A risk management plan is the procedure' primary result. The process of identifying hazards is identifying the risks that are most likely to have an impact on a project and noting their specifics.
The process of identifying risk is identifying the risks that are most likely to have an impact on a project and noting their specifics. A risk registry, risk report, and project document updates are the process' primary outputs.
So in any business, risk management starts with 4 broader steps —
1. Identification of Risk
2. Risk Assessment
3. Risk Mitigation
4. Risk Control
You can approach or identify the risk with 2 options —
a. Brainstorming
b. SWOT
In a brainstorming session, you and the other team members sit down and discuss potential risks in order to come up with as many as you can. This choice will assist in considering the risk coming from various angles because numerous minds are involved.
SWOT — Strengths, Weakness, Opportunities & Threats
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what are the portfolio weights for a portfolio that has 126 shares of stock a that sell for $36 per share and 106 shares of stock b that sell for $26 per share? (do not round intermediate calculations and round your answers to 4 decimal places, e.g., .1616.)
Value of portfolio is $8,200 and expected return 11.56%.
1. Value of stock A = 126 × $36 = $4,536
Value of stock B = 106 × $26 = $2,756
Value of portfolio = $4,536 + $2,756
= $7,292
Weight of stock A = $4,536 ÷ $7,292
= 0.6221 × 100
= 62.21%.
Weight of stock B = $2,756 ÷ $7,292
= 0.3779 × 100
= 37.79%.
2. Value of portfolio = $3,600 + $4,600
= $8,200
Weight of stock A = $3,600 ÷ $8,200
= 0.4390 × 100
= 43.90%
Weight of stock B = $4,600 ÷ $8,200
= 0.5610 × 100
= 56.10%.
Portfolio return = 0.4390 × 10% + 0.5610 × 13%
= 4.39 + 7.2930%
= 11.6830%
3. Expected return = 0.16 × (-0.12) + 0.52 × 0.13 + 0.32 × 0.21
= -0.0192 + 0.0676 + 0.0672
= 0.1156 × 100
= 11.56%.
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in testing accounts receivable, an auditor sends out positive confirmation requests to 100 randomly selected customers. a customer returns the confirmation indicating that the balance is correct when, in fact, the balance is overstated. this is an example of:
In testing accounts receivable, an auditor sends out positive confirmation requests to 100 randomly selected customers. A customer returns the confirmation indicating that the balance is correct when, in fact, the balance is overstated. This is an example of Non-sampling error.
There are different types of accounts in accounting, each of which serves a specific purpose. The most common types of accounts are asset accounts, balance accounts, equity accounts, revenue accounts, and expense accounts.
The purpose of each type of account is to provide information that is useful in making business decisions for customers. The balances in the accounts are used in the financial statements of a business.
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Making carefully thought-out changes in anticipation of possible or expected problems or opportunities is known as ______ change.
Making carefully thought-out changes in anticipation of possible or expected opportunities or problems is known as proactive change.
What is Proactive change?
Proactive change involves actively attempting to perform changes to the workplace and its practices. Proactive change occurs when managers initiate the change and plan ahead to manage future problems. The benefits of proactive change are pretty much the flip side of living reactively; Since it results in reduced stress, lower costs, and greater efficiency.
For instance, the introduction of a new employee benefits scheme is proactive as the management believes strongly that it improves the motivation and satisfaction of employees.
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which of the following is true regarding services? group of answer choices services are typically produced, stored, and then consumed. services are generally low in experience and credence qualities. service providers develop similar marketing programs for personal services and business services. there is less risk associated with the purchase of services than with the purchase of goods. provider-client interaction is a special feature of services marketing.
Provider-client interaction is a special feature of services marketing, s true regarding services.
For the purpose of creating, communicating, delivering, and exchanging offerings that are valuable to customers, clients, partners, and society at large, marketing refers to a variety of activities, institutions, and procedures. Products, prices, locations, and promotions are the four Ps. They serve as an illustration of a "marketing mix," which refers to the assortment of tools and techniques used by marketers to meet their marketing goals. In the client-server model of computer networks, a client is a piece of hardware or software that uses a server's service that is made available. A client is a person or business that hires a professional to perform a service for them in exchange for payment.
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harry received 100 shares of stock from his aunt as a gift. harry's aunt purchased the stock 10 years ago for $20 per share. the stock was worth $50 per share on the date harry received the gift. harry sold the stock for $60 per share. what is the amount of harry's basis in the stock?
the amount of Harry's basis in the stock is $ 5000.
Number of stock Harry inherited = 100
Value of the stock per share on the day of inheritance (basis value) = $50
Therefore, Total basis value of Harry's shares = 100 x 50 = $ 5000.
Amount Harry sold the stocks for per share = $60
therefore, total earnings of harry from the stock = 100 x 60 = $ 6000
Profit earned = total earning - basis cost
= 6000 - 5000
= $ 1000
Although the word "basis" has many different meanings in finance, when taxes are calculated, it most usually refers to the difference between the prices and expenses associated with transactions. Such usage is specifically employed when capital gains or losses are calculated for income tax filings and related to the more general words "cost basis" or "tax basis.”
Basis also describes the difference between the spot price of a deliverable good and the corresponding futures contract price. Basis can also be used to discuss transactions involving securities. The purchase price of a security less commissions and other costs is known as the security's base.
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currency futures contracts sold on an exchange contain: a. a commitment to the owner, and are standardized. b. a commitment to the owner, and can be tailored to the owner's desire. c. a right but not a commitment to the owner, and can be tailored to the owner's desire. d. a right but not a commitment to the owner, and are standardized.
Option a.) Commitment to Owner. This is standardized. Because this commitment helps us achieve our goals when obstacles stand in our way, in good times and bad. Engagement has two factors, he said, importance and competence.
Motivation or commitment to work is defined as the level of enthusiasm employees have for their assigned tasks at work. It is an individual's sense of responsibility for the goals, mission, and vision of the organization to which they belong. Motivation or commitment to work is defined as the level of enthusiasm employees have for their assigned tasks at work. It is an individual's sense of responsibility for the goals, mission, and vision of the organization to which they belong.
Responsibility means making continuous improvements in your role, rather than being satisfied with the status quo and holding your position.
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an approach requiring organizations to gather information about customer needs, share the information throughout the firm, and use the information to help build long-term relationships with customers is called:
Market Orientation is a strategy that requires organizations to gather about customer needs, share the information throughout the organization, use the information to help build long-term relationships with customers.
Orientation is the process of introducing new employees to their responsibilities, coworkers, and workplace. An effective orientation training helps workers feel more at ease in their new positions, teams, and departments, while also making them aware of business standards and policies. Orientation allows new hires to ask questions and address any issues. It is also designed to help them feel more at ease in their responsibilities. Orientation is vital because it ensures that the organization has a streamlined, systematic method to communicating responsibilities and expectations to a new employee, resulting in a smoother transfer into their new role. An effective orientation helps to lessen the likelihood of employee turnover due to misunderstanding expectations.
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janeen's boss is so pleased with her sales performance during the past quarter that he gives her a bonus. in terms of the model of motivation, the bonus represents a(n) .
Extrinsic reward is the model of motivation that represent as a bonus for Janeen. The other type of extrinsic rewards is pay raises, and other benefit.
An extrinsic reward generally can be described as something that have a monetary value. Extrinsic reward usually given to an employee for achieving something. The examples of extrinsic reward are including pay raises, additional benefits, and also bonuses that received by employee.
An intrinsic reward generally can be described as an internal reward that employees achieve from completing their projects or also task in their workspace or company successfully. Intrinsic reward are mostly psychological.
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which of the following would most likely be classified as a current liability? a.two-year notes payable b.unearned rent c.bonds payable d.mortgage payable
Most likely, unearned rent would be categorised as a current liability.
Unearned rent represents the prepayment of rent that is recorded as a liability until the revenue is earned. The accounting journal entry is a debit to a cash account and credit to the unearned rent current liability account.
Is a 2 year bank loan a non current liability?
Bank loans: Bank loans are often a type of non-current liability because they are usually paid back over a period of time that is greater than one year. For example, a company may take out a five-year bank loan in order to finance the purchase of new equipment.
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which account will be credited when a promissory note is used to replace an accounts receivable balance? multiple choice notes receivable cash short or over cash
Notes receivable account will be credited when a promissory note is used to replace an accounts receivable balance.
What is accounts receivable?The term "accounts receivable," often known as "AR" or "A/R," refers to a company's legally enforceable claims for payment for items delivered or services provided that consumers have requested but haven't paid for.
The proceeds or money that the business will receive from its clients who have financed their purchases of its goods and services are known as accounts receivable (AR). The credit term is often brief, ranging from a few days to several months or even a full year in rare situations.
The amount of money that clients owe a company for goods or services already rendered is measured by accounts receivable. Investors can get a better understanding of a company's overall financial stability and liquidity by looking at its accounts receivable.
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if fixed costs are $432,600 and the unit contribution margin is $21, how many units must be sold in order to realize an income from operations of $268,800? a.49,200 b.46,200 c.7,800 d.33,400
Option d. 33,400 is the correct answer. The number of units that must be sold in order to realize an income from operations is 33,400 units
The incremental profit made for each unit sold is calculated by subtracting the product's price from any related variable costs. The total income that can be used to cover fixed costs and turn a profit is represented by an entity's total contribution margin.
Fixed costs = $432,600
Required income from operations = $268,800
Total money required to be recovered = $432600 + $268800 = $7,01,400
Contribution margin = $21
Number of units that must be sold = Total money required to be recovered/Contribution margin
= 701400/21 = 33,400
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the function of the role of an orienter in a group is to motivate team members to work harder toward goals. offer constructive challenges to the team's status quo. resolve differences among teammates. praise the work of teammates. establish the direction for the team.
The given statement would be true because an orienter acts as the anchor to the team and helps the team undergo various tasks.
Which of the following roles refers to behaviors that influence the quality of the team social climate rather than work?
Organizations use team building activities to foster healthy interpersonal relationships among the diverse team members. Team building helps team members communicate effectively so they may recognise each other's skills and inspire one another to achieve goals. Team task interdependence is defined as the extent to which team tasks are connected so that team members depend on one another to complete their tasks. Trust, open communication, and effective leadership are essential for effective teamwork, as well as a focus on shared objectives and shared accountability for success.
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jim agrees to sell his rolex watch to joe for $3,500. jim and joe each sign a written contract outlining the terms of the sale. jim has second thoughts since it was a gift from his ex-wife tammy. jim calls joe and tells him that he does not wish to sell the watch. joe agrees to discharge the contract. three months later, joe finds out that jim's watch is actually worth $75,000. joe demands to buy the watch for the $3,500 contract price. is jim liable to sell the watch to joe?
The answer would be No. The contract was discharged by mutual agreement. So now Joe cannot demand to buy the watch for $3500 contract price.
A discharge is a measure of the quantity of any fluid glide over a unit of time. The quantity may be either quantity or mass. Hence the water discharge of a tap (tap) can be measured with a measuring jug and a stopwatch. Right here the discharge is probably 1 litre in line with 15 seconds, equivalent to sixty-seven ml/second or four liters/minute. This is an average degree. For measuring the discharge of a river we need an extraordinary technique and the most not unusual is the 'place-velocity' method. The region is the move sectional location throughout a river and the common speed across that phase needs to be measured for a unit time, generally a minute. Dimension of go sectional place and common velocity, even though simple in idea, are frequently non-trivial to decide.
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a firm is producing 4 units of output at an average total cost of $40. when the firm produces 5 units of output, average total cost rises to $50. what is the marginal cost of the fifth unit of output?
The marginal cost of production for the fifth unit of output is $90.
How much does it cost more to produce the fifth unit of output marginally?The marginal cost of creating the fifth unit is equal to the sum of the costs to make five units minus the sum of the costs to produce four units, or R122 minus R120, which equals R12.
The difference in total production costs caused by creating or producing an extra unit is known as the marginal cost in economics.
Marginal cost illustration
The marginal cost is the additional expense incurred when producing a new good. As an example, let's say that it costs $100 to create 100 car tires. To make one extra tire would cost $80. The marginal cost is defined as what it costs to create one additional unit of a good or service.
For the first 4 units the total cost = $40 * 4 =$160
For the first 5 units the total cost = $50 * 5 = $250
So, the marginal cost for the fifth unit will be:
= $250 - $160
= $90
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georga's restaurants has 5,000 bonds outstanding with a face value of $1,000 each and a coupon rate of 8.25 percent. the interest is paid semiannually. what is the amount of the annual interest tax shield if the tax rate is 37 percent?
The amount of the annual interest tax shield if the tax rate is 37 percent is 152625.00.
How much is the yearly interest tax shield?
=5000*1000*8.25%*37%
=152625.00
In scenarios described in its various provisions, the Interest Tax Act of 1974 regulates the tax procedure related to the imposition and collection of Interest Tax.
All Scheduled Banks that must pay tax on the chargeable interest amounts they have on their deposits are covered by the Act.
The rate at which this interest tax must be applied is 7% (seven percent) of the total amount of chargeable interest. For interest accrued after 31 March 1983, the rate was changed to 3.5% (Three and a half percent), 3% (Three percent) subject to specific restrictions after 31 March 1992, 2% (Two percent) after 31 March 1997, and there was no interest tax accruing or arising after 31 March 2000. Government taxation is 15.5% overall in India.
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happy maids cleans commercial buildings. in march, happy maids started and completed two jobs, job 1000 and job 1001. the job cost sheet for job 1000 showed $1,200 of direct materials and 30 direct labor hours. the job cost sheet for job 1001 showed $2,000 of direct materials and 50 direct labor hours. overhead is applied at $7 per direct labor hour. the employees who worked on these two jobs were paid $15 per hour. what is the total cost for each of these two jobs for march?
The total costs for Job 1000 is $1860 and Job 1001 is $3100 for March.
For Job 1000:
Total cost of direct material = $1200
Cost of direct labor = 30×15 = $450
Total cost of direct labor = $450
Overhead cost = 30×7 = $210
Overhead cost = $210
Total cost= $1200 + $450 + $210 = $1860
The total costs for Job 1000 is $1860.
For Job 1001:
Total cost of direct material = $2000
Cost of direct labor = 50×15 = $750
Total cost of direct labor = $750
Overhead cost = 50×7 = $350
Total cost= $2000 + $750 + $350 = $3100
The total costs for Job 1001 is $3100.
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paola is a consultant for mary kay, a beauty, skin care, and makeup company. she hosts skin care workshops in people's homes and sometimes the local mall using mary kay products and then offers the products for sale at the end of his demonstrations. paola is demonstrating which type of non-store retailing?
Paola is demonstrating direct selling type of non-store retailing.
What is retailing?Retailing, sale of goods, and certain consumer services. Usually this involves the selling of single units or small lots to a large number of customers by a company established for this specific purpose. Retailers don't just sell merchandise. We also sell services. Restaurants, hotels and bars are all included in retailing. One example is Kroger, which offers both physical stores and online delivery. Wholesaler: purchases finished goods from manufacturers and sells these goods in bulk to retailers. Retailer: Sells small quantities of product to end users at a higher price (in theory, the manufacturer's suggested retail price). Consumers: Purchase goods from retailers for personal use.To learn more about retailing from the given link :
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kasper film co. is selling off some old equipment it no longer needs because its associated project has come to an end. the equipment originally cost $22,500, of which 75% has been depreciated. the firm can sell the used equipment today for $6,000, and its tax rate is 40%. what is the equipment's after-tax salvage value for use in a capital budgeting analysis? note that if the equipment's final market value is less than its book value, the firm will receive a tax credit as a result of the sale.
Kasper film co. is selling off some old equipment . The equipment's after-tax salvage value for use in a capital budgeting analysis is $ 5850
Calculating the problem:Original cost = $ 22,500
Depreciation = $ 16,875
Book value = $ 22, 500 - $ 16, 875
= $ 5,625
Sale value = $ 6000
Book value = $ 5625
Capital gain = $6000 - $ 5625
= $ 375
Tax = $ 150
Available cash flow = $ 6000
Tax = $ 150
Net cash flow = $ 5850
What's expressed by capital budgeting?Capital budgeting is the process a business undertakes to estimate implicit major systems or investments. structure of a new factory or a big investment in an outer adventure are exemplifications of systems that would bear capital budgeting before they're approved or rejected.
What's capital budgeting advantages?Capital budgeting helps a company conclude the colorful pitfalls involved in an investment occasion. And how these pitfalls affect the returns of the troop. It helps the company to estimate which investment attachment would yield the stylish possible return.
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how would you calculate the transfer tax if it's $0.35 per $1,000 of the sales price, which was $400,000?
The way of calculation of transfer tax is (400,000 ÷ 1,000) x .35.
What is transfer tax?When property is transferred from one person or entity to another, a fee called a "transfer tax" is assessed. A state, county, or municipality may impose a transfer tax. The majority of the time, it is not deductible from federal or state income taxes, though it might be included in the cost basis when determining the profit from the sale of securities and investment property. Some states classify transfer tax as an excise tax. State, county, or municipal authorities may charge a transfer tax on real estate in exchange for the right to transfer real estate within their borders. A legal deed, certificate, or title that is transferred from a seller to a buyer is effectively taxed by the government.
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making decisions about how threadless should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting. financial management. short-term financing. financial planning. long-term financing.
Making decisions about how threadless should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting is called as Financial Management
Hence, option A is correct.
What is Financial management?
Financial management refers to process where investing the available resources is done in such a way that the greater business model and return on investment can be achieved. In this multiple choice budgeting options are present . The main purpose revolves around financial and economic benefits of an investment.
Different types Financial management are
investment decisionworking decisionfinancial decisionHence, should allocate its resources to both current and future product innovations is a process known as multiple choice budgeting is called as Financial Management.
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stock valuation and pe the dahlia flower co. has earnings of $3.64 per share. the benchmark pe for the company is what stock price would you consider appropriate? what if the benchmark pe were 21?
The stock price will be $76.44 when the benchmark PE is given as 21.
What is PE?Private equity (PE) is the term for capital investments made in privately held businesses. Successful PE managers can make millions of dollars a year, and the majority of PE firms accept certified investors and those who are regarded as high-net-worth individuals.For the benefit of the fund's investors, private equity firms invest the money they raise by often acquiring controlling shares in businesses. The private equity firm then collaborates with corporate executives to increase the value of the companies, known as portfolio companies, in order to sell them at a profit in the future.Here given,
PE = 21 .
EPS = $ 3.64
We know that ,
PE = Price / EPS
By substituting the values,
21 = Price / 3,64
Price = 21 x 3.64
Price = $76.44 .
The price will be $76.44 when the benchmark PE is 21.
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what financial institution was tasked with assisting in rebuilding europe after world war ii, but ended up helping third-world countries with public sector projects?
The financial institution of the World Bank was tasked with helping in the reconstruction of Europe after World War II, but ended up helping third world countries with public sector projects.
The Second World War, also known as World War II and abbreviated as WWII or WW2, was a global conflict that lasted from 1939 to 1945. It involved the vast majority of the world's countries, including all the great powers, forming two opposing armies. alliance: Allies and Axis Powers.
World War II was a total war that directly involved over 100 million people from over 30 countries. The major participants in the war threw all their economic, industrial, and scientific capabilities into the war effort, blurring the distinction between civilian and military resources. The causes of World War II are debated, but contributing factors included the Second Italo-Ethiopian War and the Spanish Civil War.
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market creators: group of answer choices sell physical products directly to consumers or individual businesses. create revenue by providing digital content over the web. generate revenue from advertising or from directing buyers to sellers. save users money and time by processing online sales transactions. provide a digital environment where buyers and sellers can establish prices for products.
Market creators provide a digital environment where buyers and sellers can establish prices for products.
The natural environment or herbal global encompasses all living and non-living matters taking place certainly, meaning in this case no longer artificial. The time period is most customarily carried out to the Earth or a few parts of Earth. This environment encompasses the interplay of all living species, weather, climate and herbal resources that have an effect on human survival and economic activity.[1] The idea of the natural surroundings can be prominent as components: entire ecological units that feature as herbal structures without large civilized human intervention, which include all plant life, microorganisms, soil, rocks, surroundings, and natural phenomena that arise inside their limitations and their nature. Conventional herbal resources and physical phenomena that lack straightforward barriers, along with air, water, and climate, as well as power, radiation, electric powered fee, and magnetism, not originating from civilized human movements.
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Walt disney said, if you can dream it, you can do it. This quote best describes ________ leadership.
Walt Disney said, if you can dream it, you can do it. This quote best describes visionary leadership.
Walter Elias Disney become an American animator, film producer, and entrepreneur. A pioneer of the Yankee animation industry, he added several developments inside the production of cartoons. As a film producer, he holds the file for the maximum Academy Awards earned and nominations through a person, having won 22 Oscars from 59 nominations. He changed into presented with Golden Globe special success Awards and an Emmy Award, among other honors. several of his films are covered within the countrywide movie Registry through the Library of Congress. Disney changed into the primary individual to be nominated for Academy Awards in six unique classes.
Disney evolved an early hobby in the drawing. He took art lessons as a boy and got a process as a commercial illustrator at the age of 18. He moved to California in the early 1920s and installed the Disney Brothers Studio together with his brother Roy. With Ub Iwerks, he advanced the man or woman Mickey Mouse in 1928, his first exceptionally famous fulfillment; he also supplied the voice for his advent in the early years.
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angela's ready to get started with her first smart display campaign, but her account isn't yet eligible due to not having enough conversions in the last 30 days. what's the minimum number of conversions needed
Angela needed At least 50 conversions on Display or at least 100 conversions on Search.
A minimum of 50 conversions on the Display Network or 100 conversions on the Search Network must have occurred within the previous 30 days for you to be eligible to set up a Smart Display campaign. Before enough conversions have occurred in the previous 30 days, Angela's account must be eligible.
Less criteria are needed to participate in smart display campaigns with pay for conversions, and there is additional support for you to make the most of the display network. When your campaign achieves a certain threshold for conversions, it is automatically upgraded into a full Smart Display campaign.
Up until your account receives 50 conversions in the previous 30 days, your Smart Display campaign's average daily budget is restricted to $200 USD (or equivalent in local currency).
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the promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities, such as trade shows, event sponsorships, and contests, is known as:
The promotional tool that stimulates consumer purchasing and dealer interest by means of short-term activities, such as trade shows, event sponsorships, and contests, is known as Sales Promotion.
A sales promotion is an advertising strategy in which a enterprise makes use of a brief marketing campaign or offer to boom interest or demand in its services or products.
There are numerous reasons why a business may also choose to apply sales merchandising (or 'promo'), however, the number one cause is to reinforce sales.
A sales promotion method additionally referred to as a discounting strategy, is a marketing technique to motivate clients to take a particular, pre-decided movement thru sales discounts, incentives, or offers
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Scott worked 57hrs last week. He gets paid a salary of $87,600. What is the amount of Scott's weekly check? (Round to the nearest cent)
A) $1,684.62
B) $894.55
C) $2,389.31
D) $3,369.23
Answer: A) $1,684.62
Because salary divided equals this
true or false: thanks to the popular national flood insurance program, the economic impact of the 1997 red river of the north flood was greatly reduced.
It is true thanks to the popular national flood insurance program, the Asian financial crisis of 1997 red river of the north flood was greatly reduced.
What was Asian financial crisis?The Asian financial crisis, which began in July 1997 and affected most of East Asia and Southeast Asia, caused panic over the possibility of a global financial collapse. However, the rebound in 1998 and 1999 was swift, and concerns about a meltdown vanished. The Thai government was obliged to allow the Thai baht to float on July 2 as a result of a lack of foreign cash to support the baht's peg to the US dollar. This event is known in Thailand as the "Tom Yam Kung crisis" and marked the beginning of the global financial crisis. Almost immediately, there was a capital flight, which set off a global domino effect. Thailand was currently burdened with foreign debt.
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generally speaking, hr departments should be able to improve their performance by combining which two elements?
In general, HR departments ought to be able to boost their performance through a mix of increased effectiveness and efficiency.
Greater effectiveness here refers to the HR department’s efforts having a more positive impact on the workers and the company’s performance.
The group of individuals who work for a company, industry, or economy collectively constitute its human resources. Human capital, or the knowledge and abilities that particular people possess, is a more specific idea.
An organization's human resources department (HR department) handles human resource management, supervising various employment-related tasks like ensuring that labor laws and employment standards are followed, conducting interviews, managing employee benefits, organizing employee files with the necessary paperwork for future use, and handling some aspects of recruitment (also known as talent acquisition) and employee offboarding. They act as a conduit between a company's management and its workers.
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an adjustable rate mortgage with a start rate of 3.5%, an index of the 11th district cofi, a margin of 1.5%, and periodic and lifetime caps of 1/5 with semi-annual adjustments, would have a maximum interest rate of what at the end of the fourth loan year if 11th district cofi is 7.5% at that time?
9.0% is correct because the rate of interest will be lower than 10.45 %, and 9%
1/5 or .2 semi-annual increase
Semi-Annual Period Semi-Annual Increase Int. rate
1 0 5.00
2 0.2 6.00
3 0.2 7.20
4 0.2 8.64
5 0.2 10.37
6 0.2 12.44
7 0.2 14.93
or 7.5+1.5 9.00
In finance and economics, interest is charged from a borrower or deposit-taking monetary group to a lender or depositor of a quantity above reimbursement of the predominant sum (this is, the amount borrowed), at a selected charge.[1] it is distinct from a fee that the borrower may also pay the lender or some 1/3 birthday party. It is also wonderful from a dividend that is paid by using a company to its shareholders (owners) from its earnings or reserve, but no longer at a selected charge decided ahead, rather on a pro-rata foundation as a share inside the reward received by danger taking marketers while the revenue earned exceeds the full charges.
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