender, or food chopper. Squeeze the juice out of the crushed apple pulp using a clean muslin bag or jelly bag. Pasteurize the juice by boiling it to at least 160 degrees Fahrenheit if you want to consume it right away rather than creating cider.
What occurs to apple pulp once it is made into cider?The apple pulp is moved to the press after it has been pulped, where "the cheese" is built up using a cloth and rack system before being crushed using an old, manually driven screw press to produce the juice. The juice is examined once it has been extracted for its various constituents.
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research has shown that time management has a positive impact on the mental health of employees. true or false
This assertion is accurate. Time management has a beneficial effect on employees' mental health, according to research.
How do you manage your time?According to researcher Brad Aeon, "time management makes people feel better about their life because it lets them plan their daily activities around their values and beliefs, giving them a sense of self-accomplishment." Additionally, time management abilities can lessen tension and anxiety.
What makes time management crucial for employees?Employees that effectively manage their time will meet deadlines, become more efficient, be more productive, and produce superior work. They'll be less pressured, which will help them advance in their careers and, ultimately, reduce the staff turnover at your company. They'll also have a higher degree of job satisfaction because they'll be less anxious.
The impact of time management on mental health"Those who have trouble managing their time are more likely to have stress, problems sleeping, anxiety, depression, and other mental health problems. They might also begin to show signs of burnout at work. Time management is essential for more than just doing tasks for your job on time.
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why is the accrual-based income statement superior to a cash-based income statements in measuring profitability? (select all that apply.)
Accrual based provides a better representation of income statement, it shows the exact expense occurred in a period as compared to when the cash was paid, and it shows the correct profitability position of the company.
What is Income Statement?Income statement is the statement that is prepared by the company that shows the revenue, expenses and profitability of the company. The transactions are posted in the form of journal entries, then income statement is prepared.
Accrual based income statement is superior to a cash based income statement because this represents the actual revenue, expenses and profitability of the company at a given period. This does not takes into account the receipts of cash, instead it is focused on the accrual basis.
The missing part of the question is:
It reflects well the operating activities of the business and the best measure of a company’s profitability during the period.
It reports the expenses incurred in generating the revenues regardless of when the cash was paid.
It reports the revenues generated regardless of when the cash was collected.
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Deals to piggyback on third-party mailing lists can involve purchasing ads for cash or bartering in exchange for concert tickets.
True
False
The claim that deals can be made to piggyback on third-party mailing databases is accurate. These transactions can entail exchanging for concert tickets in exchange for ads that have been purchased.
What are third-party mailers?Companies that post on behalf of brands that they do not wholly own are known as third-party mailers. ESPs, consultancies and white labels are just a few of the businesses that some third-party mailers provide service platforms for.
Other third-party mailers concentrate their efforts on distributing mail that advertises the goods and services of other businesses.
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what benefits does customer relationship management software (crm) provide to an organization? more than one answer may be correct.
Customer Relationship Management Software (CRM) gives more insight about customers to the organization. It helps them to understand more about their customers information, problems and how to improve their services.
The benefit provided by Customer relationship management softwareIt helps to gather customers information: Track information e.g Contact, address, name,It increases productivity: It helps you to build and monitor sales productivity.Better Customer Service: It helps to render effective services to their customer.Manage communications and prospective leads: It helps to reach out to prospect and tracking interaction, marketing through mails, website etcIt makes administrative task efficient – Data accessibility, retention and satisfaction rates/In conclusion, Customer Relationship management software (CRMs) has a lot of benefit it offers to an organization
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A message that makes a claim is most likely to close with. A. the rationale for the claim. B. an emotional reason for the claim. C. an announcement.
A message that makes a claim is most likely to close with a call to action. Thus option D is correct.
What is Claim?A claim is referred to as an argument that is made without evidence. This argument is based on the assumptions and opinions of the pople. the evidence is not supported by giving proof of any event.
A call to action is most frequently used to conclude a communication that makes a claim. A call to action is a notification that appears on a website and instructs the user to perform a particular action. It is an apparent invitation for your listeners to do something after your speech.
Therefore, option D is appropriate.
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The complete question is Probably
A message that makes a claim is most likely to close with
A. the rationale for the claim.
B. an emotional reason for the claim.
C. an announcement.
D. a call to action.
E. a step-by-step direction.
What are the advantages and disadvantages of planning?.
The advantage of planning is it helps in better controlling the business operation but the disadvantage is that increases the cost of the project by an increase in the budget.
What is planning?Planning refers to deciding or designing a path or roadmap about what things will be required in order to perform business operations to achieve the vision of the organization.
The main benefit of planning it helps in controlling operations and encourages innovation and creativity effectively through brainstorming and research.
The drawback of the planning process it seems as costly which disturbs the budget of the organization as well as it appears resistant to change which is quite challenging.
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Explain why apprenticeships can be a great option for people seeking an alternative to the traditional, 4-year college route.
You'll receive immediately applicable job experience through an apprenticeship, which has several advantages over traditional classroom learning.
What are apprenticeships?Straightaway entry into the industry gives you the chance to establish yourself inside a company and acquire industry-specific skills.
After high school, students can pick an apprenticeship as their career option. There are further postsecondary options, such as college, university, or the workforce.
Therefore, access to well-paying occupations that require a high degree of ability, is made possible via apprenticeship training.
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this describes a principle of behavior describing a response consequence functional relation in which the response is followed immediately by a stimulus change that results in similar responses occurring more often in the future:
Punishment is an action taken by a person when they are punished for failing to respond to a stimulus in a certain way that leads to similar responses occurring more often in the future.
The fundamentals of behaviour are dynamic. They progress in a predictable manner throughout time. Behavioral psychology is maybe more than any other approach to psychology self-consciously devoted to being a progressive discipline in which valuable prior work is perpetuated even as new areas are explored.
The relationship between responses and things that happen that affect behavior is a natural law.
The three behavioral tenets are:
First principle: A person's behavior is mostly a result of their surroundings.
Second principle: The results of a behavior either reinforce or diminish it.
Third principle: Positive consequences have a greater positive behavioral impact than negative ones.
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What is true for the perfectly competitive firm’s output level at the break-even point?.
For the perfectly competitive firm's output level at the break-event point, the right condition should be: price = marginal revenue = average total cost (A).
Break even point (BEP) is the level of output where the cost of production is equal to its revenue. When a firm is at BEP condition, it means that a firm gains neither profits or loss. BEP could be defined by comparing the market price of a product to its original cost.
Perfectly competitive firm is a firm that operates in a perfectly competitive market where thousands of similar firms exist and offer identical size and negligible individual market share. Those firms produce homogenuous products with no power to control the product's price.
A perfectly competitive firm will reach its break-even point when the total revenue generated from the sale is equal to the total cost of producing its product. Because the marginal cost curve represents the short-run supply curve in a perfectly competitive market, we can assume that the price is equal to the marginal cost at different levels of production. Hence, the point where the marginal cost of production and the average total cost intersect with each other represents a firm's break-even point.
Based on this condition, a perfectly competitive firm's outpul level achieve the break-even point when its price is equal to the marginal revenue and the average total cost.
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Complete Question:
What is true for the perfectly competitive firm's output level at the break-even point?
A. Price = marginal revenue = average total cost
B. marginal revenue = price > marginal cost
C. marginal revenue < price = marginal cost
D. Marginal revenue = price < marginal cost
E. price > marginal rebenue = marginal cost
To pay for a home improvement project that totals $11,000, genesis is choosing between taking out a simple interest bank loan at 6% for 3 years or paying with a credit card that compounds monthly at an annual rate of 16% for 6 years. Which plan would give genesis the lowest monthly payment?.
The monthly credit card payment would be $396.49, which is lower than the monthly payment on the bank loan.
An uncomplicated explanation of a loanWhen money is given to someone else with the knowledge that it would be returned with interest, it is referred to as a loan. Lenders will consider a borrower's income, credit rating, and level of debt before deciding to grant a loan.
What is a loan primarily used for?Consolidating debt is one of the most common reasons for obtaining a personal loan. According to a 2022 Lending Tree analysis, debt consolidation was the most frequently cited reason for personal loan requests among borrowers with excellent credit.
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What causes a currency to gain value?.
The main reason a currency will gain value is dependent on its Supply and Demand of it.
In order for a currency to gain value, it depends on a lot of factors. But an important reason for a currency's value is judged on the basis of its Supply and Demand in the market. A currency's value will go high when its Supply decreases or the demand increases.
Supply and Demand is a concept that is applicable to products, services, etc. It tells us about a product's supply in the market and the demand related to it.
Hence, Supply and Demand are responsible for a currency to gain value.
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determine which statement below regarding economic indicators is false. retail sales measure the current outlook for the economy. consumer confidence can be volatile and inconsistent over time. building permits are an example of leading indicators. cpi measures inflation from the perspective of a consumer.
Retail sales measure the current outlook for the economy. Option A.
A macroeconomic indicator is a statistic or measurement that reflects the economic conditions of a particular country region or sector. Analysts and governments use it to assess the current and future health of the economy and financial markets.
Increased consumer spending will help keep the economy expanding. If consumer confidence declines for any reason, consumers become more uncertain about their financial prospects and start spending less. This affects companies when they start to see a drop in sales. Some of the factors that affect consumer confidence are changes in housing prices unemployment and inflation.
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what is the motivation for individuals to hold money? a. to reduce risk b. to provide liquidity c. to facilitate transactions d. all of the above
The motivation for individuals to hold money are, to reduce risk, to provide liquidity, to facilitate transactions. Therefore, Option d: All of the above is correct option.
Why individuals hold money?
Keynes asserts that people keep currency on hand for three reasons:
transactions, precaution, and speculation.The requirement for cash for current transactions for both personal and business exchange is closely proportional to the degree of income and is the driving force behind storing cash.
What are the motives of holding money?
Transactional motive of moneyPrecautional motive of moneySpeculation motive of moneyRead more about holding money
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carnegie mellon university has the best master's program in financial engineering. the wall street banks should
The top financial engineering master's program is offered by Carnegie Mellon University. The Wall Street banks ought to recruit from CM and other prestigious institutions.
What exactly is a financial engineering masters?Master of Science in Financial Engineering. Multidisciplinary tools from the engineering, math, and programming fields are used in the study of financial engineering. The full-time instruction in the use of engineering methodologies and quantitative methods in finance is offered by the FE Program at Columbia.
Is financial engineering a decent master's program?More so than most, the rapid response. Graduates in financial engineering often work in the banking and investing industries, where their task is to make money grow. Unsurprisingly, the work is profitable. The median income for MSFE owners is $95,000, while some make considerably more.
Is Carnegie Mellon a reputable finance institution?The Tepper School at Carnegie Mellon University is ranked No. 6 for part-time MBA and No. 16 for best business schools.
Ivy League schools do not include Carnegie Mellon. It is one among the numerous New Ivies, a term introduced by Newsweek in 2006. Despite not having the same exclusive prestige as Ivy League colleges, the private and public US schools that make up The New Ivies are equally remarkable in terms of academics and faculty.
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pharoah company purchases a patent for $242,000 on january 2, 2022. its estimated useful life is 11 years. (a) prepare the journal entry to record amortization expense for the first year
The entry is displayed below:
Amortization expense - Patent A/c Dr $22,000
To Patent A/c $22,000
(As a result, the first year's amortization expense is recorded.)
What is an expense for amortization?The cost of long-term assets (such computers and automobiles) over the course of their use is taken into account by amortization charges. They are listed on an organization's income statement and are also known as depreciation expenses.
Is patent amortization a cost of doing business?Companies can use amortization accounting to deduct a specific percentage of a patent's value as an operational expense each year until the patent expires and is worthless.
Patents and trademarks are examples of intangible assets that are amortized into an expense category called amortization. Depreciation is used to write off tangible assets instead.
The calculation is displayed below.
= Patent's Purchase cost ÷ estimated useful life
= $242,000 ÷ 11 years
= $22,000
The amortization expense, not the depreciation expense, is taken into account for intangible assets, and the same is required.
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are the standards stating the amount salespersons should sell and how sales should be divided among the company's products.
Sales quotas are guidelines that specify how much should be sold by salespeople and how those sales should be distributed across the company's items.
A specified sales goal or target level for a sales team is referred to as a sales quota. Sales managers generally give teams or individual salespeople a deadline to complete these tasks. Additionally, they are frequently time-sensitive and scheduled to be completed on a monthly, quarterly, or annual basis.
There are various techniques to gauge your sales quota. This could be as general as the number of new clients, etc., or as particular as units sold. They are frequently measured in terms of profits, sales, or sales activity
Therefore, Sales quotas are objectives that outline how much should be split among the products of the company and how much should be sold by salespeople.
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In an AD/AS diagram, an increase in structural unemployment will: A. shift AS to the right. B. have no effect on AS or AD. C. shift AS to the left. D. shift AD to the left.
In an AD/AS diagram, an increase in structural unemployment will have no effect on AS or AD. The appropriate response is option B.
What is structural unemployment ?When the abilities that people in the economy have to provide and the skills that employers need from employees do not match, structural unemployment results. Technological advancements frequently result in structural unemployment since they render many workers' job skills obsolete.
When there is structural unemployment, workers may lose their jobs or take jobs that pay much less than their previous jobs, which can put them in poverty or reduce their income.
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pretend you are the owner of a pizza business. you own both a restaurant and a catering business. post the following information to this forum: one type of report you would like to see in your business. be sure to identify that report by its common business name/title. identify the information system that would produce your report: tps; mis; dss; expert system. provide an explanation supporting your conclusion as to which information system would produce this report. categorize the report based on the types of reports discussed in the text or in the notes for the week. remember that there are two ways to categorize reports. one has categorizes by timing (you'll need to look up the terms for different timings of reports), the other by content type (you'll also need to look up the terms describing report content types). your post should indicate where the report falls in each of these two categories. do not duplicate a report chosen previously by another student.
The pizza report would include details on the business dealings that have occurred, such as the quantity and variety of pizzas sold, as well as the money made from pizza sales.
Financial reports and operational reports are the two primary types of reports that you could wish to view in your pizza business.
This report would be included in the group of reports that are produced only when necessary. This is due to the fact that a report on pizza would only be required if pizza-related decisions had to be made.
This report falls under the real-time report category. As the transactions take place, real-time reports are produced. Using this kind of information, choices that need to be made fast can be made. The Pizza report would also fall within the management report category. Managers utilize management reports to make judgments regarding how the organization is run. Here, decisions about the pizza industry would be made using the report, including what kinds of pizzas to offer, how to price the pizzas, and how to market the pizzas.
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Stock X has the following data. Assuming the stock market is efficient and the stock is in equilibrium, which of the following statements is CORRECT?Expected dividend, D1 $3.00Current Price, P0 $50Expected constant growth rate 6.0%a. The stock’s required return is 10%.b. The stock’s expected dividend yield and growth rate are equal.c. The stock’s expected dividend yield is 5%.d. The stock’s expected capital gains yield is 5%.e. The stock’s expected price 10 years from now is $100.00.
The stock’s expected dividend yield and growth rate are equal
The annualized percentage rate of growth in a stock's dividend over time is known as its dividend growth rate.Many well-established companies strive to increase their dividend payments to investors on a regular basis. For dividend discount models, which are stock valuation models, the dividend growth rate is a key input. The annualised average rate of increase in a company's dividend payments is calculated using dividend growth. When utilising a dividend discount model to value equities, the dividend growth rate must be calculated. Strong dividend growth in the past may indicate future dividend increase is probable, which can indicate long-term profitability.
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as the price level falls, people feel as if they have more money, so they spend more, which influences which of the following, in economic terms? interest rate effect aggregate demand aggregate supply exchange rate effect
As the price level falls people feel as if they have more money, so they spend more, this event influences the Aggregate Demand.
Aggregate demand shows the total amount of money people willing to spend to purchase some amount of goods and services at a specific price level and point in time.
As the price level falls, people feel as if they have more money. This condition is called as The Wealth Effect. People will feel that they become reacher even if their income is actually the same as before.
The Wealt Effect is responsible to shift the aggregate demand because:
People tends to increase their consumption as they have more money to spend. People will try to shift some of their usual commodities to the "higher-class" commodities because they feel those exclusive goods and services are no longer expensive.Learn more about Aggregate Demand and Wealth Effect here: https://brainly.com/question/27992948
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The four defining characteristics of a competitive market are that
1. There are no transaction costs
2. Buyers and sellers have full information
3. Goods are standardized
4. Buyers and sellers can't bargain over prices
The four defining characteristics of a competitive market are:
price takingproduct homogeneityfree entry and exitavailable informationWhat is a competitive market?In a competitive market, neither a single customer nor a single manufacturer can significantly impact the market. Its reaction to supply and demand changes as seen by the supply curve, which depicts the quantity of a good. It is a system that adjusts the supply chain in response to market supply and demand changes. No one purchaser or seller has the ability to have an impact on the market. A competitive market encourages sellers to set their prices in line with the market and encourages buyers to pay that same price.
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when a buyer-seller relationship has reached the stage of partnership development, there is a stated or implied pledge to continue the relationship.A. culminationB. pinnacleC. commitmentD. expansionE. covenant
When a buyer-seller relationship has reached the Commitment stage of partnership development, there is a stated or implied pledge to continue the relationship.
What is meant by buyer seller relationship?The dedication and trust between the buyer and the supplier serve as the fundamental cornerstone of this kind of relationship. Maintaining a long-term, mutually beneficial partnership is the key goal here. When there are fewer options for choosing suppliers, buyers favor this form of connection.
Feedback and ideas can flow freely when suppliers and customers have a long-term connection. This will eventually result in a more efficient, streamlined supply chain that might improve costs and customer service.
The proper operation of the procurement department depends on communication between the customer and supplier. Each side benefits from clear, two-way communication that is based on mutual respect and understanding of the other party's business needs.
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Which of the following most directly contributed to the situation best described in the excerptA. the abolitionist movementB. increased immagrationC. the market revolutionD. the emergence of mass political parties
The condition that is best characterized is a direct result of the market revolution .
What resulted from the market revolution?The market revolution brought to unprecedented economic expansion and personal prosperity, but it also gave rise to a rising lower class of property less laborers and a string of cataclysmic depressions known as "panics." Many Americans struggled to make ends meet while working for pitiful pay.
What does the term "market revolution" mean?The Market Revolution in the United States in the 19th century is a historical model that contends that there was a sudden change in the economy that confused and coordinated all areas of the market economy in accordance with both nations and the rest of the globe.
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A company in an industry where there is little pressure for efficiency and where variations in country markets is significant would choose a ________ international strategya. globalb. transnationalc. centralized single countryd. Multidomesticd. Multidomestic
A company in an industry with little efficiency pressure and where there are significant differences between country markets would opt for a global international strategy.
The phrase global strategy refers to three different categories: global, multinational, and international strategies. In essence, these three tactics help an organisation accomplish its goal of global expansion. It is helpful to distinguish between three types of worldwide expansion that result from a company's resources, capabilities, and current international position while formulating "global strategy." The company's strategies outside of its native markets can be viewed as international if it is still primarily focused on those markets. A dairy business might, for instance, sell some of its extra milk and cheese supplies outside of its home nation. But the domestic market continues to be its primary strategic focus.
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