which of the following was the result in paula e. rossman v. fleet bank (r.i.) national association, the case in the text in which the plaintiff sued the defendant after she opened a credit card account based on the promise that no annual fee would be charged; but the policy was changed shortly thereafter, and she was charged an annual fee?

Answers

Answer 1

According to this ruling, "the statement 'no annual fee is not a clear and conspicuous disclosure of a set of contract terms that permit the imposition of an annual fee within a year." Plaintiff Paula Rossman received a "Pre-Qualified Invitation" from defendant Fleet Bank in late 1999 to apply for a credit card. A "Fleet Platinum MasterCard" with a low annual percentage rate and "no annual charge" was being offered.

Fleet Bank (R.I.) National Association, Fleet Credit Card Services, L.P., Fleet Credit Card Holdings, Inc., and FleetBoston Financial Corporation were all named as defendants by Rossman. We will refer to these entities collectively as "Fleet" because there are no disputed issues requiring them to be distinguished.

Rossman may have gotten two separate credit card offers from Fleet, it seems. A "2.99% fixed APR until May 1, 2000," after which the rate would increase to a "9.99% fixed APR," was the offer made by the lone plaintiff who was attached to her case. On November 30, 1999, that offer was no longer valid. Rossman has not refuted Fleet's claim that she really replied to a second offer, which ran out on December 31, 2000.

Fleet highlighted that the "7.99% fixed APR" given in the message was "not an introductory rate." Rossman may have responded to the second solicitation because the card she eventually got had a 7.99% APR. Since a card with "no annual fee" was offered in both mailings, this ambiguity is not relevant to how this appeal is resolved.

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Related Questions

Bill is a salesperson who relies on his current customers to help him identify potential new customers. In this scenario, Bill relies on _____ for lead generation.
referrals

Answers

Bill is a salesperson who relies on his current customers to help him identify potential new customers. In this scenario, Bill relies on referrals for lead generation.

A sales representative, pretty certainly, sells products or services for a company and represents its logo. They manipulate relationships with clients, serving as the key factor of touch, from preliminary lead outreach to while a buyer is in the end made.

A sales activity is an occupation that involves selling a product or service to customers. Many groups depend upon salespeople to sell their services and products, so numerous unique income jobs are available to those who want to pursue a career in this area.

A  great sales clerk has more to provide customers than a thrilling pitch —they're enthusiastic people with resilience and they make the effort to get to understand their client's needs, show empathy, and deal with a product in confidence.

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the covariance of the market's returns with the stock's returns is 0.008. the standard deviation of the market's returns is 0.08, and the standard deviation of the stock's returns is 0.11. what is the correlation coefficient of the returns of the stock and the returns of the market?

Answers

Correlation coefficient of the returns of the stock and the returns of the market is 0.008 / (0.08)(0.11) = 0.909.

A inventory is a popular time period used to explain the ownership certificates of any enterprise. A share, then again, refers back to the stock certificates of a selected business enterprise. Retaining a particular corporation's proportion makes you a shareholder. Description: stocks are of  sorts—not unusual and desired.

A shop or deliver accumulated or to be had. especially : the stock of products of a merchant or producer.

The perfect way to buy stocks is thru an online stockbroker. After opening and investment your account, you can purchase stocks thru the broker's internet site in a count of mins. Different options include the usage of a full-provider stockbroker, or buying inventory at once from the enterprise.

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strategy can be defined as: question 15 options: process whereby new and improved products, processes, materials, and services are developed and transferred to a new plant or market where they are appropriate the critical tools, methods, and systems employed in the creation of goods or in providing services a coordinated set of actions that fulfill the firms objectives, purposes, and goals the systematic gathering of information that leads to the generation of feasible alternatives for the firm.
an industrial integration view of the firm based on industrial organization economics.

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Strategy can be defined as a coordinated set of actions that fulfill the firm's objectives, purposes, and goals.

A business's decisions and actions made to realize its wider vision collectively constitute its business strategy. Businesses can become market leaders in their industry by understanding what a business plan is and how to implement it effectively.

The value of a business strategy cannot be understated once operations have begun. Any leader who is not aware of its significance cannot guarantee the organization's long-term viability.

Around the world, there are numerous instances of prosperous businesses. While having a strong team and adequate funding have been key components in their success, there is one more element that guarantees that businesses accomplish their goals: a foolproof business strategy.

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What is an example of direct financing?.

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An example of direct financing would be applying to the personal bank directly for a loan to purchase a car.

Direct financing refers to borrowing from the lender directly without any intermediary facilitating the financing. The borrowers can apply for as many options as they want and they are also provided with many options for a loan. Direct financing can be done either before buying or after buying the objective of the loan.

In the example, the person can apply in the bank directly for a loan and take the money to pay for the car purchase from the dealer. There is no need for offering payment options from the dealer's side.

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omar incorporated paid a $24,000 expense, only $18,000 of which was deductible. if omar's marginal tax rate is 40%, compute the after-tax cost of the expense. group of answer choices

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Omar's after-tax cost of the expense if omar's marginal tax rate is 40% would be $16,800

What is marginal tax rate?

It is the amount of additional tax paid for every additional dollar earned as income. The average tax rate is the total tax paid divided by total income earned. A 10% marginal tax rate means that 10 cents of every next dollar earned would be taken as tax.

How to calculate the after-tax cost of the expense?

Calculation of after tax cost =

Before tax cost - tax savings

= 24,000 - (18,000 * 40%)
= $16,800

Therefore, the after tax cost of the expense is $16,800.

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suppose that $6000 is placed in a savings account at an annual rate of 3.4%, compounded quarterly. assuming that no withdrawals are made, how long will it take for the account to grow to $8346? do not round any intermediate computations, and round your answer to the nearest hundredth.

Answers

The interest you earn on interest is known as compound interest. Simple math may be used to demonstrate this: Hence 2.5 years will be the period to grow .

What is Compound Interest ?

In order to compute compound interest, multiply the principle of the original loan by the annual interest rate multiplied by the number of compound periods minus one.

You will then be left with the principal amount of the loan plus compound interest.

Computation of Period

Given in the question

A= $ 8346

P = $ 6000

r = 3.4%

t = 4

n=  ?

[tex]A = P (1+r/100)^nt\\$ 8346= 6000(1+3.4/100)^4t\\8346 = 6000(1.034)^4t\\8346/6000 = (1.034)^4t\\1.391 = (1.034)^4t\\\\t = 10\\n = 10/4 \\n = 2.5 years[/tex]

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Assume that the current market equilibrium price for milk is $2.80 per gallon and that 5 million gallons are sold per day. If the government sets a price ceiling of $2.00 per gallon, which of the following is true? (A) The demand for milk will increase. (B) The supply of milk will decrease. (C) There will be an excess supply of milk in the market (D) More than 5 million gallons of milk will be sold. (E) Less than 5 million gallons of milk will be sold.

Answers

If the government sets a price ceiling of $2.00 per gallon, the true statement is the demand for milk will increase. (option A)

What is a price ceiling?

Price ceiling is when the government or an agency of the government sets the highest price a good or service can be sold for.

A price ceiling is binding when it is set below the equilibrium price for the good. Equilibrium price is the price at which the quantity demanded is equal to the quantity supplied.

When a binding price ceiling is enacted, the quantity demanded would increase over the quantity supplied. This would result in a shortage. As a result, consumer surplus would increase and producer surplus would decrease. A price ceiling would lead to the emergence of black markets.

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you are the manager of a monopolistically competitive firm, and your demand and cost functions are estimated as q

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If you are manager of monopolistic competition firm, and your demand and the cost functions are estimated as q=36-4p.

What is monopolistic competition?

Monopolistic competition is a form of imperfect competition in which several producers compete with one another yet sell goods that are distinguishable from one another (for example, by branding or quality) and are therefore not exact substitutes. In monopolistic competition, a business disregards the effects of its own pricing on those of its competitors and accepts the prices demanded by them as given. Monopolistic competition will give way to a monopoly that has been given by the government if this occurs in the presence of a coercive government. The business keeps extra capacity, unlike ideal competition. Industries are frequently modeled using monopolistic competition models. Restaurants, breakfast cereals, apparel, shoes, and service sectors in big cities are a few examples from textbooks of industries with market systems resembling monopolistic competition.

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Question:

You are the manager of a monopolistically competitive firm, and your demand and cost functions are estimated as quest?

which category of management information systems (mis) focuses on providing forecasting capabilities for sales and production?

Answers

Decision support systems (DSS) category of management information systems (MIS) focuses on providing forecasting abilities for sales and production.

A decision support system (DSS) is a computerized system that collects, evaluates, and synthesizes data in order to generate thorough information reports.A decision support system is different from a standard operations program, which only has the ability to gather data.Decision support systems facilitate better decision-making, prompt problem-solving, and increased effectiveness while handling operations, planning, and even management-related challenges.A decision support system (DSS) is a computerized system that collects, evaluates, and synthesizes data in order to generate thorough information reports.A decision support system is different from a standard operations program, which only has the ability to gather data.Decision support systems facilitate better decision-making, prompt problem-solving, and increased effectiveness while handling operations, planning, and even management-related challenges.

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which of the following is a true statement? group of answer choices the more difficult the goal, the more likely military force is going to be needed to back up economic sanctions. because low tariffs have a high ratio of benefits to costs, they are an especially efficient way for nations to achieve full employment and growth. it seems likely that economic sanctions ultimately would have led to regime change in iraq. protection in the form of tariffs or quotas is a very efficient tool for job creation and preservation.

Answers

Of the four statements, the one that is correct is, option d, protection in the form of tariffs or quotas is a very efficient tool for job creation and preservation.

What is a protective tariff?

They are tariffs that are spread with the objective of preserving a national industry, fulfilling the objective of making imported goods cost more compared to equivalent goods produced in the country, which causes sales of goods produced in the country to increase, which supports local industry and employers in those industries.

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problem 9-3a (static) aging accounts receivable and accounting for bad debts lo p2, p3 skip to question [the following information applies to the questions displayed below.] on december 31, jarden company's allowance for doubtful accounts has an unadjusted credit balance of $14,500. jarden prepares a schedule of its december 31 accounts receivable by age. accounts receivable age of accounts receivable expected percent uncollectible $ 830,000 not yet due 1.25% 254,000 1 to 30 days past due 2.00 86,000 31 to 60 days past due 6.50 38,000 61 to 90 days past due 32.75 12,000 over 90 days past due 68.00

Answers

1. The Required balance of the Allowance for Doubtful Accounts at December 31: $41650

2.The adjusting entry to record bad debts expense at December 31 as follows:

Date                 General Journal                            Debit      Credit

Dec 31      Bad debts expense ($41650 - $14500)    27150  

              Allowance for doubtful accounts                         27150

3. The write off of the uncollectible receivable does not directly affect Jarden's net income.

What is debt ?

A debt is an obligation that requires one party, or the debtor, to pay money or another agreed value to another party, or the creditor. Debt is a deferred payment or series of payments that separates it from an immediate purchase. The debtor can be a sovereign state or country, a local government, a company or an individual. Commercial debt is usually subject to contractual terms regarding the amount and schedule of principal and interest repayments. Loans, bonds, notes and mortgages are all debts. In financial accounting, debt is a type of financial transaction that differs from equity.

1.

Age                   Accounts              Percent                 Amount

                        Receivable      Uncollectible           Uncollectible

Not yet due    830000           1.25%             10375

1 - 30 days    254000           2.00%            5080

31 - 60 days    86000             6.50%                 5590

61 - 90 days    38000                   32.75%                 12445

Over 90 days    12000                   68.00%                 8160

Total     41650

Required balance of the Allowance for Doubtful Accounts at December 31: $41650

2.

Date                 General Journal                            Debit      Credit

Dec 31      Bad debts expense ($41650 - $14500)    27150  

              Allowance for doubtful accounts                         27150

3. The write off of the uncollectible receivable does not directly affect Jarden's net income since the journal entry to record the write off will debit the allowance for doubtful accounts and credit the accounts receivable by $4750. As no income statement account is affected, there will be no impact on the net income.

The complete question is :

On December 31, Jarden Co.'s Allowance for Doubtful Accounts has an unadjusted credit balance of $14,500. Jarden prepares a schedule of its December 31 accounts receivable by age.  accounts receivable age of accounts receivable expected percent uncollectible $ 830,000 not yet due 1.25% 254,000 1 to 30 days past due 2.00 86,000 31 to 60 days past due 6.50 38,000 61 to 90 days past due 32.75 12,000 over 90 days past due 68.00

1. Compute the required balance of the Allowance for Doubtful Accounts at December 31 using an aging of accounts receivable.

2. Prepare the adjusting entry to record bad debts expense at December 31.

3. On June 30 of the next year, Jarden concludes that a customer's $4,750 receivable is uncollectible and the account is written off. Does this write-off directly affect Jarden's net income?

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Relative to the domestic market without​ trade, when the country is able to import from abroad at a price less than the domestic​ price, which of the following will NOT​ occur?
A.
The country will be worse off.
B.
Producer surplus will decrease.
C.
CS​ + PS will increase.
D.
Consumer surplus will increase.

Answers

Relative to the domestic market without​ trade, when the country is able to import from abroad at a price less than the domestic​ price, the following will not occur is the country will be worse off.

Domestic marketing is defined as the practice of marketing inside the borders of a country, i.e., in the local market, with a narrow scope. When compared to foreign marketing, it costs less to invest. The language, culture, and nation are all one.

The major hub of issuance activity is the domestic market. A greater number of businesses now have access to corporate bond and equity financing as local markets have grown. Compared to foreign markets, domestic capital markets have the benefit of drawing more and smaller companies.

Hence the correct option is A

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What is most likely to happen to an adjustable-rate mortgage in a decreasing interest rate environment?.

Answers

The borrower's payments on an adjustable-rate mortgage will go down in an environment of falling interest rates.

Explain about the mortgage interest rates decrease?

They impact the price of real estate and the amount we will have to pay in interest when borrowing money to purchase a property. While high interest rates typically have the opposite effect, they do tend to increase demand for real estate and raise prices.

A banking organization predicts that mortgage rates will decrease to 5.4% by the end of 2023. The Consumer Price Index showed prices rising 7.7% year over year in October, after months of 8% or higher, which is a reason for optimism. This was softer than projected inflation. The stock market soared as a result of that encouraging evidence of declining inflation, and mortgage rates also decreased.

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according to the assumptions of the quantity theory of money, if the money supply increases by 50 percent, then

Answers

The correct reply is C. nominal GDP would be unchanged; actual GDP would upward jostle via 5 per cent.

What assumptions does the extent principle of cash make?

According to the volume theory of money, the commonplace charge degree of items and services is proportional to the money supply in an economy—assuming the level of actual output is constant and the velocity of money is constant.

What occurs to volume of money when cash provide increases?

Thus, according to the volume theory of money, when the Fed will increase the money supply, the cost of money falls and the price level increases.

according to the assumptions of the quantity theory of money, if the money supply increases by 50 percent, then

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According to the monetary approach of money's underlying assumptions, the nominal GDP would increase by 5% and the nominal GDP would remain unchanged if the money supply increased by 50%.

What is the nominal GDP?

Nominal GDP is the gross domestic product (GDP) which has not been adjusted for inflation. By reflecting the values of all the produced goods and services during the current reporting period, current price estimations of GDP are created.

What precisely is the money quantity theory?

According to the quantity theory of money, an economy's price level and money supply are directly correlated. The price level and the money supply are inversely correlated, meaning that they fluctuate proportionally when one occurs.

How much money is intended by the term?

The total amount of readily usable funds, including as cash, coins, and bank account balances, that are present in the economy at any given time is known as the money supply, or quantity of money. Key economic indicators including nominal gross domestic product (GDP) as well as price levels and the money supply occasionally show a close link.

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20) pricing strategies usually remain the same as a product moves through its life cycle. a) true b) false

Answers

False, pricing strategies usually does not remain the same as a product moves through its life cycle.

What are pricing strategies?Value-based, competition-based, cost-plus, and dynamic pricing are all commonly used models  depending on the industry and business model.A pricing strategy considers a variety of factors such as resource consumption, market conditions, customer capabilities, supply and demand, and the need for the product, such as regular or occasional items, to determine the price of a particular product or service. A tool used to configure Pricing is important because it defines the value of your product to you  and  your customers – specific prices that let customers know if it is worth the time and investment.The pricing strategy revolves around his three main points: Cost and profit targets, consumer demand and competition.They basically want their customers to see that  this product is worth the price.

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Select the situation below where contractionary monetary policy would be needed. The inflation rate is growing rapidly. O People are reluctant to take out loans. O People are holding onto their money rather than spending it. O Individuals reduce the frequency with which they spend and deposit money in banks.

Answers

The situation below where the contractionary monetary policy would be needed is The inflation rate is growing rapidly. Thus the correct option is A.

What is inflation?

The term "inflation" refers to a situation where prices of products and services increase for a period of time, disrupting customer purchasing decisions due to the high cost. it might result in a decline in a currency's purchasing power, inflation seeks to depreciate a currency.

When the rate of inflation is high, there will be less demand for products and services because high-interest rates will prevent customers from spending money, which also has an impact on the overall economy of the nation. High inflation will reduce an individual's purchasing power.

In order to combat inflation, a contractionary monetary policy is one that slows down the rate of monetary expansion.

Therefore, option A is appropriate.

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describe some similarities and differences among broker-dealer networks, alternative trading systems (ats), and registered stock exchanges.

Answers

However, unlike exchanges,  ATS has no members (ATS has "subscribers") and has no regulatory liability. An ATS can trade listed stocks like a stock exchange, but unlike a stock exchange, an ATS can also trade unlisted stocks (also known as OTC stocks) and fixed income securities such as bonds.

The main similarity between broker-dealer networks, alternative trading systems, and registered stock exchanges is that they are all some kind of market for  buying and selling  securities, either stocks or bonds.

What are alternative trading systems(ATS)?

An Alternative Trading System (ATS) is an SEC-regulated electronic trading system that matches orders between buyers and sellers of securities.  ATS is not a domestic stock exchange. However,  ATS can apply to the SEC to become a domestic stock exchange.

What is a registered stock exchange?

A registered stock exchange that has filed and approved a registration statement with the SEC. All major US stock exchanges  are registered with the SEC under the Securities Exchange Act of 1934.

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Cullumber Bus Lines uses the units-of-activity method in depreciating its buses. One bus was purchased on January 1, 2022, at a cost of $125,000. Over its 4-year useful life, the bus is expected to be driven 220,000 miles. Salvage value is expected to be $8,400. ✓ Your answer is correct. Compute the depreciation cost per unit. (Round answer to 3 decimal places, e.g. 6.251) Depreciation cost per unit $ e Textbook and Media . Your answer is partially correct. Prepare a depreciation schedule assuming actual mileage was: 2022, 50,000; 2023,65,000; 2024, 51,000; and 2025, 54,000. (Round depreciation cost per unit to 3 decimal places, e.g. 0.125 and other answers to 0 decimal places, e.g. 125) Computation End of Year Years Units of Activity * Depreciation Cost/Unit = Annual Depreciation Expense Accumulated Depreciation Book Value 2022 50000 .53 26500 26500 98500 2023 65000 .53 34450 60950 64050 2024 51000 .53 27030 2025 54000 .53 28620
Previous question

Answers

a) The depreciation cost per unit is $0.53 per mile.

b) The preparation of the depreciation schedule is as follows:

Year          Cost      Depreciation     Accumulated       Net Book

                                  Expenses       Depreciation           Value

2022    $125,000       $26,500           $26,500           $98,500

2023      125,000          34,450             60,950             64,050

2024      125,000         27,030              87,980             37,020

2025      125,000        28,620             116,600             $8,400

What is the depreciation schedule?

The depreciation schedule is a chart that shows the cost of an asset, the depreciation expense for each year, the accumulated depreciation, and the net book value.

Preparing the depreciation schedule helps to track the depreciation expenses, which represent the cost allocated to each accounting period for the use of a long-term asset.

Cost of bus = $125,000

Expected useful life in mileage = 220,000 miles or 4 years

Expected salvage value = $8,400

Depreciable amount = $116,600 ($125,000 - $8,400)

Depreciation cost per unit = $0.53 ($116,600 ÷ 220,000)

Computation of Depreciation Expenses:

Year       Mileage  Depreciation   Depreciation

                                    Rate             Expense

2022      50,000        $0.53            $26,500

2023      65,000        $0.53            $34,450

2024       51,000        $0.53            $27,030

2025      54,000        $0.53           $28,620

Total = 220,000

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Review question what are the differences between each of the three types of banks—retail banks, credit unions, and online banks?.

Answers

Retail banks have multiple areas and a range of banking services. Credit unions, however, have fewer costs and greater interest charges on your money, but frequently require membership.

With on-line banks, the whole lot happens digitally (deposits, transfers, consignment payments, and savings).

What are 3 differences between credit score unions and banks?

Credit unions are not focused on making a profit as a great deal as banks are, so they are able to offer their members decrease fees, higher hobby prices on loans and higher yields on savings.

What makes banks and savings unions exclusive from every other is their profit status. Banks are for-profit, meaning they are both privately owned or publicly traded, whilst credit unions are nonprofit institutions.

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a manager needs to inform employees that the quarterly project management training will start on june 1, about three months from now. generally, which of the following should the manager use in this situation?

Answers

Nowadays, time of digital technology every person use technology acording to their need.

The best, cheap and fast way for manager to inform employees that the quarterly project management training will start on june 1, about three months from now is Email.

Effective communication occurs when senders and receivers interpret the meaning of messages in the same way as communicate. A relationship is formed whenever two people have a communication transaction. Transactions can lead to positive or negative

emotions.

A announcements will be directed to many ways like face to face, videoconferencing, phone ,email etc.

but face-to-face interactions take a lot of time and money.

Face-to-face meetings, video conferences, personal notes and phone calls occupy a significant amount of time and personal attention.

But email is the only best and fastest way to more easily inform large groups of people about a meeting.

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Which of the following is a characteristic of a monopolistically competitive market? I. There are many sellers. II. Firms sell slightly differentiated products. III. Each firm faces a downward-sloping demand curve.
I only
I and II only
II and III only
\I, II, and III

Answers

Option 3. The characteristic of a monopolistically competitive market is

II. Firms sell slightly differentiated products. III. Each firm faces a downward-sloping demand curve.

What is the monopolistically competitive market?

When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. In a monopolistic competitive industry, entry barriers are low, and actions made by one firm do not necessarily have an impact on other firms.

A market is said to be monopolistic if just one business is allowed to sell goods and services to the general public.

In monopolistic competition, a business disregards the effect of its own pricing on the prices of other businesses and accepts the prices charged by its rivals as given.

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What is the main function of interest groups?.

Answers

Interest groups are created to advance the causes that matter to its members. Influencing public policy is their main concern.

What are the functions of interest groups ?A special interest group is a community within a larger organisation that has a common goal of advancing a particular field of knowledge, learning, or technology. Members work together to influence or produce solutions in their particular field and may communicate, gather in person, and plan conferences.While changing policy is their main objective, interest groups also keep an eye on how the government is operating, allow members to participate in politics, and enlighten both the general public and parliamentarians. The National Conference of State Legislatures reports that by November 2015, 36 states have passed legislation requiring voters to show identification at the polls.Interest groups help people get involved in politics in a variety of ways. Some group members become involved, trying to further the organization's goals on behalf of the group.

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a person getting drug tested by his/her employer would submit a urine sample for use in an indirect elisa test. true false

Answers

The above statement "A person getting drug tested by his/her employer would submit a urine sample for use in an indirect Elisa test" is False.

A drug is any chemical that, when eaten, induces a change in the physiology or psychology of an organism. Food and substances that give nutritional assistance are often differentiated from drugs.

Drugs can be consumed by inhalation, injection, smoking, ingestion, absorption through a patch on the skin, suppository, or dissolving beneath the tongue. A drug is a chemical compound with a recognized structure that, when delivered to a living creature, exerts a biological effect.

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A large movie theater chain was interested in seeing if they could increase sales by adding a monthly subscription service that allowed subscribers to see an unlimited amount of movies every month, instead of paying for tickets for each movie. To test this, they randomly selected half of their 400 theaters and introduced the new service, while the other half did not have the service.
Which of these answers would be the best way to have control in this study?
a. they had a group that opened at the standard pricing structure
b. Use a computer to randomly pick half of the theaters
c. their 200 locations

Answers

They had a group that opened at the standard pricing structure. Thus. option a) is correct.

Your pricing structure, which includes your basic price points as well as discounts, offers, and strategy, describes how you establish the price for your goods or services. Your company's pricing strategy has a significant impact on how customers view your business and how quickly it is likely to expand. A business that understands its buyer personas and the worth of its product in the market sets a fair pricing. Big growth results from that.

involves your entire pricing strategy across your business, with a focus on how your pricing relates to the product features that are made available and how it influences how customers use your product.

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Imagine that you have been assigned to market a cleaning product. Which of the following best describes the disadvantage of using coupons as a sales promotion strategy for such a product?
Consumers might stock up on the cleaning product now and not buy more later.

Answers

The following best describes the disadvantage of using coupons as a sales promotion strategy for such a product is consumers might stock up on the cleaning product now and not buy more later.

A marketing technique known as a sales promotion strategy—also known as a discounting strategy—is used to persuade customers to perform a particular, predetermined action by providing discounts, incentives, or offers.

Public relations, sponsorships, personal selling, direct marketing, traditional and internet advertising, and sales promotions are examples of promotional strategy types.

Discounts ("sales"), the distribution of samples and coupons, the hosting of sweepstakes and contests, unique shop displays, and the provision of rewards and rebates are the main sales promotion tactics. There must be some form of communication in order for these methods to work.

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alberto currently has $500 in an account that earns 20% apr, compounded monthly. assuming he doesn't withdraw any of the funds, how much will his retirement balance be in 6 years?

Answers

His retirement balance be in 6 years: fv= 1643.72

A fund is a type of investment that collects money from many human beings. The cash is finally utilized by fund managers to spend money on an expansion of shares and bonds. each investor is given devices that constitute a percentage of the fund's holdings.

A fund is a pool of money that is allotted for a specific reason. A fund may be mounted for lots of distinctive functions: a town government setting apart cash to construct a new civic center, a university putting apart cash to award a scholarship, or an insurance corporation that units apart cash to pay its customers' claims.

Solution:-

n= 6*12

1/y= 20/12

pv= 500

pmt= 0

fv= ??

fv= 1643.72

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why do people tend to eat more at all-you-can-eat buffet restaurants than at restaurants where each item is purchased separately

Answers

Customers feel the need to eat more food because the food at all-you-can-eat establishments frequently has less calories. Consumers perceive further excursions back to the buffet restaurants  as costing nothing once the all-you-can-eat meal has been purchased.

Restaurants are what?

The word restaurant derives from the French word restaurer, which means "to revive oneself." Supposedly health food stores with bouillon as their main dish, the first authentic French restaurants were founded generations before the Revolution of 1789. Customers can order and receive food and beverages at a restaurant, which is a place of business. Usually, meals are made and eaten on the spot, but a lot of restaurants now offer take-out and delivery services. Restaurants historically have had an impact on social interactions and satisfied a human need for connection beyond simply providing food and beverages.

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review how to calculate the price of a bond issue based on 100. (i.e., is the bond sold at a price higher than 100 or lower than 100.

Answers

The most recent price a bond traded at is referred to as a quotation. Bond quotes are transformed into a point system by converting them to a percentage of par (face value). Traditionally, bonds are issued with a par value of 100 or 100% of their $1,000 face value.

How is the issuing cost of a bond decided upon?

The price of a bond can be determined by applying a discount rate to the anticipated cash flows. The price of bonds on the open market is primarily influenced by three variables: time till maturity, credit quality, and supply and demand.

How do you calculate a bond issue's size?

The amount of bonds issued in a bond offering is determined by multiplying that number by the bonds' face value. Imagine that a business issues two million bonds with a face value of $100. The issue size is thus indicated to be $200 million.

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the fixed price in an option contract at which the owner can buy or sell the underlying asset is called the option's:

Answers

An option contract is that grants the option holder the right to buy or sell the underlying asset at a certain price at a specific date (sometimes referred to as the expiration date or maturity date) (known as strike price or exercise price).

Contracts between a buyer and a seller called options grant the buyer the right to purchase or sell a certain asset at a later time (expiration date) and a predetermined price (strike price). They are frequently employed in deals involving commodities, real estate, and securities.

It pays the upfront fee to concur. The buyer of a call option gains from an increase in price but faces little danger of losing money if the price falls because he can only stand to lose the option premium. In a similar vein, the put option

Buyer gains from a price reduction but faces little danger of losing money if the price rises. In other words, they keep the upside potential limitless while limiting the investor's exposure to the negative.

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which of the following phrases might be useful in writing the purpose statement for your formal report? check all that apply.

Answers

The following expressions could be used in your formal report's purpose statement: "The research team establishes" We determine, This report looks into.

Formal reports are summaries of all the facts, information, and analysis needed to make business choices. Typically, this report's goal is to offer a solution to the issue. Examples of formal reports are inspection reports and security reports.

There are two categories of formal reports: reference reports and analytical reports. Intelligence reports gather information and proof and utilise it to guide judgement. The material in information reports is also included in analysis reports, along with suggestions for problem-solving. The purpose statement specifies the goal and range of the report. The reader is made aware of the work's specific focus and what to anticipate from it.

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