In rapid instructional design, instructional content and process can be developed independently of each other. The correct answer is b.
Rapid instructional design (RID) is a methodology used in the design and development of instruction. It is based on the principles of rapid prototyping and iterative design, and it emphasizes the importance of quick development cycles and frequent feedback.
Option a is incorrect because rapid instructional design is characterized by its flexibility and the ability to reallocate resources as needed. In RID, the design and delivery of instruction are not set in stone, and changes can be made quickly and efficiently.
Option c is incorrect because the definition given describes cloud computing, not rapid instructional design.
Option d is incorrect because the definition given describes a software rental company, not rapid instructional design.
Therefore, the only correct option is b. Rapid instructional design emphasizes the independent development of instructional content and process, allowing for quick iterations and adjustments as needed.
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Long-lived assets used in the operations of the business refer to property, plant, and equipment, and:
Long-lived assets used in the operations of the business refer to property, plant, and equipment, and tangible assets.
Long-lived assets used in the operations of the business typically include tangible assets such as property, plant, and equipment. These assets are essential for carrying out the company's core activities and are expected to provide economic benefits over an extended period. Property refers to land or buildings owned by the business, while plant and equipment encompass machinery, vehicles, furniture, and other physical assets utilized in production or service delivery.
These assets are categorized as non-current or long-term assets on the company's balance sheet and are subject to depreciation or amortization to allocate their cost over their useful lives. They are distinct from intangible assets, which include items like patents, trademarks, and copyrights that lack physical presence but hold value for the business.
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the main difference between direct clients and indirect clients is the power to consent.
The main difference between direct clients and indirect clients is not solely based on the power to consent. While consent can be a relevant factor, there are broader distinctions between the two categories.
Direct clients refer to individuals or entities who directly engage or interact with a business or service provider. They have a direct relationship with the organization and actively participate in the decision-making process. Direct clients have the ability to give informed consent, make choices, and have a more immediate impact on the services they receive. On the other hand, indirect clients are individuals or entities who are affected by the actions or decisions of a business or service provider, but do not have a direct relationship or engage in direct interactions. Indirect clients may include stakeholders, third parties, or the wider community impacted by the organization's activities. While the power to consent can be relevant in certain contexts, the distinction between direct and indirect clients is primarily based on the nature of the relationship and level of direct engagement. Direct clients have a direct connection and active involvement with the organization, while indirect clients are those who are affected by the organization's actions without being directly engaged.
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The supply of money curve is a Group of answer choices vertical line. downward sloping line. horizontal line. upward sloping line.
The supply of money curve is not a vertical line, as that would indicate a fixed supply of money regardless of other factors.
It is also not a horizontal line, as that would imply a constant supply of money despite changes in other variables. Instead, the supply of money curve is an upward-sloping line, meaning that as interest rates increase, the supply of money also increases.
This is because higher interest rates incentivize banks to lend out more money, increasing the overall supply of money in the economy.
However, it is important to note that the slope of the supply of money curve can vary depending on various factors, such as changes in monetary policy or economic conditions.
So, the long answer to your question is that the supply of money curve is an upward-sloping line, but this relationship can be influenced by other variables.
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Posting of journal entries should be done in
a) chronological order.
b) alphabetical order.
c) account number order.
d) dollar amount order.
Posting of journal entries should be done in chronological order. Thus teh correct option is A.
Journal entry refers to recording the business transaction date-wise in a book named a Journal which is later used in preparing the financial statement for the business. The data from the Journal will be extracted in order to prepare a ledger report.
Everyday journal entries are kept in the books of accounts. Every transaction that is recorded in the ledger accounts is first entered in the notebook, and journal entries are posted in chronological order.
Therefore, option A is appropriate.
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In terms of equity theory, which of the following would be considered inputs? a) Salary b) Job title c) Employee benefits d) Employee satisfaction
In equity theory, inputs refer to the contributions that an individual makes to their work or organization, which can include various resources and efforts they put in. options a and c can be considered inputs in equity theory.
Therefore, the following options can be considered as inputs:
a) Salary - This is the compensation an individual receives for their work and can be considered an input in equity theory.
b) Job title - The job title indicates the level of responsibility and authority an individual has in the organization, but it may not be considered an input.
c) Employee benefits - These are additional forms of compensation that employees receive, such as health insurance, retirement plans, and vacation days. They are also considered inputs in equity theory.
d) Employee satisfaction - This is a measure of an employee's overall job satisfaction and can be influenced by inputs such as salary, benefits, and work environment. While employee satisfaction may not be considered an input in and of itself, it is a result of the inputs an individual receives and can affect their motivation and engagement at work.
Therefore, options a and c can be considered inputs in equity theory.
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Chapter 10 Video 2
Companies that start a just-in-time inventory system are seeking to...
a.) reduce the size of the inventory they carry.
b.) increase the size of the inventory they carry.
c.) maintain their normal inventory levels
d.) avoid the need to provide customized products.
Companies that start a just-in-time inventory system are seeking to reduce the size of the inventory they carry.
Just-in-time (JIT) inventory system is a lean manufacturing approach that involves producing goods only when they are needed, rather than in large batches. JIT inventory system aims to eliminate waste by minimizing inventory costs associated with storage, transportation, and handling. By reducing the size of the inventory they carry, companies can improve their cash flow, increase efficiency, and reduce the risk of obsolete inventory. JIT inventory system requires close coordination with suppliers and customers, as it relies on timely deliveries and flexible production schedules. Companies that implement a JIT inventory system must have a reliable supply chain and high-quality products to avoid disruptions in production. JIT inventory system can help companies improve their competitiveness by reducing costs and increasing customer satisfaction.
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on a life insurance policy, who is qualified to change the beneficiary designation?
On a life insurance policy, the policy owner is typically the one who is qualified to change the beneficiary designation.
However, it is important to review the specific terms and conditions of the policy to ensure that any changes are made properly and in accordance with the requirements of the insurance company. In some cases, there may be restrictions on who can be named as a beneficiary or how often beneficiary designations can be changed. It is also important to keep beneficiary designations up-to-date to ensure that the intended recipient receives the policy's proceeds in the event of the policy owner's death.
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Ernie's Earmuffs produces 200 earmuffs per year at a total cost of $2,000 and $400 of this cost is fixed. What is Ernie's average total cost
Ernie's Earmuffs has an average total cost of $8 per unit, which includes both fixed and variable costs.
Ernie's Earmuffs produces 200 earmuffs per year at a total cost of $2,000, out of which $400 is fixed. To calculate the average total cost, we need to add up all the costs, including fixed and variable, and then divide it by the total number of earmuffs produced.
Variable cost per unit can be calculated by dividing the total variable cost by the total number of units produced. Here, the variable cost per unit is ($2,000 - $400)/200 = $8.
Average total cost is the sum of the total fixed cost and the total variable cost per unit. Therefore, the average total cost for Ernie's Earmuffs can be calculated as follows:
Average Total Cost = (Total Fixed Cost + Total Variable Cost) / Total Units Produced
= ($400 + $8 x 200) / 200
= $1,600 / 200
= $8
Therefore, the average total cost for Ernie's Earmuffs is $8 per earmuff. This information can be useful for Ernie to make pricing and production decisions in the future.
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In vertical analysis, what is generally used as the base for administrative expense?A. fixed assetsB. gross profitC. net salesD. administrative expense in a previous year
In vertical analysis, the base for administrative expense is usually (C) net sales. This is because net sales is a common denominator that allows for comparison between different companies or different periods of time. So the correct answer is (C).
By expressing administrative expenses as a percentage of net sales, we can see how much of the company's revenue is being used for administrative purposes. This can be useful in determining the efficiency of a company's operations, as well as identifying potential areas for cost reduction. By using net sales, it becomes easier to make comparisons with industry benchmarks or competitors. This analysis also helps in tracking the performance of a company over time and identifying any trends or potential issues that need attention.
Fixed assets are not typically used as a base for administrative expenses in vertical analysis, as they are not directly related to administrative activities. Gross profit could be used as a base, but it would not provide as clear of an indication of administrative expenses as net sales. Using administrative expenses from a previous year as a base would not be appropriate, as it does not take into account changes in the company's revenue or expenses over time. Overall, net sales is the most common and useful base for calculating administrative expenses in vertical analysis.
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What were ways that Hoover tried to help the economy after the stock market crash?
After the stock market crash, President Hoover tried to help the economy in several ways.
One of his initial actions to tackle stock market was to encourage businesses to keep wages steady and avoid layoffs. He also called on local governments to accelerate public works projects to create jobs and boost economic growth.
Hoover also established the Reconstruction Finance Corporation (RFC) in 1932 to provide loans to struggling banks, railroads, and other businesses. Additionally, he signed the Smoot-Hawley Tariff Act in 1930 to protect American industries, but it ultimately resulted in retaliatory tariffs and hindered international trade.
Overall, Hoover's efforts to help the economy after the stock market crash were largely ineffective and were not enough to prevent the Great Depression.
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The effective annual rate (EAR) for a loan with a stated APR of 11% compounded quarterly is closest to ________. A) 12.61% B) 13.75% C) 11.46% D) 14.90%
Answer:
the closest answer choice is A) 12.61%.
Explanation:
To calculate the effective annual rate (EAR) for a loan with a stated APR of 11% compounded quarterly, we can use the following formula:
EAR = (1 + (APR/n))^n - 1
where APR is the stated annual percentage rate, and n is the number of times the interest is compounded per year.
In this case, APR = 11% and the interest is compounded quarterly, so n = 4.
Plugging in the values, we get:
EAR = (1 + (0.11/4))^4 - 1
≈ 0.1261 or 12.61% (rounded to the nearest hundredth)
Therefore, the closest answer choice is A) 12.61%.
If the government spends exactly what it receives in taxes during a given interval, then the result is
A. the net public debt.
B. a balanced budget.
C. the gross public debt.
D. a government budget deficit.
If the government spends exactly what it receives in taxes during a given interval, then the result is B. a balanced budget.
A balanced budget occurs when the government's total revenue from taxes and other sources is equal to its total expenditure. In other words, the government is not spending more than it is taking in through taxes, resulting in no deficit or surplus. Therefore, if the government spends exactly what it receives in taxes during a given interval, the result is a balanced budget.
The gross public debt is the total amount of debt owed by the government without taking into account any repayments or reductions. A government budget deficit occurs when the government's spending exceeds its revenue from taxes and other sources, resulting in an overall negative balance.
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While moving along a production possibilities frontier, the amount of labor ________, the amount of capital ________, and the level of technology ________.
While moving along a production possibilities frontier, the amount of labor varies, the amount of capital varies, and the level of technology remains constant.
In the context of the production possibilities frontier (PPF), "capital" refers to the physical resources, such as machinery and buildings, used in the production of goods and services. "Technology" refers to the knowledge, skills, and techniques used to convert inputs into outputs.
As we move along the PPF, the amount of labor and capital used in the production of goods and services changes to show different combinations of output that can be produced efficiently. This movement along the PPF represents the trade-offs that an economy must make when allocating its resources between two goods or services.
For example, if an economy produces only two goods, such as cars and computers, it must choose how much labor and capital to allocate to the production of each good. If the economy moves along the PPF from one point to another, the amount of labor and capital used in the production of cars will change, as well as the amount used in the production of computers.
However, the level of technology remains constant when moving along the PPF. This is because the PPF represents the maximum output that can be achieved with the existing technology. If there were advancements in technology, the PPF would shift outward, indicating that more goods and services could be produced with the same amount of labor and capital.
In summary, as we move along a production possibilities frontier, the amount of labor and capital used in the production of goods and services changes to demonstrate the trade-offs an economy must make when allocating its resources. Meanwhile, the level of technology stays constant, reflecting the current knowledge and techniques available for production.
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a. What do bond rating measure?
b. How do investors interpret bond ratings?
c. Why are bond ratings important?
d. What is credit enhancement?
a. Bond ratings measure the creditworthiness of a bond issuer and the likelihood of the issuer defaulting on its debt obligations.
Bond ratings are assigned by credit rating agencies such as Standard & Poor's, Moody's, and Fitch, and are based on factors such as the issuer's financial health, ability to generate cash flow, and track record of paying debts on time.
b. Investors interpret bond ratings as an indication of the riskiness of a particular bond investment. Bonds with higher credit ratings are considered to be less risky and are therefore associated with lower interest rates, while bonds with lower credit ratings are considered to be more risky and are associated with higher interest rates. Investors may use bond ratings to assess the creditworthiness of a bond issuer, evaluate the risk-reward trade-off of different bond investments, and make informed investment decisions.
c. Bond ratings are important because they provide valuable information to investors and other stakeholders about the creditworthiness of a bond issuer. Bond ratings can help investors make informed investment decisions, and can also impact the cost of borrowing for the issuer. A higher credit rating can lead to lower borrowing costs for the issuer, while a lower credit rating can lead to higher borrowing costs and difficulty accessing capital markets.
d. Credit enhancement refers to any mechanism or strategy that is used to improve the credit rating of a bond or other debt instrument. Credit enhancement can take many forms, including collateralization, guarantees from a third party, or insurance against default. By improving the creditworthiness of a bond, credit enhancement can help to reduce the cost of borrowing for the issuer and increase the attractiveness of the bond to investors. However, credit enhancement can also increase the complexity and cost of issuing debt, and may not always be necessary or beneficial for all issuers.
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what are avoiding (5 conflict management styles)
The five conflict management styles for avoiding are:
1. Accommodating: In this style, an individual prioritizes the needs and concerns of others over their own, often sacrificing their position to maintain peace and harmony.
2. Avoiding: Here, a person chooses not to engage in the conflict management at all, either by postponing the issue or withdrawing from the situation completely. This can provide a temporary solution, but may not resolve the underlying issues.
3. Compromising: This style involves finding a middle ground where both parties make concessions to reach an agreement. It can provide a quick solution, but may not fully satisfy the needs of either side.
4. Collaborating: In this approach, both parties work together to find a win-win solution that addresses everyone's needs and concerns. This requires open communication, trust, and creative problem-solving.
5. Competing: This style involves an individual asserting their position and standing their ground, often at the expense of others. This can lead to a resolution, but may also damage relationships and hinder cooperation in the future.
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According to the text, critics point out that the costs incurred by firms due to regulations A. lower production costs to the shutdown point. B. increase production costs. C. reduce taxes too far. D. none of the above.
According to the text, critics point out that the costs incurred by firms due to regulations increase production costs. This is because regulations impose certain requirements on firms,
Such as environmental standards or safety measures, which may require additional investments and resources to comply with. For example, a firm may need to install pollution control equipment or implement employee training programs to meet regulatory requirements. These additional costs can ultimately increase the production costs for the firm.
Critics argue that these increased costs can be detrimental to the competitiveness of firms, as they may not be able to match the lower costs of foreign competitors that are subject to less stringent regulations.
However, proponents of regulations argue that they are necessary to protect public health and safety, and that the long-term benefits of compliance outweigh the short-term costs.
In conclusion, it can be seen that the costs incurred by firms due to regulations increase production costs, but the overall impact on the economy and society depends on the specific regulations in question and their intended outcomes.
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if you dont give the pt informed consent what can they charge you with?
If a healthcare provider does not obtain informed consent from a patient before a medical procedure or treatment, they may face charges of medical malpractice or negligence.
Informed consent is a legal and ethical concept in healthcare that requires healthcare providers to fully inform patients of the risks, benefits, and alternatives of a medical procedure or treatment, as well as obtain the patient's voluntary and knowledgeable consent to undergo the procedure or treatment. Failure to obtain informed consent can result in legal consequences for healthcare providers, including charges of medical malpractice or negligence. Medical malpractice occurs when a healthcare provider breaches their duty of care to a patient, resulting in harm or injury to the patient. Negligence refers to a healthcare provider's failure to provide reasonable care that results in harm or injury to a patient. Both medical malpractice and negligence can result in legal and financial liabilities for healthcare providers.
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What regions and what depths generally have the greatest productivity?
The regions of the ocean that generally have the greatest productivity are those that are located in the upper part of the water column where there is enough light to support photosynthesis.
The most productive regions are typically found in areas where there is upwelling of nutrient-rich waters or where there is a convergence of ocean currents.
Coastal regions are areas where the ocean meets the land, and they are typically shallow and nutrient-rich due to runoff from the land.
The mixing of freshwater and saltwater in estuaries and coastal wetlands creates an environment that is highly productive and supports a wide variety of plant and animal life.
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puts down $5000 in cash and finances the remaining $22500 with a five year loan at 5.5% annual interest compounded monthly. what are the monthly payments
The monthly payments for a five-year loan of $22500 at 5.5% annual interest compounded monthly would be approximately $428.14.
To calculate the monthly payments for this loan, we can use the formula for calculating the present value of an annuity. This formula is:
PMT = PV x (r / (1 - (1 + r)^-n))
Where:
PMT = the monthly payment
PV = the present value of the loan (in this case, $22500)
r = the monthly interest rate (5.5% divided by 12, or 0.00458)
n = the total number of payments (60, since it is a five-year loan with monthly payments)
Plugging in these values, we get:
PMT = 22500 x (0.00458 / (1 - (1 + 0.00458)^-60))
PMT = 22500 x (0.00458 / 0.23846)
PMT = 428.14
Therefore, the monthly payments for this loan would be approximately $428.14.
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"The characteristics of a GDSS include ease of use, flexibility to incorporate different perspectives and decision-making styles, automated record keeping for future analysis, and _____ participant communication.
Choices:
A. simultaneous
B. linear
C. progressive"
The missing word to complete the sentence is "simultaneous."
The characteristics of a Group Decision Support System (GDSS) often include real-time, simultaneous communication among participants.
This feature allows all participants to provide input and receive feedback in real-time, making it easier to reach a consensus or make a decision quickly.
Simultaneous communication also reduces the possibility of miscommunication and ensures that everyone has an equal opportunity to contribute to the decision-making process.
Overall, the ease of use, flexibility, automated record-keeping, and simultaneous participant communication make GDSS a valuable tool for collaborative decision-making.
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If the probability of losing your job remains ________, a recession would be a good time to purchase a home because the Fed usually ________ interest rates during this time. Group of answer choices
If the probability of losing your job remains low, a recession would be a good time to purchase a home because the Fed usually lowers interest rates during this time.
When the economy is in a recession, the Fed often implements monetary policies to boost economic growth. One of the most common policies used is lowering interest rates. This makes it cheaper to borrow money, which can encourage more people to invest in homes or start businesses, and can also stimulate consumer spending.
If you are considering buying a home during a recession, it's important to consider your job security. While interest rates may be low, the economy may still be unstable, and job loss could become a reality. You should also ensure that you have a solid financial plan in place and that you can afford the monthly mortgage payments and any other expenses that come with homeownership.
Additionally, it's important to keep in mind that during a recession, home values may decrease. This could be a good thing for buyers, as you may be able to find a home at a lower price than during a stable economy. However, it's also important to consider the long-term value of the property and the potential for it to increase in value over time.
Overall, buying a home during a recession can be a smart financial decision, but it's important to carefully weigh the risks and benefits and make an informed decision.
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A firm operates in a perfectly competitive industry. At the current level of output, the marginal cost is $26 and the average cost is $23. If the firm can sell its product for $25:
A.
the firm should decrease its output.
B.
the firm should produce more units.
C.
the firm's average total cost is falling.
D.
the firm is maximizing its profits at the current level of output.
In a perfectly competitive industry, a firm operates at a level where its marginal cost is equal to the market price. In this case, the firm has a marginal cost of $26 and an average cost of $23, while it can sell its product for $25. Since the marginal cost ($26) is greater than the market price ($25), the firm should decrease its output (option A).
This is because producing additional units will result in a higher cost per unit than the revenue gained from selling them, leading to lower profits. On the other hand, the fact that the average cost ($23) is lower than the market price ($25) indicates that the firm is currently able to make a profit on the units it produces.
However, the firm is not maximizing its profits at the current level of output. To achieve profit maximization, the firm should adjust its output level until the marginal cost equals the market price. By doing so, the firm ensures that it is not incurring additional costs for producing units that yield lower revenue than the cost of production.
In summary, the firm should decrease its output to maximize profits, as the marginal cost of production ($26) is higher than the market price of the product ($25).
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What is the Common Goal of ED & Workforce Dev?
The common goal of both Education (ED) and Workforce Development (Workforce Dev) is to equip individuals with the necessary skills and knowledge to succeed in the labor market and achieve their career aspirations.
ED focuses on providing individuals with foundational knowledge and skills through formal education, such as elementary and secondary school, post-secondary education, and vocational and technical training. The goal of ED is to prepare individuals with a broad range of knowledge and skills to be able to succeed in a variety of fields and industries.
Workforce Dev, on the other hand, focuses on providing individuals with specific job-related skills and training to prepare them for specific careers and industries. The goal of Workforce Dev is to ensure that individuals have the skills and knowledge needed to succeed in their chosen fields and contribute to the economy.
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4) The ________ function is responsible for identifying customers.
A) finance and accounting
B) human resources
C) manufacturing and production
D) sales and marketing
E) distribution and logistics
The correct answer is D) sales and marketing.
The sales and marketing function is responsible for identifying customers. This function focuses on understanding the target market, conducting market research, and developing strategies to attract and engage potential customers. It involves activities such as market segmentation, customer profiling, lead generation, and customer relationship management.
The sales and marketing team analyzes customer needs, preferences, and behaviors to create effective marketing campaigns, promotional activities, and sales tactics. By identifying customers, the sales and marketing function plays a vital role in driving revenue generation and business growth. They are responsible for building relationships with customers, communicating the value of products or services, and ultimately converting leads into sales.
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Which of the following is NOT an order of business used in FFA meetings?
A. Officer report
B. Dues payment
C. Unfinished business
D. Opening ceremony
The option that is not an order of business used in FFA meetings is Dues payment. Therefore, the correct option is B.
Orders of business in FFA meetings refer to the structured sequence of activities conducted during a meeting to ensure it runs smoothly and efficiently. These include:
A. Officer report: Updates from officers on their respective areas of responsibility.
C. Unfinished business: Discussion and action on matters that were not resolved in previous meetings.
D. Opening ceremony: A formal introduction to the meeting that usually involves reciting the FFA creed and conducting a ritual to establish a sense of unity among members.
Dues payment, however, is not considered an order of business as it is a financial transaction related to membership and not a formal part of the meeting agenda. Hence, the correct answer is option B: Dues payment.
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A contractor accepts a project, after go-ahead, and the contractor discovers that the statement of work was ill-defined and pushed through scope changes that significantly alienate the customer. The customer pays for the scope changes and then files a law suit against the contractor to recover the cost of the scope change. Neglecting the type of contract, the court will most likely rule that:
A. The contractor is at fault for accepting a contract with ill-defined requirements and not discovering this initially
B. The contractor is at fault for misinterpretation of the wording in the statement of work
C. The customer is at fault for providing a statement of work that could be misinterpreted
D. The customer cannot recover the cost associated with the scope changes once the payment has been made
Neglecting the type of contract, the court will most likely rule that the customer is at fault for providing a statement of work that could be misinterpreted. Thus, option (c) is correct.
According to the customer's statement of work, the contractor accepted the project, and the customer paid for any scope adjustments.
The expense of the scope alterations is the responsibility of the customer, who cannot recoup them once the payment has been paid.
The contractor's efforts to specify the vague criteria and the necessity or reasonableness of the scope revisions may also be factors that the court takes into account.
As a result, the significance of the neglecting the type of contract, the court is the aforementioned. Therefore, option (c) is correct.
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true or false: the times interest earned formula is net income divided by interest expense.
The given statement, "The times interest earned formula is net income divided by interest expense," is false because it is calculated by dividing a company's earnings before interest and taxes (EBIT) by its interest expenses.
The times interest earned (TIE) formula is a measure of a company's ability to meet its interest expense
The formula is expressed as TIE = EBIT / Interest Expenses. This formula helps investors and analysts assess a company's financial health and ability to pay its debts. A TIE ratio of 1 indicates that a company's earnings are just sufficient to cover its interest expenses. A higher TIE ratio indicates a better ability to meet interest obligations. It is generally considered a good practice for companies to maintain a TIE ratio of at least 2 or higher to demonstrate a healthy financial position.
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a category title for tracking and overseeing clientele-building strategies is crm which stands for:
CRM stands for Customer Relationship Management. It is a category title for strategies and techniques used to manage and analyze interactions with customers or potential customers.
The goal of CRM is to improve customer retention and loyalty, ultimately leading to increased sales and profitability.
CRM strategies often involve the use of software systems to track customer interactions, manage customer information, and automate marketing campaigns. Some common CRM techniques include targeted marketing, personalized communication, loyalty programs, and customer feedback systems.By utilizing CRM techniques, companies can better understand their customers' needs and preferences, tailor their marketing efforts to specific audiences, and build stronger, long-lasting relationships with their customers.
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18. The larger the simple deposit multiplier, A. The higher the required reserve ratio. B. The higher the discount rate. C. The larger the change in the money supply for a given change in deposits. D. The less likely the Fed will be to use its monetary policy tools.
The larger the simple deposit multiplier, is "the larger the change in the money supply for a given change in deposits". The correct option is C.
The deposit multiplier refers to the maximum amount of cash or money that can create for each unit of money. It can hold in the reserves.
The simple deposit multiplier is calculated by dividing one with the required reserve ratio.
The multiplier is also known as monetary multiplier or credit multiplier.
Therefore, the correct option is C that is the larger the change in the money supply for a given change in deposits.
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What type of mortgage loan has an interest rate That may become higher or lower at specified Intervals, keyed to an economic indicator?
a. pledged account
b. shared equity
c. growing equity
d. ARM
The type of mortgage loan has an interest rate That may become higher or lower at specified Intervals, keyed to an economic indicator is ARM indicated as an adjustable-rate mortgage. Thus the correct option is D.
An adjustable-rate mortgage is a mortgage loan with an interest rate that can rise or fall at predetermined intervals based on an economic indicator.
Borrowers who foresee their income or spending to change over time or who wish to take advantage of reduced interest rates in the future generally use ARMs.
They can be an excellent alternative for borrowers who are unsure how long they will keep the loan or who want to benefit from future lower interest rates.
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