You should first follow the news to learn the most recent information about stocks and their performance. Then you decide which stock to invest in, and then you look up the stock using its symbol.
The price of a stock as it is quoted on an exchange is known as a stock quote. A fundamental quote for a particular stock gives details such the bid and ask prices, last traded price, and volume traded. Since April 9, 2001, all stocks in the United States are quoted in decimals rather than fractions. Bid-ask spreads have drastically decreased as a result; spreads for the most actively traded equities are currently as low as one penny, down from one sixteenth of a dollar (or $0.0625) before.
Investors access stock quotes online or via mobile devices like smartphones more frequently than they do print media like newspapers and magazines. While real-time stock quotes are typically only accessible to paid subscribers, many online portals and websites offer delayed stock quotes to users for free.
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the fact that historical returns on treasury bonds are less volatile than common stock returns indicates that:
The fact that historic returns on Treasury bills are much less volatile than common inventory returns shows that: common shares must offer a higher return than Treasury bills
What does a Treasury consignment do?When an investor buys a Treasury Bill, they are lending money to the government. The US Government uses the cash to fund its debt and pay ongoing expenses such as salaries and army equipment. T-Bills are offered in denominations ranging from $1,000 (standard) up to a most of $5 million.
What are treasury payments with examples?Treasury payments or T-bills, which are money market instruments, are brief term debt devices issued by means of the Government of India and are at present issued in three tenors, namely, ninety one day, 182 day and 364 day. Treasury payments are zero coupon securities and pay no interest.
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https://brainly.com/question/27990913#SPJ4the ceo of jnl corporation has been recently awarded 10,000 stock options. what are some factors that may influence the value of these options? multiple select question. the dividends paid by jnl in the past number of months to expiration the exercise price of the stock options the volatility of jnl stock
The CEO of JNL corporation has been recently awarded 10,000 stock options. some factors that may influence the value of these options are
the exercise price of the stock options; the volatility of JNL stock; number of months to expirationWhat are stock options.?Generally, A stock option is a contract between two parties that gives the buyer the right to purchase or sell underlying stocks at a defined price and within a certain time period.
This right is granted in exchange for payment at a price that has been decided in advance.
An individual who sells stock options and receives compensation in the form of a premium from the contract that is subsequently bought by another individual is known as an option writer.
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How much more per week does a college grad earn compared to someone with some college?.
Many individuals think that attending college is the only real path to success, but this is generally untrue… Going to college does, however, significantly increase your chances of landing better-paying professions.
A neutral tone that doesn’t support any side or harbour any emotions or beliefs is referred to as being objective. Right, neutral just implies neither or. In other words, you aren’t actively playing one side right now, merely gaining some momentum on both sides of the issue. Let’s move backwards: As opposed to statements or proof based on truth, the fourth answer choice is primarily about opinion. Simply put, there are more jobs. An opinion has already been expressed in this.Someone may find number three more appealing than their topic. If that still doesn’t make sense, let me try again. The author opted to focus on the reader rather than both sides of the argument, and he also used the word “probably,” which is a conjecture. Recall that we’re not here to speculate.
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the owner of barnes company established a petty cash fund amounting to $400. what is the effect on the financial statements of the entry to record this transaction? balance sheet income statement statement of cash flows assets
The establishment of petty cash fund would involve a disbenefit to petty cash and credit to cash account. Petty cash is reported under the cash account in the balance distance, thus, would have zero effect on the overall balances.
What's the purpose of petty cash?
Thus, the purpose of a petty cash fund is to give departments with ready cash for the payment of colorful small expenditures, similar as postage, trace sacrifices, parking freights, and the suchlike.
Where is petty cash recorded?Petty cash appears within the current means section of the balance distance. This is because line particulars in the balance distance are sorted in their order of liquidity. Since petty cash is largely liquid, it appears near the top of the balance distance.
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amortization is the concept that applies to the: multiple choice expensing of long-term assets that lack physical substance over their useful lives. depreciation of prepaids and supplies as they are used. recording of amounts collected in advance that have not yet been earned. recording of deferred revenue in the period cash is collected in advance of being earned.
Amortization is the concept that applies to the expensing of long-term assets that lack physical substance over their useful lives.
Amortization is the process of allocating the cost of assets over its lifespan. This process is commonly used in accounting and finance, in order to spread the amounts of an asset over its useful life.
Amortization is often used for intangible assets, such as patents or copyrights. It can also be used for certain types of loans, such as mortgages. Amortization is the process of allocating the cost of an intangible asset over its useful life.
Hence, the correct option is "First".
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in situational management, a(n) style requires providing very little direction or support to employees, and it is appropriate when interacting with outstanding employees
When dealing with exceptional employees, situational management calls for a(n) empowering style that requires very little guidance or assistance.
Whether it's a company, a nonprofit, or a government agency, management management (or managing) is the administration of the empowering style organization. It is the science and art of managing the business's resources.
Setting an organization's strategy and coordinating the efforts of its staff (or volunteers) to achieve its goals through the use of resources such as financial, natural, technological, and human resources are all included in empowering style management. In management, the terms "run the business" and "change the business" are used to distinguish between the continuation of the management delivery of goods or services and their adaptation to meet the changing needs of customers - see trend. Managers are another group of individuals who fall under the umbrella of "management."
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the abc company has been very successful in the past four years. over these years, it paid common stock dividend of $4 in the first year, $4.20 in the second year, $4.41 in the third year, and its most recent dividend was $4.63. the company wishes to continue this dividend growth indefinitely. what is the value of the company's stock if the required rate of return is 12 percent? group of answer choices
The value of the Company's stock is $67.88.
To be able to use the Gordon growth model, we must first determine the growth rate:
(4.20 - 4) / 4 = 5%
(4.41 - 4.20) / 4.20 = 5%
(4.63 - 4.41) / 4.41 = 4.9%
we can assume that the company will expect the growth rate to be 4.9%
Now, we will use the Gordon growth model formula,
stock price = (dividend × 1+ growth rate) / (required rate of return - growth rate)
= ($4.63 x 1.0492) / (12% - 4.9%) = $4.82 / 7.1% = $67.88
Hence, the value of company's stock is $67.88
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when a new product or service is launched, what type of pricing strategy attempts to attract customers quickly by offering a very low price at first?
A penetration strategy is one that attempts to attract customers quickly by initially offering a very low price. Thus, the correct answer is the Penetration strategy.
What is a Penetration strategy?A penetration strategy is a bold marketing approach that tries to build a significant market share for a new product. Marketers will provide a cheap price and conduct sales campaigns to increase the product's desirability. This strategy's goal is to convince clients to acquire the new product, therefore generating a market for it.
If customers are price sensitive, the penetration technique will work. The new cheap pricing will entice customers to buy. If the corporation later raises the price to generate a profit, demand may fall. The product must be of excellent quality for this technique to function. In the medium term, competitors may cut the pricing of their products, resulting in price wars.
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if barbara falcon invests $16,751.84 now and she will receive $30,000 at the end of 10 years, what annual rate of interest will she be earning on her investment?
9% of annual rate of interest will she be earning on her investment .The price of borrowing money is reflected in the interest rate on a credit card.
What is annual rate interest ?The price of borrowing money is reflected in the interest rate on a credit card. We utilize the annual percentage rate for this (APR). On the majority of credit cards, you can avoid paying interest on purchases if you pay your balance in full each month by the due date.
The term annual percentage rate of charge refers to the interest rate for an entire year rather than just a monthly fee or rate as applied on a loan, mortgage loan, credit card, etc. It can also be referred to as a nominal APR or an effective APR. It is an annual rate of a finance charge.
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hershey corporation has assiduously expanded and extended its business by developing new products and increasing global reach, but it has done so in a very careful manner, avoiding undue risks and protecting its existing business operations. which typology by miles and snow does this illustrate?
Hershey corporation has assiduously expanded its business by developing new products and increasing global reach, but it has done so in a very careful manner. This illustrates Analyzer typology of miles and snow.
One of the most well-liked categorizations of business-level strategies is the Miles-Snow typology. 36 Miles and Snow examined the business strategies of hundreds of organizations across a range of industries from the early 1970s to the mid-1980s.
Analysts operate in dynamic and stable product-market environments. Analyzers function frequently and effectively in a stable domain by making use of a formal structure and processes. Although they are not frequently "first movers" in more dynamic fields, rivals are keenly scrutinized for novel ideas.
The ideas that seem to have promise are then swiftly adopted by analysts. Analyzers often have a modest fundamental product line, few associated product and/or market potential, and cost-effective technology for new and stable goods.
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compute sales based on the following information. sales $ ? variable costs 30,000 fixed costs 5,000 target income $ 65,000
Based on the given information, the amount of sales equal to $30,000.
What is the meaning of sales?In accounting, the term "sales" refers to the volume of goods and services sold by a business during a reporting period or the company's revenue earned from the sales of products or services.
The amount of sales will be computed by:
= Target income - (variable costs + fixed costs)
= $65,000 - ($30,000 + $5,000)
= $65,000 - $35,000
= $30,000
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a parent of a 10-year-old child with special needs should consider all of the following financial planning techniques, except: a parent of a 10-year-old child with special needs should consider all of the following financial planning techniques, except: creating a letter of intent describing all of the things a new caregiver should know. creating a special needs trust for the benefit of the child. creating a will for the child. purchasing life insurance on the parent's life.
A parent of a 10-year-old child with special needs should consider all of the following financial planning techniques, except creating a letter of intent describing all of the things a new caregiver should know.
Composing a letter of intent outlining all the information a new caregiver needs to be aware of. Considering that this has nothing to do with financial planning.
Financial planning includes assessing a client's overall financial situation and providing guidance on how to meet both short- and long-term financial objectives. The significance of financial planning aids investors in achieving their financial objectives, such as long-term financial security, home ownership, children's higher education, marriage, and estate preparation.
Financial planning encompasses more than just investing; it also considers the positive effects that money may have on your self-assurance.
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which product characteristics would prompt the most intensive inspection? multiple choice question. low-cost, high-volume low-volume, high-cost moderate-cost, medium-volume
Low-volume and high-cost are the product characteristics that would prompt the most intensive inspection.
In order to further describe each product, product characteristics can be added to the product definition. Size, form, weight, color, quality, hardness, and other attributes are a few examples of product qualities. Depending on your product and how its functional design criteria have been developed, the list of product attributes may vary.
Regarding reliability, quality, and safety, some product features are more important than others. It may be crucial to recognize those who are most significant.
Product qualities are all the minor details of a product that have an impact on the consumer's choice to purchase. Therefore, a buyer may be prompted to make a purchase as a result of a product attribute that directly adds value to them.
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the following costs result from the production and sale of 4,800 drum sets manufactured by tight drums company for the year ended december 31. the drum sets sell for $330 each. variable costs plastic for casing $ 158,400 wages of assembly workers 470,400 drum stands 201,600 sales commissions 148,800 fixed costs taxes on factory 7,000 factory maintenance 14,000 factory machinery depreciation 74,000 lease of equipment for sales staff 14,000 accounting staff salaries 64,000 administrative salaries 144,000 required: 1. prepare a contribution margin income statement for the year. 2. compute contribution margin per unit and contribution margin ratio. 3. for each dollar of sales, how much is left to cover fixed costs and contribute to income?
1) 215850 is the contribution margin income statement for the year.
2)126 per unit is the computed contribution margin per unit and the contribution margin ratio is 38.18%
3) For each dollar of sales, 126 per unit is left to cover fixed costs and 38.18% contributes to income
1. Prepare a contribution margin income statement for the company.
Sales (4800*330) 1584000
Less: Variable expenses
Plastic for casing (158400)
Wages of assembly workers (470400)
Drum stands (201600)
Sales commissions (148800)
Total variable expense (979200)
Contribution margin 604800
Less: Fixed expense
Taxes on factory (7000)
Factory maintenance (14000)
Factory machinery depreciation (74000)
Lease of equipment for sales staff (14000)
Accounting staff salaries (64000)
Administrative management salaries (144000)
Total fixed expense (317000)
Income before tax 287800
Less: Income tax (71950)
Net income 215850
2) Contribution margin per unit = 604800/4800 = 126 per unit
Contribution margin ratio = 126 × 100/330 = 38.18%
A sale is a transaction among two or more events in which goods or services are exchanged for money or different assets. inside the monetary markets, a sale is an agreement between a customer and vendor regarding the price of a security and its shipping for agreed-upon reimbursement.
Sales play a key position in the construction of loyalty and acceptance as true among customers and groups. trust and loyalty are the main motives why a consumer could choose to suggest your enterprise to a friend or member of the family or write an awesome review of your product or service online.
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when devising the evaluation stage of ad planning, it is determined how much time the agency has, how it will be graded, and what criteria will be applied when judging its
The statement is True, when devising the evaluation stage of ad planning, it is determined how much time the agency has, how it will be graded, and what criteria will be applied when judging.
By employing standards-based criteria, evaluation is the methodical examination of a subject's validity, importance, and relevance. It can assist in evaluating any objective, realistic concept or proposal, or any alternative to aid in decision-making for an organization, program, design, project, or any other intervention or initiative; or to assess the degree to which the goal and objectives have been met or valued, as well as the results of any such action that has been taken.
In addition to providing insight into past or current initiatives, the evaluation's primary goal is to promote reflection and help identify potential areas for future change.
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what are the names of manufacturers of heels with a list price of $50 or more? only show manufacturer names.
The names of many manufacturers of heels with a list price of $50 or more. Here are some of the names of the manufacturers include:
Jimmy ChooPradaChristian LouboutinAlexander McQueenGucciValentino.Louis VuittonMiu MiuThese are some of the most expensive heels brands of all time. Even though effortlessly these are the honored in heels, predictably many of the brands are from the supreme luxury manufacturers in the world, this list can be random given that each year, there is a fashion house that will release a pricey pair of heels that tries to outdo the other fashion houses in expensive heels.
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westin wants to borrow $1,000 from missy to help pay his deposit at his new apartment. missy says she will agree to the loan him the money only if westin promises to repay her within six months and if betty promises to pay if westin fails to do so. if betty agrees to the arrangement, betty's promise is called a:
Westin wants to borrow $1,000 from missy to help pay his deposit at his new apartment. If betty agrees to the arrangement, betty's promise is called a: collateral promise.
A deposit is money you put into your bank account. You must deposit cash in a bank to create savings and earn hobby on it. A call for deposit is made for funds you could withdraw every time. A time deposit is a long-time period funding. A deposit could also be the collateral amount you pay while you take on a loan.
Within this class, there are three main kinds of demand deposits: (1) checking bills, (2) savings accounts, and (three) cash marketplace accounts (we are able to pass into these in more detail later)
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a company purchased land for $100,000 cash. accrued real estate taxes on the land of $2,000 and real estate taxes on the land for the current year of $3,000 were also paid in cash. real estate broker commissions were $8,000, and $10,000 was spent on demolishing the building that was on the property before construction of a new building could begin. the company was able to sell some of the salvaged materials from the demolished building for $2,000 cash. what is the total amount that should be included in the land account?
The total amount that should be included in the land account $118,000. Hence, the correct choice of answer for this question is option (c).
Give a brief account on historical cost.An asset's value on the balance sheet is recorded at its original cost when it was purchased by the company when using a historical cost as a measure of value in accounting. According to generally accepted accounting principles, fixed assets in the United States are valued using the historical cost method (GAAP).
Under U.S. GAAP, the historical cost principle is a fundamental accounting concept. The majority of assets must be reported on the balance sheet at their historical cost under the historical cost principle, even if their value has dramatically increased over time. Not every asset is kept at its original cost.
To solve the question :
Purchase price of land is $100,000
Additionally, any brokerage fees or commissions are added to these costs because they are capital expenses since they are one-time acquisition costs.
Thus, brokerage will be added $8,000
Demolishing cost, a one-time capital charge, will be added to the cost.
Thus,
Net cost of land = Purchase price + brokerage fees + Demolishing cost
= $100,000 + $8,000 + $10,000 = $118,000
Salvage that is sold generates revenue for the business, which will be included in the income statement and has nothing to do with the cost of the land.
Thus, net historical cost = $118,000
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The complete question is given below :
A company purchased land for $100,000 cash. Accrued real estate taxes on the land, $2,000, and real estate taxes on the land for the current year, $3,000, were also paid in cash. Real estate brokers' commission was $8,000 and $10,000 was spent on demolishing the building that was on the property before construction of a new building could begin. The company was able to sell some of the salvaged materials from the demolished building for $2,000 cash. Under the historical cost principle, the cost of the land would be recorded at
(A) $123,000
(B) $100,000
(C) $118,000
(D) $121,000
according to supply-side fiscal policy, reducing tax rates on wages and profits will: create demand-pull inflation. True or False
According to supply-side fiscal policy, reducing tax rates on wages and profits will: create demand-pull inflation. True
Fiscal policy is the use of authorities' spending and taxation to influence the economic system. Governments generally use financial coverage to sell robust and sustainable increases and reduce poverty.
The 2 foremost examples of expansionary fiscal policy are tax cuts and expanded government spending. each of those rules is meant to increase the aggregate call even as contributing to deficits or drawing down price range surpluses.
Fiscal policy is basically based totally on ideas from British economist John Maynard Keynes. Keynes argued that governments may want to stabilize the business cycle and adjust financial output in place of permitting markets properly themselves alone.
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a default premium is the interest rate premium group of answer choices under normal market circumstances. for government debt. when there are no market fluctuations. covering the default risk.
A default premium is the interest rate premium Option(c) covering the default risk.
What is Premium?Health insurance premiums you pay each month. A deductible, copayment, and coinsurance typically accompany your health insurance premium. Premium tax credits may help you lower your costs with a Marketplace health plan.
Choosing a plan might not be as easy as choosing the one with the lowest monthly premium. An insurance plan with a higher premium but a lower deductible can save you a lot of money if you need a lot of health care.
Questiona default premium is the interest rate premium group of answer choices under normal market circumstances. for government debt. when there are no market fluctuations. A default premium is the interest rate premium
Option(a) under normal market circumstances.
Option(b) when there are no market fluctuations.
Option(c) covering the default risk.
Option(d) for government debt.
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nash company estimates it bad debt expense to be 7% of gross accounts receivable. determine its bad debt expense
nash company estimates it bad debt expense to be 7% of gross accounts receivable. It's bad debt expense is $362200.
Debt is an responsibility that calls for one birthday party, the debtor, to pay cash or different agreed-upon cost to every other celebration, the creditor. Debt is a deferred charge, or collection of payments, which differentiates it from an immediate purchase. The debt can be owed by way of sovereign kingdom or us of a, nearby government, employer, or an man or woman. industrial debt is typically challenge to contractual phrases concerning the amount and timing of payments of foremost and interest.[1] Loans, bonds, notes, and mortgages are all varieties of debt. In economic accounting, debt is a sort of financial transaction, as distinct from equity.
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the sales tax is $41.55 on a stereo system purchase of $884. find the sales tax rate rounded to one decimal place or tenth of a percent.
The sales tax rate is 7.5%.
The expected return on the stock can be calculated using the Capital Asset Pricing Model (CAPM)
Expected return (Ri) = Rf + Beta*(Rm - Rf)
Rm = Market return = 9%
Rf = Risk-free rate = 3%
For Big Jack Co.:
Beta = 1.5
Expected return (Ri) = 3% + 1.5*(9% - 3%)
= 3% + 1.5*6%
= 3% + 9%
= 12%
For Little John Co.:
Beta = 0.75
Expected return (Ri) = 3% + 0.75*(9% - 3%)
= 3% + 0.75*6%
= 3% + 4.5%
= 7.5%
Thus, Big Jack Co. has a higher expected return.
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'the sales tax is $41.55 on a stereo system purchase of $884. the sales tax rate rounded to one decimal place or tenth of a percent.is 7.5%.
A sales tax is a tax paid to a governing body on the sale of certain goods and services. Laws generally allow sellers to collect taxes from consumers at the time of purchase. When a tax on goods or services is paid by consumers directly to the governing body, it is usually called a use tax.
Sales tax is a percentage calculated amount added to the cost of a product or service when a consumer purchases it from a retail store. 45 states have state sales tax rates ranging from 1.76% (Alaska) to 9.45% (Tennessee).
Sales tax is an additional amount paid based on a percentage of the selling price of goods and services purchased. For example, if you buy a new TV for $400 and live in an area with a 7% sales tax, you will pay $28 in sales tax.
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Jennifer wants to improve her relationships with her customers. Which of the following measurements should she work on improving?
A.
gross margin
B.
sales per customer
C.
calls per period
D.
area coverage
E.
feedback rating
In order to improve her relationships with her customers Jennifer will work on improving feedback rating. Hence, the correct response to this question would be option (E).
Give a brief account on customer review.A customer review is an assessment of a good or service provided by someone who has used it or had contact with it previously. Client reviews on e-commerce and online retail websites are a type of customer feedback. There are also specialized review websites, some of which employ client testimonials in addition to or instead of expert testimonials. Other users may score the reviews on their own for usefulness or accuracy.
Customer comment boxes and customer service helplines were two ways that consumers could rate goods and services before the internet was invented. Despite the recent huge growth of internet review sites, these techniques are still in use today.
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a company pays $32,000 per period to rent a small building that has 11,700 square feet of space. this cost is allocated to the company's three departments on the basis of the amount of the space occupied by each. department one occupies 2,340 square feet of floor space, department two occupies 3,510 square feet of floor space, and department three occupies 5,850 square feet of floor space. if the rent is allocated based on the total square footage of the space, department one should be charged rent expense for the period of:
If the rent is allocated based on the total square footage of the space, department one should be charged rent expense for the period of $6388.
We must ascertain the small building's cost per square foot in order to determine the department's assigned costs.
Rent per square foot costs are calculated as follows: Total rent expense / Total Square Feet of Space = $32,000 / 11700.
The cost of rent per square foot equals $2.73. The department's square footage must now be known in order to calculate the rent expense for Department 1.
Rent costs of Department 1 = Square feet of Department 1 x Per Square feet cost.
Rent Expense of Department 1 = 2340 Sq.ft x $ 2.73.
Rent expense of Department 1 = $6388.
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a car salesperson sells a car for $21,000. she receives a 5% commission on the sale of the car. how much did she earn on the sale?
The salesperson will earn $1102.5 on the sale of the car for $21,000 after receiving the commission of 5%.
What is the commission on the sale?A sales commission is the amount of compensation paid to an individual based on sales. This is usually a percentage of sales paid on top of your base salary.Sales commission is the percentage of sales that a sale person or salesperson can earn. Variable costs include the cost of goods sold, credit card fees, shipping charges, and sales commissions that may be paid to sales staff.Sales commissions paid are considered sales expenses and are therefore included in operating expenses in the income statement. This means that the commission is based on the Cost of Goods Sold.Fees should be recorded when paid so that there is a credit to the cash account and a debit to the fee expense account. If an employee receives a commission, the company withholds income tax on the amount of commission paid to the employee.thus, the salesperson sold the car for $21000 which means she received a 5.25% commission.
So,
(21,000 × 5.25)/100
= 1102.5
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apple uses corning's glass products for all its devices, such as the gorilla glass 6 used in the iphone 11 series. to ensure that it continue to have a strong relationship with this glass industry leader, apple has invested nearly $500 million toward corning's advanced glass research division. by building up this relationship, apple seeks to maintain some control over which of porter's 5 forces?
Apple hopes to retain some influence over its consumers from Porter's five forces by fostering this connection.
Managers and analysts may better understand the competitive environment a company operates in and how it is positioned within it by using Porter's Five Forces Model.
Porter's five forces can be used to identify who is better off in a particular business scenario. The strength of an organization's current competitive position as well as the strength of a position it may aim to hold in the future may be ascertained using this information.
These factors affect a company's profitability by affecting the quantity and strength of its rivals in the market, possible new market entrants, suppliers, consumers, and replacement goods.
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which of the following skills best helps you gain a deeper understanding of yourself so that you can work collaboratively with others? a.) the self and social awareness skill b.) the innovation skill c.) the productivity skill d.) the results driven skill
The self and social awareness skill are the skills that best helps you gain a deeper understanding of yourself so that you can work collaboratively with others.
What are social awareness skills?Social awareness encompasses skills like a keen interest in the viewpoints of others. recognizing and valuing others' innate abilities. displaying compassion and empathy. For children to form healthy connections and make wise judgments, they must learn social awareness, often known as socialization.
Social awareness is crucial for our personal emotional well-being in addition to helping us build better relationships and communication abilities. The capacity to perceive community resources and supports, as well as to comprehend social and ethical norms for behavior.
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niles and daphne are near retirement. they have a joint life expectancy of 25 years in retirement. daphne anticipates their annual income in retirement will need to increase each year at the rate of inflation, which they assume is 4%. based on the assumption that their first year retirement need, beginning on the first day of retirement, for annual income will be $85,000, of which they have $37,500 available from other sources, and an annual aftertax rate of return of 6.5%,calculate the total amount that needs to be in place when niles and daphne begin their retirement.
The total amount that needs to be place when Niles and Daphne begin their retirement = $906,131.31
Expected return :The expected return is the quantity of profit or loss an investor can anticipate taking on an investment. An expected return is computed by multiplying possible outcomes by the odds of them happening and also totaling these outcomes. Expected returns can not be guaranteed
Evaluating the total amount :Number of periods (Nper) = 25 years
PMT = $85,000 - $37,500
= $47,500
Rate = 4%
Expected Return = [(1 + after tax rate)/(1 + inflation rate)]-1 x 100
Expected Return = [(1+6.5%)/(1+4%)]-1 x100
Expected Return = (1.065 / 1.04 )- 1 x 100
= 2.4038%
FV= 0
Type = 1
Present Value = Calculated in Excel
=PV(rate,nper,PMT,Fv,Type)
=PV(2.4038%,25,-$42,500,0,1)
PV = $906,131.31
Hence, the total amount required at the beginning of their retirement = $906,131.31 .
Present value :
Present value is the conception that states an quantity of money present is worth further than that same quantity in the future. In other words, money entered in the future isn't worth as much as an equal quantity entered present. admitting$ 1,000 now is worth further than$ 1,000 five times from now. Present value measures the consequence of time on money. Present value is what a sum total of money or a series of cash overflows paid in the future is worth present at a rate of interest known the “ reduction ” rate. Present value is used to plan for fiscal purposes and to produce investment opinions
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audit work performed between the beginning of the year and the date of the financial statements is referred to as
audit work performed between the beginning of the year and the date of the financial statements is referred to as interim testing.
An audit is an "unbiased exam of financial statistics of any entity, whether or not income orientated or not, regardless of its size or prison shape when such an exam is performed which will specify an opinion thereon.” Auditing also tries to make sure that the books of money owed are nicely maintained by means of priority as required through regulation. Auditors don't forget the propositions earlier than them, attain proof, and evaluate the propositions of their auditing file.
Audits provide 1/3-party assurance to numerous stakeholders that the subject matter is free from cloth misstatement. The time period is most regularly carried out for audits of the financial data regarding a felony person. different generally audited regions consist of secretarial and compliance, internal controls, high-quality control, undertaking management, water control, and energy conservation. due to an audit, stakeholders may additionally compare and enhance the effectiveness of threat management, manipulation, and governance over the concerned matter.
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on the spreadsheet report, in the column for total fat (fat), you can see that brown rice (a whole grain) contains slightly more fat than white rice (a refined grain). what part of the rice grain accounts for this difference in fat content?
Brown rice has more calories than white rice.
What is Brown rice?Brown rice is whole grain rice that has had its inedible hull removed. This type of rice sheds the husk or husk, but leaves behind the bran and germ layers that form the brown rice or tan color of the rice. White rice is the same grain without the chaff, bran layer and germ. Red rice, golden rice, and black rice (also called purple rice) are all whole grain rice with outer layers of different pigments.In general, brown rice should be cooked longer than white rice, unless it is crushed or dusted with flour (pierce the bran without removing it). A 2003 study by Gujral and Kumar estimated the cooking time to be 35-51 minutes. Brown rice has a shelf life of about six months, but can be significantly extended by storing in an airtight container, refrigerating, or freezing. Freezing it regularly also helps keep Indian flour moth infestations under control.To learn more about Brown rice from the given link :
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