When a bank wishes to build a long-term relationship with a borrower, it may offer Loan.
In a loan, a certain quantity of money is given to another person in exchange for the value or main amount being repaid at a later date. In many circumstances, the lender increases the principal value by adding interest or finance charges, which the borrower must pay in addition to the principal sum.
Loans may be made for a predetermined, one-time sum or as an open-ended line of credit with a cap up to a certain amount. In addition to secured and unsecured loans, there are also commercial and personal lending options.
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When you schedule ________ exclusively, you avoid the additional costs of coordination and communication when new people are added.
When you schedule overtime exclusively, you avoid the additional costs of coordination and communication when new people are added.
Communication is simply the act of transferring information from one place, person, or group to another. Every communication involves (at least) one sender, a message, and a recipient. Communication is the process of sending and receiving messages through verbal or nonverbal means, including speech.
Good communication skills are essential to allow others and yourself to understand information more accurately and quickly.
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I need help!
Does anyone have any good ideas to do a Senior exit project on? I have to find a field of work the do a project on and i need to shadow someone. What would be a good field of work to do?
Answer:
what bout some graphic designer? they do some cool stuff
Explanation:
What is an quantitative variable for which the median is used to measure central tendency?
The median is usually preferred to other measures of central tendency when your data set is skewed (i.e., forms a skewed distribution) or you are dealing with ordinal data. However, the mode can also be appropriate in these situations, but is not as commonly used as the median.
INTERPRETATION-
If the data being analyzed is qualitative, then the only measure of central tendency that can be reported is the mode. However, if the data is quantitative in nature (ordinal or interval/ratio) then the mode, median, or mean can be used to describe the data.
With quantitative data, the shape of the distribution of scores (symmetrical, negatively or positively skewed) plays an important role in determining the appropriateness of the specific measure of central tendency to accurately describe the data. If the distribution of scores is symmetrical or nearly so, the median and mean (as well as the mode) will be real close to each other in value.
In this case, the mean is the value of central tendency that is usually reported. However, if the distribution of scores is positively or negatively skewed, the mean will tend to either overestimate (in positively skewed distributions) or underestimate (in negatively skewed distributions) the true central tendency of the distribution. In extreme cases of skewed data, the mean can lie at a considerable distance from most of the scores.
Therefore, in skewed distributions, the median will tend to be the more accurate measure to represent the data than the mean because the median can never have more than one half the scores above or below it.
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What solutions are provided in the reading to keep los angeles a top competitor on the global market?
The solutions that are provided in the reading to keep Los Angeles a top competitor on the global market are by employing a strong strategy, understanding local labor laws, and focusing on to speed market.
When a global market is competitive, businesses will have greater incentives to lower prices, to improve the quality of their products and services, and to provide buyers with more options. Being globally competitive today requires developing global competence.
In order to keep Los Angeles as a top competitor on the global market some solutions were provided which are, using partnerships to drive efficiency, employing a strong strategy, being innovative, and placing a plan for growth.
Hence, the answer is given and explained above.
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Which level of threat includes disgruntled employees seeking to harm your systems?
Unstructured threat level of threat includes disgruntled employees seeking to harm your systems.
An unstructured threat is a computer attack by inexperienced hackers, also known as "script kids," who exploit software made by more experienced hackers to access a system, steal data from it, or execute a denial-of-service attack.
The quantity of hackers who constitute an unstructured threat to a system more than makes up for their lack of competence. Mission-critical servers are typically protected by numerous layers of security, making it difficult for script kids to access them.
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help on this question please ASAP
Based on the national income and income per capita, the population of the country is 10,000 people.
If the population and total income grow, the income per capita is $302.91 but if the country's population does not grow, the income per capita is $312.
How is income per capita found?It is found by the formula:
= Total income / Population
The population is therefore:
= 3,000,000 / 300
= 10,000 people
The income per capita if population grows 3% and total income grows 4% is:
= (3,000,000 x 1.04) / (10,000 x 1.03)
= $302.91
If only the total income grew:
= (3,000,000 x 1.04) / 10,000
= $312
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Accounts that keep a balance of each individual customer or supplier are called?
Accounts that keep a balance of each individual customer or supplier are called subsidiary accounts.
An accounts receivable subsidiary ledger is an accounting ledger that suggests the transaction and price history of every customer to whom the commercial enterprise extends credit score. The stability in every client account is periodically reconciled with the bills receivable balance inside the well-known ledger to make certain accuracy.
An income journal is a subsidiary ledger used to save distinct income transactions. Its most important reason is to put off a source of high-extent transactions from the general ledger, thereby streamlining the general ledger.
The income journal (also referred to as income book and sales day e book) is a special journal that is used to record all credit score income.
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For which type of innovation will consumer education be most important, perhaps requiring personal selling to gain product trial?
The discontinuous innovation is the type of innovation will consumer education be most important, perhaps requiring personal selling to gain product trial.
What is meant by consumer education?This is the term that is used to refer to the training that the consumers of a product would be made to face that would help them in the making of decisions especially when it comes to the consumption of a particular product. This would help them to make the types of decisions that are informed.
Hence we can conclude that the discontinuous innovation is the type of innovation will consumer education be most important, perhaps requiring personal selling to gain product trial.
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The organization-wide view of the entire database that lists all data elements and the relationships between them is called?
The organization-wide view of the entire database that lists all data elements and the relationships between them is called Conceptual-level schema.
A conceptual schema is a high-level description of the information needs on which the database design is based. It usually contains only the main concepts and the main relationships between them. Typically, this is a first-cut model with insufficient detail to create a real database.
A conceptual schema or high-level data model or conceptual data model is a map of concepts and their relationships. For example, a karate studio's conceptual schema includes abstractions such as students, obis, grades, and tournaments.
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If a regulator sets the price in a natural monopoly equal to the monopolist's marginal cost, the monopolist will?
A regulator sets the price in a natural monopoly equal to the monopolist's marginal coast, the rate is identical to marginal cost (P = MC), as in figure three.14. The aggressive fee and amount are laptop and quality control. The monopoly price and quantity are located where marginal revenue equals marginal cost (MR = MC): PM and QM.
The fee of manufacturing the ultimate unit is extra than the price, and is consequently making a loss, decreasing profit. in the change case, if it's miles less than the fee, by using producing extra gadgets, profits can be elevated. hence, it is ideal for them to set fee same to marginal fee.
Marginal fee pricing is the practice of setting the fee of a product at or barely above the variable cost to provide a further unit of output. Marginal fee pricing most effective covers the variable charges of manufacturing and does no longer bear in mind constant expenses.
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What type of capital does eskom obtain
Answer:
Capital can be in the form of equity and debt, and this is of particular importance as well for government because government is the primary shareholder and Eskom relies heavily on government support – be it in the form of loans or equity or guarantees
Explanation:
What is an arrangement in which the supplier maintains title to the inventory until it is used?.
Consignment inventory is an arrangement in which the supplier maintains title to the inventory until it is used.
What exactly is consignment stock?In a supply chain arrangement known as consignment inventory, a product is sold by a retailer, but ownership is held by the supplier up until the goods are sold. Unsold goods may be returned since the retailer does not technically purchase the inventory until it has been sold. The consignment model frequently sells seasonal, perishable, or pre-owned goods.
Because suppliers are not paid until shops sell their inventory, consignment inventory models can be dangerous for them. However, the supplier's ability to get their product in front of more potential clients is a significant advantage.
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A(n)____is a contractual agreement whereby someone with a good idea for a business sells others the rights to use a business name and sell a product or service in a given territory in a specified manner.
A Licensing is a contractual agreement whereby someone with a good idea for a business sells others the right to use a business name and sell a product or service in a given territory in a specified manner.
A license is formal permission or authorization to do, use, or possess something. Licenses are granted by one party to another party as part of the agreement between the parties. In the case of a government-issued license, the license is obtained upon application.
A business agreement in which a company authorizes another company to manufacture its products in return for a specified payment. There are few faster and more profitable ways to grow your business than licensing patents, trademarks, copyrights, designs and other intellectual property to others.
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True or false? companies purchase insurance to reduce the impact of threats. true false
TRUE, companies purchase insurance to reduce the impact of threats.
Insurance is protection against financial loss. It is a form of risk management used primarily to hedge the risk of potential or uncertain losses. Companies that provide insurance are known as insurers, insurers, insurers, or underwriters.
Insurance is a way of managing risk. When you buy insurance, you are buying protection against unexpected financial losses. If something bad happens to you, the insurance company will pay you, or someone you choose. If you do not have insurance and an accident occurs, you can pay all related costs.
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Suppose that a union successfully negotiated a 10 percent wage increase and the quantity of labor demanded increased by 10 percent. We can conclude that?
We can conclude that labor demand is unit elastic.
What is unit elastic demand for labor?The elasticity of demand for labor measures how the quantity of labor demanded when there is a change in the wages of labor. The the elasticity of demad is unit elastic, it means that when the ratio of the percentage change in quantity demanded to the percentage change in wage is 1.
The elasticity of demand for labor = percentage change in quantity of labor demanded / percentage change in wages
10% / 10% = 1
Here are the options:
labor demand is highly elastic.
the coefficient of labor demand elasticity is less than 1.
labor demand is unit-elastic
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Scales that measure how happy the client is with the services they have received are known as?
These parameters are known as the satisfaction scale CSS (Client Satisfaction Scale). It's used to measure the satisfaction level of customers or clients on your services these scales are provided in different ways to different clients on their dichotomy of work, behavior, and education in the form of the questionnaire.
satisfaction of clients is measured in different phases and in different ways. as a questionnaire pattern.Usually, it's measured in percentage form 1-3, 1-5, or 1-7. The more the value more will be the client satisfied. During the questionnaire form, we divide the levels of work into 5 portions strongly dissatisfied dissatisfiedneutralsatisfiedstrongly satisfied
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When estimating a sharpe ratio, would it make sense to use the average excess real return that accounts for inflation?
When estimating a Sharpe ratio, it makes sense to use the average excess real return that accounts for inflation the geometric return represents a compounding growth number and would inflate the annual performance of the portfolio.
As a rule of thumb, a Sharpe ratio above 0.5 is marketplace-beating performance if finished over the longer term. A ratio of one is top-notch and hard to attain over lengthy durations of time. A ratio of zero.2-zero.3 is in keeping with the wider marketplace.
In finance, the Sharpe ratio measures the performance of investment together with protection or portfolio as compared to a risk-unfastened asset, after adjusting for its risk.
It facilitates traders to perceive the threat level and changed the return rate of all mutual price ranges. This gives a clean image to the investors, and they get to recognize if the threat they take is giving top returns or not.
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You are obtaining the rights to a script, securing financing for a film, and hiring a cast and crew for a production. this is part of the process of:_______
Hiring a cast and crew for a production. this is a part of the procedure of An opportunity to marketing campaign for higher pay and operating situations.
A campaign is defined as a sequence of prepared movements that are finished for one purpose. An example of a marketing campaign is a set canvassing for a politician walking for the workplace. a chain of operations undertaken to achieve a fixed aim. An election marketing campaign; a navy marketing campaign. A marketing campaign is a planned set of activities that human beings perform over a time frame with the purpose to attain something including social or political trade.
A marketing campaign is a multi-channel promotion focused on a topic, occasion, or particular content material. advertising campaign thoughts are the posted content material, or occasions, that deliver your message to your target market. advertising campaigns are organized, strategized efforts to sell a specific employer intention, including raising awareness of a new product or shooting client feedback.
The successful campaign first and closing establish credibility and an experience of truth and rightness in all that they do. human beings, merchandise, and thoughts all seem to be affordable, possible, ready, trustworthy, professional, and so forth. It is straightforward to simply accept what is stated as honest and tough to make accusations of mendacity or deception.
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Beryl company sells flash drives per week. purchaseorder lead time is weeks and the economicorder quantity is units. what is the reorder point?
1800 units are the reorder point.
Option B. 1800 units.
Reorder Point = Maximum usage rate × Maseimutin lead time.
-> In given the Mancimum Sells of 900 hard drives.
Per week is the Maximum usage rate
and
Purchase order Lead time. 2 weeks is the maximum Lead time
is maximum
So
Reorder Point = 900 x 2
Reorder Point. = 1800 unit
A reorder point (ROP) is a specific level at which inventory needs to be replenished. That means it will tell you when to order so you don't run out of stock.
Reorder Point formula is Lead Time Requirement + Safety Stock. Of course, to do an accurate calculation, you need to determine your lead time and safety stock needs.
Berkshire Ltd. sells 900 hard drives per week. Purchase-order lead time is 2 weeks and the economic-order quantity is 1625 units. What is the reorder
a. 1625 units
b. 1800 units
C. 1450 units
d. 3250 units
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The majority of u. s. men and women revealed what about money and potential romantic partners?
The majority of u. s. men and women revealed what about money and potential romantic partners Potential partners must have steady incomes.
Ordinary income refers to ordinary income from salaries (including commuting allowances), business income, real estate income, pension income, etc. Temporary income such as retirement income and extraordinary income from investments and businesses are not included. Bonds provide a stable source of income.
A stable and stable income is the basis of people's sense of security. "While it matters to them how much money people make, our research shows that the security of that income is also important.
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In a small open economy with a floating exchange rate, an expansionary fiscal policy?
In a small open economy with a floating exchange rate, the trade rate will upward push, but income will remain unchanged.
Below a floating exchange fee the upward thrust in interest quotes will cause an growth within the price of the foreign money. The growth inside the fee of the home foreign money will reduce net exports, worsening the consequences of crowding out. therefore monetary policy is less powerful with floating trade rates.
While the authorities takes an expansionary financial method, this will increase interest quotes because the authorities has to promote bonds to raise the money it wants to spend; in flip, this attracts overseas capital and the demand for dollars, and ultimately increases the exchange charge.
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The trade rate will upward push, but income will remain unchanged.
When the government takes an expansionary financial method, this will increase hobby charges because the authorities has to sell bonds to elevate the money it desires to spend; in flip, this attracts foreign capital and the call for for greenbacks, and ultimately increases the trade fee. Beneath a floating exchange price the upward push in interest .
Charges will lead to an increase in the value of the foreign money. The growth within the value of the home foreign money will lessen internet exports, worsening the results of crowding out. as a consequence fiscal policy is less effective with floating change rates.
Trade refers to the voluntary exchange of goods or services between economic actors. Since transactions are consensual, trade is generally considered to benefit both parties. In finance, trading refers to the purchase and sale of securities or other assets.
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If a 2-year capital project has an internal rate of return factor equal to 1.69 and net annual cash flows of $51000, the initial capital investment was
If a 2-year capital project has an internal rate of return factor equal to 1.69 and net annual cash flows of $51000, the initial capital investment was
CI= $86190.
This is further explained below.
What is a capital investment?Generally, A company's purchase of tangible assets for use in advancing its long-term business aims and objectives is capital investment.
In conclusion,
capital investment
CI=51000x1.690
CI= $86190
If the internal rate of return factor for a two-year capital project is equal to 1.69 and the net yearly cash flows are equal to $51,000, then the original capital expenditure for the project was equivalent to $86190.
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Why would a profit-maximizing firm pay its workers more than what workers are paid at other firms in the same market?
A profit-maximizing firm pays its workers more than what workers are paid at other firms in the same market, this efficient wage decrease shirking, increase retention, higher quality recruits, and healthier employees
"Profit-maximizing firms pay their workers more than what workers are paid at other firms in the same market" What was the purpose behind this?
This efficiency wage is designed to reduce employee turnover, boost productivity and morale among employees, and enhance the pool of qualified job applicants. These goals may be attained by paying a salary rate above the going rate because doing so raises the opportunity cost of leaving or being dismissed. Paying an efficiency wage may actually result in lower labor expenditures for the company because acquiring and terminating staff can be expensive.
What does the efficiency wage theory suggest?
The efficiency wage hypothesis, often known as the notion of efficiency wages, contends that salary and worker productivity are positively correlated. In other words, a worker who is paid more will put in more effort and generate more output than one who is paid the wage determined by supply and demand.
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According to your text, sales promotions such as free samples and point-of-purchase displays are designed to build.
According to your text, sales promotions such as free samples and point-of-purchase displays are designed to build. are called "Short-Term sales."
What is short term sales?An property or stock that the seller doesn't own is sold in a short sale. The typical transaction involves an investor selling borrowed securities in expectation of a decrease in price; the seller is then obligated to deliver the same number of shares at a later date. A seller, on the other hand, holds a long position in the stock or asset.
Some characteristics of short term sales are-
A stock that its an investor believes will lose value in the near future is sold short.A trader borrows shares on margin for a set length of time to complete a short sale, selling the stock when the price is attained or the period of time has passed.Because short sells restrict gains while amplifying losses, they are regarded as dangerous trading techniques.Additionally, they come with regulatory hazards.To be successful, short sales need to be timed almost perfectly.To know more about short-term investment, here
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Nazerhy deposits $8,000 in a certificate of deposit. the annual interest rate is 6%, and the interest will be compounded quarterly. how much will the certificate be worth in 10 years? round your answer to two decimal places.
Nazerhy deposits $8,000 in a certificate of deposit. the annual interest rate is 6%, and the interest will be compounded quarterly. The certificate worth 10 years is $14,555.17.
What do you mean by deposit?A deposit is the act of giving money (or money equivalents) to an organization, most frequently a bank or other financial institution.The deposit is a credit for the party that made it (individually or as a group), and it can be refunded (withdrawn) in line with the conditions set forth at the time of deposit, transferred to another party, or applied to a future purchase.The primary source of funding for banks typically deposits.What is the interest rate?The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.Learn more about interest rate here:
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Answer:
14,512.15
Explanation:
The clearing account used to close the temporary accounts and which will also be closed before the finish of the accounting cycle is:_______
a. fees earned.
b. common stock.
c. dividends.
d. income summary.
The clearing account used to close the temporary accounts and which will also be closed before the finish of the accounting cycle is d. income summary.
The clearing account definition is that it's a brief account containing prices or amounts to be transferred to another account. Clearing debts are regularly known as a wash account or cash clearing account. finances take a seat in a clearing account for a brief length until they may be moved wherein they belong.
Closing entries are used to switch the contents of the temporary accounts into the permanent account, Retained profits, which resets the brief balances to zero, permitting tracking of revenues, costs, and dividends in the next period.
Temporary accounts consist of revenue, expenses, and dividends, and these accounts ought to be closed at the stop of the accounting year.
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Instructions: questions 5-19 use the data table on tab q5-19 in the exam workbook. we strongly recommend you analyze this data with the aid of a pivot table. you may also benefit from adding some extra calculation columns to the dataset. answers for numerical data should be rounded to the nearest 1 decimal, comma-separating 000s, not written in currency format. so if the answer is $10,500.658, you would input 10,500.7. over the entire analysis period, which sales rep sold the highest cumulative quantity of a single item
Cumulative quantities is the adding up of the required quantities of materials over a particular period.
What is a cumulative quantity?Cumulative quantities simply mean adding up of the required quantities of materials over a particular period. This is important to plan production. In this case, you'll have to add the materials together.
Cumulative quantities are a logistics concept that includes adding up required material quantities over a certain time period, which can be represented by a 'cumulative curve.' This notion is utilised in serial production, namely in the automotive sector, to plan, control, and monitor production and delivery.
The Concept of Cumulative Quantities (CCQ) employs the closed loop feedback mechanism inherent in industrial, technical, and electrical systems. For closed-loop control, the objective requirements are summed for each time period and compared to the actual values. Positive cumulative deviation for a given time interval necessitates no additional order, but negative deviation necessitates a new order.
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In the republic of yemen, per capita real gross domestic product (gdp) in 2004 was $2,109. 27. By 2005, it had increased to $2,203. At what rate did yemen’s economy grow in that time?
The rate at which Yemen's GDP and economy grew at that was at the rate of $94 per year.
Rate of growth is considered a measure of how a magnitude increases in a determined time. Thus, if the magnitude changes from x1 to x2 in a time t, then the rate of growth is:
r = x2 - x1 / t
Thus, the GDP of Yemen in 2004 went from $2,109 to $2,203 in the year 2005. So,
r = 2,203 - 2,109 / 1
r = $94 per year
GDP counts all of the output generated within the borders of a country. It also measures the monetary value of final goods and services which are bought by the final user and produced in a country in a given period of time.
Hence, the Yemen's economy grew at the rate of $94 per year.
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A company that is losing money to international competitors will most likely __________ to stay in business
A company that is losing money to international competitors will most likely move its manufacturing to a country where workers are paid less to stay in business.
International Competition means the Summer or Winter Olympic or Paralympic Games, World Championships, European Championships, or any other international sporting competition recognized by an International Federation or International Federation of Sports for the Disabled. Example 1 Example 2 Example 3.
By adopting strong strategies, understanding local labor laws, focusing on speed to market, and using partnerships to drive efficiency and innovation, companies can: Get the competitive advantage they need in the global marketplace.
The question is incomplete. Please read below to find the missing content.
A company that is losing money to international competitors will most likely __________ to stay in business.
merge with a similar company
sabotage the competition
move its manufacturing to a country where workers are paid less
increase its advertising budget
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Non-profit organizations are not affected by the behavior of their funding organizations as long as they continue to receive the money they need to continue their operations.
a. True
b. False
This is false statement that Non-profit organizations are not affected by the behavior of their funding organizations as long as they continue to receive the money they need to continue their operations.
What are Non profit organizations?A nonprofit organization (NPO), often referred to as a non-business organization, not-for-profit organization, or nonprofit institutions, is a legal body set up and run for the benefit of the general public, the community, or other non-owners. This is in contrast to an entity that works as a company and seeks to make a profit.
The non-distribution constraint applies to organizations, which implies that any cash inflows must be used to further their purpose instead of being transferred to those other parties. Many organizations, including some political ones, educational institutions, professional associations, religious institutions, clubs, and consumer cooperative, are nonprofit. Government permission is needed for charitable organizations to be tax-exempt, however some may also be qualified for tax-deductible donations. However, a group can organize as a nonprofit if it does not obtain tax-exempt status.
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