Mutually dependent in pricing has created an atmosphere of predatory pricing and price competition that has dramatically reduced net profits.
Airline competition is interdependent in terms of services, pricing, routes, etc. - Pricing interdependence has led to a predatory pricing and price-competitive environment, resulting in a dramatic drop in net income. - Today, over 90% of passengers pay on average only about 30% of the full fare.
All airlines on the market plan departure time schedules and offer different fares. The basics of competition between airlines are: Customers choose by price and time, and those who see both airlines as equal choose by a secondary character called quality.
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elect all that apply what are two main challenges that the bls faces when calculating the cpi? multiple select question. what price level to select for the base year. how to measure changes over time. what area of the country to include. which goods should be contained in the basket.
Two main challenges that the BLS faces when calculating the CPI is which goods should be contained in the basket, and how to measure changes over time.
Most CPI index series have a 1982 - 84 = 100 reference base.
By comparing the price of a set basket of commodities across time, the CPI calculates price changes. The basket is based on what a target population spent during a specific reference period. The index only reflects pure price because the basket contains goods with constant or equivalent quantity and quality.
The change in the basket's price reflects the rate of inflation experienced by consumers as a whole. The basket is a representation of consumer purchasing habits. In order to create a representative basket, the Bureau of Labor Statistics (BLS) in the US gathers the prices of about 94,000 products each month from a sample of commodities and services that was chosen scientifically.
The data is then weighted in accordance with consumer purchasing patterns taken from a second poll of roughly 36,000 people in a given year in order to ensure that price changes do not reflect advances in product quality.
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nancy wiley, cfa, suspects that one of her clients is involved in illegal money-laundering activity, and may have large amounts of unreported income. to comply with the code and standards, wiley's best course of action is to:
Nancy Wiley, CFA, suspects that one of her clients is involved in illegal money-laundering activity, to comply with the code and standards, Wiley's best course of action is to: Inform her supervisor, consult with her firm's compliance department and possibly outside counsel, and let her employer decide the next steps.
Money laundering is an illegal method of "cleaning" dirty money obtained from criminal activity such as drug trafficking, embezzlement, and terrorist financing by passing it through legitimate businesses. Financial criminals try to avoid detection by disguising their dirty money as legal profit in this manner.
Traditional methods of money laundering include smurfing, using mules, and forming shell corporations.
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manufacturing corporation orders twelve safety videos from productions, inc., which delivers the videos. this is most likely
The activity that done by Manufacturing corporation and productions Inc is a sale of goods. It is because Manufacturing corporation orders twelve videos.
In business, Production generally can be described as the process of combining various immaterial inputs such as knowledge and plan and also material inputs. Production has a main function in order to make something for consumption or known as output. The output of production activity can be good or also service that has value and contributes to the utility of individuals. There are several types of production, such as the continuous system, the project system, and also the batch system.
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classic auto parts sells new and used auto parts. although a majority of its sales are cash sales, it makes a significant amount of credit sales. during 2008, its first year of operations, classic auto parts experienced the following: sales on account $266,800 cash sales 619,000 collections of accounts receivable 253,460 uncollectible accounts charged off during the year 1,394 assume that classic auto parts uses the direct write-off method of accounting for bad debts. what is the amount of bad debts expense for 2008?
The amount of bad debts expense for 2008 is 10672.As a provision for credit losses, bad debts are noted in the financial accounts.
Bad debt charge for 2008 was $2668 ($266800*1%).
Ending balance of accounts receivable
= 266800-253460-1394
= 11946
Accounts receivable's net realisable value is equal to
= 11946-2668+1394
= 10672
A bad debt is a sort of account receivable for an organisation that is now impossible to collect from the customer since the client is unable to pay the amount they have borrowed from the organisation on credit.
The reasons that debtors are unable to repay might range from the person or organisation declaring bankruptcy or experiencing significant financial difficulties, or it can be because the debtor is reluctant to pay the loan.
Bad debt costs can be noted on the income statement and are typically categorised as a sales and general administrative expenditure. On the balance sheet, recognising bad debts results in a corresponding reduction in accounts receivable.
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razor scooters gained instant popularity because walkers and runners frequently saw people on the scooters zipping by them and having fun. this information suggests the adoption rate of the razor scooter was most affected by which product characteristic?
Razor scooters quickly gained popularity since walkers and runners observed people on them zooming by and having fun. This data reveals that Observability had the greatest impact on the razor scooter's adoption rate. Thus, the right answer is Observability.
What is Observability?The observability of a system is a measure of how effectively its internal states can be deduced from knowledge of its exterior outputs.
The observability and controllability of a linear system are mathematical duals in control theory.
Rudolf E. Kálmán, a Hungarian-American engineer, developed the notion of observability for linear dynamic systems.
A state observer, or simply an observer for that system, is a dynamical system meant to estimate the state of a system based on observations of its outputs.
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after much searching, mort located an old banking friend of his father's. the banker offered mort up to $25,000 in unsecured funds, which mort's firm could borrow any time within a year, as long as the bank has the money available. mort was offered a(n) multiple choice line of credit. pledging agreement. revolving credit agreement. asset guarantee pledge.
In this case, Mort was offered a line of credit. Hence, option A is the right choice.
What is a line of credit?A line of credit is a type of flexible loan offered by financial institutions. In this loan, a defined amount of money is available to you as you need it, and which can be repaid either immediately or over time as desired. Whenever you borrow money, you are charged interest.
Most commonly, lines of credit are used to finance projects whose costs cannot be predicted ahead of time or to cover gaps in irregular monthly income.
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beginning in january, a person plans to deposit $100 at the end of each month into an account earning 9% compounded monthly. each year taxes must be paid on the interest earned during that year. find the interest earned during each year for the first 3 years.
The first year's interest was $33.56, the second year's interest was $109.64, and the third year's interest was 190.41$
What does it mean to earn interest?
The amount of interest earned from investments that pay the owner a regular series of required payments is known as interest earned. Investments in an interest-bearing bank account or certificate of deposit, for instance, can yield interest.
How is the annual interest earned multiplied?
Divide earnings before taxes and interest by the total interest due on debt to arrive at the TIE formula.
How is earned time interest explained?
The ability of a company to meet its debt obligations on a regular basis is measured by the Times Interest Earned (TIE) ratio. Divide a company's EBIT by its annual interest expense to arrive at this ratio.
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which of the following resulted from the 2018 report of the texas commission on public school finance? multiple choice a pledge by texas state leadership to shift some of the tax burden for school funding from the state of texas to local property owners a bill requiring texas local governments to seek voter approval to increase property taxes more than 3.5 percent a year a broad-scale increase in property taxes to help fund schools in poorer areas greater implementation of testing to ensure that underperforming schools are held accountable and thus receive less funding
Most federal fees in Texas visit training and fitness and human offerings. In Texas, the country and neighborhood governments can each levy income taxes.
The required details for Sales tax in given paragraph
A income tax is a tax paid to a governing frame for the income of sure items and offerings. Usually legal guidelines permit the vendor to acquire price range for the tax from the client at the factor of purchase. When a tax on items or offerings is paid to a governing frame immediately through a client, it also includes known as a use tax. Often legal guidelines offer for the exemption of sure items or offerings from income and use tax, inclusive of food, training, and medicines. A value-brought tax (VAT) amassed on items and offerings is associated with a income tax. See Comparison with income tax for key differences.
Sales tax is a tax on retail purchases. It is used to pay for country and neighborhood finances gadgets like schools, roads and hearthplace departments. Sales tax is a intake tax, and is typically charged at the sale of merchandise from stores to character consumers.
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say you belong to a group that has fifty members (n) and in order to get a particular benefit (b), you need fifteen members (k) to contribute. those who contribute pay a cost (c). of course, b > c. if you know that 10 members of the group (aside from yourself) are willing to contribute, what would collective action theory predict you would do? group of answer choices
If you know that ten members of the group (aside from yourself) are willing to contribute, the collective action theory predicts that you would not contribute.
Collective action theory is a social scientific theory that seeks to explain why individuals engage in collective action, or why they do not. The theory has its roots in microeconomics and game theory, and it has been applied to a wide range of social phenomena, including political protest, environmental conservation, and economic development.
Collective action theory posits that individuals will only engage in collective action if they believe that it will be effective in achieving their desired outcome.
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when an auditor becomes aware of a possible act of noncompliance with laws or regulations, the auditor should obtain an understanding of the nature of the act to
When an auditor becomes aware of a possible act of noncompliance with laws or regulations, the auditor should obtain an understanding of the nature of the act to evaluate the effect on the financial statements.
The balance sheet, income statement, and cash flow statement are the three primary forms of financial statements. These three statements reflect a company's assets and liabilities, revenues and costs, and cash flows from operating, noncompliance, and financing operations. Financial statements are a picture of a company's financial health, providing information about its performance, operations, and cash flow. Financial statements are essential since they detail a company's revenue, expenses, profitability, and debt.
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a top-down analysis of a firm's prospects starts with a. an examination of the firm's industry. b. an evaluation of the firm's position within its industry. c. a forecast of interest rate movements. d. an assessment of the broad economic environment. e. the application of the capm to find the firm's theoretical return.
b. a review of the company's standing within its sector.
What are some CAPM applications?The CAPM methodology compares a stock's expected return with its risk and time value of money to evaluate if it is fairly valued. In other words, one may determine whether a stock's present price is reasonable given its expected return by understanding the components of the CAPM.
CAPM is it theoretical:
The needed return and systematic risk have a theoretically determined relationship that has frequently been empirically investigated and tested.
theoretical issues with the CAPM's presumptions:
The main flaw with CAPM is that it is challenging to estimate beta. Investors must compute a beta value for the security they are investing in using this return calculation approach. An exact beta value can be challenging and time-consuming to determine. A proxy value for beta is typically employed.
Answer b is the proper choice.
An technique that investors who want to ensure that their investment decisions are based on the entire picture of the economy take is known as a top-down analysis.
An investor initially examines the economics of the nation where they wish to make an investment in this examination. The second step in this strategy is to evaluate the various economic sectors and choose the best one for investment.
The last step entails evaluating and choosing the company for investment out of all the companies in the chosen sector.
Therefore, option b is the best alternative.
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martha has a net capital loss of $17,000 and other ordinary taxable income of $45,000 for the current year. what is the amount of martha's capital loss carryforward?
Individual taxpayers can deduct up to $3,000 per year in net capital losses from their ordinary income. As a result, the answer is 17000$-3000$=14000$.
Can net capital losses be deducted by taxpayers?You can deduct up to $3,000 of your annual net capital loss against other types of income, such as your salary and interest income, if you have one.
How much of a net capital loss can a taxpayer deduct in a single year?What to Take Away In any given tax year, ordinary taxable income up to $3,000 can be offset by capital losses that exceed capital gains.Any net capital losses that are greater than $3,000 can be carried over indefinitely until the amount is exhausted.
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the table above shows the amount of labor required to produce a unit of corn and a unit of shoes in brazil and spain. if both countries have equal numbers of workers, what pattern of international trade between brazil and spain is most likely to emerge?
Brazil will export corn and import shoes.
The production possibilities curve is concave to the foundation to show the growing opportunity value while generating a given commodity through the use of a given aggregate of inputs, including exertions and capital.
The shape of a PPF is normally drawn as concave to the foundation to represent growing opportunity cost with an expanded output of a very good.
For this reason, MRT will increase in absolute length as one action from the top left of the PPF to the bottom right of the PPF.
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air conditioning for a college dormitory will cost $2.6 million to install and $145,000 per year to operate at current prices. the system should last 14 years. the real cost of capital is 6%, and the college pays no taxes. what is the equivalent annual cost?
According to the given information, the Equivalent Annual Cost of Air conditioning for a college dormitory is $424,732.32
Given:
Cost of Air conditioning = $2,600,000
To operate at current prices = $145,000 per year
Real cost of capital ( Rate ) = 6% = 0.06
Term = 14 years
Calculate v:
v = [tex]\frac{1}{(1 + Cost of capital)}[/tex]
v = [tex]\frac{1}{(1 + 0.06)}[/tex]
v = [tex]\frac{1}{1.06}[/tex]
v = 0.9434
Calculate Discount Factor (DF)
DF = [tex]\frac{(1 - v^a^s^s^e^t ^L^i^f^e^t^i^m^e)}{Cost of capital}[/tex]
DF = [tex]\frac{(1 - 0.9434^1^4)}{0.06}[/tex]
DF = (1 - 0.44232573387768)/0.06
DF = 0.55767426612232/0.06
DF = 9.2946
Calculate Discount Investment (DI)
DI = Investment Cost/DF
DI = $2,600,000.00/9.2946
DI = $279,732.32
Calculate Equivalent Annual Cost (EAC)
EAC = Discounted Investment + Maintenance Cost
EAC = $279,732.32 + $145,000.00
EAC = $424,732.32
The annual cost of owning, using, and maintaining a resource over the course of a resource's life is known as its equivalent annual cost (EAC). Because it enables a company to compare the cost-effectiveness of various assets with different lifespans, businesses frequently use EAC for capital budgeting decisions.Because it enables a business to compare the cost-effectiveness of various assets with different lifespans, EAC is frequently used by businesses for capital budgeting decisions.EAC enables managers to precisely determine the best option by comparing the net present values of various projects over various time periods.Learn more about Equivalent Annual Cost, here
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true or false: the preemptive right allows larry to purchase any additional shares sold by the company. this right will protect larry from dilution in the value of the stocks he holds
The answer is true. The capacity of a company to generate and increase earnings determines the value of its shares. Expectations for earnings are based on economic value, sectoral, and company-specific variables.
Stock value is impacted by market capitalization size. A stock's worth is influenced by its market acceptance or perceived value. Market capitalization, sometimes known as market cap, refers to a company's value, or overall market value. The market capitalization of a corporation at any particular time can be calculated by dividing the stock price by the total number of outstanding shares. The capacity of a company to generate and increase earnings determines the value of its shares.
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Briefly describe the two types of marketing and operations models used by the insurance industry.
Answer:
The two dominant types of life/health marketing systems are the general agency and the managerial (branch office) system. General Agency System A general agent is an independent businessperson rather than an employee of the insurance company and is authorized by contract with the insurer to sell insurance in a specified territory.
Explanation:
Your welcome !
A logistics manager ordering parts wants to choose a mode of transportation with very low costs.
The mode of transportation, that if available, will best meet these needs is: D. Ships.
What is the best mode of transportation for the logistics manager to use?The best mode of transportation that the logistics manager in the scenario described above can use ship. The factors that make this choice the most desirable include the fact that the manager seeks a cheap mode of transportation.
Also, since long delivery times are not a major problem, ships are ideal because they take time to arrive but are cost-effective. As an efficient manager, the best way of ordering parts while saving money for the organization will be through the use of ships.
Complete Question:
A logistics manager ordering parts wants to choose a mode of transportation
with very low costs. The company can plan ahead, so long delivery times are
not a major problem. What mode of transportation, if available, will best meet
these needs?
A. Railroads
B. Trucks
C. Airplanes
D. Ships
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trucking companies that are concerned with the environment look for ways to increase fuel efficiency. this not only saves the company money, but it also decreases the environmental impact every time a truck makes a delivery. this is an example of the - environmental marketing strategy
Trucking comp-anies that are concerned with the environ-ment look for ways to in-crease fuel efficiency. This not only saves the comp-any money, but it also decr-eases the environ-mental impact every time a truck ma-kes a delivery. this is an example of the - eco efficiency.
What is eco efficiency?Eco efficiency is a key con-cept for companies to reach a more sustainable develop-ment, considering not only the add-ed value as-pect of its activities but also the environ-mental impacts.
Eco-efficiency is a manage-ment strategy of doing mo-re with less. It is based on the con-cept of creating more go-ods and services while using few-er resources and crea-ting less waste and pollution.
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jilk incorporated's contribution margin ratio is 61% and its fixed monthly expenses are $43,000. assuming that the fixed monthly expenses do not change, what is the best estimate of the company's net operating income in a month when sales are $128,000?
The net operating income, which is the final amount at the bottom of an income statement, is one item that appears in the contribution margin format.
$35,080 is the answer.
The contribution margin less the total fixed costs is the fundamental formula for operating net income.
The contribution margin is as follows for a company with sales of $128,000 and a contribution margin ratio of 61 percent:
Contribution Margin = Sales x Contribution Margin Ratio = $78.080 x 61%
Therefore, Bolding Inc.'s net operating income is:
Bolding Inc.'s contribution margin minus operating net income equals $35,080 in total fixed costs.
What is your annual net profit?When determining a property's profitability, a common figure is its net operating income (NOI).To make the calculation, all of the property's revenue is subtracted from all of the property's operating costs.The lower the costs and the higher the revenues.
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one of the advantages of using a push-pull strategy is that group of answer choices companies can achieve economies of scale in purchasing, while engineering flexibility into manufacturing. sales forecasts tend to be more accurate at a specific product level than at an aggregate level. a firm does not need to develop a robust distribution system as in a pure pull system. inventory costs are lower when compared to a pure pull or pure push system. a firm can achieve cost savings in manufacturing and transporting products.
One of the advantages of using a push-pull strategy is inventory costs are lower when compared to a pure pull or pure push system.
Option C is correct.
Where are drive- pull strategy is used?The business terms push and pull began in logistics and force chain operation, but are also extensively used in marketing and in the hostel distribution business.
What are the benefits of having a pull force chain system?
A pull- grounded force chain reacts to real client orders rather than to vaticinations. therefore, supereminent times and variability in the system are reduced by matching force and demand. This leads to bettered client service and dropped force holding costs.
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the creation of a home market is not only necessary to procure for our agriculture a just reward of its labors, but it is indispensable to obtain a supply of our necessary wants. . . . suppose no actual abandonment of farming, but, what is most likely, a gradual and imperceptible employment of population in the business of manufacturing, instead of being compelled to resort to agriculture. . . . is any part of our common country likely to be injured by a transfer of the theatre of [manufacturing] for our own consumption from europe to america?
The United States should increase the domestic manufacturing to promote prosperity.
What is manufacturing?Manufacturing is the creation or manufacturing of items with the aid of resources such as machinery, labor, tools, and chemical or biological processing or formulation. It is the very foundation of the economy's secondary sector. The phrase can be used to characterize a range of human undertakings, from handicraft to high-tech, but it is most usually used in relation to industrial design, which entails the extensive transition of raw materials from the primary industry into finished goods. Such products may be delivered via the tertiary industry to end users and consumers, sold to other manufacturers for the creation of other, more sophisticated products (such as aircraft, home appliances, furniture, and sports equipment), or both (usually through wholesalers, who in turn sell to retailers, who then sell them to individual customers).
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gavelco insurance sells an insurance policy over the phone to barry, who lives in the state of colorado. gavelco violates a colorado state statute when doing so, because it is not licensed to sell in the state. later barry gets into a dispute with gavelco over coverage of the insurance policy and wants to enforce the insurance contract. the insurance contract will be:
GavelCo Insurance sells an insurance policy to Barry in the state of Colorado. It violates a Colorado state statute. Later Barry gets into a dispute with GavelCo over coverage and wants to enforce the insurance contract. The insurance contract will be enforceable by Barry, the purchaser, and he can recover from the insurer if applicable.
An insurance policy is a contract between an insurer and an insured, in which the insurer agrees to pay the insured a sum of money in the event of certain specified events occurring.
The policyholder pays a premium to the insurer, which the insurer uses to cover claims made by the policyholder.
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a bond of face amount 100 is purchased at a premium of 36 to yield 7%. the amount for amortization of premium in the 5th coupon is 1. what is the term of the bond?
Bond premiums are equally amortized over each period using the straight-line technique. Over the course of the bond's existence, it evenly reduces the premium amount. The straight-line method's formula for calculating periodic amortization is as follows: Bond Premium Amortized = Bond Premium / No. of Years.
Each payment on an amortized bond is applied to the principal and interest. Using the chart of bond amortization,
(r=0.035)*(7-92 20-4)
Solving 14 = 100 (-0.035) gives us 8=0.056 31442228, which we now substitute into the equation to get the result, which is n=26.
A company will issue bonds payable to raise money. In the business's bookkeeping records, a premium or discount on bonds payable account is created when they are issued at a price other than their par value. The amortization of bonds payable is calculated using the effective interest method.
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a parcel contains 5.25 acres. it is worth $40,000 per acre as residential land and $200,000 as a commercial site. if the zoning allows both, what is the highest and best use?
The highest and the best use of the parcel will be that it can be used as a residential land.
This can be explained by the concept of site valuation. Site valuation may be defined as a technique that can be used to determine the worth of the site. Whether a site is worth of residential purpose or commercial purpose, it can be determined by the method of site valuation. In the question the site costs $40000 per acre as residential land and $200000 as commercial land, so it will be beneficial as residential land as it costs less. Evaluating a site before purchasing it helps the individual in many senses as it helps to determine the true cost of the land and it helps the individual to manage his/her budget and all the expenses in buying the desired piece of land.
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a share of common stock just paid a dividend of $1.00. if the expected long-run growth rate for this stock is 5.4%, and if investors' required rate of return is 9.5%, then what is the stock price? a. $27.74 b. $25.71 c. $33.84 d. $25.52 e. $22.74
The market forces of demand and supply determine the stock's price. The fundamentals of a particular company, such as growth prospects, are also linked to stock valuation.
The cost of the stock is $12.4.
What is the current value of the stock?
The most recent price at which a security was sold on an exchange is the current price. Buyers and sellers can use the current price as a baseline.
Are stock prices lowered?
This indicates that supply and demand influence share prices.The price rises when there is more demand for a stock than there is supply (more people want to buy it).On the other hand, the price would fall if more people wanted to sell a stock than buy it because there would be more supply than demand.
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If nabisco had established a pricing objective of selling one out of every three crackers consumed in the world, it would have established an objective based on.
If Nabisco had established a pricing objective of selling one out of every three crackers consumed in the world, it would have established an objective based on market share.
Market share is the portion of a company's business that represents the entire revenue or sales in a market. For instance, if an industry sells 50,000 units annually, a company selling 5,000 of those units would hold a 10% share of the market.
Finding the optimal price point requires taking pricing objectives into account. You shouldn't just pick a price at random for a good or service. Without a goal, you are just hurling prices against the wall to see what sticks. That's not how business should be done.
You can better match your pricing with your business goals by using price targets. Your customers can learn about the worth of your items and labor by how you price your goods. It may also play a significant role in defining your brand's identity and company values.
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in a polycentric ihrm orientation: : a. all aspects of hrm for managers and tech workers follow the parent organization's host country hrm practices b. hrm practices are adapted to local countries c. none of these d. all aspects of hrm for managers and tech workers follow the parent organization's home country hrm practices
In a polycentric IHRM orientation: HRM practices are adapted to local countries.
What is HRM practices?In order to ensure that a company's human capital contributes to the achievement of its business objectives, human resource management (HRM) practises are a collection of internally consistent policies and procedures.
Human resource management (HRM) can be defined as the procedures necessary to manage human resources in an organization, including hiring and firing employees, training staff members, managing performance and compensation, and promoting employee input into decision-making.
Keeping staff members happy, healthy, and safe is another responsibility of a human resources department. The company and its employees can avoid risk if HR is managed effectively. Workplace policies can keep up with necessary protective measures and implementation and offer solutions to problems between team members.
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in addition to testing your hypotheses about your business model, when you conduct feasibility analysis, you also want to answer three questions about the success factors for your business. what are they?
When you conduct feasibility analysis, you answer three questions about the success factors for your business which are:
Does it make sense to invest the money needed to start and run a business with a positive cash flow?Can I assemble the ideal starting team to carry out my concept?Is the market and consumer size big enough to make the idea work?What does feasibility analysis mean?A feasibility study is a thorough evaluation that takes into account all of the important factors of a proposed project to ascertain the chances of success. Return on investment, which indicates that the project will produce enough profit to justify the investment, is one way to describe success in business.
An initial investigation of a prospective project or endeavour to assess its merits and viability is known as a feasibility study. An unbiased evaluation of a proposed project's technical, economic, financial, legal, and environmental issues is what a feasibility study seeks to accomplish.
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what is the purpose of the emerging issues task force? question 4 options: provide timely guidance on select issues. provide interpretive guidance. provide interpretation of existing standards. provide a consensus on how to account for new and unusual financial transactions.
The purpose of the emerging issues task force is to provide timely guidance on select issues.
In authorities or enterprise a task force is a temporary corporation created to solve a selected hassle. it's far taken into consideration to be a more formal ad hoc committee.
A task force is a collection of those who come collectively from various branches, positions, and factors of view to facilitate the development of thoughts, create new possibilities, answer questions, or resolve a trouble.
Task groups provide a danger for personnel to relate to each other and form bonds that can make the workplace more fun and help it to feature better. solving issues collectively fosters a spirit of teamwork. but, this often way that person achievements and contributions pass unrecognized and unrewarded.
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a former ace 240 student has a student loan with an annual interest rate of 3.80% and balance of $27,100 when she graduates. if she wants to pay off that loan in 6 years, what will she need to pay per month?
With annual interest rate she pay off that loan in 6 years, they need to pay per month is $336.47
APR, as opposed to interest rate, is a more comprehensive indicator of the cost of borrowing money. The interest rate, any points, mortgage broker fees, and other costs associated with obtaining the loan are all included in the APR. Your APR is typically larger than your interest rate as a result. APR, as opposed to interest rate, is a more comprehensive indicator of the cost of borrowing money. The interest rate, any points, mortgage broker fees, and other costs associated with obtaining the loan are all included in the APR. Your APR is typically higher than your interest rate as a result.
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