In a loan, the interest rate is considered as the biggest factors in calculating finance charges because the interest rate adds a percentage of money not already spent to pay towards the credit cards if not paid in full each month.
What is an interest rate in loan?The term "interest rate" is a rate that tells you how high the cost of borrowing is or high the rewards are for saving. As a borrower, an interest rate is the amount you are charged for borrowing money which is shown as a percentage of the total amount of the loan.
In a loan, the finance charge means the total cost of borrowing money which includes the interest paid and any service fees by the lender which is why the interest rate is a big factor in calculating finance charges of credit cards.
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kuhn does not have any retained earnings available to finance this project, so the firm will have to issue new common stock to help fund it. its common stock is currently selling for $33.35 per share, and it is expected to pay a dividend of $1.36 at the end of next year. flotation costs will represent 8% of the funds raised by issuing new common stock. the company is projected to grow at a constant rate of 9.2%, and they face a tax rate of 25%. what will be the wacc for this project? (note: round your intermediate calculations to two decimal places.) grade it now save
WACC is the average rate that a company expects to pay to finance its assets. The WACC for this project will be 13.404%.
The weighted average cost of capital (WACC), which includes common stock, preferred stock, bonds, and other types of debt, is the average after-tax cost of capital for a company. The WACC is the typical interest rate that a business anticipates paying to finance its assets.
Because WACC expresses the return that both bondholders and shareholders require in order to provide the company with capital in a single value, it is frequently used to calculate necessary rate of return (RRR).
The model can me modified to determined the cost of equity having flotation cost as follows:
Cost of equity = D(1+r )/P(1-f) + g
d- dividend, p- price of stock , f - flotation cost , - g- growth rate
Cost of common stock for Kuhn
D(1+r) =1.36 , g- 9.2%, P= 33.35, f-8% g-9.2%
Cost of common stock = 1.36/(33.35× (1-0.08)) + 0.092= 13.404%.
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the price of fertilizer has increased. how will this affect soybean production? a change in input prices b change in technology c number of buyers in the market d change in the price of a related (substitute) good
Increased prices of fertilizers would bring a change in the price of a related (substitute) good.
The use of too much fertilizers in the crop increases the crop yields but decreases it's quality and thus the crops are available at a cheaper rate. On the contrary, when the fertilizers has increased, there would be lesser application of fertilizers with a good crop yield but an increased price of the related good too.
It is not profitable to utilise a pound of fertiliser when the price is higher than the anticipated increase in revenue from applying it to the field. Producers will be encouraged to use less fertiliser per acre because fertiliser prices have risen more than most crop prices.
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the management of hamano corporation would like for you to analyze their repair costs, which are listed below: machine-hours repair costs april 2,140 $ 33,094 may 2,169 $ 33,112 june 2,126 $ 33,089 july 2,198 $ 33,112 august 2,111 $ 33,022 september 2,214 $ 33,176 october 2,137 $ 33,063 november 2,209 $ 33,149 management believes that repair cost is a mixed cost that depends on the number of machine-hours. using the least-squares regression method, the estimates of the variable and fixed components of repair cost would be closest to:
The corrective option is C = $1 per machine hour plus $30927 per month.
What is an example of variable cost?Costs that change with the volume are called variable costs. Raw materials, piece-rate labor, production supplies, commissions, delivery costs, packaging supplies, and credit card fees are all examples of variable costs. The variable costs of production are referred to as the "Cost of Goods Sold" in some accounting statements.
Machine Hours Repair Cost April 2,146.0 33100 May 2,175.0 33118 Jun 2,132.0 33095 Jul 2,210.0 33118 Aug 2,117.0 33028 Sep 2,226.0 33182 Oct 2,143.0 33069 Nov 2,221.0 33155 Slope 1.0
What are fixed and variable costs?In accounting, expenses that are constant over time regardless of the level of outputs are referred to as fixed costs. Expenses that respond directly and proportionally to shifts in the volume or level of business activity are referred to as variable costs.
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if the economy is shrinking, firms with low operating leverage will experience . a. higher decreases in profits than firms with high operating leverage b. similar decreases in profits as firms with high operating leverage c. smaller decreases in profits than firms with high operating leverage d. no change in profits e. none of the above
Firms with low operating leverage will experience smaller decreases in profits if the economy shrinks than firms with high operating leverage.
Leverage is an American action crime drama television series that ran on TNT from December 7, 2008 until December 25, 2012. Electric Entertainment, a production firm run by executive producer and director Dean Devlin, produced the series. Leverage features a five-person team lead by former insurance investigator Nathan Ford, who uses their expertise to carry out heists to battle corporate and political injustices perpetrated on ordinary folks.
Leverage was renewed for a fourth season on July 30, 2010. It debuted on June 26, 2011, and aired for 18 episodes, ten in the summer and eight in the winter.
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advocates say that fixed exchange rates can help a country deal with economic crises. true or false
False.
The given statement 'advocates say that fixed exchange rates can help a country deal with economic crises' is False.
A nation's economy suffers through an economic crisis when it abruptly decreases in power, generally due to a financial crisis. A recession, depression, or stagnation may result from an economic crisis.
When some financial assets lose a large part of their face value due to a financial crisis, it is considered a economic crisis. There were many recessions that coincided with bank panics during the 19th and early 20th centuries. Inflation, currency crisis, or financial/banking crisis are some examples of economic crises that slow down economic activity.
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based on the accenture survey on sources of risk that affect global supply chain performance, which of the following was found to have affected the highest percentage of supply chains? group of answer choices volatility of fuel prices customs delays inflexible supply chain technology shortage of skilled resources
The biggest proportion of supply chains were found to have been impacted by gasoline price volatility.
What is meant by volatility?a propensity for abrupt and unpredictable change. price turbulence the stock market's erratic behavior; a propensity to erupt in rage or violence. the region's instability The rate that the market of a stock rises or falls over a specific time period is known as volatility. Stock price volatility is usually correlated with increased risk, which helps investors predict probable future swings.
Why is the price of fuel so volatile?If there is a disruption in crude oil supplies, refining activities, or gasoline pipeline deliveries, gasoline prices may vary quickly. Gas prices fluctuate due to seasonal changes in consumption even while crude prices are steady.
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the primary goal of innovation is to:apromote social well being.bincrease the number of jobs.ccreate wealth/solve problems.dsupport national econom
The main purpose of innovation is to generate income and address issues. Thus, the right choice is an option (c.) to create wealth/solve problems.
What exactly does the term "innovation" mean?The actual execution of ideas that result in the introduction of new goods or services or improvements in the delivery of goods or services is referred to as innovation. Innovation is defined as "a new or altered entity realizing or dispersing value." Others have distinct meanings; the focus on newness, improvement, and dissemination of ideas or technology is a common aspect in the definitions. Innovation frequently occurs through the creation of more efficient goods, processes, services, technologies, art works, or business models that innovators make available to markets, governments, and society.
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you find a zero coupon bond with a par value of $10,000 and 20 years to maturity. the yield to maturity on this bond is 4.2 percent. assume semiannual compounding periods. what is the dollar price of the bond?
Thus the dollar price of the bond is $4,355
What does it mean to have a bond with no coupons?No interest is paid over the course of a bond having a zero coupon rate. Instead, buyers of zero-coupon bonds make their purchases at a significant discount to the bond's face value, which is the sum they will get when it "matures" or becomes due. With mature length, the price sensitivity rises.
Therefore, if you want to bet on interest rates moving in a certain direction, zero coupon bonds are your best choice to maximize profit from any rate movement. Zero-coupon bonds can be secured or unsecured. They are issued at a material discount to face value due to the fact that they pay all interest at maturity and make no interim payments.
Given,
The Zero coupon bond with par value = $10,000
The maturity time period (in years) = 20 years
The yield to maturity (YTM) (in percentage) = 4.2% = 0.042
The value of the bond = par value/ (1+YTM÷2)^(Maturity period)
= 10000 / (1+0.042÷2)²⁰
= 10000 /(1+0.021)²⁰
PV (price of the bond)= $4,355
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while discussing the preliminary feasibility of a project, your colleague insists that figures used in the economic feasibility analysis be very accurate down to the last cent. his claim is appropriate and not uncommon. group of answer choices true false
While discussing the preliminary feasibility of a project, your colleague insists on the accuracy of the data used in the economic feasibility analysis down to the last cent. His assertion is appropriate and not unusual. It is false. Thus, the right answer is false.
What is a preliminary feasibility study?A preliminary feasibility study is used in due diligence work to assess whether to proceed with a thorough feasibility study and as a "reality check" to identify project areas that need greater attention. Once conceptual or preliminary engineering and mining design are accomplished, preliminary feasibility studies are conducted by incorporating known unit prices and calculating gross dimensions or quantities. A small group of multi-disciplined technical professionals execute preliminary feasibility studies with an accuracy of 20-30%.
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an inferior good is one for which in buyers' income causes . question 4 options: a) a decrease; a decrease in demand b) an increase; an increase in demand c) an increase; no change in demand d) an increase; a decrease in demand
When people's incomes increase, the desire for lesser goods decreases. When wages are low or the economy is in decline,
What is a quizlet with inferior goods?inferior products In economics, a good is considered inferior if its demand drops as consumer income increase (or increases ) as opposed to normal goods, which show the reverse trend. The term "inferior goods" refers to products whose demand declines as income rises. For instance, if the demand for "jaggery" falls as income rises, "jaggery" is a lower-quality good. Demand for inferior items is negatively income elastic, and the income and substitution effects operate counter to one another. Demand falls off as income rises.
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the coca-cola company collects and analyzes data sales as well as social media, vending machines, and self-serve soft drink fountains that permit customers to mix their own drinks. analysis of these data identified the most popular combination mixed at self-serve fountains was sprite with cherry shots, so the company introduced cherry sprite as a new flavor of canned soft drink. these data are examples of
Cherry Sprite was made available as a different taste in canned soft drink by the firm. Examples of external data include these data.
What is external data?Information that comes from elsewhere in the company and therefore is easily accessible to the general public is referred to as external data. A corporation can improve its grasp of the environment in which it operates by using external data.You may learn more about what your competitors are doing by using external data sources. You can also learn how market dynamics, consumer behavior trends, as well as the weather can affect your performance.Information, statistics, and trends that businesses learn through their operations are referred to as internal data. Businesses can recognize, take note of, and even discuss sales trends, customer behavior patterns, software usage patterns, operational lessons, and survey data.To learn more about external data refer to :
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he risk premium measures: multiple choice 1 the total interest rate paid on a financial asset. the interest paid on a u.s. government bond. the extra interest paid on a risky financial asset. the rate at which people default on their debts.
The risk premium measures the difference between the expected return on a market portfolio and the risk-free rate.
What's risk premium applied for?
A risk premium is the investment return an asset is anticipated to yield in excess of the threat-free rate of return. An asset's risk premium is a form of compensation for investors. It represents payment to investors for permitting the redundant threat in a given investment over that of a threat-free agent.
What's a risk premium?A risk premium is the advanced rate of return you can anticipate to earn from unsafe means like stocks, rather of investing in a risk-free means like government bonds.
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how has the revolution in computers changed the way workers do their jobs? provide at least one specific example
The computer revolution altered because it led to an increase in the usage of computers in the workplace.
What exactly is the computer revolution?The Digital Revolution (also known as the Third Industrial Revolution) is the transition from mechanical and analog electronic technology to digital electronics that began in the latter half of the twentieth century with the adoption and proliferation of digital computers and digital record-keeping and continues to the present day.
Implicitly, the word also refers to the dramatic changes brought about by digital computing and communication technologies during this time period. The Digital Revolution, comparable to the Agricultural Revolution (Neolithic) and the First Industrial Revolution (1770-1840), signaled the start of the Information Age.
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congratulations! you were the 10th caller on the kmth morning show and you just won $4,000.00. after you calm down, you decide to put the money into a bank account so that you will have even more money for a trip to europe. snurling bank tells you that they will pay 10% per year compounded monthly. how much money will you have for your trip in 2 years? a) $4,880.56 b) $4,884.56 c) $4,881.56 d) $4,879.56 e) $4,877.56 f) none of the above.
Compound interest is the idea that interest is earned on top of interest from that point forward by adding accumulated interest back to the principal amount. Here, a month's worth of compound interest is calculated (time period). As a result, the time period is 12 times, and the interest rate is divided by 12.
The scenario states that the computation of the provided data is as follows:
The current value is $4000.
Rate = 7%
Monthly compound rate equals 10% times 12.
Duration = 2 x 12 = 84
So, using a financial calculator, we can estimate the value in the future.
FV = $4,884.56
Principal multiplied by one plus the interest rate divided by the number of periods, raised to the power of the number of periods, and that whole subtracted from the principal amount to yield the interest amount, is how monthly compounding is calculated.
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lightsey natural dying corporation measures its activity in terms of skeins of yarn dyed. last month, the budgeted level of activity was 14,800 skeins and the actual level of activity was 15,100 skeins. the company's owner budgets for dye costs, a variable cost, at $0.51 per skein. the actual dye cost last month was $8,660. in the company's flexible budget performance report for last month, what would have been the spending variance for dye costs?
Answer:
Direct material price variance= $966.4 unfavorable
Explanation:
Giving the following information:
Actual level of activity was 15,100 skeins.
Standard cost= $0.51 per skein.
The actual dye cost last month was $8,660.
To calculate the direct material price variance, we need to use the following formula:
Direct material price variance= (standard price - actual price)*actual quantity
Actual price= 8,660 / 15,100= $0.574
Direct material price variance= (0.51 - 0.574)*15,100
Direct material price variance= $966.4 unfavorable
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the two alternative methods that may be used in preparing the operating section of the statement of cash flows are the and methods
The following are the two techniques used to create the operating activities portion of the cash flow statement: Direct Approach. indirect technique
What is an alternative example?In modern society, the term "alternative" is used to indicate something that differs from the typical items of its sort or typical approaches to solving problems. An alternative lifestyle, for instance, does not adhere to traditional modes of living and working.
What is alternative used for?The phrases "first one thing, then another, and then the initial thing again" are denoted by the adjective and adverb alternate. Every other day, each week, and every other month are likewise acceptable time references. Alternative(ly) denotes "anything that is unique, different, and provides a potential.
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what happens to the price of a good or service when there is excess demand? a the price stays the same b the price goes up c the government sets the price d the price goes down
When there is excess demand in the market, then the price of a good or service goes up.
How Does the Law of Supply and Demand Affect Prices?
An economic theory called the law of supply and demand explains how supply and demand are related to one another and how this relationship affects the price of goods and services. A basic principle of economics is that when there is more supply than demand for an item or service, prices decline. Prices typically increase when demand exceeds supply.
When demand is constant, there is an inverse relationship between supply and prices of products and services. Prices tend to decrease to a lower equilibrium price and a greater equilibrium quantity of goods and services if supply of goods and services increases while demand stays the same. Prices tend to increase to a higher equilibrium price and a lesser quantity of goods and services when the supply of goods and services declines and demand stays the same.
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do you have a non-compete agreement or a non-disclosure agreement with your present or prior employer?
When an employee works for a company, a non-compete or non disclosure agreement is only used to stipulate who may hire them after they depart.
What is non-compete or non disclosure agreement?
Both non-disclosure and non-compete agreements are regarded as legal documents that impose restrictions on what a person may say or do in specific circumstances. Restrictive covenants are meant to stop a worker or other corporate affiliate from disclosing specific company information to rival businesses or from quitting the company and starting a business that competes directly with it.
These limitations are required to prevent a corporation from suffering financial loss if one of its workers uses confidential information gained from the company to compete against it or help its rivals. Restrictive covenants can generally be divided into two categories, and it's critical to recognise the differences between them.
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wendy, who is single, worked her way through college earning an annual taxable income of $12,000 in 2021. her first job after graduation will give her a taxable income of $35,000 per year. using the tax table, what is her marginal tax bracket in 2021 while she is still in school and what will it be when she graduates?
Marginal tax bracket in 2021 while she is still in school is 34 percent, and it will be 34 percent when she graduates.
What is the typical tax rate I pay?Divide total taxable income by total taxes to get the average tax rate. By isolating the absolute pay by the all out charges paid in each section, the typical duty rate not set in stone. The average tax rate will always be lower than the marginal rate.
For $92000, what is the tax rate?If you live in California, USA, and earn $92,000 annually, you will owe $26,681 in taxes. Your net pay will therefore be $65,319 per year, or $5,443 per month. Your average tax rate is 29.0%, while your marginal tax rate is 41.0 percent.
Taxable income divided by income times 100 is the marginal tax rate.
12000 / 35000 = 0.34 * 100 = 34%
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explain how the global positioning system uses time, distance, and trilateration to determine location.
Trilateration is a technique used by the Global Positioning System (GPS) to determine positions at or near the surface of the Earth.
The phrase "trilateration" refers to the trigonometric law by which, given the lengths of all three triangle sides, the interior angles of a triangle can be calculated. This idea is expanded to three dimensions using GPS.
By calculating its distance from three or more Earth-orbiting satellites whose positions in space and time are known, a GPS receiver may determine its latitude and longitude. The receiver can determine a satellite's elevation and even its velocity if four or more are inside its "horizon." The Global Positioning System was developed by the American Department of Defense as a navigating tool.
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how important is food preservation in our livelihood
Answer:
in order to save food and to keep food for long periods of time
on january 1, alan king decided to transfer an amount from his checking account into an investment account that later will provide $80,000 to send his son to college (four years from now). the investment account will earn 8 percent, which will be added to the fund each year-end. (future value of $1, present value of $1, future value annuity of $1, present value annuity of $1, financial calculator) (use tables, excel, or a financial calculator.) required: how much must alan deposit on january 1? what is the interest for the four years?
Alan must deposit $58,802.38 on January 1. and The interest for the four years = $21,197.62.
PV = $80,000 / 1.08^4 PV = $80,000 /1.36048896
PV= $58,802.38
2) $80,000 - $58,802.38 = $21,197.62 is the interest for the four years.
A deposit is the act of putting money with a specific entity, most frequently a financial institution like a bank. Deposits by Types
bank account for savings.
Currently Accepting Deposits.
Account with a fixed deposit.
Consistent Deposit Account.
An amount over and above the repayment of the principal sum is known as interest and is paid by a borrower or deposit-taking financial institution to a lender or depositor at a set rate. It differs from a fee the borrower might pay the lender or another party. There are three different kinds of interest: simple (regular), accrued, and compound.
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what's lean operations what's the link between lean philosophy and product development? which one influences the other? how does lean philosophy contribute to improving organizations in a competitive market?
Doing more with less is the guiding idea behind the business strategy known as lean operations. Doing more with less is the guiding idea behind the business strategy known as lean operations.
The goal of the lean product development method is to continuously enhance product development processes while reducing waste.
Using visual work planning and management to improve visibility, coordination, and flow of work is one of the frequent ways that Lean is applied in product development. incorporating knowledge production, capture, and reuse into the system.
By identifying the most important strategic areas for change and then streamlining the processes in each, lean helps firms gain a competitive edge. Through increased effectiveness and efficiency, industry credibility, and market share, they are able to benefit from this.
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you accept a mortgage for $130,000. what finance charge will you have to pay at closing if the lender charges 2 points?
$2,600 charge will have to pay at closing if the lender charges 2 points for accepting a mortgage.
What is the meaning of mortgage?
Mortgage loans are used to buy a home or to borrow money against the value of a home you already own.
What are two types of mortgages?
Fixed Rate Loan vs Adjustable Rate Loan
Mortgages are available with two different types of interest rates: fixed and adjustable. On a fixed-rate loan, the interest rate stays the same for the entire life in the loan. That means you lock in the interest rate of today's market for the next 15-30 years.
What are types of mortgages?
The main types of mortgages are Department of Veterans Affairs-insured, and U.S. Department of Agriculture-insured.
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In one week, Jill works at
Starbucks for 15 hours and is
paid $12 per hour. She earns
another $20 in tips. Jill also
works at a basketball referee at
the Kroc Center for 10 hours as
a pay rate of $11 per hour.
Jill's dad is a car mechanic and
Jill earns a 10% commission on
the first service for any new
customer she sends to her
dad's shop. Her dad did a
$1,000 brake job for a new
customer Jill sent to him.
What is Jill's gross income for
this week?
Answer:
$410
Explanation:
In one week, Jill works at Starbucks for 15 hours and is paid $12 per hour. She earns another $20 in tips. Jill also works at a basketball referee at
the Kroc Center for 10 hours as a pay rate of $11 per hour. Jill's dad is a car mechanic and Jill earns a 10% commission on the first service for any new customer she sends to her dad's shop. Her dad did a $1,000 brake job for a new customer Jill sent to him. What is Jill's gross income for this week?
starbucks: (15 * 12) + 20 = $200
krock center: 10 * 11 = $110
commission: 1,000 * 0.10 = $100
200 + 110 + 100 = $410
in which accounting area(s) is an asset's estimated useful life determined by the taxpayer's assessment, rather than being predetermined based on asset type?
'in which accounting area(s) is an asset's estimated useful life determined by the taxpayer's assessment, rather than being predetermined based on asset type financial accounting only.
Financial accounting is the branch of accounting that deals with summarizing, analyzing and reporting financial transactions relating to a company. This includes preparing annual financial statements that are available to the public.
In fact, the main purpose of financial accounting is to correctly prepare the financial accounts of an organization for a specific period of time, also known as the annual financial statement. There are three financial statements: income statement, balance sheet and cash flow statement.
There are two main types of financial accounting: period-based and payment-based. The main difference between the two types of financial accounting is when transactions are recorded (or not recorded).
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betina is trying to convince a buyer to purchase her company. the buyer wants to know what the company's overall financial condition was on december 31, 2018. what type of financial statement should betina provide? cash flow statement balance sheet statement of changes in equity income statement
Betina company should provide financial statement in form of Balance sheet statement .
Betina collectively Financial Condition on a personalized can be seen in the balance sheet. As balance sheet shows the Financial Condition on a personalized date. It does limit itself to a time.
Balance sheet :A balance sheet is a fiscal statement that reports a company's means, debt, and shareholder equity. The balance sheet is one of the three core fiscal statements that are used to estimate a custom. It provides a shot of a company's finances( what it owns and owes) as of the date of publication. a balance sheet is a summary of the fiscal balances of an respective or association, whether it be a sole procurement, a business cooperation, a corporation, private defined company or other association similar as administration or not- for- profit commodity
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7. what is nash equilibrium of this price-setting game? a. grocery store 1: low price grocery store 2: lowprice b. grocery store 1: low price grocery store 2: highprice c. grocery store 1: high price grocery store 2: lowprice d. grocery store 1: high price grocery store 2: highprice
A situation known as "nash equilibrium" in game theory is one in which, after taking into account the strategy of the opponent, a player will continue with their chosen strategy without any incentive to alter it.
In this game about cleaning a dorm room, what is the Nash Equilibrium?
consumers will pay less. The fact that oligopolists have incentives to increase production above the monopoly outcome despite the fact that the monopoly outcome is advantageous to them demonstrates the paradoxical nature of oligopoly.
What is Nadia's most effective tactic?
Depending on Maddie's decision, Nadia has two dominant strategies: Clean and Don't Clean.
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companies seek to access international markets as a means of . multiple choice question. avoiding competition increasing their economic value creation developing transnationalism and ethnocentrism participating in a uniform market
Companies seek to access international markets as a means of increasing their economic value creation.
According to the conventional understanding of international trade, each nation produces things and provides services that are then exported as finished items to consumers overseas. However, only around 30% of all commerce in products and services in the modern global economy is of this type.
Exports from one nation to another frequently involve intricate interactions between numerous domestic and international suppliers. More than ever, businesses' strategic decisions to invest, outsource, and conduct operations wherever the necessary resources and skills are offered at a competitive price and quality determine trade.
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suppose that a country's population is 27 million and is currently growing at a rate of 11% per year. if the population growth follows a logistic growth model with a carrying capacity of 63 million, calculate the annual growth rate when the population is 18 million.
Answer:
someone
Explanation:
Someone will answer you shortly.