Technological development , social imperative for sustainability and political environment are three primary factors that are likely to result in changes to the services industry in the future.
The total process of developing new technologies or methods is known as technical change or technological development.
The application of highly effective technical tools to reduce mental effort and boost productivity is what is meant by technical development. To optimize planning and management, technical development mainly means using monitoring and control devices, data processing tools, and computers.
Examples of technical development may be the chip in a semiconductor. The development of the laptop, followed by the development of the smartphone and tablet, was made possible by the electric circuit, which included numerous components like wiring and transistors.
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A company with high ebit is considering pursuing multiple projects next year. which trade-off is involved, and what is the ideal credit rating for the company between aaa, aa, a, and bbb?
A company with high EBIT is considering pursuing multiple projects next year. The trade-off involved will be maximizing the number of projects against a higher credit rating, with an A rating being ideal. Thus the correct answer is D.
What is a trade-off?The trade-off is referred as a situation when one object gets compromised to gain over another object. This situation comes when decision-making between two goods takes place and one will get selected over the other.
Increasing the number of projects is compromised for a superior credit rating. A strong credit rating won't be enough since more projects will require the business to heavily rely on financing. The A credit rating will be considered.
Therefore, option D is appropriate.
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The complete question is-
A company with high EBIT is considering pursuing multiple projects next year. Which trade-off is involved, and what is the ideal credit rating for the company between AAA, AA, A, and BBB?
Select an answer:
The trade-off is only being able to pursue a few of the projects against a lower credit rating, with an AA rating being ideal.
The trade-off is pursuing more new projects against a lower WACC, with a AAA rating being ideal.
The trade-off is the risk of a credit downgrade against having few new projects, with a BBB rating as ideal.
The trade-off is maximizing the number of projects against a higher credit rating, with an A rating being ideal.
Gail owns a small business. there was a profit of $43 on saturday and a loss of $48 on sunday. find the total profit or loss for the weekend.
Answer:
if you divide it the Total would be 0.89 or you do it with - it it would be 5 dollars it would be 89 cents if you divide it but if you - it you would have 5 dollars total *HOPE IT HELPED HAVE A GOOD DAY*
From the consumer’s perspective, the elements of an imc strategy can be viewed as being either.
From the consumer’s perspective, the elements of an IMC strategy can be viewed as being either Passive or interactive .
What are the elements of IMC?
the elements of an imc strategy can be viewed as being either.
6 Elements of Integrated Marketing Communications
Advertising: Advertisement is any paid form of non personal communication about a brand, organization, product, service or idea identified by a sponsor. ...Sales Promotion: ...Personal Selling: ...Direct Marketing: ...Public Relations: ...Internet MarketingWhat are the strategies of IMC?
The usual steps carried out in an IMC strategy include:
Traditional and online earned media.Advertising.Online marketing including email marketing.Content marketing and social media marketing.Thought leadership.Industry/Brand specific strategies.Learn more about IMC Strategies :
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The ability to meet short-term obligations and to efficiently generate revenues is called?
The ability to meet short-term obligations and efficiently generate revenues is called Liquidity and efficiency.
When a financial asset or security may be quickly and easily converted into cash without depreciating in value, this is referred to as having liquidity.
In other words, the degree to which an asset may be swiftly purchased or sold on the market at a price representing its underlying value is referred to as liquidity. Due to its ease and speed of conversion into other assets, cash is regarded as the most liquid asset.
Business efficiency is the amount of output a firm or organization can create given the time, money, and resources available. In other words, a company's efficiency refers to how well it can turn resources like labor, capital, and raw materials into services and goods that generate income.
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Barbara is wanting to invest for her retirement. what is not something she needs to consider?
Barbara should consider the relative risk of the investment, the safety of the investment, the amount of money she is willing to invest and she could not need too know about the number of banks in her area.
What is Investing ?
Investing exists as an effective method to put your money to work and potentially build wealth. Smart investing may permit your money to outpace inflation and growth in value. The greater growth potential of investing exists mainly due to the power of compounding and the risk-return tradeoff.
Usually, you select to invest your funds for long-term financial objectives like retirement because you have a more extended time frame to recover from stock market fluctuations. If the financial goal exists short-term, say five years or less, it's usually smarter to park your money in a high-yield savings account.
Barbara should consider the relative risk of the investment, the safety of the investment, the amount of money she is willing to invest and she could not need too know about the number of banks in her area.
Hence, Option A is correct.
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The complete question is,
Barbara is wanting to invest for her retirement. What is NOT something she needs to consider?
A. the number of banks in her area
B. the relative risk of the investment
C. the safety of the investment
D. the amount of money she is willing to invest
Kirk has a physical impairment that requires him to use crutches when walking. to facilitate kirk’s physical development, his teacher should?
Kirk has a physical impairment that requires him to use crutches when walking. To facilitate Kirk's physical development, his teacher should: understand he may be more limited in the time that he can do physical activity.
Physical activity is the growth and development of both the brain and body during infancy and early childhood. PD is the growth and development of the brain and body, with the development of muscle control and body coordination.
Examples of physical development include the large muscle groups required for activities such as swimming, running, and skiing. Other muscle development occurs in muscles needed for specific tasks, such as: B. Cut, write, and show the paper. Sensory development includes changes in vision and hearing
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Managers need to be aware that ____________ groups can be a powerful force within their organization
The value of what is produced per worker, or per hour worked, is called ____________.
a) economic growth
b) gdp per capita
c) human capital
d) productivity
Productivity is the value of what is produced per worker, or per hour worked. Business risk is the potential for a firm or organization to have lower earnings or failure. A business risk is anything that the jeopardizes a company's ability to meet its financial goals.
Numerous variables may combine to the produced business risk. The damage from fire, flood, or other natural disasters are a few examples of hazards with uncertainty as their basis. sudden financial loss brought on by a recession or the failure of another business that owes you money. loss of the significant customers or suppliers.
Therefore, the correct answer will be option (d)
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Following an active duty period of 45 days, when must an employee return to work or apply for reemployment?.
More than 31 days but less than 180 days. The employee must apply for reinstatement within 14 days after completion of military service.
How many days a year is active duty work?Types of Military LeaveAn employee can carry over a maximum of 15 days into the next fiscal year.
5 U.S.C. 6323 (b) provides 22 workdays per calendar year for emergency duty as ordered by the President, the Secretary of Defense, or a State Governor.
How many leave days can you carry over in the Army?A special leave accrual allows Soldiers who have served between March 11 and Sept. 30 of 2020 to carryover up to 120 leave days of leave into fiscal year 2021, doubling the normal carryover limit of 60 days.
To learn more about reinstatement visit: https://brainly.com/question/10730254#SPJ4A project has a required return of 12. 6 percent, an initial cash outflow of $42,100, and cash inflows of $16,500 in year 1, $11,700 in year 2, and $10,400 in year 4. what is the net present value?
Net present value is $11,748.69
Here, We have
PV = FV / (1+r)^n
r = 12.6%
1. PV = $16,500 x (1+12.6%)^-1 = $14,654
2 PV = $11,700 x (1+12.6%)^-2 = $9,228
3 PV = $10,400 x (1+12.6%)^-4 = $6,470
Year Cash flow Present Value
0 ($42,100) ($42,100)
1 $16,500 $14,654
2 $11,700 $9,228
4 $10,400 $6,470
NPV = $11,748
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What quantity will the sellers be able to sell after the imposition of the price floor?
If a price control makes production unprofitable or only slightly more lucrative than average, the amount supplied declines. A price limitation does not necessarily make output unprofitable or insufficiently profitable for all producers in a field.
Effects of a pricing floor. The government imposes a price floor to force consumers to pay manufacturers a minimum amount. In cases where the government feels that producers are obtaining an unjust amount, a price floor is created. With the sole purpose of aiding producers, price floors are imposed. Price floors do have certain negative market implications, though.
Price floor and pricing ceiling are both governmental measures of price regulation. But there is a limit or constraint on how low a price can be set for any good. Government-set minimum prices for specific goods and services are required by law in order to protect producers from receiving extremely low prices.
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What roles do specialization and division of labor play in economists’ support of free trade?.
Through free trade, countries specialize in the goods for which they have a comparative advantage and trade for those in which they do not. Specialization allows a country to divide labor among the various production segments, which results in higher productivity and greater economic growth for the involved countries.
What Are the Economic Impacts of Specialization?
Specialization, along with the complementary concept of the division of labor, occurs when the innate inequalities of human productive output are intensified along different skills. An individual becomes economically specialized when he focuses his productive efforts on an increasingly narrow range of tasks. The most obvious economic impact of specialization can be seen in the tendency for individuals to choose different vocations that are more in line with their interests, skills, opportunities, and education.
Division of labor:
The division of labor is the separation of the tasks in any economic system or organisation so that participants may specialize (specialization). Individuals, organizations, and nations are endowed with or acquire specialized capabilities and either form combinations or trade to take advantage of the capabilities of others in addition to their own. Specialized capabilities may include equipment or natural resources as well as skills and training and combinations of such assets acting together are often important. For example, an individual may specialize by acquiring tools and the skills to use them effectively just as an organization may specialize by acquiring specialized equipment and hiring or training skilled operators. The division of labor is the motive for trade and the source of economic interdependence.
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A(n) _________ bank is a profit-seeking organization that receives deposits from individuals and corporations in the form of checking and savings accounts and then uses some of these funds to make loans.
A(n) Commercial bank is a profit-seeking organization that receives deposits from individuals and corporations in the form of checking and savings accounts and then uses some of these funds to make loans.
A "commercial bank" is a particular kind of financial institution that accepts deposits, provides checking account services, makes different loans, and gives both individuals and small businesses access to fundamental financial products including certificates of deposit (CDs) and savings accounts.
Most people do their financial transactions through commercial banks. Commercial banks generate revenue through making loans like mortgages, auto loans, business loans, and personal loans and charging interest on those loans. The money needed to finance these loans comes from customer deposits to banks.
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Good Eats, a gourmet food company, has developed its marketing strategy according to three market segments. It has different pricing and packaging strategies for consumers who buy regularly, for those who consume mainly on certain festive occasions, and for those who buy its products rarely and are willing to spend large amounts. Which basis for market segmentation is Good Eats primarily using in this scenario
If Good Eats, a gourmet food company, has developed its marketing strategy according to three market segments. behavioristic characteristics. The basis for market segmentation is Good Eats primarily using in this scenario is: behavioristic characteristics.
What is market segmentation?Market segmentation can be defined as a marketing strategy use by companies so as to focus on different target market after identify what each market segment consumer want and desire about a product is.
Most companies tend to make use of Market segmentation so as to meet the need of their customers, to reach their customers and to boost sales.
Therefore the basis for market segmentation is Good Eats primarily using in this scenario is: behavioristic characteristics.
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A stock market comprises 2400 shares of stock a and 2400 shares of stock b. the share prices for stocks a and b are $15 and $5, respectively. what is the capitalization of the market portfolio?
$48000 is the capitalization of the market portfolio.
Option B. $48000.
Capitalization of market portfolio=(Number of shares of each type of stock*Price per share)
=(2400*!5)+(2400*5)
=$48000.
A market portfolio is a theoretical bundle of investments containing all types of assets available in the investment universe, with each asset weighted proportionally to its overall market presence. The expected return of the market portfolio is the same as the expected return of the market as a whole.
The market portfolio is an efficient portfolio. Its allocation provides a single optimal mix of risk assets. 2. The expected return of each asset follows a simple linear relationship with the expected return of the market portfolio.
At CAPM, the market portfolio has the highest possible Sharpe ratio, making it the best investment.
Disclaimer: The question was incomplete. Please find the full content below.
Question: A stock market comprises 2400 shares of stock A and 2400 shares of stock B. The share prices for stocks A and B are $15 and $5, respectively. What is the capitalization of the market portfolio?
A) $43,200
B) $48,000
C) $55,200
D) $52,800
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Dividends paid to common stockholders Blank______ be deducted from the payer's taxable income for tax purposes.
Dividends paid to common stockholders cannot be deducted from the payer's taxable income for tax purposes.
Dividends are property distributions that a business may give you if you own its common stock and hold shares of it. Corporations typically pay cash dividends to shareholders. They may, however, also get payment in the form of stock in another company or any other kind of asset. If you own a partnership, an estate, a trust, a S company, or another entity that is subject to corporate tax, you might also be eligible for distributions. A shareholder may be seen to have earned a dividend if a business pays a shareholder's debt, renders services to the shareholder, or grants access to the company's assets without adequately repaying the corporation. As a result, dividends can only be paid on outstanding common stock shares.
Dividends paid to common stockholders ______ be deducted from the payer's taxable income for tax purposes.
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The small business administration (sba) is the u.s. government agency that advises and assists small businesses by?
Small business administration (SBA )is a U.S. government agency that advises and assists small businesses by providing management training, financial advice, and loans.
An organization of the federal government called the Small Business Administration (SBA) exists to assist, service, and safeguard the interests of small companies. To assist entrepreneurs in managing the complexities of expanding a firm, the SBA provides instructional materials.
The SBA now offers managerial help, financial and federal contract procurement aid, and particular outreach to women, minorities, and veterans of the armed services. Additionally, SBA offers loans to those who have been affected by natural catastrophes and specialist counsel and support in foreign trade.
The SBA has a historical record of promoting and strengthening access to financing, government contracting opportunities, entrepreneurship development, and catastrophe aid for the USA's small businesses.
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Family a’s income is more than twice that of family b, yet family b has more equity. how do you account for the difference?
Family a’s income is more than twice that of family b, yet family b has more equity as the not have as much to pay for things such as an extra.
The idea of equity is synonymous with equity and justice. it's miles beneficial to consider fairness as not genuinely a preferred scenario or a lofty value.
Equity is the ownership of any asset after any liabilities associated with the asset are cleared. as an instance, stocks are referred to as equities due to the fact they represent possession in corporations. They permit traders gain from increase but also have threat when enterprise situations weaken. next time, we'll explore the differences among shares and bonds.
The principle gain of equity financing is that there is no duty to repay the cash received through it. fairness financing locations no additional financial burden at the agency, however, the downside can be quite large.
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______ risk is reduced as more securities are added to the portfolio.
a. idiosyncratic
b. unsystematic
c. market
d. unique systematic
Unsystematic risk is reduced as more securities are added to the portfolio.
The answer is option B.
Different examples of unsystematic risks may additionally include moves, effects of prison court cases, or herbal failures. This threat is also referred to as a diversifiable risk when you consider that it could be eliminated by means of sufficiently diversifying a portfolio.
While the systematic threat may be the notion because the opportunity of a loss this is related to the entire market or a section thereof, unsystematic risk refers back to the probability of a loss inside a specific industry or security.
Because of market efficiency, you will no longer be compensated for extra risks arising from failure to diversify your portfolio.” reducing a portfolio's systematic risk is performed with the aid of lowering inventory publicity or with the aid of which include other asset categories, such as commodities, high-quality bonds, CDs, or fixed-price annuities.
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You have hired 10 new temporary workers who will be with the company for 3 months. how can you make sure that these users can only log on during regular business hours?
You can make sure that the users can only log on during regular business hours by configuring account expiration in the user account.
The principle of least privilege (POLP) is an idea in computer security that limits users' access rights to only what is strictly required to do their jobs. Customers are granted permission to examine, write or execute only the documents or resources important to do their jobs.
The principle of least privilege is crucial because POLP protects structures by restricting the potential damage that may be caused by an unauthorized person getting access to a device. Improves consumer productiveness. only giving users required to get entry to finish their important tasks manner higher productiveness and less troubleshooting.
Whether at home or at a business, everybody has valuable equipment and belongings that need to be stored properly. Having access to manipulation in the region can ensure precisely that because it limits who has got admission to those assets, and restricts get entry to sure areas of a commercial enterprise or residence wherein valuables are stored.
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When the salesperson asks permission to respond later, they are using the __________ method.
When the salesperson asks permission to respond later, they are using the Objection response method.
In a formal protest made during a trial, testimony, or another proceeding, the opposing party's attorney presents to the judge either the testimony of a particular witness or other evidence that violates the rules of evidence or other procedural law.
Indicates that you want to dismiss. During a trial, these are usually raised after the opposing party has asked questions of the witnesses, before the witnesses have answered them, or when the opposing party is about to present evidence. is determined. If the judge upholds the objection, it means that the judge agrees with the objection and dismisses the question, testimony or evidence.
If the judge dismisses the objection, it means that the judge disagrees with the objection and allows the question, testimony, or evidence. The judge may also allow the attorney to restate the question to correct the issue.
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In the context of recovering the term structure using indirect methods the term "parsimonious" means?
"Parsimonious" means it does not involve many parameters and therefore induces robustness and stability. The yield curve, also known as the term structure of interest rates, represents the interest rates of bonds of comparable quality but different maturities. A normal or upward-sloping yield curve results from the fact that yields climb with maturity.
The interest rate term structure shows parsimonious market participants' expectations for future interest rate adjustments as well as their evaluation of the state of monetary policy. The term structure of interest rates reflects both market participants' assessments of the state of monetary policy and their expectations for future changes in interest rates.
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PERT, but not CPM, has the ability to consider the precedence relationships in a project. True False
False is the answer.
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When the sale of a firm's total output of a product in a purely competitive product market has no effect on the market price, this makes the firm a
When the sale of a firm's total output of a product in a purely competitive product market has no effect on the market price, this makes the firm a price taker.
An individual or business that must accept market prices because it lacks the market share to do so on its own is known as a price-taker.
The majority of manufacturers are also price takers because of market rivalry.
Price-setting only occurs in monopolistic or monopsonistic environments.
Prices for financial products like stocks are established by market makers. Market participants, however, are also competing with one another for trade.
Hence, When the sale of a firm's total output of a product in a purely competitive product market has no effect on the market price, this makes the firm a price taker.
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Using the same scenario as in number 2, your interviewer tells you that the game costs $1 to play and it has an expected value of 47 cents for every dollar spent. Use the following payouts to determine the expected value of the game. Do you agree with your co-worker?s assertion? roll sum of 19 sum of 17 sum of 15 sum of 13 doubles other winnings $5 $3 $2 $1 $. 5 $0.
Roll sum of 19 sum of 17 sum of 15 sum of 13 doubles other winnings $5 $3 $2 $1 $.5 $0.
What is Roll sum?The 12-month rolling sum is the total of the previous 12 months. As the 12-month period "rolls" forward each month, the amount from the most recent month is added and the amount from the previous year is deducted. As a result, a 12-month total has been carried forward to the new month.
Cumulative sums, often known as running totals, are used to show the total sum of data as it grows over time (or any other series or progression). This allows you to see the entire contribution of a specific measure across time.
The total number of possible outcomes is 36, which is equal to the total number of the first die (6) multiplied by the total number of the second die (6).
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A company rents a building with a total of 55,000 square feet, which are evenly divided between two floors. the total monthly rent for the building is $49,500. the company allocates $33,000 of total rent expense to the first floor and $16,500 of total rent expense to the second floor. how much of the monthly rental expense should be allocated to a department that occupies 10,000 square feet on the second floor?
the monthly rental expense should be $8,000
What is expense?An expense is defined as any item that necessitates the payment of money, or any type of fortune in general, to another person or organization in exchange for an item, service, or other category of charges. Rent is an expense for a tenant. Tuition is an expense for both students and parents.
The cost of manufacturing and operations is referred to as cost. Rent, utilities, and other set monthly expenses are examples of expenses. A cost is an estimated amount that people pay or spend when they go shopping. It can be precise, such as asking the showroom owner how much an Audi costs in America.
Given:
total monthly rent for the building is $49,500.
the company allocates $33,000 of total rent expense to the first floor.
$16,500 of total rent expense to the second floor.
To find: the monthly rental expense should be allocated to a department that occupies 10,000 square feet
solution:
The computation of the monthly rental expense allocated is shown below:
Rent allocated to 1st floor:
= $30,000 × 2 ÷ 3
= $20,000
There is 50,000 square feet i.e. equally divided between first floor and second floor. so 25,000 square feet for each floor.
Now
Rent allocated to 10,000 square feet:
= ($20,000 ÷ 25,000) × 10,000
= $8,000
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At a price for which the quantity supplied is less than the quantity demanded, a __________ is experienced, which pushes the price __________ toward its equilibrium value.
At a price for which the quantity supplied is less than the quantity demanded, a shortage is experienced, which pushes the price upward toward its equilibrium value.
A shortage exists if the quantity of a good or service demanded exceeds the quantity supplied at the current price. Thus, this causes upward pressure on price.
An increase in demand, all other things unchanged, will cause the equilibrium price to rise and quantity supplied will increase. It is seen that a price below equilibrium creates a shortage.
Hence, when the quantity supplied is less than the quantity demanded, there is a shortage in economy, which pushes the price upward.
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Paraguay’s economy is afflicted by poverty and an absence of opportunities and advantages. However, a positive aspect of this situation is?
Paraguay's economy is afflicted by poverty and an absence of opportunities and advantages. However, a positive aspect of this situation is none.
The economy of Paraguay is a market financial system that is distinctly depending on agriculture products. In latest years, Paraguay's economic system has grown because of improved agricultural exports, especially soybeans. Paraguay has the monetary benefits of a young population and great hydroelectric energy.
Paraguay has been one of the poorest and most unequal nations at the continent for a long term. the total poverty rate — defined by using the world financial institution as those with an income of much less than $3.10 a day — in Paraguay rose in 2016 from 26.6 percent to 28.8 percent.
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John and Amy purchased a builder's home warranty when they bought their home. They have found structural damage that could be a detriment to their home. On average, how many years does a home warranty cover structural damage?
John and Amy purchased a builder's home warranty when they bought their home. They have found structural damage that could be a detriment to their home. On average, 10 years warranty cover structural damage.
What is structural damage?Structural damage is any damage that affect a building structure r home. It could be during construction or after building might have been constructed.
This includes damage to walls, roof and foundation of the house. When structural damage occurs, the level of damage can vary some may be so serious that the building may not be used again.
The 10-year insurance covers damage of structures and buildings.
Therefore,
John and Amy purchased a builder's home warranty when they bought their home. They have found structural damage that could be a detriment to their home. On average, 10 years warranty cover structural damage.
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A strategy that increases the reliability of observational data by using explicit rules that standardize coding practices across observers is:_____.
Systematic observation is a method that improves the dependability of observational data by utilizing clear standards which standardize coding procedures between observers.
Specifying the precise behaviors, characteristics, or other factors that must be observed, as well as the manner in which they must be recorded, are typical components of systematic observation.
The goal is to guarantee that, under the same or comparable conditions, every observer will see the same findings.
What role does systematic observation play?It is feasible to gather pertinent information to describe, explain, and comprehend key components of a child's growth and learning by systematic observation of a child's play activity.
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