Answer:
C
Explanation:
I got it correct, hope it helps!
What are the broad categories of commercial banks in the united states? group of answer choices
There are two broad categories of commercial banks in the United States which are- state and national.
A commercial bank refers to a financial institution which performs the functions of accepting deposits from the general public, giving loans for with the purpose of earning profit on it, and it provides various other benefits to its customers.
In the United States, there are two broad categories of commercial banks which comes under state and national banks. Thus, these banks are whether belonging to public sector banks, private sector banks or foreign banks.
Hence, the answer is given and explained above.
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If the firms, chipco and dramco, represented by the payoff matrix decided to collude to reach a common strategy, which strategy would they jointly pursue?
Chipco and Dramco will jointly pursue a National strategy.
What is National strategy?National Strategies or Activity Plans are strategic plans developed by governments to steer action, and typically resource allocation, over a predetermined time period and toward the achievement of a policy objective.The art and science of building and employing a nation's diplomatic, economic, and informational powers, in conjunction with its armed forces, to secure national objectives during peace and conflict. Also known as a grand strategy or national security strategy.Strategic planning is crucial because it challenges government bureaucracy to think creatively about how the world works and what the nation is capable of doing. Strategic planning provides leaders with the opportunity to establish priorities and align varied talents to broad goals.Therefore, Chipco and Dramco will jointly pursue a National strategy.
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What term describes all the employees who are responsible for selling products or services?
Sales force describes all the employees who are responsible for selling products or services.
An American provider of cloud-based software, Salesforce, Inc. is situated in San Francisco, California. It offers customer relationship management tools and programs that are geared toward marketing automation, sales, customer support, analytics, and application development.
A startup called Salesforce creates cloud-based software that is intended to help companies locate more prospects, close more deals, and amaze customers with outstanding service.
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What are tasks performed by people that customers will buy to satisfy a want or need?
a. production
b. systems
c. services
d. goods
What are tasks performed by people that customers will buy to satisfy a want or needs production.
Production is the process of combining various tangible and intangible inputs to produce something for consumption. It is the act of creating an output, goods, or services that are of value and contribute to an individual's benefit.
Manufacturing is the process of producing or producing goods or products from raw materials or parts. In other words, production takes inputs and uses them to create outputs suitable for consumption, i.e. goods or products of value to the end-user or customer.
An example of production is the manufacture of furniture. An example of production is harvesting corn for food. An example of production is corn production.
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Which stage of the product life cycle should focus on achieving minimum cost per unit delivery?
The growth stage of the product life cycle should focus on achieving minimum cost per unit delivery.
During the growth stage, consumers have accepted the product in the market and customers are starting to absolutely buy in. That means to call for and profits are growing, optimistically at a progressively fast pace. The growth stage is whilst the market for the product is increasing and competition begins developing.
The product life cycle is the development of a product via 5 distinct tiers—development, creation, growth, maturity, and decline. The concept became developed using German economist Theodore Levitt, who published his Product life Cycle version in the Harvard business review in 1965. We still use this model today.
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Apple's use of the professional r&d laboratory ideo to create the first computer mouse is an example of______ innovation.
Apple's use of the professional r&d laboratory idea to create the first computer mouse is an example of product innovation.
There are four types of products: consumer goods, general-purpose goods, specialty goods, and non-demand goods, based on consumer preferences, prices, and product characteristics. Let's take a closer look at each.
His strategy is to create interest in a particular product or brand without directly promoting the brand. He also increases brand awareness and provides valuable information to customers. Example: A dog shampoo company regularly posts blogs to offer its customer's dog grooming tips. Related:
A service is an intangible activity or benefit provided by an organization to meet consumer needs in exchange for money or other value, such as product innovation.
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Trans-Pacific Company and USA Export, Inc., form a business organization to engage in importing and exporting. Its assets are held in the names of the members and its shareholders have personal liability. This organization is
This organization is a joint-stock company.
Option (a) a joint-stock company
Joint-stock businesses are developed to fund as well as pricey ventures for a specific or perhaps a government to fund. It is a service possessed by its capitalists, with each financier maintaining a share based upon the quantity of supply bought.
A joint endeavor (JV) is a service set up in which two or even more parties consent to merge their sources for the function of completing a detailed job.
Business Trust= Real Estate Investment Trusts (REITs) + Infrastructure Investment Trusts (InvITs)
An organization is a short-term partnership of services that collaborates to make massive purchases, which would undoubtedly be challenging to affect separately.
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Your question is incomplete. please read below to find the full content.
Trans-Pacific Company and USA Export, Inc., form a business organization to engage in importing and exporting. Its assets are held in the names of the members and its shareholders have personal liability. This organization is
a joint stock company.
a joint venture.
a business trust.
a syndicate.
When a corporate president is the first employee to give blood during a corporate blood drive, this is an example of:________
When a corporate president is the first employee to give blood during a corporate blood drive, this is an example of personal enactment.
Symbols of culture in the physical and social work environment are called artifacts. These are:
Personal Enactment: Personal enactment is that behavior which reflects the organization's values.
Ceremonies and Rites :Ceremonies are divided into organizational rites, including: rites of passage, rites of enhancement or rites of renewal etc.
Stories: Stories are the good carriers of organizational culture, particularly when they often are about CEO behavior and are told to new organizational members.
Rituals are those practices which are repeated frequently are rituals. Rituals are different than policies because they are not written, yet they send a clear message about how we do things around here.
Symbols
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An extended period of little or no growth in gdp, wages, and prices is a period of?
An extended period of little or no growth in GDP, wages, and prices is a period of stagnation.
When real economic growth is less than 2% annually it is considered stagnation. Stagnation is a prolonged period of little or no growth in an economy. This no growth economic period affects various sectors of the economy such as GDP, wages, prices etc.
Stagnation can occur as a temporary condition, such as a growth recession or temporary economic shock. Stagnation is a situation which occurs within an economy when total output is either flat, declining, or growing slowly.
Hence, stagnation in economy can occur due to a number of causes.
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Describe how changes in expected inflation impact an economy in the wake of a temporary negative supply shock
Negative shocks reduce production and increase unemployment. Positive shocks increase production and reduce unemployment.
Unexpected change moving SRAS. A positive supply shock increases SRAS, whereas a negative supply shock decreases SRAS. A combination of slowing overall economic output (declining) and rising price levels (inflation). Stagnation occurs when SRAS decreases.
A negative supply shock leads to an increase in the natural rate of interest. If real interest rates are not adjusted, there will be excess demand in the labor market. t = 0 unless the real interest rate is adjusted. Then we move into an economy where the market is imperfect.
A supply shock is an unexpected event in which the supply of a product or commodity changes, causing a sudden change in price. A positive supply shock increases output and decreases prices, while a negative supply shock decreases output and increases prices.
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The best locations to install tidal electrical generating stations are places where?
The best locations to install tidal electrical generating stations are places where differences in height between low and high tides are large.
What are tidal electrical generating stations?First of all we have to define the tidal energy. This type of energy is a renewable type of energy. This is done through the use of tidal energy in the generation of electricity for power consumption.
This is known to be only possible in the areas that have a range of height. That is in such an area there has to be differences in height between low and high tides which are large.
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You have a 35-year-old client who is extremely conservative and risk averse. He is an attorney who specializes in entertainment law, and his income for the next 10 years will probably be the highest of his entire career. He wants a life insurance policy that has stability and is guaranteed to be in force until age 95. What type of policy would you recommend that he purchase
The type of life insurance policy that has stability and is guaranteed to be in force until age 95 of the policyholder is known as a Whole life assurance.
What is a Whole life assurance?It is also called a ordinary life assurance and it refers to a life insurance policy that is guaranteed to remain in force for the insured's entire lifetime provided that the required premiums are paid or to the maturity date.
The main advantage of a Whole life assurance is that as long as the premiums are paid, the assured's death benefit will never expire and it is guaranteed to be paid regardless of when you die, whether that's tomorrow, in five years, 80 years or even further away.
Therefore, the whole life assurance is the type of policy i would you recommend that he purchase.
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Fter reading the textbook reading assignments for the week. How would you define employee compensation and benefits (also known as total rewards)?
Stacy Kaplan defines total rewards as everything that an employee values in their employment relationship: compensation, benefits
What is employment?Employment is a two-party contract that governs the provision of paid labor services. Typically, one party, the employer, which could be a corporation or a non-profit, is bound by a contract.
Employment is a type of economic activity in which one person works for another. Employee refers to a person who works for another person or company. Wages or salaries are paid to employees.
Employment is a specific type of work. Own-use production work, volunteer work, and unpaid trainee work are examples of other types of work. Work and employment are synonyms in everyday language. We use them interchangeably to refer to our means of subsistence.
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Research clearly shows that _________ is the most important factor in determining the success or failure of an international assignment.
Research clearly shows that job knowledge and motivation; relational skills; flexibility and adaptability is the most important factor in determining the success or failure of an international assignment.
For Job knowledge and adaptability it is crucial to have the technical abilities necessary for a position. One of the key elements that ensures the best work is delivered on an overseas project is this.Relationship skills refers to accepting a job abroad means you must always be willing to part with the acquaintances you have and work with a new group of strangers. Relationship skills include personal qualities in addition to business model knowledge and professional expertise.Flexibility and adaptability are terms used to describe one's capacity and readiness to respond to and tolerate changes in the environment by balancing one's essential values.Hence, research unmistakably demonstrates that the most crucial element in predicting whether an international assignment will be successful or unsuccessful is job expertise and drive, interpersonal skills, flexibility, and adaptability.
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What particular business conditions and/or strategy might make telling or not telling the more advantageous option?
Telling employees gain motivates personnel to do their high-quality work. after they realize there are possibilities for advancement, they will do their process to a better standard to electrify those who are looking.
4 everyday business-level strategies emerge from those choices: (1) huge cost management, (2) wide differentiation, (three) targeted cost leadership, and (four) centered differentiation. In rare cases, companies are able to provide both low costs and particular capabilities that customers discover acceptable.
Put clearly, business strategy is a clear set of plans, actions and desires that outlines how a commercial enterprise will compete in a selected market, or markets, with a product or number of products or services.
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A model of sea ice coverage is made with sketches and diagrams. it shows that ice cover increased in the antarctic and decreased in the arctic from june to july. what type of model is this? a conceptual model a mathematical model a physical model a theoretical model
Given that it discloses information about a setting that is typical for the individual, the aforementioned query serves as an illustration of a conceptual model.
What is a conceptual model?A conceptual model is the model of an application that the designers want users to understand. By using the software and perhaps reading its documentation, users build a model in their minds of how it works. It is best if the model that users build in their minds is like the one the designers intended.
The most natural and closest to the actuality of the client environment is conceptual modeling. The client should be involved in the conceptual model in order to collect the data necessary for building the entire model.
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________ controls formalize standards, rules, procedures, and control disciplines to ensure that the organization's general and application controls are properly executed and enforced
Administrative controls formalize standards, rules, procedures, and control disciplines to ensure that the organization's general and application controls are properly executed and enforced.
Administrative controls are the controls which are a type of hazard control. They are used in order to improve safety within the workplace by putting policies and rules in place which reduces the occupational risk faced by workers by altering the way in which their work is performed.
Administrative controls include implementation of policies, rules, and schedules which support safety as well as the setting of safe operating procedures and standards.
It includes different training criteria, housekeeping duties, and maintenance practices in order to reduce exposure to different hazardous substances and dangerous tasks.
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When the cash flows are the same every period after the initial investment in a project, the payback period is equal to?
The cash flows are the same every period after the initial investment in a project payback period=Investment required/net annual cash inflow. The net amount of cash and cash equivalents transferred into and out of a company is referred to as cash flow. Inflows are represented by cash received, while outflows are represented by money spent.
The ability of a company to generate positive cash flows or, more specifically, to maximize long-term free cash flow is fundamental to its ability to create value for shareholders (FCF). FCF is a company's cash generated from normal business operations after deducting any money spent on capital expenditures.
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When using the indirect method to complete the cash flows from operating activities section of the statement of cash flows, what is the proper disposition of a loss on disposal of equipment?.
The correct answer is to subtract the loss from net income proceeds from the sale of equipment ought to be included in net income within the working activities area. A loss on the deal of arrival ought to be added to net income within the working exercises segment.
What do you understand by Subtracting the loss from net income?In Accounting, under the indirect method of assessing or calculating money flow, the starting net cash flow is decided that’s enrolled within the course of all the working exercises in business. Any beginning net salary or net loss is registered within the starting beneath the round about strategy of completing money stream from working activities. Any non-cash costs or costs such as deterioration of physical resources and gear or amortization are included in the starting net wage level. Presently, any profit or misfortune from the transfer of long-term resources is subtracted from the net wage to decide the cash stream of working activityTo know more about money flow visit:
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A perfect price discriminating monopoly a. decreases total welfare. b. captures all consumer surplus. c. increases market inefficiency. d. creates deadweight loss
A perfect price discriminating monopoly captures all consumer surplus.
In the market, perfect price discrimination, occurs when a firm charges a different price for every unit which is consumed. Thus, this way the firm is able to charge the maximum possible price for each unit which enables the firm to capture all available consumer surplus just or itself.
Price discrimination does not eliminate consumer surplus altogether, but it does allow a company to increase its profit margin on the subset of its consumer base. However, a consumer surplus occurs when price that consumers pay for a product is less than the price they are willing to pay.
Hence, option B is correct.
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A ________ identifies the target market, the merchandise and services (retail format) that will be offered, and how the company will achieve long-term advantage over its competitors
A retail strategy identifies the target market, the merchandise and services (retail format) that will be offered, and how the company will achieve a long-term advantage over its competitors.
A retail strategy is a technique you operate to increase your products or services and promote them to customers. There are a couple of elements to this plan, consisting of the region, shop, products/assortment, visual merchandising, a team of workers, carrier, mass media and communications, and fee.
Normally while we go to a retail store, just earlier than the billing counter, we see merchandise like gums, sweets, and different products with smaller SKUs that may simply be picked whilst the consumer is ready on the billing counter.
The retail strategy is a part of a strategic advertising and marketing plan that attracts or reaches consumers at once. It consists of product pricing/reductions, fee structure, promotional schemes, product overall performance demonstration, and fee structure for shops.
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Applying the concept of marginal costs, how would you, as a business owner, decide how much to produce?.
To calculate marginal cost, divide the change in production costs by the change in quantity. The purpose of analyzing marginal cost is to determine at what point an organization can achieve economies of scale to optimize production and overall operations.
What is marginal cost?The marginal cost in economics is the change in total cost that occurs when the quantity produced is increased, or the cost of producing additional quantity.
According to the law of declining marginal utility, as consumption increases, the marginal utility obtained from each extra unit decreases.
Marginal cost is an important concept in economic theory because a corporation seeking to maximise profits will produce until marginal cost (MC) equals marginal revenue (MR) (MR). After then, the cost of creating an additional item will outweigh the money generated.
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Connect and reflect evaluate your work by answering these questions: how did this activity help you understand the roles and priorities of the federal government during obama's administration? what would you like to know more about?
The Obama Administration stated that its general agenda was to "revive the economy, provide affordable and accessible health care to all, strengthen our public education and social security systems, define a clear path to energy independence and tackle climate change, end the War in Iraq responsibly
What is War?War is defined as a violent armed confrontation between states, governments, society, or paramilitary groups such as mercenaries, insurgents, and militias. It is marked by excessive violence, aggressiveness, damage, and mortality, and it employs either regular or irregular military troops.
The doctrine's goal is to ensure that a war is morally justifiable by establishing a set of criteria that must all be met for a war to be declared just. The criteria are divided into two categories: jus ad bellum ("right to go to war") and jus in bello ("right to fight") ("right conduct in war").
Some have stated that conflicts are primarily waged for economic, religious, and political reasons. Others say that most modern battles are waged for ideological reasons.
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Which type of employee is most likely to report ethical issues in the workplace?
Executives are the employee is most likely to report ethical issues in the workplace.
A business executive is a person responsible for running an organization, although the exact nature of the role varies from organization to organization. A manager runs a company or an authority. They create plans that support the growth of the organization.
A manager is defined as a person with management or supervisory authority within an organization. As such, many companies consider executive positions to be senior positions, but all senior positions are senior positions.
officers are responsible for the organization. Create and review company goals. Work closely with a team of managers and assistants. This team can develop both long-term and short-term plans to achieve these goals.
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When merging two organizations, a separation strategy is most commonly applied when:_______.
When merging two organizations, a separation strategy is most commonly applied when the two organizations are operating in unrelated industries.
A bicultural audit has revealed that both the companies have very similar cultures. The acquired firm's culture doesn't work well , in relation to the culture of the acquiring firm does work.
Both companies have relatively weak cultures which are generally ineffective. One company which has an effective culture, when the culture of that company will be applied to them employees at the other company would embrace to it which will lead to huge problems.
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John is a journalist. he went to a product demonstration for a new computer. some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. which two statements in the excerpt are persuasive rather than informative?
To find the persuading sentences:
The following are the two persuading sentences: "This is something no other computer can do at present. This is the best buy on the market." These two phrases push buyers to buy, or at the very least want to buy, the thing. The remaining sentences merely inform customers but are not decisive or directly decisive in the buyer's decision-making.Therefore, the two persuading sentences have been shown.
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The complete question is given below:
John is a journalist. He went to a product demonstration for a new computer. Some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. Which two statements in the excerpt are persuasive rather than informative?
"At the latest launch by the computer manufacturer Mintel Corporation, they demonstrated the latest smart technology in their new computer. The computer has voice recognition software that can adapt the user’s experience to his or her preferences. This is something no other computer can do at present. The computer also has touchscreen technology, is loaded with the latest apps, and comes with a free year’s subscription to Adobe Photoshop. This is the best buy on the market."
According to information gathered in 2013, the reported total savings and investments across all ages of workers indicated that most people have saved _____ for retirement
According to information gathered in 2013, the reported total savings and investments across all ages of workers indicated that most people have saved less than 10,000 for retirement.
The safest way to invest your pension assets is a low-risk investment and savings opportunities with guaranteed growth. Low-risk investment and savings options include annuities, savings accounts, CDs, government bonds, and money market accounts. Of these, fixed annuities usually offer the best interest rates.
Social Security benefits are the most important source of lifetime income for many of today's retirees. Social Security benefits can start at age 62 or be deferred until age 70, but the monthly amount you receive depends on your retirement age.
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The equilibrium between possible threats and prospective compensation is known as ________.
A fall in the u. s. interest rate differential ______ the demand for u. s. dollars
A fall in the U.S. interest rate differential decreases the demand for U.S. dollars.
Demand for the dollar is typically excessive as it is the world's reserve foreign money. other elements that have an effect on whether or not or not the dollar rises in value in evaluation to every other foreign money encompass inflation prices, change deficits, and political balance.
Higher interest rates have a tendency to attract foreign investment, growing the demand for and cost of the house American foreign money. Conversely, decrease interest prices have a tendency to be unattractive for foreign funding and reduce the forex's relative fee.
The cost of money is decided through the charge stage. If prices inside the u.s.a. upward thrust faster than the ones of different nations, people will typically count on the foreign exchange value of the U.S. dollar to fall. call for U.S. dollars will lower and delivery will increases.
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Suppose that political upheaval in argentina has sparked rampant inflation. a. explain how this unexpected inflation would impact the following groups: i. retirees living on fixed monthly pensions ii. banks with many outstanding loans that are being repaid at fixed interest rates
All consumers including banks, even retirees, are directly impacted by inflation in terms of their income, savings, and spending.
How Inflation affects retirees?
When determining whether to boost the qualified retirement plan contribution limits or the monthly Social Security benefits, the federal government utilizes inflation as a baseline.Pensions, on the other hand, may or may not increase in value with inflation, and private businesses frequently have internal guidelines for how and when to make cost-of-living adjustments.The main worry for retirees is how inflation would influence their ability to spend their money on essentials like healthcare, travel, and recreation, all of which are expected to be more expensive during inflationary periods.To guard against rising prices, retirees can diversify their sources of income, manage their savings, and make prudent spending decisions.How will inflation impact banks?
Central banks, including the Federal Reserve, may raise interest rates in an effort to reduce inflation if it is rising while the economy is expanding. Consumer borrowing may slow down as a result of higher interest rates as they take out fewer loans.
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