If a beneficiary is enrolled in a MA-only PPO and they also sign up for a PDP plan, they will be automatically dropped from their MA plan is a "True" statement.
What is PPO plan?PPOs are a form of health plans that let members see medical professionals both inside and outside the plan's network. Members can just use services outside the network, but doing so will result in increased out-of-pocket expenses and a possible lack of coverage for specific services.
Some key features of PPO are-
All health insurance companies have agreements with clinics and facilities to treat their members. The term "network providers" or "in-network providers" refers to these medical professionals, who might comprise PCPs, specialists, and sometimes even institutions like labs, hospitals, or urgent care facilities. PPO members are insured for care both from in- and out- of-network providers, but they will pay more for the in providers and less for in-network doctors and hospitals.What is MA plan?Another option for getting your Medicare Both A B coverage is through Medicare Advantage Plans.
Some key features of MA plan are-
Medicare-approved private enterprises that offer Medicare Advantage Plans, often known as "Part C" or "MA Plans," are required to abide by the rules established by Medicare. Many Medicare Advantage Plans cover prescription drugs (Part D). You'll typically have to work with medical professionals who are covered by the plan's network. These plans have a cap on how much you must spend out-of-pocket for covered services each year.To know more about benefit of PPO, here
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When compaq and hewlett-packard decided to become one company, this was an example of a(n):______.
When Compaq and Hewlett-Packard decided to become one company, this was an example of a horizontal merger.
What is a horizontal merger?A horizontal merger is a merger between competing enterprises that make and sell the same items. Horizontal mergers, if considerable in size, can limit market competition and are frequently scrutinized by competition authorities.When companies in the same industry merge, this is referred to as a horizontal merger. They frequently result in a means to remove competition by becoming a single big corporation rather than two competitors. Horizontal mergers can significantly boost revenue because the combined company has access to a wider range of products or services.A horizontal merger occurred when Compaq and Hewlett-Packard decided to merge into one entity.Therefore, when Compaq and Hewlett-Packard decided to become one company, this was an example of a horizontal merger.
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With a(n) ________ installment loan, interest charges are calculated using the original balance, and these charges are then added to the loan
With a(n) the add-on method is a widely used technique for computing interest on installment loan, interest charges are calculated using the original balance, and these charges are then added to the loan.
Add-on method:
1. A common approach for calculating interest on installment loans is the add-on method. When using the add-on technique, the indicated interest rate is applied to the loan's original balance to determine interest.
Reason:
When applying for a loan or mortgage, the calculation method called add-on interest is used. The interest due on the loan is determined using this method at the beginning of the loan. The principal is increased once the interest has been calculated. The principal and interest are both repaid along with the loan when the borrower repays it.
Financial institutions benefit from the add-on approach because even if the borrower pays off the loan early, the bank will still receive the full interest payment. As a result, interest is always computed on the principle, or the original loan amount, rather than the current balance.
2. Where F, is the finance charge for the loan, and the loan's length is measured in years.
Reason: An annual rate is always used to express interest rates. As a result, the loan's term will likewise be calculated annually.
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If your total satisfaction increases when you consume another unit, your marginal utility must be?
If your total satisfaction increases when you consume another unit, your marginal utility must be positive.
Marginal utility is the entertainment a client profits from each extra unit they consume. It calculates utility beyond the first product consumed (the marginal amount). For example, you may buy an iced doughnut. In turn, you get hold of a positive stage of utility or delight from it.
In economics, utility is the satisfaction or advantage derived by consuming a product. The marginal application of an excellent service describes how a good deal of satisfaction or satisfaction is won or lost by using consumers because of the growth or lower in intake by way of one unit. There are 3 varieties of marginal application.
In economics, the same old rule is that marginal software is the same as the marginal utility change divided by the alternate in the number of goods. The system seems as follows: Marginal software = total software distinction/quantity of goods difference.
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Agile project management involves ____ whereas traditional project management involves _______.
Agile project management involves iterative and incremental delivery whereas traditional project management involves upfront planning with high predictability. Its idea relies on reliable resources and expertise. Same life cycle, which comprises phases like feasibility, planning, designing, building, testing, production, and support, is followed by every project.
Traditional project management strategy is sequential, with each phase of process taking place one after the other. Agile project management prioritizes flexibility, teamwork, and customer collaboration. With each iteration of software development project, this iterative strategy focuses more on incorporating client feedback and continual releases. Perhaps most impressive aspect of Agile is adaptive planning.
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An initial decrease of the ad curve will precipitate an additional _______ due to the multiplier process.
Answer is additional decrease of AD curve.
The aggregate demand curve depicts the total amount of products (and services) demanded by the economy at various price levels.
As aggregate demand components—consumption spending, investment expenditure, government spending, and spending on exports minus imports is increase, the aggregate demand curve, or AD curve, moves to the right. As these components decline, the AD curve will move back to the left.
Since the output falls as the price level rises, and the aggregate demand (AD) curve slopes downward. Changes in the autonomous spending components can cause the AD curve to alter. The government can also adjust the AD curve through policy actions.
Therefore, the answer is decrease of the AD curve due to the multiplier process.
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Budgets must link ________ to objectives, so budgeting is a tactical implementation of the ________.
Budgets must link Strategies to objectives, so budgeting is a tactical implementation of the business plan.
What is business plan ?A business plan is a detailed document that outlines a company's objectives and how it intends to achieve them. A business plan is a documented blueprint for the company's marketing, financial, and operational goals. Business plans are used by both startups and established businesses. A business plan is a formal written document that contains the goals of a company, the strategies for achieving those goals, and the time frame for achieving those goals.
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When making a product line decision, a company may focus on lost contribution margin and avoidable fixed costs or prepare comparative.
When selecting a product line, a business may consider lost contribution margin or generate comparative income statement.
What is income statement?An income statement, also known as a profit and loss account, is one of a company's financial statements and displays the company's receipts and outlays for a specific time period. It explains how net income or net profit is generated from revenues.
You can see the company's profits and expenses on this financial statement. Additionally, it reveals whether a business is profitable or not.
As a result, a corporation may construct a comparative income statement or concentrate on lost contribution margin and unnecessary fixed expenses when choosing a product line.
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The share price falls when a dividend is paid because the reduction in cash decreases the?
The share price falls when a dividend is paid because the reduction in cash decreases the market value of assets.
After a stock price goes ex-dividend, the share price in the market typically decreases by the amount of the dividend paid in order to reflect the fact that new shareholders there are not entitled to that payment.
In the market, when the dividends are paid out as stock instead of cash, then this can dilute earnings, which can also have a negative impact on share prices in the short term.
Hence, there is still no direct connection between a company's dividend and its stock price.
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A company factored $45,000 of its accounts receivable and was charged a 4actoring fee. the journal entry to record this transaction would include a?
When a company factored $45,000 of its accounts receivable and was charged a 4% factoring fee. The journal entry to record this transaction would include.
Account Debit Credit
Cash $43,200
Factoring fees $1,800
Accounts receivable $45,000
Thus, here the factoring fee is equivalent to 4% of total accounts receivable which is calculated as= $45,000 x 4% or $1,800.
Cash received is equivalent to total accounts receivable less factoring fee of $1,800, hence cash received = $45,000 - $1,800 = $43,200.
Hence, the journal entry to record this transaction would include a debit to cash of $43,650, a debit to factoring fee Expense of $1,350, and credit to account receivable of $45,000.
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The entry and exit of firms in a purely competitive industry help to improve resource allocation because:_______
The reason why the entry and exit of firms in a purely competitive industry helps to improve resource allocation is because the losses result in exit and release resources to flow to markers where there are profits.
How can the purely competitve market be beneficial?Purely competitive industries allow for easy entry and b which leads to many firms coming into the market.
As a result, there is too much supply which leads to losses when prices drop.
As the companies suffering losses leave the market, they then invest in other markets where there are profits thereby reallocating resources.
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Second mortgage loans in which borrowers borrow against the accumulated equity in their home are more commonly referred to as?
Second mortgage loans in which borrowers borrow against the accumulated equity in their home are more commonly referred to as home equity loan. It also referred to as a second mortgage or a home equity instalment loan, is a form of consumer debt.
Homeowners can use home equity loans to borrow money against the value of their property. The amount of a home equity loan is determined by the difference between the home's current market value and the homeowner's outstanding mortgage. Like conventional mortgages, traditional home equity loans have a predetermined repayment period. Regular, set payments covering both principal and interest are made by the borrower. Similar to a mortgage, if the debt is not repaid, the house may be sold to cover the outstanding balance.
A home equity loan can be a fantastic method to turn the equity you've accrued in your house into cash, especially if you use that money to make improvements to your house that will raise its worth. But always keep in mind that you're risking your house; if property values fall, you can find yourself owing more than the house is worth.
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What term refers to the inherent value of the product in the marketplace?
a) conformance
b) design
c) quality
d) reliability
e) performance
Answer:
b and c refers to the inherent value of the product in thearketplace.
When an employee leaves the organization, whether by firing, retiring, or resigning, the process is known as:_______
The procedure used when an employee departs the company—whether through termination, retirement, or resignation is known as: employee attrition
What is employee attrition?The planned reduction of an organization's employment is sometimes referred to as attrition. When workers leave or retire, downsizing takes place.
Employee attrition is referred to as the normal process through which Workers leave the workforce and are not quickly replaced, such as through retirement or resignation for personal reasons. A worker's retirement or relocation to a different place are two examples of unavoidable kinds of attrition.
What are the reason for employee attrition?There are various reasons for employee attrition. There are plenty of these, such as dissatisfaction with the compensation or perks offered to employees, a dearth of opportunity for professional growth, and even terrible working conditions.
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Who are the main claimants of a firm's cash flows? multiple select question. board of directors government bondholders stockholders
Government, bondholders and stockholders are the main claimants of a firm's cash flows.
The net balance of money coming into and going out of a business at a particular period is referred to as cash flow. A firm constantly receives and expends cash. For instance, when a retailer buys merchandise, money leaves the company and goes to its suppliers.
Spending that occurs in the normal course of business is included in cash flow from operations. Payroll, the cost of items sold, rent, and utility bills are a few examples of these cash outflows. When corporate operations are very seasonal, cash outflows might vary greatly.
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When using horizontal differentiation, a firm divides itself into subunits based on function, type of business, or.
When using horizontal differentiation, a firm divides itself into sub units based on function, type of business, or Geographic area
Horizontal Differentiation :
Horizontal differentiation refers to distinctions in products that cannot be easily evaluated in terms of quality. This stands in contrast to vertical differentiation, where the distinctions between products are objectively measurable and are based in the products' respective level of quality. Horizontally differentiated products vary only marginally, as it's more efficient for producers to try to capture as many new consumers as possible with minimal additional costs. While horizontally differentiated products tend to command similar prices at equilibrium, the lack of relationship to quality does not necessarily imply that they cost the same -- two products may be virtually identical in all considerations except for color or flavor and still be offered at totally different prices.
What is meant by geographical area?
Geographical Area means an area covering all or part of the territory of a Member State or extending to all or part of the territory of other Member States.
An area of land that can be considered as a unit for the purposes of some geographical classification.
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The _____ compares the total investment in the property with the net operating income (noi).
The Profitability compares the total investment in the property with the net operating income (noi).
A formula known as net operating income (NOI) is used to assess the profitability of real estate assets that produce income. NOI is the sum of all property revenues less all running costs that are deemed to be reasonably reasonable.
On a property's income and cash flow statement, NOI is a before-tax statistic that does not include loan principal and interest payments, capital expenses, depreciation, or amortization. Earnings before interest and taxes, or "EBIT," is the name given to this measure when it is applied to other industries.
Real estate experts utilize net operating income as a method of valuation to establish the exact value of their properties that generate money. The operational costs of a property must be deducted from the income it generates in order to determine NOI.
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You noticed that a fast food restaurant's operating cycle is 30 days. would this suggest the restaurant is selling food beyond its expiration date?
No, i will not suggest the restaurant is selling food beyond its expiration date because the operating cycle includes the average collection period which will be long if the restaurant only takes cash.
What is an operating cycle?This refers to the number of days required for a business to receive inventory, sell the inventory and collect cash from the sale of the inventory.
The operating cycle as a financial tools plays a major role in determining the efficiency of a business.
Hence, whenever we noticed that a fast food restaurant's operating cycle is 30 days, we will not suggest the restaurant is selling food beyond its expiration date because the operating cycle includes the average collection period which will be long if the restaurant only takes cash.
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A_____represents a long-term debt obligation issued by a corporation or a government.
A bond represents a long-term debt obligation issued by a corporation or a government.
Debt obligation method a responsibility to make a repayment of cash to any other man or woman, inclusive of debts payable and the responsibilities springing up beneath promissory notes, payments of trade, and bonds;
A collateralized debt responsibility is a sort of based asset-backed safety. at the beginning advanced as contraptions for the company debt markets but after 2002 CDOs have become cars for refinancing mortgage-backed securities.
Month-to-month Debt obligations approach a purchaser's housing charges, along with month-to-month rent or mortgage fee, and required payments below any debt obligations (which includes the patron's month-to-month charge below the mortgage and insurance for the vehicle to be acquired under the mortgage).
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What is the actual net income for the month? what, if any, changes could have been made to the actual amounts this month to keep the actual net income at a positive value?
The actual net income for the month is -$30. Less money could have been put into savings.
The actual net income for the month is -$30. Less money could have been spent on food.
Actual net income manner, in appreciate of any economic 12 months or zone, the consolidated internet profits of the business enterprise for such fiscal 12 months or quarter (as applicable), in accordance with GAAP based totally upon the enterprise's monetary statements for the relevant duration.
Gross profits are the whole quantity you earn and internet income is your actual enterprise profit after expenses and allowable deductions are taken out.
Internet earnings is the entire amount of cash a character or business earned in a given time period, minus taxes, fees, and hobby.
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Misstatements in the financial statements are most likely to occur when there are:_____.
Misstatements in the financial statements are most likely to occur when there are Omission of notes to the financial statements.
what are financial statements?
Financial statements are documents that describe a company's operations and financial performance. Government organizations, accounting company's, etc. frequently audit financial accounts to guarantee accuracy and for tax, financing, or investment purposes. Accounting statements comprise the
Balance sheet Income statementsCash flow statementsInvestors and financial analysts use financial information to assess a company's performance and forecast the course of its stock price in the future. Investors, market analysts, and creditors assess a company's financial status and profits potential using its financial statements. The balance sheet, income statement, and statement of cash flows are the three main financial statements reports.
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the period over which improvements to real estate contribute to property value"" is the definition of _____________ life
"The period over which improvement to real estate contributes to property value" is the definition of Economic life.
Economic life is the expected time period for the duration of which an asset stays beneficial to the average owner. whilst an asset is no longer useful to its owner, then it's miles said to be beyond its economic life. The economic life of an asset may be unique to its actual physical life.
The formal definition of deferred maintenance is: "items of damage and tear on assets that should be fixed now to shield the fee or income-producing ability of the assets, which includes a broken window, a useless tree, a leak in the roof, or a faulty roof that need to be absolutely replaced.
Real estate can exhibit functional obsolescence if its layout functions are outdated, no longer useful, or not aligned with marketplace tastes and standards, including whilst a vintage house is located inside a community of the latest houses.
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What did the retail store target do differently than its competitors who were still watching the local paper for life events such as graduations and baby announcements?
target used purchasing patterns to reliably predict life events and send targeted coupons to customers
What is purchasing?Purchasing is the process by which a company or organization acquires goods or services in order to achieve its objectives. Although numerous organizations seek to establish standards in the purchasing process, practices can vary widely amongst firms.
The major objectives of purchasing are to ensure continuous supplies of raw materials at the lowest total cost, increase the quality of final items produced, and optimize customer happiness.
The purchasing cycle, also known as the procurement cycle or procure-to-pay (P2P), is the process of ordering, obtaining, and paying for the goods and services required by your firm.
The total cost of the item(s) or service acquired, including taxes, shipping expenses, and other fees and contingencies, is referred to as the purchase cost.
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If the fed ultimately wants to lower interest rates in the economy, then it should?
If the fed ultimately wants to lower interest rates in the economy, then it should be lower the discount rate.
The discount rate is also known as the bank rate. It is the rate of interest at which central bank Charges on its loan and advance to the commercial bank . If fed wants to decrease the interest rate , then it should lower the discount rate. If the discount rate decrease then the commercial bank can also lend at lower interest rate in economy .
In business finance, discount rate is the rate of return used to discount future cash flows to their present value. This rate is often the weighted average cost of capital (WACC), the required rate of return, or the minimum rate of return an investor expects for the risk of an investment.
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Which person would NOT be included in the civilian labor force?
Select one:
A government employee who works in Indiana.
An army general who works in Washington, D.C.
An accountant who works on contract.
A sixteen-year-old customer service representative.
The correct answer is OPTION B, An army general who works in Washington, D.C is not included in civilian labor force.
The civilian population of the United States that is either employed or unemployed is referred to as the "civilian labor force" by the Bureau of Labor Statistics. This phrase is used to define the civilian population of the United States. In the context of "civilian labor force," the terms "military personnel," "federal government employees," "retirees," "disabled or discouraged workers," and "farm labourers" are not considered to be part of the "civilian labor force." Options A, C, and D are considered to be part of the civilian labor force in this scenario, however Option B is not included.
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Is there a relationship between a financial asset and its interest rate? the interest rate on a financial asset _______
The cost of a financial asset and its interest rate are inversely correlated. An investment's interest rate decreases as its value increases. Similar to this, an asset's price increases when its interest rate decreases.
Thus, there is an inverse relationship between financial assets and their interest rate.
What Is a Financial Asset?A financial asset is a liquid asset with value derived from a legal claim to ownership or a contractual right. Financial assets include, among other things, cash, investments in stocks, bonds, mutual funds, and bank deposits.
Assets that facilitate the movement of money. They move money from those who have extra money to those who have not, whether they are people, businesses, or even the government.
A promise or claim on future money is what financial assets are. A financial asset or liability is first valued at fair market value. The type of financial instrument will determine how the subsequent measurement is done. The amortized cost and fair value are both used to measure various categories.
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What resource is looked to be most helpful for finding information about the target market for the new chocolate bliss product?
Pricing is considered as one of the most important criteria for online shoppers while making their inal purchase decision
What is Pricing?Pricing is the process by which a company determines the price at which it will offer its products and services, and it may be part of the company's marketing strategy.
Pricing criteria indicate client or deal characteristics. Price administrators define the pricing criteria that will be used to determine their company's pricing strategy. When you define the pricing segments and pricing strategies, you utilize the values for the pricing criterion.
It is possible to barter. Buyers must decide whether the utility received from the transaction is worth the loss of purchasing power. In an open market economy, price symbolizes the worth of a good/service among potential purchasers and ensures competition among sellers.
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One strategy for managers to increase capacity by creating flexibility involves the?
Answer:
of labor
Explanation:
situations where people are coerced to work for little or no remuneration, often under threat of punishment
The law of diminishing marginal productivity implies that increasing only one input will?
The law of diminishing marginal productivity implies that increasing only one input will lead to smaller and smaller increases in output.
What is the law of diminishing marginal productivity?An economic law guiding production states that if more variable input units are utilized in conjunction with a particular quantity of constant inputs, the overall output may grow at a quicker pace at first, then at a steady rate, but eventually at a declining rate. According to the law of diminishing marginal productivity, increasing merely one input leads to smaller and smaller improvements in output. According to the law of diminishing marginal productivity, opportunity cost rises as one input is raised to produce successive units of output. Consider a farmer who uses fertilizer as an input in the process of growing corn. Each unit of added fertilizer will only minimally boost production return up to a certain point.Therefore, the law of diminishing marginal productivity implies that increasing only one input will lead to smaller and smaller increases in output.
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A firm facing a downward-sloping demand curve sells 50 units of output at $10 each. the firm's average revenue is _____
A firm facing a downward-sloping demand curve sells 50 units of output at $10 each. The firm's average revenue is $10.
Whenever the rate of a commodity decreases, new buyers enter the marketplace and start buying it. That is because they had been not able to buy it when the costs have been excessive however now they can afford it. as a result, as the price falls, the demand rises and the call for curve will become downward sloping.
Consider that a downward sloping aggregate demand curve way that because the price degree drops, the quantity of output demanded increases. Further, as the rate stage drops, the country-wide income increases.
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If vito, inc. has an inventory turnover ratio of 5 times, then its days to sell must be?
If vito, inc. has an inventory turnover ratio of 5 times, then its days to sell must be 73 days
Inventory turnover is a financial ratio that demonstrates how frequently a company sells and replaces inventory over a specific time frame. The days it takes to sell the company's inventory on hand can then be determined by multiplying the number of days in the period by the inventory turnover formula.
The better the inventory turnover, as it often indicates that a company is selling its items rapidly and that there is a big demand for them. On the other side, a low inventory turnover would probably be a sign of decreasing sales and dwindling interest in a company's goods.
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